Home > Bath National Bank > Assets and Liabilities
Bath National Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 111 | 1,545 |
| Assets and Liabilities | ||
| Total Assets: | $461,476,000 | 1,324 |
| Cash and due from depository institutions | $10,384,000 | 1,545 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $171,893,000 | 739 |
| Federal funds sold & reverse repurchase agreements | $16,040,000 | 819 |
| Net loans & leases | $206,761,000 | 2,013 |
| Loan loss allowance | $3,941,000 | 1,248 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,859,000 | 1,863 |
| Other real estate owned | $296,000 | 1,545 |
| Goodwill and other intangibles | $39,011,000 | 255 |
| All other assets | $11,232,000 | 1,468 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $461,476,000 | 1,324 |
| Total liabilities | $382,315,000 | 1,439 |
| Total deposits | $346,201,000 | 1,393 |
| Interest-bearing deposits | $291,387,000 | 1,411 |
| Deposits held in domestic offices | $346,201,000 | 1,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,605,000 | 1,530 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,000,000 | 1,447 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,509,000 | 1,331 |
| Total equity capital | $79,161,000 | 769 |
| Total bank equity capital | $79,161,000 | 769 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $68,990,000 | 422 |
| Undivided profits | $9,171,000 | 3,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,374,000 | 1,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $380,000 | 389 |
| Income earned, not collected on loans | $2,097,000 | 1,587 |
| Earning assets | $394,694,000 | 1,422 |
| Long-term assets (5+ years) | $151,816,000 | 670 |
| Average Assets, year-to-date | $468,519,500 | 1,259 |
| Average Assets, quarterly | $460,364,500 | 1,321 |
| Volatile liabilities | $38,021,000 | 2,891 |
| Insider loans | $1,278,000 | 3,651 |
| FHLB advances | $27,000,000 | 1,356 |
| Loans and leases held for sale | $186,000 | 1,565 |
| Unused loan commitments | $25,407,000 | 2,816 |
| Tier 1 (core) risk-based capital | $40,695,000 | 1,401 |
| Tier 2 risk-based capital | $2,819,000 | 1,671 |
| Total risk weighted assets | $224,430,000 | 1,913 |
| Total unused commitments | $25,407,000 | 2,818 |
| Derivatives | $2,454,000 | 636 |
| 2005-06-30 | Rank | |
| # of Employees: | 124 | 1,386 |
| Assets and Liabilities | ||
| Total Assets: | $459,253,000 | 1,301 |
| Cash and due from depository institutions | $9,578,000 | 1,386 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $165,739,000 | 759 |
| Federal funds sold & reverse repurchase agreements | $1,041,000 | 4,286 |
| Net loans & leases | $226,698,000 | 1,798 |
| Loan loss allowance | $3,751,000 | 1,285 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,534,000 | 1,943 |
| Other real estate owned | $374,000 | 1,386 |
| Goodwill and other intangibles | $39,107,000 | 248 |
| All other assets | $11,182,000 | 1,442 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $459,253,000 | 1,301 |
| Total liabilities | $381,124,000 | 1,425 |
| Total deposits | $342,227,000 | 1,378 |
| Interest-bearing deposits | $289,039,000 | 1,397 |
| Deposits held in domestic offices | $342,227,000 | 1,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,904,000 | 1,512 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,695,000 | 1,316 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,298,000 | 1,759 |
| Total equity capital | $78,129,000 | 767 |
| Total bank equity capital | $78,129,000 | 767 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $68,990,000 | 412 |
| Undivided profits | $8,139,000 | 3,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,507,000 | 185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,074,000 | 174 |
| Income earned, not collected on loans | $1,654,000 | 1,858 |
| Earning assets | $393,478,000 | 1,397 |
| Long-term assets (5+ years) | $147,849,000 | 689 |
| Average Assets, year-to-date | $470,867,330 | 1,245 |
| Average Assets, quarterly | $470,077,500 | 1,255 |
| Volatile liabilities | $40,933,000 | 2,639 |
| Insider loans | $1,846,000 | 2,916 |
| FHLB advances | $29,917,000 | 1,274 |
| Loans and leases held for sale | $18,191,000 | 200 |
| Unused loan commitments | $27,625,000 | 2,588 |
| Tier 1 (core) risk-based capital | $38,891,000 | 1,417 |
| Tier 2 risk-based capital | $2,989,000 | 1,571 |
| Total risk weighted assets | $238,364,000 | 1,784 |
| Total unused commitments | $27,625,000 | 2,590 |
| Derivatives | $3,092,000 | 585 |
| 2005-03-31 | Rank | |
| # of Employees: | 125 | 1,362 |
| Assets and Liabilities | ||
| Total Assets: | $480,902,000 | 1,226 |
| Cash and due from depository institutions | $15,237,000 | 1,362 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $170,932,000 | 750 |
| Federal funds sold & reverse repurchase agreements | $9,392,000 | 1,324 |
| Net loans & leases | $229,322,000 | 1,740 |
| Loan loss allowance | $5,126,000 | 921 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,407,000 | 1,970 |
| Other real estate owned | $286,000 | 1,362 |
| Goodwill and other intangibles | $39,206,000 | 248 |
| All other assets | $11,120,000 | 1,432 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $480,902,000 | 1,226 |
| Total liabilities | $402,506,000 | 1,316 |
| Total deposits | $366,214,000 | 1,260 |
| Interest-bearing deposits | $315,089,000 | 1,245 |
| Deposits held in domestic offices | $366,214,000 | 1,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,851,000 | 1,457 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,038,000 | 1,355 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,403,000 | 1,671 |
| Total equity capital | $78,396,000 | 741 |
| Total bank equity capital | $78,396,000 | 741 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $68,990,000 | 407 |
| Undivided profits | $8,406,000 | 3,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,883,000 | 299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $617,000 | 271 |
| Income earned, not collected on loans | $2,198,000 | 1,299 |
| Earning assets | $409,646,000 | 1,318 |
| Long-term assets (5+ years) | $164,144,000 | 635 |
| Average Assets, year-to-date | $476,674,500 | 1,221 |
| Average Assets, quarterly | $476,674,500 | 1,221 |
| Volatile liabilities | $37,608,000 | 2,706 |
| Insider loans | $1,849,000 | 2,910 |
| FHLB advances | $28,000,000 | 1,269 |
| Loans and leases held for sale | $859,000 | 972 |
| Unused loan commitments | $25,351,000 | 2,673 |
| Tier 1 (core) risk-based capital | $39,558,000 | 1,363 |
| Tier 2 risk-based capital | $3,095,000 | 1,501 |
| Total risk weighted assets | $245,539,000 | 1,704 |
| Total unused commitments | $25,351,000 | 2,678 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 125 | 1,373 |
| Assets and Liabilities | ||
| Total Assets: | $472,447,000 | 1,231 |
| Cash and due from depository institutions | $7,967,000 | 1,373 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $175,750,000 | 746 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $233,473,000 | 1,692 |
| Loan loss allowance | $4,772,000 | 995 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,429,000 | 1,954 |
| Other real estate owned | $367,000 | 1,373 |
| Goodwill and other intangibles | $39,310,000 | 243 |
| All other assets | $10,151,000 | 1,513 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $472,447,000 | 1,231 |
| Total liabilities | $393,481,000 | 1,349 |
| Total deposits | $354,503,000 | 1,290 |
| Interest-bearing deposits | $299,240,000 | 1,309 |
| Deposits held in domestic offices | $354,503,000 | 1,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,503,000 | 1,250 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $28,000,000 | 1,372 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,475,000 | 1,602 |
| Total equity capital | $78,966,000 | 743 |
| Total bank equity capital | $78,966,000 | 743 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $68,990,000 | 406 |
| Undivided profits | $8,976,000 | 3,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,281,000 | 389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $649,000 | 257 |
| Income earned, not collected on loans | $1,791,000 | 1,609 |
| Earning assets | $409,223,000 | 1,313 |
| Long-term assets (5+ years) | $168,949,000 | 623 |
| Average Assets, year-to-date | $469,389,200 | 1,175 |
| Average Assets, quarterly | $478,035,000 | 1,207 |
| Volatile liabilities | $41,711,000 | 2,448 |
| Insider loans | $1,902,000 | 2,838 |
| FHLB advances | $28,000,000 | 1,276 |
| Loans and leases held for sale | $1,313,000 | 766 |
| Unused loan commitments | $27,951,000 | 2,419 |
| Tier 1 (core) risk-based capital | $38,698,000 | 1,383 |
| Tier 2 risk-based capital | $3,124,000 | 1,482 |
| Total risk weighted assets | $247,824,000 | 1,676 |
| Total unused commitments | $27,951,000 | 2,420 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 128 | 1,340 |
| Assets and Liabilities | ||
| Total Assets: | $483,623,000 | 1,184 |
| Cash and due from depository institutions | $8,705,000 | 1,340 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $178,971,000 | 733 |
| Federal funds sold & reverse repurchase agreements | $6,774,000 | 1,644 |
| Net loans & leases | $233,125,000 | 1,656 |
| Loan loss allowance | $4,564,000 | 1,036 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,340,000 | 1,944 |
| Other real estate owned | $1,396,000 | 1,340 |
| Goodwill and other intangibles | $39,400,000 | 243 |
| All other assets | $9,912,000 | 1,533 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $483,623,000 | 1,184 |
| Total liabilities | $404,964,000 | 1,274 |
| Total deposits | $367,934,000 | 1,207 |
| Interest-bearing deposits | $311,892,000 | 1,234 |
| Deposits held in domestic offices | $367,934,000 | 1,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,436,000 | 1,442 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $28,000,000 | 1,377 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,594,000 | 1,554 |
| Total equity capital | $78,659,000 | 732 |
| Total bank equity capital | $78,659,000 | 732 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $68,990,000 | 407 |
| Undivided profits | $8,669,000 | 3,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,056,000 | 491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $502,000 | 329 |
| Income earned, not collected on loans | $2,249,000 | 1,256 |
| Earning assets | $418,870,000 | 1,249 |
| Long-term assets (5+ years) | $171,997,000 | 619 |
| Average Assets, year-to-date | $468,624,750 | 1,166 |
| Average Assets, quarterly | $472,655,000 | 1,198 |
| Volatile liabilities | $37,151,000 | 2,633 |
| Insider loans | $1,901,000 | 2,781 |
| FHLB advances | $28,000,000 | 1,276 |
| Loans and leases held for sale | $730,000 | 1,018 |
| Unused loan commitments | $31,653,000 | 2,205 |
| Tier 1 (core) risk-based capital | $37,818,000 | 1,395 |
| Tier 2 risk-based capital | $3,193,000 | 1,424 |
| Total risk weighted assets | $253,837,000 | 1,604 |
| Total unused commitments | $31,653,000 | 2,211 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 134 | 1,274 |
| Assets and Liabilities | ||
| Total Assets: | $461,687,000 | 1,219 |
| Cash and due from depository institutions | $8,786,000 | 1,274 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $167,135,000 | 788 |
| Federal funds sold & reverse repurchase agreements | $505,000 | 5,022 |
| Net loans & leases | $228,993,000 | 1,649 |
| Loan loss allowance | $4,499,000 | 1,028 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,010,000 | 2,048 |
| Other real estate owned | $309,000 | 1,274 |
| Goodwill and other intangibles | $39,519,000 | 233 |
| All other assets | $11,430,000 | 1,329 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $461,687,000 | 1,219 |
| Total liabilities | $385,661,000 | 1,322 |
| Total deposits | $343,611,000 | 1,285 |
| Interest-bearing deposits | $288,665,000 | 1,320 |
| Deposits held in domestic offices | $343,611,000 | 1,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,850,000 | 1,092 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,000,000 | 1,345 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,200,000 | 1,218 |
| Total equity capital | $76,026,000 | 725 |
| Total bank equity capital | $76,026,000 | 725 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $68,991,000 | 393 |
| Undivided profits | $6,035,000 | 4,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,542,000 | 410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $533,000 | 316 |
| Income earned, not collected on loans | $1,660,000 | 1,673 |
| Earning assets | $396,633,000 | 1,300 |
| Long-term assets (5+ years) | $161,872,000 | 664 |
| Average Assets, year-to-date | $463,625,330 | 1,175 |
| Average Assets, quarterly | $464,381,500 | 1,191 |
| Volatile liabilities | $39,139,000 | 2,475 |
| Insider loans | $1,826,000 | 2,868 |
| FHLB advances | $28,000,000 | 1,248 |
| Loans and leases held for sale | $457,000 | 1,203 |
| Unused loan commitments | $24,929,000 | 2,575 |
| Tier 1 (core) risk-based capital | $36,807,000 | 1,410 |
| Tier 2 risk-based capital | $3,103,000 | 1,446 |
| Total risk weighted assets | $246,840,000 | 1,610 |
| Total unused commitments | $24,929,000 | 2,579 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 130 | 1,318 |
| Assets and Liabilities | ||
| Total Assets: | $467,076,000 | 1,183 |
| Cash and due from depository institutions | $8,256,000 | 1,318 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $165,432,000 | 799 |
| Federal funds sold & reverse repurchase agreements | $5,072,000 | 2,790 |
| Net loans & leases | $234,270,000 | 1,571 |
| Loan loss allowance | $4,751,000 | 969 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,871,000 | 2,052 |
| Other real estate owned | $373,000 | 1,318 |
| Goodwill and other intangibles | $39,596,000 | 223 |
| All other assets | $9,206,000 | 1,526 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $467,076,000 | 1,183 |
| Total liabilities | $389,592,000 | 1,282 |
| Total deposits | $352,262,000 | 1,238 |
| Interest-bearing deposits | $302,379,000 | 1,251 |
| Deposits held in domestic offices | $352,262,000 | 1,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,307,000 | 1,457 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $29,000,000 | 1,253 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,023,000 | 1,429 |
| Total equity capital | $77,484,000 | 720 |
| Total bank equity capital | $77,484,000 | 720 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $68,990,000 | 387 |
| Undivided profits | $7,494,000 | 3,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,697,000 | 385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $607,000 | 308 |
| Income earned, not collected on loans | $2,311,000 | 1,122 |
| Earning assets | $404,774,000 | 1,260 |
| Long-term assets (5+ years) | $172,332,000 | 620 |
| Average Assets, year-to-date | $464,594,500 | 1,175 |
| Average Assets, quarterly | $464,594,500 | 1,175 |
| Volatile liabilities | $33,387,000 | 2,730 |
| Insider loans | $1,970,000 | 2,672 |
| FHLB advances | $29,000,000 | 1,150 |
| Loans and leases held for sale | $3,917,000 | 463 |
| Unused loan commitments | $30,078,000 | 2,213 |
| Tier 1 (core) risk-based capital | $35,144,000 | 1,459 |
| Tier 2 risk-based capital | $3,143,000 | 1,419 |
| Total risk weighted assets | $249,815,000 | 1,569 |
| Total unused commitments | $30,078,000 | 2,217 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 135 | 1,261 |
| Assets and Liabilities | ||
| Total Assets: | $462,113,000 | 1,196 |
| Cash and due from depository institutions | $6,481,000 | 1,261 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $165,400,000 | 820 |
| Federal funds sold & reverse repurchase agreements | $4,125,000 | 2,666 |
| Net loans & leases | $232,296,000 | 1,558 |
| Loan loss allowance | $4,555,000 | 1,013 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,963,000 | 1,994 |
| Other real estate owned | $410,000 | 1,261 |
| Goodwill and other intangibles | $39,698,000 | 223 |
| All other assets | $8,740,000 | 1,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $462,113,000 | 1,196 |
| Total liabilities | $386,189,000 | 1,299 |
| Total deposits | $343,561,000 | 1,270 |
| Interest-bearing deposits | $292,229,000 | 1,285 |
| Deposits held in domestic offices | $343,561,000 | 1,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,039,000 | 1,458 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,000,000 | 1,154 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,589,000 | 1,539 |
| Total equity capital | $75,924,000 | 722 |
| Total bank equity capital | $75,924,000 | 722 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $68,990,000 | 390 |
| Undivided profits | $5,934,000 | 4,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,568,000 | 369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $452,000 | 383 |
| Income earned, not collected on loans | $1,709,000 | 1,678 |
| Earning assets | $401,821,000 | 1,257 |
| Long-term assets (5+ years) | $163,542,000 | 668 |
| Average Assets, year-to-date | $486,486,400 | 1,101 |
| Average Assets, quarterly | $467,720,500 | 1,172 |
| Volatile liabilities | $38,420,000 | 2,430 |
| Insider loans | $2,144,000 | 2,477 |
| FHLB advances | $34,000,000 | 1,051 |
| Loans and leases held for sale | $2,243,000 | 597 |
| Unused loan commitments | $30,638,000 | 2,114 |
| Tier 1 (core) risk-based capital | $34,202,000 | 1,488 |
| Tier 2 risk-based capital | $3,141,000 | 1,412 |
| Total risk weighted assets | $249,887,000 | 1,554 |
| Total unused commitments | $30,638,000 | 2,117 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 138 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $473,328,000 | 1,176 |
| Cash and due from depository institutions | $12,376,000 | 1,240 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $143,639,000 | 934 |
| Federal funds sold & reverse repurchase agreements | $18,340,000 | 797 |
| Net loans & leases | $244,784,000 | 1,468 |
| Loan loss allowance | $4,165,000 | 1,115 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,743,000 | 2,054 |
| Other real estate owned | $292,000 | 1,240 |
| Goodwill and other intangibles | $39,679,000 | 228 |
| All other assets | $9,475,000 | 1,524 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $473,328,000 | 1,176 |
| Total liabilities | $404,436,000 | 1,241 |
| Total deposits | $362,097,000 | 1,205 |
| Interest-bearing deposits | $309,715,000 | 1,234 |
| Deposits held in domestic offices | $362,097,000 | 1,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,433,000 | 1,495 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,002,000 | 1,124 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,904,000 | 1,482 |
| Total equity capital | $68,892,000 | 810 |
| Total bank equity capital | $68,892,000 | 810 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $62,990,000 | 433 |
| Undivided profits | $4,902,000 | 4,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,193,000 | 469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $318,000 | 521 |
| Income earned, not collected on loans | $2,281,000 | 1,238 |
| Earning assets | $406,763,000 | 1,253 |
| Long-term assets (5+ years) | $134,940,000 | 819 |
| Average Assets, year-to-date | $492,579,750 | 1,110 |
| Average Assets, quarterly | $486,329,000 | 1,147 |
| Volatile liabilities | $37,555,000 | 2,427 |
| Insider loans | $2,359,000 | 2,260 |
| FHLB advances | $34,002,000 | 1,020 |
| Loans and leases held for sale | $2,462,000 | 775 |
| Unused loan commitments | $38,864,000 | 1,793 |
| Tier 1 (core) risk-based capital | $27,133,000 | 1,906 |
| Tier 2 risk-based capital | $3,265,000 | 1,347 |
| Total risk weighted assets | $260,265,000 | 1,474 |
| Total unused commitments | $38,864,000 | 1,795 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 140 | 1,215 |
| Assets and Liabilities | ||
| Total Assets: | $499,330,000 | 1,117 |
| Cash and due from depository institutions | $12,816,000 | 1,215 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $166,396,000 | 791 |
| Federal funds sold & reverse repurchase agreements | $24,926,000 | 630 |
| Net loans & leases | $241,263,000 | 1,477 |
| Loan loss allowance | $4,390,000 | 1,035 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,660,000 | 2,057 |
| Other real estate owned | $87,000 | 1,215 |
| Goodwill and other intangibles | $39,689,000 | 215 |
| All other assets | $9,493,000 | 1,454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,330,000 | 1,117 |
| Total liabilities | $429,937,000 | 1,166 |
| Total deposits | $378,613,000 | 1,120 |
| Interest-bearing deposits | $328,276,000 | 1,131 |
| Deposits held in domestic offices | $378,613,000 | 1,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,638,000 | 1,397 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $41,149,000 | 957 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,537,000 | 1,080 |
| Total equity capital | $69,393,000 | 799 |
| Total bank equity capital | $69,393,000 | 799 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $62,990,000 | 421 |
| Undivided profits | $5,403,000 | 4,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,279,000 | 437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $585,000 | 349 |
| Income earned, not collected on loans | $2,151,000 | 1,287 |
| Earning assets | $432,585,000 | 1,171 |
| Long-term assets (5+ years) | $145,098,000 | 723 |
| Average Assets, year-to-date | $498,997,000 | 1,086 |
| Average Assets, quarterly | $500,968,000 | 1,092 |
| Volatile liabilities | $45,429,000 | 2,046 |
| Insider loans | $2,602,000 | 2,083 |
| FHLB advances | $41,149,000 | 860 |
| Loans and leases held for sale | $1,148,000 | 1,387 |
| Unused loan commitments | $48,125,000 | 1,473 |
| Tier 1 (core) risk-based capital | $25,572,000 | 1,999 |
| Tier 2 risk-based capital | $3,339,000 | 1,270 |
| Total risk weighted assets | $266,075,000 | 1,414 |
| Total unused commitments | $48,125,000 | 1,482 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 128 | 1,343 |
| Assets and Liabilities | ||
| Total Assets: | $502,606,000 | 1,074 |
| Cash and due from depository institutions | $9,925,000 | 1,343 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $198,644,000 | 672 |
| Federal funds sold & reverse repurchase agreements | $2,510,000 | 4,824 |
| Net loans & leases | $237,100,000 | 1,469 |
| Loan loss allowance | $3,608,000 | 1,241 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,685,000 | 2,002 |
| Other real estate owned | $74,000 | 1,343 |
| Goodwill and other intangibles | $39,701,000 | 204 |
| All other assets | $9,967,000 | 1,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $502,606,000 | 1,074 |
| Total liabilities | $433,671,000 | 1,140 |
| Total deposits | $384,981,000 | 1,095 |
| Interest-bearing deposits | $337,227,000 | 1,090 |
| Deposits held in domestic offices | $384,981,000 | 1,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,419,000 | 1,476 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $40,280,000 | 935 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,991,000 | 1,201 |
| Total equity capital | $68,935,000 | 792 |
| Total bank equity capital | $68,935,000 | 792 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $62,990,000 | 418 |
| Undivided profits | $4,945,000 | 4,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,793,000 | 456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $910,000 | 238 |
| Income earned, not collected on loans | $2,750,000 | 1,010 |
| Earning assets | $438,254,000 | 1,148 |
| Long-term assets (5+ years) | $174,942,000 | 600 |
| Average Assets, year-to-date | $498,830,500 | 1,075 |
| Average Assets, quarterly | $498,830,500 | 1,075 |
| Volatile liabilities | $38,489,000 | 2,292 |
| Insider loans | $2,462,000 | 2,141 |
| FHLB advances | $40,096,000 | 841 |
| Loans and leases held for sale | $1,446,000 | 1,165 |
| Unused loan commitments | $51,515,000 | 1,357 |
| Tier 1 (core) risk-based capital | $25,890,000 | 1,927 |
| Tier 2 risk-based capital | $3,320,000 | 1,248 |
| Total risk weighted assets | $265,284,000 | 1,389 |
| Total unused commitments | $51,515,000 | 1,368 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 128 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $495,055,000 | 1,089 |
| Cash and due from depository institutions | $9,459,000 | 1,333 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $204,230,000 | 642 |
| Federal funds sold & reverse repurchase agreements | $80,000 | 6,891 |
| Net loans & leases | $225,444,000 | 1,550 |
| Loan loss allowance | $3,494,000 | 1,268 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,589,000 | 2,021 |
| Other real estate owned | $53,000 | 1,333 |
| Goodwill and other intangibles | $39,729,000 | 199 |
| All other assets | $11,471,000 | 1,155 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,055,000 | 1,089 |
| Total liabilities | $427,860,000 | 1,137 |
| Total deposits | $370,894,000 | 1,115 |
| Interest-bearing deposits | $324,235,000 | 1,111 |
| Deposits held in domestic offices | $370,894,000 | 1,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,750,000 | 785 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $35,334,000 | 1,035 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,882,000 | 1,009 |
| Total equity capital | $67,195,000 | 793 |
| Total bank equity capital | $67,195,000 | 793 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $62,990,000 | 413 |
| Undivided profits | $3,205,000 | 5,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,679,000 | 504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $203,000 | 629 |
| Income earned, not collected on loans | $2,440,000 | 1,180 |
| Earning assets | $429,754,000 | 1,151 |
| Long-term assets (5+ years) | $157,415,000 | 629 |
| Average Assets, year-to-date | $431,253,200 | 1,188 |
| Average Assets, quarterly | $470,573,000 | 1,141 |
| Volatile liabilities | $38,408,000 | 2,290 |
| Insider loans | $2,336,000 | 2,212 |
| FHLB advances | $35,143,000 | 933 |
| Loans and leases held for sale | $940,000 | 1,372 |
| Unused loan commitments | $44,787,000 | 1,470 |
| Tier 1 (core) risk-based capital | $24,505,000 | 2,012 |
| Tier 2 risk-based capital | $3,164,000 | 1,285 |
| Total risk weighted assets | $252,755,000 | 1,438 |
| Total unused commitments | $44,787,000 | 1,471 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 98 | 1,718 |
| Assets and Liabilities | ||
| Total Assets: | $362,645,000 | 1,412 |
| Cash and due from depository institutions | $14,010,000 | 1,718 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $122,838,000 | 931 |
| Federal funds sold & reverse repurchase agreements | $32,000 | 7,053 |
| Net loans & leases | $177,098,000 | 1,855 |
| Loan loss allowance | $2,829,000 | 1,463 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,696,000 | 2,455 |
| Other real estate owned | $81,000 | 1,718 |
| Goodwill and other intangibles | $35,645,000 | 195 |
| All other assets | $9,245,000 | 1,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $362,645,000 | 1,412 |
| Total liabilities | $299,457,000 | 1,529 |
| Total deposits | $256,942,000 | 1,574 |
| Interest-bearing deposits | $216,109,000 | 1,621 |
| Deposits held in domestic offices | $256,942,000 | 1,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,593,000 | 880 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,548,000 | 1,201 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,374,000 | 1,756 |
| Total equity capital | $63,188,000 | 790 |
| Total bank equity capital | $63,188,000 | 790 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $61,983,000 | 404 |
| Undivided profits | $205,000 | 8,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,095,000 | 1,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $920,000 | 216 |
| Income earned, not collected on loans | $2,190,000 | 1,479 |
| Earning assets | $299,968,000 | 1,542 |
| Long-term assets (5+ years) | $134,981,000 | 730 |
| Average Assets, year-to-date | $330,640,600 | 1,454 |
| Average Assets, quarterly | $359,824,500 | 1,396 |
| Volatile liabilities | $45,036,000 | 1,942 |
| Insider loans | $1,809,000 | 2,604 |
| FHLB advances | $25,330,000 | 1,095 |
| Loans and leases held for sale | $943,000 | 1,202 |
| Unused loan commitments | $31,083,000 | 1,812 |
| Tier 1 (core) risk-based capital | $27,428,000 | 1,672 |
| Tier 2 risk-based capital | $2,424,000 | 1,553 |
| Total risk weighted assets | $193,475,000 | 1,761 |
| Total unused commitments | $31,083,000 | 1,818 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 141 | 1,152 |
| Assets and Liabilities | ||
| Total Assets: | $288,056,000 | 1,663 |
| Cash and due from depository institutions | $13,170,000 | 1,152 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $73,848,000 | 1,487 |
| Federal funds sold & reverse repurchase agreements | $2,895,000 | 3,500 |
| Net loans & leases | $188,174,000 | 1,692 |
| Loan loss allowance | $2,430,000 | 1,582 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,685,000 | 1,852 |
| Other real estate owned | $90,000 | 1,152 |
| Goodwill and other intangibles | $221,000 | 2,279 |
| All other assets | $4,973,000 | 1,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,056,000 | 1,663 |
| Total liabilities | $260,519,000 | 1,677 |
| Total deposits | $218,296,000 | 1,773 |
| Interest-bearing deposits | $180,913,000 | 1,859 |
| Deposits held in domestic offices | $218,296,000 | 1,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,925,000 | 878 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,000,000 | 1,163 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,298,000 | 1,844 |
| Total equity capital | $27,537,000 | 1,685 |
| Total bank equity capital | $27,537,000 | 1,685 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $4,905,000 | 3,091 |
| Undivided profits | $21,632,000 | 1,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,731,000 | 696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $416,000 | 331 |
| Income earned, not collected on loans | $1,386,000 | 1,894 |
| Earning assets | $264,917,000 | 1,672 |
| Long-term assets (5+ years) | $107,626,000 | 848 |
| Average Assets, year-to-date | $290,819,400 | 1,563 |
| Average Assets, quarterly | $287,659,000 | 1,637 |
| Volatile liabilities | $33,041,000 | 2,459 |
| Insider loans | $2,688,000 | 1,781 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $27,048,000 | 1,878 |
| Tier 1 (core) risk-based capital | $27,238,000 | 1,616 |
| Tier 2 risk-based capital | $2,430,000 | 1,487 |
| Total risk weighted assets | $200,063,200 | 1,629 |
| Total unused commitments | $27,048,000 | 1,880 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 147 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $295,180,000 | 1,605 |
| Cash and due from depository institutions | $15,269,000 | 1,141 |
| Interest-bearing balances | $5,099,000 | 812 |
| Securities | $77,434,000 | 1,478 |
| Federal funds sold & reverse repurchase agreements | $4,075,000 | 2,253 |
| Net loans & leases | $188,283,000 | 1,608 |
| Loan loss allowance | $1,748,000 | 2,093 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,002,000 | 1,700 |
| Other real estate owned | $89,000 | 1,141 |
| Goodwill and other intangibles | $245,000 | 2,289 |
| All other assets | $4,783,000 | 1,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $295,180,000 | 1,605 |
| Total liabilities | $266,122,000 | 1,597 |
| Total deposits | $219,072,000 | 1,722 |
| Interest-bearing deposits | $185,103,000 | 1,778 |
| Deposits held in domestic offices | $219,072,000 | 1,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,573,000 | 1,061 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,000,000 | 1,036 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,477,000 | 1,022 |
| Total equity capital | $29,058,000 | 1,524 |
| Total bank equity capital | $29,058,000 | 1,524 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $4,905,000 | 3,058 |
| Undivided profits | $23,153,000 | 1,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,039,000 | 2,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $145,000 | 701 |
| Income earned, not collected on loans | $1,177,000 | 1,903 |
| Earning assets | $274,891,000 | 1,580 |
| Long-term assets (5+ years) | $110,427,000 | 883 |
| Average Assets, year-to-date | $294,857,800 | 1,528 |
| Average Assets, quarterly | $294,606,000 | 1,581 |
| Volatile liabilities | $38,318,000 | 2,070 |
| Insider loans | $3,250,000 | 1,445 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $30,931,000 | 1,708 |
| Tier 1 (core) risk-based capital | $29,630,000 | 1,459 |
| Tier 2 risk-based capital | $1,748,000 | 1,926 |
| Total risk weighted assets | $201,397,400 | 1,549 |
| Total unused commitments | $30,931,000 | 1,710 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 146 | 1,151 |
| Assets and Liabilities | ||
| Total Assets: | $295,355,000 | 1,548 |
| Cash and due from depository institutions | $12,394,000 | 1,151 |
| Interest-bearing balances | $396,000 | 3,738 |
| Securities | $86,574,000 | 1,353 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $186,118,000 | 1,505 |
| Loan loss allowance | $1,650,000 | 2,143 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,458,000 | 1,465 |
| Other real estate owned | $23,000 | 1,151 |
| Goodwill and other intangibles | $269,000 | 2,192 |
| All other assets | $4,519,000 | 1,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $295,355,000 | 1,548 |
| Total liabilities | $264,925,000 | 1,554 |
| Total deposits | $224,605,000 | 1,672 |
| Interest-bearing deposits | $189,575,000 | 1,711 |
| Deposits held in domestic offices | $224,605,000 | 1,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,241,000 | 598 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,079,000 | 978 |
| Total equity capital | $30,430,000 | 1,465 |
| Total bank equity capital | $30,430,000 | 1,465 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $4,905,000 | 2,912 |
| Undivided profits | $24,525,000 | 1,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,073,000 | 2,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $953,000 | 2,364 |
| Earning assets | $273,088,000 | 1,551 |
| Long-term assets (5+ years) | $131,989,000 | 687 |
| Average Assets, year-to-date | $283,382,400 | 1,527 |
| Average Assets, quarterly | $290,535,000 | 1,538 |
| Volatile liabilities | $50,114,000 | 1,386 |
| Insider loans | $3,200,000 | 1,356 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $32,934,000 | 1,554 |
| Tier 1 (core) risk-based capital | $29,310,000 | 1,438 |
| Tier 2 risk-based capital | $1,650,000 | 1,924 |
| Total risk weighted assets | $188,632,000 | 1,528 |
| Total unused commitments | $32,934,000 | 1,558 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 148 | 1,186 |
| Assets and Liabilities | ||
| Total Assets: | $271,733,000 | 1,679 |
| Cash and due from depository institutions | $8,930,000 | 1,186 |
| Interest-bearing balances | $1,478,000 | 2,088 |
| Securities | $90,422,000 | 1,266 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,411 |
| Net loans & leases | $163,009,000 | 1,741 |
| Loan loss allowance | $1,650,000 | 2,141 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,626,000 | 1,383 |
| Other real estate owned | $106,000 | 1,186 |
| Goodwill and other intangibles | $293,000 | 2,074 |
| All other assets | $2,947,000 | 2,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,733,000 | 1,679 |
| Total liabilities | $240,569,000 | 1,703 |
| Total deposits | $212,042,000 | 1,772 |
| Interest-bearing deposits | $180,823,000 | 1,795 |
| Deposits held in domestic offices | $212,042,000 | 1,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,841,000 | 678 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,686,000 | 1,052 |
| Total equity capital | $31,164,000 | 1,448 |
| Total bank equity capital | $31,164,000 | 1,448 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $4,905,000 | 2,828 |
| Undivided profits | $25,259,000 | 1,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $991,000 | 2,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $394,000 | 363 |
| Income earned, not collected on loans | $843,000 | 2,735 |
| Earning assets | $255,309,000 | 1,639 |
| Long-term assets (5+ years) | $125,305,000 | 632 |
| Average Assets, year-to-date | $271,095,400 | 1,598 |
| Average Assets, quarterly | $273,566,500 | 1,643 |
| Volatile liabilities | $44,240,000 | 1,553 |
| Insider loans | $3,514,000 | 1,193 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,903,000 | 1,845 |
| Tier 1 (core) risk-based capital | $30,134,000 | 1,416 |
| Tier 2 risk-based capital | $1,650,000 | 1,841 |
| Total risk weighted assets | $165,114,900 | 1,693 |
| Total unused commitments | $23,903,000 | 1,852 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 131 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $269,235,000 | 1,720 |
| Cash and due from depository institutions | $12,794,000 | 1,417 |
| Interest-bearing balances | $2,957,000 | 1,260 |
| Securities | $91,128,000 | 1,310 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,418 |
| Net loans & leases | $156,441,000 | 1,846 |
| Loan loss allowance | $1,650,000 | 2,242 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,061,000 | 1,564 |
| Other real estate owned | $151,000 | 1,417 |
| Goodwill and other intangibles | $319,000 | 1,910 |
| All other assets | $2,841,000 | 2,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,235,000 | 1,720 |
| Total liabilities | $238,844,000 | 1,764 |
| Total deposits | $208,473,000 | 1,857 |
| Interest-bearing deposits | $179,336,000 | 1,860 |
| Deposits held in domestic offices | $208,473,000 | 1,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,754,000 | 714 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,000,000 | 2,667 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,617,000 | 1,627 |
| Total equity capital | $30,391,000 | 1,482 |
| Total bank equity capital | $30,391,000 | 1,482 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $4,905,000 | 2,907 |
| Undivided profits | $24,486,000 | 1,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,141,000 | 2,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $761,000 | 2,991 |
| Earning assets | $251,026,000 | 1,694 |
| Long-term assets (5+ years) | $125,498,000 | 602 |
| Average Assets, year-to-date | $251,349,600 | 1,777 |
| Average Assets, quarterly | $268,403,500 | 1,706 |
| Volatile liabilities | $55,900,000 | 1,289 |
| Insider loans | $3,540,000 | 1,224 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $24,066,000 | 1,800 |
| Tier 1 (core) risk-based capital | $30,013,000 | 1,423 |
| Tier 2 risk-based capital | $1,650,000 | 1,886 |
| Total risk weighted assets | $162,146,800 | 1,758 |
| Total unused commitments | $24,066,000 | 1,815 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 126 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $235,165,000 | 1,993 |
| Cash and due from depository institutions | $13,747,000 | 1,525 |
| Interest-bearing balances | $3,535,000 | 1,264 |
| Securities | $64,937,000 | 1,924 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $148,353,000 | 1,919 |
| Loan loss allowance | $1,650,000 | 2,295 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,110,000 | 1,515 |
| Other real estate owned | $501,000 | 1,525 |
| Goodwill and other intangibles | $350,000 | 1,740 |
| All other assets | $2,167,000 | 3,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,165,000 | 1,993 |
| Total liabilities | $206,579,000 | 2,072 |
| Total deposits | $197,761,000 | 1,986 |
| Interest-bearing deposits | $170,358,000 | 1,991 |
| Deposits held in domestic offices | $197,761,000 | 1,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,221,000 | 1,850 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,000,000 | 2,044 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,597,000 | 1,713 |
| Total equity capital | $28,586,000 | 1,585 |
| Total bank equity capital | $28,586,000 | 1,585 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $4,905,000 | 2,899 |
| Undivided profits | $22,681,000 | 1,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 3,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $812,000 | 2,892 |
| Earning assets | $216,825,000 | 1,984 |
| Long-term assets (5+ years) | $88,272,000 | 758 |
| Average Assets, year-to-date | $224,488,200 | 2,021 |
| Average Assets, quarterly | $233,754,000 | 1,990 |
| Volatile liabilities | $20,771,000 | 2,553 |
| Insider loans | $6,322,000 | 700 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,878,000 | 2,151 |
| Tier 1 (core) risk-based capital | $27,988,000 | 1,545 |
| Tier 2 risk-based capital | $1,650,000 | 1,872 |
| Total risk weighted assets | $150,100,000 | 1,865 |
| Total unused commitments | $17,878,000 | 2,162 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 134 | 1,468 |
| Assets and Liabilities | ||
| Total Assets: | $209,153,000 | 2,216 |
| Cash and due from depository institutions | $14,024,000 | 1,468 |
| Interest-bearing balances | $3,421,000 | 1,047 |
| Securities | $44,881,000 | 2,922 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,216 |
| Net loans & leases | $140,054,000 | 1,981 |
| Loan loss allowance | $1,725,000 | 2,244 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,655,000 | 1,597 |
| Other real estate owned | $261,000 | 1,468 |
| Goodwill and other intangibles | $408,000 | 1,558 |
| All other assets | $2,370,000 | 3,299 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,153,000 | 2,216 |
| Total liabilities | $183,942,000 | 2,285 |
| Total deposits | $180,978,000 | 2,143 |
| Interest-bearing deposits | $154,312,000 | 2,142 |
| Deposits held in domestic offices | $180,978,000 | 2,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,964,000 | 1,320 |
| Total equity capital | $25,211,000 | 1,653 |
| Total bank equity capital | $25,211,000 | 1,653 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $4,905,000 | 2,818 |
| Undivided profits | $19,306,000 | 1,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $764,000 | 3,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $864,000 | 2,325 |
| Earning assets | $190,856,000 | 2,221 |
| Long-term assets (5+ years) | $79,682,000 | 803 |
| Average Assets, year-to-date | $207,121,800 | 2,166 |
| Average Assets, quarterly | $210,397,500 | 2,179 |
| Volatile liabilities | $8,069,000 | 5,059 |
| Insider loans | $1,365,000 | 2,914 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,797,000 | 2,501 |
| Tier 1 (core) risk-based capital | $25,621,000 | 1,613 |
| Tier 2 risk-based capital | $1,725,000 | 1,793 |
| Total risk weighted assets | $139,516,200 | 1,967 |
| Total unused commitments | $13,797,000 | 2,511 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 120 | 1,745 |
| Assets and Liabilities | ||
| Total Assets: | $199,193,000 | 2,331 |
| Cash and due from depository institutions | $14,845,000 | 1,745 |
| Interest-bearing balances | $5,072,000 | 1,198 |
| Securities | $51,841,000 | 2,671 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $125,887,000 | 2,135 |
| Loan loss allowance | $1,600,000 | 2,496 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,341,000 | 1,674 |
| Other real estate owned | $409,000 | 1,745 |
| Goodwill and other intangibles | $93,000 | 2,226 |
| All other assets | $1,777,000 | 3,830 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,193,000 | 2,331 |
| Total liabilities | $175,042,000 | 2,420 |
| Total deposits | $170,270,000 | 2,337 |
| Interest-bearing deposits | $148,017,000 | 2,325 |
| Deposits held in domestic offices | $170,270,000 | 2,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,855 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,772,000 | 2,002 |
| Total equity capital | $24,151,000 | 1,701 |
| Total bank equity capital | $24,151,000 | 1,701 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $4,905,000 | 2,758 |
| Undivided profits | $18,246,000 | 1,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $965,000 | 3,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $620,000 | 2,922 |
| Earning assets | $182,800,000 | 2,332 |
| Long-term assets (5+ years) | $67,348,000 | 954 |
| Average Assets, year-to-date | $199,554,000 | 2,256 |
| Average Assets, quarterly | $201,833,000 | 2,283 |
| Volatile liabilities | $8,953,000 | 4,464 |
| Insider loans | $885,000 | 4,059 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,038,000 | 2,207 |
| Tier 1 (core) risk-based capital | $24,058,000 | 1,654 |
| Tier 2 risk-based capital | $1,600,000 | 1,921 |
| Total risk weighted assets | $128,162,200 | 2,091 |
| Total unused commitments | $16,038,000 | 2,228 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 124 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $190,944,000 | 2,476 |
| Cash and due from depository institutions | $14,542,000 | 1,747 |
| Interest-bearing balances | $4,850,000 | 1,479 |
| Securities | $51,105,000 | 2,677 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $118,589,000 | 2,317 |
| Loan loss allowance | $1,650,000 | 2,497 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,610,000 | 1,596 |
| Other real estate owned | $228,000 | 1,747 |
| Goodwill and other intangibles | $143,000 | 2,036 |
| All other assets | $1,727,000 | 4,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,944,000 | 2,476 |
| Total liabilities | $169,492,000 | 2,568 |
| Total deposits | $168,450,000 | 2,444 |
| Interest-bearing deposits | $146,775,000 | 2,466 |
| Deposits held in domestic offices | $168,450,000 | 2,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,042,000 | 3,186 |
| Total equity capital | $21,452,000 | 1,812 |
| Total bank equity capital | $21,452,000 | 1,812 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $4,905,000 | 2,650 |
| Undivided profits | $15,547,000 | 1,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,140,000 | 3,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $650,000 | 3,085 |
| Earning assets | $174,544,000 | 2,474 |
| Long-term assets (5+ years) | $56,528,000 | 1,047 |
| Average Assets, year-to-date | $187,088,000 | 2,464 |
| Average Assets, quarterly | $189,241,000 | 2,480 |
| Volatile liabilities | $4,940,000 | 6,621 |
| Insider loans | $72,000 | 6,485 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,421,000 | 2,541 |
| Tier 1 (core) risk-based capital | $21,309,000 | 1,776 |
| Tier 2 risk-based capital | $1,496,570 | 2,061 |
| Total risk weighted assets | $119,572,470 | 2,276 |
| Total unused commitments | $12,421,000 | 2,560 |
| Derivatives | $0 | 651 |