Home > Bartow County Bank > Income and Expense
Bartow County Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 2,578 |
| Total interest expense | $1,115,000 | 1,521 |
| Net interest income | $1,658,000 | 3,225 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-579,000 | 7,529 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $556,000 | 646 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-1,135,000 | 7,551 |
| Total noninterest expense | $2,855,000 | 1,729 |
| Salaries and employee benefits | $880,000 | 2,761 |
| Premises and equipment expense | $364,000 | 1,776 |
| Additional noninterest expense | $1,611,000 | 1,106 |
| Pre-tax net operating income | $-1,776,000 | 7,374 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,776,000 | 7,387 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,776,000 | 7,387 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,776,000 | 7,387 |
| Net charge-offs | $5,914,000 | 237 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,776,000 | 7,385 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,897,000 | 2,171 |
| Total interest expense | $7,201,000 | 1,144 |
| Net interest income | $6,696,000 | 3,195 |
| Provision for loan and lease losses | $11,147,000 | 614 |
| Total noninterest income | $357,000 | 5,132 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,408,000 | 616 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,051,000 | 7,567 |
| Total noninterest expense | $12,350,000 | 1,614 |
| Salaries and employee benefits | $3,954,000 | 2,423 |
| Premises and equipment expense | $1,532,000 | 1,681 |
| Additional noninterest expense | $6,864,000 | 1,082 |
| Pre-tax net operating income | $-16,444,000 | 7,479 |
| Securities gains (losses) | $509,000 | 882 |
| Applicable income taxes | $2,829,000 | 563 |
| Income before extraordinary items | $-18,764,000 | 7,510 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-18,764,000 | 7,510 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-18,764,000 | 7,510 |
| Net charge-offs | $12,176,000 | 517 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-19,273,000 | 7,509 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,913,000 | 2,111 |
| Total interest expense | $5,783,000 | 1,108 |
| Net interest income | $5,130,000 | 3,171 |
| Provision for loan and lease losses | $6,947,000 | 680 |
| Total noninterest income | $-424,000 | 7,626 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,824,000 | 623 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-2,248,000 | 7,716 |
| Total noninterest expense | $8,923,000 | 1,651 |
| Salaries and employee benefits | $2,946,000 | 2,454 |
| Premises and equipment expense | $1,159,000 | 1,695 |
| Additional noninterest expense | $4,818,000 | 1,126 |
| Pre-tax net operating income | $-11,164,000 | 7,576 |
| Securities gains (losses) | $317,000 | 1,040 |
| Applicable income taxes | $-4,120,000 | 7,679 |
| Income before extraordinary items | $-6,727,000 | 7,503 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,727,000 | 7,502 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,727,000 | 7,503 |
| Net charge-offs | $8,752,000 | 501 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,929,880 | 7,484 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,486,000 | 2,082 |
| Total interest expense | $4,215,000 | 1,059 |
| Net interest income | $3,271,000 | 3,295 |
| Provision for loan and lease losses | $3,988,000 | 768 |
| Total noninterest income | $-465,000 | 7,738 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,225,000 | 623 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,690,000 | 7,788 |
| Total noninterest expense | $5,776,000 | 1,708 |
| Salaries and employee benefits | $2,031,000 | 2,402 |
| Premises and equipment expense | $761,000 | 1,735 |
| Additional noninterest expense | $2,984,000 | 1,192 |
| Pre-tax net operating income | $-6,958,000 | 7,620 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-2,638,000 | 7,721 |
| Income before extraordinary items | $-4,320,000 | 7,543 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,320,000 | 7,543 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,320,000 | 7,543 |
| Net charge-offs | $3,394,000 | 740 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,320,000 | 7,541 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,968,000 | 2,019 |
| Total interest expense | $2,411,000 | 973 |
| Net interest income | $1,557,000 | 3,453 |
| Provision for loan and lease losses | $1,572,000 | 871 |
| Total noninterest income | $472,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $605,000 | 637 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-133,000 | 7,767 |
| Total noninterest expense | $2,836,000 | 1,749 |
| Salaries and employee benefits | $960,000 | 2,565 |
| Premises and equipment expense | $377,000 | 1,798 |
| Additional noninterest expense | $1,499,000 | 1,178 |
| Pre-tax net operating income | $-2,379,000 | 7,645 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-907,000 | 7,784 |
| Income before extraordinary items | $-1,472,000 | 7,570 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,472,000 | 7,571 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,472,000 | 7,571 |
| Net charge-offs | $1,310,000 | 861 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,472,000 | 7,565 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,657,000 | 1,826 |
| Total interest expense | $10,967,000 | 1,079 |
| Net interest income | $7,690,000 | 2,825 |
| Provision for loan and lease losses | $15,062,000 | 604 |
| Total noninterest income | $-163,000 | 7,807 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,530,000 | 664 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-2,693,000 | 7,966 |
| Total noninterest expense | $11,067,000 | 1,841 |
| Salaries and employee benefits | $4,640,000 | 2,120 |
| Premises and equipment expense | $1,576,000 | 1,715 |
| Additional noninterest expense | $4,851,000 | 1,537 |
| Pre-tax net operating income | $-18,602,000 | 7,690 |
| Securities gains (losses) | $943,000 | 527 |
| Applicable income taxes | $-5,995,000 | 7,801 |
| Income before extraordinary items | $-11,664,000 | 7,604 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,664,000 | 7,603 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,664,000 | 7,603 |
| Net charge-offs | $11,559,000 | 614 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-12,286,380 | 7,623 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,195,000 | 1,829 |
| Total interest expense | $8,292,000 | 1,124 |
| Net interest income | $5,903,000 | 2,782 |
| Provision for loan and lease losses | $8,205,000 | 736 |
| Total noninterest income | $-711,000 | 8,030 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,895,000 | 661 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-2,606,000 | 8,069 |
| Total noninterest expense | $8,000,000 | 1,890 |
| Salaries and employee benefits | $3,484,000 | 2,132 |
| Premises and equipment expense | $1,189,000 | 1,730 |
| Additional noninterest expense | $3,327,000 | 1,630 |
| Pre-tax net operating income | $-11,013,000 | 7,766 |
| Securities gains (losses) | $487,000 | 718 |
| Applicable income taxes | $-3,301,000 | 7,831 |
| Income before extraordinary items | $-7,225,000 | 7,698 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,225,000 | 7,697 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,225,000 | 7,697 |
| Net charge-offs | $5,986,000 | 715 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,561,030 | 7,719 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,518,000 | 1,857 |
| Total interest expense | $5,556,000 | 1,183 |
| Net interest income | $3,962,000 | 2,744 |
| Provision for loan and lease losses | $4,437,000 | 819 |
| Total noninterest income | $-1,315,000 | 8,151 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,241,000 | 672 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-2,556,000 | 8,165 |
| Total noninterest expense | $5,428,000 | 1,900 |
| Salaries and employee benefits | $2,471,000 | 2,041 |
| Premises and equipment expense | $791,000 | 1,756 |
| Additional noninterest expense | $2,166,000 | 1,679 |
| Pre-tax net operating income | $-7,218,000 | 7,841 |
| Securities gains (losses) | $358,000 | 657 |
| Applicable income taxes | $-1,870,000 | 7,880 |
| Income before extraordinary items | $-4,990,000 | 7,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,990,000 | 7,794 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,990,000 | 7,794 |
| Net charge-offs | $2,048,000 | 1,107 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,251,340 | 7,826 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 1,800 |
| Total interest expense | $2,716,000 | 1,259 |
| Net interest income | $2,256,000 | 2,401 |
| Provision for loan and lease losses | $611,000 | 1,576 |
| Total noninterest income | $440,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $588,000 | 686 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-148,000 | 8,143 |
| Total noninterest expense | $2,508,000 | 1,982 |
| Salaries and employee benefits | $1,176,000 | 2,168 |
| Premises and equipment expense | $388,000 | 1,822 |
| Additional noninterest expense | $944,000 | 1,714 |
| Pre-tax net operating income | $-423,000 | 7,238 |
| Securities gains (losses) | $164,000 | 754 |
| Applicable income taxes | $-104,000 | 7,563 |
| Income before extraordinary items | $-155,000 | 6,952 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-155,000 | 6,953 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-155,000 | 6,953 |
| Net charge-offs | $1,140,000 | 883 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-259,960 | 7,074 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,753,000 | 1,628 |
| Total interest expense | $11,571,000 | 1,415 |
| Net interest income | $12,182,000 | 1,828 |
| Provision for loan and lease losses | $2,573,000 | 1,536 |
| Total noninterest income | $3,130,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,538,000 | 683 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $592,000 | 2,913 |
| Total noninterest expense | $11,081,000 | 1,746 |
| Salaries and employee benefits | $5,119,000 | 1,964 |
| Premises and equipment expense | $1,619,000 | 1,703 |
| Additional noninterest expense | $4,343,000 | 1,430 |
| Pre-tax net operating income | $1,658,000 | 2,844 |
| Securities gains (losses) | $24,000 | 2,069 |
| Applicable income taxes | $448,000 | 1,957 |
| Income before extraordinary items | $1,234,000 | 2,856 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,234,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,270,000 | 1,192 |
| Cash dividends | $738,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,216,480 | 3,033 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,666,000 | 1,598 |
| Total interest expense | $8,876,000 | 1,434 |
| Net interest income | $9,790,000 | 1,713 |
| Provision for loan and lease losses | $1,709,000 | 1,316 |
| Total noninterest income | $2,288,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,895,000 | 692 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $393,000 | 3,216 |
| Total noninterest expense | $8,103,000 | 1,784 |
| Salaries and employee benefits | $3,747,000 | 2,056 |
| Premises and equipment expense | $1,191,000 | 1,736 |
| Additional noninterest expense | $3,165,000 | 1,418 |
| Pre-tax net operating income | $2,266,000 | 2,090 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $711,000 | 1,513 |
| Income before extraordinary items | $1,555,000 | 2,258 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,555,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,640,000 | 958 |
| Cash dividends | $738,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,555,000 | 2,374 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,690,000 | 1,597 |
| Total interest expense | $6,032,000 | 1,463 |
| Net interest income | $6,658,000 | 1,681 |
| Provision for loan and lease losses | $964,000 | 1,253 |
| Total noninterest income | $1,490,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,224,000 | 707 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $266,000 | 3,235 |
| Total noninterest expense | $5,688,000 | 1,698 |
| Salaries and employee benefits | $2,911,000 | 1,791 |
| Premises and equipment expense | $776,000 | 1,767 |
| Additional noninterest expense | $2,001,000 | 1,463 |
| Pre-tax net operating income | $1,496,000 | 2,204 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $448,000 | 1,735 |
| Income before extraordinary items | $1,048,000 | 2,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,048,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,025,000 | 851 |
| Cash dividends | $491,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,048,000 | 2,434 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 1,593 |
| Total interest expense | $3,122,000 | 1,509 |
| Net interest income | $3,408,000 | 1,628 |
| Provision for loan and lease losses | $180,000 | 1,928 |
| Total noninterest income | $708,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $588,000 | 737 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,442 |
| Total noninterest expense | $2,802,000 | 1,720 |
| Salaries and employee benefits | $1,401,000 | 1,882 |
| Premises and equipment expense | $386,000 | 1,775 |
| Additional noninterest expense | $1,015,000 | 1,415 |
| Pre-tax net operating income | $1,134,000 | 1,596 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $317,000 | 1,421 |
| Income before extraordinary items | $817,000 | 1,779 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $817,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,953 |
| Cash dividends | $244,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $817,000 | 1,715 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,106,000 | 1,712 |
| Total interest expense | $13,098,000 | 1,534 |
| Net interest income | $12,008,000 | 1,889 |
| Provision for loan and lease losses | $1,876,000 | 888 |
| Total noninterest income | $3,135,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,237,000 | 795 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $898,000 | 2,384 |
| Total noninterest expense | $10,157,000 | 1,818 |
| Salaries and employee benefits | $5,218,000 | 1,930 |
| Premises and equipment expense | $1,293,000 | 2,018 |
| Additional noninterest expense | $3,646,000 | 1,516 |
| Pre-tax net operating income | $3,110,000 | 2,390 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $1,115,000 | 1,730 |
| Income before extraordinary items | $2,000,000 | 2,831 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,000,000 | 2,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,105,000 | 952 |
| Cash dividends | $1,207,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,996,800 | 2,811 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,587,000 | 1,735 |
| Total interest expense | $9,812,000 | 1,536 |
| Net interest income | $8,775,000 | 1,959 |
| Provision for loan and lease losses | $511,000 | 1,541 |
| Total noninterest income | $2,208,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,608,000 | 819 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $600,000 | 2,563 |
| Total noninterest expense | $7,437,000 | 1,839 |
| Salaries and employee benefits | $3,840,000 | 1,964 |
| Premises and equipment expense | $942,000 | 2,061 |
| Additional noninterest expense | $2,655,000 | 1,522 |
| Pre-tax net operating income | $3,035,000 | 2,079 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $1,104,000 | 1,537 |
| Income before extraordinary items | $1,936,000 | 2,438 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,936,000 | 2,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,181 |
| Cash dividends | $964,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,932,800 | 2,418 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,227,000 | 1,774 |
| Total interest expense | $6,419,000 | 1,570 |
| Net interest income | $5,808,000 | 2,003 |
| Provision for loan and lease losses | $292,000 | 1,602 |
| Total noninterest income | $1,358,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,057,000 | 838 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $301,000 | 3,005 |
| Total noninterest expense | $4,973,000 | 1,858 |
| Salaries and employee benefits | $2,632,000 | 1,940 |
| Premises and equipment expense | $598,000 | 2,161 |
| Additional noninterest expense | $1,743,000 | 1,553 |
| Pre-tax net operating income | $1,901,000 | 2,255 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $690,000 | 1,674 |
| Income before extraordinary items | $1,216,000 | 2,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,216,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 1,531 |
| Cash dividends | $597,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,212,800 | 2,598 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 1,795 |
| Total interest expense | $3,156,000 | 1,577 |
| Net interest income | $2,857,000 | 2,039 |
| Provision for loan and lease losses | $146,000 | 1,541 |
| Total noninterest income | $632,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $496,000 | 868 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $136,000 | 3,192 |
| Total noninterest expense | $2,355,000 | 1,963 |
| Salaries and employee benefits | $1,240,000 | 2,075 |
| Premises and equipment expense | $291,000 | 2,250 |
| Additional noninterest expense | $824,000 | 1,623 |
| Pre-tax net operating income | $988,000 | 2,190 |
| Securities gains (losses) | $5,000 | 805 |
| Applicable income taxes | $359,000 | 1,632 |
| Income before extraordinary items | $634,000 | 2,517 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $634,000 | 2,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $353,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $630,800 | 2,507 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,368,000 | 1,812 |
| Total interest expense | $10,249,000 | 1,641 |
| Net interest income | $12,119,000 | 1,913 |
| Provision for loan and lease losses | $953,000 | 1,081 |
| Total noninterest income | $2,922,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,842,000 | 956 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,080,000 | 2,103 |
| Total noninterest expense | $8,692,000 | 2,027 |
| Salaries and employee benefits | $4,709,000 | 2,076 |
| Premises and equipment expense | $1,079,000 | 2,299 |
| Additional noninterest expense | $2,904,000 | 1,817 |
| Pre-tax net operating income | $5,396,000 | 1,764 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,890,000 | 1,395 |
| Income before extraordinary items | $3,506,000 | 2,020 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,506,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,237 |
| Cash dividends | $947,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,506,000 | 2,009 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,306,000 | 1,850 |
| Total interest expense | $7,288,000 | 1,683 |
| Net interest income | $9,018,000 | 1,949 |
| Provision for loan and lease losses | $780,000 | 966 |
| Total noninterest income | $2,539,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,410,000 | 945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,129,000 | 1,661 |
| Total noninterest expense | $6,275,000 | 2,113 |
| Salaries and employee benefits | $3,358,000 | 2,183 |
| Premises and equipment expense | $807,000 | 2,304 |
| Additional noninterest expense | $2,110,000 | 1,836 |
| Pre-tax net operating income | $4,502,000 | 1,647 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,641,000 | 1,302 |
| Income before extraordinary items | $2,861,000 | 1,909 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,861,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,502 |
| Cash dividends | $717,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,861,000 | 1,897 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,559,000 | 1,866 |
| Total interest expense | $4,598,000 | 1,688 |
| Net interest income | $5,961,000 | 1,965 |
| Provision for loan and lease losses | $608,000 | 808 |
| Total noninterest income | $1,977,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $960,000 | 912 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,017,000 | 1,339 |
| Total noninterest expense | $4,183,000 | 2,108 |
| Salaries and employee benefits | $2,273,000 | 2,163 |
| Premises and equipment expense | $530,000 | 2,341 |
| Additional noninterest expense | $1,380,000 | 1,885 |
| Pre-tax net operating income | $3,147,000 | 1,582 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,147,000 | 1,247 |
| Income before extraordinary items | $2,000,000 | 1,834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,000,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 8,626 |
| Cash dividends | $487,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,000,000 | 1,816 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 1,874 |
| Total interest expense | $2,194,000 | 1,681 |
| Net interest income | $2,932,000 | 1,977 |
| Provision for loan and lease losses | $173,000 | 1,278 |
| Total noninterest income | $619,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $467,000 | 906 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $152,000 | 2,950 |
| Total noninterest expense | $1,996,000 | 2,224 |
| Salaries and employee benefits | $1,096,000 | 2,244 |
| Premises and equipment expense | $264,000 | 2,361 |
| Additional noninterest expense | $636,000 | 2,047 |
| Pre-tax net operating income | $1,382,000 | 1,752 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $500,000 | 1,401 |
| Income before extraordinary items | $882,000 | 2,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $882,000 | 2,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $256,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $882,000 | 1,991 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,392,000 | 1,826 |
| Total interest expense | $7,297,000 | 1,557 |
| Net interest income | $11,095,000 | 1,999 |
| Provision for loan and lease losses | $1,723,000 | 617 |
| Total noninterest income | $2,495,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,810,000 | 964 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $685,000 | 2,815 |
| Total noninterest expense | $8,193,000 | 2,038 |
| Salaries and employee benefits | $4,455,000 | 2,064 |
| Premises and equipment expense | $1,140,000 | 2,103 |
| Additional noninterest expense | $2,598,000 | 1,947 |
| Pre-tax net operating income | $3,674,000 | 2,360 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,174,000 | 2,042 |
| Income before extraordinary items | $2,500,000 | 2,601 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,500,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,492,000 | 503 |
| Cash dividends | $1,010,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,500,000 | 2,578 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,450,000 | 1,830 |
| Total interest expense | $5,183,000 | 1,548 |
| Net interest income | $8,267,000 | 1,999 |
| Provision for loan and lease losses | $360,000 | 1,866 |
| Total noninterest income | $1,639,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,333,000 | 981 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $306,000 | 3,760 |
| Total noninterest expense | $5,940,000 | 2,087 |
| Salaries and employee benefits | $3,226,000 | 2,122 |
| Premises and equipment expense | $870,000 | 2,046 |
| Additional noninterest expense | $1,844,000 | 2,021 |
| Pre-tax net operating income | $3,606,000 | 1,938 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,266,000 | 1,582 |
| Income before extraordinary items | $2,340,000 | 2,192 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,340,000 | 2,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 870 |
| Cash dividends | $754,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,340,000 | 2,151 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,731,000 | 1,825 |
| Total interest expense | $3,257,000 | 1,541 |
| Net interest income | $5,474,000 | 1,984 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $1,065,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $853,000 | 1,004 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $212,000 | 3,664 |
| Total noninterest expense | $3,823,000 | 2,140 |
| Salaries and employee benefits | $2,092,000 | 2,161 |
| Premises and equipment expense | $586,000 | 2,018 |
| Additional noninterest expense | $1,145,000 | 2,148 |
| Pre-tax net operating income | $2,476,000 | 1,862 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $871,000 | 1,514 |
| Income before extraordinary items | $1,605,000 | 2,113 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,605,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 668 |
| Cash dividends | $497,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,605,000 | 2,078 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 1,846 |
| Total interest expense | $1,554,000 | 1,532 |
| Net interest income | $2,675,000 | 2,018 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $483,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $379,000 | 1,102 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $104,000 | 3,652 |
| Total noninterest expense | $1,923,000 | 2,153 |
| Salaries and employee benefits | $1,068,000 | 2,136 |
| Premises and equipment expense | $302,000 | 1,989 |
| Additional noninterest expense | $553,000 | 2,211 |
| Pre-tax net operating income | $1,115,000 | 1,984 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $390,000 | 1,638 |
| Income before extraordinary items | $725,000 | 2,265 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $725,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 422 |
| Cash dividends | $241,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $725,000 | 2,228 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,167,000 | 1,774 |
| Total interest expense | $5,330,000 | 1,537 |
| Net interest income | $10,837,000 | 1,867 |
| Provision for loan and lease losses | $587,000 | 1,705 |
| Total noninterest income | $1,558,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,209,000 | 1,453 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $349,000 | 3,971 |
| Total noninterest expense | $7,181,000 | 2,213 |
| Salaries and employee benefits | $3,843,000 | 2,264 |
| Premises and equipment expense | $1,079,000 | 2,126 |
| Additional noninterest expense | $2,259,000 | 2,156 |
| Pre-tax net operating income | $4,627,000 | 1,816 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $1,610,000 | 1,526 |
| Income before extraordinary items | $3,019,000 | 2,063 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,019,000 | 2,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,862 |
| Cash dividends | $950,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,017,700 | 2,022 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,899,000 | 1,781 |
| Total interest expense | $3,836,000 | 1,579 |
| Net interest income | $8,063,000 | 1,868 |
| Provision for loan and lease losses | $467,000 | 1,534 |
| Total noninterest income | $1,117,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $882,000 | 1,508 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $235,000 | 4,186 |
| Total noninterest expense | $5,353,000 | 2,211 |
| Salaries and employee benefits | $2,855,000 | 2,262 |
| Premises and equipment expense | $795,000 | 2,155 |
| Additional noninterest expense | $1,703,000 | 2,120 |
| Pre-tax net operating income | $3,360,000 | 1,865 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $1,168,000 | 1,572 |
| Income before extraordinary items | $2,194,000 | 2,133 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,194,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,600 |
| Cash dividends | $709,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,192,700 | 2,080 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,843,000 | 1,789 |
| Total interest expense | $2,466,000 | 1,615 |
| Net interest income | $5,377,000 | 1,855 |
| Provision for loan and lease losses | $347,000 | 1,391 |
| Total noninterest income | $752,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $573,000 | 1,535 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $179,000 | 3,982 |
| Total noninterest expense | $3,513,000 | 2,254 |
| Salaries and employee benefits | $1,842,000 | 2,342 |
| Premises and equipment expense | $509,000 | 2,249 |
| Additional noninterest expense | $1,162,000 | 2,079 |
| Pre-tax net operating income | $2,269,000 | 1,849 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $791,000 | 1,543 |
| Income before extraordinary items | $1,478,000 | 2,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,478,000 | 2,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,477 |
| Cash dividends | $467,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,478,000 | 2,037 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 1,837 |
| Total interest expense | $1,210,000 | 1,664 |
| Net interest income | $2,618,000 | 1,906 |
| Provision for loan and lease losses | $137,000 | 1,650 |
| Total noninterest income | $360,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $279,000 | 1,543 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $81,000 | 4,156 |
| Total noninterest expense | $1,762,000 | 2,259 |
| Salaries and employee benefits | $978,000 | 2,242 |
| Premises and equipment expense | $250,000 | 2,311 |
| Additional noninterest expense | $534,000 | 2,224 |
| Pre-tax net operating income | $1,079,000 | 1,888 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $377,000 | 1,646 |
| Income before extraordinary items | $702,000 | 2,176 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $702,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,261 |
| Cash dividends | $225,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $702,000 | 2,095 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,874,000 | 1,791 |
| Total interest expense | $5,688,000 | 1,576 |
| Net interest income | $10,186,000 | 1,913 |
| Provision for loan and lease losses | $480,000 | 2,232 |
| Total noninterest income | $1,226,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,072,000 | 1,595 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $154,000 | 5,780 |
| Total noninterest expense | $6,650,000 | 2,357 |
| Salaries and employee benefits | $3,643,000 | 2,329 |
| Premises and equipment expense | $1,003,000 | 2,254 |
| Additional noninterest expense | $2,004,000 | 2,402 |
| Pre-tax net operating income | $4,282,000 | 1,877 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $1,488,000 | 1,632 |
| Income before extraordinary items | $2,805,000 | 2,169 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,805,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,706 |
| Cash dividends | $885,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,797,850 | 2,072 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,963,000 | 1,811 |
| Total interest expense | $4,422,000 | 1,576 |
| Net interest income | $7,541,000 | 1,948 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $891,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $803,000 | 1,613 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,309 |
| Total noninterest expense | $5,021,000 | 2,350 |
| Salaries and employee benefits | $2,782,000 | 2,283 |
| Premises and equipment expense | $764,000 | 2,229 |
| Additional noninterest expense | $1,475,000 | 2,437 |
| Pre-tax net operating income | $3,051,000 | 2,023 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $1,052,000 | 1,786 |
| Income before extraordinary items | $2,002,000 | 2,331 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,002,000 | 2,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,205 |
| Cash dividends | $663,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,000,020 | 2,223 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,988,000 | 1,832 |
| Total interest expense | $3,062,000 | 1,572 |
| Net interest income | $4,926,000 | 1,990 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $577,000 | 3,447 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $522,000 | 1,616 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $55,000 | 6,401 |
| Total noninterest expense | $3,309,000 | 2,374 |
| Salaries and employee benefits | $1,831,000 | 2,306 |
| Premises and equipment expense | $514,000 | 2,203 |
| Additional noninterest expense | $964,000 | 2,445 |
| Pre-tax net operating income | $1,954,000 | 2,082 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $675,000 | 1,870 |
| Income before extraordinary items | $1,279,000 | 2,431 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,279,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,032 |
| Cash dividends | $439,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,279,000 | 2,297 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 1,882 |
| Total interest expense | $1,550,000 | 1,593 |
| Net interest income | $2,359,000 | 2,074 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $272,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $245,000 | 1,672 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $1,722,000 | 2,264 |
| Salaries and employee benefits | $988,000 | 2,133 |
| Premises and equipment expense | $259,000 | 2,185 |
| Additional noninterest expense | $475,000 | 2,449 |
| Pre-tax net operating income | $789,000 | 2,501 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $280,000 | 2,147 |
| Income before extraordinary items | $509,000 | 2,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $509,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,647 |
| Cash dividends | $216,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $509,000 | 2,769 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,465,000 | 1,872 |
| Total interest expense | $6,427,000 | 1,775 |
| Net interest income | $10,038,000 | 1,937 |
| Provision for loan and lease losses | $809,000 | 1,614 |
| Total noninterest income | $1,119,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $972,000 | 1,660 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,641 |
| Total noninterest expense | $6,274,000 | 2,368 |
| Salaries and employee benefits | $3,348,000 | 2,387 |
| Premises and equipment expense | $1,006,000 | 2,172 |
| Additional noninterest expense | $1,920,000 | 2,403 |
| Pre-tax net operating income | $4,074,000 | 1,959 |
| Securities gains (losses) | $97,000 | 1,784 |
| Applicable income taxes | $1,420,000 | 1,724 |
| Income before extraordinary items | $2,751,000 | 2,172 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,751,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 3,043 |
| Cash dividends | $836,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,686,980 | 2,142 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,001,000 | 2,015 |
| Total interest expense | $8,434,000 | 1,918 |
| Net interest income | $8,567,000 | 2,086 |
| Provision for loan and lease losses | $182,000 | 4,327 |
| Total noninterest income | $1,227,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $866,000 | 1,759 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $361,000 | 3,744 |
| Total noninterest expense | $5,994,000 | 2,381 |
| Salaries and employee benefits | $3,192,000 | 2,355 |
| Premises and equipment expense | $996,000 | 2,140 |
| Additional noninterest expense | $1,806,000 | 2,464 |
| Pre-tax net operating income | $3,618,000 | 1,928 |
| Securities gains (losses) | $-6,000 | 9,232 |
| Applicable income taxes | $1,161,000 | 1,868 |
| Income before extraordinary items | $2,451,000 | 2,129 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,451,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,134 |
| Cash dividends | $768,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,455,080 | 2,053 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,653,000 | 2,247 |
| Total interest expense | $8,451,000 | 2,037 |
| Net interest income | $7,202,000 | 2,464 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,018,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $807,000 | 1,717 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $211,000 | 4,675 |
| Total noninterest expense | $4,911,000 | 2,764 |
| Salaries and employee benefits | $2,684,000 | 2,652 |
| Premises and equipment expense | $709,000 | 2,847 |
| Additional noninterest expense | $1,518,000 | 2,788 |
| Pre-tax net operating income | $3,189,000 | 2,266 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $974,000 | 2,175 |
| Income before extraordinary items | $2,215,000 | 2,322 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,215,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,458 |
| Cash dividends | $756,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,215,000 | 2,328 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,666,000 | 2,395 |
| Total interest expense | $6,675,000 | 2,211 |
| Net interest income | $6,991,000 | 2,513 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $951,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $775,000 | 1,708 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $176,000 | 5,232 |
| Total noninterest expense | $4,574,000 | 2,944 |
| Salaries and employee benefits | $2,419,000 | 2,894 |
| Premises and equipment expense | $640,000 | 3,084 |
| Additional noninterest expense | $1,515,000 | 2,839 |
| Pre-tax net operating income | $3,248,000 | 2,241 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $998,000 | 2,222 |
| Income before extraordinary items | $2,250,000 | 2,311 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,250,000 | 2,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $719,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,250,000 | 2,286 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,745,000 | 2,561 |
| Total interest expense | $6,663,000 | 2,274 |
| Net interest income | $6,082,000 | 2,824 |
| Provision for loan and lease losses | $310,000 | 2,519 |
| Total noninterest income | $1,021,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $678,000 | 1,888 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $343,000 | 3,738 |
| Total noninterest expense | $4,109,000 | 3,143 |
| Salaries and employee benefits | $2,286,000 | 2,950 |
| Premises and equipment expense | $565,000 | 3,354 |
| Additional noninterest expense | $1,258,000 | 3,239 |
| Pre-tax net operating income | $2,684,000 | 2,622 |
| Securities gains (losses) | $30,000 | 2,123 |
| Applicable income taxes | $759,000 | 2,854 |
| Income before extraordinary items | $1,955,000 | 2,611 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,955,000 | 2,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,370 |
| Cash dividends | $666,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,933,400 | 2,553 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,711,000 | 3,030 |
| Total interest expense | $5,465,000 | 2,740 |
| Net interest income | $5,246,000 | 3,321 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $882,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $724,000 | 1,795 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $158,000 | 5,563 |
| Total noninterest expense | $3,602,000 | 3,510 |
| Salaries and employee benefits | $2,003,000 | 3,311 |
| Premises and equipment expense | $518,000 | 3,591 |
| Additional noninterest expense | $1,081,000 | 3,643 |
| Pre-tax net operating income | $2,256,000 | 3,187 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $676,000 | 3,332 |
| Income before extraordinary items | $1,587,000 | 3,193 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,587,000 | 3,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $603,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,582,100 | 3,136 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,715,000 | 3,714 |
| Total interest expense | $4,288,000 | 3,479 |
| Net interest income | $4,427,000 | 3,944 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $872,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $702,000 | 1,935 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $170,000 | 5,600 |
| Total noninterest expense | $3,354,000 | 3,937 |
| Salaries and employee benefits | $1,833,000 | 3,611 |
| Premises and equipment expense | $503,000 | 3,761 |
| Additional noninterest expense | $1,018,000 | 4,346 |
| Pre-tax net operating income | $1,825,000 | 3,664 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $454,000 | 4,475 |
| Income before extraordinary items | $1,374,000 | 3,461 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,374,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,737 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,371,750 | 3,417 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,653,000 | 4,179 |
| Total interest expense | $3,780,000 | 3,871 |
| Net interest income | $3,873,000 | 4,435 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $839,000 | 3,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $579,000 | 2,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,378 |
| Total noninterest expense | $3,078,000 | 4,192 |
| Salaries and employee benefits | $1,663,000 | 3,905 |
| Premises and equipment expense | $435,000 | 4,227 |
| Additional noninterest expense | $980,000 | 4,426 |
| Pre-tax net operating income | $1,514,000 | 4,425 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $321,000 | 5,768 |
| Income before extraordinary items | $1,216,000 | 3,919 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,216,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,197,830 | 3,955 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,853,000 | 4,981 |
| Total interest expense | $2,647,000 | 4,411 |
| Net interest income | $3,206,000 | 5,316 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $932,000 | 3,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 3,270 |
| Total noninterest expense | $2,853,000 | 4,604 |
| Salaries and employee benefits | $1,543,000 | 4,178 |
| Premises and equipment expense | $364,000 | 4,945 |
| Additional noninterest expense | $946,000 | 4,949 |
| Pre-tax net operating income | $1,165,000 | 5,350 |
| Securities gains (losses) | $55,000 | 1,094 |
| Applicable income taxes | $219,000 | 7,023 |
| Income before extraordinary items | $1,001,000 | 4,546 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,001,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $955,900 | 4,731 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,597,000 | 5,251 |
| Total interest expense | $2,337,000 | 5,094 |
| Net interest income | $3,260,000 | 5,264 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $1,048,000 | 3,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $513,000 | 2,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 3,118 |
| Total noninterest expense | $2,916,000 | 4,631 |
| Salaries and employee benefits | $1,506,000 | 4,259 |
| Premises and equipment expense | $409,000 | 4,628 |
| Additional noninterest expense | $1,001,000 | 4,923 |
| Pre-tax net operating income | $1,192,000 | 5,209 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $311,000 | 5,934 |
| Income before extraordinary items | $927,000 | 4,980 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $927,000 | 5,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,427 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $892,500 | 4,906 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 5,347 |
| Total interest expense | $2,835,000 | 5,415 |
| Net interest income | $3,362,000 | 5,189 |
| Provision for loan and lease losses | $302,000 | 4,094 |
| Total noninterest income | $765,000 | 4,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $503,000 | 2,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,818 |
| Total noninterest expense | $2,772,000 | 4,868 |
| Salaries and employee benefits | $1,404,000 | 4,485 |
| Premises and equipment expense | $454,000 | 4,312 |
| Additional noninterest expense | $914,000 | 5,447 |
| Pre-tax net operating income | $1,053,000 | 5,427 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $256,000 | 6,571 |
| Income before extraordinary items | $831,000 | 5,213 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $831,000 | 5,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 4,785 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $805,160 | 5,033 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.