Home > Bartow County Bank > Net charge- offs to loans
Bartow County Bank, Net charge- offs to loans
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.3997% | 35 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.8826% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 51.6313% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.4593% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4708% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8646% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3606% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7353% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2866% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7647% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7179% | 118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6321% | 219 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3132% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 12.5620% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1548% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2691% | 238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6998% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7781% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6795% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1719% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7214% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1834% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3155% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7605% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 11.6755% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2534% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.2363% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4809% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8595% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3848% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.7151% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7324% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8455% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4386% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0970% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 7.7273% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0558% | 2,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2778% | 605 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4636% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8552% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1173% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4244% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3939% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4603% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8413% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4239% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | 3.7640% | 936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1097% | 1,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5533% | 342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2189% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2754% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4674% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0503% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3134% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8536% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7534% | 488 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0909% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 9.7913% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0250% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.5858% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2052% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8618% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5393% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3337% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3870% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4678% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5530% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7412% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 7.8897% | 636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9522% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6766% | 477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3701% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1448% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6756% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0444% | 2,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1415% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6167% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2903% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2349% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 1.8640% | 1,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3629% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0176% | 315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7511% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7039% | 729 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7630% | 1,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1495% | 1,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6005% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2050% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4183% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3275% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 3.4530% | 714 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1816% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3440% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4318% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3743% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3137% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 13.9167% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7075% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2514% | 2,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.7637% | 1,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0775% | 1,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1363% | 2,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1690% | 2,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5085% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6917% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9319% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6863% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1432% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.2274% | 1,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1043% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1510% | 1,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1866% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2184% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1317% | 1,654 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1653% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6527% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1199% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.1836% | 1,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1580% | 808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 2,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 2,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2744% | 285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4827% | 2,924 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2679% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 2,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 2,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.2138% | 826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3449% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5975% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0434% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3967% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3685% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.9654% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1397% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0283% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3150% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3131% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1967% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3937% | 1,130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2173% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1242% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1902% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1570% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0401% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1814% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4292% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3196% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5335% | 976 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2416% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0631% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2779% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3884% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4464% | 2,579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8011% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 1,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3132% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 6,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7050% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5936% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 4,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0392% | 8,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 7,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1390% | 8,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1844% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1936% | 8,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3418% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4514% | 3,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1449% | 1,239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0459% | 8,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0768% | 8,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 7,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2811% | 8,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2556% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3685% | 8,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3066% | 3,407 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5919% | 1,950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1070% | 8,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1393% | 8,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0199% | 8,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5165% | 8,532 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2557% | 6,073 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5578% | 8,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1018% | 4,234 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5877% | 1,911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 3,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3069% | 2,712 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2003% | 1,912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6428% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6670% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7035% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3320% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2788% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4187% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2901% | 2,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1905% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0090% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2766% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2646% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9271% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4440% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9599% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0428% | 3,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9994% | 1,625 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0519% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3859% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3818% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3139% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9060% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3339% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 2,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2027% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3094% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7009% | 489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7547% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5634% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6487% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1276% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3505% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7508% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1577% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 1,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0741% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0927% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1847% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1905% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1990% | 3,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6093% | 3,332 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4843% | 803 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1655% | 2,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0979% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.1029% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2487% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2568% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2683% | 2,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7181% | 2,608 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9423% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1782% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1609% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.2008% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3876% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4007% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6995% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0422% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2109% | 1,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1812% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5840% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6030% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9213% | 1,939 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2976% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2332% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 2,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1795% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1853% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3662% | 3,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6391% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3487% | 1,777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3230% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0798% | 1,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2382% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2460% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7055% | 1,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9131% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4809% | 1,641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3862% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1206% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3519% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3635% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7580% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1736% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3672% | 1,531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1755% | 2,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7131% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9007% | 2,146 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1037% | 5,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0332% | 4,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1597% | 1,995 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2406% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 4,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1063% | 4,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9711% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9739% | 1,280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 4,904 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 5,695 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2249% | 3,171 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 6,121 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 4,518 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0228% | 10,389 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 4,895 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3709% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3403% | 5,630 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |