Home > Bartow County Bank > Assets and Liabilities
Bartow County Bank, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 64 | 2,415 |
| Assets and Liabilities | ||
| Total Assets: | $314,019,000 | 2,081 |
| Cash and due from depository institutions | $34,016,000 | 2,415 |
| Interest-bearing balances | $30,847,000 | 1,272 |
| Securities | $23,617,000 | 4,157 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $221,211,000 | 1,877 |
| Loan loss allowance | $1,005,000 | 4,686 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $8,231,000 | 1,446 |
| Other real estate owned | $22,876,000 | 2,415 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $4,068,000 | 3,602 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $314,019,000 | 2,081 |
| Total liabilities | $313,167,000 | 1,895 |
| Total deposits | $290,005,000 | 1,901 |
| Interest-bearing deposits | $241,643,000 | 1,938 |
| Deposits held in domestic offices | $290,005,000 | 1,899 |
| % insured | 98.91% | 428 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,000,000 | 1,257 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,162,000 | 2,891 |
| Total equity capital | $852,000 | 7,545 |
| Total bank equity capital | $852,000 | 7,545 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,527 |
| Surplus | $29,491,000 | 1,144 |
| Undivided profits | $-29,139,000 | 7,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $39,897,000 | 440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $893,000 | 3,207 |
| Earning assets | $275,675,000 | 2,163 |
| Long-term assets (5+ years) | $35,623,000 | 3,213 |
| Average Assets, year-to-date | $322,117,000 | 2,024 |
| Average Assets, quarterly | $322,117,000 | 2,024 |
| Volatile liabilities | $16,377,000 | 2,647 |
| Insider loans | $8,664,000 | 744 |
| FHLB advances | $22,000,000 | 1,175 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $17,668,000 | 2,806 |
| Tier 1 (core) risk-based capital | $770,000 | 7,551 |
| Tier 2 risk-based capital | $770,000 | 4,766 |
| Total risk weighted assets | $228,980,000 | 1,913 |
| Total unused commitments | $17,668,000 | 2,807 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 67 | 2,332 |
| Assets and Liabilities | ||
| Total Assets: | $330,215,000 | 1,988 |
| Cash and due from depository institutions | $44,929,000 | 2,332 |
| Interest-bearing balances | $42,163,000 | 891 |
| Securities | $24,281,000 | 3,979 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $225,803,000 | 1,891 |
| Loan loss allowance | $6,919,000 | 1,167 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $8,376,000 | 1,440 |
| Other real estate owned | $22,441,000 | 2,332 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,385,000 | 3,523 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $330,215,000 | 1,988 |
| Total liabilities | $327,699,000 | 1,814 |
| Total deposits | $304,088,000 | 1,795 |
| Interest-bearing deposits | $262,963,000 | 1,811 |
| Deposits held in domestic offices | $304,088,000 | 1,792 |
| % insured | 97.08% | 1,054 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,000,000 | 1,377 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,611,000 | 2,364 |
| Total equity capital | $2,516,000 | 7,359 |
| Total bank equity capital | $2,516,000 | 7,359 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,575 |
| Surplus | $29,491,000 | 1,132 |
| Undivided profits | $-27,475,000 | 7,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $37,721,000 | 476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $978,000 | 3,081 |
| Earning assets | $292,247,000 | 2,057 |
| Long-term assets (5+ years) | $37,110,000 | 3,035 |
| Average Assets, year-to-date | $381,184,400 | 1,723 |
| Average Assets, quarterly | $343,641,500 | 1,915 |
| Volatile liabilities | $100,773,000 | 1,345 |
| Insider loans | $8,764,000 | 751 |
| FHLB advances | $22,000,000 | 1,293 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $19,975,000 | 2,548 |
| Tier 1 (core) risk-based capital | $2,546,000 | 7,330 |
| Tier 2 risk-based capital | $2,516,000 | 2,061 |
| Total risk weighted assets | $234,351,000 | 1,899 |
| Total unused commitments | $19,975,000 | 2,549 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 66 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $357,068,000 | 1,871 |
| Cash and due from depository institutions | $51,502,000 | 2,368 |
| Interest-bearing balances | $48,253,000 | 751 |
| Securities | $26,648,000 | 3,738 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $240,384,000 | 1,807 |
| Loan loss allowance | $6,143,000 | 1,320 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,504,000 | 1,440 |
| Other real estate owned | $18,466,000 | 2,368 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $11,564,000 | 1,750 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $357,068,000 | 1,871 |
| Total liabilities | $342,178,000 | 1,770 |
| Total deposits | $318,220,000 | 1,737 |
| Interest-bearing deposits | $276,844,000 | 1,756 |
| Deposits held in domestic offices | $318,220,000 | 1,735 |
| % insured | 93.20% | 2,289 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $22,000,000 | 1,459 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,958,000 | 2,242 |
| Total equity capital | $14,890,000 | 4,062 |
| Total bank equity capital | $14,890,000 | 4,061 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $29,491,000 | 1,116 |
| Undivided profits | $-15,101,000 | 7,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $34,644,000 | 530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,086,000 | 2,987 |
| Earning assets | $315,285,000 | 1,931 |
| Long-term assets (5+ years) | $39,941,000 | 2,841 |
| Average Assets, year-to-date | $393,926,750 | 1,699 |
| Average Assets, quarterly | $368,489,500 | 1,817 |
| Volatile liabilities | $107,468,000 | 1,307 |
| Insider loans | $8,933,000 | 759 |
| FHLB advances | $22,000,000 | 1,371 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $22,695,000 | 2,380 |
| Tier 1 (core) risk-based capital | $8,949,000 | 5,386 |
| Tier 2 risk-based capital | $3,114,000 | 1,754 |
| Total risk weighted assets | $246,059,000 | 1,844 |
| Total unused commitments | $22,695,000 | 2,384 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 64 | 2,475 |
| Assets and Liabilities | ||
| Total Assets: | $379,911,000 | 1,773 |
| Cash and due from depository institutions | $62,370,000 | 2,475 |
| Interest-bearing balances | $59,631,000 | 591 |
| Securities | $30,578,000 | 3,440 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $257,371,000 | 1,729 |
| Loan loss allowance | $8,542,000 | 979 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,668,000 | 1,420 |
| Other real estate owned | $10,861,000 | 2,475 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $10,063,000 | 1,981 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $379,911,000 | 1,773 |
| Total liabilities | $362,430,000 | 1,690 |
| Total deposits | $328,869,000 | 1,690 |
| Interest-bearing deposits | $286,186,000 | 1,685 |
| Deposits held in domestic offices | $328,869,000 | 1,689 |
| % insured | 92.82% | 2,534 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $32,000,000 | 1,134 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,561,000 | 2,528 |
| Total equity capital | $17,481,000 | 3,587 |
| Total bank equity capital | $17,481,000 | 3,586 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $29,491,000 | 1,114 |
| Undivided profits | $-12,510,000 | 7,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $40,253,000 | 466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,119,000 | 2,829 |
| Earning assets | $347,580,000 | 1,767 |
| Long-term assets (5+ years) | $43,896,000 | 2,646 |
| Average Assets, year-to-date | $406,213,000 | 1,671 |
| Average Assets, quarterly | $395,685,500 | 1,711 |
| Volatile liabilities | $118,366,000 | 1,222 |
| Insider loans | $9,102,000 | 756 |
| FHLB advances | $32,000,000 | 1,069 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $22,141,000 | 2,470 |
| Tier 1 (core) risk-based capital | $13,314,000 | 4,229 |
| Tier 2 risk-based capital | $3,290,000 | 1,680 |
| Total risk weighted assets | $257,874,000 | 1,798 |
| Total unused commitments | $22,141,000 | 2,473 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 82 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $411,460,000 | 1,693 |
| Cash and due from depository institutions | $81,516,000 | 1,930 |
| Interest-bearing balances | $78,407,000 | 458 |
| Securities | $25,780,000 | 3,850 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $271,587,000 | 1,699 |
| Loan loss allowance | $8,210,000 | 1,043 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $8,819,000 | 1,411 |
| Other real estate owned | $10,700,000 | 1,930 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $13,058,000 | 1,649 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $411,460,000 | 1,693 |
| Total liabilities | $391,506,000 | 1,613 |
| Total deposits | $357,764,000 | 1,603 |
| Interest-bearing deposits | $311,427,000 | 1,612 |
| Deposits held in domestic offices | $357,764,000 | 1,602 |
| % insured | 92.22% | 2,852 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $32,000,000 | 1,207 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,742,000 | 2,350 |
| Total equity capital | $19,954,000 | 3,234 |
| Total bank equity capital | $19,954,000 | 3,234 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $29,491,000 | 1,132 |
| Undivided profits | $-10,037,000 | 7,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $28,473,000 | 676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,304,000 | 2,494 |
| Earning assets | $375,774,000 | 1,683 |
| Long-term assets (5+ years) | $39,679,000 | 2,848 |
| Average Assets, year-to-date | $419,364,000 | 1,659 |
| Average Assets, quarterly | $419,364,000 | 1,659 |
| Volatile liabilities | $118,135,000 | 1,258 |
| Insider loans | $12,380,000 | 534 |
| FHLB advances | $32,000,000 | 1,141 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $24,616,000 | 2,378 |
| Tier 1 (core) risk-based capital | $19,140,000 | 3,200 |
| Tier 2 risk-based capital | $3,523,000 | 1,637 |
| Total risk weighted assets | $277,136,000 | 1,732 |
| Total unused commitments | $24,616,000 | 2,383 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 83 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $427,268,000 | 1,638 |
| Cash and due from depository institutions | $97,525,000 | 1,930 |
| Interest-bearing balances | $94,832,000 | 339 |
| Securities | $16,009,000 | 4,882 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $281,405,000 | 1,667 |
| Loan loss allowance | $7,948,000 | 1,072 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,996,000 | 1,410 |
| Other real estate owned | $10,921,000 | 1,930 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $12,412,000 | 1,776 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $427,268,000 | 1,638 |
| Total liabilities | $405,864,000 | 1,575 |
| Total deposits | $371,925,000 | 1,540 |
| Interest-bearing deposits | $329,925,000 | 1,513 |
| Deposits held in domestic offices | $371,925,000 | 1,539 |
| % insured | 94.02% | 2,121 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $32,000,000 | 1,310 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,939,000 | 2,186 |
| Total equity capital | $21,404,000 | 3,006 |
| Total bank equity capital | $21,404,000 | 3,006 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $29,491,000 | 1,136 |
| Undivided profits | $-8,587,000 | 7,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $21,046,000 | 834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,473,000 | 2,304 |
| Earning assets | $392,246,000 | 1,634 |
| Long-term assets (5+ years) | $32,292,000 | 3,257 |
| Average Assets, year-to-date | $431,936,800 | 1,603 |
| Average Assets, quarterly | $430,231,500 | 1,634 |
| Volatile liabilities | $119,206,000 | 1,241 |
| Insider loans | $12,582,000 | 541 |
| FHLB advances | $32,000,000 | 1,230 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $23,287,000 | 2,474 |
| Tier 1 (core) risk-based capital | $20,287,000 | 3,031 |
| Tier 2 risk-based capital | $3,595,000 | 1,619 |
| Total risk weighted assets | $283,248,000 | 1,748 |
| Total unused commitments | $23,287,000 | 2,474 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 90 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $433,195,000 | 1,647 |
| Cash and due from depository institutions | $83,628,000 | 1,799 |
| Interest-bearing balances | $81,047,000 | 364 |
| Securities | $27,008,000 | 3,738 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $291,476,000 | 1,634 |
| Loan loss allowance | $6,664,000 | 1,198 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $9,154,000 | 1,387 |
| Other real estate owned | $11,925,000 | 1,799 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $10,004,000 | 1,880 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $433,195,000 | 1,647 |
| Total liabilities | $407,010,000 | 1,585 |
| Total deposits | $372,876,000 | 1,528 |
| Interest-bearing deposits | $326,664,000 | 1,525 |
| Deposits held in domestic offices | $372,876,000 | 1,525 |
| % insured | 92.79% | 2,782 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $32,000,000 | 1,360 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,134,000 | 2,233 |
| Total equity capital | $26,185,000 | 2,565 |
| Total bank equity capital | $26,185,000 | 2,564 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $29,491,000 | 1,137 |
| Undivided profits | $-3,806,000 | 7,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $20,194,000 | 866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,737,000 | 2,103 |
| Earning assets | $399,531,000 | 1,626 |
| Long-term assets (5+ years) | $47,942,000 | 2,450 |
| Average Assets, year-to-date | $433,104,000 | 1,612 |
| Average Assets, quarterly | $433,912,000 | 1,632 |
| Volatile liabilities | $110,569,000 | 1,383 |
| Insider loans | $12,727,000 | 532 |
| FHLB advances | $32,000,000 | 1,274 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $28,277,000 | 2,229 |
| Tier 1 (core) risk-based capital | $25,749,000 | 2,468 |
| Tier 2 risk-based capital | $3,712,000 | 1,592 |
| Total risk weighted assets | $294,080,000 | 1,707 |
| Total unused commitments | $28,277,000 | 2,231 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 90 | 1,825 |
| Assets and Liabilities | ||
| Total Assets: | $434,629,000 | 1,641 |
| Cash and due from depository institutions | $65,882,000 | 1,825 |
| Interest-bearing balances | $54,069,000 | 422 |
| Securities | $38,732,000 | 2,869 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $302,466,000 | 1,616 |
| Loan loss allowance | $6,834,000 | 1,132 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,339,000 | 1,380 |
| Other real estate owned | $10,002,000 | 1,825 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $8,208,000 | 2,206 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $434,629,000 | 1,641 |
| Total liabilities | $407,440,000 | 1,585 |
| Total deposits | $369,003,000 | 1,557 |
| Interest-bearing deposits | $342,657,000 | 1,466 |
| Deposits held in domestic offices | $369,003,000 | 1,553 |
| % insured | 84.69% | 2,276 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $36,000,000 | 1,306 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,437,000 | 2,049 |
| Total equity capital | $27,189,000 | 2,474 |
| Total bank equity capital | $27,189,000 | 2,472 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $28,591,000 | 1,185 |
| Undivided profits | $-1,902,000 | 7,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $20,064,000 | 821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,674,000 | 2,109 |
| Earning assets | $395,267,000 | 1,647 |
| Long-term assets (5+ years) | $60,939,000 | 2,017 |
| Average Assets, year-to-date | $433,073,670 | 1,633 |
| Average Assets, quarterly | $439,911,500 | 1,620 |
| Volatile liabilities | $93,486,000 | 1,627 |
| Insider loans | $13,237,000 | 530 |
| FHLB advances | $36,000,000 | 1,219 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $31,944,000 | 2,119 |
| Tier 1 (core) risk-based capital | $27,084,000 | 2,370 |
| Tier 2 risk-based capital | $3,849,000 | 1,532 |
| Total risk weighted assets | $304,641,000 | 1,697 |
| Total unused commitments | $31,944,000 | 2,122 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 104 | 1,592 |
| Assets and Liabilities | ||
| Total Assets: | $445,194,000 | 1,623 |
| Cash and due from depository institutions | $63,781,000 | 1,592 |
| Interest-bearing balances | $47,734,000 | 426 |
| Securities | $41,816,000 | 2,683 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $309,265,000 | 1,596 |
| Loan loss allowance | $3,916,000 | 1,757 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,535,000 | 1,365 |
| Other real estate owned | $12,109,000 | 1,592 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $8,688,000 | 2,106 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $445,194,000 | 1,623 |
| Total liabilities | $415,384,000 | 1,576 |
| Total deposits | $377,409,000 | 1,514 |
| Interest-bearing deposits | $355,068,000 | 1,404 |
| Deposits held in domestic offices | $377,409,000 | 1,510 |
| % insured | 84.76% | 2,354 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $36,000,000 | 1,355 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,975,000 | 2,337 |
| Total equity capital | $29,810,000 | 2,296 |
| Total bank equity capital | $29,810,000 | 2,295 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $25,891,000 | 1,261 |
| Undivided profits | $3,419,000 | 5,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $9,341,000 | 1,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,237,000 | 1,562 |
| Earning assets | $398,815,000 | 1,665 |
| Long-term assets (5+ years) | $64,725,000 | 1,907 |
| Average Assets, year-to-date | $432,296,000 | 1,647 |
| Average Assets, quarterly | $432,296,000 | 1,647 |
| Volatile liabilities | $85,719,000 | 1,764 |
| Insider loans | $13,490,000 | 521 |
| FHLB advances | $36,000,000 | 1,269 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $35,066,000 | 2,067 |
| Tier 1 (core) risk-based capital | $29,219,000 | 2,237 |
| Tier 2 risk-based capital | $3,916,000 | 1,491 |
| Total risk weighted assets | $315,922,000 | 1,648 |
| Total unused commitments | $35,066,000 | 2,068 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 107 | 1,558 |
| Assets and Liabilities | ||
| Total Assets: | $419,398,000 | 1,692 |
| Cash and due from depository institutions | $21,791,000 | 1,558 |
| Interest-bearing balances | $16,093,000 | 719 |
| Securities | $45,414,000 | 2,513 |
| Federal funds sold & reverse repurchase agreements | $216,000 | 4,862 |
| Net loans & leases | $325,398,000 | 1,535 |
| Loan loss allowance | $4,445,000 | 1,541 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,699,000 | 1,336 |
| Other real estate owned | $7,742,000 | 1,558 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $9,138,000 | 2,045 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $419,398,000 | 1,692 |
| Total liabilities | $389,396,000 | 1,646 |
| Total deposits | $333,953,000 | 1,666 |
| Interest-bearing deposits | $323,180,000 | 1,496 |
| Deposits held in domestic offices | $333,953,000 | 1,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,498,000 | 879 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $36,000,000 | 1,487 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,945,000 | 2,348 |
| Total equity capital | $30,002,000 | 2,261 |
| Total bank equity capital | $30,002,000 | 2,261 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $25,891,000 | 1,236 |
| Undivided profits | $3,611,000 | 5,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,676,000 | 924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,690,000 | 1,340 |
| Earning assets | $387,121,000 | 1,671 |
| Long-term assets (5+ years) | $67,938,000 | 1,793 |
| Average Assets, year-to-date | $403,374,000 | 1,691 |
| Average Assets, quarterly | $423,378,000 | 1,664 |
| Volatile liabilities | $87,009,000 | 1,724 |
| Insider loans | $14,071,000 | 507 |
| FHLB advances | $36,000,000 | 1,393 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $40,509,000 | 1,878 |
| Tier 1 (core) risk-based capital | $29,374,000 | 2,197 |
| Tier 2 risk-based capital | $4,113,000 | 1,414 |
| Total risk weighted assets | $328,989,000 | 1,584 |
| Total unused commitments | $40,509,000 | 1,879 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 109 | 1,558 |
| Assets and Liabilities | ||
| Total Assets: | $427,358,000 | 1,641 |
| Cash and due from depository institutions | $23,511,000 | 1,558 |
| Interest-bearing balances | $243,000 | 4,310 |
| Securities | $45,471,000 | 2,451 |
| Federal funds sold & reverse repurchase agreements | $3,468,000 | 2,870 |
| Net loans & leases | $327,860,000 | 1,516 |
| Loan loss allowance | $4,211,000 | 1,476 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,856,000 | 1,310 |
| Other real estate owned | $6,804,000 | 1,558 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,388,000 | 1,821 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $427,358,000 | 1,641 |
| Total liabilities | $397,931,000 | 1,592 |
| Total deposits | $329,103,000 | 1,661 |
| Interest-bearing deposits | $314,982,000 | 1,513 |
| Deposits held in domestic offices | $329,103,000 | 1,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,217,000 | 796 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $43,000,000 | 1,322 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,611,000 | 1,879 |
| Total equity capital | $29,427,000 | 2,334 |
| Total bank equity capital | $29,427,000 | 2,334 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $25,800,000 | 1,215 |
| Undivided profits | $3,127,000 | 5,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,728,000 | 911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,446,000 | 1,072 |
| Earning assets | $377,042,000 | 1,691 |
| Long-term assets (5+ years) | $62,321,000 | 1,907 |
| Average Assets, year-to-date | $399,368,000 | 1,704 |
| Average Assets, quarterly | $417,292,000 | 1,665 |
| Volatile liabilities | $90,568,000 | 1,604 |
| Insider loans | $14,199,000 | 488 |
| FHLB advances | $43,000,000 | 1,239 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $47,975,000 | 1,732 |
| Tier 1 (core) risk-based capital | $29,604,000 | 2,219 |
| Tier 2 risk-based capital | $4,173,000 | 1,357 |
| Total risk weighted assets | $333,797,000 | 1,566 |
| Total unused commitments | $47,975,000 | 1,734 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 108 | 1,577 |
| Assets and Liabilities | ||
| Total Assets: | $407,226,000 | 1,709 |
| Cash and due from depository institutions | $8,747,000 | 1,577 |
| Interest-bearing balances | $185,000 | 4,431 |
| Securities | $45,120,000 | 2,523 |
| Federal funds sold & reverse repurchase agreements | $4,010,000 | 2,642 |
| Net loans & leases | $323,727,000 | 1,517 |
| Loan loss allowance | $4,081,000 | 1,448 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,837,000 | 1,303 |
| Other real estate owned | $4,792,000 | 1,577 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,993,000 | 1,709 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $407,226,000 | 1,709 |
| Total liabilities | $379,036,000 | 1,660 |
| Total deposits | $324,335,000 | 1,671 |
| Interest-bearing deposits | $307,394,000 | 1,538 |
| Deposits held in domestic offices | $324,335,000 | 1,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,505,000 | 1,011 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $36,000,000 | 1,455 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,196,000 | 2,150 |
| Total equity capital | $28,190,000 | 2,430 |
| Total bank equity capital | $28,190,000 | 2,430 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $25,800,000 | 1,202 |
| Undivided profits | $1,890,000 | 6,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,052,000 | 784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,707,000 | 969 |
| Earning assets | $373,042,000 | 1,703 |
| Long-term assets (5+ years) | $62,843,000 | 1,889 |
| Average Assets, year-to-date | $390,038,000 | 1,748 |
| Average Assets, quarterly | $394,504,000 | 1,734 |
| Volatile liabilities | $82,560,000 | 1,712 |
| Insider loans | $14,580,000 | 479 |
| FHLB advances | $36,000,000 | 1,382 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $50,610,000 | 1,716 |
| Tier 1 (core) risk-based capital | $29,345,000 | 2,233 |
| Tier 2 risk-based capital | $4,081,000 | 1,360 |
| Total risk weighted assets | $329,639,000 | 1,582 |
| Total unused commitments | $50,610,000 | 1,717 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 104 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $381,782,000 | 1,803 |
| Cash and due from depository institutions | $9,173,000 | 1,641 |
| Interest-bearing balances | $186,000 | 4,490 |
| Securities | $38,381,000 | 2,860 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $309,661,000 | 1,558 |
| Loan loss allowance | $4,238,000 | 1,341 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,960,000 | 1,272 |
| Other real estate owned | $4,282,000 | 1,641 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $10,325,000 | 1,740 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $381,782,000 | 1,803 |
| Total liabilities | $354,034,000 | 1,742 |
| Total deposits | $306,625,000 | 1,760 |
| Interest-bearing deposits | $295,489,000 | 1,615 |
| Deposits held in domestic offices | $306,625,000 | 1,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,642,000 | 913 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $26,000,000 | 1,677 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,767,000 | 1,938 |
| Total equity capital | $27,748,000 | 2,517 |
| Total bank equity capital | $27,748,000 | 2,517 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $24,300,000 | 1,254 |
| Undivided profits | $2,948,000 | 5,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,286,000 | 1,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,291,000 | 839 |
| Earning assets | $348,228,000 | 1,807 |
| Long-term assets (5+ years) | $42,148,000 | 2,438 |
| Average Assets, year-to-date | $381,444,000 | 1,782 |
| Average Assets, quarterly | $381,444,000 | 1,782 |
| Volatile liabilities | $77,279,000 | 1,800 |
| Insider loans | $14,738,000 | 475 |
| FHLB advances | $26,000,000 | 1,596 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $50,082,000 | 1,761 |
| Tier 1 (core) risk-based capital | $27,860,000 | 2,347 |
| Tier 2 risk-based capital | $3,957,000 | 1,371 |
| Total risk weighted assets | $316,271,000 | 1,612 |
| Total unused commitments | $50,082,000 | 1,762 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 100 | 1,712 |
| Assets and Liabilities | ||
| Total Assets: | $381,106,000 | 1,786 |
| Cash and due from depository institutions | $7,715,000 | 1,712 |
| Interest-bearing balances | $165,000 | 4,190 |
| Securities | $52,544,000 | 2,196 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $296,424,000 | 1,616 |
| Loan loss allowance | $4,142,000 | 1,336 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,066,000 | 1,263 |
| Other real estate owned | $4,537,000 | 1,712 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,820,000 | 1,813 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $381,106,000 | 1,786 |
| Total liabilities | $353,898,000 | 1,736 |
| Total deposits | $299,682,000 | 1,783 |
| Interest-bearing deposits | $282,052,000 | 1,661 |
| Deposits held in domestic offices | $299,682,000 | 1,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,780,000 | 762 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,000,000 | 1,556 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,436,000 | 2,110 |
| Total equity capital | $27,208,000 | 2,529 |
| Total bank equity capital | $27,208,000 | 2,529 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $24,300,000 | 1,232 |
| Undivided profits | $2,408,000 | 6,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 5,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,266,000 | 918 |
| Earning assets | $349,133,000 | 1,782 |
| Long-term assets (5+ years) | $25,634,000 | 3,194 |
| Average Assets, year-to-date | $365,717,000 | 1,786 |
| Average Assets, quarterly | $374,801,500 | 1,792 |
| Volatile liabilities | $81,666,000 | 1,714 |
| Insider loans | $14,120,000 | 495 |
| FHLB advances | $22,000,000 | 1,669 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $48,162,000 | 1,829 |
| Tier 1 (core) risk-based capital | $27,287,000 | 2,384 |
| Tier 2 risk-based capital | $3,845,000 | 1,399 |
| Total risk weighted assets | $307,295,000 | 1,642 |
| Total unused commitments | $48,162,000 | 1,830 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 102 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $368,497,000 | 1,817 |
| Cash and due from depository institutions | $8,943,000 | 1,665 |
| Interest-bearing balances | $383,000 | 3,289 |
| Securities | $52,664,000 | 2,197 |
| Federal funds sold & reverse repurchase agreements | $4,646,000 | 2,701 |
| Net loans & leases | $277,843,000 | 1,683 |
| Loan loss allowance | $3,437,000 | 1,560 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $10,016,000 | 1,246 |
| Other real estate owned | $5,173,000 | 1,665 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,212,000 | 1,899 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $368,497,000 | 1,817 |
| Total liabilities | $341,892,000 | 1,747 |
| Total deposits | $301,535,000 | 1,763 |
| Interest-bearing deposits | $282,029,000 | 1,648 |
| Deposits held in domestic offices | $301,535,000 | 1,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,990,000 | 988 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $22,000,000 | 1,658 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,367,000 | 1,620 |
| Total equity capital | $26,605,000 | 2,551 |
| Total bank equity capital | $26,605,000 | 2,551 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $23,800,000 | 1,238 |
| Undivided profits | $2,305,000 | 6,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $578,000 | 4,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,612,000 | 1,195 |
| Earning assets | $335,536,000 | 1,821 |
| Long-term assets (5+ years) | $26,108,000 | 3,042 |
| Average Assets, year-to-date | $361,869,750 | 1,802 |
| Average Assets, quarterly | $366,525,000 | 1,805 |
| Volatile liabilities | $74,413,000 | 1,828 |
| Insider loans | $13,833,000 | 496 |
| FHLB advances | $22,000,000 | 1,569 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $48,180,000 | 1,837 |
| Tier 1 (core) risk-based capital | $26,967,000 | 2,412 |
| Tier 2 risk-based capital | $3,437,000 | 1,528 |
| Total risk weighted assets | $291,515,000 | 1,682 |
| Total unused commitments | $48,180,000 | 1,837 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 102 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $364,553,000 | 1,842 |
| Cash and due from depository institutions | $7,918,000 | 1,705 |
| Interest-bearing balances | $933,000 | 2,526 |
| Securities | $52,592,000 | 2,196 |
| Federal funds sold & reverse repurchase agreements | $7,111,000 | 2,071 |
| Net loans & leases | $273,119,000 | 1,718 |
| Loan loss allowance | $3,500,000 | 1,533 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $10,029,000 | 1,237 |
| Other real estate owned | $4,483,000 | 1,705 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $9,301,000 | 1,890 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $364,553,000 | 1,842 |
| Total liabilities | $338,761,000 | 1,775 |
| Total deposits | $307,551,000 | 1,751 |
| Interest-bearing deposits | $284,794,000 | 1,641 |
| Deposits held in domestic offices | $307,551,000 | 1,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,978,000 | 938 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,000,000 | 2,275 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,232,000 | 1,628 |
| Total equity capital | $25,792,000 | 2,600 |
| Total bank equity capital | $25,792,000 | 2,600 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $23,800,000 | 1,244 |
| Undivided profits | $1,492,000 | 6,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,836,000 | 1,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,630,000 | 1,107 |
| Earning assets | $333,755,000 | 1,839 |
| Long-term assets (5+ years) | $24,416,000 | 3,110 |
| Average Assets, year-to-date | $359,660,670 | 1,837 |
| Average Assets, quarterly | $366,665,500 | 1,827 |
| Volatile liabilities | $77,875,000 | 1,748 |
| Insider loans | $13,808,000 | 496 |
| FHLB advances | $12,000,000 | 2,155 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $47,539,000 | 1,903 |
| Tier 1 (core) risk-based capital | $26,612,000 | 2,443 |
| Tier 2 risk-based capital | $3,500,000 | 1,513 |
| Total risk weighted assets | $287,154,000 | 1,716 |
| Total unused commitments | $47,539,000 | 1,904 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 104 | 1,668 |
| Assets and Liabilities | ||
| Total Assets: | $368,778,000 | 1,815 |
| Cash and due from depository institutions | $6,376,000 | 1,668 |
| Interest-bearing balances | $810,000 | 2,735 |
| Securities | $53,446,000 | 2,166 |
| Federal funds sold & reverse repurchase agreements | $21,948,000 | 869 |
| Net loans & leases | $262,357,000 | 1,760 |
| Loan loss allowance | $3,490,000 | 1,527 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,593,000 | 1,270 |
| Other real estate owned | $5,814,000 | 1,668 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,244,000 | 1,836 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $368,778,000 | 1,815 |
| Total liabilities | $343,059,000 | 1,750 |
| Total deposits | $297,463,000 | 1,803 |
| Interest-bearing deposits | $279,995,000 | 1,672 |
| Deposits held in domestic offices | $297,463,000 | 1,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,593,000 | 820 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $24,258,000 | 1,437 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,745,000 | 1,909 |
| Total equity capital | $25,719,000 | 2,617 |
| Total bank equity capital | $25,719,000 | 2,617 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $23,800,000 | 1,221 |
| Undivided profits | $1,419,000 | 6,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,151,000 | 1,227 |
| Earning assets | $338,561,000 | 1,811 |
| Long-term assets (5+ years) | $24,766,000 | 3,029 |
| Average Assets, year-to-date | $357,214,500 | 1,851 |
| Average Assets, quarterly | $357,214,500 | 1,851 |
| Volatile liabilities | $82,499,000 | 1,634 |
| Insider loans | $13,633,000 | 487 |
| FHLB advances | $24,258,000 | 1,368 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $49,031,000 | 1,848 |
| Tier 1 (core) risk-based capital | $26,275,000 | 2,446 |
| Tier 2 risk-based capital | $3,490,000 | 1,511 |
| Total risk weighted assets | $281,746,000 | 1,728 |
| Total unused commitments | $49,031,000 | 1,849 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 100 | 1,725 |
| Assets and Liabilities | ||
| Total Assets: | $345,651,000 | 1,896 |
| Cash and due from depository institutions | $5,436,000 | 1,725 |
| Interest-bearing balances | $225,000 | 3,902 |
| Securities | $54,473,000 | 2,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $264,915,000 | 1,737 |
| Loan loss allowance | $3,371,000 | 1,548 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,701,000 | 1,389 |
| Other real estate owned | $3,350,000 | 1,725 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,776,000 | 1,935 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $345,651,000 | 1,896 |
| Total liabilities | $320,203,000 | 1,845 |
| Total deposits | $290,153,000 | 1,821 |
| Interest-bearing deposits | $272,662,000 | 1,670 |
| Deposits held in domestic offices | $290,153,000 | 1,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,070,000 | 1,050 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,759,000 | 2,128 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,221,000 | 1,634 |
| Total equity capital | $25,448,000 | 2,596 |
| Total bank equity capital | $25,448,000 | 2,596 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $21,800,000 | 1,274 |
| Undivided profits | $3,148,000 | 5,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 6,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,681,000 | 1,075 |
| Earning assets | $319,613,000 | 1,883 |
| Long-term assets (5+ years) | $22,736,000 | 3,138 |
| Average Assets, year-to-date | $335,823,600 | 1,864 |
| Average Assets, quarterly | $343,648,000 | 1,890 |
| Volatile liabilities | $76,624,000 | 1,901 |
| Insider loans | $13,345,000 | 492 |
| FHLB advances | $13,759,000 | 2,027 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $46,426,000 | 1,923 |
| Tier 1 (core) risk-based capital | $25,995,000 | 2,428 |
| Tier 2 risk-based capital | $3,371,000 | 1,535 |
| Total risk weighted assets | $276,295,000 | 1,741 |
| Total unused commitments | $46,426,000 | 1,923 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 89 | 1,970 |
| Assets and Liabilities | ||
| Total Assets: | $341,645,000 | 1,900 |
| Cash and due from depository institutions | $6,629,000 | 1,970 |
| Interest-bearing balances | $417,000 | 3,279 |
| Securities | $54,363,000 | 2,178 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $261,321,000 | 1,754 |
| Loan loss allowance | $3,380,000 | 1,539 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,878,000 | 1,724 |
| Other real estate owned | $3,790,000 | 1,970 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,664,000 | 1,950 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $341,645,000 | 1,900 |
| Total liabilities | $316,946,000 | 1,851 |
| Total deposits | $276,931,000 | 1,871 |
| Interest-bearing deposits | $256,853,000 | 1,746 |
| Deposits held in domestic offices | $276,931,000 | 1,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,767,000 | 1,050 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $24,258,000 | 1,577 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,990,000 | 1,725 |
| Total equity capital | $24,699,000 | 2,642 |
| Total bank equity capital | $24,699,000 | 2,642 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $21,800,000 | 1,268 |
| Undivided profits | $2,399,000 | 6,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 2,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,304,000 | 1,188 |
| Earning assets | $316,101,000 | 1,888 |
| Long-term assets (5+ years) | $23,641,000 | 3,035 |
| Average Assets, year-to-date | $333,366,750 | 1,883 |
| Average Assets, quarterly | $338,529,000 | 1,894 |
| Volatile liabilities | $88,468,000 | 1,659 |
| Insider loans | $13,139,000 | 496 |
| FHLB advances | $24,258,000 | 1,478 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $39,941,000 | 2,151 |
| Tier 1 (core) risk-based capital | $25,580,000 | 2,448 |
| Tier 2 risk-based capital | $3,380,000 | 1,518 |
| Total risk weighted assets | $271,174,000 | 1,773 |
| Total unused commitments | $39,941,000 | 2,153 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 87 | 2,022 |
| Assets and Liabilities | ||
| Total Assets: | $335,413,000 | 1,915 |
| Cash and due from depository institutions | $5,111,000 | 2,022 |
| Interest-bearing balances | $157,000 | 4,337 |
| Securities | $55,005,000 | 2,138 |
| Federal funds sold & reverse repurchase agreements | $90,000 | 5,686 |
| Net loans & leases | $257,068,000 | 1,742 |
| Loan loss allowance | $3,255,000 | 1,584 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,117,000 | 1,908 |
| Other real estate owned | $3,630,000 | 2,022 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,392,000 | 1,996 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $335,413,000 | 1,915 |
| Total liabilities | $311,449,000 | 1,869 |
| Total deposits | $263,672,000 | 1,960 |
| Interest-bearing deposits | $242,775,000 | 1,831 |
| Deposits held in domestic offices | $263,672,000 | 1,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,744,000 | 1,032 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $31,767,000 | 1,305 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,266,000 | 1,986 |
| Total equity capital | $23,964,000 | 2,616 |
| Total bank equity capital | $23,964,000 | 2,616 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $21,800,000 | 1,242 |
| Undivided profits | $1,664,000 | 6,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $877,000 | 2,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,163,000 | 1,108 |
| Earning assets | $312,320,000 | 1,885 |
| Long-term assets (5+ years) | $23,102,000 | 3,060 |
| Average Assets, year-to-date | $330,607,330 | 1,902 |
| Average Assets, quarterly | $333,704,500 | 1,905 |
| Volatile liabilities | $95,470,000 | 1,532 |
| Insider loans | $13,878,000 | 455 |
| FHLB advances | $24,767,000 | 1,475 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $41,273,000 | 2,113 |
| Tier 1 (core) risk-based capital | $24,949,000 | 2,466 |
| Tier 2 risk-based capital | $3,255,000 | 1,558 |
| Total risk weighted assets | $264,473,000 | 1,775 |
| Total unused commitments | $41,273,000 | 2,114 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 86 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $331,996,000 | 1,911 |
| Cash and due from depository institutions | $6,570,000 | 2,031 |
| Interest-bearing balances | $102,000 | 4,863 |
| Securities | $55,977,000 | 2,131 |
| Federal funds sold & reverse repurchase agreements | $2,852,000 | 3,717 |
| Net loans & leases | $249,303,000 | 1,749 |
| Loan loss allowance | $2,674,000 | 1,886 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,937,000 | 1,913 |
| Other real estate owned | $3,620,000 | 2,031 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,737,000 | 2,068 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $331,996,000 | 1,911 |
| Total liabilities | $308,726,000 | 1,852 |
| Total deposits | $266,234,000 | 1,924 |
| Interest-bearing deposits | $242,436,000 | 1,808 |
| Deposits held in domestic offices | $266,234,000 | 1,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,972,000 | 1,213 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,268,000 | 1,269 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,252,000 | 1,985 |
| Total equity capital | $23,270,000 | 2,646 |
| Total bank equity capital | $23,270,000 | 2,646 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $21,800,000 | 1,199 |
| Undivided profits | $970,000 | 7,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $930,000 | 2,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,592,000 | 1,297 |
| Earning assets | $308,234,000 | 1,890 |
| Long-term assets (5+ years) | $26,907,000 | 2,771 |
| Average Assets, year-to-date | $328,204,500 | 1,906 |
| Average Assets, quarterly | $328,204,500 | 1,906 |
| Volatile liabilities | $80,199,000 | 1,687 |
| Insider loans | $14,246,000 | 430 |
| FHLB advances | $25,268,000 | 1,386 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $45,018,000 | 1,972 |
| Tier 1 (core) risk-based capital | $24,061,000 | 2,502 |
| Tier 2 risk-based capital | $2,674,000 | 1,809 |
| Total risk weighted assets | $256,666,000 | 1,775 |
| Total unused commitments | $45,018,000 | 1,973 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $324,413,000 | 1,924 |
| Cash and due from depository institutions | $5,138,000 | 2,040 |
| Interest-bearing balances | $403,000 | 3,540 |
| Securities | $56,742,000 | 2,127 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $242,184,000 | 1,767 |
| Loan loss allowance | $2,512,000 | 1,982 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,933,000 | 1,886 |
| Other real estate owned | $6,754,000 | 2,040 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,662,000 | 2,090 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $324,413,000 | 1,924 |
| Total liabilities | $301,625,000 | 1,866 |
| Total deposits | $261,243,000 | 1,924 |
| Interest-bearing deposits | $241,121,000 | 1,786 |
| Deposits held in domestic offices | $261,243,000 | 1,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,159,000 | 1,045 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,768,000 | 1,484 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,455,000 | 1,819 |
| Total equity capital | $22,788,000 | 2,663 |
| Total bank equity capital | $22,788,000 | 2,663 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $20,400,000 | 1,247 |
| Undivided profits | $1,888,000 | 6,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $836,000 | 2,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,605,000 | 1,283 |
| Earning assets | $299,329,000 | 1,916 |
| Long-term assets (5+ years) | $27,939,000 | 2,664 |
| Average Assets, year-to-date | $313,750,000 | 1,892 |
| Average Assets, quarterly | $326,041,500 | 1,889 |
| Volatile liabilities | $72,313,000 | 1,820 |
| Insider loans | $13,753,000 | 431 |
| FHLB advances | $25,768,000 | 1,390 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $44,867,000 | 1,942 |
| Tier 1 (core) risk-based capital | $23,435,000 | 2,513 |
| Tier 2 risk-based capital | $2,512,000 | 1,898 |
| Total risk weighted assets | $251,159,000 | 1,779 |
| Total unused commitments | $44,867,000 | 1,942 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 86 | 2,008 |
| Assets and Liabilities | ||
| Total Assets: | $327,670,000 | 1,871 |
| Cash and due from depository institutions | $8,074,000 | 2,008 |
| Interest-bearing balances | $39,000 | 5,850 |
| Securities | $57,971,000 | 2,063 |
| Federal funds sold & reverse repurchase agreements | $9,529,000 | 1,355 |
| Net loans & leases | $235,938,000 | 1,773 |
| Loan loss allowance | $2,166,000 | 2,226 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,916,000 | 1,842 |
| Other real estate owned | $3,693,000 | 2,008 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,549,000 | 2,305 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $327,670,000 | 1,871 |
| Total liabilities | $304,462,000 | 1,827 |
| Total deposits | $274,716,000 | 1,781 |
| Interest-bearing deposits | $236,179,000 | 1,766 |
| Deposits held in domestic offices | $274,716,000 | 1,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,050,000 | 973 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $14,268,000 | 2,189 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,428,000 | 1,786 |
| Total equity capital | $23,208,000 | 2,598 |
| Total bank equity capital | $23,208,000 | 2,598 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $20,400,000 | 1,208 |
| Undivided profits | $2,308,000 | 6,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,022,000 | 663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,450,000 | 1,312 |
| Earning assets | $303,477,000 | 1,845 |
| Long-term assets (5+ years) | $25,885,000 | 2,806 |
| Average Assets, year-to-date | $311,084,250 | 1,893 |
| Average Assets, quarterly | $319,939,000 | 1,888 |
| Volatile liabilities | $90,631,000 | 1,443 |
| Insider loans | $12,701,000 | 458 |
| FHLB advances | $14,268,000 | 2,059 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $37,618,000 | 2,154 |
| Tier 1 (core) risk-based capital | $23,531,000 | 2,485 |
| Tier 2 risk-based capital | $2,166,000 | 2,122 |
| Total risk weighted assets | $242,479,000 | 1,787 |
| Total unused commitments | $37,618,000 | 2,156 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 85 | 2,027 |
| Assets and Liabilities | ||
| Total Assets: | $312,208,000 | 1,924 |
| Cash and due from depository institutions | $7,287,000 | 2,027 |
| Interest-bearing balances | $681,000 | 3,096 |
| Securities | $59,079,000 | 2,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $231,728,000 | 1,772 |
| Loan loss allowance | $2,085,000 | 2,257 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,823,000 | 1,837 |
| Other real estate owned | $1,548,000 | 2,027 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,743,000 | 2,154 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $312,208,000 | 1,924 |
| Total liabilities | $289,420,000 | 1,865 |
| Total deposits | $263,914,000 | 1,816 |
| Interest-bearing deposits | $227,744,000 | 1,782 |
| Deposits held in domestic offices | $263,914,000 | 1,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,946,000 | 1,309 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,769,000 | 2,132 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,791,000 | 1,513 |
| Total equity capital | $22,788,000 | 2,603 |
| Total bank equity capital | $22,788,000 | 2,603 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $20,400,000 | 1,185 |
| Undivided profits | $1,888,000 | 6,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $578,000 | 3,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,619,000 | 1,106 |
| Earning assets | $291,488,000 | 1,875 |
| Long-term assets (5+ years) | $26,652,000 | 2,787 |
| Average Assets, year-to-date | $305,555,670 | 1,909 |
| Average Assets, quarterly | $307,494,500 | 1,926 |
| Volatile liabilities | $81,273,000 | 1,521 |
| Insider loans | $11,801,000 | 484 |
| FHLB advances | $14,769,000 | 2,021 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $37,653,000 | 2,092 |
| Tier 1 (core) risk-based capital | $23,053,000 | 2,461 |
| Tier 2 risk-based capital | $2,085,000 | 2,155 |
| Total risk weighted assets | $232,097,000 | 1,826 |
| Total unused commitments | $37,653,000 | 2,092 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 86 | 1,998 |
| Assets and Liabilities | ||
| Total Assets: | $302,781,000 | 1,951 |
| Cash and due from depository institutions | $5,865,000 | 1,998 |
| Interest-bearing balances | $227,000 | 4,220 |
| Securities | $59,060,000 | 2,077 |
| Federal funds sold & reverse repurchase agreements | $1,054,000 | 4,946 |
| Net loans & leases | $223,371,000 | 1,782 |
| Loan loss allowance | $2,012,000 | 2,308 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,847,000 | 1,802 |
| Other real estate owned | $1,592,000 | 1,998 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,992,000 | 2,345 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $302,781,000 | 1,951 |
| Total liabilities | $280,809,000 | 1,890 |
| Total deposits | $267,956,000 | 1,776 |
| Interest-bearing deposits | $231,298,000 | 1,747 |
| Deposits held in domestic offices | $267,956,000 | 1,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,582,000 | 1,491 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,269,000 | 3,443 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,002,000 | 1,970 |
| Total equity capital | $21,972,000 | 2,619 |
| Total bank equity capital | $21,972,000 | 2,619 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $20,400,000 | 1,143 |
| Undivided profits | $1,072,000 | 7,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,219,000 | 2,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,130,000 | 1,359 |
| Earning assets | $283,712,000 | 1,908 |
| Long-term assets (5+ years) | $28,304,000 | 2,749 |
| Average Assets, year-to-date | $302,229,500 | 1,931 |
| Average Assets, quarterly | $302,229,500 | 1,931 |
| Volatile liabilities | $78,394,000 | 1,522 |
| Insider loans | $11,436,000 | 490 |
| FHLB advances | $5,269,000 | 3,304 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $30,653,000 | 2,364 |
| Tier 1 (core) risk-based capital | $22,429,000 | 2,489 |
| Tier 2 risk-based capital | $2,012,000 | 2,220 |
| Total risk weighted assets | $221,892,000 | 1,866 |
| Total unused commitments | $30,653,000 | 2,368 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 83 | 2,069 |
| Assets and Liabilities | ||
| Total Assets: | $301,678,000 | 1,946 |
| Cash and due from depository institutions | $5,788,000 | 2,069 |
| Interest-bearing balances | $130,000 | 4,775 |
| Securities | $53,069,000 | 2,305 |
| Federal funds sold & reverse repurchase agreements | $13,939,000 | 854 |
| Net loans & leases | $216,359,000 | 1,807 |
| Loan loss allowance | $2,281,000 | 2,053 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,950,000 | 1,753 |
| Other real estate owned | $1,527,000 | 2,069 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,046,000 | 2,635 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $301,678,000 | 1,946 |
| Total liabilities | $279,791,000 | 1,879 |
| Total deposits | $267,438,000 | 1,763 |
| Interest-bearing deposits | $233,001,000 | 1,711 |
| Deposits held in domestic offices | $267,438,000 | 1,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,508,000 | 1,676 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,770,000 | 3,369 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,075,000 | 1,873 |
| Total equity capital | $21,887,000 | 2,628 |
| Total bank equity capital | $21,887,000 | 2,628 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $18,400,000 | 1,242 |
| Undivided profits | $2,987,000 | 5,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,045,000 | 1,381 |
| Earning assets | $283,497,000 | 1,900 |
| Long-term assets (5+ years) | $36,149,000 | 2,361 |
| Average Assets, year-to-date | $288,466,800 | 1,944 |
| Average Assets, quarterly | $298,461,500 | 1,943 |
| Volatile liabilities | $75,783,000 | 1,521 |
| Insider loans | $7,264,000 | 809 |
| FHLB advances | $5,770,000 | 3,215 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $25,756,000 | 2,545 |
| Tier 1 (core) risk-based capital | $21,945,000 | 2,496 |
| Tier 2 risk-based capital | $2,281,000 | 1,967 |
| Total risk weighted assets | $214,252,000 | 1,898 |
| Total unused commitments | $25,756,000 | 2,546 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 81 | 2,101 |
| Assets and Liabilities | ||
| Total Assets: | $295,245,000 | 1,962 |
| Cash and due from depository institutions | $9,684,000 | 2,101 |
| Interest-bearing balances | $176,000 | 4,610 |
| Securities | $53,725,000 | 2,257 |
| Federal funds sold & reverse repurchase agreements | $9,497,000 | 1,207 |
| Net loans & leases | $209,904,000 | 1,817 |
| Loan loss allowance | $2,234,000 | 2,093 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,010,000 | 1,686 |
| Other real estate owned | $1,591,000 | 2,101 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,834,000 | 2,683 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $295,245,000 | 1,962 |
| Total liabilities | $273,928,000 | 1,908 |
| Total deposits | $259,578,000 | 1,778 |
| Interest-bearing deposits | $227,128,000 | 1,725 |
| Deposits held in domestic offices | $259,578,000 | 1,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,569,000 | 1,566 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,270,000 | 3,242 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,511,000 | 1,593 |
| Total equity capital | $21,317,000 | 2,684 |
| Total bank equity capital | $21,317,000 | 2,684 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $18,400,000 | 1,202 |
| Undivided profits | $2,417,000 | 6,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 2,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,950,000 | 1,519 |
| Earning assets | $273,302,000 | 1,945 |
| Long-term assets (5+ years) | $40,162,000 | 2,208 |
| Average Assets, year-to-date | $285,164,000 | 1,963 |
| Average Assets, quarterly | $289,848,500 | 1,971 |
| Volatile liabilities | $72,000,000 | 1,537 |
| Insider loans | $6,285,000 | 923 |
| FHLB advances | $6,270,000 | 3,092 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,713,000 | 2,470 |
| Tier 1 (core) risk-based capital | $21,361,000 | 2,538 |
| Tier 2 risk-based capital | $2,234,000 | 1,967 |
| Total risk weighted assets | $207,409,000 | 1,918 |
| Total unused commitments | $26,713,000 | 2,475 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 82 | 2,082 |
| Assets and Liabilities | ||
| Total Assets: | $284,452,000 | 1,988 |
| Cash and due from depository institutions | $9,763,000 | 2,082 |
| Interest-bearing balances | $138,000 | 4,877 |
| Securities | $56,804,000 | 2,178 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $205,090,000 | 1,820 |
| Loan loss allowance | $2,188,000 | 2,116 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,041,000 | 1,654 |
| Other real estate owned | $1,601,000 | 2,082 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,153,000 | 2,567 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $284,452,000 | 1,988 |
| Total liabilities | $264,228,000 | 1,945 |
| Total deposits | $249,599,000 | 1,847 |
| Interest-bearing deposits | $217,983,000 | 1,773 |
| Deposits held in domestic offices | $249,599,000 | 1,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,020,000 | 1,496 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,770,000 | 3,127 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,839,000 | 1,895 |
| Total equity capital | $20,224,000 | 2,701 |
| Total bank equity capital | $20,224,000 | 2,701 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $18,400,000 | 1,171 |
| Undivided profits | $1,324,000 | 6,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,955,000 | 959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,024,000 | 1,334 |
| Earning assets | $262,032,000 | 1,998 |
| Long-term assets (5+ years) | $50,714,000 | 1,897 |
| Average Assets, year-to-date | $281,803,670 | 1,980 |
| Average Assets, quarterly | $285,235,000 | 1,980 |
| Volatile liabilities | $70,014,000 | 1,540 |
| Insider loans | $6,009,000 | 946 |
| FHLB advances | $6,770,000 | 2,991 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,424,000 | 2,620 |
| Tier 1 (core) risk-based capital | $20,887,000 | 2,538 |
| Tier 2 risk-based capital | $2,188,000 | 1,978 |
| Total risk weighted assets | $206,941,000 | 1,876 |
| Total unused commitments | $24,424,000 | 2,623 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 79 | 2,163 |
| Assets and Liabilities | ||
| Total Assets: | $286,018,000 | 1,979 |
| Cash and due from depository institutions | $10,001,000 | 2,163 |
| Interest-bearing balances | $705,000 | 3,416 |
| Securities | $56,756,000 | 2,185 |
| Federal funds sold & reverse repurchase agreements | $6,477,000 | 2,275 |
| Net loans & leases | $201,875,000 | 1,808 |
| Loan loss allowance | $2,053,000 | 2,213 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,424,000 | 1,845 |
| Other real estate owned | $0 | 2,163 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,485,000 | 2,315 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $286,018,000 | 1,979 |
| Total liabilities | $265,547,000 | 1,918 |
| Total deposits | $249,154,000 | 1,834 |
| Interest-bearing deposits | $216,147,000 | 1,795 |
| Deposits held in domestic offices | $249,154,000 | 1,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,965,000 | 1,289 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,271,000 | 2,881 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,157,000 | 1,878 |
| Total equity capital | $20,471,000 | 2,726 |
| Total bank equity capital | $20,471,000 | 2,726 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $18,400,000 | 1,158 |
| Undivided profits | $1,571,000 | 6,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,768,000 | 638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,115,000 | 1,246 |
| Earning assets | $265,813,000 | 1,961 |
| Long-term assets (5+ years) | $53,350,000 | 1,808 |
| Average Assets, year-to-date | $280,479,500 | 1,991 |
| Average Assets, quarterly | $280,479,500 | 1,991 |
| Volatile liabilities | $70,754,000 | 1,462 |
| Insider loans | $4,547,000 | 1,241 |
| FHLB advances | $7,271,000 | 2,753 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,339,000 | 3,006 |
| Tier 1 (core) risk-based capital | $20,353,000 | 2,570 |
| Tier 2 risk-based capital | $2,053,000 | 2,061 |
| Total risk weighted assets | $202,787,000 | 1,879 |
| Total unused commitments | $19,339,000 | 3,012 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $274,941,000 | 2,043 |
| Cash and due from depository institutions | $15,852,000 | 2,088 |
| Interest-bearing balances | $5,836,000 | 1,047 |
| Securities | $43,018,000 | 2,823 |
| Federal funds sold & reverse repurchase agreements | $9,562,000 | 1,236 |
| Net loans & leases | $196,183,000 | 1,843 |
| Loan loss allowance | $2,022,000 | 2,235 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,499,000 | 1,807 |
| Other real estate owned | $0 | 2,088 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,827,000 | 2,570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $274,941,000 | 2,043 |
| Total liabilities | $255,081,000 | 1,984 |
| Total deposits | $238,951,000 | 1,895 |
| Interest-bearing deposits | $207,541,000 | 1,858 |
| Deposits held in domestic offices | $238,951,000 | 1,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,149,000 | 1,441 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,771,000 | 2,798 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,210,000 | 1,727 |
| Total equity capital | $19,860,000 | 2,746 |
| Total bank equity capital | $19,860,000 | 2,746 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $16,500,000 | 1,252 |
| Undivided profits | $2,860,000 | 5,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,803,000 | 650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,885,000 | 1,476 |
| Earning assets | $254,599,000 | 2,027 |
| Long-term assets (5+ years) | $39,219,000 | 2,296 |
| Average Assets, year-to-date | $270,427,000 | 1,989 |
| Average Assets, quarterly | $275,881,500 | 2,009 |
| Volatile liabilities | $60,548,000 | 1,661 |
| Insider loans | $4,108,000 | 1,338 |
| FHLB advances | $7,771,000 | 2,660 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $19,784,000 | 2,880 |
| Tier 1 (core) risk-based capital | $19,876,000 | 2,597 |
| Tier 2 risk-based capital | $2,022,000 | 2,086 |
| Total risk weighted assets | $194,830,000 | 1,929 |
| Total unused commitments | $19,784,000 | 2,883 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 82 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $276,822,000 | 2,026 |
| Cash and due from depository institutions | $15,153,000 | 2,128 |
| Interest-bearing balances | $6,405,000 | 1,100 |
| Securities | $34,185,000 | 3,302 |
| Federal funds sold & reverse repurchase agreements | $18,003,000 | 816 |
| Net loans & leases | $200,444,000 | 1,781 |
| Loan loss allowance | $1,884,000 | 2,381 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,361,000 | 2,231 |
| Other real estate owned | $0 | 2,128 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,676,000 | 2,628 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,822,000 | 2,026 |
| Total liabilities | $257,569,000 | 1,966 |
| Total deposits | $241,213,000 | 1,885 |
| Interest-bearing deposits | $211,408,000 | 1,841 |
| Deposits held in domestic offices | $241,213,000 | 1,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,671,000 | 1,466 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,278,000 | 2,665 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,407,000 | 1,674 |
| Total equity capital | $19,253,000 | 2,811 |
| Total bank equity capital | $19,253,000 | 2,811 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $16,500,000 | 1,233 |
| Undivided profits | $2,253,000 | 6,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,225,000 | 773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,038,000 | 1,436 |
| Earning assets | $259,037,000 | 1,980 |
| Long-term assets (5+ years) | $32,751,000 | 2,616 |
| Average Assets, year-to-date | $269,298,500 | 2,026 |
| Average Assets, quarterly | $276,556,500 | 2,011 |
| Volatile liabilities | $60,576,000 | 1,638 |
| Insider loans | $4,237,000 | 1,281 |
| FHLB advances | $8,278,000 | 2,524 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $21,731,000 | 2,691 |
| Tier 1 (core) risk-based capital | $19,296,000 | 2,674 |
| Tier 2 risk-based capital | $1,884,000 | 2,186 |
| Total risk weighted assets | $198,558,000 | 1,901 |
| Total unused commitments | $21,731,000 | 2,695 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 82 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $276,291,000 | 2,009 |
| Cash and due from depository institutions | $16,762,000 | 2,126 |
| Interest-bearing balances | $6,979,000 | 1,136 |
| Securities | $33,865,000 | 3,265 |
| Federal funds sold & reverse repurchase agreements | $18,804,000 | 822 |
| Net loans & leases | $198,095,000 | 1,759 |
| Loan loss allowance | $1,864,000 | 2,368 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,467,000 | 2,136 |
| Other real estate owned | $0 | 2,126 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,298,000 | 2,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,291,000 | 2,009 |
| Total liabilities | $257,422,000 | 1,948 |
| Total deposits | $240,825,000 | 1,864 |
| Interest-bearing deposits | $211,714,000 | 1,806 |
| Deposits held in domestic offices | $240,825,000 | 1,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,898,000 | 1,377 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,787,000 | 2,558 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,912,000 | 2,078 |
| Total equity capital | $18,869,000 | 2,852 |
| Total bank equity capital | $18,869,000 | 2,852 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $16,500,000 | 1,210 |
| Undivided profits | $1,869,000 | 6,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,808,000 | 1,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,897,000 | 1,502 |
| Earning assets | $257,743,000 | 1,976 |
| Long-term assets (5+ years) | $28,365,000 | 2,749 |
| Average Assets, year-to-date | $266,790,670 | 2,032 |
| Average Assets, quarterly | $272,477,500 | 2,019 |
| Volatile liabilities | $59,641,000 | 1,633 |
| Insider loans | $3,605,000 | 1,531 |
| FHLB advances | $8,787,000 | 2,409 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $23,184,000 | 2,547 |
| Tier 1 (core) risk-based capital | $18,796,000 | 2,682 |
| Tier 2 risk-based capital | $1,864,000 | 2,160 |
| Total risk weighted assets | $195,254,000 | 1,892 |
| Total unused commitments | $23,184,000 | 2,554 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 82 | 2,108 |
| Assets and Liabilities | ||
| Total Assets: | $268,664,000 | 2,034 |
| Cash and due from depository institutions | $22,744,000 | 2,108 |
| Interest-bearing balances | $12,323,000 | 692 |
| Securities | $31,409,000 | 3,403 |
| Federal funds sold & reverse repurchase agreements | $8,085,000 | 2,131 |
| Net loans & leases | $197,659,000 | 1,740 |
| Loan loss allowance | $2,039,000 | 2,139 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,414,000 | 2,133 |
| Other real estate owned | $0 | 2,108 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,353,000 | 2,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,664,000 | 2,034 |
| Total liabilities | $250,330,000 | 1,959 |
| Total deposits | $233,961,000 | 1,889 |
| Interest-bearing deposits | $206,078,000 | 1,845 |
| Deposits held in domestic offices | $233,961,000 | 1,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,042,000 | 1,399 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,304,000 | 2,382 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,023,000 | 2,026 |
| Total equity capital | $18,334,000 | 2,865 |
| Total bank equity capital | $18,334,000 | 2,865 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $16,500,000 | 1,186 |
| Undivided profits | $1,334,000 | 7,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,098,000 | 1,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,847,000 | 1,592 |
| Earning assets | $249,476,000 | 2,005 |
| Long-term assets (5+ years) | $26,287,000 | 2,837 |
| Average Assets, year-to-date | $262,040,500 | 2,052 |
| Average Assets, quarterly | $262,040,500 | 2,052 |
| Volatile liabilities | $59,534,000 | 1,586 |
| Insider loans | $3,717,000 | 1,442 |
| FHLB advances | $9,304,000 | 2,250 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,653,000 | 2,743 |
| Tier 1 (core) risk-based capital | $18,249,000 | 2,712 |
| Tier 2 risk-based capital | $2,039,000 | 1,969 |
| Total risk weighted assets | $193,910,000 | 1,860 |
| Total unused commitments | $19,653,000 | 2,754 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 84 | 2,052 |
| Assets and Liabilities | ||
| Total Assets: | $255,417,000 | 2,093 |
| Cash and due from depository institutions | $15,305,000 | 2,052 |
| Interest-bearing balances | $6,714,000 | 1,134 |
| Securities | $22,645,000 | 4,290 |
| Federal funds sold & reverse repurchase agreements | $18,241,000 | 774 |
| Net loans & leases | $190,313,000 | 1,790 |
| Loan loss allowance | $2,005,000 | 2,134 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,524,000 | 2,054 |
| Other real estate owned | $0 | 2,052 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,389,000 | 2,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,417,000 | 2,093 |
| Total liabilities | $237,353,000 | 2,036 |
| Total deposits | $220,862,000 | 1,963 |
| Interest-bearing deposits | $194,447,000 | 1,913 |
| Deposits held in domestic offices | $220,862,000 | 1,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,499,000 | 1,516 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,828,000 | 2,350 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,164,000 | 1,895 |
| Total equity capital | $18,064,000 | 2,887 |
| Total bank equity capital | $18,064,000 | 2,887 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $14,700,000 | 1,293 |
| Undivided profits | $2,864,000 | 5,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,026,000 | 1,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,937,000 | 1,567 |
| Earning assets | $237,913,000 | 2,068 |
| Long-term assets (5+ years) | $23,185,000 | 3,025 |
| Average Assets, year-to-date | $244,443,400 | 2,082 |
| Average Assets, quarterly | $253,317,500 | 2,090 |
| Volatile liabilities | $56,220,000 | 1,659 |
| Insider loans | $3,601,000 | 1,481 |
| FHLB advances | $9,828,000 | 2,208 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $22,077,000 | 2,466 |
| Tier 1 (core) risk-based capital | $17,956,000 | 2,711 |
| Tier 2 risk-based capital | $2,005,000 | 1,967 |
| Total risk weighted assets | $185,798,000 | 1,901 |
| Total unused commitments | $22,077,000 | 2,470 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 81 | 2,117 |
| Assets and Liabilities | ||
| Total Assets: | $225,533,000 | 2,257 |
| Cash and due from depository institutions | $8,910,000 | 2,117 |
| Interest-bearing balances | $218,000 | 4,369 |
| Securities | $28,712,000 | 3,462 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $178,093,000 | 1,840 |
| Loan loss allowance | $1,392,000 | 2,751 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,885,000 | 1,845 |
| Other real estate owned | $0 | 2,117 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,933,000 | 2,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,533,000 | 2,257 |
| Total liabilities | $209,281,000 | 2,183 |
| Total deposits | $199,391,000 | 2,065 |
| Interest-bearing deposits | $173,076,000 | 2,040 |
| Deposits held in domestic offices | $199,391,000 | 2,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,271,000 | 1,451 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,981,000 | 3,756 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,638,000 | 2,376 |
| Total equity capital | $16,252,000 | 2,962 |
| Total bank equity capital | $16,252,000 | 2,962 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $13,100,000 | 1,367 |
| Undivided profits | $2,652,000 | 5,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 4,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,948,000 | 1,698 |
| Earning assets | $207,023,000 | 2,256 |
| Long-term assets (5+ years) | $18,132,000 | 3,511 |
| Average Assets, year-to-date | $215,525,400 | 2,253 |
| Average Assets, quarterly | $221,192,000 | 2,278 |
| Volatile liabilities | $48,228,000 | 1,819 |
| Insider loans | $3,017,000 | 1,653 |
| FHLB advances | $2,981,000 | 3,549 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $20,094,000 | 2,485 |
| Tier 1 (core) risk-based capital | $16,042,000 | 2,868 |
| Tier 2 risk-based capital | $1,392,000 | 2,562 |
| Total risk weighted assets | $173,036,000 | 1,953 |
| Total unused commitments | $20,094,000 | 2,493 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 77 | 2,209 |
| Assets and Liabilities | ||
| Total Assets: | $216,170,000 | 2,249 |
| Cash and due from depository institutions | $8,104,000 | 2,209 |
| Interest-bearing balances | $268,000 | 3,612 |
| Securities | $60,717,000 | 1,807 |
| Federal funds sold & reverse repurchase agreements | $3,330,000 | 3,192 |
| Net loans & leases | $135,804,000 | 2,315 |
| Loan loss allowance | $1,382,000 | 2,623 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,525,000 | 1,928 |
| Other real estate owned | $0 | 2,209 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,690,000 | 2,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,170,000 | 2,249 |
| Total liabilities | $202,254,000 | 2,164 |
| Total deposits | $176,179,000 | 2,229 |
| Interest-bearing deposits | $152,239,000 | 2,236 |
| Deposits held in domestic offices | $176,179,000 | 2,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,045,000 | 1,945 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,517,000 | 1,278 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,513,000 | 2,575 |
| Total equity capital | $13,916,000 | 3,300 |
| Total bank equity capital | $13,916,000 | 3,300 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $11,500,000 | 1,457 |
| Undivided profits | $1,916,000 | 6,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 4,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,691,000 | 1,510 |
| Earning assets | $200,119,000 | 2,232 |
| Long-term assets (5+ years) | $14,599,000 | 3,818 |
| Average Assets, year-to-date | $199,786,000 | 2,318 |
| Average Assets, quarterly | $210,359,000 | 2,280 |
| Volatile liabilities | $52,756,000 | 1,666 |
| Insider loans | $3,150,000 | 1,552 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,502,000 | 2,581 |
| Tier 1 (core) risk-based capital | $14,359,000 | 3,099 |
| Tier 2 risk-based capital | $1,382,000 | 2,460 |
| Total risk weighted assets | $143,301,000 | 2,228 |
| Total unused commitments | $17,502,000 | 2,585 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 66 | 2,691 |
| Assets and Liabilities | ||
| Total Assets: | $184,889,000 | 2,568 |
| Cash and due from depository institutions | $8,011,000 | 2,691 |
| Interest-bearing balances | $161,000 | 4,235 |
| Securities | $59,147,000 | 1,941 |
| Federal funds sold & reverse repurchase agreements | $2,180,000 | 3,507 |
| Net loans & leases | $108,815,000 | 2,718 |
| Loan loss allowance | $1,369,000 | 2,590 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,091,000 | 2,766 |
| Other real estate owned | $0 | 2,691 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,645,000 | 2,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,889,000 | 2,568 |
| Total liabilities | $173,510,000 | 2,474 |
| Total deposits | $158,680,000 | 2,422 |
| Interest-bearing deposits | $136,654,000 | 2,400 |
| Deposits held in domestic offices | $158,680,000 | 2,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,525,000 | 1,985 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,054,000 | 1,994 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,251,000 | 2,710 |
| Total equity capital | $11,379,000 | 3,809 |
| Total bank equity capital | $11,379,000 | 3,809 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $10,000,000 | 1,625 |
| Undivided profits | $879,000 | 7,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 5,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,138,000 | 1,978 |
| Earning assets | $170,303,000 | 2,546 |
| Long-term assets (5+ years) | $17,092,000 | 3,652 |
| Average Assets, year-to-date | $183,355,800 | 2,462 |
| Average Assets, quarterly | $184,481,000 | 2,536 |
| Volatile liabilities | $33,037,000 | 2,357 |
| Insider loans | $2,610,000 | 1,783 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $13,440,000 | 3,083 |
| Tier 1 (core) risk-based capital | $12,900,000 | 3,408 |
| Tier 2 risk-based capital | $1,369,000 | 2,360 |
| Total risk weighted assets | $118,874,600 | 2,553 |
| Total unused commitments | $13,440,000 | 3,086 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 63 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $176,965,000 | 2,595 |
| Cash and due from depository institutions | $6,804,000 | 2,837 |
| Interest-bearing balances | $51,000 | 5,537 |
| Securities | $48,557,000 | 2,378 |
| Federal funds sold & reverse repurchase agreements | $20,890,000 | 768 |
| Net loans & leases | $95,246,000 | 2,874 |
| Loan loss allowance | $1,315,000 | 2,614 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,203,000 | 2,535 |
| Other real estate owned | $109,000 | 2,837 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,156,000 | 3,328 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,965,000 | 2,595 |
| Total liabilities | $165,592,000 | 2,502 |
| Total deposits | $155,536,000 | 2,439 |
| Interest-bearing deposits | $134,727,000 | 2,423 |
| Deposits held in domestic offices | $155,536,000 | 2,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,212,000 | 1,522 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,590,000 | 2,400 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,254,000 | 2,926 |
| Total equity capital | $11,373,000 | 3,890 |
| Total bank equity capital | $11,373,000 | 3,890 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $8,900,000 | 1,758 |
| Undivided profits | $1,973,000 | 6,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 5,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $889,000 | 2,520 |
| Earning assets | $164,744,000 | 2,577 |
| Long-term assets (5+ years) | $43,270,000 | 1,776 |
| Average Assets, year-to-date | $169,221,800 | 2,544 |
| Average Assets, quarterly | $174,877,500 | 2,572 |
| Volatile liabilities | $23,755,000 | 2,596 |
| Insider loans | $3,146,000 | 1,378 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,800,000 | 2,958 |
| Tier 1 (core) risk-based capital | $11,369,000 | 3,744 |
| Tier 2 risk-based capital | $1,315,000 | 2,383 |
| Total risk weighted assets | $106,926,200 | 2,661 |
| Total unused commitments | $13,800,000 | 2,964 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 61 | 2,965 |
| Assets and Liabilities | ||
| Total Assets: | $157,262,000 | 2,843 |
| Cash and due from depository institutions | $5,620,000 | 2,965 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $53,863,000 | 2,147 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,567 |
| Net loans & leases | $87,095,000 | 3,127 |
| Loan loss allowance | $1,215,000 | 2,827 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,154,000 | 2,515 |
| Other real estate owned | $83,000 | 2,965 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,147,000 | 3,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,262,000 | 2,843 |
| Total liabilities | $147,175,000 | 2,733 |
| Total deposits | $141,841,000 | 2,629 |
| Interest-bearing deposits | $125,869,000 | 2,554 |
| Deposits held in domestic offices | $141,841,000 | 2,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,484,000 | 1,755 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $751,000 | 3,759 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,099,000 | 3,304 |
| Total equity capital | $10,087,000 | 4,265 |
| Total bank equity capital | $10,087,000 | 4,265 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $8,000,000 | 1,892 |
| Undivided profits | $1,587,000 | 7,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 5,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $903,000 | 2,539 |
| Earning assets | $146,258,000 | 2,820 |
| Long-term assets (5+ years) | $17,996,000 | 2,990 |
| Average Assets, year-to-date | $136,392,800 | 3,105 |
| Average Assets, quarterly | $157,299,500 | 2,799 |
| Volatile liabilities | $22,503,000 | 2,715 |
| Insider loans | $3,488,000 | 1,200 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,473,000 | 3,135 |
| Tier 1 (core) risk-based capital | $10,081,000 | 4,139 |
| Tier 2 risk-based capital | $1,215,000 | 2,451 |
| Total risk weighted assets | $97,740,100 | 2,826 |
| Total unused commitments | $11,473,000 | 3,139 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 54 | 3,490 |
| Assets and Liabilities | ||
| Total Assets: | $114,220,000 | 3,910 |
| Cash and due from depository institutions | $5,758,000 | 3,490 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $30,148,000 | 3,898 |
| Federal funds sold & reverse repurchase agreements | $3,440,000 | 3,494 |
| Net loans & leases | $69,846,000 | 3,848 |
| Loan loss allowance | $1,002,000 | 3,502 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,172,000 | 2,465 |
| Other real estate owned | $71,000 | 3,490 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,785,000 | 3,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,220,000 | 3,910 |
| Total liabilities | $105,239,000 | 3,823 |
| Total deposits | $100,706,000 | 3,751 |
| Interest-bearing deposits | $86,394,000 | 3,771 |
| Deposits held in domestic offices | $100,706,000 | 3,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,751,000 | 2,032 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $891,000 | 3,481 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $891,000 | 3,862 |
| Total equity capital | $8,981,000 | 4,756 |
| Total bank equity capital | $8,981,000 | 4,756 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $6,700,000 | 2,264 |
| Undivided profits | $1,781,000 | 7,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 7,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $581,000 | 3,979 |
| Earning assets | $103,434,000 | 3,978 |
| Long-term assets (5+ years) | $10,979,000 | 3,997 |
| Average Assets, year-to-date | $111,707,800 | 3,837 |
| Average Assets, quarterly | $115,077,500 | 3,833 |
| Volatile liabilities | $17,751,000 | 3,204 |
| Insider loans | $2,672,000 | 1,611 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,827,000 | 3,962 |
| Tier 1 (core) risk-based capital | $9,096,000 | 4,586 |
| Tier 2 risk-based capital | $968,340 | 3,061 |
| Total risk weighted assets | $77,433,840 | 3,514 |
| Total unused commitments | $7,827,000 | 3,976 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 54 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $106,524,000 | 4,166 |
| Cash and due from depository institutions | $5,184,000 | 3,595 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $34,082,000 | 3,696 |
| Federal funds sold & reverse repurchase agreements | $4,940,000 | 2,935 |
| Net loans & leases | $57,566,000 | 4,452 |
| Loan loss allowance | $992,000 | 3,569 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,068,000 | 2,488 |
| Other real estate owned | $0 | 3,595 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,684,000 | 4,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,524,000 | 4,166 |
| Total liabilities | $98,181,000 | 4,074 |
| Total deposits | $93,773,000 | 4,054 |
| Interest-bearing deposits | $79,773,000 | 4,110 |
| Deposits held in domestic offices | $93,773,000 | 4,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,447,000 | 2,035 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,023,000 | 2,860 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $938,000 | 3,832 |
| Total equity capital | $8,343,000 | 5,056 |
| Total bank equity capital | $8,343,000 | 5,056 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $6,000,000 | 2,447 |
| Undivided profits | $1,843,000 | 7,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $322,000 | 5,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $596,000 | 4,006 |
| Earning assets | $96,688,000 | 4,216 |
| Long-term assets (5+ years) | $9,369,000 | 4,200 |
| Average Assets, year-to-date | $100,767,800 | 4,225 |
| Average Assets, quarterly | $106,407,000 | 4,128 |
| Volatile liabilities | $17,211,000 | 2,985 |
| Insider loans | $4,134,000 | 1,082 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,372,000 | 3,198 |
| Tier 1 (core) risk-based capital | $8,323,000 | 4,919 |
| Tier 2 risk-based capital | $835,420 | 3,453 |
| Total risk weighted assets | $66,677,220 | 3,945 |
| Total unused commitments | $10,372,000 | 3,213 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 50 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $90,498,000 | 4,767 |
| Cash and due from depository institutions | $4,222,000 | 3,975 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $25,955,000 | 4,828 |
| Federal funds sold & reverse repurchase agreements | $3,560,000 | 2,451 |
| Net loans & leases | $52,512,000 | 4,720 |
| Loan loss allowance | $859,000 | 4,099 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,612,000 | 2,834 |
| Other real estate owned | $0 | 3,975 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,637,000 | 4,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,498,000 | 4,767 |
| Total liabilities | $83,444,000 | 4,705 |
| Total deposits | $79,993,000 | 4,646 |
| Interest-bearing deposits | $68,200,000 | 4,675 |
| Deposits held in domestic offices | $79,993,000 | 4,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,674,000 | 2,836 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,159,000 | 3,011 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $618,000 | 4,465 |
| Total equity capital | $7,054,000 | 5,480 |
| Total bank equity capital | $7,054,000 | 5,480 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $5,500,000 | 2,541 |
| Undivided profits | $1,054,000 | 8,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 8,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $426,000 | 4,917 |
| Earning assets | $82,127,000 | 4,818 |
| Long-term assets (5+ years) | $12,435,000 | 3,596 |
| Average Assets, year-to-date | $84,292,400 | 4,973 |
| Average Assets, quarterly | $89,671,000 | 4,779 |
| Volatile liabilities | $11,649,000 | 3,894 |
| Insider loans | $3,100,000 | 1,355 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,548,000 | 3,503 |
| Tier 1 (core) risk-based capital | $7,607,000 | 5,221 |
| Tier 2 risk-based capital | $738,260 | 3,818 |
| Total risk weighted assets | $58,939,860 | 4,293 |
| Total unused commitments | $8,548,000 | 3,510 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 50 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $78,257,000 | 5,540 |
| Cash and due from depository institutions | $4,254,000 | 4,145 |
| Interest-bearing balances | $299,000 | 5,054 |
| Securities | $23,997,000 | 5,392 |
| Federal funds sold & reverse repurchase agreements | $2,148,000 | 5,516 |
| Net loans & leases | $45,641,000 | 5,193 |
| Loan loss allowance | $808,000 | 4,428 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $892,000 | 6,610 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,325,000 | 4,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,257,000 | 5,540 |
| Total liabilities | $71,202,000 | 5,512 |
| Total deposits | $67,908,000 | 5,544 |
| Interest-bearing deposits | $59,581,000 | 5,484 |
| Deposits held in domestic offices | $67,908,000 | 5,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,271,000 | 2,577 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,262,000 | 2,504 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $761,000 | 3,879 |
| Total equity capital | $7,055,000 | 5,567 |
| Total bank equity capital | $7,055,000 | 5,567 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $4,500,000 | 2,962 |
| Undivided profits | $2,055,000 | 7,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $242,000 | 7,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $312,000 | 5,888 |
| Earning assets | $72,085,000 | 5,505 |
| Long-term assets (5+ years) | $13,606,000 | 3,545 |
| Average Assets, year-to-date | $76,701,800 | 5,477 |
| Average Assets, quarterly | $78,000,000 | 5,497 |
| Volatile liabilities | $9,584,000 | 4,220 |
| Insider loans | $2,144,000 | 1,915 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,976,000 | 4,898 |
| Tier 1 (core) risk-based capital | $7,055,000 | 5,487 |
| Tier 2 risk-based capital | $626,770 | 4,361 |
| Total risk weighted assets | $49,960,570 | 4,898 |
| Total unused commitments | $4,976,000 | 4,920 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $74,293,000 | 5,838 |
| Cash and due from depository institutions | $5,175,000 | 4,383 |
| Interest-bearing balances | $497,000 | 4,960 |
| Securities | $14,865,000 | 7,399 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 3,015 |
| Net loans & leases | $46,642,000 | 5,085 |
| Loan loss allowance | $780,000 | 4,575 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,001,000 | 6,185 |
| Other real estate owned | $141,000 | 4,383 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,069,000 | 6,031 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,293,000 | 5,838 |
| Total liabilities | $67,765,000 | 5,828 |
| Total deposits | $65,931,000 | 5,789 |
| Interest-bearing deposits | $56,706,000 | 5,844 |
| Deposits held in domestic offices | $65,931,000 | 5,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $915,000 | 2,635 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $402,000 | 3,350 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $517,000 | 5,677 |
| Total equity capital | $6,528,000 | 5,708 |
| Total bank equity capital | $6,528,000 | 5,708 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $4,500,000 | 2,841 |
| Undivided profits | $1,528,000 | 8,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 8,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $327,000 | 6,079 |
| Earning assets | $67,404,000 | 5,865 |
| Long-term assets (5+ years) | $10,254,000 | 4,271 |
| Average Assets, year-to-date | $73,439,200 | 5,753 |
| Average Assets, quarterly | $74,440,000 | 5,773 |
| Volatile liabilities | $7,076,000 | 5,254 |
| Insider loans | $639,000 | 1,404 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,757,000 | 4,750 |
| Tier 1 (core) risk-based capital | $6,528,000 | 5,641 |
| Tier 2 risk-based capital | $618,110 | 4,382 |
| Total risk weighted assets | $49,286,910 | 4,986 |
| Total unused commitments | $4,757,000 | 4,778 |
| Derivatives | $0 | 651 |