Home > Bartonville Bank > Income and Expense

Bartonville Bank, Income and Expense

2004-06-30 (YTD Data)		Rank
Total interest income	$1,588,000	6,284
Total interest expense	$361,000	6,534
Net interest income	$1,227,000	6,092
Provision for loan and lease losses	$15,000	6,089
Total noninterest income	$167,000	6,229
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$83,000	5,648
Trading account gains and fees	$0	130
Additional Noninterest Income	$84,000	5,512
Total noninterest expense	$891,000	6,394
Salaries and employee benefits	$544,000	5,994
Premises and equipment expense	$69,000	7,486
Additional noninterest expense	$278,000	6,208
Pre-tax net operating income	$488,000	5,369
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,000	7,109
Income before extraordinary items	$487,000	4,801
Extraordinary gains, net	$0	21
Net income	$487,000	4,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,788
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$487,000	4,704
2004-03-31 (YTD Data)		Rank
Total interest income	$800,000	6,266
Total interest expense	$182,000	6,586
Net interest income	$618,000	6,054
Provision for loan and lease losses	$8,000	5,831
Total noninterest income	$235,000	3,666
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$39,000	5,736
Trading account gains and fees	$0	121
Additional Noninterest Income	$196,000	2,507
Total noninterest expense	$557,000	5,684
Salaries and employee benefits	$316,000	5,570
Premises and equipment expense	$61,000	6,270
Additional noninterest expense	$180,000	5,435
Pre-tax net operating income	$288,000	4,902
Securities gains (losses)	$0	2,934
Applicable income taxes	$1,000	6,972
Income before extraordinary items	$287,000	4,391
Extraordinary gains, net	$0	16
Net income	$287,000	4,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,873
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$287,000	4,269
2003-12-31 (YTD Data)		Rank
Total interest income	$3,325,000	6,190
Total interest expense	$839,000	6,587
Net interest income	$2,486,000	5,918
Provision for loan and lease losses	$32,000	6,745
Total noninterest income	$1,046,000	3,623
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$164,000	5,700
Trading account gains and fees	$0	160
Additional Noninterest Income	$882,000	2,573
Total noninterest expense	$2,612,000	5,060
Salaries and employee benefits	$1,315,000	5,314
Premises and equipment expense	$478,000	4,208
Additional noninterest expense	$819,000	4,969
Pre-tax net operating income	$888,000	5,452
Securities gains (losses)	$0	4,500
Applicable income taxes	$53,000	6,235
Income before extraordinary items	$835,000	5,139
Extraordinary gains, net	$0	54
Net income	$835,000	5,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,630
Cash dividends	$1,000,000	2,290
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$835,000	4,972
2003-09-30 (YTD Data)		Rank
Total interest income	$2,527,000	6,223
Total interest expense	$646,000	6,670
Net interest income	$1,881,000	5,921
Provision for loan and lease losses	$23,000	6,658
Total noninterest income	$821,000	3,587
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$126,000	5,684
Trading account gains and fees	$0	153
Additional Noninterest Income	$695,000	2,571
Total noninterest expense	$1,800,000	5,331
Salaries and employee benefits	$949,000	5,425
Premises and equipment expense	$304,000	4,671
Additional noninterest expense	$547,000	5,342
Pre-tax net operating income	$879,000	4,892
Securities gains (losses)	$0	4,204
Applicable income taxes	$-57,000	9,027
Income before extraordinary items	$936,000	4,164
Extraordinary gains, net	$0	40
Net income	$936,000	4,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,184
Cash dividends	$500,000	2,668
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$936,000	3,987
2003-06-30 (YTD Data)		Rank
Total interest income	$1,697,000	6,247
Total interest expense	$449,000	6,683
Net interest income	$1,248,000	5,943
Provision for loan and lease losses	$15,000	6,544
Total noninterest income	$554,000	3,533
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$84,000	5,654
Trading account gains and fees	$0	150
Additional Noninterest Income	$470,000	2,531
Total noninterest expense	$1,153,000	5,482
Salaries and employee benefits	$628,000	5,466
Premises and equipment expense	$200,000	4,707
Additional noninterest expense	$325,000	5,714
Pre-tax net operating income	$634,000	4,676
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$634,000	4,135
Extraordinary gains, net	$0	30
Net income	$634,000	4,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,731
Cash dividends	$500,000	2,126
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$634,000	3,939
2003-03-31 (YTD Data)		Rank
Total interest income	$876,000	6,185
Total interest expense	$231,000	6,695
Net interest income	$645,000	5,814
Provision for loan and lease losses	$8,000	6,296
Total noninterest income	$264,000	3,520
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$38,000	5,790
Trading account gains and fees	$0	134
Additional Noninterest Income	$226,000	2,503
Total noninterest expense	$579,000	5,457
Salaries and employee benefits	$305,000	5,564
Premises and equipment expense	$106,000	4,525
Additional noninterest expense	$168,000	5,579
Pre-tax net operating income	$322,000	4,610
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$322,000	4,051
Extraordinary gains, net	$0	21
Net income	$322,000	4,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,852
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$322,000	3,854
2002-12-31 (YTD Data)		Rank
Total interest income	$3,847,000	6,034
Total interest expense	$1,146,000	6,554
Net interest income	$2,701,000	5,649
Provision for loan and lease losses	$25,000	7,318
Total noninterest income	$838,000	3,875
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$156,000	5,767
Trading account gains and fees	$0	153
Additional Noninterest Income	$682,000	2,747
Total noninterest expense	$2,460,000	5,134
Salaries and employee benefits	$1,388,000	4,971
Premises and equipment expense	$359,000	5,005
Additional noninterest expense	$713,000	5,349
Pre-tax net operating income	$1,054,000	5,069
Securities gains (losses)	$0	4,537
Applicable income taxes	$301,000	4,444
Income before extraordinary items	$753,000	5,361
Extraordinary gains, net	$0	70
Net income	$753,000	5,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,091
Cash dividends	$250,000	4,584
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$753,000	5,221
2001-12-31 (YTD Data)		Rank
Total interest income	$4,551,000	5,932
Total interest expense	$1,944,000	6,180
Net interest income	$2,607,000	5,578
Provision for loan and lease losses	$60,000	6,353
Total noninterest income	$733,000	4,072
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$162,000	5,640
Trading account gains and fees	$0	177
Additional Noninterest Income	$571,000	2,916
Total noninterest expense	$2,390,000	5,114
Salaries and employee benefits	$1,337,000	4,929
Premises and equipment expense	$360,000	4,932
Additional noninterest expense	$693,000	5,329
Pre-tax net operating income	$890,000	5,220
Securities gains (losses)	$0	4,612
Applicable income taxes	$244,000	4,648
Income before extraordinary items	$646,000	5,434
Extraordinary gains, net	$0	105
Net income	$646,000	5,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,426
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$646,000	5,302
2000-12-31 (YTD Data)		Rank
Total interest income	$4,707,000	5,943
Total interest expense	$2,027,000	6,227
Net interest income	$2,680,000	5,569
Provision for loan and lease losses	$60,000	6,179
Total noninterest income	$725,000	3,901
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$162,000	5,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$563,000	2,741
Total noninterest expense	$2,428,000	4,959
Salaries and employee benefits	$1,396,000	4,629
Premises and equipment expense	$351,000	4,919
Additional noninterest expense	$681,000	5,282
Pre-tax net operating income	$917,000	5,487
Securities gains (losses)	$-107,000	9,431
Applicable income taxes	$219,000	5,231
Income before extraordinary items	$591,000	5,892
Extraordinary gains, net	$0	38
Net income	$591,000	5,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	4,647
Cash dividends	$240,000	4,834
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$669,110	5,544
1999-12-31 (YTD Data)		Rank
Total interest income	$4,234,000	6,162
Total interest expense	$1,772,000	6,415
Net interest income	$2,462,000	5,855
Provision for loan and lease losses	$65,000	6,026
Total noninterest income	$764,000	3,740
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$163,000	5,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$601,000	2,626
Total noninterest expense	$2,525,000	4,847
Salaries and employee benefits	$1,434,000	4,505
Premises and equipment expense	$400,000	4,538
Additional noninterest expense	$691,000	5,283
Pre-tax net operating income	$636,000	6,587
Securities gains (losses)	$-106,000	9,965
Applicable income taxes	$125,000	6,576
Income before extraordinary items	$405,000	6,964
Extraordinary gains, net	$0	35
Net income	$405,000	6,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,369
Cash dividends	$240,000	4,933
Sale, conversion, retirement of capital stock, net	$-829,000	10,173
Net operating income	$485,560	6,507
1998-12-31 (YTD Data)		Rank
Total interest income	$4,209,000	6,296
Total interest expense	$1,829,000	6,494
Net interest income	$2,380,000	6,016
Provision for loan and lease losses	$65,000	5,993
Total noninterest income	$815,000	3,583
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$156,000	5,821
Trading account gains and fees	NA	NA
Additional Noninterest Income	$659,000	2,490
Total noninterest expense	$2,538,000	4,723
Salaries and employee benefits	$1,421,000	4,443
Premises and equipment expense	$439,000	4,104
Additional noninterest expense	$678,000	5,287
Pre-tax net operating income	$592,000	6,960
Securities gains (losses)	$0	4,449
Applicable income taxes	$159,000	6,730
Income before extraordinary items	$433,000	7,020
Extraordinary gains, net	$0	32
Net income	$433,000	7,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,414
Cash dividends	$180,000	5,532
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$433,000	6,922
1997-12-31 (YTD Data)		Rank
Total interest income	$4,123,000	6,543
Total interest expense	$1,625,000	7,061
Net interest income	$2,498,000	6,060
Provision for loan and lease losses	$108,000	5,007
Total noninterest income	$736,000	3,820
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	5,876
Trading account gains and fees	NA	NA
Additional Noninterest Income	$569,000	2,590
Total noninterest expense	$2,458,000	4,842
Salaries and employee benefits	$1,413,000	4,469
Premises and equipment expense	$350,000	4,898
Additional noninterest expense	$695,000	5,248
Pre-tax net operating income	$668,000	7,120
Securities gains (losses)	$-9,000	9,978
Applicable income taxes	$197,000	6,916
Income before extraordinary items	$462,000	7,219
Extraordinary gains, net	$0	44
Net income	$462,000	7,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	3,667
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$468,300	7,131
1996-12-31 (YTD Data)		Rank
Total interest income	$4,135,000	6,735
Total interest expense	$1,564,000	7,410
Net interest income	$2,571,000	6,076
Provision for loan and lease losses	$93,000	5,288
Total noninterest income	$469,000	5,386
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$175,000	6,012
Trading account gains and fees	NA	NA
Additional Noninterest Income	$294,000	4,126
Total noninterest expense	$2,105,000	5,731
Salaries and employee benefits	$1,289,000	4,889
Premises and equipment expense	$237,000	6,434
Additional noninterest expense	$579,000	6,489
Pre-tax net operating income	$842,000	6,325
Securities gains (losses)	$-21,000	10,654
Applicable income taxes	$252,000	6,426
Income before extraordinary items	$569,000	6,462
Extraordinary gains, net	$0	53
Net income	$569,000	6,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	4,082
Cash dividends	$180,000	5,668
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$583,490	6,304
1995-12-31 (YTD Data)		Rank
Total interest income	$3,847,000	7,164
Total interest expense	$1,454,000	7,814
Net interest income	$2,393,000	6,499
Provision for loan and lease losses	$220,000	2,837
Total noninterest income	$442,000	5,612
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$163,000	6,386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$279,000	4,180
Total noninterest expense	$1,934,000	6,143
Salaries and employee benefits	$1,148,000	5,414
Premises and equipment expense	$204,000	7,109
Additional noninterest expense	$582,000	6,646
Pre-tax net operating income	$681,000	7,414
Securities gains (losses)	$-50,000	11,171
Applicable income taxes	$222,000	7,058
Income before extraordinary items	$409,000	7,978
Extraordinary gains, net	$0	65
Net income	$409,000	7,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,382
Cash dividends	$180,000	5,723
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$441,500	7,684
1994-12-31 (YTD Data)		Rank
Total interest income	$3,283,000	7,642
Total interest expense	$1,003,000	8,684
Net interest income	$2,280,000	6,900
Provision for loan and lease losses	$34,000	6,932
Total noninterest income	$447,000	5,712
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$182,000	6,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$265,000	4,429
Total noninterest expense	$2,014,000	6,172
Salaries and employee benefits	$1,144,000	5,477
Premises and equipment expense	$229,000	6,885
Additional noninterest expense	$641,000	6,730
Pre-tax net operating income	$679,000	7,527
Securities gains (losses)	$-116,000	11,641
Applicable income taxes	$162,000	8,073
Income before extraordinary items	$401,000	8,192
Extraordinary gains, net	$0	249
Net income	$401,000	8,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,780
Cash dividends	$180,000	5,708
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$483,360	7,483
1993-12-31 (YTD Data)		Rank
Total interest income	$3,319,000	7,807
Total interest expense	$973,000	9,240
Net interest income	$2,346,000	6,829
Provision for loan and lease losses	$40,000	7,927
Total noninterest income	$417,000	6,306
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$196,000	6,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$221,000	5,372
Total noninterest expense	$1,969,000	6,424
Salaries and employee benefits	$1,108,000	5,609
Premises and equipment expense	$216,000	7,372
Additional noninterest expense	$645,000	6,971
Pre-tax net operating income	$754,000	7,073
Securities gains (losses)	$0	7,477
Applicable income taxes	$244,000	6,893
Income before extraordinary items	$510,000	7,462
Extraordinary gains, net	$0	3,149
Net income	$510,000	7,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	6,463
Cash dividends	$180,000	5,679
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$510,000	7,221
1992-12-31 (YTD Data)		Rank
Total interest income	$3,827,000	7,730
Total interest expense	$1,369,000	8,965
Net interest income	$2,458,000	6,678
Provision for loan and lease losses	$47,000	9,237
Total noninterest income	$395,000	6,593
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	6,688
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	5,261
Total noninterest expense	$1,949,000	6,510
Salaries and employee benefits	$1,060,000	5,740
Premises and equipment expense	$220,000	7,396
Additional noninterest expense	$669,000	6,965
Pre-tax net operating income	$857,000	6,304
Securities gains (losses)	$0	8,369
Applicable income taxes	$280,000	6,218
Income before extraordinary items	$577,000	6,726
Extraordinary gains, net	$0	1,422
Net income	$577,000	6,812
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	7,730
Cash dividends	$179,000	5,378
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$577,000	6,377

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.