Home > Barrow Bank & Trust Company > Income and Expense
Barrow Bank & Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 6,120 |
| Total interest expense | $1,963,000 | 6,552 |
| Net interest income | $2,891,000 | 5,661 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $317,000 | 6,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,021 |
| Total noninterest expense | $2,154,000 | 5,662 |
| Salaries and employee benefits | $960,000 | 6,248 |
| Premises and equipment expense | $307,000 | 5,528 |
| Additional noninterest expense | $887,000 | 4,825 |
| Pre-tax net operating income | $1,030,000 | 5,873 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $266,000 | 6,426 |
| Income before extraordinary items | $768,000 | 5,605 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $768,000 | 5,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $299,000 | 4,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $765,040 | 5,604 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,170,000 | 6,499 |
| Total interest expense | $1,587,000 | 6,633 |
| Net interest income | $2,583,000 | 6,304 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $242,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $1,983,000 | 6,252 |
| Salaries and employee benefits | $924,000 | 6,492 |
| Premises and equipment expense | $332,000 | 5,275 |
| Additional noninterest expense | $727,000 | 6,149 |
| Pre-tax net operating income | $692,000 | 7,436 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $142,000 | 8,466 |
| Income before extraordinary items | $550,000 | 6,909 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $550,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $550,000 | 6,967 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 6,613 |
| Total interest expense | $1,617,000 | 6,830 |
| Net interest income | $2,600,000 | 6,355 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $262,000 | 8,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,578 |
| Total noninterest expense | $1,814,000 | 6,839 |
| Salaries and employee benefits | $955,000 | 6,386 |
| Premises and equipment expense | $287,000 | 6,076 |
| Additional noninterest expense | $572,000 | 7,579 |
| Pre-tax net operating income | $1,037,000 | 5,754 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $295,000 | 6,142 |
| Income before extraordinary items | $743,000 | 5,864 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $743,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $88,000 | 7,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $742,280 | 5,607 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 7,478 |
| Total interest expense | $1,784,000 | 7,663 |
| Net interest income | $2,238,000 | 7,153 |
| Provision for loan and lease losses | $103,000 | 7,189 |
| Total noninterest income | $238,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $1,649,000 | 7,412 |
| Salaries and employee benefits | $842,000 | 6,984 |
| Premises and equipment expense | $236,000 | 7,050 |
| Additional noninterest expense | $571,000 | 7,765 |
| Pre-tax net operating income | $724,000 | 6,972 |
| Securities gains (losses) | $64,000 | 3,722 |
| Applicable income taxes | $200,000 | 7,567 |
| Income before extraordinary items | $588,000 | 6,653 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $588,000 | 6,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $34,000 | 8,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $540,000 | 6,635 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.