Home > Barrington Bank & Trust Company > Net charge- offs to loans
Barrington Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9382% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0758% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0011% | 2,790 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0011% | 2,707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2550% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0822% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0019% | 2,549 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0019% | 2,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,591 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0422% | 4,443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0883% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0007% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0007% | 2,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,673 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0334% | 4,517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0952% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0014% | 1,888 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0014% | 1,808 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 3,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5048% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0464% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0010% | 2,661 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0010% | 2,571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6777% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0002% | 4,003 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0002% | 3,997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0426% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0141% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0003% | 3,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0003% | 3,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1080% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0308% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 4,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 3,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 3,691 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2908% | 3,544 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0800% | 4,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0009% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0009% | 2,446 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0296% | 4,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 3,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 3,815 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3507% | 3,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1037% | 4,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0009% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0009% | 2,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0397% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0858% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 3,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1650% | 4,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0014% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0014% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 4,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 4,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1043% | 3,579 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2002% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0501% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3077% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 4,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6030% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2281% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0127% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6922% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0003% | 4,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0003% | 4,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2718% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0843% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1052% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8509% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7787% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3284% | 444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1332% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1704% | 260 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8067% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8668% | 356 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0009% | 4,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0009% | 4,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1159% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 1.6937% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0239% | 3,562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0462% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0009% | 3,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0009% | 3,226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1061% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 2.2269% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0735% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1154% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 4,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0216% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0012% | 3,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0012% | 3,017 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0815% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1769% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 3.1962% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1110% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1189% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0018% | 2,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0018% | 2,707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3780% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 6.6043% | 8 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2279% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3069% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 4,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0275% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0009% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0009% | 2,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 2,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | -0.1020% | 4,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 1,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0916% | 3,828 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 1,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0009% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0009% | 3,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 2,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.1395% | 4,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0873% | 3,856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0479% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0012% | 3,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0012% | 3,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 2,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.2085% | 4,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0868% | 3,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0412% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0023% | 2,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0023% | 2,749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 712 |
| Percentage Net Loans Charged-off:Construction & development | -0.0662% | 4,755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0577% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0646% | 3,912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0490% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0018% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0018% | 2,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0882% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4375% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0064% | 4,402 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 2,274 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0458% | 3,931 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1272% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0002% | 3,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0002% | 3,500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1012% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1131% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6205% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0862% | 4,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1552% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0007% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0007% | 3,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1347% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1755% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9674% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0986% | 4,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1763% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0010% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0010% | 2,922 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1242% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0503% | 4,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0021% | 2,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0021% | 2,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0948% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | -0.0265% | 4,648 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0600% | 5,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1422% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0756% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 2,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0083% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0034% | 3,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0034% | 3,577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0510% | 1,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1596% | 734 |
| Percentage Net Loans Charged-off:Construction & development | -0.0326% | 4,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2153% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6593% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 1,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0173% | 1,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0024% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0024% | 3,247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0449% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 1,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2272% | 542 |
| Percentage Net Loans Charged-off:Construction & development | -0.0465% | 4,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3094% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2843% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 1,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 4,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0025% | 3,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0025% | 2,932 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0401% | 1,022 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1617% | 627 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 4,778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2251% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1967% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0836% | 5,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1381% | 5,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0027% | 2,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0027% | 2,337 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0331% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0930% | 1,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 1,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9537% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 5,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1733% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0048% | 3,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0048% | 3,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0279% | 1,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3381% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 5,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2179% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0067% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0067% | 3,248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0262% | 1,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1850% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2021% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2680% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9407% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2840% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0087% | 3,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0087% | 2,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0211% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0262% | 5,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0352% | 5,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0277% | 4,305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 5,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3855% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0221% | 2,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0221% | 2,358 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0456% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3674% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6669% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 2.2219% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0050% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2140% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0998% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 2,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1586% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0058% | 3,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0058% | 3,780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4682% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8772% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 2.5249% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7488% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2821% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4586% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 2,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1575% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0054% | 3,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0054% | 3,467 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6741% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3071% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 3.8006% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2730% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3731% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6584% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 2,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1698% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0043% | 3,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0043% | 3,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3564% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7215% | 54 |
| Percentage Net Loans Charged-off:Construction & development | 6.7253% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.8482% | 18 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7563% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7526% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 1,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2506% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0018% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0018% | 2,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7132% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1083% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 5.7495% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6417% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8916% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0583% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2871% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3695% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0040% | 4,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0040% | 4,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7870% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1876% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 6.5436% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7742% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9036% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8181% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3590% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4370% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0054% | 3,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0054% | 3,702 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0770% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6407% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 9.8528% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1557% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1871% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0291% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5054% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5061% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0062% | 3,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0062% | 3,308 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0910% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5924% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 0.8423% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0695% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 6.9539% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0937% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6855% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0085% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0085% | 2,649 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5834% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4949% | 2,004 |
| Percentage Net Loans Charged-off:Construction & development | 3.1229% | 825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4035% | 2,106 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8001% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1415% | 3,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0839% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0044% | 5,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0044% | 5,830 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2997% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4626% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | 3.7764% | 681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3048% | 2,350 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6021% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 3,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0613% | 2,965 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0044% | 5,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0044% | 5,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2184% | 3,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3331% | 2,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.3868% | 1,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4195% | 1,847 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3933% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 3,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0677% | 2,594 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0040% | 5,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0040% | 5,614 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2460% | 2,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4042% | 1,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.2865% | 1,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5360% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6468% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 2,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0374% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0027% | 3,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0027% | 2,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4753% | 3,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7324% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 5.7046% | 873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2259% | 3,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1565% | 1,695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2480% | 3,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2068% | 3,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0420% | 4,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0419% | 4,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5507% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8798% | 1,654 |
| Percentage Net Loans Charged-off:Construction & development | 7.1975% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1526% | 3,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0455% | 1,634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1901% | 3,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1926% | 3,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0527% | 4,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0525% | 4,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7270% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1436% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 9.1057% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2114% | 2,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 5,214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2877% | 2,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2428% | 2,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0952% | 3,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0947% | 3,572 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8411% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3669% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 11.3081% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2505% | 2,097 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 5,228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3318% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 2,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6872% | 2,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8501% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | 5.6825% | 1,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2379% | 3,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6313% | 1,132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1191% | 3,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2952% | 3,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0269% | 5,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 154.6503% | 21 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6441% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8636% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 5.3834% | 1,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2450% | 2,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8289% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0500% | 4,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2840% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0250% | 5,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7739% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0347% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 6.2907% | 829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2374% | 2,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6510% | 866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 3,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3679% | 2,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0245% | 4,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0537% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4575% | 991 |
| Percentage Net Loans Charged-off:Construction & development | 8.9296% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2117% | 2,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3172% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1705% | 2,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3637% | 2,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0113% | 3,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0327% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5973% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 10.9369% | 534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 4,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1652% | 1,656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 4,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6437% | 3,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4343% | 4,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1605% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7724% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 10.6870% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 4,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0799% | 1,518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 4,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5601% | 3,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6710% | 3,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4001% | 3,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3079% | 2,664 |
| Percentage Net Loans Charged-off:Construction & development | 1.0966% | 1,742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 3,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0358% | 1,260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 3,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6010% | 2,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3258% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6048% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4892% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 1.4589% | 1,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 2,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0719% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8475% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1075% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3869% | 2,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5219% | 1,645 |
| Percentage Net Loans Charged-off:Construction & development | 1.4380% | 1,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 3,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0459% | 1,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 3,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1611% | 5,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4522% | 1,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6162% | 991 |
| Percentage Net Loans Charged-off:Construction & development | 1.7623% | 788 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1068% | 3,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1415% | 4,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1731% | 2,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2056% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.6105% | 946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0973% | 2,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1470% | 4,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3097% | 1,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4236% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 1.2791% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1460% | 3,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 4,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 2,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.1695% | 1,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1649% | 2,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2295% | 4,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.2287% | 573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1877% | 2,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2158% | 4,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 2,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0954% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.3091% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2172% | 1,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1664% | 3,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2386% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2861% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 0.9364% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1610% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0752% | 3,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0553% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0553% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.1954% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0649% | 3,191 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0176% | 7,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0772% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.2734% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0673% | 2,599 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0187% | 7,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 4,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0280% | 2,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0564% | 4,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 4,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 1,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 5,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1004% | 3,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1285% | 5,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 4,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0720% | 2,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1571% | 4,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 4,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0485% | 2,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0668% | 4,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 4,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0330% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1642% | 3,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 6,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0265% | 4,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1709% | 5,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 5,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0279% | 3,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1139% | 5,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 5,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0209% | 2,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0448% | 5,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 4,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0281% | 2,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0150% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 4,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2141% | 3,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2385% | 5,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 4,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1861% | 3,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2440% | 5,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 3,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1899% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2276% | 4,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 3,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1660% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0454% | 4,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 4,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2169% | 3,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2615% | 5,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2302% | 3,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3106% | 3,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4201% | 4,551 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2419% | 2,700 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1894% | 3,366 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2190% | 3,244 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1459% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | NA | NA |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |