Home > Barre Savings Bank > Income and Expense
Barre Savings Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 3,647 |
| Total interest expense | $200,000 | 2,842 |
| Net interest income | $1,180,000 | 3,738 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $122,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $45,000 | 3,743 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $77,000 | 3,910 |
| Total noninterest expense | $5,212,000 | 1,011 |
| Salaries and employee benefits | $601,000 | 3,522 |
| Premises and equipment expense | $193,000 | 2,604 |
| Additional noninterest expense | $4,418,000 | 400 |
| Pre-tax net operating income | $-3,910,000 | 6,122 |
| Securities gains (losses) | $11,000 | 1,476 |
| Applicable income taxes | $-823,000 | 6,103 |
| Income before extraordinary items | $-3,076,000 | 6,114 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-3,076,000 | 6,114 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-3,076,000 | 6,114 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-3,084,690 | 6,112 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 3,628 |
| Total interest expense | $808,000 | 2,810 |
| Net interest income | $4,691,000 | 3,734 |
| Provision for loan and lease losses | $10,000 | 4,216 |
| Total noninterest income | $730,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $198,000 | 3,722 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $532,000 | 3,198 |
| Total noninterest expense | $4,667,000 | 3,381 |
| Salaries and employee benefits | $2,252,000 | 3,662 |
| Premises and equipment expense | $531,000 | 3,364 |
| Additional noninterest expense | $1,884,000 | 2,910 |
| Pre-tax net operating income | $744,000 | 4,504 |
| Securities gains (losses) | $313,000 | 535 |
| Applicable income taxes | $354,000 | 2,519 |
| Income before extraordinary items | $703,000 | 4,406 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $703,000 | 4,403 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $703,000 | 4,406 |
| Net charge-offs | $65,000 | 3,050 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $493,290 | 4,777 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 3,675 |
| Total interest expense | $607,000 | 2,837 |
| Net interest income | $3,505,000 | 3,780 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $473,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $147,000 | 3,771 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $326,000 | 3,491 |
| Total noninterest expense | $3,545,000 | 3,376 |
| Salaries and employee benefits | $1,654,000 | 3,713 |
| Premises and equipment expense | $415,000 | 3,319 |
| Additional noninterest expense | $1,476,000 | 2,822 |
| Pre-tax net operating income | $423,000 | 4,926 |
| Securities gains (losses) | $173,000 | 723 |
| Applicable income taxes | $222,000 | 2,743 |
| Income before extraordinary items | $374,000 | 4,927 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $374,000 | 4,928 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $374,000 | 4,930 |
| Net charge-offs | $-89,000 | 5,775 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $263,280 | 5,188 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 3,706 |
| Total interest expense | $405,000 | 2,849 |
| Net interest income | $2,318,000 | 3,808 |
| Provision for loan and lease losses | $-20,000 | 5,961 |
| Total noninterest income | $316,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $101,000 | 3,710 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $215,000 | 3,522 |
| Total noninterest expense | $2,342,000 | 3,420 |
| Salaries and employee benefits | $1,101,000 | 3,754 |
| Premises and equipment expense | $301,000 | 3,158 |
| Additional noninterest expense | $940,000 | 2,940 |
| Pre-tax net operating income | $312,000 | 4,811 |
| Securities gains (losses) | $169,000 | 592 |
| Applicable income taxes | $205,000 | 2,459 |
| Income before extraordinary items | $276,000 | 4,796 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $276,000 | 4,798 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $276,000 | 4,799 |
| Net charge-offs | $-82,000 | 5,877 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $167,840 | 5,242 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 3,744 |
| Total interest expense | $201,000 | 2,887 |
| Net interest income | $1,145,000 | 3,845 |
| Provision for loan and lease losses | $-50,000 | 6,158 |
| Total noninterest income | $165,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $50,000 | 3,703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $115,000 | 3,387 |
| Total noninterest expense | $1,176,000 | 3,421 |
| Salaries and employee benefits | $555,000 | 3,764 |
| Premises and equipment expense | $162,000 | 3,042 |
| Additional noninterest expense | $459,000 | 2,983 |
| Pre-tax net operating income | $184,000 | 4,557 |
| Securities gains (losses) | $137,000 | 467 |
| Applicable income taxes | $173,000 | 1,961 |
| Income before extraordinary items | $148,000 | 4,696 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $148,000 | 4,698 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $148,000 | 4,700 |
| Net charge-offs | $-79,000 | 6,067 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $60,320 | 5,456 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 3,757 |
| Total interest expense | $872,000 | 2,867 |
| Net interest income | $4,567,000 | 3,879 |
| Provision for loan and lease losses | $230,000 | 2,326 |
| Total noninterest income | $715,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $214,000 | 3,803 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $501,000 | 3,271 |
| Total noninterest expense | $4,604,000 | 3,503 |
| Salaries and employee benefits | $2,205,000 | 3,785 |
| Premises and equipment expense | $559,000 | 3,392 |
| Additional noninterest expense | $1,840,000 | 3,074 |
| Pre-tax net operating income | $448,000 | 5,150 |
| Securities gains (losses) | $424,000 | 468 |
| Applicable income taxes | $218,000 | 2,885 |
| Income before extraordinary items | $654,000 | 4,576 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $654,000 | 4,577 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $654,000 | 4,577 |
| Net charge-offs | $1,514,000 | 646 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $336,000 | 5,263 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 3,795 |
| Total interest expense | $666,000 | 2,866 |
| Net interest income | $3,401,000 | 3,927 |
| Provision for loan and lease losses | $260,000 | 1,775 |
| Total noninterest income | $565,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $155,000 | 3,903 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $410,000 | 3,196 |
| Total noninterest expense | $3,322,000 | 3,599 |
| Salaries and employee benefits | $1,581,000 | 3,900 |
| Premises and equipment expense | $411,000 | 3,476 |
| Additional noninterest expense | $1,330,000 | 3,155 |
| Pre-tax net operating income | $384,000 | 5,098 |
| Securities gains (losses) | $148,000 | 768 |
| Applicable income taxes | $116,000 | 3,200 |
| Income before extraordinary items | $416,000 | 4,886 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $416,000 | 4,886 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $416,000 | 4,887 |
| Net charge-offs | $1,384,000 | 517 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $300,560 | 5,188 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 3,807 |
| Total interest expense | $457,000 | 2,829 |
| Net interest income | $2,243,000 | 3,957 |
| Provision for loan and lease losses | $260,000 | 1,415 |
| Total noninterest income | $401,000 | 3,500 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $100,000 | 3,941 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $301,000 | 3,034 |
| Total noninterest expense | $2,159,000 | 3,675 |
| Salaries and employee benefits | $1,019,000 | 3,982 |
| Premises and equipment expense | $284,000 | 3,422 |
| Additional noninterest expense | $856,000 | 3,250 |
| Pre-tax net operating income | $225,000 | 5,216 |
| Securities gains (losses) | $129,000 | 653 |
| Applicable income taxes | $79,000 | 3,190 |
| Income before extraordinary items | $275,000 | 4,868 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $275,000 | 4,869 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $275,000 | 4,870 |
| Net charge-offs | $1,078,000 | 466 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $174,380 | 5,304 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 3,866 |
| Total interest expense | $237,000 | 2,786 |
| Net interest income | $1,092,000 | 4,039 |
| Provision for loan and lease losses | $200,000 | 985 |
| Total noninterest income | $229,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $49,000 | 3,960 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $180,000 | 2,713 |
| Total noninterest expense | $1,082,000 | 3,706 |
| Salaries and employee benefits | $545,000 | 3,879 |
| Premises and equipment expense | $151,000 | 3,330 |
| Additional noninterest expense | $386,000 | 3,496 |
| Pre-tax net operating income | $39,000 | 5,844 |
| Securities gains (losses) | $55,000 | 621 |
| Applicable income taxes | $10,000 | 3,818 |
| Income before extraordinary items | $84,000 | 5,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $84,000 | 5,338 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $84,000 | 5,338 |
| Net charge-offs | $352,000 | 646 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $35,050 | 5,844 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 3,912 |
| Total interest expense | $964,000 | 3,026 |
| Net interest income | $4,360,000 | 4,056 |
| Provision for loan and lease losses | $935,000 | 1,165 |
| Total noninterest income | $553,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $205,000 | 4,054 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $348,000 | 3,885 |
| Total noninterest expense | $4,328,000 | 3,727 |
| Salaries and employee benefits | $2,099,000 | 3,964 |
| Premises and equipment expense | $521,000 | 3,646 |
| Additional noninterest expense | $1,708,000 | 3,332 |
| Pre-tax net operating income | $-350,000 | 6,421 |
| Securities gains (losses) | $371,000 | 588 |
| Applicable income taxes | $-78,000 | 6,455 |
| Income before extraordinary items | $99,000 | 5,990 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $99,000 | 5,991 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $99,000 | 5,992 |
| Net charge-offs | $699,000 | 1,654 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-272,000 | 6,413 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 3,952 |
| Total interest expense | $730,000 | 3,083 |
| Net interest income | $3,253,000 | 4,102 |
| Provision for loan and lease losses | $845,000 | 1,015 |
| Total noninterest income | $393,000 | 4,408 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $146,000 | 4,174 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $247,000 | 4,029 |
| Total noninterest expense | $3,241,000 | 3,759 |
| Salaries and employee benefits | $1,603,000 | 3,935 |
| Premises and equipment expense | $393,000 | 3,656 |
| Additional noninterest expense | $1,245,000 | 3,400 |
| Pre-tax net operating income | $-440,000 | 6,598 |
| Securities gains (losses) | $246,000 | 728 |
| Applicable income taxes | $-131,000 | 6,710 |
| Income before extraordinary items | $-63,000 | 6,426 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-63,000 | 6,428 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-63,000 | 6,427 |
| Net charge-offs | $616,000 | 1,396 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-220,440 | 6,510 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 3,958 |
| Total interest expense | $492,000 | 3,116 |
| Net interest income | $2,167,000 | 4,095 |
| Provision for loan and lease losses | $805,000 | 791 |
| Total noninterest income | $249,000 | 4,533 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $94,000 | 4,220 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $155,000 | 4,171 |
| Total noninterest expense | $2,075,000 | 3,876 |
| Salaries and employee benefits | $1,035,000 | 4,031 |
| Premises and equipment expense | $266,000 | 3,633 |
| Additional noninterest expense | $774,000 | 3,582 |
| Pre-tax net operating income | $-464,000 | 6,672 |
| Securities gains (losses) | $199,000 | 757 |
| Applicable income taxes | $-135,000 | 6,788 |
| Income before extraordinary items | $-130,000 | 6,546 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-130,000 | 6,547 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-130,000 | 6,548 |
| Net charge-offs | $617,000 | 1,082 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-257,360 | 6,607 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 3,972 |
| Total interest expense | $244,000 | 3,224 |
| Net interest income | $1,097,000 | 4,068 |
| Provision for loan and lease losses | $805,000 | 482 |
| Total noninterest income | $127,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $49,000 | 4,134 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 4,129 |
| Total noninterest expense | $881,000 | 4,309 |
| Salaries and employee benefits | $508,000 | 4,116 |
| Premises and equipment expense | $141,000 | 3,529 |
| Additional noninterest expense | $232,000 | 4,821 |
| Pre-tax net operating income | $-462,000 | 6,846 |
| Securities gains (losses) | $199,000 | 466 |
| Applicable income taxes | $-113,000 | 6,931 |
| Income before extraordinary items | $-150,000 | 6,709 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-150,000 | 6,710 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-150,000 | 6,710 |
| Net charge-offs | $616,000 | 668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-277,360 | 6,788 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 4,033 |
| Total interest expense | $1,104,000 | 3,376 |
| Net interest income | $4,444,000 | 4,126 |
| Provision for loan and lease losses | $648,000 | 2,361 |
| Total noninterest income | $561,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $227,000 | 4,029 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $334,000 | 3,893 |
| Total noninterest expense | $4,637,000 | 3,668 |
| Salaries and employee benefits | $2,222,000 | 3,871 |
| Premises and equipment expense | $525,000 | 3,702 |
| Additional noninterest expense | $1,890,000 | 3,223 |
| Pre-tax net operating income | $-280,000 | 6,400 |
| Securities gains (losses) | $625,000 | 799 |
| Applicable income taxes | $32,000 | 4,038 |
| Income before extraordinary items | $313,000 | 5,431 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $313,000 | 5,428 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $313,000 | 5,429 |
| Net charge-offs | $625,000 | 2,364 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-255,750 | 6,410 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 4,070 |
| Total interest expense | $847,000 | 3,442 |
| Net interest income | $3,362,000 | 4,170 |
| Provision for loan and lease losses | $552,000 | 2,149 |
| Total noninterest income | $417,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $166,000 | 4,125 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $251,000 | 3,934 |
| Total noninterest expense | $3,518,000 | 3,666 |
| Salaries and employee benefits | $1,674,000 | 3,856 |
| Premises and equipment expense | $394,000 | 3,748 |
| Additional noninterest expense | $1,450,000 | 3,198 |
| Pre-tax net operating income | $-291,000 | 6,580 |
| Securities gains (losses) | $456,000 | 798 |
| Applicable income taxes | $-7,000 | 6,744 |
| Income before extraordinary items | $172,000 | 5,841 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $172,000 | 5,840 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $172,000 | 5,840 |
| Net charge-offs | $518,000 | 2,135 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-284,000 | 6,594 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 4,040 |
| Total interest expense | $575,000 | 3,497 |
| Net interest income | $2,298,000 | 4,109 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $274,000 | 4,381 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $111,000 | 4,104 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 3,948 |
| Total noninterest expense | $2,326,000 | 3,702 |
| Salaries and employee benefits | $1,084,000 | 3,963 |
| Premises and equipment expense | $268,000 | 3,692 |
| Additional noninterest expense | $974,000 | 3,197 |
| Pre-tax net operating income | $6,000 | 6,285 |
| Securities gains (losses) | $313,000 | 824 |
| Applicable income taxes | $66,000 | 3,363 |
| Income before extraordinary items | $253,000 | 5,047 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $253,000 | 5,050 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $253,000 | 5,050 |
| Net charge-offs | $531,000 | 1,703 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,730 | 6,306 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 4,017 |
| Total interest expense | $294,000 | 3,551 |
| Net interest income | $1,176,000 | 4,065 |
| Provision for loan and lease losses | $195,000 | 2,059 |
| Total noninterest income | $136,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $54,000 | 4,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,000 |
| Total noninterest expense | $1,200,000 | 3,634 |
| Salaries and employee benefits | $573,000 | 3,840 |
| Premises and equipment expense | $134,000 | 3,731 |
| Additional noninterest expense | $493,000 | 3,125 |
| Pre-tax net operating income | $-83,000 | 6,690 |
| Securities gains (losses) | $266,000 | 491 |
| Applicable income taxes | $41,000 | 3,226 |
| Income before extraordinary items | $142,000 | 4,934 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $142,000 | 4,937 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $142,000 | 4,938 |
| Net charge-offs | $192,000 | 1,885 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-65,480 | 6,680 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 4,007 |
| Total interest expense | $1,433,000 | 3,562 |
| Net interest income | $4,657,000 | 4,106 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $589,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $253,000 | 3,935 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $336,000 | 3,694 |
| Total noninterest expense | $4,647,000 | 3,722 |
| Salaries and employee benefits | $2,240,000 | 3,863 |
| Premises and equipment expense | $567,000 | 3,719 |
| Additional noninterest expense | $1,840,000 | 3,361 |
| Pre-tax net operating income | $479,000 | 4,771 |
| Securities gains (losses) | $198,000 | 1,462 |
| Applicable income taxes | $127,000 | 3,222 |
| Income before extraordinary items | $550,000 | 4,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $550,000 | 4,529 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $550,000 | 4,528 |
| Net charge-offs | $768,000 | 2,688 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $389,620 | 4,844 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 4,019 |
| Total interest expense | $1,127,000 | 3,559 |
| Net interest income | $3,492,000 | 4,124 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $448,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $189,000 | 3,957 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $259,000 | 3,687 |
| Total noninterest expense | $3,576,000 | 3,665 |
| Salaries and employee benefits | $1,743,000 | 3,772 |
| Premises and equipment expense | $433,000 | 3,718 |
| Additional noninterest expense | $1,400,000 | 3,323 |
| Pre-tax net operating income | $274,000 | 5,211 |
| Securities gains (losses) | $107,000 | 1,724 |
| Applicable income taxes | $43,000 | 3,704 |
| Income before extraordinary items | $338,000 | 4,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $338,000 | 4,903 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $338,000 | 4,903 |
| Net charge-offs | $237,000 | 3,517 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $242,770 | 5,178 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 4,026 |
| Total interest expense | $796,000 | 3,530 |
| Net interest income | $2,326,000 | 4,141 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $323,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $127,000 | 3,919 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 3,514 |
| Total noninterest expense | $2,427,000 | 3,657 |
| Salaries and employee benefits | $1,169,000 | 3,787 |
| Premises and equipment expense | $327,000 | 3,441 |
| Additional noninterest expense | $931,000 | 3,366 |
| Pre-tax net operating income | $162,000 | 5,335 |
| Securities gains (losses) | $106,000 | 1,099 |
| Applicable income taxes | $23,000 | 3,768 |
| Income before extraordinary items | $245,000 | 4,736 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $245,000 | 4,735 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $245,000 | 4,736 |
| Net charge-offs | $240,000 | 2,926 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $148,540 | 5,279 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,037 |
| Total interest expense | $413,000 | 3,521 |
| Net interest income | $1,156,000 | 4,153 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $144,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $62,000 | 3,939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 3,866 |
| Total noninterest expense | $1,213,000 | 3,666 |
| Salaries and employee benefits | $571,000 | 3,868 |
| Premises and equipment expense | $182,000 | 3,212 |
| Additional noninterest expense | $460,000 | 3,391 |
| Pre-tax net operating income | $57,000 | 5,656 |
| Securities gains (losses) | $99,000 | 539 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $155,000 | 4,394 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $155,000 | 4,393 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $155,000 | 4,394 |
| Net charge-offs | $-24,000 | 7,230 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $56,990 | 5,564 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 3,937 |
| Total interest expense | $2,068,000 | 3,469 |
| Net interest income | $4,845,000 | 4,042 |
| Provision for loan and lease losses | $2,958,000 | 1,626 |
| Total noninterest income | $605,000 | 4,224 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $296,000 | 3,661 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $309,000 | 3,908 |
| Total noninterest expense | $5,021,000 | 3,602 |
| Salaries and employee benefits | $2,232,000 | 3,923 |
| Premises and equipment expense | $627,000 | 3,607 |
| Additional noninterest expense | $2,162,000 | 3,041 |
| Pre-tax net operating income | $-2,529,000 | 6,863 |
| Securities gains (losses) | $260,000 | 1,382 |
| Applicable income taxes | $-918,000 | 7,296 |
| Income before extraordinary items | $-1,351,000 | 6,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,351,000 | 6,705 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,351,000 | 6,706 |
| Net charge-offs | $1,166,000 | 2,479 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,517,400 | 6,724 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 3,956 |
| Total interest expense | $1,605,000 | 3,520 |
| Net interest income | $3,692,000 | 4,051 |
| Provision for loan and lease losses | $610,000 | 3,215 |
| Total noninterest income | $450,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $216,000 | 3,784 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $234,000 | 3,935 |
| Total noninterest expense | $3,811,000 | 3,564 |
| Salaries and employee benefits | $1,621,000 | 4,053 |
| Premises and equipment expense | $490,000 | 3,537 |
| Additional noninterest expense | $1,700,000 | 2,849 |
| Pre-tax net operating income | $-279,000 | 6,377 |
| Securities gains (losses) | $180,000 | 1,458 |
| Applicable income taxes | $-138,000 | 7,131 |
| Income before extraordinary items | $39,000 | 5,972 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $39,000 | 5,972 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $39,000 | 5,972 |
| Net charge-offs | $972,000 | 2,222 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-76,200 | 6,170 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 4,018 |
| Total interest expense | $1,099,000 | 3,546 |
| Net interest income | $2,407,000 | 4,116 |
| Provision for loan and lease losses | $580,000 | 2,641 |
| Total noninterest income | $293,000 | 4,308 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $139,000 | 3,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $154,000 | 3,933 |
| Total noninterest expense | $2,676,000 | 3,415 |
| Salaries and employee benefits | $1,113,000 | 3,979 |
| Premises and equipment expense | $333,000 | 3,528 |
| Additional noninterest expense | $1,230,000 | 2,659 |
| Pre-tax net operating income | $-556,000 | 6,782 |
| Securities gains (losses) | $181,000 | 999 |
| Applicable income taxes | $-188,000 | 7,313 |
| Income before extraordinary items | $-187,000 | 6,547 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-187,000 | 6,549 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-187,000 | 6,547 |
| Net charge-offs | $1,011,000 | 1,714 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-302,840 | 6,648 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 4,065 |
| Total interest expense | $553,000 | 3,656 |
| Net interest income | $1,206,000 | 4,147 |
| Provision for loan and lease losses | $550,000 | 1,725 |
| Total noninterest income | $141,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $65,000 | 3,983 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $76,000 | 4,003 |
| Total noninterest expense | $1,385,000 | 3,360 |
| Salaries and employee benefits | $548,000 | 4,084 |
| Premises and equipment expense | $165,000 | 3,632 |
| Additional noninterest expense | $672,000 | 2,459 |
| Pre-tax net operating income | $-588,000 | 7,231 |
| Securities gains (losses) | $73,000 | 941 |
| Applicable income taxes | $-192,000 | 7,554 |
| Income before extraordinary items | $-323,000 | 7,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-323,000 | 7,105 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-323,000 | 7,104 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-369,720 | 7,124 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,567,000 | 3,971 |
| Total interest expense | $2,696,000 | 3,701 |
| Net interest income | $4,871,000 | 4,019 |
| Provision for loan and lease losses | $701,000 | 4,035 |
| Total noninterest income | $773,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $287,000 | 3,956 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $486,000 | 3,245 |
| Total noninterest expense | $4,776,000 | 3,825 |
| Salaries and employee benefits | $2,103,000 | 4,201 |
| Premises and equipment expense | $690,000 | 3,501 |
| Additional noninterest expense | $1,983,000 | 3,336 |
| Pre-tax net operating income | $167,000 | 4,894 |
| Securities gains (losses) | $-878,000 | 7,687 |
| Applicable income taxes | $-211,000 | 6,782 |
| Income before extraordinary items | $-500,000 | 6,080 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-500,000 | 6,079 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-500,000 | 6,080 |
| Net charge-offs | $307,000 | 4,455 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $114,600 | 5,042 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 4,025 |
| Total interest expense | $2,092,000 | 3,750 |
| Net interest income | $3,597,000 | 4,054 |
| Provision for loan and lease losses | $476,000 | 3,873 |
| Total noninterest income | $648,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $202,000 | 4,105 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $446,000 | 3,012 |
| Total noninterest expense | $3,612,000 | 3,802 |
| Salaries and employee benefits | $1,617,000 | 4,153 |
| Premises and equipment expense | $527,000 | 3,486 |
| Additional noninterest expense | $1,468,000 | 3,334 |
| Pre-tax net operating income | $157,000 | 5,090 |
| Securities gains (losses) | $-949,000 | 7,852 |
| Applicable income taxes | $-193,000 | 7,089 |
| Income before extraordinary items | $-599,000 | 6,503 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-599,000 | 6,504 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-599,000 | 6,503 |
| Net charge-offs | $306,000 | 3,678 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $122,240 | 5,157 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 4,038 |
| Total interest expense | $1,452,000 | 3,757 |
| Net interest income | $2,362,000 | 4,078 |
| Provision for loan and lease losses | $416,000 | 3,216 |
| Total noninterest income | $500,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $129,000 | 4,169 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $371,000 | 2,659 |
| Total noninterest expense | $2,437,000 | 3,807 |
| Salaries and employee benefits | $1,105,000 | 4,121 |
| Premises and equipment expense | $369,000 | 3,391 |
| Additional noninterest expense | $963,000 | 3,378 |
| Pre-tax net operating income | $9,000 | 5,747 |
| Securities gains (losses) | $-921,000 | 7,997 |
| Applicable income taxes | $-264,000 | 7,382 |
| Income before extraordinary items | $-648,000 | 6,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-648,000 | 6,898 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-648,000 | 6,898 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $5,910 | 5,800 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 4,027 |
| Total interest expense | $740,000 | 3,802 |
| Net interest income | $1,201,000 | 4,049 |
| Provision for loan and lease losses | $356,000 | 2,109 |
| Total noninterest income | $363,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $63,000 | 4,164 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $300,000 | 1,955 |
| Total noninterest expense | $1,202,000 | 3,756 |
| Salaries and employee benefits | $523,000 | 4,331 |
| Premises and equipment expense | $215,000 | 3,059 |
| Additional noninterest expense | $464,000 | 3,197 |
| Pre-tax net operating income | $6,000 | 6,164 |
| Securities gains (losses) | $-922,000 | 8,131 |
| Applicable income taxes | $-253,000 | 7,762 |
| Income before extraordinary items | $-663,000 | 7,562 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-663,000 | 7,563 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-663,000 | 7,563 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $840 | 6,247 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,679,000 | 4,241 |
| Total interest expense | $3,164,000 | 4,099 |
| Net interest income | $4,515,000 | 4,221 |
| Provision for loan and lease losses | $146,000 | 5,605 |
| Total noninterest income | $672,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $286,000 | 4,104 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $386,000 | 3,649 |
| Total noninterest expense | $4,510,000 | 3,876 |
| Salaries and employee benefits | $2,090,000 | 4,303 |
| Premises and equipment expense | $819,000 | 3,128 |
| Additional noninterest expense | $1,601,000 | 3,457 |
| Pre-tax net operating income | $531,000 | 4,774 |
| Securities gains (losses) | $-340,000 | 7,444 |
| Applicable income taxes | $-68,000 | 7,003 |
| Income before extraordinary items | $259,000 | 5,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $259,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,982 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $599,000 | 4,326 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,644,000 | 4,361 |
| Total interest expense | $2,368,000 | 4,234 |
| Net interest income | $3,276,000 | 4,343 |
| Provision for loan and lease losses | $50,000 | 5,872 |
| Total noninterest income | $526,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $208,000 | 4,172 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $318,000 | 3,593 |
| Total noninterest expense | $3,330,000 | 3,904 |
| Salaries and employee benefits | $1,553,000 | 4,362 |
| Premises and equipment expense | $610,000 | 3,153 |
| Additional noninterest expense | $1,167,000 | 3,455 |
| Pre-tax net operating income | $422,000 | 5,194 |
| Securities gains (losses) | $-409,000 | 7,718 |
| Applicable income taxes | $-64,000 | 7,473 |
| Income before extraordinary items | $77,000 | 6,291 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $77,000 | 6,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,890 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $486,000 | 4,646 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 4,463 |
| Total interest expense | $1,562,000 | 4,405 |
| Net interest income | $2,126,000 | 4,410 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $381,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $132,000 | 4,292 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $249,000 | 3,353 |
| Total noninterest expense | $2,268,000 | 3,862 |
| Salaries and employee benefits | $1,065,000 | 4,316 |
| Premises and equipment expense | $416,000 | 3,107 |
| Additional noninterest expense | $787,000 | 3,408 |
| Pre-tax net operating income | $219,000 | 5,693 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $24,000 | 4,564 |
| Income before extraordinary items | $196,000 | 5,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $196,000 | 5,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $195,110 | 5,584 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 4,678 |
| Total interest expense | $805,000 | 4,495 |
| Net interest income | $970,000 | 4,728 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $237,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $56,000 | 4,576 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $181,000 | 2,718 |
| Total noninterest expense | $1,128,000 | 3,887 |
| Salaries and employee benefits | $528,000 | 4,359 |
| Premises and equipment expense | $207,000 | 3,130 |
| Additional noninterest expense | $393,000 | 3,362 |
| Pre-tax net operating income | $79,000 | 6,262 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $-3,000 | 7,775 |
| Income before extraordinary items | $83,000 | 6,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $83,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $82,000 | 6,003 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,332,000 | 4,618 |
| Total interest expense | $3,422,000 | 4,400 |
| Net interest income | $3,910,000 | 4,695 |
| Provision for loan and lease losses | $47,000 | 5,745 |
| Total noninterest income | $350,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $140,000 | 5,532 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $210,000 | 4,964 |
| Total noninterest expense | $4,319,000 | 3,892 |
| Salaries and employee benefits | $2,141,000 | 4,167 |
| Premises and equipment expense | $827,000 | 2,994 |
| Additional noninterest expense | $1,351,000 | 3,728 |
| Pre-tax net operating income | $-106,000 | 7,565 |
| Securities gains (losses) | $245,000 | 405 |
| Applicable income taxes | $-14,000 | 7,818 |
| Income before extraordinary items | $153,000 | 6,948 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $153,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,123 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-92,000 | 7,602 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 4,623 |
| Total interest expense | $2,562,000 | 4,414 |
| Net interest income | $2,943,000 | 4,693 |
| Provision for loan and lease losses | $147,000 | 3,521 |
| Total noninterest income | $255,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $101,000 | 5,619 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $154,000 | 5,035 |
| Total noninterest expense | $3,239,000 | 3,869 |
| Salaries and employee benefits | $1,598,000 | 4,173 |
| Premises and equipment expense | $609,000 | 3,034 |
| Additional noninterest expense | $1,032,000 | 3,607 |
| Pre-tax net operating income | $-188,000 | 7,884 |
| Securities gains (losses) | $218,000 | 360 |
| Applicable income taxes | $-34,000 | 8,121 |
| Income before extraordinary items | $64,000 | 7,421 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $64,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-154,000 | 7,881 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 4,649 |
| Total interest expense | $1,683,000 | 4,444 |
| Net interest income | $1,967,000 | 4,715 |
| Provision for loan and lease losses | $127,000 | 2,884 |
| Total noninterest income | $163,000 | 5,982 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $83,000 | 5,287 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $80,000 | 5,520 |
| Total noninterest expense | $2,191,000 | 3,846 |
| Salaries and employee benefits | $1,062,000 | 4,226 |
| Premises and equipment expense | $407,000 | 3,054 |
| Additional noninterest expense | $722,000 | 3,479 |
| Pre-tax net operating income | $-188,000 | 8,073 |
| Securities gains (losses) | $213,000 | 294 |
| Applicable income taxes | $-20,000 | 8,201 |
| Income before extraordinary items | $45,000 | 7,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $45,000 | 7,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-168,000 | 8,078 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 4,676 |
| Total interest expense | $819,000 | 4,505 |
| Net interest income | $996,000 | 4,695 |
| Provision for loan and lease losses | $-55,000 | 8,520 |
| Total noninterest income | $86,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $1,163,000 | 3,659 |
| Salaries and employee benefits | $539,000 | 4,200 |
| Premises and equipment expense | $201,000 | 3,103 |
| Additional noninterest expense | $423,000 | 3,028 |
| Pre-tax net operating income | $-26,000 | 7,967 |
| Securities gains (losses) | $17,000 | 594 |
| Applicable income taxes | $-18,000 | 8,296 |
| Income before extraordinary items | $9,000 | 7,763 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,000 | 7,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-1,880 | 7,863 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,987,000 | 4,575 |
| Total interest expense | $2,897,000 | 4,410 |
| Net interest income | $4,090,000 | 4,603 |
| Provision for loan and lease losses | $158,000 | 3,976 |
| Total noninterest income | $326,000 | 6,015 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $162,000 | 5,378 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $164,000 | 5,462 |
| Total noninterest expense | $4,399,000 | 3,689 |
| Salaries and employee benefits | $1,978,000 | 4,305 |
| Premises and equipment expense | $885,000 | 2,750 |
| Additional noninterest expense | $1,536,000 | 3,237 |
| Pre-tax net operating income | $-141,000 | 8,072 |
| Securities gains (losses) | $393,000 | 277 |
| Applicable income taxes | $14,000 | 6,054 |
| Income before extraordinary items | $238,000 | 7,139 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $238,000 | 7,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-167,000 | 8,561 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-131,420 | 8,093 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 4,603 |
| Total interest expense | $2,093,000 | 4,417 |
| Net interest income | $3,069,000 | 4,628 |
| Provision for loan and lease losses | $-124,000 | 8,592 |
| Total noninterest income | $250,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $116,000 | 5,535 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 5,331 |
| Total noninterest expense | $3,270,000 | 3,724 |
| Salaries and employee benefits | $1,490,000 | 4,255 |
| Premises and equipment expense | $678,000 | 2,720 |
| Additional noninterest expense | $1,102,000 | 3,353 |
| Pre-tax net operating income | $173,000 | 7,525 |
| Securities gains (losses) | $57,000 | 535 |
| Applicable income taxes | $19,000 | 5,985 |
| Income before extraordinary items | $211,000 | 7,166 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $211,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-167,000 | 8,610 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $158,560 | 7,438 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 4,614 |
| Total interest expense | $1,321,000 | 4,436 |
| Net interest income | $2,062,000 | 4,629 |
| Provision for loan and lease losses | $-153,000 | 8,655 |
| Total noninterest income | $162,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 5,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 5,398 |
| Total noninterest expense | $2,181,000 | 3,725 |
| Salaries and employee benefits | $987,000 | 4,311 |
| Premises and equipment expense | $451,000 | 2,714 |
| Additional noninterest expense | $743,000 | 3,318 |
| Pre-tax net operating income | $196,000 | 7,110 |
| Securities gains (losses) | $38,000 | 494 |
| Applicable income taxes | $35,000 | 5,474 |
| Income before extraordinary items | $199,000 | 6,764 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $199,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-165,000 | 8,655 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $166,700 | 7,044 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 4,640 |
| Total interest expense | $625,000 | 4,466 |
| Net interest income | $1,018,000 | 4,659 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $80,000 | 6,074 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $1,077,000 | 3,786 |
| Salaries and employee benefits | $486,000 | 4,370 |
| Premises and equipment expense | $229,000 | 2,675 |
| Additional noninterest expense | $362,000 | 3,376 |
| Pre-tax net operating income | $21,000 | 8,019 |
| Securities gains (losses) | $26,000 | 431 |
| Applicable income taxes | $-13,000 | 8,539 |
| Income before extraordinary items | $60,000 | 7,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $34,000 | 7,775 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 4,682 |
| Total interest expense | $1,908,000 | 4,567 |
| Net interest income | $3,922,000 | 4,685 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $342,000 | 6,066 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $153,000 | 5,584 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $189,000 | 5,279 |
| Total noninterest expense | $4,102,000 | 3,796 |
| Salaries and employee benefits | $1,891,000 | 4,298 |
| Premises and equipment expense | $838,000 | 2,775 |
| Additional noninterest expense | $1,373,000 | 3,470 |
| Pre-tax net operating income | $162,000 | 7,799 |
| Securities gains (losses) | $86,000 | 747 |
| Applicable income taxes | $48,000 | 5,892 |
| Income before extraordinary items | $200,000 | 7,588 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $200,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $130,340 | 7,827 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 4,713 |
| Total interest expense | $1,333,000 | 4,638 |
| Net interest income | $2,946,000 | 4,702 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $258,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $114,000 | 5,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $144,000 | 5,263 |
| Total noninterest expense | $3,050,000 | 3,792 |
| Salaries and employee benefits | $1,408,000 | 4,293 |
| Premises and equipment expense | $632,000 | 2,743 |
| Additional noninterest expense | $1,010,000 | 3,476 |
| Pre-tax net operating income | $154,000 | 7,818 |
| Securities gains (losses) | $39,000 | 968 |
| Applicable income taxes | $35,000 | 6,004 |
| Income before extraordinary items | $158,000 | 7,673 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $158,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $126,020 | 7,793 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 4,689 |
| Total interest expense | $851,000 | 4,605 |
| Net interest income | $1,971,000 | 4,669 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $170,000 | 6,090 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $78,000 | 5,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $92,000 | 5,342 |
| Total noninterest expense | $2,011,000 | 3,798 |
| Salaries and employee benefits | $933,000 | 4,294 |
| Premises and equipment expense | $422,000 | 2,702 |
| Additional noninterest expense | $656,000 | 3,530 |
| Pre-tax net operating income | $130,000 | 7,671 |
| Securities gains (losses) | $34,000 | 919 |
| Applicable income taxes | $38,000 | 5,720 |
| Income before extraordinary items | $126,000 | 7,536 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $126,000 | 7,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $99,820 | 7,704 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 4,676 |
| Total interest expense | $406,000 | 4,631 |
| Net interest income | $1,001,000 | 4,620 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $81,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $985,000 | 3,887 |
| Salaries and employee benefits | $451,000 | 4,438 |
| Premises and equipment expense | $213,000 | 2,712 |
| Additional noninterest expense | $321,000 | 3,599 |
| Pre-tax net operating income | $97,000 | 7,270 |
| Securities gains (losses) | $16,000 | 862 |
| Applicable income taxes | $29,000 | 5,339 |
| Income before extraordinary items | $84,000 | 7,161 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $84,000 | 7,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $72,160 | 7,352 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,648,000 | 4,451 |
| Total interest expense | $1,635,000 | 4,262 |
| Net interest income | $4,013,000 | 4,475 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $326,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $153,000 | 5,736 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $173,000 | 5,410 |
| Total noninterest expense | $4,093,000 | 3,667 |
| Salaries and employee benefits | $1,939,000 | 4,104 |
| Premises and equipment expense | $810,000 | 2,765 |
| Additional noninterest expense | $1,344,000 | 3,428 |
| Pre-tax net operating income | $246,000 | 7,625 |
| Securities gains (losses) | $305,000 | 635 |
| Applicable income taxes | $166,000 | 4,972 |
| Income before extraordinary items | $385,000 | 6,860 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $385,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $171,500 | 7,741 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,227,000 | 4,441 |
| Total interest expense | $1,226,000 | 4,215 |
| Net interest income | $3,001,000 | 4,471 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $242,000 | 6,283 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $115,000 | 5,785 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $127,000 | 5,461 |
| Total noninterest expense | $3,086,000 | 3,626 |
| Salaries and employee benefits | $1,441,000 | 4,085 |
| Premises and equipment expense | $616,000 | 2,719 |
| Additional noninterest expense | $1,029,000 | 3,344 |
| Pre-tax net operating income | $157,000 | 7,885 |
| Securities gains (losses) | $227,000 | 713 |
| Applicable income taxes | $120,000 | 5,137 |
| Income before extraordinary items | $264,000 | 7,126 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $264,000 | 7,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $107,370 | 7,978 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 4,436 |
| Total interest expense | $829,000 | 4,170 |
| Net interest income | $1,995,000 | 4,489 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $155,000 | 6,396 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $83,000 | 5,537 |
| Total noninterest expense | $2,056,000 | 3,659 |
| Salaries and employee benefits | $974,000 | 4,067 |
| Premises and equipment expense | $404,000 | 2,766 |
| Additional noninterest expense | $678,000 | 3,385 |
| Pre-tax net operating income | $94,000 | 7,963 |
| Securities gains (losses) | $182,000 | 690 |
| Applicable income taxes | $90,000 | 4,967 |
| Income before extraordinary items | $186,000 | 7,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 7,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $64,060 | 8,065 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 4,376 |
| Total interest expense | $421,000 | 4,173 |
| Net interest income | $1,029,000 | 4,392 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $60,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 5,782 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $991,000 | 3,786 |
| Salaries and employee benefits | $484,000 | 4,114 |
| Premises and equipment expense | $201,000 | 2,796 |
| Additional noninterest expense | $306,000 | 3,687 |
| Pre-tax net operating income | $98,000 | 7,189 |
| Securities gains (losses) | $115,000 | 729 |
| Applicable income taxes | $74,000 | 4,258 |
| Income before extraordinary items | $139,000 | 6,188 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $139,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $64,250 | 7,421 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 4,261 |
| Total interest expense | $2,104,000 | 3,872 |
| Net interest income | $4,005,000 | 4,360 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $287,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $217,000 | 5,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $70,000 | 7,103 |
| Total noninterest expense | $4,087,000 | 3,654 |
| Salaries and employee benefits | $1,879,000 | 4,126 |
| Premises and equipment expense | $718,000 | 3,021 |
| Additional noninterest expense | $1,490,000 | 3,099 |
| Pre-tax net operating income | $205,000 | 7,809 |
| Securities gains (losses) | $212,000 | 1,305 |
| Applicable income taxes | $158,000 | 5,212 |
| Income before extraordinary items | $259,000 | 7,475 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $259,000 | 7,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,630 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $123,320 | 7,997 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,595,000 | 4,305 |
| Total interest expense | $1,633,000 | 3,877 |
| Net interest income | $2,962,000 | 4,421 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $244,000 | 6,472 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $186,000 | 4,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 7,004 |
| Total noninterest expense | $3,070,000 | 3,629 |
| Salaries and employee benefits | $1,412,000 | 4,128 |
| Premises and equipment expense | $524,000 | 3,095 |
| Additional noninterest expense | $1,134,000 | 3,050 |
| Pre-tax net operating income | $136,000 | 8,051 |
| Securities gains (losses) | $148,000 | 1,431 |
| Applicable income taxes | $95,000 | 5,622 |
| Income before extraordinary items | $189,000 | 7,654 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $189,000 | 7,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,498 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $89,840 | 8,173 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 4,307 |
| Total interest expense | $1,124,000 | 3,883 |
| Net interest income | $1,969,000 | 4,442 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $175,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $134,000 | 4,563 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $41,000 | 6,905 |
| Total noninterest expense | $2,047,000 | 3,614 |
| Salaries and employee benefits | $941,000 | 4,109 |
| Premises and equipment expense | $351,000 | 3,071 |
| Additional noninterest expense | $755,000 | 3,018 |
| Pre-tax net operating income | $97,000 | 8,034 |
| Securities gains (losses) | $53,000 | 1,969 |
| Applicable income taxes | $51,000 | 5,889 |
| Income before extraordinary items | $99,000 | 7,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $99,000 | 7,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $64,020 | 8,157 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 4,303 |
| Total interest expense | $572,000 | 3,910 |
| Net interest income | $989,000 | 4,435 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $71,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $1,029,000 | 3,566 |
| Salaries and employee benefits | $461,000 | 4,157 |
| Premises and equipment expense | $182,000 | 2,985 |
| Additional noninterest expense | $386,000 | 2,946 |
| Pre-tax net operating income | $31,000 | 8,305 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $21,000 | 8,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $21,000 | 8,350 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,387,000 | 4,369 |
| Total interest expense | $2,832,000 | 3,701 |
| Net interest income | $3,555,000 | 4,713 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $282,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $223,000 | 4,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 7,380 |
| Total noninterest expense | $3,817,000 | 3,694 |
| Salaries and employee benefits | $1,882,000 | 3,951 |
| Premises and equipment expense | $606,000 | 3,384 |
| Additional noninterest expense | $1,329,000 | 3,300 |
| Pre-tax net operating income | $20,000 | 8,572 |
| Securities gains (losses) | $449,000 | 707 |
| Applicable income taxes | $35,000 | 6,751 |
| Income before extraordinary items | $434,000 | 6,679 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $434,000 | 6,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,017 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $16,430 | 8,595 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,119,000 | 4,373 |
| Total interest expense | $3,867,000 | 3,909 |
| Net interest income | $3,252,000 | 4,791 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $225,000 | 7,065 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $178,000 | 5,424 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $47,000 | 7,763 |
| Total noninterest expense | $3,286,000 | 4,034 |
| Salaries and employee benefits | $1,693,000 | 4,117 |
| Premises and equipment expense | $352,000 | 5,011 |
| Additional noninterest expense | $1,241,000 | 3,398 |
| Pre-tax net operating income | $191,000 | 7,928 |
| Securities gains (losses) | $1,036,000 | 392 |
| Applicable income taxes | $368,000 | 3,893 |
| Income before extraordinary items | $859,000 | 4,688 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $859,000 | 4,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 9,214 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $133,800 | 8,022 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,567,000 | 4,808 |
| Total interest expense | $3,383,000 | 4,494 |
| Net interest income | $3,184,000 | 4,939 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $205,000 | 7,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 7,773 |
| Total noninterest expense | $2,959,000 | 4,278 |
| Salaries and employee benefits | $1,538,000 | 4,280 |
| Premises and equipment expense | $326,000 | 5,182 |
| Additional noninterest expense | $1,095,000 | 3,705 |
| Pre-tax net operating income | $430,000 | 7,317 |
| Securities gains (losses) | $914,000 | 168 |
| Applicable income taxes | $564,000 | 3,236 |
| Income before extraordinary items | $780,000 | 5,116 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $780,000 | 5,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,408 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $195,040 | 8,100 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,868,000 | 5,024 |
| Total interest expense | $2,887,000 | 4,735 |
| Net interest income | $2,981,000 | 5,184 |
| Provision for loan and lease losses | $123,000 | 4,690 |
| Total noninterest income | $164,000 | 7,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $2,866,000 | 4,378 |
| Salaries and employee benefits | $1,481,000 | 4,386 |
| Premises and equipment expense | $414,000 | 4,407 |
| Additional noninterest expense | $971,000 | 4,116 |
| Pre-tax net operating income | $156,000 | 8,783 |
| Securities gains (losses) | $755,000 | 264 |
| Applicable income taxes | $180,000 | 5,921 |
| Income before extraordinary items | $731,000 | 5,344 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $731,000 | 5,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,309 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $127,000 | 8,763 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,989,000 | 5,005 |
| Total interest expense | $2,933,000 | 4,817 |
| Net interest income | $3,056,000 | 5,073 |
| Provision for loan and lease losses | $188,000 | 3,645 |
| Total noninterest income | $180,000 | 7,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $2,670,000 | 4,539 |
| Salaries and employee benefits | $1,394,000 | 4,511 |
| Premises and equipment expense | $414,000 | 4,303 |
| Additional noninterest expense | $862,000 | 4,433 |
| Pre-tax net operating income | $378,000 | 7,992 |
| Securities gains (losses) | $426,000 | 615 |
| Applicable income taxes | $139,000 | 6,991 |
| Income before extraordinary items | $665,000 | 5,749 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $665,000 | 5,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,662 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $311,420 | 7,706 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 5,352 |
| Total interest expense | $2,489,000 | 5,430 |
| Net interest income | $3,091,000 | 5,185 |
| Provision for loan and lease losses | $78,000 | 5,710 |
| Total noninterest income | $159,000 | 8,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,104 |
| Total noninterest expense | $2,496,000 | 4,786 |
| Salaries and employee benefits | $1,260,000 | 4,896 |
| Premises and equipment expense | $323,000 | 5,191 |
| Additional noninterest expense | $913,000 | 4,248 |
| Pre-tax net operating income | $676,000 | 7,077 |
| Securities gains (losses) | $31,000 | 1,616 |
| Applicable income taxes | $111,000 | 8,224 |
| Income before extraordinary items | $596,000 | 6,399 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $596,000 | 6,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,267 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $569,960 | 6,489 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,428,000 | 5,588 |
| Total interest expense | $2,500,000 | 5,515 |
| Net interest income | $2,928,000 | 5,538 |
| Provision for loan and lease losses | $127,000 | 4,469 |
| Total noninterest income | $156,000 | 8,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $2,128,000 | 5,681 |
| Salaries and employee benefits | $1,099,000 | 5,586 |
| Premises and equipment expense | $256,000 | 6,170 |
| Additional noninterest expense | $773,000 | 5,333 |
| Pre-tax net operating income | $829,000 | 6,378 |
| Securities gains (losses) | $64,000 | 1,189 |
| Applicable income taxes | $381,000 | 5,051 |
| Income before extraordinary items | $512,000 | 6,815 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $512,000 | 6,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,320 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $471,040 | 7,044 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 6,044 |
| Total interest expense | $2,151,000 | 6,171 |
| Net interest income | $2,792,000 | 5,824 |
| Provision for loan and lease losses | $76,000 | 5,218 |
| Total noninterest income | $162,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,575 |
| Total noninterest expense | $1,999,000 | 5,980 |
| Salaries and employee benefits | $946,000 | 6,312 |
| Premises and equipment expense | $251,000 | 6,325 |
| Additional noninterest expense | $802,000 | 5,245 |
| Pre-tax net operating income | $879,000 | 6,516 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $205,000 | 7,326 |
| Income before extraordinary items | $675,000 | 6,149 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $675,000 | 6,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $674,230 | 6,133 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 6,457 |
| Total interest expense | $1,660,000 | 6,442 |
| Net interest income | $2,551,000 | 6,364 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $131,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $2,035,000 | 6,111 |
| Salaries and employee benefits | $946,000 | 6,381 |
| Premises and equipment expense | $259,000 | 6,372 |
| Additional noninterest expense | $830,000 | 5,532 |
| Pre-tax net operating income | $617,000 | 7,909 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $89,000 | 9,599 |
| Income before extraordinary items | $542,000 | 6,985 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $542,000 | 6,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $529,960 | 7,125 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 6,658 |
| Total interest expense | $1,703,000 | 6,608 |
| Net interest income | $2,479,000 | 6,586 |
| Provision for loan and lease losses | $378,000 | 2,548 |
| Total noninterest income | $131,000 | 10,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $2,020,000 | 6,278 |
| Salaries and employee benefits | $833,000 | 7,122 |
| Premises and equipment expense | $218,000 | 7,325 |
| Additional noninterest expense | $969,000 | 5,050 |
| Pre-tax net operating income | $212,000 | 10,938 |
| Securities gains (losses) | $110,000 | 2,365 |
| Applicable income taxes | $177,000 | 8,072 |
| Income before extraordinary items | $145,000 | 11,267 |
| Extraordinary gains, net | $314,000 | 684 |
| Net income | $459,000 | 8,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 2,206 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $74,600 | 11,891 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 6,753 |
| Total interest expense | $2,267,000 | 6,469 |
| Net interest income | $2,353,000 | 6,881 |
| Provision for loan and lease losses | $146,000 | 6,180 |
| Total noninterest income | $123,000 | 11,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $1,530,000 | 7,801 |
| Salaries and employee benefits | $779,000 | 7,400 |
| Premises and equipment expense | $189,000 | 8,102 |
| Additional noninterest expense | $562,000 | 7,852 |
| Pre-tax net operating income | $800,000 | 6,563 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $343,000 | 5,431 |
| Income before extraordinary items | $475,000 | 7,541 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $475,000 | 7,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $463,480 | 7,278 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.