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Barnett Bank of the Keys, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$25,857,0001,325
Total interest expense$8,980,0001,769
Net interest income$16,877,0001,086
Provision for loan and lease losses$80,0005,097
Total noninterest income$3,913,0001,135
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,109,000651
Trading account gains and fees$12,000421
Additional Noninterest Income$1,792,0001,209
Total noninterest expense$11,876,0001,234
Salaries and employee benefits$3,888,0001,712
Premises and equipment expense$1,558,0001,326
Additional noninterest expense$6,430,000921
Pre-tax net operating income$8,834,000914
Securities gains (losses)$03,831
Applicable income taxes$3,296,000846
Income before extraordinary items$5,538,000965
Extraordinary gains, net$065
Net income$5,538,000965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0002,038
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,538,000958
1994-12-31 (YTD Data)Rank
Total interest income$23,573,0001,328
Total interest expense$7,884,0001,605
Net interest income$15,689,0001,160
Provision for loan and lease losses$-611,00012,488
Total noninterest income$3,579,0001,180
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,115,000651
Trading account gains and fees$23,000333
Additional Noninterest Income$1,441,0001,421
Total noninterest expense$12,022,0001,235
Salaries and employee benefits$4,135,0001,620
Premises and equipment expense$1,536,0001,361
Additional noninterest expense$6,351,000971
Pre-tax net operating income$7,857,000979
Securities gains (losses)$-4,0009,291
Applicable income taxes$2,872,000913
Income before extraordinary items$4,981,0001,022
Extraordinary gains, net$0249
Net income$4,981,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,634
Cash dividends$6,400,000476
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,983,5601,031
1993-12-31 (YTD Data)Rank
Total interest income$23,688,0001,335
Total interest expense$8,425,0001,576
Net interest income$15,263,0001,190
Provision for loan and lease losses$1,409,0001,046
Total noninterest income$4,418,0001,088
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,098,000657
Trading account gains and fees$3,000479
Additional Noninterest Income$2,317,0001,151
Total noninterest expense$12,396,0001,244
Salaries and employee benefits$4,031,0001,675
Premises and equipment expense$1,660,0001,288
Additional noninterest expense$6,705,0001,009
Pre-tax net operating income$5,876,0001,179
Securities gains (losses)$-37,00013,044
Applicable income taxes$2,065,0001,173
Income before extraordinary items$3,774,0001,341
Extraordinary gains, net$03,149
Net income$3,774,0001,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,863
Cash dividends$5,000,000473
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,798,0501,252
1992-12-31 (YTD Data)Rank
Total interest income$27,080,0001,345
Total interest expense$11,061,0001,580
Net interest income$16,019,0001,167
Provision for loan and lease losses$1,808,0001,237
Total noninterest income$4,755,0001,018
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,919,000697
Trading account gains and fees$0504
Additional Noninterest Income$2,836,000993
Total noninterest expense$14,286,0001,109
Salaries and employee benefits$3,836,0001,729
Premises and equipment expense$1,536,0001,415
Additional noninterest expense$8,914,000850
Pre-tax net operating income$4,680,0001,364
Securities gains (losses)$-34,00013,605
Applicable income taxes$1,495,0001,458
Income before extraordinary items$3,151,0001,483
Extraordinary gains, net$10,0001,339
Net income$3,161,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$993,0001,567
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,174,1201,357

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.