Home > Barnett Bank of Southwest Georgia > Loan Charge- Offs and Recoveries
Barnett Bank of Southwest Georgia, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,059,000 | 367 |
| Loans secured by real estate, total | $626,000 | 539 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $626,000 | 539 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $18,000 | 2,410 |
| Secured by multifamily residential properties | $88,000 | 249 |
| Secured by nonfarm nonresidential properties | $520,000 | 286 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $9,000 | 5,895 |
| Loans to individuals | $5,380,000 | 249 |
| Credit card loan charge offs | $3,174,000 | 186 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,206,000 | 262 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $35,000 | 214 |
| Lease financing receivables | $9,000 | 290 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $599,000 | 679 |
| Loans secured by real estate, total | $26,000 | 1,766 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $26,000 | 1,766 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 1,867 |
| Secured by multifamily residential properties | $2,000 | 357 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,042 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $4,000 | 5,437 |
| Loans to individuals | $557,000 | 369 |
| Credit card loan recoveries | $163,000 | 262 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $394,000 | 365 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $12,000 | 230 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,460,000 | 319 |
| Loans secured by real estate, total | $600,000 | 423 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $600,000 | 422 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 2,507 |
| Secured by multifamily residential properties | $86,000 | 218 |
| Secured by nonfarm nonresidential properties | $504,000 | 210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $5,000 | 5,048 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,823,000 | 223 |
| Credit card loan net charge offs | $3,011,000 | 176 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,812,000 | 225 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $23,000 | 197 |
| Lease financing receivables | $9,000 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,754,000 | 435 |
| Loans secured by real estate, total | $23,000 | 3,228 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $23,000 | 3,226 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $23,000 | 2,273 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $15,000 | 5,335 |
| Loans to individuals | $4,697,000 | 233 |
| Credit card loan charge offs | $2,128,000 | 206 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,569,000 | 200 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $19,000 | 272 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $813,000 | 555 |
| Loans secured by real estate, total | $340,000 | 381 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $340,000 | 380 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,043 |
| Secured by multifamily residential properties | $42,000 | 195 |
| Secured by nonfarm nonresidential properties | $296,000 | 262 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $81,000 | 1,359 |
| Loans to individuals | $384,000 | 471 |
| Credit card loan recoveries | $63,000 | 405 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $321,000 | 413 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $8,000 | 270 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,941,000 | 370 |
| Loans secured by real estate, total | $-317,000 | 11,884 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-317,000 | 11,914 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $21,000 | 1,994 |
| Secured by multifamily residential properties | $-42,000 | 11,877 |
| Secured by nonfarm nonresidential properties | $-296,000 | 11,880 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-66,000 | 11,428 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,313,000 | 200 |
| Credit card loan net charge offs | $2,065,000 | 188 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,248,000 | 151 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $11,000 | 241 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,142,000 | 702 |
| Loans secured by real estate, total | $11,000 | 4,581 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $11,000 | 4,581 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $11,000 | 3,319 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $7,000 | 6,486 |
| Loans to individuals | $2,087,000 | 329 |
| Credit card loan charge offs | $366,000 | 415 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,721,000 | 225 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $37,000 | 220 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $551,000 | 801 |
| Loans secured by real estate, total | $209,000 | 591 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $209,000 | 590 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $41,000 | 186 |
| Secured by nonfarm nonresidential properties | $168,000 | 399 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $40,000 | 2,706 |
| Loans to individuals | $285,000 | 561 |
| Credit card loan recoveries | $6,000 | 1,179 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $279,000 | 458 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $17,000 | 212 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,591,000 | 659 |
| Loans secured by real estate, total | $-198,000 | 12,454 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-198,000 | 12,492 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $11,000 | 2,749 |
| Secured by multifamily residential properties | $-41,000 | 12,538 |
| Secured by nonfarm nonresidential properties | $-168,000 | 12,462 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-33,000 | 11,474 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,802,000 | 262 |
| Credit card loan net charge offs | $360,000 | 371 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,442,000 | 151 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $20,000 | 189 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,436,000 | 1,112 |
| Loans secured by real estate, total | $42,000 | 3,597 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $42,000 | 3,596 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $11,000 | 4,001 |
| Secured by multifamily residential properties | $5,000 | 711 |
| Secured by nonfarm nonresidential properties | $26,000 | 2,157 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $3,000 | 8,122 |
| Loans to individuals | $1,387,000 | 435 |
| Credit card loan charge offs | $179,000 | 600 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,208,000 | 311 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $4,000 | 350 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $312,000 | 1,310 |
| Loans secured by real estate, total | $57,000 | 1,476 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $57,000 | 1,476 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $9,000 | 340 |
| Secured by nonfarm nonresidential properties | $48,000 | 855 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $23,000 | 4,110 |
| Loans to individuals | $228,000 | 676 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $227,000 | 555 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $4,000 | 288 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,124,000 | 1,070 |
| Loans secured by real estate, total | $-15,000 | 12,395 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-15,000 | 12,434 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $11,000 | 3,442 |
| Secured by multifamily residential properties | $-4,000 | 13,081 |
| Secured by nonfarm nonresidential properties | $-22,000 | 12,823 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-20,000 | 11,952 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,159,000 | 393 |
| Credit card loan net charge offs | $178,000 | 542 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $981,000 | 249 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,763,000 | 1,239 |
| Loans secured by real estate, total | $736,000 | 1,032 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $736,000 | 1,032 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $1,000 | 864 |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 5,219 |
| Secured by multifamily residential properties | $121,000 | 441 |
| Secured by nonfarm nonresidential properties | $607,000 | 650 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $100,000 | 4,104 |
| Loans to individuals | $920,000 | 691 |
| Credit card loan charge offs | $75,000 | 961 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $845,000 | 545 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $7,000 | 347 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $266,000 | 1,537 |
| Loans secured by real estate, total | $11,000 | 3,360 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $11,000 | 3,360 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,105 |
| Secured by multifamily residential properties | $2,000 | 412 |
| Secured by nonfarm nonresidential properties | $8,000 | 1,565 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $2,000 | 8,230 |
| Loans to individuals | $253,000 | 670 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $253,000 | 562 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,497,000 | 1,189 |
| Loans secured by real estate, total | $725,000 | 956 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $725,000 | 956 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $1,000 | 735 |
| Secured by 1-4 family residential properties- net charge-offs | $6,000 | 4,711 |
| Secured by multifamily residential properties | $119,000 | 431 |
| Secured by nonfarm nonresidential properties | $599,000 | 604 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $98,000 | 3,380 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $667,000 | 677 |
| Credit card loan net charge offs | $75,000 | 878 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $592,000 | 517 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $7,000 | 287 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.