Home > Barnett Bank of Southwest Georgia > Income and Expense

Barnett Bank of Southwest Georgia, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$26,185,0001,302
Total interest expense$11,583,0001,402
Net interest income$14,602,0001,231
Provision for loan and lease losses$6,398,000290
Total noninterest income$5,406,000898
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,466,000902
Trading account gains and fees$0262
Additional Noninterest Income$3,940,000745
Total noninterest expense$17,766,000879
Salaries and employee benefits$3,039,0002,203
Premises and equipment expense$1,311,0001,548
Additional noninterest expense$13,416,000535
Pre-tax net operating income$-4,156,00011,440
Securities gains (losses)$04,148
Applicable income taxes$-931,00011,388
Income before extraordinary items$-3,225,00011,418
Extraordinary gains, net$053
Net income$-3,225,00011,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,460,000319
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-3,225,00011,415
1995-12-31 (YTD Data)Rank
Total interest income$32,304,0001,091
Total interest expense$15,581,0001,086
Net interest income$16,723,0001,098
Provision for loan and lease losses$5,883,000288
Total noninterest income$4,131,0001,096
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,177,0001,131
Trading account gains and fees$0522
Additional Noninterest Income$2,954,000899
Total noninterest expense$15,318,000992
Salaries and employee benefits$3,421,0001,935
Premises and equipment expense$1,261,0001,607
Additional noninterest expense$10,636,000650
Pre-tax net operating income$-347,00011,750
Securities gains (losses)$03,831
Applicable income taxes$171,0007,907
Income before extraordinary items$-518,00011,800
Extraordinary gains, net$065
Net income$-518,00011,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,941,000370
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-518,00011,793
1994-12-31 (YTD Data)Rank
Total interest income$26,571,0001,177
Total interest expense$11,573,0001,135
Net interest income$14,998,0001,216
Provision for loan and lease losses$1,685,000650
Total noninterest income$3,655,0001,160
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,102,0001,207
Trading account gains and fees$0475
Additional Noninterest Income$2,553,000974
Total noninterest expense$14,744,0001,030
Salaries and employee benefits$3,850,0001,739
Premises and equipment expense$1,295,0001,591
Additional noninterest expense$9,599,000723
Pre-tax net operating income$2,224,0003,144
Securities gains (losses)$-1,0008,790
Applicable income taxes$1,105,0002,039
Income before extraordinary items$1,118,0004,120
Extraordinary gains, net$0249
Net income$1,118,0004,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,591,000659
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,118,6404,155
1993-12-31 (YTD Data)Rank
Total interest income$25,978,0001,229
Total interest expense$10,874,0001,243
Net interest income$15,104,0001,203
Provision for loan and lease losses$1,552,000974
Total noninterest income$6,617,000795
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$985,0001,367
Trading account gains and fees$1,000508
Additional Noninterest Income$5,631,000620
Total noninterest expense$12,784,0001,208
Salaries and employee benefits$3,960,0001,704
Premises and equipment expense$1,299,0001,618
Additional noninterest expense$7,525,000939
Pre-tax net operating income$7,385,000968
Securities gains (losses)$17,0004,881
Applicable income taxes$2,829,000905
Income before extraordinary items$4,573,0001,139
Extraordinary gains, net$03,149
Net income$4,573,0001,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,124,0001,070
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,562,1201,056
1992-12-31 (YTD Data)Rank
Total interest income$27,821,0001,308
Total interest expense$13,552,0001,307
Net interest income$14,269,0001,305
Provision for loan and lease losses$2,210,0001,071
Total noninterest income$5,017,000975
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$879,0001,539
Trading account gains and fees$0504
Additional Noninterest Income$4,138,000769
Total noninterest expense$13,445,0001,179
Salaries and employee benefits$4,339,0001,532
Premises and equipment expense$1,247,0001,701
Additional noninterest expense$7,859,000929
Pre-tax net operating income$3,631,0001,699
Securities gains (losses)$-6,00013,123
Applicable income taxes$1,476,0001,472
Income before extraordinary items$2,149,0002,142
Extraordinary gains, net$984,000129
Net income$3,133,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,497,0001,189
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,152,8401,965

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.