Barnett Bank of Northwest Florida, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$21,143,0001,604
Total interest expense$7,701,0002,030
Net interest income$13,442,0001,333
Provision for loan and lease losses$1,347,000759
Total noninterest income$3,223,0001,294
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,342,000997
Trading account gains and fees$1,000505
Additional Noninterest Income$1,880,0001,174
Total noninterest expense$10,376,0001,364
Salaries and employee benefits$3,226,0002,059
Premises and equipment expense$1,057,0001,928
Additional noninterest expense$6,093,000959
Pre-tax net operating income$4,942,0001,531
Securities gains (losses)$03,831
Applicable income taxes$1,764,0001,421
Income before extraordinary items$3,178,0001,608
Extraordinary gains, net$065
Net income$3,178,0001,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$947,000909
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,178,0001,579
1994-12-31 (YTD Data)Rank
Total interest income$19,049,0001,621
Total interest expense$6,377,0001,952
Net interest income$12,672,0001,420
Provision for loan and lease losses$608,0001,317
Total noninterest income$3,230,0001,296
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,336,000985
Trading account gains and fees$1,000450
Additional Noninterest Income$1,893,0001,171
Total noninterest expense$9,708,0001,517
Salaries and employee benefits$3,069,0002,162
Premises and equipment expense$1,028,0001,978
Additional noninterest expense$5,611,0001,066
Pre-tax net operating income$5,586,0001,338
Securities gains (losses)$-2,0009,023
Applicable income taxes$2,014,0001,199
Income before extraordinary items$3,570,0001,390
Extraordinary gains, net$0249
Net income$3,570,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$727,0001,062
Cash dividends$6,700,000462
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,571,2801,411
1993-12-31 (YTD Data)Rank
Total interest income$18,204,0001,719
Total interest expense$5,593,0002,316
Net interest income$12,611,0001,437
Provision for loan and lease losses$942,0001,362
Total noninterest income$3,667,0001,249
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,383,000961
Trading account gains and fees$3,000479
Additional Noninterest Income$2,281,0001,156
Total noninterest expense$9,262,0001,628
Salaries and employee benefits$3,085,0002,142
Premises and equipment expense$1,021,0002,009
Additional noninterest expense$5,156,0001,251
Pre-tax net operating income$6,074,0001,149
Securities gains (losses)$-21,00012,925
Applicable income taxes$2,185,0001,118
Income before extraordinary items$3,868,0001,313
Extraordinary gains, net$03,149
Net income$3,868,0001,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$767,0001,351
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,881,4401,221
1992-12-31 (YTD Data)Rank
Total interest income$19,423,0001,829
Total interest expense$6,679,0002,531
Net interest income$12,744,0001,451
Provision for loan and lease losses$1,460,0001,429
Total noninterest income$4,429,0001,077
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,275,0001,020
Trading account gains and fees$0504
Additional Noninterest Income$3,154,000920
Total noninterest expense$10,011,0001,534
Salaries and employee benefits$3,169,0002,077
Premises and equipment expense$900,0002,305
Additional noninterest expense$5,942,0001,149
Pre-tax net operating income$5,702,0001,140
Securities gains (losses)$-68,00013,721
Applicable income taxes$1,925,0001,160
Income before extraordinary items$3,709,0001,257
Extraordinary gains, net$234,000371
Net income$3,943,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$966,0001,593
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,753,8801,158

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.