Barnett Bank of North Central Florida, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$20,774,0001,629
Total interest expense$7,465,0002,098
Net interest income$13,309,0001,350
Provision for loan and lease losses$417,0001,814
Total noninterest income$2,927,0001,378
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,621,000805
Trading account gains and fees$1,000505
Additional Noninterest Income$1,305,0001,503
Total noninterest expense$9,375,0001,512
Salaries and employee benefits$2,951,0002,236
Premises and equipment expense$983,0002,047
Additional noninterest expense$5,441,0001,048
Pre-tax net operating income$6,444,0001,197
Securities gains (losses)$03,831
Applicable income taxes$2,254,0001,139
Income before extraordinary items$4,190,0001,267
Extraordinary gains, net$065
Net income$4,190,0001,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0001,972
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,190,0001,246
1994-12-31 (YTD Data)Rank
Total interest income$18,735,0001,646
Total interest expense$6,282,0001,989
Net interest income$12,453,0001,448
Provision for loan and lease losses$60,0005,594
Total noninterest income$2,821,0001,431
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,527,000848
Trading account gains and fees$1,000450
Additional Noninterest Income$1,293,0001,546
Total noninterest expense$9,280,0001,579
Salaries and employee benefits$3,068,0002,163
Premises and equipment expense$1,055,0001,931
Additional noninterest expense$5,157,0001,144
Pre-tax net operating income$5,934,0001,254
Securities gains (losses)$-131,00011,712
Applicable income taxes$1,841,0001,293
Income before extraordinary items$3,962,0001,270
Extraordinary gains, net$0249
Net income$3,962,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$399,0001,602
Cash dividends$3,900,000673
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,051,0801,258
1993-12-31 (YTD Data)Rank
Total interest income$17,635,0001,779
Total interest expense$5,868,0002,212
Net interest income$11,767,0001,529
Provision for loan and lease losses$153,0004,591
Total noninterest income$2,522,0001,672
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,491,000882
Trading account gains and fees$0532
Additional Noninterest Income$1,031,0001,995
Total noninterest expense$9,643,0001,572
Salaries and employee benefits$2,909,0002,287
Premises and equipment expense$1,113,0001,879
Additional noninterest expense$5,621,0001,155
Pre-tax net operating income$4,493,0001,559
Securities gains (losses)$-31,00013,009
Applicable income taxes$1,343,0001,735
Income before extraordinary items$3,119,0001,628
Extraordinary gains, net$03,149
Net income$3,119,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,400,000907
Cash dividends$3,080,000701
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,140,7001,528
1992-12-31 (YTD Data)Rank
Total interest income$19,455,0001,825
Total interest expense$7,424,0002,283
Net interest income$12,031,0001,525
Provision for loan and lease losses$1,916,0001,195
Total noninterest income$2,733,0001,552
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,551,000844
Trading account gains and fees$0504
Additional Noninterest Income$1,182,0001,784
Total noninterest expense$9,815,0001,563
Salaries and employee benefits$2,810,0002,315
Premises and equipment expense$987,0002,116
Additional noninterest expense$6,018,0001,138
Pre-tax net operating income$3,033,0002,049
Securities gains (losses)$-11,00013,323
Applicable income taxes$759,0002,743
Income before extraordinary items$2,263,0002,028
Extraordinary gains, net$-111,00013,663
Net income$2,152,0002,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,861,0001,002
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,271,2501,849

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.