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Barnett Bank of Lake Okeechobee, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$16,392,0002,052
Total interest expense$5,655,0002,721
Net interest income$10,737,0001,662
Provision for loan and lease losses$621,0001,310
Total noninterest income$2,665,0001,464
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,545,000861
Trading account gains and fees$16,000405
Additional Noninterest Income$1,104,0001,687
Total noninterest expense$8,383,0001,678
Salaries and employee benefits$2,907,0002,276
Premises and equipment expense$893,0002,243
Additional noninterest expense$4,583,0001,200
Pre-tax net operating income$4,398,0001,671
Securities gains (losses)$03,831
Applicable income taxes$1,559,0001,594
Income before extraordinary items$2,839,0001,783
Extraordinary gains, net$065
Net income$2,839,0001,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$665,0001,154
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,839,0001,763
1994-12-31 (YTD Data)Rank
Total interest income$14,788,0002,088
Total interest expense$4,590,0002,664
Net interest income$10,198,0001,773
Provision for loan and lease losses$713,0001,189
Total noninterest income$2,337,0001,641
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,499,000864
Trading account gains and fees$25,000327
Additional Noninterest Income$813,0002,111
Total noninterest expense$7,867,0001,842
Salaries and employee benefits$2,547,0002,611
Premises and equipment expense$857,0002,363
Additional noninterest expense$4,463,0001,299
Pre-tax net operating income$3,955,0001,802
Securities gains (losses)$-237,00012,014
Applicable income taxes$1,341,0001,715
Income before extraordinary items$2,377,0002,061
Extraordinary gains, net$0249
Net income$2,377,0002,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$905,000927
Cash dividends$4,100,000640
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,528,6801,925
1993-12-31 (YTD Data)Rank
Total interest income$14,596,0002,140
Total interest expense$4,423,0002,893
Net interest income$10,173,0001,775
Provision for loan and lease losses$1,308,0001,095
Total noninterest income$2,476,0001,688
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,500,000874
Trading account gains and fees$0532
Additional Noninterest Income$976,0002,062
Total noninterest expense$8,077,0001,849
Salaries and employee benefits$2,518,0002,628
Premises and equipment expense$863,0002,371
Additional noninterest expense$4,696,0001,338
Pre-tax net operating income$3,264,0002,090
Securities gains (losses)$-7,00012,665
Applicable income taxes$1,082,0002,094
Income before extraordinary items$2,175,0002,298
Extraordinary gains, net$03,149
Net income$2,175,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$508,0001,743
Cash dividends$2,046,000990
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,179,6902,155
1992-12-31 (YTD Data)Rank
Total interest income$15,578,0002,264
Total interest expense$5,624,0002,958
Net interest income$9,954,0001,839
Provision for loan and lease losses$1,687,0001,295
Total noninterest income$2,255,0001,790
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,336,000974
Trading account gains and fees$0504
Additional Noninterest Income$919,0002,123
Total noninterest expense$7,378,0001,997
Salaries and employee benefits$2,208,0002,926
Premises and equipment expense$715,0002,866
Additional noninterest expense$4,455,0001,476
Pre-tax net operating income$3,144,0001,977
Securities gains (losses)$5,0007,049
Applicable income taxes$923,0002,264
Income before extraordinary items$2,226,0002,061
Extraordinary gains, net$200,000429
Net income$2,426,0001,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,131,0001,452
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,222,4501,897

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.