Home > Barnes Banking Company > Income and Expense
Barnes Banking Company, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $38,271,000 | 880 |
| Total interest expense | $20,258,000 | 563 |
| Net interest income | $18,013,000 | 1,242 |
| Provision for loan and lease losses | $103,955,000 | 144 |
| Total noninterest income | $-3,675,000 | 7,987 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,260,000 | 1,370 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-4,935,000 | 7,990 |
| Total noninterest expense | $17,922,000 | 1,156 |
| Salaries and employee benefits | $2,826,000 | 3,359 |
| Premises and equipment expense | $1,626,000 | 1,666 |
| Additional noninterest expense | $13,470,000 | 602 |
| Pre-tax net operating income | $-107,539,000 | 7,932 |
| Securities gains (losses) | $3,043,000 | 194 |
| Applicable income taxes | $-7,810,000 | 7,838 |
| Income before extraordinary items | $-96,686,000 | 7,929 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-96,686,000 | 7,927 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-96,686,000 | 7,928 |
| Net charge-offs | $76,921,000 | 147 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-99,515,990 | 7,933 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $30,205,000 | 850 |
| Total interest expense | $15,752,000 | 575 |
| Net interest income | $14,453,000 | 1,143 |
| Provision for loan and lease losses | $102,463,000 | 129 |
| Total noninterest income | $-4,904,000 | 8,087 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $972,000 | 1,325 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-5,876,000 | 8,094 |
| Total noninterest expense | $11,458,000 | 1,337 |
| Salaries and employee benefits | $451,000 | 7,244 |
| Premises and equipment expense | $1,219,000 | 1,682 |
| Additional noninterest expense | $9,788,000 | 594 |
| Pre-tax net operating income | $-104,372,000 | 8,035 |
| Securities gains (losses) | $3,212,000 | 148 |
| Applicable income taxes | $905,000 | 909 |
| Income before extraordinary items | $-102,065,000 | 8,032 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-102,065,000 | 8,031 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-102,065,000 | 8,031 |
| Net charge-offs | $60,075,000 | 144 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-105,277,000 | 8,033 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $21,469,000 | 817 |
| Total interest expense | $10,964,000 | 582 |
| Net interest income | $10,505,000 | 1,042 |
| Provision for loan and lease losses | $64,049,000 | 136 |
| Total noninterest income | $-4,270,000 | 8,178 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $645,000 | 1,314 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-4,915,000 | 8,183 |
| Total noninterest expense | $4,481,000 | 2,240 |
| Salaries and employee benefits | $-1,860,000 | 8,195 |
| Premises and equipment expense | $788,000 | 1,764 |
| Additional noninterest expense | $5,553,000 | 698 |
| Pre-tax net operating income | $-62,295,000 | 8,116 |
| Securities gains (losses) | $697,000 | 390 |
| Applicable income taxes | $-7,688,000 | 8,075 |
| Income before extraordinary items | $-53,910,000 | 8,113 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-53,910,000 | 8,112 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-53,910,000 | 8,112 |
| Net charge-offs | $36,750,000 | 153 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-54,523,360 | 8,110 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,079,000 | 718 |
| Total interest expense | $5,664,000 | 584 |
| Net interest income | $6,415,000 | 836 |
| Provision for loan and lease losses | $60,048,000 | 88 |
| Total noninterest income | $-53,000 | 8,137 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $334,000 | 1,235 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-387,000 | 8,185 |
| Total noninterest expense | $4,738,000 | 1,059 |
| Salaries and employee benefits | $2,416,000 | 1,046 |
| Premises and equipment expense | $394,000 | 1,798 |
| Additional noninterest expense | $1,928,000 | 853 |
| Pre-tax net operating income | $-58,424,000 | 8,203 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-4,348,000 | 8,146 |
| Income before extraordinary items | $-54,076,000 | 8,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-54,076,000 | 8,200 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-54,076,000 | 8,200 |
| Net charge-offs | $12,251,000 | 187 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-54,076,000 | 8,203 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $56,776,000 | 654 |
| Total interest expense | $20,647,000 | 761 |
| Net interest income | $36,129,000 | 598 |
| Provision for loan and lease losses | $50,902,000 | 190 |
| Total noninterest income | $-1,066,000 | 8,253 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,870,000 | 961 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-2,936,000 | 8,290 |
| Total noninterest expense | $20,266,000 | 980 |
| Salaries and employee benefits | $11,201,000 | 887 |
| Premises and equipment expense | $1,723,000 | 1,608 |
| Additional noninterest expense | $7,342,000 | 886 |
| Pre-tax net operating income | $-36,105,000 | 8,172 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-14,114,000 | 8,204 |
| Income before extraordinary items | $-21,991,000 | 8,112 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-21,991,000 | 8,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,515,000 | 241 |
| Cash dividends | $378,000 | 3,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-21,991,000 | 8,133 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $44,474,000 | 649 |
| Total interest expense | $15,849,000 | 778 |
| Net interest income | $28,625,000 | 588 |
| Provision for loan and lease losses | $35,794,000 | 170 |
| Total noninterest income | $1,712,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,373,000 | 983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $339,000 | 3,469 |
| Total noninterest expense | $15,036,000 | 988 |
| Salaries and employee benefits | $9,060,000 | 845 |
| Premises and equipment expense | $1,277,000 | 1,631 |
| Additional noninterest expense | $4,699,000 | 976 |
| Pre-tax net operating income | $-20,493,000 | 8,288 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-8,212,000 | 8,303 |
| Income before extraordinary items | $-12,281,000 | 8,236 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-12,281,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,287,000 | 260 |
| Cash dividends | $378,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-12,281,000 | 8,262 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $31,669,000 | 617 |
| Total interest expense | $11,197,000 | 763 |
| Net interest income | $20,472,000 | 547 |
| Provision for loan and lease losses | $5,907,000 | 382 |
| Total noninterest income | $1,874,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $873,000 | 1,015 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,001,000 | 1,391 |
| Total noninterest expense | $10,592,000 | 932 |
| Salaries and employee benefits | $6,285,000 | 819 |
| Premises and equipment expense | $839,000 | 1,655 |
| Additional noninterest expense | $3,468,000 | 853 |
| Pre-tax net operating income | $5,847,000 | 606 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,024,000 | 510 |
| Income before extraordinary items | $3,823,000 | 717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,823,000 | 716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,824,000 | 586 |
| Cash dividends | $378,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,823,000 | 702 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $16,514,000 | 616 |
| Total interest expense | $6,131,000 | 749 |
| Net interest income | $10,383,000 | 529 |
| Provision for loan and lease losses | $1,411,000 | 502 |
| Total noninterest income | $930,000 | 1,408 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $431,000 | 1,005 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $499,000 | 1,419 |
| Total noninterest expense | $4,959,000 | 979 |
| Salaries and employee benefits | $3,302,000 | 780 |
| Premises and equipment expense | $429,000 | 1,630 |
| Additional noninterest expense | $1,228,000 | 1,169 |
| Pre-tax net operating income | $4,943,000 | 405 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,794,000 | 376 |
| Income before extraordinary items | $3,149,000 | 476 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,149,000 | 477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 947 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,149,000 | 455 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $74,763,000 | 563 |
| Total interest expense | $24,707,000 | 800 |
| Net interest income | $50,056,000 | 463 |
| Provision for loan and lease losses | $1,624,000 | 991 |
| Total noninterest income | $4,221,000 | 1,247 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,545,000 | 1,156 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,676,000 | 1,100 |
| Total noninterest expense | $20,573,000 | 905 |
| Salaries and employee benefits | $13,558,000 | 711 |
| Premises and equipment expense | $1,692,000 | 1,574 |
| Additional noninterest expense | $5,323,000 | 1,060 |
| Pre-tax net operating income | $32,080,000 | 331 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,882,000 | 282 |
| Income before extraordinary items | $20,198,000 | 360 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $20,198,000 | 357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,756,000 | 497 |
| Cash dividends | $2,990,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $20,198,000 | 356 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $56,490,000 | 560 |
| Total interest expense | $18,044,000 | 822 |
| Net interest income | $38,446,000 | 448 |
| Provision for loan and lease losses | $1,157,000 | 798 |
| Total noninterest income | $2,559,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,104,000 | 1,193 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,455,000 | 1,405 |
| Total noninterest expense | $14,941,000 | 930 |
| Salaries and employee benefits | $10,064,000 | 722 |
| Premises and equipment expense | $1,205,000 | 1,635 |
| Additional noninterest expense | $3,672,000 | 1,121 |
| Pre-tax net operating income | $24,907,000 | 347 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $9,211,000 | 301 |
| Income before extraordinary items | $15,696,000 | 380 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $15,696,000 | 378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,679,000 | 319 |
| Cash dividends | $1,260,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $15,696,000 | 375 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $37,190,000 | 578 |
| Total interest expense | $11,757,000 | 843 |
| Net interest income | $25,433,000 | 464 |
| Provision for loan and lease losses | $771,000 | 724 |
| Total noninterest income | $1,696,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $731,000 | 1,213 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $965,000 | 1,437 |
| Total noninterest expense | $10,004,000 | 944 |
| Salaries and employee benefits | $6,774,000 | 733 |
| Premises and equipment expense | $799,000 | 1,662 |
| Additional noninterest expense | $2,431,000 | 1,150 |
| Pre-tax net operating income | $16,354,000 | 377 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,032,000 | 337 |
| Income before extraordinary items | $10,322,000 | 412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,322,000 | 411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 8,377 |
| Cash dividends | $1,260,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $10,322,000 | 405 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $18,031,000 | 585 |
| Total interest expense | $5,637,000 | 872 |
| Net interest income | $12,394,000 | 471 |
| Provision for loan and lease losses | $386,000 | 643 |
| Total noninterest income | $817,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $358,000 | 1,209 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $459,000 | 1,451 |
| Total noninterest expense | $5,067,000 | 917 |
| Salaries and employee benefits | $3,461,000 | 727 |
| Premises and equipment expense | $410,000 | 1,633 |
| Additional noninterest expense | $1,196,000 | 1,138 |
| Pre-tax net operating income | $7,758,000 | 395 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,882,000 | 351 |
| Income before extraordinary items | $4,876,000 | 426 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,876,000 | 425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,009 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,876,000 | 415 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $58,681,000 | 657 |
| Total interest expense | $15,315,000 | 1,093 |
| Net interest income | $43,366,000 | 526 |
| Provision for loan and lease losses | $1,907,000 | 585 |
| Total noninterest income | $4,551,000 | 1,186 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,552,000 | 1,140 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,999,000 | 998 |
| Total noninterest expense | $18,011,000 | 998 |
| Salaries and employee benefits | $11,637,000 | 819 |
| Premises and equipment expense | $1,425,000 | 1,779 |
| Additional noninterest expense | $4,949,000 | 1,079 |
| Pre-tax net operating income | $27,999,000 | 432 |
| Securities gains (losses) | $-78,000 | 8,105 |
| Applicable income taxes | $10,206,000 | 388 |
| Income before extraordinary items | $17,715,000 | 470 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $17,715,000 | 469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,486,000 | 490 |
| Cash dividends | $2,520,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $17,764,920 | 454 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $41,592,000 | 699 |
| Total interest expense | $10,373,000 | 1,181 |
| Net interest income | $31,219,000 | 567 |
| Provision for loan and lease losses | $1,522,000 | 520 |
| Total noninterest income | $2,787,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,198,000 | 1,118 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,589,000 | 1,317 |
| Total noninterest expense | $12,818,000 | 1,057 |
| Salaries and employee benefits | $8,226,000 | 891 |
| Premises and equipment expense | $1,065,000 | 1,784 |
| Additional noninterest expense | $3,527,000 | 1,142 |
| Pre-tax net operating income | $19,666,000 | 467 |
| Securities gains (losses) | $-78,000 | 8,324 |
| Applicable income taxes | $7,106,000 | 435 |
| Income before extraordinary items | $12,482,000 | 505 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $12,482,000 | 504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,787 |
| Cash dividends | $840,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $12,531,920 | 489 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $25,680,000 | 737 |
| Total interest expense | $6,136,000 | 1,273 |
| Net interest income | $19,544,000 | 602 |
| Provision for loan and lease losses | $1,051,000 | 485 |
| Total noninterest income | $1,653,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $797,000 | 1,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $856,000 | 1,518 |
| Total noninterest expense | $8,217,000 | 1,102 |
| Salaries and employee benefits | $5,312,000 | 923 |
| Premises and equipment expense | $692,000 | 1,825 |
| Additional noninterest expense | $2,213,000 | 1,219 |
| Pre-tax net operating income | $11,929,000 | 496 |
| Securities gains (losses) | $-78,000 | 8,480 |
| Applicable income taxes | $4,311,000 | 462 |
| Income before extraordinary items | $7,540,000 | 543 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,540,000 | 540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,651 |
| Cash dividends | $840,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,589,920 | 526 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,011,000 | 761 |
| Total interest expense | $2,692,000 | 1,374 |
| Net interest income | $9,319,000 | 621 |
| Provision for loan and lease losses | $513,000 | 473 |
| Total noninterest income | $818,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $402,000 | 1,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $416,000 | 1,529 |
| Total noninterest expense | $3,993,000 | 1,134 |
| Salaries and employee benefits | $2,568,000 | 953 |
| Premises and equipment expense | $339,000 | 1,864 |
| Additional noninterest expense | $1,086,000 | 1,224 |
| Pre-tax net operating income | $5,631,000 | 510 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $2,042,000 | 464 |
| Income before extraordinary items | $3,588,000 | 564 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,588,000 | 563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,610 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,588,640 | 550 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $39,891,000 | 812 |
| Total interest expense | $8,417,000 | 1,343 |
| Net interest income | $31,474,000 | 671 |
| Provision for loan and lease losses | $3,399,000 | 324 |
| Total noninterest income | $3,452,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,739,000 | 1,010 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,713,000 | 1,508 |
| Total noninterest expense | $15,063,000 | 1,142 |
| Salaries and employee benefits | $9,429,000 | 972 |
| Premises and equipment expense | $1,240,000 | 1,939 |
| Additional noninterest expense | $4,394,000 | 1,165 |
| Pre-tax net operating income | $16,464,000 | 626 |
| Securities gains (losses) | $15,000 | 1,350 |
| Applicable income taxes | $5,756,000 | 580 |
| Income before extraordinary items | $10,723,000 | 683 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,723,000 | 684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,697 |
| Cash dividends | $1,361,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,713,250 | 671 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $28,696,000 | 827 |
| Total interest expense | $6,102,000 | 1,307 |
| Net interest income | $22,594,000 | 685 |
| Provision for loan and lease losses | $2,691,000 | 294 |
| Total noninterest income | $2,442,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,268,000 | 1,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,174,000 | 1,609 |
| Total noninterest expense | $10,665,000 | 1,210 |
| Salaries and employee benefits | $6,706,000 | 1,020 |
| Premises and equipment expense | $895,000 | 1,998 |
| Additional noninterest expense | $3,064,000 | 1,253 |
| Pre-tax net operating income | $11,680,000 | 650 |
| Securities gains (losses) | $15,000 | 1,338 |
| Applicable income taxes | $3,946,000 | 626 |
| Income before extraordinary items | $7,749,000 | 701 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,749,000 | 702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,162,000 | 444 |
| Cash dividends | $672,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,739,100 | 684 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,218,000 | 843 |
| Total interest expense | $3,900,000 | 1,293 |
| Net interest income | $14,318,000 | 710 |
| Provision for loan and lease losses | $1,731,000 | 295 |
| Total noninterest income | $1,479,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $768,000 | 1,114 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $711,000 | 1,734 |
| Total noninterest expense | $6,910,000 | 1,230 |
| Salaries and employee benefits | $4,343,000 | 1,047 |
| Premises and equipment expense | $651,000 | 1,843 |
| Additional noninterest expense | $1,916,000 | 1,302 |
| Pre-tax net operating income | $7,156,000 | 679 |
| Securities gains (losses) | $16,000 | 1,180 |
| Applicable income taxes | $2,456,000 | 650 |
| Income before extraordinary items | $4,716,000 | 752 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,716,000 | 753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 851 |
| Cash dividends | $672,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,705,440 | 735 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,773,000 | 863 |
| Total interest expense | $1,891,000 | 1,253 |
| Net interest income | $6,882,000 | 740 |
| Provision for loan and lease losses | $825,000 | 303 |
| Total noninterest income | $735,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $371,000 | 1,122 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $364,000 | 1,661 |
| Total noninterest expense | $3,343,000 | 1,272 |
| Salaries and employee benefits | $2,123,000 | 1,068 |
| Premises and equipment expense | $310,000 | 1,930 |
| Additional noninterest expense | $910,000 | 1,360 |
| Pre-tax net operating income | $3,449,000 | 711 |
| Securities gains (losses) | $16,000 | 862 |
| Applicable income taxes | $1,207,000 | 661 |
| Income before extraordinary items | $2,258,000 | 778 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,258,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,247,600 | 763 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $31,386,000 | 890 |
| Total interest expense | $7,491,000 | 1,077 |
| Net interest income | $23,895,000 | 833 |
| Provision for loan and lease losses | $3,160,000 | 368 |
| Total noninterest income | $3,334,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,719,000 | 1,037 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,615,000 | 1,547 |
| Total noninterest expense | $13,858,000 | 1,174 |
| Salaries and employee benefits | $8,894,000 | 961 |
| Premises and equipment expense | $1,256,000 | 1,832 |
| Additional noninterest expense | $3,708,000 | 1,342 |
| Pre-tax net operating income | $10,211,000 | 858 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $3,441,000 | 806 |
| Income before extraordinary items | $6,769,000 | 975 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,769,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,583,000 | 294 |
| Cash dividends | $1,218,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,769,660 | 937 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $22,701,000 | 914 |
| Total interest expense | $5,617,000 | 1,060 |
| Net interest income | $17,084,000 | 859 |
| Provision for loan and lease losses | $2,335,000 | 373 |
| Total noninterest income | $2,554,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,301,000 | 1,029 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,253,000 | 1,510 |
| Total noninterest expense | $9,808,000 | 1,249 |
| Salaries and employee benefits | $6,446,000 | 994 |
| Premises and equipment expense | $917,000 | 1,881 |
| Additional noninterest expense | $2,445,000 | 1,500 |
| Pre-tax net operating income | $7,495,000 | 887 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $2,477,000 | 864 |
| Income before extraordinary items | $5,017,000 | 998 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,017,000 | 999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,961,000 | 359 |
| Cash dividends | $529,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,017,670 | 961 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,758,000 | 923 |
| Total interest expense | $3,769,000 | 1,041 |
| Net interest income | $10,989,000 | 886 |
| Provision for loan and lease losses | $1,510,000 | 384 |
| Total noninterest income | $1,662,000 | 1,485 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $829,000 | 1,067 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $833,000 | 1,509 |
| Total noninterest expense | $6,587,000 | 1,233 |
| Salaries and employee benefits | $4,334,000 | 988 |
| Premises and equipment expense | $611,000 | 1,866 |
| Additional noninterest expense | $1,642,000 | 1,472 |
| Pre-tax net operating income | $4,554,000 | 956 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $1,685,000 | 833 |
| Income before extraordinary items | $2,868,000 | 1,139 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,868,000 | 1,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,732,000 | 288 |
| Cash dividends | $529,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,868,640 | 1,096 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,339,000 | 940 |
| Total interest expense | $1,924,000 | 1,032 |
| Net interest income | $5,415,000 | 907 |
| Provision for loan and lease losses | $790,000 | 369 |
| Total noninterest income | $775,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $390,000 | 1,101 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $385,000 | 1,573 |
| Total noninterest expense | $3,349,000 | 1,216 |
| Salaries and employee benefits | $2,165,000 | 997 |
| Premises and equipment expense | $301,000 | 1,926 |
| Additional noninterest expense | $883,000 | 1,370 |
| Pre-tax net operating income | $2,051,000 | 1,053 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $706,000 | 977 |
| Income before extraordinary items | $1,344,000 | 1,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,344,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 711 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,344,660 | 1,151 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $31,390,000 | 894 |
| Total interest expense | $8,588,000 | 1,040 |
| Net interest income | $22,802,000 | 844 |
| Provision for loan and lease losses | $3,946,000 | 384 |
| Total noninterest income | $3,545,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,827,000 | 938 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,718,000 | 1,632 |
| Total noninterest expense | $14,432,000 | 1,120 |
| Salaries and employee benefits | $8,744,000 | 982 |
| Premises and equipment expense | $1,301,000 | 1,744 |
| Additional noninterest expense | $4,387,000 | 1,148 |
| Pre-tax net operating income | $7,969,000 | 1,052 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $2,573,000 | 1,047 |
| Income before extraordinary items | $5,403,000 | 1,186 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,403,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,915,000 | 573 |
| Cash dividends | $1,109,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,398,240 | 1,126 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $23,780,000 | 907 |
| Total interest expense | $6,553,000 | 1,064 |
| Net interest income | $17,227,000 | 849 |
| Provision for loan and lease losses | $3,154,000 | 384 |
| Total noninterest income | $2,715,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,406,000 | 922 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,309,000 | 1,694 |
| Total noninterest expense | $10,066,000 | 1,205 |
| Salaries and employee benefits | $6,507,000 | 1,004 |
| Premises and equipment expense | $959,000 | 1,786 |
| Additional noninterest expense | $2,600,000 | 1,423 |
| Pre-tax net operating income | $6,722,000 | 977 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $2,199,000 | 990 |
| Income before extraordinary items | $4,524,000 | 1,109 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,524,000 | 1,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,356,000 | 570 |
| Cash dividends | $672,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,523,330 | 1,042 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,071,000 | 910 |
| Total interest expense | $4,451,000 | 1,080 |
| Net interest income | $11,620,000 | 837 |
| Provision for loan and lease losses | $2,152,000 | 378 |
| Total noninterest income | $1,812,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $929,000 | 921 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $883,000 | 1,655 |
| Total noninterest expense | $6,409,000 | 1,277 |
| Salaries and employee benefits | $4,004,000 | 1,061 |
| Premises and equipment expense | $631,000 | 1,798 |
| Additional noninterest expense | $1,774,000 | 1,395 |
| Pre-tax net operating income | $4,871,000 | 907 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $1,609,000 | 938 |
| Income before extraordinary items | $3,263,000 | 1,028 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,263,000 | 1,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,225,000 | 455 |
| Cash dividends | $672,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,262,330 | 950 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,021,000 | 919 |
| Total interest expense | $2,254,000 | 1,085 |
| Net interest income | $5,767,000 | 844 |
| Provision for loan and lease losses | $792,000 | 451 |
| Total noninterest income | $875,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $457,000 | 906 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $418,000 | 1,684 |
| Total noninterest expense | $3,060,000 | 1,320 |
| Salaries and employee benefits | $2,011,000 | 1,055 |
| Premises and equipment expense | $304,000 | 1,879 |
| Additional noninterest expense | $745,000 | 1,585 |
| Pre-tax net operating income | $2,790,000 | 801 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $979,000 | 812 |
| Income before extraordinary items | $1,812,000 | 927 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,812,000 | 926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,114 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,811,350 | 858 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $33,756,000 | 904 |
| Total interest expense | $10,532,000 | 1,059 |
| Net interest income | $23,224,000 | 825 |
| Provision for loan and lease losses | $2,384,000 | 649 |
| Total noninterest income | $3,482,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,760,000 | 915 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,722,000 | 1,479 |
| Total noninterest expense | $11,740,000 | 1,316 |
| Salaries and employee benefits | $7,538,000 | 1,056 |
| Premises and equipment expense | $1,207,000 | 1,838 |
| Additional noninterest expense | $2,995,000 | 1,580 |
| Pre-tax net operating income | $12,582,000 | 699 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $4,161,000 | 704 |
| Income before extraordinary items | $8,425,000 | 755 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,425,000 | 756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,322,000 | 349 |
| Cash dividends | $1,109,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,422,320 | 717 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $36,680,000 | 931 |
| Total interest expense | $14,413,000 | 1,112 |
| Net interest income | $22,267,000 | 794 |
| Provision for loan and lease losses | $1,699,000 | 806 |
| Total noninterest income | $3,454,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,969,000 | 747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,485,000 | 1,533 |
| Total noninterest expense | $10,697,000 | 1,367 |
| Salaries and employee benefits | $6,862,000 | 1,084 |
| Premises and equipment expense | $1,102,000 | 1,951 |
| Additional noninterest expense | $2,733,000 | 1,684 |
| Pre-tax net operating income | $13,325,000 | 590 |
| Securities gains (losses) | $124,000 | 1,577 |
| Applicable income taxes | $4,403,000 | 598 |
| Income before extraordinary items | $9,046,000 | 618 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $9,046,000 | 620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 1,302 |
| Cash dividends | $4,709,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,962,920 | 598 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $35,585,000 | 994 |
| Total interest expense | $14,073,000 | 1,236 |
| Net interest income | $21,512,000 | 812 |
| Provision for loan and lease losses | $2,423,000 | 530 |
| Total noninterest income | $3,223,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,843,000 | 741 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,380,000 | 1,478 |
| Total noninterest expense | $9,064,000 | 1,547 |
| Salaries and employee benefits | $5,839,000 | 1,218 |
| Premises and equipment expense | $878,000 | 2,357 |
| Additional noninterest expense | $2,347,000 | 1,875 |
| Pre-tax net operating income | $13,248,000 | 614 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $4,465,000 | 589 |
| Income before extraordinary items | $8,780,000 | 636 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,780,000 | 636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $987,000 | 754 |
| Cash dividends | $2,200,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,781,980 | 631 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $28,512,000 | 1,146 |
| Total interest expense | $10,279,000 | 1,461 |
| Net interest income | $18,233,000 | 967 |
| Provision for loan and lease losses | $1,200,000 | 831 |
| Total noninterest income | $2,565,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,496,000 | 884 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,069,000 | 1,779 |
| Total noninterest expense | $8,082,000 | 1,701 |
| Salaries and employee benefits | $5,227,000 | 1,327 |
| Premises and equipment expense | $825,000 | 2,460 |
| Additional noninterest expense | $2,030,000 | 2,155 |
| Pre-tax net operating income | $11,516,000 | 728 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,613,000 | 758 |
| Income before extraordinary items | $7,903,000 | 747 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,903,000 | 747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,497 |
| Cash dividends | $974,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,903,000 | 730 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,929,000 | 1,296 |
| Total interest expense | $8,948,000 | 1,715 |
| Net interest income | $15,981,000 | 1,059 |
| Provision for loan and lease losses | $851,000 | 1,120 |
| Total noninterest income | $1,892,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,286,000 | 961 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $606,000 | 2,636 |
| Total noninterest expense | $6,787,000 | 1,921 |
| Salaries and employee benefits | $4,447,000 | 1,470 |
| Premises and equipment expense | $720,000 | 2,701 |
| Additional noninterest expense | $1,620,000 | 2,588 |
| Pre-tax net operating income | $10,235,000 | 764 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $3,417,000 | 778 |
| Income before extraordinary items | $6,820,000 | 806 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,820,000 | 805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,967 |
| Cash dividends | $849,000 | 2,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,818,660 | 777 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,999,000 | 1,493 |
| Total interest expense | $7,628,000 | 2,015 |
| Net interest income | $14,371,000 | 1,221 |
| Provision for loan and lease losses | $524,000 | 1,714 |
| Total noninterest income | $1,748,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,176,000 | 1,067 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $572,000 | 2,580 |
| Total noninterest expense | $5,836,000 | 2,206 |
| Salaries and employee benefits | $3,612,000 | 1,810 |
| Premises and equipment expense | $555,000 | 3,391 |
| Additional noninterest expense | $1,669,000 | 2,471 |
| Pre-tax net operating income | $9,759,000 | 835 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $3,214,000 | 875 |
| Income before extraordinary items | $6,554,000 | 848 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,554,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,153 |
| Cash dividends | $941,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,547,970 | 825 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,469,000 | 1,938 |
| Total interest expense | $6,498,000 | 2,376 |
| Net interest income | $10,971,000 | 1,615 |
| Provision for loan and lease losses | $386,000 | 2,157 |
| Total noninterest income | $1,769,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,101,000 | 1,208 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $668,000 | 2,383 |
| Total noninterest expense | $4,989,000 | 2,748 |
| Salaries and employee benefits | $2,976,000 | 2,239 |
| Premises and equipment expense | $463,000 | 4,025 |
| Additional noninterest expense | $1,550,000 | 3,040 |
| Pre-tax net operating income | $7,365,000 | 1,026 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $2,216,000 | 1,121 |
| Income before extraordinary items | $5,170,000 | 1,017 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,170,000 | 1,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,511 |
| Cash dividends | $798,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,155,300 | 1,002 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,740,000 | 2,279 |
| Total interest expense | $5,679,000 | 2,709 |
| Net interest income | $9,061,000 | 1,980 |
| Provision for loan and lease losses | $302,000 | 2,260 |
| Total noninterest income | $1,574,000 | 2,213 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $987,000 | 1,378 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $587,000 | 2,575 |
| Total noninterest expense | $4,492,000 | 2,994 |
| Salaries and employee benefits | $2,481,000 | 2,690 |
| Premises and equipment expense | $471,000 | 3,949 |
| Additional noninterest expense | $1,540,000 | 3,019 |
| Pre-tax net operating income | $5,841,000 | 1,303 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $1,735,000 | 1,441 |
| Income before extraordinary items | $4,114,000 | 1,280 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,114,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $647,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,108,400 | 1,262 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,049,000 | 2,512 |
| Total interest expense | $4,134,000 | 2,943 |
| Net interest income | $7,915,000 | 2,277 |
| Provision for loan and lease losses | $340,000 | 2,067 |
| Total noninterest income | $1,383,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $791,000 | 1,708 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $592,000 | 2,612 |
| Total noninterest expense | $3,784,000 | 3,590 |
| Salaries and employee benefits | $2,085,000 | 3,158 |
| Premises and equipment expense | $340,000 | 5,181 |
| Additional noninterest expense | $1,359,000 | 3,626 |
| Pre-tax net operating income | $5,174,000 | 1,425 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $1,335,000 | 1,722 |
| Income before extraordinary items | $3,850,000 | 1,308 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,850,000 | 1,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $571,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,841,860 | 1,322 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,024,000 | 2,811 |
| Total interest expense | $3,971,000 | 3,194 |
| Net interest income | $7,053,000 | 2,543 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $718,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $608,000 | 2,264 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $110,000 | 7,578 |
| Total noninterest expense | $3,276,000 | 4,167 |
| Salaries and employee benefits | $1,779,000 | 3,649 |
| Premises and equipment expense | $314,000 | 5,635 |
| Additional noninterest expense | $1,183,000 | 4,239 |
| Pre-tax net operating income | $4,255,000 | 1,628 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $1,119,000 | 2,045 |
| Income before extraordinary items | $3,159,000 | 1,614 |
| Extraordinary gains, net | $280,000 | 765 |
| Net income | $3,439,000 | 1,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,185 |
| Cash dividends | $546,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,043 |
| Net operating income | $3,141,980 | 1,526 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,903,000 | 3,216 |
| Total interest expense | $4,518,000 | 3,629 |
| Net interest income | $6,385,000 | 2,865 |
| Provision for loan and lease losses | $199,000 | 5,248 |
| Total noninterest income | $564,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $497,000 | 2,799 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $2,510,000 | 5,295 |
| Salaries and employee benefits | $1,311,000 | 4,779 |
| Premises and equipment expense | $189,000 | 8,102 |
| Additional noninterest expense | $1,010,000 | 5,014 |
| Pre-tax net operating income | $4,240,000 | 1,490 |
| Securities gains (losses) | $-24,000 | 13,523 |
| Applicable income taxes | $1,177,000 | 1,789 |
| Income before extraordinary items | $3,039,000 | 1,523 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,039,000 | 1,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 6,983 |
| Cash dividends | $514,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,096 |
| Net operating income | $3,056,280 | 1,410 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.