Home > Barnes Banking Company > Net charge- offs to loans
Barnes Banking Company, Net charge- offs to loans
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 12.1688% | 22 |
| Percentage Net Loans Charged-off: Total real estate loans | 12.4226% | 22 |
| Percentage Net Loans Charged-off:Construction & development | 18.5294% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.2444% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3885% | 267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8389% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8036% | 980 |
| All other 1-4 family - Percent of loans charged-off, net | 10.1217% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.9088% | 118 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.1344% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1518% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2551% | 1,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 12.1108% | 31 |
| Percentage Net Loans Charged-off: Total real estate loans | 12.9295% | 24 |
| Percentage Net Loans Charged-off:Construction & development | 18.6151% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.3355% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.3346% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3983% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8638% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | 11.7649% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7012% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.3245% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5277% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0059% | 1,883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.6842% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | 11.4766% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 15.8468% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.4908% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9577% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3741% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5723% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7679% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5226% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1921% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0086% | 1,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.9071% | 125 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.1273% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 11.3720% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1984% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1759% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4760% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7879% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5797% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 16.5951% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8507% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0543% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 4.5011% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 2,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0847% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 5,948 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7918% | 111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1684% | 1,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4732% | 3,817 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0113% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0046% | 1,883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9772% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0694% | 261 |
| Percentage Net Loans Charged-off:Construction & development | 2.9476% | 534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2342% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 5,960 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1841% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6589% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1836% | 4,557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9889% | 871 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4745% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4892% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.7237% | 885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 2,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0304% | 5,969 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1488% | 1,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5513% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1604% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2056% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.2923% | 749 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 1,642 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0630% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2972% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4589% | 7,785 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1308% | 7,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3792% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 3,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 1,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3314% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3351% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3258% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7795% | 172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2684% | 4,173 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1391% | 1,877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5005% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 2,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5006% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5589% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4196% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4817% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1691% | 4,275 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1893% | 1,854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0214% | 7,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3791% | 7,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2111% | 3,607 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2877% | 1,820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 3,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2020% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1373% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1617% | 3,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2613% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2839% | 505 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 7,709 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 7,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1334% | 2,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1231% | 4,939 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3815% | 1,965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0064% | 1,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 4,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 7,801 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 7,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 7,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2429% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0464% | 4,999 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4101% | 1,922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 7,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 7,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1671% | 1,821 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0338% | 7,031 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6304% | 1,917 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 7,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 8,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3449% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0322% | 6,788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 4,292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1759% | 8,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0393% | 7,799 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4903% | 8,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2522% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0658% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5216% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8706% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2140% | 5,000 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0763% | 1,454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0095% | 1,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3627% | 1,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1053% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | -0.0550% | 7,806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1539% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3596% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0865% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8232% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4124% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2699% | 4,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1012% | 1,317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0114% | 1,368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1536% | 2,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1740% | 698 |
| Percentage Net Loans Charged-off:Construction & development | -0.0534% | 7,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2271% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5664% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1283% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4479% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0171% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3431% | 3,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1527% | 1,183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0169% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 4,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3153% | 3,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6277% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9046% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0021% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 1.5620% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0961% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1766% | 3,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2097% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1685% | 1,618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0052% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6681% | 675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7345% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 2.1160% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2051% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5111% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4216% | 3,775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2310% | 1,483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0074% | 1,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9021% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9721% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 3.3412% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 8,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7942% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7201% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3569% | 1,313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0110% | 1,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2520% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7503% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4216% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3665% | 1,072 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5129% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2575% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0830% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4026% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2934% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8248% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1947% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9766% | 2,421 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1733% | 2,726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0109% | 1,820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4847% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3442% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 0.1082% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5529% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3881% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0784% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3678% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0769% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1150% | 2,688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0074% | 1,607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6565% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5184% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.1513% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9122% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4756% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2946% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6237% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0152% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3455% | 2,671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0109% | 1,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1625% | 2,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8912% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5210% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1731% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4631% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 0.1019% | 633 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1642% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1417% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8066% | 294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7025% | 3,374 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5649% | 1,442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0069% | 1,942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1977% | 3,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1963% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0111% | 796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4738% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1937% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3669% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 8,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2927% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2757% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3463% | 1,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4611% | 93 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0158% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8292% | 805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 5,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1355% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2386% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6416% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7762% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 6,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9315% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4063% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 6,705 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 6,694 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0081% | 10,018 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 8,691 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1894% | 5,534 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 8,446 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |