Home > Barnes Banking Company > Assets and Liabilities
Barnes Banking Company, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 163 | 953 |
| Assets and Liabilities | ||
| Total Assets: | $709,171,000 | 978 |
| Cash and due from depository institutions | $56,288,000 | 953 |
| Interest-bearing balances | $49,090,000 | 603 |
| Securities | $80,261,000 | 1,581 |
| Federal funds sold & reverse repurchase agreements | $310,000 | 4,180 |
| Net loans & leases | $449,819,000 | 1,046 |
| Loan loss allowance | $65,252,000 | 185 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $13,500,000 | 920 |
| Other real estate owned | $66,123,000 | 953 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $42,870,000 | 583 |
| Life insurance assets | $17,145,000 | 371 |
| Total liabilities and capital | $709,171,000 | 978 |
| Total liabilities | $703,041,000 | 902 |
| Total deposits | $697,109,000 | 786 |
| Interest-bearing deposits | $605,830,000 | 774 |
| Deposits held in domestic offices | $697,109,000 | 783 |
| % insured | 92.69% | 2,686 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $1,720,000 | 4,632 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,212,000 | 1,190 |
| Total equity capital | $6,130,000 | 6,503 |
| Total bank equity capital | $6,130,000 | 6,503 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $840,000 | 3,116 |
| Surplus | $11,160,000 | 2,486 |
| Undivided profits | $-5,870,000 | 7,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $161,183,000 | 154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,719,000 | 1,975 |
| Earning assets | $579,480,000 | 1,087 |
| Long-term assets (5+ years) | $166,254,000 | 842 |
| Average Assets, year-to-date | $846,953,000 | 798 |
| Average Assets, quarterly | $751,207,000 | 922 |
| Volatile liabilities | $137,721,000 | 1,072 |
| Insider loans | $21,897,000 | 265 |
| FHLB advances | $1,720,000 | 4,478 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $89,939,000 | 836 |
| Tier 1 (core) risk-based capital | $5,882,000 | 6,501 |
| Tier 2 risk-based capital | $5,882,000 | 1,042 |
| Total risk weighted assets | $578,947,000 | 862 |
| Total unused commitments | $89,939,000 | 837 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 165 | 947 |
| Assets and Liabilities | ||
| Total Assets: | $793,243,000 | 888 |
| Cash and due from depository institutions | $36,397,000 | 947 |
| Interest-bearing balances | $32,461,000 | 833 |
| Securities | $145,858,000 | 885 |
| Federal funds sold & reverse repurchase agreements | $5,315,000 | 1,662 |
| Net loans & leases | $501,093,000 | 959 |
| Loan loss allowance | $80,606,000 | 167 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $13,696,000 | 916 |
| Other real estate owned | $47,101,000 | 947 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $43,783,000 | 532 |
| Life insurance assets | $16,960,000 | 381 |
| Total liabilities and capital | $793,243,000 | 888 |
| Total liabilities | $792,815,000 | 796 |
| Total deposits | $786,543,000 | 693 |
| Interest-bearing deposits | $685,746,000 | 698 |
| Deposits held in domestic offices | $786,543,000 | 690 |
| % insured | 84.88% | 5,492 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $1,744,000 | 4,740 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,528,000 | 1,212 |
| Total equity capital | $428,000 | 8,077 |
| Total bank equity capital | $428,000 | 8,077 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $840,000 | 3,160 |
| Surplus | $11,160,000 | 2,472 |
| Undivided profits | $-11,572,000 | 7,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $180,919,000 | 156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,260,000 | 1,577 |
| Earning assets | $684,727,000 | 935 |
| Long-term assets (5+ years) | $234,344,000 | 576 |
| Average Assets, year-to-date | $881,398,500 | 777 |
| Average Assets, quarterly | $833,133,500 | 835 |
| Volatile liabilities | $151,315,000 | 998 |
| Insider loans | $22,186,000 | 266 |
| FHLB advances | $1,744,000 | 4,577 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $94,263,000 | 844 |
| Tier 1 (core) risk-based capital | $503,000 | 8,076 |
| Tier 2 risk-based capital | $503,000 | 5,886 |
| Total risk weighted assets | $614,991,000 | 819 |
| Total unused commitments | $94,263,000 | 846 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 162 | 1,007 |
| Assets and Liabilities | ||
| Total Assets: | $873,024,000 | 814 |
| Cash and due from depository institutions | $28,648,000 | 1,007 |
| Interest-bearing balances | $24,575,000 | 885 |
| Securities | $154,809,000 | 822 |
| Federal funds sold & reverse repurchase agreements | $4,791,000 | 1,975 |
| Net loans & leases | $579,329,000 | 857 |
| Loan loss allowance | $65,518,000 | 185 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $13,860,000 | 918 |
| Other real estate owned | $39,272,000 | 1,007 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $52,315,000 | 471 |
| Life insurance assets | $16,770,000 | 393 |
| Total liabilities and capital | $873,024,000 | 814 |
| Total liabilities | $824,229,000 | 779 |
| Total deposits | $817,723,000 | 672 |
| Interest-bearing deposits | $718,155,000 | 662 |
| Deposits held in domestic offices | $817,723,000 | 670 |
| % insured | 79.99% | 3,719 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $1,768,000 | 4,776 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,738,000 | 1,222 |
| Total equity capital | $48,795,000 | 1,408 |
| Total bank equity capital | $48,795,000 | 1,408 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $840,000 | 3,199 |
| Surplus | $11,160,000 | 2,471 |
| Undivided profits | $36,795,000 | 904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $162,429,000 | 163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,999,000 | 1,110 |
| Earning assets | $763,504,000 | 847 |
| Long-term assets (5+ years) | $236,900,000 | 563 |
| Average Assets, year-to-date | $910,783,670 | 775 |
| Average Assets, quarterly | $880,788,000 | 807 |
| Volatile liabilities | $144,562,000 | 1,068 |
| Insider loans | $23,538,000 | 253 |
| FHLB advances | $1,768,000 | 4,607 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $108,567,000 | 792 |
| Tier 1 (core) risk-based capital | $33,709,000 | 1,933 |
| Tier 2 risk-based capital | $9,493,000 | 677 |
| Total risk weighted assets | $702,427,000 | 731 |
| Total unused commitments | $108,567,000 | 792 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 161 | 1,001 |
| Assets and Liabilities | ||
| Total Assets: | $888,552,000 | 803 |
| Cash and due from depository institutions | $15,896,000 | 1,001 |
| Interest-bearing balances | $10,000 | 7,000 |
| Securities | $165,649,000 | 756 |
| Federal funds sold & reverse repurchase agreements | $11,944,000 | 1,012 |
| Net loans & leases | $603,875,000 | 813 |
| Loan loss allowance | $86,016,000 | 147 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $16,681,000 | 753 |
| Other real estate owned | $30,552,000 | 1,001 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $43,955,000 | 519 |
| Life insurance assets | $16,617,000 | 395 |
| Total liabilities and capital | $888,552,000 | 803 |
| Total liabilities | $840,597,000 | 759 |
| Total deposits | $832,651,000 | 647 |
| Interest-bearing deposits | $735,089,000 | 641 |
| Deposits held in domestic offices | $832,651,000 | 646 |
| % insured | 71.96% | 5,737 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $1,792,000 | 4,858 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $6,154,000 | 969 |
| Total equity capital | $47,955,000 | 1,450 |
| Total bank equity capital | $47,955,000 | 1,450 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $840,000 | 3,222 |
| Surplus | $9,160,000 | 2,856 |
| Undivided profits | $37,955,000 | 884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $192,386,000 | 132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,705,000 | 897 |
| Earning assets | $781,478,000 | 827 |
| Long-term assets (5+ years) | $250,872,000 | 528 |
| Average Assets, year-to-date | $929,663,500 | 757 |
| Average Assets, quarterly | $929,663,500 | 757 |
| Volatile liabilities | $147,590,000 | 1,052 |
| Insider loans | $24,526,000 | 246 |
| FHLB advances | $1,792,000 | 4,701 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $142,985,000 | 673 |
| Tier 1 (core) risk-based capital | $38,681,000 | 1,697 |
| Tier 2 risk-based capital | $10,074,000 | 633 |
| Total risk weighted assets | $729,195,000 | 723 |
| Total unused commitments | $142,985,000 | 673 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 168 | 955 |
| Assets and Liabilities | ||
| Total Assets: | $970,775,000 | 711 |
| Cash and due from depository institutions | $13,648,000 | 955 |
| Interest-bearing balances | $114,000 | 5,562 |
| Securities | $139,821,000 | 870 |
| Federal funds sold & reverse repurchase agreements | $41,966,000 | 199 |
| Net loans & leases | $690,846,000 | 711 |
| Loan loss allowance | $38,218,000 | 236 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $16,763,000 | 749 |
| Other real estate owned | $21,508,000 | 955 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $46,223,000 | 509 |
| Life insurance assets | $16,450,000 | 398 |
| Total liabilities and capital | $970,775,000 | 711 |
| Total liabilities | $870,144,000 | 716 |
| Total deposits | $860,766,000 | 602 |
| Interest-bearing deposits | $767,103,000 | 602 |
| Deposits held in domestic offices | $860,766,000 | 600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $1,816,000 | 5,059 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,562,000 | 838 |
| Total equity capital | $100,631,000 | 665 |
| Total bank equity capital | $100,631,000 | 665 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $840,000 | 3,245 |
| Surplus | $9,160,000 | 2,834 |
| Undivided profits | $90,631,000 | 326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,188,000 | 172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,620,000 | 965 |
| Earning assets | $872,747,000 | 729 |
| Long-term assets (5+ years) | $229,528,000 | 566 |
| Average Assets, year-to-date | $880,451,600 | 767 |
| Average Assets, quarterly | $900,089,500 | 770 |
| Volatile liabilities | $153,365,000 | 1,011 |
| Insider loans | $10,480,000 | 721 |
| FHLB advances | $1,816,000 | 4,899 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $136,042,000 | 726 |
| Tier 1 (core) risk-based capital | $100,452,000 | 604 |
| Tier 2 risk-based capital | $10,696,000 | 595 |
| Total risk weighted assets | $827,544,000 | 627 |
| Total unused commitments | $136,042,000 | 726 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 178 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $829,404,000 | 841 |
| Cash and due from depository institutions | $16,976,000 | 906 |
| Interest-bearing balances | $184,000 | 4,544 |
| Securities | $22,669,000 | 4,067 |
| Federal funds sold & reverse repurchase agreements | $6,027,000 | 1,943 |
| Net loans & leases | $704,932,000 | 696 |
| Loan loss allowance | $33,338,000 | 244 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $15,900,000 | 792 |
| Other real estate owned | $23,614,000 | 906 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $39,286,000 | 555 |
| Life insurance assets | $16,283,000 | 399 |
| Total liabilities and capital | $829,404,000 | 841 |
| Total liabilities | $721,972,000 | 864 |
| Total deposits | $711,430,000 | 721 |
| Interest-bearing deposits | $615,996,000 | 727 |
| Deposits held in domestic offices | $711,430,000 | 718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $1,839,000 | 5,044 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,703,000 | 734 |
| Total equity capital | $107,432,000 | 632 |
| Total bank equity capital | $107,432,000 | 632 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $840,000 | 3,278 |
| Surplus | $9,160,000 | 2,817 |
| Undivided profits | $97,432,000 | 337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,001,000 | 166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,433,000 | 804 |
| Earning assets | $733,812,000 | 846 |
| Long-term assets (5+ years) | $81,667,000 | 1,520 |
| Average Assets, year-to-date | $857,870,750 | 791 |
| Average Assets, quarterly | $842,998,000 | 818 |
| Volatile liabilities | $156,943,000 | 962 |
| Insider loans | $10,354,000 | 716 |
| FHLB advances | $1,839,000 | 4,890 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $154,166,000 | 686 |
| Tier 1 (core) risk-based capital | $107,433,000 | 576 |
| Tier 2 risk-based capital | $10,477,000 | 586 |
| Total risk weighted assets | $814,996,000 | 637 |
| Total unused commitments | $154,166,000 | 686 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 182 | 902 |
| Assets and Liabilities | ||
| Total Assets: | $856,592,000 | 806 |
| Cash and due from depository institutions | $17,887,000 | 902 |
| Interest-bearing balances | $148,000 | 4,612 |
| Securities | $21,755,000 | 4,233 |
| Federal funds sold & reverse repurchase agreements | $16,042,000 | 717 |
| Net loans & leases | $736,901,000 | 662 |
| Loan loss allowance | $12,914,000 | 505 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $16,063,000 | 761 |
| Other real estate owned | $14,670,000 | 902 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $33,274,000 | 634 |
| Life insurance assets | $16,106,000 | 405 |
| Total liabilities and capital | $856,592,000 | 806 |
| Total liabilities | $733,298,000 | 838 |
| Total deposits | $719,697,000 | 705 |
| Interest-bearing deposits | $621,511,000 | 712 |
| Deposits held in domestic offices | $719,697,000 | 702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $1,863,000 | 4,943 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $11,738,000 | 584 |
| Total equity capital | $123,294,000 | 567 |
| Total bank equity capital | $123,294,000 | 567 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $840,000 | 3,305 |
| Surplus | $9,160,000 | 2,809 |
| Undivided profits | $113,294,000 | 302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,261,000 | 332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $5,989,000 | 572 |
| Earning assets | $774,846,000 | 809 |
| Long-term assets (5+ years) | $75,574,000 | 1,622 |
| Average Assets, year-to-date | $867,359,670 | 783 |
| Average Assets, quarterly | $863,609,500 | 794 |
| Volatile liabilities | $152,865,000 | 984 |
| Insider loans | $10,613,000 | 713 |
| FHLB advances | $1,863,000 | 4,782 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $165,684,000 | 663 |
| Tier 1 (core) risk-based capital | $124,221,000 | 511 |
| Tier 2 risk-based capital | $10,496,000 | 573 |
| Total risk weighted assets | $836,973,000 | 619 |
| Total unused commitments | $165,684,000 | 663 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 187 | 862 |
| Assets and Liabilities | ||
| Total Assets: | $870,627,000 | 790 |
| Cash and due from depository institutions | $16,320,000 | 862 |
| Interest-bearing balances | $126,000 | 4,785 |
| Securities | $23,259,000 | 4,028 |
| Federal funds sold & reverse repurchase agreements | $7,019,000 | 2,454 |
| Net loans & leases | $767,531,000 | 617 |
| Loan loss allowance | $9,930,000 | 586 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $16,174,000 | 747 |
| Other real estate owned | $9,133,000 | 862 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $31,191,000 | 652 |
| Life insurance assets | $15,921,000 | 405 |
| Total liabilities and capital | $870,627,000 | 790 |
| Total liabilities | $747,267,000 | 822 |
| Total deposits | $732,256,000 | 690 |
| Interest-bearing deposits | $635,153,000 | 697 |
| Deposits held in domestic offices | $732,256,000 | 687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $1,883,000 | 4,705 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $13,128,000 | 575 |
| Total equity capital | $123,360,000 | 575 |
| Total bank equity capital | $123,360,000 | 575 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $840,000 | 3,319 |
| Surplus | $9,160,000 | 2,790 |
| Undivided profits | $113,360,000 | 318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,449,000 | 264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,554,000 | 631 |
| Earning assets | $797,935,000 | 780 |
| Long-term assets (5+ years) | $71,630,000 | 1,631 |
| Average Assets, year-to-date | $872,743,500 | 777 |
| Average Assets, quarterly | $872,743,500 | 777 |
| Volatile liabilities | $144,097,000 | 1,020 |
| Insider loans | $10,629,000 | 705 |
| FHLB advances | $1,883,000 | 4,561 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $182,552,000 | 635 |
| Tier 1 (core) risk-based capital | $123,242,000 | 516 |
| Tier 2 risk-based capital | $9,930,000 | 590 |
| Total risk weighted assets | $864,297,000 | 596 |
| Total unused commitments | $182,552,000 | 635 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 189 | 875 |
| Assets and Liabilities | ||
| Total Assets: | $874,860,000 | 774 |
| Cash and due from depository institutions | $19,517,000 | 875 |
| Interest-bearing balances | $209,000 | 3,954 |
| Securities | $28,743,000 | 3,553 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $770,182,000 | 629 |
| Loan loss allowance | $8,831,000 | 639 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $16,189,000 | 747 |
| Other real estate owned | $7,511,000 | 875 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $32,718,000 | 624 |
| Life insurance assets | $15,760,000 | 406 |
| Total liabilities and capital | $874,860,000 | 774 |
| Total liabilities | $754,910,000 | 802 |
| Total deposits | $737,634,000 | 685 |
| Interest-bearing deposits | $634,039,000 | 697 |
| Deposits held in domestic offices | $737,634,000 | 683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,773,000 | 2,174 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $836,000 | 5,004 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $13,667,000 | 529 |
| Total equity capital | $119,950,000 | 590 |
| Total bank equity capital | $119,950,000 | 590 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $840,000 | 3,325 |
| Surplus | $9,160,000 | 2,758 |
| Undivided profits | $109,950,000 | 327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,253,000 | 510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $6,422,000 | 603 |
| Earning assets | $799,134,000 | 773 |
| Long-term assets (5+ years) | $52,933,000 | 1,920 |
| Average Assets, year-to-date | $840,789,000 | 769 |
| Average Assets, quarterly | $885,040,500 | 751 |
| Volatile liabilities | $140,073,000 | 1,044 |
| Insider loans | $10,906,000 | 662 |
| FHLB advances | $836,000 | 4,798 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $191,982,000 | 619 |
| Tier 1 (core) risk-based capital | $120,093,000 | 528 |
| Tier 2 risk-based capital | $8,831,000 | 634 |
| Total risk weighted assets | $867,785,000 | 600 |
| Total unused commitments | $191,982,000 | 619 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 187 | 888 |
| Assets and Liabilities | ||
| Total Assets: | $895,221,000 | 741 |
| Cash and due from depository institutions | $19,559,000 | 888 |
| Interest-bearing balances | $146,000 | 4,174 |
| Securities | $31,661,000 | 3,317 |
| Federal funds sold & reverse repurchase agreements | $46,218,000 | 300 |
| Net loans & leases | $745,124,000 | 628 |
| Loan loss allowance | $8,442,000 | 644 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $14,989,000 | 796 |
| Other real estate owned | $5,625,000 | 888 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $32,045,000 | 611 |
| Life insurance assets | $15,557,000 | 395 |
| Total liabilities and capital | $895,221,000 | 741 |
| Total liabilities | $777,954,000 | 759 |
| Total deposits | $745,572,000 | 669 |
| Interest-bearing deposits | $637,774,000 | 688 |
| Deposits held in domestic offices | $745,572,000 | 666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,847,000 | 1,715 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $11,535,000 | 608 |
| Total equity capital | $117,267,000 | 587 |
| Total bank equity capital | $117,267,000 | 587 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $840,000 | 3,310 |
| Surplus | $9,160,000 | 2,699 |
| Undivided profits | $107,267,000 | 345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,676,000 | 335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $7,449,000 | 543 |
| Earning assets | $823,149,000 | 729 |
| Long-term assets (5+ years) | $54,662,000 | 1,820 |
| Average Assets, year-to-date | $832,271,250 | 777 |
| Average Assets, quarterly | $859,285,500 | 763 |
| Volatile liabilities | $140,529,000 | 1,026 |
| Insider loans | $10,223,000 | 698 |
| FHLB advances | $20,847,000 | 1,618 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $222,059,000 | 573 |
| Tier 1 (core) risk-based capital | $117,595,000 | 532 |
| Tier 2 risk-based capital | $8,442,000 | 656 |
| Total risk weighted assets | $849,085,000 | 592 |
| Total unused commitments | $222,059,000 | 573 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 185 | 913 |
| Assets and Liabilities | ||
| Total Assets: | $823,350,000 | 814 |
| Cash and due from depository institutions | $25,383,000 | 913 |
| Interest-bearing balances | $175,000 | 4,117 |
| Securities | $33,827,000 | 3,161 |
| Federal funds sold & reverse repurchase agreements | $4,485,000 | 2,870 |
| Net loans & leases | $706,357,000 | 660 |
| Loan loss allowance | $10,810,000 | 497 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $15,004,000 | 783 |
| Other real estate owned | $5,625,000 | 913 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $32,669,000 | 611 |
| Life insurance assets | $15,410,000 | 396 |
| Total liabilities and capital | $823,350,000 | 814 |
| Total liabilities | $711,686,000 | 840 |
| Total deposits | $699,002,000 | 732 |
| Interest-bearing deposits | $585,017,000 | 766 |
| Deposits held in domestic offices | $699,002,000 | 730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 4,760 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,684,000 | 596 |
| Total equity capital | $111,664,000 | 620 |
| Total bank equity capital | $111,664,000 | 620 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $840,000 | 3,318 |
| Surplus | $9,160,000 | 2,686 |
| Undivided profits | $101,664,000 | 363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,196,000 | 362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $7,539,000 | 515 |
| Earning assets | $744,844,000 | 819 |
| Long-term assets (5+ years) | $41,223,000 | 2,172 |
| Average Assets, year-to-date | $811,288,000 | 821 |
| Average Assets, quarterly | $823,391,000 | 806 |
| Volatile liabilities | $114,911,000 | 1,222 |
| Insider loans | $10,354,000 | 682 |
| FHLB advances | $1,000,000 | 4,551 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $222,204,000 | 578 |
| Tier 1 (core) risk-based capital | $112,220,000 | 557 |
| Tier 2 risk-based capital | $9,932,000 | 575 |
| Total risk weighted assets | $793,132,000 | 640 |
| Total unused commitments | $222,204,000 | 578 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 184 | 910 |
| Assets and Liabilities | ||
| Total Assets: | $823,432,000 | 806 |
| Cash and due from depository institutions | $19,438,000 | 910 |
| Interest-bearing balances | $196,000 | 4,069 |
| Securities | $35,566,000 | 3,051 |
| Federal funds sold & reverse repurchase agreements | $11,042,000 | 1,836 |
| Net loans & leases | $705,568,000 | 649 |
| Loan loss allowance | $10,314,000 | 509 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,092,000 | 757 |
| Other real estate owned | $5,625,000 | 910 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $31,101,000 | 617 |
| Life insurance assets | $15,262,000 | 391 |
| Total liabilities and capital | $823,432,000 | 806 |
| Total liabilities | $715,564,000 | 830 |
| Total deposits | $701,554,000 | 726 |
| Interest-bearing deposits | $580,677,000 | 763 |
| Deposits held in domestic offices | $701,554,000 | 723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,000,000 | 4,724 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $13,010,000 | 563 |
| Total equity capital | $107,868,000 | 629 |
| Total bank equity capital | $107,868,000 | 629 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $840,000 | 3,314 |
| Surplus | $9,160,000 | 2,647 |
| Undivided profits | $97,868,000 | 387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,364,000 | 318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $6,881,000 | 550 |
| Earning assets | $752,372,000 | 803 |
| Long-term assets (5+ years) | $41,731,000 | 2,133 |
| Average Assets, year-to-date | $805,257,000 | 820 |
| Average Assets, quarterly | $805,257,000 | 820 |
| Volatile liabilities | $121,851,000 | 1,134 |
| Insider loans | $11,329,000 | 606 |
| FHLB advances | $1,000,000 | 4,527 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $225,317,000 | 572 |
| Tier 1 (core) risk-based capital | $108,227,000 | 568 |
| Tier 2 risk-based capital | $9,953,000 | 563 |
| Total risk weighted assets | $795,900,000 | 618 |
| Total unused commitments | $225,317,000 | 572 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 185 | 900 |
| Assets and Liabilities | ||
| Total Assets: | $787,082,000 | 834 |
| Cash and due from depository institutions | $25,033,000 | 900 |
| Interest-bearing balances | $333,000 | 3,509 |
| Securities | $37,309,000 | 2,986 |
| Federal funds sold & reverse repurchase agreements | $13,601,000 | 1,198 |
| Net loans & leases | $658,179,000 | 692 |
| Loan loss allowance | $9,964,000 | 522 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $15,239,000 | 720 |
| Other real estate owned | $6,677,000 | 900 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $31,044,000 | 627 |
| Life insurance assets | $14,764,000 | 392 |
| Total liabilities and capital | $787,082,000 | 834 |
| Total liabilities | $684,297,000 | 868 |
| Total deposits | $671,674,000 | 740 |
| Interest-bearing deposits | $550,657,000 | 784 |
| Deposits held in domestic offices | $671,674,000 | 737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,877 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $11,623,000 | 611 |
| Total equity capital | $102,785,000 | 639 |
| Total bank equity capital | $102,785,000 | 639 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $840,000 | 3,313 |
| Surplus | $9,160,000 | 2,604 |
| Undivided profits | $92,785,000 | 390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,933,000 | 1,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $6,378,000 | 595 |
| Earning assets | $709,422,000 | 848 |
| Long-term assets (5+ years) | $39,306,000 | 2,183 |
| Average Assets, year-to-date | $691,159,200 | 918 |
| Average Assets, quarterly | $765,268,000 | 850 |
| Volatile liabilities | $167,247,000 | 937 |
| Insider loans | $10,722,000 | 642 |
| FHLB advances | $1,000,000 | 4,667 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $216,505,000 | 571 |
| Tier 1 (core) risk-based capital | $103,213,000 | 582 |
| Tier 2 risk-based capital | $9,252,000 | 590 |
| Total risk weighted assets | $739,457,000 | 662 |
| Total unused commitments | $216,505,000 | 571 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 185 | 917 |
| Assets and Liabilities | ||
| Total Assets: | $743,454,000 | 878 |
| Cash and due from depository institutions | $22,083,000 | 917 |
| Interest-bearing balances | $410,000 | 3,296 |
| Securities | $38,393,000 | 2,923 |
| Federal funds sold & reverse repurchase agreements | $14,044,000 | 995 |
| Net loans & leases | $611,675,000 | 739 |
| Loan loss allowance | $10,996,000 | 475 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,698,000 | 794 |
| Other real estate owned | $13,052,000 | 917 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $30,509,000 | 639 |
| Life insurance assets | $14,625,000 | 380 |
| Total liabilities and capital | $743,453,000 | 878 |
| Total liabilities | $644,355,000 | 914 |
| Total deposits | $632,667,000 | 781 |
| Interest-bearing deposits | $518,000,000 | 831 |
| Deposits held in domestic offices | $632,667,000 | 779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 5,083 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,688,000 | 639 |
| Total equity capital | $99,098,000 | 668 |
| Total bank equity capital | $99,098,000 | 668 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $840,000 | 3,334 |
| Surplus | $9,160,000 | 2,576 |
| Undivided profits | $89,098,000 | 419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,027,000 | 605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,982,000 | 630 |
| Earning assets | $664,522,000 | 904 |
| Long-term assets (5+ years) | $41,730,000 | 2,091 |
| Average Assets, year-to-date | $667,178,500 | 951 |
| Average Assets, quarterly | $717,141,000 | 908 |
| Volatile liabilities | $152,086,000 | 1,037 |
| Insider loans | $10,374,000 | 644 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $231,356,000 | 568 |
| Tier 1 (core) risk-based capital | $99,661,000 | 608 |
| Tier 2 risk-based capital | $8,712,000 | 636 |
| Total risk weighted assets | $694,609,000 | 703 |
| Total unused commitments | $231,356,000 | 569 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 185 | 922 |
| Assets and Liabilities | ||
| Total Assets: | $690,828,000 | 942 |
| Cash and due from depository institutions | $26,799,000 | 922 |
| Interest-bearing balances | $298,000 | 3,651 |
| Securities | $41,139,000 | 2,752 |
| Federal funds sold & reverse repurchase agreements | $1,516,000 | 4,010 |
| Net loans & leases | $562,459,000 | 783 |
| Loan loss allowance | $10,551,000 | 484 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,122,000 | 824 |
| Other real estate owned | $16,800,000 | 922 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $28,993,000 | 666 |
| Life insurance assets | $14,489,000 | 373 |
| Total liabilities and capital | $690,828,000 | 942 |
| Total liabilities | $596,997,000 | 971 |
| Total deposits | $579,578,000 | 848 |
| Interest-bearing deposits | $423,357,000 | 993 |
| Deposits held in domestic offices | $579,578,000 | 846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,000,000 | 2,831 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,419,000 | 715 |
| Total equity capital | $93,831,000 | 688 |
| Total bank equity capital | $93,831,000 | 688 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $840,000 | 3,328 |
| Surplus | $9,160,000 | 2,519 |
| Undivided profits | $83,831,000 | 420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,984,000 | 466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,860,000 | 701 |
| Earning assets | $605,412,000 | 975 |
| Long-term assets (5+ years) | $42,014,000 | 2,058 |
| Average Assets, year-to-date | $641,753,330 | 983 |
| Average Assets, quarterly | $661,223,000 | 966 |
| Volatile liabilities | $132,798,000 | 1,135 |
| Insider loans | $11,146,000 | 608 |
| FHLB advances | $9,000,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $212,794,000 | 599 |
| Tier 1 (core) risk-based capital | $94,717,000 | 628 |
| Tier 2 risk-based capital | $8,108,000 | 656 |
| Total risk weighted assets | $646,186,000 | 739 |
| Total unused commitments | $212,794,000 | 599 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 180 | 920 |
| Assets and Liabilities | ||
| Total Assets: | $631,618,000 | 1,006 |
| Cash and due from depository institutions | $19,017,000 | 920 |
| Interest-bearing balances | $1,278,000 | 2,337 |
| Securities | $46,888,000 | 2,507 |
| Federal funds sold & reverse repurchase agreements | $10,368,000 | 1,444 |
| Net loans & leases | $497,957,000 | 863 |
| Loan loss allowance | $10,013,000 | 509 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,468,000 | 849 |
| Other real estate owned | $17,047,000 | 920 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $27,873,000 | 659 |
| Life insurance assets | $14,359,000 | 361 |
| Total liabilities and capital | $631,618,000 | 1,006 |
| Total liabilities | $540,661,000 | 1,048 |
| Total deposits | $478,131,000 | 1,024 |
| Interest-bearing deposits | $358,032,000 | 1,167 |
| Deposits held in domestic offices | $478,131,000 | 1,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,136,000 | 458 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,977 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $10,394,000 | 617 |
| Total equity capital | $90,957,000 | 701 |
| Total bank equity capital | $90,957,000 | 701 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $840,000 | 3,315 |
| Surplus | $9,160,000 | 2,456 |
| Undivided profits | $80,957,000 | 431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,111,000 | 659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,864,000 | 838 |
| Earning assets | $556,491,000 | 1,032 |
| Long-term assets (5+ years) | $40,785,000 | 2,063 |
| Average Assets, year-to-date | $617,216,000 | 1,016 |
| Average Assets, quarterly | $617,216,000 | 1,016 |
| Volatile liabilities | $149,022,000 | 992 |
| Insider loans | $11,591,000 | 569 |
| FHLB advances | $1,000,000 | 4,791 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $211,653,000 | 592 |
| Tier 1 (core) risk-based capital | $91,606,000 | 640 |
| Tier 2 risk-based capital | $7,283,000 | 702 |
| Total risk weighted assets | $579,910,000 | 788 |
| Total unused commitments | $211,653,000 | 592 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 177 | 930 |
| Assets and Liabilities | ||
| Total Assets: | $602,814,000 | 1,037 |
| Cash and due from depository institutions | $15,116,000 | 930 |
| Interest-bearing balances | $1,264,000 | 2,400 |
| Securities | $49,024,000 | 2,416 |
| Federal funds sold & reverse repurchase agreements | $13,617,000 | 988 |
| Net loans & leases | $461,866,000 | 909 |
| Loan loss allowance | $9,543,000 | 524 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,316,000 | 840 |
| Other real estate owned | $17,311,000 | 930 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $33,564,000 | 566 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $602,814,000 | 1,037 |
| Total liabilities | $515,385,000 | 1,084 |
| Total deposits | $470,061,000 | 1,025 |
| Interest-bearing deposits | $357,358,000 | 1,140 |
| Deposits held in domestic offices | $470,061,000 | 1,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,132,000 | 559 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,000,000 | 5,079 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,192,000 | 704 |
| Total equity capital | $87,429,000 | 717 |
| Total bank equity capital | $87,429,000 | 717 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $840,000 | 3,323 |
| Surplus | $9,160,000 | 2,423 |
| Undivided profits | $77,429,000 | 447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,190,000 | 631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,379,000 | 967 |
| Earning assets | $525,771,000 | 1,084 |
| Long-term assets (5+ years) | $39,014,000 | 2,112 |
| Average Assets, year-to-date | $605,293,000 | 978 |
| Average Assets, quarterly | $616,100,000 | 1,003 |
| Volatile liabilities | $116,743,000 | 1,187 |
| Insider loans | $12,919,000 | 474 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $186,150,000 | 639 |
| Tier 1 (core) risk-based capital | $88,018,000 | 651 |
| Tier 2 risk-based capital | $6,852,000 | 726 |
| Total risk weighted assets | $545,498,000 | 815 |
| Total unused commitments | $186,150,000 | 639 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 167 | 979 |
| Assets and Liabilities | ||
| Total Assets: | $629,386,000 | 976 |
| Cash and due from depository institutions | $22,267,000 | 979 |
| Interest-bearing balances | $8,679,000 | 652 |
| Securities | $51,285,000 | 2,280 |
| Federal funds sold & reverse repurchase agreements | $50,013,000 | 271 |
| Net loans & leases | $446,980,000 | 911 |
| Loan loss allowance | $7,981,000 | 615 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,799,000 | 780 |
| Other real estate owned | $19,730,000 | 979 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $26,312,000 | 671 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $629,386,000 | 976 |
| Total liabilities | $543,638,000 | 1,008 |
| Total deposits | $485,371,000 | 967 |
| Interest-bearing deposits | $366,829,000 | 1,075 |
| Deposits held in domestic offices | $485,371,000 | 964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,375,000 | 458 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,000,000 | 5,156 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,892,000 | 778 |
| Total equity capital | $85,748,000 | 715 |
| Total bank equity capital | $85,748,000 | 715 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $840,000 | 3,306 |
| Surplus | $9,160,000 | 2,364 |
| Undivided profits | $75,748,000 | 452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,801,000 | 581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,836,000 | 796 |
| Earning assets | $556,957,000 | 1,006 |
| Long-term assets (5+ years) | $40,136,000 | 2,076 |
| Average Assets, year-to-date | $605,912,750 | 972 |
| Average Assets, quarterly | $624,739,000 | 971 |
| Volatile liabilities | $130,905,000 | 1,047 |
| Insider loans | $14,310,000 | 394 |
| FHLB advances | $1,000,000 | 4,913 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $177,243,000 | 652 |
| Tier 1 (core) risk-based capital | $86,088,000 | 659 |
| Tier 2 risk-based capital | $6,759,000 | 720 |
| Total risk weighted assets | $539,462,000 | 810 |
| Total unused commitments | $177,243,000 | 653 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 162 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $620,092,000 | 961 |
| Cash and due from depository institutions | $36,082,000 | 1,016 |
| Interest-bearing balances | $23,514,000 | 221 |
| Securities | $53,413,000 | 2,226 |
| Federal funds sold & reverse repurchase agreements | $47,673,000 | 254 |
| Net loans & leases | $421,277,000 | 948 |
| Loan loss allowance | $7,862,000 | 610 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,440,000 | 878 |
| Other real estate owned | $19,970,000 | 1,016 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $30,237,000 | 584 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $620,092,000 | 961 |
| Total liabilities | $537,270,000 | 999 |
| Total deposits | $487,398,000 | 928 |
| Interest-bearing deposits | $362,778,000 | 1,060 |
| Deposits held in domestic offices | $487,398,000 | 926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,050,000 | 487 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 5,061 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,822,000 | 819 |
| Total equity capital | $82,822,000 | 723 |
| Total bank equity capital | $82,822,000 | 723 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $840,000 | 3,290 |
| Surplus | $9,160,000 | 2,313 |
| Undivided profits | $72,822,000 | 460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,743,000 | 480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,621,000 | 765 |
| Earning assets | $545,877,000 | 998 |
| Long-term assets (5+ years) | $37,746,000 | 2,185 |
| Average Assets, year-to-date | $598,088,330 | 972 |
| Average Assets, quarterly | $605,847,500 | 973 |
| Volatile liabilities | $120,583,000 | 1,086 |
| Insider loans | $12,846,000 | 425 |
| FHLB advances | $1,000,000 | 4,870 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $164,743,000 | 665 |
| Tier 1 (core) risk-based capital | $83,055,000 | 670 |
| Tier 2 risk-based capital | $6,550,000 | 723 |
| Total risk weighted assets | $522,734,000 | 805 |
| Total unused commitments | $164,743,000 | 666 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 158 | 1,022 |
| Assets and Liabilities | ||
| Total Assets: | $591,603,000 | 989 |
| Cash and due from depository institutions | $23,437,000 | 1,022 |
| Interest-bearing balances | $13,345,000 | 414 |
| Securities | $43,133,000 | 2,710 |
| Federal funds sold & reverse repurchase agreements | $67,596,000 | 203 |
| Net loans & leases | $402,434,000 | 972 |
| Loan loss allowance | $7,267,000 | 644 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,505,000 | 862 |
| Other real estate owned | $18,056,000 | 1,022 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $25,442,000 | 658 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $591,603,000 | 989 |
| Total liabilities | $510,671,000 | 1,025 |
| Total deposits | $466,220,000 | 958 |
| Interest-bearing deposits | $364,077,000 | 1,044 |
| Deposits held in domestic offices | $466,220,000 | 954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,420,000 | 534 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 4,942 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,031,000 | 811 |
| Total equity capital | $80,932,000 | 715 |
| Total bank equity capital | $80,932,000 | 715 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $840,000 | 3,299 |
| Surplus | $9,160,000 | 2,271 |
| Undivided profits | $70,932,000 | 455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,220,000 | 316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,080,000 | 893 |
| Earning assets | $526,508,000 | 1,009 |
| Long-term assets (5+ years) | $34,582,000 | 2,395 |
| Average Assets, year-to-date | $587,086,500 | 987 |
| Average Assets, quarterly | $587,086,500 | 987 |
| Volatile liabilities | $114,707,000 | 1,079 |
| Insider loans | $13,297,000 | 393 |
| FHLB advances | $1,000,000 | 4,740 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $138,886,000 | 744 |
| Tier 1 (core) risk-based capital | $81,269,000 | 671 |
| Tier 2 risk-based capital | $6,253,000 | 761 |
| Total risk weighted assets | $499,235,000 | 830 |
| Total unused commitments | $138,886,000 | 744 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 160 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $582,570,000 | 998 |
| Cash and due from depository institutions | $29,532,000 | 1,016 |
| Interest-bearing balances | $13,274,000 | 425 |
| Securities | $41,919,000 | 2,784 |
| Federal funds sold & reverse repurchase agreements | $49,555,000 | 253 |
| Net loans & leases | $408,540,000 | 953 |
| Loan loss allowance | $6,452,000 | 735 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,297,000 | 873 |
| Other real estate owned | $18,442,000 | 1,016 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $23,285,000 | 710 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $582,570,000 | 998 |
| Total liabilities | $503,596,000 | 1,035 |
| Total deposits | $462,457,000 | 943 |
| Interest-bearing deposits | $366,290,000 | 1,028 |
| Deposits held in domestic offices | $462,457,000 | 942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,068,000 | 549 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,000,000 | 4,996 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,071,000 | 904 |
| Total equity capital | $78,974,000 | 742 |
| Total bank equity capital | $78,974,000 | 742 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $840,000 | 3,299 |
| Surplus | $9,160,000 | 2,228 |
| Undivided profits | $68,974,000 | 476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,581,000 | 380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,800,000 | 962 |
| Earning assets | $513,288,000 | 1,031 |
| Long-term assets (5+ years) | $36,120,000 | 2,364 |
| Average Assets, year-to-date | $562,225,000 | 981 |
| Average Assets, quarterly | $582,491,000 | 982 |
| Volatile liabilities | $110,426,000 | 1,087 |
| Insider loans | $11,929,000 | 455 |
| FHLB advances | $1,000,000 | 4,757 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $114,968,000 | 847 |
| Tier 1 (core) risk-based capital | $79,011,000 | 681 |
| Tier 2 risk-based capital | $6,195,000 | 768 |
| Total risk weighted assets | $495,322,000 | 834 |
| Total unused commitments | $114,968,000 | 847 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 154 | 1,064 |
| Assets and Liabilities | ||
| Total Assets: | $582,412,000 | 979 |
| Cash and due from depository institutions | $33,758,000 | 1,064 |
| Interest-bearing balances | $13,201,000 | 459 |
| Securities | $43,162,000 | 2,716 |
| Federal funds sold & reverse repurchase agreements | $47,760,000 | 254 |
| Net loans & leases | $406,223,000 | 923 |
| Loan loss allowance | $7,249,000 | 664 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,626,000 | 912 |
| Other real estate owned | $19,029,000 | 1,064 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $21,854,000 | 745 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $582,412,000 | 979 |
| Total liabilities | $504,354,000 | 1,009 |
| Total deposits | $457,619,000 | 945 |
| Interest-bearing deposits | $369,116,000 | 1,000 |
| Deposits held in domestic offices | $457,619,000 | 942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,442,000 | 504 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,000,000 | 4,994 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,293,000 | 869 |
| Total equity capital | $78,058,000 | 739 |
| Total bank equity capital | $78,058,000 | 739 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $840,000 | 3,306 |
| Surplus | $9,160,000 | 2,187 |
| Undivided profits | $68,058,000 | 476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,118,000 | 580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,422,000 | 1,150 |
| Earning assets | $510,346,000 | 1,023 |
| Long-term assets (5+ years) | $49,662,000 | 1,893 |
| Average Assets, year-to-date | $557,138,750 | 987 |
| Average Assets, quarterly | $569,526,500 | 986 |
| Volatile liabilities | $120,457,000 | 985 |
| Insider loans | $13,488,000 | 375 |
| FHLB advances | $1,000,000 | 4,770 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $127,909,000 | 757 |
| Tier 1 (core) risk-based capital | $77,947,000 | 678 |
| Tier 2 risk-based capital | $6,191,000 | 756 |
| Total risk weighted assets | $494,209,000 | 811 |
| Total unused commitments | $127,909,000 | 760 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 158 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $556,641,000 | 1,004 |
| Cash and due from depository institutions | $57,945,000 | 1,035 |
| Interest-bearing balances | $32,914,000 | 172 |
| Securities | $41,700,000 | 2,839 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 528 |
| Net loans & leases | $386,681,000 | 951 |
| Loan loss allowance | $6,653,000 | 705 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,393,000 | 905 |
| Other real estate owned | $17,885,000 | 1,035 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $22,037,000 | 738 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $556,641,000 | 1,004 |
| Total liabilities | $481,138,000 | 1,049 |
| Total deposits | $435,086,000 | 983 |
| Interest-bearing deposits | $353,346,000 | 1,035 |
| Deposits held in domestic offices | $435,086,000 | 979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,639,000 | 497 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 4,981 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,413,000 | 941 |
| Total equity capital | $75,503,000 | 733 |
| Total bank equity capital | $75,503,000 | 733 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $840,000 | 3,321 |
| Surplus | $9,160,000 | 2,157 |
| Undivided profits | $65,503,000 | 475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,188,000 | 423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,661,000 | 980 |
| Earning assets | $481,295,000 | 1,063 |
| Long-term assets (5+ years) | $61,532,000 | 1,640 |
| Average Assets, year-to-date | $548,714,330 | 995 |
| Average Assets, quarterly | $554,860,500 | 986 |
| Volatile liabilities | $120,570,000 | 959 |
| Insider loans | $12,253,000 | 432 |
| FHLB advances | $1,000,000 | 4,764 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $117,750,000 | 795 |
| Tier 1 (core) risk-based capital | $75,798,000 | 675 |
| Tier 2 risk-based capital | $5,921,000 | 790 |
| Total risk weighted assets | $472,980,000 | 829 |
| Total unused commitments | $117,750,000 | 796 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 162 | 1,003 |
| Assets and Liabilities | ||
| Total Assets: | $553,080,000 | 992 |
| Cash and due from depository institutions | $63,902,000 | 1,003 |
| Interest-bearing balances | $34,183,000 | 195 |
| Securities | $38,874,000 | 3,000 |
| Federal funds sold & reverse repurchase agreements | $29,000,000 | 469 |
| Net loans & leases | $376,497,000 | 963 |
| Loan loss allowance | $7,426,000 | 645 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,694,000 | 972 |
| Other real estate owned | $12,818,000 | 1,003 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $22,295,000 | 697 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $553,080,000 | 992 |
| Total liabilities | $478,150,000 | 1,042 |
| Total deposits | $441,218,000 | 962 |
| Interest-bearing deposits | $348,780,000 | 1,045 |
| Deposits held in domestic offices | $441,218,000 | 959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,061,000 | 560 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,430,000 | 4,237 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,441,000 | 1,048 |
| Total equity capital | $74,930,000 | 748 |
| Total bank equity capital | $74,930,000 | 748 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $840,000 | 3,325 |
| Surplus | $9,160,000 | 2,124 |
| Undivided profits | $64,930,000 | 500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,938,000 | 265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,333,000 | 766 |
| Earning assets | $478,554,000 | 1,058 |
| Long-term assets (5+ years) | $57,647,000 | 1,714 |
| Average Assets, year-to-date | $544,751,000 | 1,007 |
| Average Assets, quarterly | $544,751,000 | 1,007 |
| Volatile liabilities | $110,788,000 | 995 |
| Insider loans | $11,285,000 | 452 |
| FHLB advances | $2,430,000 | 4,080 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $113,463,000 | 790 |
| Tier 1 (core) risk-based capital | $74,804,000 | 680 |
| Tier 2 risk-based capital | $5,785,000 | 805 |
| Total risk weighted assets | $461,175,000 | 835 |
| Total unused commitments | $113,463,000 | 790 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 162 | 1,005 |
| Assets and Liabilities | ||
| Total Assets: | $536,422,000 | 1,038 |
| Cash and due from depository institutions | $57,222,000 | 1,005 |
| Interest-bearing balances | $37,992,000 | 159 |
| Securities | $32,628,000 | 3,484 |
| Federal funds sold & reverse repurchase agreements | $32,000,000 | 363 |
| Net loans & leases | $367,866,000 | 976 |
| Loan loss allowance | $6,875,000 | 681 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,806,000 | 951 |
| Other real estate owned | $14,141,000 | 1,005 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $22,759,000 | 684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $536,422,000 | 1,038 |
| Total liabilities | $462,870,000 | 1,080 |
| Total deposits | $424,294,000 | 996 |
| Interest-bearing deposits | $340,894,000 | 1,073 |
| Deposits held in domestic offices | $424,294,000 | 994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,192,000 | 606 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,277,000 | 3,286 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,107,000 | 1,076 |
| Total equity capital | $73,552,000 | 748 |
| Total bank equity capital | $73,552,000 | 748 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $840,000 | 3,354 |
| Surplus | $9,160,000 | 2,095 |
| Undivided profits | $63,552,000 | 488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,353,000 | 299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,601,000 | 708 |
| Earning assets | $470,486,000 | 1,075 |
| Long-term assets (5+ years) | $59,253,000 | 1,671 |
| Average Assets, year-to-date | $526,832,000 | 1,012 |
| Average Assets, quarterly | $542,343,500 | 1,015 |
| Volatile liabilities | $113,888,000 | 972 |
| Insider loans | $11,970,000 | 400 |
| FHLB advances | $5,277,000 | 3,139 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $114,473,000 | 767 |
| Tier 1 (core) risk-based capital | $73,460,000 | 687 |
| Tier 2 risk-based capital | $5,564,000 | 833 |
| Total risk weighted assets | $443,808,000 | 859 |
| Total unused commitments | $114,473,000 | 768 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 162 | 1,025 |
| Assets and Liabilities | ||
| Total Assets: | $548,265,000 | 1,015 |
| Cash and due from depository institutions | $70,184,000 | 1,025 |
| Interest-bearing balances | $40,974,000 | 181 |
| Securities | $33,614,000 | 3,343 |
| Federal funds sold & reverse repurchase agreements | $33,000,000 | 431 |
| Net loans & leases | $365,712,000 | 974 |
| Loan loss allowance | $6,642,000 | 718 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,781,000 | 936 |
| Other real estate owned | $14,112,000 | 1,025 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $21,862,000 | 717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $548,265,000 | 1,015 |
| Total liabilities | $475,140,000 | 1,064 |
| Total deposits | $436,053,000 | 991 |
| Interest-bearing deposits | $346,234,000 | 1,066 |
| Deposits held in domestic offices | $436,053,000 | 988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,362,000 | 587 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,317,000 | 3,227 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,408,000 | 1,062 |
| Total equity capital | $73,125,000 | 763 |
| Total bank equity capital | $73,125,000 | 763 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $840,000 | 3,376 |
| Surplus | $9,160,000 | 2,064 |
| Undivided profits | $63,125,000 | 507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,955,000 | 316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,822,000 | 692 |
| Earning assets | $473,300,000 | 1,079 |
| Long-term assets (5+ years) | $53,694,000 | 1,798 |
| Average Assets, year-to-date | $524,434,500 | 1,035 |
| Average Assets, quarterly | $544,624,500 | 1,017 |
| Volatile liabilities | $115,704,000 | 940 |
| Insider loans | $10,937,000 | 431 |
| FHLB advances | $5,317,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $113,732,000 | 781 |
| Tier 1 (core) risk-based capital | $73,018,000 | 693 |
| Tier 2 risk-based capital | $5,594,000 | 826 |
| Total risk weighted assets | $446,537,000 | 855 |
| Total unused commitments | $113,732,000 | 783 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 155 | 1,082 |
| Assets and Liabilities | ||
| Total Assets: | $540,984,000 | 1,025 |
| Cash and due from depository institutions | $56,745,000 | 1,082 |
| Interest-bearing balances | $15,962,000 | 531 |
| Securities | $32,830,000 | 3,323 |
| Federal funds sold & reverse repurchase agreements | $45,000,000 | 351 |
| Net loans & leases | $360,422,000 | 976 |
| Loan loss allowance | $5,771,000 | 821 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,968,000 | 901 |
| Other real estate owned | $14,376,000 | 1,082 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $21,643,000 | 697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $540,984,000 | 1,025 |
| Total liabilities | $469,012,000 | 1,071 |
| Total deposits | $427,960,000 | 1,007 |
| Interest-bearing deposits | $331,813,000 | 1,111 |
| Deposits held in domestic offices | $427,960,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,187,000 | 548 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,357,000 | 3,192 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,508,000 | 1,315 |
| Total equity capital | $71,972,000 | 768 |
| Total bank equity capital | $71,972,000 | 768 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $840,000 | 3,380 |
| Surplus | $9,160,000 | 2,022 |
| Undivided profits | $61,972,000 | 509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,272,000 | 628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,797,000 | 685 |
| Earning assets | $454,214,000 | 1,124 |
| Long-term assets (5+ years) | $23,078,000 | 3,168 |
| Average Assets, year-to-date | $516,491,000 | 1,043 |
| Average Assets, quarterly | $526,925,000 | 1,036 |
| Volatile liabilities | $117,279,000 | 922 |
| Insider loans | $9,296,000 | 512 |
| FHLB advances | $5,357,000 | 3,025 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $97,079,000 | 869 |
| Tier 1 (core) risk-based capital | $71,758,000 | 696 |
| Tier 2 risk-based capital | $5,522,000 | 801 |
| Total risk weighted assets | $441,541,000 | 850 |
| Total unused commitments | $97,079,000 | 874 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 150 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $512,866,000 | 1,052 |
| Cash and due from depository institutions | $27,160,000 | 1,117 |
| Interest-bearing balances | $5,947,000 | 1,346 |
| Securities | $37,664,000 | 2,964 |
| Federal funds sold & reverse repurchase agreements | $33,000,000 | 491 |
| Net loans & leases | $374,259,000 | 918 |
| Loan loss allowance | $5,483,000 | 842 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,849,000 | 897 |
| Other real estate owned | $7,289,000 | 1,117 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $23,645,000 | 646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $512,866,000 | 1,052 |
| Total liabilities | $441,594,000 | 1,119 |
| Total deposits | $401,820,000 | 1,054 |
| Interest-bearing deposits | $331,405,000 | 1,107 |
| Deposits held in domestic offices | $401,820,000 | 1,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,019,000 | 551 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,542,000 | 3,066 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,213,000 | 1,154 |
| Total equity capital | $71,272,000 | 768 |
| Total bank equity capital | $71,272,000 | 768 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $840,000 | 3,397 |
| Surplus | $9,160,000 | 1,992 |
| Undivided profits | $61,272,000 | 493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,232,000 | 346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,642,000 | 568 |
| Earning assets | $450,870,000 | 1,118 |
| Long-term assets (5+ years) | $22,275,000 | 3,167 |
| Average Assets, year-to-date | $504,244,500 | 1,063 |
| Average Assets, quarterly | $504,244,500 | 1,063 |
| Volatile liabilities | $114,060,000 | 929 |
| Insider loans | $9,677,000 | 493 |
| FHLB advances | $5,542,000 | 2,911 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $91,762,000 | 873 |
| Tier 1 (core) risk-based capital | $70,978,000 | 701 |
| Tier 2 risk-based capital | $5,483,000 | 794 |
| Total risk weighted assets | $438,833,000 | 840 |
| Total unused commitments | $91,762,000 | 878 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 155 | 1,068 |
| Assets and Liabilities | ||
| Total Assets: | $495,623,000 | 1,083 |
| Cash and due from depository institutions | $24,170,000 | 1,068 |
| Interest-bearing balances | $6,004,000 | 1,231 |
| Securities | $38,180,000 | 2,923 |
| Federal funds sold & reverse repurchase agreements | $26,000,000 | 539 |
| Net loans & leases | $368,796,000 | 929 |
| Loan loss allowance | $4,844,000 | 910 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,944,000 | 994 |
| Other real estate owned | $7,554,000 | 1,068 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $21,979,000 | 679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,623,000 | 1,083 |
| Total liabilities | $426,097,000 | 1,143 |
| Total deposits | $390,626,000 | 1,057 |
| Interest-bearing deposits | $321,499,000 | 1,116 |
| Deposits held in domestic offices | $390,626,000 | 1,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,413,000 | 598 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,582,000 | 3,085 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,476,000 | 1,327 |
| Total equity capital | $69,526,000 | 772 |
| Total bank equity capital | $69,526,000 | 772 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $840,000 | 3,394 |
| Surplus | $9,160,000 | 1,961 |
| Undivided profits | $59,526,000 | 501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,889,000 | 306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,691,000 | 585 |
| Earning assets | $438,980,000 | 1,128 |
| Long-term assets (5+ years) | $26,004,000 | 2,810 |
| Average Assets, year-to-date | $478,364,000 | 1,077 |
| Average Assets, quarterly | $498,256,500 | 1,075 |
| Volatile liabilities | $105,461,000 | 976 |
| Insider loans | $8,464,000 | 568 |
| FHLB advances | $5,582,000 | 2,904 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $98,825,000 | 800 |
| Tier 1 (core) risk-based capital | $69,166,000 | 702 |
| Tier 2 risk-based capital | $4,844,000 | 865 |
| Total risk weighted assets | $430,577,000 | 845 |
| Total unused commitments | $98,825,000 | 800 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 149 | 1,095 |
| Assets and Liabilities | ||
| Total Assets: | $450,726,000 | 1,143 |
| Cash and due from depository institutions | $14,362,000 | 1,095 |
| Interest-bearing balances | $67,000 | 5,536 |
| Securities | $44,831,000 | 2,424 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 1,563 |
| Net loans & leases | $351,977,000 | 945 |
| Loan loss allowance | $6,782,000 | 652 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,664,000 | 1,128 |
| Other real estate owned | $265,000 | 1,095 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $22,227,000 | 653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $450,726,000 | 1,143 |
| Total liabilities | $388,603,000 | 1,192 |
| Total deposits | $354,559,000 | 1,124 |
| Interest-bearing deposits | $290,829,000 | 1,183 |
| Deposits held in domestic offices | $354,559,000 | 1,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,198,000 | 648 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,882,000 | 3,136 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,964,000 | 1,468 |
| Total equity capital | $62,123,000 | 799 |
| Total bank equity capital | $62,123,000 | 799 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $840,000 | 3,458 |
| Surplus | $4,274,000 | 3,481 |
| Undivided profits | $57,009,000 | 485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,852,000 | 354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,311,000 | 570 |
| Earning assets | $406,275,000 | 1,165 |
| Long-term assets (5+ years) | $28,463,000 | 2,597 |
| Average Assets, year-to-date | $433,277,200 | 1,120 |
| Average Assets, quarterly | $446,504,000 | 1,135 |
| Volatile liabilities | $86,873,000 | 1,118 |
| Insider loans | $7,172,000 | 643 |
| FHLB advances | $4,882,000 | 2,959 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $112,728,000 | 686 |
| Tier 1 (core) risk-based capital | $61,849,000 | 748 |
| Tier 2 risk-based capital | $4,998,000 | 798 |
| Total risk weighted assets | $398,065,000 | 869 |
| Total unused commitments | $112,728,000 | 686 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 128 | 1,280 |
| Assets and Liabilities | ||
| Total Assets: | $404,489,000 | 1,203 |
| Cash and due from depository institutions | $16,753,000 | 1,280 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $47,179,000 | 2,309 |
| Federal funds sold & reverse repurchase agreements | $22,000,000 | 559 |
| Net loans & leases | $290,710,000 | 1,108 |
| Loan loss allowance | $5,722,000 | 736 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,198,000 | 1,007 |
| Other real estate owned | $861,000 | 1,280 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $18,788,000 | 619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $404,489,000 | 1,203 |
| Total liabilities | $346,947,000 | 1,255 |
| Total deposits | $323,349,000 | 1,171 |
| Interest-bearing deposits | $269,307,000 | 1,232 |
| Deposits held in domestic offices | $323,349,000 | 1,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,579,000 | 850 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,177,000 | 2,825 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,842,000 | 1,547 |
| Total equity capital | $57,542,000 | 825 |
| Total bank equity capital | $57,542,000 | 825 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $840,000 | 3,554 |
| Surplus | $4,274,000 | 3,418 |
| Undivided profits | $52,428,000 | 509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,739,000 | 562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $4,975,000 | 518 |
| Earning assets | $359,889,000 | 1,238 |
| Long-term assets (5+ years) | $27,199,000 | 2,593 |
| Average Assets, year-to-date | $376,894,800 | 1,228 |
| Average Assets, quarterly | $400,325,500 | 1,204 |
| Volatile liabilities | $67,862,000 | 1,346 |
| Insider loans | $3,642,000 | 1,351 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $81,801,000 | 816 |
| Tier 1 (core) risk-based capital | $57,512,000 | 772 |
| Tier 2 risk-based capital | $4,260,870 | 915 |
| Total risk weighted assets | $339,408,270 | 969 |
| Total unused commitments | $81,801,000 | 817 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 118 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $340,689,000 | 1,397 |
| Cash and due from depository institutions | $7,112,000 | 1,442 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $51,294,000 | 2,201 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $262,699,000 | 1,181 |
| Loan loss allowance | $4,286,000 | 923 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,721,000 | 1,051 |
| Other real estate owned | $333,000 | 1,442 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,530,000 | 893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,689,000 | 1,397 |
| Total liabilities | $289,983,000 | 1,468 |
| Total deposits | $264,406,000 | 1,425 |
| Interest-bearing deposits | $221,724,000 | 1,462 |
| Deposits held in domestic offices | $264,406,000 | 1,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,688,000 | 963 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,837,000 | 2,174 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,052,000 | 1,841 |
| Total equity capital | $50,706,000 | 889 |
| Total bank equity capital | $50,706,000 | 889 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $840,000 | 3,645 |
| Surplus | $4,274,000 | 3,391 |
| Undivided profits | $45,592,000 | 551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,494,000 | 1,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,950,000 | 556 |
| Earning assets | $313,993,000 | 1,372 |
| Long-term assets (5+ years) | $30,804,000 | 2,505 |
| Average Assets, year-to-date | $323,954,000 | 1,398 |
| Average Assets, quarterly | $336,766,000 | 1,397 |
| Volatile liabilities | $49,583,000 | 1,660 |
| Insider loans | $3,772,000 | 1,245 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $66,668,000 | 967 |
| Tier 1 (core) risk-based capital | $50,932,000 | 869 |
| Tier 2 risk-based capital | $3,794,640 | 973 |
| Total risk weighted assets | $303,079,440 | 1,056 |
| Total unused commitments | $66,668,000 | 967 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 116 | 1,454 |
| Assets and Liabilities | ||
| Total Assets: | $304,008,000 | 1,501 |
| Cash and due from depository institutions | $20,438,000 | 1,454 |
| Interest-bearing balances | $11,000,000 | 563 |
| Securities | $53,577,000 | 2,163 |
| Federal funds sold & reverse repurchase agreements | $19,200,000 | 836 |
| Net loans & leases | $195,233,000 | 1,440 |
| Loan loss allowance | $3,274,000 | 1,138 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,168,000 | 1,074 |
| Other real estate owned | $541,000 | 1,454 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $7,851,000 | 1,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $304,008,000 | 1,501 |
| Total liabilities | $259,833,000 | 1,586 |
| Total deposits | $242,664,000 | 1,530 |
| Interest-bearing deposits | $189,493,000 | 1,712 |
| Deposits held in domestic offices | $242,664,000 | 1,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,469,000 | 829 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,700,000 | 2,270 |
| Total equity capital | $44,175,000 | 1,011 |
| Total bank equity capital | $44,175,000 | 1,011 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $840,000 | 3,661 |
| Surplus | $1,874,000 | 5,664 |
| Undivided profits | $41,461,000 | 623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 3,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,007,000 | 684 |
| Earning assets | $279,010,000 | 1,501 |
| Long-term assets (5+ years) | $32,566,000 | 2,235 |
| Average Assets, year-to-date | $282,569,800 | 1,531 |
| Average Assets, quarterly | $299,201,000 | 1,500 |
| Volatile liabilities | $41,763,000 | 1,641 |
| Insider loans | $4,001,000 | 1,059 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $64,132,000 | 953 |
| Tier 1 (core) risk-based capital | $44,003,000 | 960 |
| Tier 2 risk-based capital | $2,842,420 | 1,182 |
| Total risk weighted assets | $226,962,220 | 1,267 |
| Total unused commitments | $64,132,000 | 958 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 98 | 1,805 |
| Assets and Liabilities | ||
| Total Assets: | $260,614,000 | 1,747 |
| Cash and due from depository institutions | $8,831,000 | 1,805 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $47,767,000 | 2,400 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 1,099 |
| Net loans & leases | $178,833,000 | 1,577 |
| Loan loss allowance | $2,507,000 | 1,472 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,198,000 | 1,245 |
| Other real estate owned | $0 | 1,805 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,785,000 | 1,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,614,000 | 1,747 |
| Total liabilities | $222,446,000 | 1,839 |
| Total deposits | $209,439,000 | 1,794 |
| Interest-bearing deposits | $164,519,000 | 1,972 |
| Deposits held in domestic offices | $209,439,000 | 1,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,499,000 | 991 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,508,000 | 2,539 |
| Total equity capital | $38,168,000 | 1,173 |
| Total bank equity capital | $38,168,000 | 1,173 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $840,000 | 3,772 |
| Surplus | $1,874,000 | 5,676 |
| Undivided profits | $35,454,000 | 710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $774,000 | 3,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,163,000 | 709 |
| Earning assets | $238,800,000 | 1,758 |
| Long-term assets (5+ years) | $37,134,000 | 1,779 |
| Average Assets, year-to-date | $237,902,600 | 1,827 |
| Average Assets, quarterly | $251,224,500 | 1,794 |
| Volatile liabilities | $35,185,000 | 1,874 |
| Insider loans | $3,834,000 | 1,091 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $48,379,000 | 1,111 |
| Tier 1 (core) risk-based capital | $38,031,000 | 1,104 |
| Tier 2 risk-based capital | $2,507,000 | 1,260 |
| Total risk weighted assets | $204,921,000 | 1,382 |
| Total unused commitments | $48,379,000 | 1,115 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 85 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $223,107,000 | 2,100 |
| Cash and due from depository institutions | $11,683,000 | 2,198 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $52,636,000 | 2,315 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,870 |
| Net loans & leases | $141,068,000 | 2,037 |
| Loan loss allowance | $2,067,000 | 1,843 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,824,000 | 1,653 |
| Other real estate owned | $0 | 2,198 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,896,000 | 1,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,107,000 | 2,100 |
| Total liabilities | $190,600,000 | 2,198 |
| Total deposits | $174,324,000 | 2,223 |
| Interest-bearing deposits | $138,606,000 | 2,400 |
| Deposits held in domestic offices | $174,324,000 | 2,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,053,000 | 940 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,223,000 | 3,018 |
| Total equity capital | $32,507,000 | 1,390 |
| Total bank equity capital | $32,507,000 | 1,390 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $840,000 | 4,014 |
| Surplus | $1,874,000 | 5,789 |
| Undivided profits | $29,793,000 | 849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $956,000 | 2,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,932,000 | 1,131 |
| Earning assets | $200,704,000 | 2,140 |
| Long-term assets (5+ years) | $40,855,000 | 1,534 |
| Average Assets, year-to-date | $201,394,200 | 2,248 |
| Average Assets, quarterly | $213,730,500 | 2,160 |
| Volatile liabilities | $29,804,000 | 2,093 |
| Insider loans | $3,006,000 | 1,445 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $44,071,000 | 1,166 |
| Tier 1 (core) risk-based capital | $32,418,000 | 1,323 |
| Tier 2 risk-based capital | $2,067,000 | 1,544 |
| Total risk weighted assets | $165,749,000 | 1,725 |
| Total unused commitments | $44,071,000 | 1,171 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 80 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $185,060,000 | 2,521 |
| Cash and due from depository institutions | $6,967,000 | 2,423 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $55,152,000 | 2,277 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,611 |
| Net loans & leases | $104,554,000 | 2,582 |
| Loan loss allowance | $1,754,000 | 2,174 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,256,000 | 1,797 |
| Other real estate owned | $268,000 | 2,423 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,863,000 | 1,657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,060,000 | 2,521 |
| Total liabilities | $156,742,000 | 2,662 |
| Total deposits | $150,134,000 | 2,588 |
| Interest-bearing deposits | $124,830,000 | 2,682 |
| Deposits held in domestic offices | $150,134,000 | 2,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,540,000 | 1,459 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,068,000 | 3,451 |
| Total equity capital | $28,318,000 | 1,607 |
| Total bank equity capital | $28,318,000 | 1,607 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $840,000 | 4,211 |
| Surplus | $1,874,000 | 5,853 |
| Undivided profits | $25,604,000 | 1,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,387,000 | 1,616 |
| Earning assets | $168,706,000 | 2,530 |
| Long-term assets (5+ years) | $35,851,000 | 1,559 |
| Average Assets, year-to-date | $171,992,600 | 2,585 |
| Average Assets, quarterly | $181,762,000 | 2,537 |
| Volatile liabilities | $18,652,000 | 2,783 |
| Insider loans | $961,000 | 3,829 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $28,040,000 | 1,568 |
| Tier 1 (core) risk-based capital | $28,046,000 | 1,539 |
| Tier 2 risk-based capital | $1,602,150 | 1,924 |
| Total risk weighted assets | $128,020,050 | 2,161 |
| Total unused commitments | $28,040,000 | 1,578 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 68 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $158,303,000 | 2,861 |
| Cash and due from depository institutions | $5,208,000 | 2,960 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $58,989,000 | 2,220 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $85,868,000 | 3,025 |
| Loan loss allowance | $1,444,000 | 2,629 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,418,000 | 2,172 |
| Other real estate owned | $0 | 2,960 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,820,000 | 1,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,303,000 | 2,861 |
| Total liabilities | $133,955,000 | 3,046 |
| Total deposits | $126,759,000 | 3,000 |
| Interest-bearing deposits | $107,756,000 | 3,038 |
| Deposits held in domestic offices | $126,759,000 | 2,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,718,000 | 2,076 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 2,155 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $478,000 | 5,372 |
| Total equity capital | $24,348,000 | 1,701 |
| Total bank equity capital | $24,348,000 | 1,701 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $840,000 | 4,393 |
| Surplus | $1,874,000 | 5,870 |
| Undivided profits | $21,634,000 | 1,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $527,000 | 4,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 992 |
| Income earned, not collected on loans | $1,170,000 | 1,675 |
| Earning assets | $144,857,000 | 2,867 |
| Long-term assets (5+ years) | $42,925,000 | 1,333 |
| Average Assets, year-to-date | $152,507,800 | 2,889 |
| Average Assets, quarterly | $157,407,500 | 2,849 |
| Volatile liabilities | $18,220,000 | 2,731 |
| Insider loans | $854,000 | 4,125 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $21,404,000 | 1,829 |
| Tier 1 (core) risk-based capital | $24,578,000 | 1,678 |
| Tier 2 risk-based capital | $1,279,720 | 2,327 |
| Total risk weighted assets | $102,213,320 | 2,593 |
| Total unused commitments | $21,404,000 | 1,841 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 59 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $145,541,000 | 3,148 |
| Cash and due from depository institutions | $5,266,000 | 3,539 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $57,446,000 | 2,395 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 1,956 |
| Net loans & leases | $71,164,000 | 3,535 |
| Loan loss allowance | $1,109,000 | 3,375 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,213,000 | 3,287 |
| Other real estate owned | $20,000 | 3,539 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,332,000 | 3,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,541,000 | 3,148 |
| Total liabilities | $124,242,000 | 3,336 |
| Total deposits | $120,552,000 | 3,268 |
| Interest-bearing deposits | $100,031,000 | 3,396 |
| Deposits held in domestic offices | $120,552,000 | 3,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,030,000 | 1,852 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $660,000 | 4,351 |
| Total equity capital | $21,299,000 | 1,920 |
| Total bank equity capital | $21,299,000 | 1,920 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $840,000 | 4,569 |
| Surplus | $1,874,000 | 5,866 |
| Undivided profits | $18,585,000 | 1,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 9,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $805,000 | 2,199 |
| Earning assets | $135,710,000 | 3,096 |
| Long-term assets (5+ years) | $38,435,000 | 1,505 |
| Average Assets, year-to-date | $138,650,200 | 3,212 |
| Average Assets, quarterly | $142,944,000 | 3,179 |
| Volatile liabilities | $12,421,000 | 3,487 |
| Insider loans | $704,000 | 4,712 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,216,000 | 2,013 |
| Tier 1 (core) risk-based capital | $21,299,000 | 1,867 |
| Tier 2 risk-based capital | $1,064,390 | 2,723 |
| Total risk weighted assets | $85,106,490 | 3,029 |
| Total unused commitments | $18,216,000 | 2,031 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $133,284,000 | 3,477 |
| Cash and due from depository institutions | $5,753,000 | 3,669 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $64,329,000 | 2,100 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,741 |
| Net loans & leases | $53,374,000 | 4,576 |
| Loan loss allowance | $988,000 | 3,771 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,189,000 | 3,315 |
| Other real estate owned | $214,000 | 3,669 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,425,000 | 4,784 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,284,000 | 3,477 |
| Total liabilities | $114,906,000 | 3,695 |
| Total deposits | $113,222,000 | 3,590 |
| Interest-bearing deposits | $96,713,000 | 3,638 |
| Deposits held in domestic offices | $113,222,000 | 3,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,063,000 | 2,502 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $621,000 | 4,904 |
| Total equity capital | $18,378,000 | 2,110 |
| Total bank equity capital | $18,378,000 | 2,110 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $210,000 | 8,909 |
| Surplus | $2,476,000 | 4,717 |
| Undivided profits | $15,692,000 | 1,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 8,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $571,000 | 3,559 |
| Earning assets | $123,703,000 | 3,432 |
| Long-term assets (5+ years) | $41,701,000 | 1,385 |
| Average Assets, year-to-date | $123,866,000 | 3,657 |
| Average Assets, quarterly | $130,880,000 | 3,513 |
| Volatile liabilities | $11,233,000 | 3,778 |
| Insider loans | $274,000 | 3,125 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,751,000 | 2,487 |
| Tier 1 (core) risk-based capital | $18,378,000 | 2,059 |
| Tier 2 risk-based capital | $859,390 | 3,314 |
| Total risk weighted assets | $68,622,590 | 3,780 |
| Total unused commitments | $12,751,000 | 2,506 |
| Derivatives | $0 | 651 |