Home > Bar Harbor Bank & Trust > Net charge- offs to loans

Bar Harbor Bank & Trust, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0211%1,920
Percentage Net Loans Charged-off: Total real estate loans-0.0061%3,823
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%3,550
Percentage Net Loans Charged-off: Home equity loans-0.0078%4,253
All other 1-4 family - Percent of loans charged-off, net-0.0012%3,553
Percentage Net Loans Charged-off: Commercial and industrial0.2499%842
Percentage Net Loans Charged-off: Loans to individuals0.7859%846
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.8871%664
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0031%2,409
Percentage Net Loans Charged-off: Total real estate loans-0.0079%3,927
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%3,569
Percentage Net Loans Charged-off: Home equity loans-0.0086%4,302
All other 1-4 family - Percent of loans charged-off, net-0.0011%3,567
Percentage Net Loans Charged-off: Commercial and industrial0.0237%1,199
Percentage Net Loans Charged-off: Loans to individuals0.5682%977
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.6414%819
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0031%2,219
Percentage Net Loans Charged-off: Total real estate loans-0.0109%4,065
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0002%528
Percentage Net Loans Charged-off: Home equity loans-0.0077%4,323
All other 1-4 family - Percent of loans charged-off, net0.0009%465
Percentage Net Loans Charged-off: Commercial and industrial0.0691%879
Percentage Net Loans Charged-off: Loans to individuals0.4150%1,117
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.4693%995
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0070%1,687
Percentage Net Loans Charged-off: Total real estate loans-0.0014%3,559
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%3,762
Percentage Net Loans Charged-off: Home equity loans-0.0102%4,439
All other 1-4 family - Percent of loans charged-off, net-0.0017%3,779
Percentage Net Loans Charged-off: Commercial and industrial-0.0041%3,611
Percentage Net Loans Charged-off: Loans to individuals0.5217%930
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.5908%799
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0087%3,771
Percentage Net Loans Charged-off: Total real estate loans-0.0067%3,684
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0089%4,140
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0040%3,600
Percentage Net Loans Charged-off: Home equity loans-0.0279%4,417
All other 1-4 family - Percent of loans charged-off, net-0.0020%3,540
Percentage Net Loans Charged-off: Commercial and industrial-0.0019%3,397
Percentage Net Loans Charged-off: Loans to individuals0.7610%709
Percentage Net Loans Charged-off: Credit card loans-0.1025%4,678
Percentage Net Loans Charged-off: Other loans to individual0.8807%555
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0041%3,429
Percentage Net Loans Charged-off: Total real estate loans-0.0121%3,888
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0122%4,233
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0125%3,918
Percentage Net Loans Charged-off: Home equity loans-0.0338%4,465
All other 1-4 family - Percent of loans charged-off, net-0.0107%3,907
Percentage Net Loans Charged-off: Commercial and industrial-0.0012%3,305
Percentage Net Loans Charged-off: Loans to individuals0.4957%923
Percentage Net Loans Charged-off: Credit card loans-0.1350%4,707
Percentage Net Loans Charged-off: Other loans to individual0.5836%758
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0096%3,581
Percentage Net Loans Charged-off: Total real estate loans-0.0183%3,975
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0188%4,224
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0198%3,956
Percentage Net Loans Charged-off: Home equity loans-0.0460%3,329
All other 1-4 family - Percent of loans charged-off, net-0.0175%3,961
Percentage Net Loans Charged-off: Commercial and industrial-0.0019%3,155
Percentage Net Loans Charged-off: Loans to individuals0.3976%1,034
Percentage Net Loans Charged-off: Credit card loans0.0000%415
Percentage Net Loans Charged-off: Other loans to individual0.4541%872
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0146%3,752
Percentage Net Loans Charged-off: Total real estate loans-0.0237%4,200
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0157%4,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0326%4,195
Percentage Net Loans Charged-off: Home equity loans-0.0157%3,300
All other 1-4 family - Percent of loans charged-off, net-0.0340%4,231
Percentage Net Loans Charged-off: Commercial and industrial-0.0018%3,267
Percentage Net Loans Charged-off: Loans to individuals0.5002%843
Percentage Net Loans Charged-off: Credit card loans0.0000%325
Percentage Net Loans Charged-off: Other loans to individual0.5714%707
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0114%2,135
Percentage Net Loans Charged-off: Total real estate loans0.0052%1,169
Percentage Net Loans Charged-off:Construction & development-0.0122%4,017
Percentage Net Loans Charged-off: Commercial real estate0.0125%610
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0021%966
Percentage Net Loans Charged-off: Home equity loans0.1263%106
All other 1-4 family - Percent of loans charged-off, net-0.0087%3,709
Percentage Net Loans Charged-off: Commercial and industrial0.0048%1,461
Percentage Net Loans Charged-off: Loans to individuals0.5878%741
Percentage Net Loans Charged-off: Credit card loans1.0919%287
Percentage Net Loans Charged-off: Other loans to individual0.5282%745
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0227%1,591
Percentage Net Loans Charged-off: Total real estate loans0.0183%810
Percentage Net Loans Charged-off:Construction & development-0.0139%4,092
Percentage Net Loans Charged-off: Commercial real estate0.0501%406
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%3,406
Percentage Net Loans Charged-off: Home equity loans0.0993%106
All other 1-4 family - Percent of loans charged-off, net-0.0106%3,851
Percentage Net Loans Charged-off: Commercial and industrial0.0144%1,154
Percentage Net Loans Charged-off: Loans to individuals0.3914%925
Percentage Net Loans Charged-off: Credit card loans0.2673%425
Percentage Net Loans Charged-off: Other loans to individual0.4054%804
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0188%1,564
Percentage Net Loans Charged-off: Total real estate loans0.0177%747
Percentage Net Loans Charged-off:Construction & development-0.0230%4,188
Percentage Net Loans Charged-off: Commercial real estate0.0592%346
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%3,872
Percentage Net Loans Charged-off: Home equity loans0.0269%146
All other 1-4 family - Percent of loans charged-off, net-0.0129%3,981
Percentage Net Loans Charged-off: Commercial and industrial0.0042%1,078
Percentage Net Loans Charged-off: Loans to individuals0.2605%1,147
Percentage Net Loans Charged-off: Credit card loans0.3991%376
Percentage Net Loans Charged-off: Other loans to individual0.2450%1,063
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0260%1,239
Percentage Net Loans Charged-off: Total real estate loans0.0333%452
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0835%208
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0011%3,605
Percentage Net Loans Charged-off: Home equity loans-0.0958%3,576
All other 1-4 family - Percent of loans charged-off, net0.0070%467
Percentage Net Loans Charged-off: Commercial and industrial-0.0014%3,414
Percentage Net Loans Charged-off: Loans to individuals-0.2032%4,229
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual-0.2259%4,230
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0713%1,774
Percentage Net Loans Charged-off: Total real estate loans0.0573%913
Percentage Net Loans Charged-off:Construction & development0.0461%253
Percentage Net Loans Charged-off: Commercial real estate0.1030%584
Percentage Net Loans Charged-off: Multi-family residential0.3186%29
Percentage Net Loans Charged-off: 1-4 family residential0.0143%1,239
Percentage Net Loans Charged-off: Home equity loans0.0670%250
All other 1-4 family - Percent of loans charged-off, net0.0100%1,237
Percentage Net Loans Charged-off: Commercial and industrial0.0229%1,907
Percentage Net Loans Charged-off: Loans to individuals0.6619%949
Percentage Net Loans Charged-off: Credit card loans0.7967%443
Percentage Net Loans Charged-off: Other loans to individual0.6480%884
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0852%1,461
Percentage Net Loans Charged-off: Total real estate loans0.0787%634
Percentage Net Loans Charged-off:Construction & development0.0741%179
Percentage Net Loans Charged-off: Commercial real estate0.1490%370
Percentage Net Loans Charged-off: Multi-family residential0.4224%21
Percentage Net Loans Charged-off: 1-4 family residential0.0168%1,040
Percentage Net Loans Charged-off: Home equity loans0.0903%197
All other 1-4 family - Percent of loans charged-off, net0.0107%1,055
Percentage Net Loans Charged-off: Commercial and industrial0.0322%1,572
Percentage Net Loans Charged-off: Loans to individuals1.2626%464
Percentage Net Loans Charged-off: Credit card loans0.4003%476
Percentage Net Loans Charged-off: Other loans to individual1.3499%367
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0982%1,287
Percentage Net Loans Charged-off: Total real estate loans0.0890%541
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.2281%265
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0139%960
Percentage Net Loans Charged-off: Home equity loans-0.0082%3,398
All other 1-4 family - Percent of loans charged-off, net0.0157%876
Percentage Net Loans Charged-off: Commercial and industrial0.0468%1,308
Percentage Net Loans Charged-off: Loans to individuals0.9800%696
Percentage Net Loans Charged-off: Credit card loans0.0000%494
Percentage Net Loans Charged-off: Other loans to individual1.0757%567
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1769%753
Percentage Net Loans Charged-off: Total real estate loans0.0286%713
Percentage Net Loans Charged-off:Construction & development0.5003%42
Percentage Net Loans Charged-off: Commercial real estate0.0449%309
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0009%3,808
Percentage Net Loans Charged-off: Home equity loans-0.0081%3,441
All other 1-4 family - Percent of loans charged-off, net-0.0003%3,859
Percentage Net Loans Charged-off: Commercial and industrial0.0747%898
Percentage Net Loans Charged-off: Loans to individuals28.7429%5
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual31.3284%4
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0324%2,740
Percentage Net Loans Charged-off: Total real estate loans0.0145%1,732
Percentage Net Loans Charged-off:Construction & development0.1035%227
Percentage Net Loans Charged-off: Commercial real estate-0.0027%4,326
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0217%1,410
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0233%1,304
Percentage Net Loans Charged-off: Commercial and industrial0.1543%1,569
Percentage Net Loans Charged-off: Loans to individuals0.5234%1,515
Percentage Net Loans Charged-off: Credit card loans2.1249%305
Percentage Net Loans Charged-off: Other loans to individual0.3719%1,766
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0153%2,854
Percentage Net Loans Charged-off: Total real estate loans0.0127%1,511
Percentage Net Loans Charged-off:Construction & development0.1403%156
Percentage Net Loans Charged-off: Commercial real estate-0.0204%4,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0273%1,113
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0293%1,031
Percentage Net Loans Charged-off: Commercial and industrial0.0153%1,788
Percentage Net Loans Charged-off: Loans to individuals0.4315%1,618
Percentage Net Loans Charged-off: Credit card loans0.0000%568
Percentage Net Loans Charged-off: Other loans to individual0.4742%1,402
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0143%2,626
Percentage Net Loans Charged-off: Total real estate loans0.0078%1,443
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0311%4,847
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0299%945
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0321%852
Percentage Net Loans Charged-off: Commercial and industrial0.0245%1,449
Percentage Net Loans Charged-off: Loans to individuals0.3249%1,755
Percentage Net Loans Charged-off: Credit card loans0.0000%510
Percentage Net Loans Charged-off: Other loans to individual0.3574%1,557
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0308%1,836
Percentage Net Loans Charged-off: Total real estate loans0.0240%869
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0391%688
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0421%631
Percentage Net Loans Charged-off: Commercial and industrial0.0283%1,027
Percentage Net Loans Charged-off: Loans to individuals0.6394%1,103
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual0.7077%929
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0500%2,438
Percentage Net Loans Charged-off: Total real estate loans0.0405%1,342
Percentage Net Loans Charged-off:Construction & development0.0997%249
Percentage Net Loans Charged-off: Commercial real estate-0.0030%4,428
Percentage Net Loans Charged-off: Multi-family residential0.0668%76
Percentage Net Loans Charged-off: 1-4 family residential0.0619%1,092
Percentage Net Loans Charged-off: Home equity loans0.4242%102
All other 1-4 family - Percent of loans charged-off, net0.0315%1,393
Percentage Net Loans Charged-off: Commercial and industrial0.1029%1,627
Percentage Net Loans Charged-off: Loans to individuals0.6592%1,248
Percentage Net Loans Charged-off: Credit card loans3.3673%176
Percentage Net Loans Charged-off: Other loans to individual0.3838%1,718
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0562%2,010
Percentage Net Loans Charged-off: Total real estate loans0.0435%1,094
Percentage Net Loans Charged-off:Construction & development0.1321%177
Percentage Net Loans Charged-off: Commercial real estate0.0053%835
Percentage Net Loans Charged-off: Multi-family residential0.0908%53
Percentage Net Loans Charged-off: 1-4 family residential0.0601%972
Percentage Net Loans Charged-off: Home equity loans0.3630%107
All other 1-4 family - Percent of loans charged-off, net0.0341%1,173
Percentage Net Loans Charged-off: Commercial and industrial0.1497%1,227
Percentage Net Loans Charged-off: Loans to individuals0.7830%968
Percentage Net Loans Charged-off: Credit card loans4.1142%125
Percentage Net Loans Charged-off: Other loans to individual0.4452%1,402
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0646%1,699
Percentage Net Loans Charged-off: Total real estate loans0.0348%1,033
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0269%524
Percentage Net Loans Charged-off: Multi-family residential0.0277%60
Percentage Net Loans Charged-off: 1-4 family residential0.0411%1,019
Percentage Net Loans Charged-off: Home equity loans0.4417%85
All other 1-4 family - Percent of loans charged-off, net0.0060%1,351
Percentage Net Loans Charged-off: Commercial and industrial0.3383%768
Percentage Net Loans Charged-off: Loans to individuals0.9897%730
Percentage Net Loans Charged-off: Credit card loans5.4767%74
Percentage Net Loans Charged-off: Other loans to individual0.5150%1,198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0713%1,408
Percentage Net Loans Charged-off: Total real estate loans0.0556%671
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0749%281
Percentage Net Loans Charged-off: Multi-family residential0.0600%28
Percentage Net Loans Charged-off: 1-4 family residential0.0473%771
Percentage Net Loans Charged-off: Home equity loans0.5380%66
All other 1-4 family - Percent of loans charged-off, net0.0040%1,006
Percentage Net Loans Charged-off: Commercial and industrial0.1941%694
Percentage Net Loans Charged-off: Loans to individuals0.7506%1,012
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual0.8275%832
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0409%2,968
Percentage Net Loans Charged-off: Total real estate loans0.0288%1,873
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0463%939
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0227%1,970
Percentage Net Loans Charged-off: Home equity loans0.0890%448
All other 1-4 family - Percent of loans charged-off, net0.0168%1,970
Percentage Net Loans Charged-off: Commercial and industrial0.1267%1,744
Percentage Net Loans Charged-off: Loans to individuals0.7933%1,146
Percentage Net Loans Charged-off: Credit card loans0.0000%699
Percentage Net Loans Charged-off: Other loans to individual0.8649%941
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0424%2,595
Percentage Net Loans Charged-off: Total real estate loans0.0284%1,625
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0418%742
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0246%1,719
Percentage Net Loans Charged-off: Home equity loans-0.0014%3,712
All other 1-4 family - Percent of loans charged-off, net0.0269%1,614
Percentage Net Loans Charged-off: Commercial and industrial0.1641%1,322
Percentage Net Loans Charged-off: Loans to individuals0.5888%1,401
Percentage Net Loans Charged-off: Credit card loans0.0000%650
Percentage Net Loans Charged-off: Other loans to individual0.6386%1,179
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0519%2,180
Percentage Net Loans Charged-off: Total real estate loans0.0353%1,354
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0534%565
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0299%1,447
Percentage Net Loans Charged-off: Home equity loans-0.0045%3,734
All other 1-4 family - Percent of loans charged-off, net0.0329%1,354
Percentage Net Loans Charged-off: Commercial and industrial0.2413%961
Percentage Net Loans Charged-off: Loans to individuals0.1488%2,486
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual0.1605%2,308
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0754%1,582
Percentage Net Loans Charged-off: Total real estate loans0.0822%740
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.1020%300
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0794%830
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0861%764
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.3244%1,747
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.3440%1,581
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0002%4,623
Percentage Net Loans Charged-off: Total real estate loans0.0102%2,647
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0156%1,294
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0153%2,470
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0166%2,344
Percentage Net Loans Charged-off: Commercial and industrial-0.1559%5,170
Percentage Net Loans Charged-off: Loans to individuals0.0559%3,479
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0559%3,347
Percentage Net Loans Charged-off: All other loans and lease-0.0078%4,982
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0115%3,534
Percentage Net Loans Charged-off: Total real estate loans0.0151%2,232
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0232%987
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0218%2,061
Percentage Net Loans Charged-off: Home equity loans-0.0142%3,970
All other 1-4 family - Percent of loans charged-off, net0.0251%1,939
Percentage Net Loans Charged-off: Commercial and industrial-0.0294%4,511
Percentage Net Loans Charged-off: Loans to individuals-0.0181%4,931
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0181%4,870
Percentage Net Loans Charged-off: All other loans and lease-0.0069%4,995
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0319%2,823
Percentage Net Loans Charged-off: Total real estate loans0.0210%1,923
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0336%769
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0310%1,739
Percentage Net Loans Charged-off: Home equity loans-0.0084%3,962
All other 1-4 family - Percent of loans charged-off, net0.0348%1,632
Percentage Net Loans Charged-off: Commercial and industrial0.2221%1,072
Percentage Net Loans Charged-off: Loans to individuals0.0527%2,896
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0527%2,753
Percentage Net Loans Charged-off: All other loans and lease0.0156%1,123
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0357%2,263
Percentage Net Loans Charged-off: Total real estate loans0.0098%1,631
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0709%434
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0060%1,548
Percentage Net Loans Charged-off: Home equity loans-0.0165%4,045
All other 1-4 family - Percent of loans charged-off, net0.0083%1,421
Percentage Net Loans Charged-off: Commercial and industrial0.4566%581
Percentage Net Loans Charged-off: Loans to individuals0.0512%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0512%2,249
Percentage Net Loans Charged-off: All other loans and lease0.0318%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1369%1,988
Percentage Net Loans Charged-off: Total real estate loans0.1065%1,556
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.1969%779
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0697%2,086
Percentage Net Loans Charged-off: Home equity loans0.7585%177
All other 1-4 family - Percent of loans charged-off, net-0.0034%5,112
Percentage Net Loans Charged-off: Commercial and industrial0.4416%1,074
Percentage Net Loans Charged-off: Loans to individuals0.1390%2,975
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1390%2,816
Percentage Net Loans Charged-off: All other loans and lease0.4043%655
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1749%1,427
Percentage Net Loans Charged-off: Total real estate loans0.1435%1,152
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.2642%560
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0940%1,652
Percentage Net Loans Charged-off: Home equity loans1.0110%123
All other 1-4 family - Percent of loans charged-off, net-0.0043%5,130
Percentage Net Loans Charged-off: Commercial and industrial0.5634%750
Percentage Net Loans Charged-off: Loans to individuals0.0414%3,248
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0414%3,113
Percentage Net Loans Charged-off: All other loans and lease0.3679%611
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1615%1,508
Percentage Net Loans Charged-off: Total real estate loans0.1233%1,242
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.1363%691
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1331%1,296
Percentage Net Loans Charged-off: Home equity loans1.4125%96
All other 1-4 family - Percent of loans charged-off, net-0.0052%5,166
Percentage Net Loans Charged-off: Commercial and industrial0.7604%549
Percentage Net Loans Charged-off: Loans to individuals-0.0995%5,281
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0995%5,225
Percentage Net Loans Charged-off: All other loans and lease0.2082%669
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0060%4,552
Percentage Net Loans Charged-off: Total real estate loans-0.0270%5,429
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0245%677
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0502%5,740
Percentage Net Loans Charged-off: Home equity loans0.3222%271
All other 1-4 family - Percent of loans charged-off, net-0.0912%5,916
Percentage Net Loans Charged-off: Commercial and industrial0.1540%840
Percentage Net Loans Charged-off: Loans to individuals-0.1158%5,238
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1158%5,182
Percentage Net Loans Charged-off: All other loans and lease0.2835%496
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1509%2,527
Percentage Net Loans Charged-off: Total real estate loans0.1146%2,220
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0948%1,574
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1405%2,015
Percentage Net Loans Charged-off: Home equity loans0.1045%914
All other 1-4 family - Percent of loans charged-off, net0.1446%1,918
Percentage Net Loans Charged-off: Commercial and industrial0.7380%949
Percentage Net Loans Charged-off: Loans to individuals0.9956%924
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0361%795
Percentage Net Loans Charged-off: All other loans and lease-0.1429%5,656
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1843%1,982
Percentage Net Loans Charged-off: Total real estate loans0.1349%1,825
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.1001%1,319
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1668%1,690
Percentage Net Loans Charged-off: Home equity loans0.0468%945
All other 1-4 family - Percent of loans charged-off, net0.1809%1,535
Percentage Net Loans Charged-off: Commercial and industrial0.8317%754
Percentage Net Loans Charged-off: Loans to individuals1.0438%817
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0438%741
Percentage Net Loans Charged-off: All other loans and lease0.0256%1,233
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1394%2,276
Percentage Net Loans Charged-off: Total real estate loans0.1413%1,712
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.1593%999
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1376%1,777
Percentage Net Loans Charged-off: Home equity loans0.0711%766
All other 1-4 family - Percent of loans charged-off, net0.1454%1,655
Percentage Net Loans Charged-off: Commercial and industrial0.0637%1,744
Percentage Net Loans Charged-off: Loans to individuals0.7098%1,182
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7098%1,079
Percentage Net Loans Charged-off: All other loans and lease0.0341%1,077
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0982%2,185
Percentage Net Loans Charged-off: Total real estate loans0.0963%1,653
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1634%1,317
Percentage Net Loans Charged-off: Home equity loans0.1511%491
All other 1-4 family - Percent of loans charged-off, net0.1648%1,254
Percentage Net Loans Charged-off: Commercial and industrial0.0690%1,161
Percentage Net Loans Charged-off: Loans to individuals0.1167%2,437
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1167%2,306
Percentage Net Loans Charged-off: All other loans and lease0.1570%641
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1243%3,567
Percentage Net Loans Charged-off: Total real estate loans0.0746%3,431
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0551%2,313
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1010%3,001
Percentage Net Loans Charged-off: Home equity loans0.0343%1,356
All other 1-4 family - Percent of loans charged-off, net0.1100%2,790
Percentage Net Loans Charged-off: Commercial and industrial0.4986%1,545
Percentage Net Loans Charged-off: Loans to individuals0.4465%2,223
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4525%2,071
Percentage Net Loans Charged-off: All other loans and lease0.3787%755
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1033%3,503
Percentage Net Loans Charged-off: Total real estate loans0.0629%3,286
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0116%2,283
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1107%2,668
Percentage Net Loans Charged-off: Home equity loans-0.0480%4,758
All other 1-4 family - Percent of loans charged-off, net0.1329%2,392
Percentage Net Loans Charged-off: Commercial and industrial0.3762%1,570
Percentage Net Loans Charged-off: Loans to individuals0.3576%2,278
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3653%2,104
Percentage Net Loans Charged-off: All other loans and lease0.3345%725
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1661%2,783
Percentage Net Loans Charged-off: Total real estate loans0.1075%2,676
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0173%1,948
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1796%2,106
Percentage Net Loans Charged-off: Home equity loans-0.0709%4,801
All other 1-4 family - Percent of loans charged-off, net0.2162%1,840
Percentage Net Loans Charged-off: Commercial and industrial0.5749%1,172
Percentage Net Loans Charged-off: Loans to individuals0.4935%1,793
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4935%1,667
Percentage Net Loans Charged-off: All other loans and lease0.4817%564
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1936%2,255
Percentage Net Loans Charged-off: Total real estate loans0.1250%2,119
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.2273%1,581
Percentage Net Loans Charged-off: Home equity loans-0.1415%4,887
All other 1-4 family - Percent of loans charged-off, net0.2834%1,365
Percentage Net Loans Charged-off: Commercial and industrial1.1192%635
Percentage Net Loans Charged-off: Loans to individuals0.3247%1,988
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3247%1,850
Percentage Net Loans Charged-off: All other loans and lease0.0673%827
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2281%3,567
Percentage Net Loans Charged-off: Total real estate loans0.1963%3,290
Percentage Net Loans Charged-off:Construction & development1.0737%1,452
Percentage Net Loans Charged-off: Commercial real estate0.0493%2,932
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.2420%2,749
Percentage Net Loans Charged-off: Home equity loans0.1845%1,440
All other 1-4 family - Percent of loans charged-off, net0.2514%2,583
Percentage Net Loans Charged-off: Commercial and industrial0.1327%3,000
Percentage Net Loans Charged-off: Loans to individuals1.1476%1,199
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1573%1,089
Percentage Net Loans Charged-off: All other loans and lease0.4044%840
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2547%3,194
Percentage Net Loans Charged-off: Total real estate loans0.2181%2,974
Percentage Net Loans Charged-off:Construction & development1.2139%1,296
Percentage Net Loans Charged-off: Commercial real estate0.0519%2,592
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.2727%2,472
Percentage Net Loans Charged-off: Home equity loans0.2475%1,198
All other 1-4 family - Percent of loans charged-off, net0.2768%2,341
Percentage Net Loans Charged-off: Commercial and industrial0.0667%2,942
Percentage Net Loans Charged-off: Loans to individuals1.4158%918
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4284%811
Percentage Net Loans Charged-off: All other loans and lease0.4783%710
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1961%3,408
Percentage Net Loans Charged-off: Total real estate loans0.1197%3,424
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0036%2,453
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.2514%2,402
Percentage Net Loans Charged-off: Home equity loans0.3742%948
All other 1-4 family - Percent of loans charged-off, net0.2305%2,357
Percentage Net Loans Charged-off: Commercial and industrial0.1049%2,479
Percentage Net Loans Charged-off: Loans to individuals1.7535%730
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7721%659
Percentage Net Loans Charged-off: All other loans and lease0.7098%543
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1688%3,076
Percentage Net Loans Charged-off: Total real estate loans0.1186%2,876
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0015%6,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2293%2,084
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.2687%1,848
Percentage Net Loans Charged-off: Commercial and industrial0.0181%1,987
Percentage Net Loans Charged-off: Loans to individuals1.9461%626
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9640%554
Percentage Net Loans Charged-off: All other loans and lease0.1441%720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3711%3,551
Percentage Net Loans Charged-off: Total real estate loans0.4345%2,841
Percentage Net Loans Charged-off:Construction & development5.0293%978
Percentage Net Loans Charged-off: Commercial real estate0.1466%2,924
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.1396%3,792
Percentage Net Loans Charged-off: Home equity loans0.1847%1,645
All other 1-4 family - Percent of loans charged-off, net0.1310%3,710
Percentage Net Loans Charged-off: Commercial and industrial-0.0483%6,305
Percentage Net Loans Charged-off: Loans to individuals0.0564%4,736
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0696%4,486
Percentage Net Loans Charged-off: All other loans and lease-0.0403%6,067
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4077%3,092
Percentage Net Loans Charged-off: Total real estate loans0.4904%2,434
Percentage Net Loans Charged-off:Construction & development7.1609%610
Percentage Net Loans Charged-off: Commercial real estate-0.0010%6,736
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.1211%3,602
Percentage Net Loans Charged-off: Home equity loans0.1452%1,504
All other 1-4 family - Percent of loans charged-off, net0.1164%3,499
Percentage Net Loans Charged-off: Commercial and industrial-0.1101%6,447
Percentage Net Loans Charged-off: Loans to individuals-0.0640%6,410
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0441%6,278
Percentage Net Loans Charged-off: All other loans and lease-0.1328%6,260
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0181%5,584
Percentage Net Loans Charged-off: Total real estate loans0.0564%4,276
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate-0.0008%6,717
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1114%3,334
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.1330%3,042
Percentage Net Loans Charged-off: Commercial and industrial-0.3538%6,806
Percentage Net Loans Charged-off: Loans to individuals0.0101%4,104
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0198%3,920
Percentage Net Loans Charged-off: All other loans and lease-0.1998%6,323
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0521%6,899
Percentage Net Loans Charged-off: Total real estate loans0.0110%3,837
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate-0.0015%6,761
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0227%3,013
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0271%2,792
Percentage Net Loans Charged-off: Commercial and industrial-0.7131%7,005
Percentage Net Loans Charged-off: Loans to individuals0.0243%3,351
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0233%3,195
Percentage Net Loans Charged-off: All other loans and lease-0.4187%6,378
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2408%4,842
Percentage Net Loans Charged-off: Total real estate loans0.1328%4,626
Percentage Net Loans Charged-off:Construction & development0.4646%2,871
Percentage Net Loans Charged-off: Commercial real estate0.2057%2,801
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0368%4,693
Percentage Net Loans Charged-off: Home equity loans0.1148%1,758
All other 1-4 family - Percent of loans charged-off, net0.0211%4,669
Percentage Net Loans Charged-off: Commercial and industrial1.1774%2,350
Percentage Net Loans Charged-off: Loans to individuals0.2861%4,178
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0896%761
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1525%5,087
Percentage Net Loans Charged-off: Total real estate loans0.1451%4,205
Percentage Net Loans Charged-off:Construction & development0.6277%2,482
Percentage Net Loans Charged-off: Commercial real estate0.1980%2,440
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0494%4,192
Percentage Net Loans Charged-off: Home equity loans0.1527%1,504
All other 1-4 family - Percent of loans charged-off, net0.0284%4,199
Percentage Net Loans Charged-off: Commercial and industrial0.2084%3,617
Percentage Net Loans Charged-off: Loans to individuals0.6156%2,808
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1623%1,332
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1167%5,007
Percentage Net Loans Charged-off: Total real estate loans0.1034%4,128
Percentage Net Loans Charged-off:Construction & development0.9455%2,022
Percentage Net Loans Charged-off: Commercial real estate0.1456%2,151
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential-0.0263%7,365
Percentage Net Loans Charged-off: Home equity loans0.2350%1,182
All other 1-4 family - Percent of loans charged-off, net-0.0790%7,481
Percentage Net Loans Charged-off: Commercial and industrial0.3037%2,989
Percentage Net Loans Charged-off: Loans to individuals0.9215%2,031
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0577%1,362
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0883%4,537
Percentage Net Loans Charged-off: Total real estate loans0.0768%3,536
Percentage Net Loans Charged-off:Construction & development1.9093%1,225
Percentage Net Loans Charged-off: Commercial real estate0.0081%1,861
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential-0.0765%7,529
Percentage Net Loans Charged-off: Home equity loans0.1603%886
All other 1-4 family - Percent of loans charged-off, net-0.1232%7,582
Percentage Net Loans Charged-off: Commercial and industrial0.3153%2,221
Percentage Net Loans Charged-off: Loans to individuals0.0886%3,710
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0632%1,073
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1282%5,916
Percentage Net Loans Charged-off: Total real estate loans0.0774%5,024
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0337%3,207
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1186%3,797
Percentage Net Loans Charged-off: Home equity loans0.0853%1,786
All other 1-4 family - Percent of loans charged-off, net0.1244%3,584
Percentage Net Loans Charged-off: Commercial and industrial0.7978%3,174
Percentage Net Loans Charged-off: Loans to individuals0.5881%3,806
Percentage Net Loans Charged-off: Credit card loans-2.0534%1,660
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2647%1,497
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1433%5,269
Percentage Net Loans Charged-off: Total real estate loans0.1073%4,249
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0466%2,569
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1627%3,047
Percentage Net Loans Charged-off: Home equity loans0.1159%1,468
All other 1-4 family - Percent of loans charged-off, net0.1705%2,840
Percentage Net Loans Charged-off: Commercial and industrial0.7121%2,765
Percentage Net Loans Charged-off: Loans to individuals0.8602%2,764
Percentage Net Loans Charged-off: Credit card loans-1.0924%1,653
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0941%1,592
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0690%5,545
Percentage Net Loans Charged-off: Total real estate loans0.0167%4,661
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0508%2,021
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%7,586
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net-0.0029%7,573
Percentage Net Loans Charged-off: Commercial and industrial0.8728%2,140
Percentage Net Loans Charged-off: Loans to individuals0.3322%3,989
Percentage Net Loans Charged-off: Credit card loans-2.4641%1,676
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1210%1,345
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1273%3,945
Percentage Net Loans Charged-off: Total real estate loans0.0373%3,395
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.1051%1,106
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0012%2,743
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0014%2,519
Percentage Net Loans Charged-off: Commercial and industrial1.7600%1,048
Percentage Net Loans Charged-off: Loans to individuals0.1679%3,811
Percentage Net Loans Charged-off: Credit card loans-3.2854%1,672
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0465%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2112%4,095
Percentage Net Loans Charged-off: Total real estate loans0.0666%4,114
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.1656%1,502
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0226%3,857
Percentage Net Loans Charged-off: Home equity loans0.0075%1,388
All other 1-4 family - Percent of loans charged-off, net0.0248%3,593
Percentage Net Loans Charged-off: Commercial and industrial1.8817%1,121
Percentage Net Loans Charged-off: Loans to individuals0.9511%2,387
Percentage Net Loans Charged-off: Credit card loans1.9323%727
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0504%1,710
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2622%2,802
Percentage Net Loans Charged-off: Total real estate loans0.0803%3,135
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.2303%893
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0132%3,318
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0151%3,057
Percentage Net Loans Charged-off: Commercial and industrial2.2358%673
Percentage Net Loans Charged-off: Loans to individuals0.9683%1,928
Percentage Net Loans Charged-off: Credit card loans1.8791%662
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0319%1,514
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1060%3,749
Percentage Net Loans Charged-off: Total real estate loans0.1096%2,285
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.3485%562
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0124%3,101
Percentage Net Loans Charged-off: Loans to individuals0.6339%2,494
Percentage Net Loans Charged-off: Credit card loans1.6290%655
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0613%1,249
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2022%2,138
Percentage Net Loans Charged-off: Total real estate loans0.2212%1,173
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.7032%230
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0170%2,139
Percentage Net Loans Charged-off: Loans to individuals0.6087%2,184
Percentage Net Loans Charged-off: Credit card loans1.2948%601
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0743%935
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0424%5,172
Percentage Net Loans Charged-off: Total real estate loans0.0208%3,514
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0422%1,311
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0134%3,062
Percentage Net Loans Charged-off: Home equity loans0.0895%737
All other 1-4 family - Percent of loans charged-off, net0.0030%3,058
Percentage Net Loans Charged-off: Commercial and industrial0.0181%3,813
Percentage Net Loans Charged-off: Loans to individuals0.5460%2,891
Percentage Net Loans Charged-off: Credit card loans1.1527%886
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2983%1,068
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0340%4,601
Percentage Net Loans Charged-off: Total real estate loans0.0114%2,958
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0180%2,345
Percentage Net Loans Charged-off: Home equity loans0.1193%512
All other 1-4 family - Percent of loans charged-off, net0.0040%2,428
Percentage Net Loans Charged-off: Commercial and industrial0.0105%3,218
Percentage Net Loans Charged-off: Loans to individuals0.4518%2,882
Percentage Net Loans Charged-off: Credit card loans1.1119%797
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3177%894
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0206%4,501
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0492%2,423
Percentage Net Loans Charged-off: Loans to individuals0.4649%2,516
Percentage Net Loans Charged-off: Credit card loans1.4803%621
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1845%958
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0188%3,774
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.1240%1,462
Percentage Net Loans Charged-off: Loans to individuals0.2988%2,737
Percentage Net Loans Charged-off: Credit card loans1.5315%568
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1033%809
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0470%4,468
Percentage Net Loans Charged-off: Total real estate loans0.0384%2,207
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.1448%661
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%7,753
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0035%7,743
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,710
Percentage Net Loans Charged-off: Loans to individuals0.2944%3,926
Percentage Net Loans Charged-off: Credit card loans1.3601%778
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1677%1,117
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0445%3,892
Percentage Net Loans Charged-off: Total real estate loans0.0448%1,700
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.1945%454
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0144%7,970
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0167%7,968
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.1099%4,587
Percentage Net Loans Charged-off: Credit card loans0.8732%868
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0820%1,158
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0676%3,042
Percentage Net Loans Charged-off: Total real estate loans0.0683%1,213
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.2951%308
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0211%8,061
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0245%8,067
Percentage Net Loans Charged-off: Commercial and industrial0.0048%2,630
Percentage Net Loans Charged-off: Loans to individuals0.3288%3,038
Percentage Net Loans Charged-off: Credit card loans1.2897%680
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0468%1,079
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1548%1,578
Percentage Net Loans Charged-off: Total real estate loans0.1673%501
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.6063%134
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0097%6,628
Percentage Net Loans Charged-off: Loans to individuals0.5537%2,019
Percentage Net Loans Charged-off: Credit card loans1.3026%626
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0318%864
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0379%5,091
Percentage Net Loans Charged-off: Total real estate loans0.0034%3,381
Percentage Net Loans Charged-off:Construction & development-0.0175%7,749
Percentage Net Loans Charged-off: Commercial real estate0.0181%1,190
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%7,781
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0004%7,782
Percentage Net Loans Charged-off: Commercial and industrial0.1998%2,776
Percentage Net Loans Charged-off: Loans to individuals0.7417%2,583
Percentage Net Loans Charged-off: Credit card loans0.7787%1,265
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0361%1,476
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0436%4,385
Percentage Net Loans Charged-off: Total real estate loans0.0046%2,871
Percentage Net Loans Charged-off:Construction & development-0.0246%7,758
Percentage Net Loans Charged-off: Commercial real estate0.0249%902
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%7,723
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0006%7,730
Percentage Net Loans Charged-off: Commercial and industrial0.1978%2,346
Percentage Net Loans Charged-off: Loans to individuals0.9441%1,725
Percentage Net Loans Charged-off: Credit card loans0.9227%1,066
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0218%1,331
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0556%3,745
Percentage Net Loans Charged-off: Total real estate loans-0.0020%7,520
Percentage Net Loans Charged-off:Construction & development-0.0387%7,753
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.3108%1,730
Percentage Net Loans Charged-off: Loans to individuals1.2894%1,151
Percentage Net Loans Charged-off: Credit card loans0.5954%1,075
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0119%1,135
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0265%3,803
Percentage Net Loans Charged-off: Total real estate loans-0.0052%7,788
Percentage Net Loans Charged-off:Construction & development-0.0982%7,809
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0986%7,457
Percentage Net Loans Charged-off: Loans to individuals1.7078%839
Percentage Net Loans Charged-off: Credit card loans1.2292%738
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0692%7,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1509%3,371
Percentage Net Loans Charged-off: Total real estate loans0.0138%3,270
Percentage Net Loans Charged-off:Construction & development0.2135%360
Percentage Net Loans Charged-off: Commercial real estate-0.0048%8,169
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0071%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0084%2,854
Percentage Net Loans Charged-off: Commercial and industrial1.2637%1,120
Percentage Net Loans Charged-off: Loans to individuals0.8137%2,576
Percentage Net Loans Charged-off: Credit card loans1.4146%1,170
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4820%822
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2103%2,239
Percentage Net Loans Charged-off: Total real estate loans0.0199%2,640
Percentage Net Loans Charged-off:Construction & development0.3080%253
Percentage Net Loans Charged-off: Commercial real estate-0.0049%8,205
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0107%2,514
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0127%2,327
Percentage Net Loans Charged-off: Commercial and industrial1.7622%713
Percentage Net Loans Charged-off: Loans to individuals1.1787%1,527
Percentage Net Loans Charged-off: Credit card loans1.2703%1,151
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6255%640
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2324%1,960
Percentage Net Loans Charged-off: Total real estate loans0.0088%2,528
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0075%8,318
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0147%2,027
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0173%1,866
Percentage Net Loans Charged-off: Commercial and industrial1.8766%611
Percentage Net Loans Charged-off: Loans to individuals1.1386%1,610
Percentage Net Loans Charged-off: Credit card loans0.9390%1,167
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1238%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2119%1,875
Percentage Net Loans Charged-off: Total real estate loans0.0427%1,387
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0909%408
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0298%1,345
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0349%1,221
Percentage Net Loans Charged-off: Commercial and industrial1.7876%571
Percentage Net Loans Charged-off: Loans to individuals1.4120%1,320
Percentage Net Loans Charged-off: Credit card loans2.5363%666
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0923%772
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0645%5,524
Percentage Net Loans Charged-off: Total real estate loans0.0337%2,894
Percentage Net Loans Charged-off:Construction & development0.0276%735
Percentage Net Loans Charged-off: Commercial real estate0.0401%1,331
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0324%2,666
Percentage Net Loans Charged-off: Home equity loans-0.0062%5,969
All other 1-4 family - Percent of loans charged-off, net0.0389%2,445
Percentage Net Loans Charged-off: Commercial and industrial0.1723%3,763
Percentage Net Loans Charged-off: Loans to individuals0.6137%3,714
Percentage Net Loans Charged-off: Credit card loans2.0728%1,149
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0516%1,666
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0477%5,419
Percentage Net Loans Charged-off: Total real estate loans0.0178%2,812
Percentage Net Loans Charged-off:Construction & development0.0356%567
Percentage Net Loans Charged-off: Commercial real estate-0.0019%8,371
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0231%2,377
Percentage Net Loans Charged-off: Home equity loans-0.0084%5,935
All other 1-4 family - Percent of loans charged-off, net0.0285%2,204
Percentage Net Loans Charged-off: Commercial and industrial0.2125%3,080
Percentage Net Loans Charged-off: Loans to individuals0.4042%4,267
Percentage Net Loans Charged-off: Credit card loans2.0927%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0609%1,435
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0006%7,709
Percentage Net Loans Charged-off: Total real estate loans-0.0302%8,576
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.1483%8,778
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0065%2,300
Percentage Net Loans Charged-off: Home equity loans-0.0126%5,913
All other 1-4 family - Percent of loans charged-off, net0.0098%2,124
Percentage Net Loans Charged-off: Commercial and industrial0.0598%3,264
Percentage Net Loans Charged-off: Loans to individuals0.4716%3,687
Percentage Net Loans Charged-off: Credit card loans2.7822%833
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0964%1,195
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1000%8,611
Percentage Net Loans Charged-off: Total real estate loans-0.1036%8,905
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.3298%8,881
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0359%8,661
Percentage Net Loans Charged-off: Home equity loans-0.0252%5,883
All other 1-4 family - Percent of loans charged-off, net-0.0378%8,679
Percentage Net Loans Charged-off: Commercial and industrial-0.1487%7,963
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,985
Percentage Net Loans Charged-off: Credit card loans0.3898%1,222
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0291%7,383
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0905%5,330
Percentage Net Loans Charged-off: Total real estate loans0.0636%2,312
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0646%1,199
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0711%2,012
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0822%1,828
Percentage Net Loans Charged-off: Commercial and industrial-0.1516%8,266
Percentage Net Loans Charged-off: Loans to individuals0.9810%2,445
Percentage Net Loans Charged-off: Credit card loans1.1152%1,619
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3389%1,199
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8003%949
Percentage Net Loans Charged-off: Total real estate loans0.1628%1,178
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.4360%476
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0836%1,697
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0922%1,554
Percentage Net Loans Charged-off: Commercial and industrial3.8984%484
Percentage Net Loans Charged-off: Loans to individuals2.6046%535
Percentage Net Loans Charged-off: Credit card loans1.8318%1,339
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2674%1,250
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3729%1,815
Percentage Net Loans Charged-off: Total real estate loans0.0750%319
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.1753%122
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0368%511
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0401%472
Percentage Net Loans Charged-off: Commercial and industrial0.4667%472
Percentage Net Loans Charged-off: Loans to individuals2.9854%114
Percentage Net Loans Charged-off: Credit card loans3.5109%251
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0308%55
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2566%2,635
Percentage Net Loans Charged-off: Total real estate loans-0.0010%1,241
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0761%1,369
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0386%578
Percentage Net Loans Charged-off: Home equity loans0.0279%328
All other 1-4 family - Percent of loans charged-off, net0.0397%545
Percentage Net Loans Charged-off: Commercial and industrial1.7907%100
Percentage Net Loans Charged-off: Loans to individuals1.5195%263
Percentage Net Loans Charged-off: Credit card loans1.3643%699
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2781%2,643
Percentage Net Loans Charged-off: Total real estate loans0.0535%452
Percentage Net Loans Charged-off:Construction & development0.4105%63
Percentage Net Loans Charged-off: Commercial real estate0.0213%385
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0409%537
Percentage Net Loans Charged-off: Home equity loans0.0466%310
All other 1-4 family - Percent of loans charged-off, net0.0403%501
Percentage Net Loans Charged-off: Commercial and industrial0.3285%472
Percentage Net Loans Charged-off: Loans to individuals2.1382%198
Percentage Net Loans Charged-off: Credit card loans2.7091%463
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7857%97
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0783%5,987
Percentage Net Loans Charged-off: Total real estate loans-0.0800%1,407
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate-0.2304%1,368
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0126%1,338
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net-0.0142%1,343
Percentage Net Loans Charged-off: Commercial and industrial-0.3510%1,335
Percentage Net Loans Charged-off: Loans to individuals2.1567%218
Percentage Net Loans Charged-off: Credit card loans4.0545%308
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2093%210
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2295%3,697
Percentage Net Loans Charged-off: Total real estate loans0.0249%746
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0163%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0557%527
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0647%457
Percentage Net Loans Charged-off: Commercial and industrial0.5641%308
Percentage Net Loans Charged-off: Loans to individuals1.6033%297
Percentage Net Loans Charged-off: Credit card loans3.9634%285
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0493%375
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4119%2,098
Percentage Net Loans Charged-off: Total real estate loans0.1726%361
Percentage Net Loans Charged-off:Construction & development1.2662%93
Percentage Net Loans Charged-off: Commercial real estate0.2192%370
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0480%550
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0570%490
Percentage Net Loans Charged-off: Commercial and industrial1.2872%146
Percentage Net Loans Charged-off: Loans to individuals1.2899%282
Percentage Net Loans Charged-off: Credit card loans2.0181%523
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2501%3,452
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5962%2,333
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6744%3,249
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA