Home > Banyan Bank > Income and Expense
Banyan Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 6,701 |
| Total interest expense | $1,853,000 | 6,774 |
| Net interest income | $2,439,000 | 6,415 |
| Provision for loan and lease losses | $-17,000 | 11,458 |
| Total noninterest income | $291,000 | 7,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,873 |
| Total noninterest expense | $1,880,000 | 6,275 |
| Salaries and employee benefits | $1,030,000 | 5,907 |
| Premises and equipment expense | $319,000 | 5,376 |
| Additional noninterest expense | $531,000 | 7,024 |
| Pre-tax net operating income | $867,000 | 6,565 |
| Securities gains (losses) | $47,000 | 1,345 |
| Applicable income taxes | $324,000 | 5,734 |
| Income before extraordinary items | $590,000 | 6,668 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $590,000 | 6,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $559,450 | 6,830 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 7,824 |
| Total interest expense | $1,123,000 | 8,202 |
| Net interest income | $2,029,000 | 7,496 |
| Provision for loan and lease losses | $93,000 | 4,720 |
| Total noninterest income | $94,000 | 10,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $1,625,000 | 7,215 |
| Salaries and employee benefits | $761,000 | 7,442 |
| Premises and equipment expense | $299,000 | 5,731 |
| Additional noninterest expense | $565,000 | 7,294 |
| Pre-tax net operating income | $405,000 | 9,327 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $152,000 | 8,265 |
| Income before extraordinary items | $253,000 | 9,666 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $253,000 | 9,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,684 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $253,000 | 9,737 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 8,535 |
| Total interest expense | $1,148,000 | 8,491 |
| Net interest income | $1,731,000 | 8,415 |
| Provision for loan and lease losses | $77,000 | 6,405 |
| Total noninterest income | $97,000 | 11,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $1,436,000 | 8,058 |
| Salaries and employee benefits | $527,000 | 9,404 |
| Premises and equipment expense | $262,000 | 6,466 |
| Additional noninterest expense | $647,000 | 6,958 |
| Pre-tax net operating income | $315,000 | 10,118 |
| Securities gains (losses) | $65,000 | 3,068 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $228,000 | 10,293 |
| Extraordinary gains, net | $227,000 | 920 |
| Net income | $455,000 | 8,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,334 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $186,400 | 10,583 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 8,899 |
| Total interest expense | $1,553,000 | 8,356 |
| Net interest income | $1,490,000 | 9,306 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $143,000 | 10,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $1,235,000 | 8,896 |
| Salaries and employee benefits | $550,000 | 9,275 |
| Premises and equipment expense | $245,000 | 6,885 |
| Additional noninterest expense | $440,000 | 9,096 |
| Pre-tax net operating income | $350,000 | 9,690 |
| Securities gains (losses) | $85,000 | 3,276 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $435,000 | 7,884 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $435,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $99,000 | 6,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $350,000 | 8,355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.