Home > Banterra Bank of West Frankfort > Income and Expense
Banterra Bank of West Frankfort, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,345,000 | 4,336 |
| Total interest expense | $3,562,000 | 4,084 |
| Net interest income | $3,783,000 | 4,438 |
| Provision for loan and lease losses | $95,000 | 5,292 |
| Total noninterest income | $487,000 | 5,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,393 |
| Total noninterest expense | $2,164,000 | 5,346 |
| Salaries and employee benefits | $1,131,000 | 5,352 |
| Premises and equipment expense | $244,000 | 6,139 |
| Additional noninterest expense | $789,000 | 4,776 |
| Pre-tax net operating income | $2,011,000 | 3,516 |
| Securities gains (losses) | $-20,000 | 10,368 |
| Applicable income taxes | $631,000 | 3,524 |
| Income before extraordinary items | $1,360,000 | 3,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,360,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,258 |
| Cash dividends | $1,750,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,373,600 | 3,549 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,385,000 | 4,352 |
| Total interest expense | $3,425,000 | 4,267 |
| Net interest income | $3,960,000 | 4,362 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $385,000 | 6,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,991 |
| Total noninterest expense | $1,980,000 | 5,982 |
| Salaries and employee benefits | $1,058,000 | 5,749 |
| Premises and equipment expense | $232,000 | 6,504 |
| Additional noninterest expense | $690,000 | 5,800 |
| Pre-tax net operating income | $2,265,000 | 3,078 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $752,000 | 3,011 |
| Income before extraordinary items | $1,517,000 | 3,156 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,517,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-461,000 | 11,410 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,514,320 | 3,120 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,153,000 | 4,469 |
| Total interest expense | $3,207,000 | 4,470 |
| Net interest income | $3,946,000 | 4,366 |
| Provision for loan and lease losses | $389,000 | 1,901 |
| Total noninterest income | $441,000 | 5,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,838 |
| Total noninterest expense | $2,152,000 | 5,670 |
| Salaries and employee benefits | $1,090,000 | 5,645 |
| Premises and equipment expense | $218,000 | 6,867 |
| Additional noninterest expense | $844,000 | 5,027 |
| Pre-tax net operating income | $1,846,000 | 3,744 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $567,000 | 3,807 |
| Income before extraordinary items | $1,273,000 | 3,760 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,273,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,837 |
| Cash dividends | $1,050,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,277,140 | 3,716 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,371,000 | 4,606 |
| Total interest expense | $2,522,000 | 4,611 |
| Net interest income | $3,849,000 | 4,537 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $432,000 | 5,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,827 |
| Total noninterest expense | $2,185,000 | 5,784 |
| Salaries and employee benefits | $992,000 | 6,126 |
| Premises and equipment expense | $246,000 | 6,584 |
| Additional noninterest expense | $947,000 | 4,942 |
| Pre-tax net operating income | $1,971,000 | 3,472 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $619,000 | 3,422 |
| Income before extraordinary items | $1,357,000 | 3,453 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,357,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 11,219 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,353,550 | 3,497 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,635,000 | 4,536 |
| Total interest expense | $2,536,000 | 4,747 |
| Net interest income | $4,099,000 | 4,308 |
| Provision for loan and lease losses | $412,000 | 2,412 |
| Total noninterest income | $427,000 | 6,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 5,222 |
| Total noninterest expense | $2,281,000 | 5,698 |
| Salaries and employee benefits | $1,022,000 | 6,008 |
| Premises and equipment expense | $235,000 | 6,992 |
| Additional noninterest expense | $1,024,000 | 4,818 |
| Pre-tax net operating income | $1,833,000 | 3,607 |
| Securities gains (losses) | $61,000 | 3,136 |
| Applicable income taxes | $611,000 | 3,541 |
| Income before extraordinary items | $1,283,000 | 3,765 |
| Extraordinary gains, net | $26,000 | 2,568 |
| Net income | $1,309,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,338 |
| Cash dividends | $900,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,241,520 | 3,674 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 4,599 |
| Total interest expense | $3,427,000 | 4,623 |
| Net interest income | $3,975,000 | 4,470 |
| Provision for loan and lease losses | $541,000 | 2,825 |
| Total noninterest income | $490,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,626 |
| Total noninterest expense | $2,181,000 | 5,964 |
| Salaries and employee benefits | $967,000 | 6,217 |
| Premises and equipment expense | $162,000 | 8,785 |
| Additional noninterest expense | $1,052,000 | 4,852 |
| Pre-tax net operating income | $1,743,000 | 3,528 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $523,000 | 3,848 |
| Income before extraordinary items | $1,220,000 | 3,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,220,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 2,652 |
| Cash dividends | $900,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,220,000 | 3,473 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.