Home > Banterra Bank of Hamilton County > Income and Expense
Banterra Bank of Hamilton County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 8,195 |
| Total interest expense | $1,297,000 | 7,562 |
| Net interest income | $1,617,000 | 8,538 |
| Provision for loan and lease losses | $144,000 | 3,703 |
| Total noninterest income | $167,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,360 |
| Total noninterest expense | $823,000 | 10,123 |
| Salaries and employee benefits | $349,000 | 10,755 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $397,000 | 8,855 |
| Pre-tax net operating income | $817,000 | 6,793 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $296,000 | 5,922 |
| Income before extraordinary items | $519,000 | 7,164 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $519,000 | 7,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,935 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $520,280 | 7,193 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 8,343 |
| Total interest expense | $1,313,000 | 7,823 |
| Net interest income | $1,681,000 | 8,545 |
| Provision for loan and lease losses | $245,000 | 3,439 |
| Total noninterest income | $140,000 | 10,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $828,000 | 10,532 |
| Salaries and employee benefits | $342,000 | 11,224 |
| Premises and equipment expense | $80,000 | 11,146 |
| Additional noninterest expense | $406,000 | 9,204 |
| Pre-tax net operating income | $748,000 | 7,101 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $259,000 | 6,663 |
| Income before extraordinary items | $489,000 | 7,644 |
| Extraordinary gains, net | $-5,000 | 12,234 |
| Net income | $484,000 | 7,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,310 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $489,000 | 7,391 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 8,361 |
| Total interest expense | $1,678,000 | 7,954 |
| Net interest income | $1,702,000 | 8,643 |
| Provision for loan and lease losses | $133,000 | 6,435 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 10,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $833,000 | 10,844 |
| Salaries and employee benefits | $333,000 | 11,632 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $432,000 | 9,178 |
| Pre-tax net operating income | $828,000 | 6,437 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $278,000 | 6,248 |
| Income before extraordinary items | $550,000 | 6,927 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $550,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 4,547 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $550,000 | 6,563 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.