Home > Banterra Bank of Christopher > Income and Expense
Banterra Bank of Christopher, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 6,884 |
| Total interest expense | $1,888,000 | 6,496 |
| Net interest income | $1,876,000 | 7,176 |
| Provision for loan and lease losses | $-185,000 | 10,820 |
| Total noninterest income | $217,000 | 7,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,113 |
| Total noninterest expense | $724,000 | 9,315 |
| Salaries and employee benefits | $284,000 | 10,074 |
| Premises and equipment expense | $68,000 | 9,770 |
| Additional noninterest expense | $372,000 | 7,603 |
| Pre-tax net operating income | $1,554,000 | 4,361 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $490,000 | 4,274 |
| Income before extraordinary items | $1,051,000 | 4,517 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,051,000 | 4,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,059,840 | 4,432 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 7,287 |
| Total interest expense | $1,675,000 | 7,149 |
| Net interest income | $1,915,000 | 7,322 |
| Provision for loan and lease losses | $74,000 | 5,750 |
| Total noninterest income | $200,000 | 8,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $709,000 | 9,782 |
| Salaries and employee benefits | $278,000 | 10,525 |
| Premises and equipment expense | $86,000 | 9,652 |
| Additional noninterest expense | $345,000 | 8,413 |
| Pre-tax net operating income | $1,332,000 | 4,752 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $435,000 | 4,624 |
| Income before extraordinary items | $897,000 | 4,883 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $897,000 | 4,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-160,000 | 11,303 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $897,000 | 4,828 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 7,533 |
| Total interest expense | $1,521,000 | 7,639 |
| Net interest income | $1,998,000 | 7,318 |
| Provision for loan and lease losses | $387,000 | 1,908 |
| Total noninterest income | $366,000 | 6,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,883 |
| Total noninterest expense | $770,000 | 9,903 |
| Salaries and employee benefits | $296,000 | 10,785 |
| Premises and equipment expense | $72,000 | 10,422 |
| Additional noninterest expense | $402,000 | 8,174 |
| Pre-tax net operating income | $1,207,000 | 5,227 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $401,000 | 4,948 |
| Income before extraordinary items | $806,000 | 5,424 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $806,000 | 5,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,751 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $806,000 | 5,393 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 8,156 |
| Total interest expense | $1,149,000 | 8,108 |
| Net interest income | $1,789,000 | 8,068 |
| Provision for loan and lease losses | $64,000 | 5,501 |
| Total noninterest income | $287,000 | 7,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $835,000 | 10,071 |
| Salaries and employee benefits | $292,000 | 11,282 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $452,000 | 8,294 |
| Pre-tax net operating income | $1,177,000 | 5,308 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $416,000 | 4,621 |
| Income before extraordinary items | $773,000 | 5,488 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $773,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $765,200 | 5,600 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 8,694 |
| Total interest expense | $1,107,000 | 8,646 |
| Net interest income | $1,677,000 | 8,562 |
| Provision for loan and lease losses | $107,000 | 5,595 |
| Total noninterest income | $272,000 | 8,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,504 |
| Total noninterest expense | $829,000 | 10,527 |
| Salaries and employee benefits | $287,000 | 11,793 |
| Premises and equipment expense | $112,000 | 10,057 |
| Additional noninterest expense | $430,000 | 8,930 |
| Pre-tax net operating income | $1,013,000 | 5,843 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $331,000 | 5,722 |
| Income before extraordinary items | $682,000 | 6,227 |
| Extraordinary gains, net | $48,000 | 2,206 |
| Net income | $730,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $682,000 | 5,970 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 9,492 |
| Total interest expense | $1,296,000 | 9,253 |
| Net interest income | $1,426,000 | 9,525 |
| Provision for loan and lease losses | $410,000 | 3,402 |
| Total noninterest income | $356,000 | 7,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,772 |
| Total noninterest expense | $836,000 | 10,824 |
| Salaries and employee benefits | $250,000 | 12,604 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $510,000 | 8,364 |
| Pre-tax net operating income | $536,000 | 8,168 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $385,000 | 8,368 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $385,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 2,973 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $385,000 | 8,013 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.