Home > Banterra Bank Group > Income and Expense
Banterra Bank Group, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,314,000 | 2,463 |
| Total interest expense | $6,852,000 | 2,204 |
| Net interest income | $6,462,000 | 2,692 |
| Provision for loan and lease losses | $1,135,000 | 890 |
| Total noninterest income | $642,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $371,000 | 3,434 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $271,000 | 4,163 |
| Total noninterest expense | $3,425,000 | 3,672 |
| Salaries and employee benefits | $1,731,000 | 3,775 |
| Premises and equipment expense | $326,000 | 5,156 |
| Additional noninterest expense | $1,368,000 | 2,971 |
| Pre-tax net operating income | $2,544,000 | 2,868 |
| Securities gains (losses) | $-30,000 | 10,516 |
| Applicable income taxes | $732,000 | 3,128 |
| Income before extraordinary items | $1,782,000 | 2,852 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,782,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,057,000 | 773 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,803,300 | 2,778 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,596,000 | 2,454 |
| Total interest expense | $7,092,000 | 2,189 |
| Net interest income | $6,504,000 | 2,731 |
| Provision for loan and lease losses | $1,900,000 | 646 |
| Total noninterest income | $577,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $387,000 | 3,432 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $190,000 | 5,320 |
| Total noninterest expense | $3,455,000 | 3,819 |
| Salaries and employee benefits | $1,541,000 | 4,213 |
| Premises and equipment expense | $304,000 | 5,535 |
| Additional noninterest expense | $1,610,000 | 2,942 |
| Pre-tax net operating income | $1,726,000 | 3,857 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $407,000 | 4,840 |
| Income before extraordinary items | $1,323,000 | 3,573 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,323,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,517,000 | 497 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,319,960 | 3,536 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,611,000 | 2,455 |
| Total interest expense | $6,534,000 | 2,377 |
| Net interest income | $7,077,000 | 2,533 |
| Provision for loan and lease losses | $6,416,000 | 269 |
| Total noninterest income | $763,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $433,000 | 3,102 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $330,000 | 3,769 |
| Total noninterest expense | $3,035,000 | 4,245 |
| Salaries and employee benefits | $1,425,000 | 4,489 |
| Premises and equipment expense | $294,000 | 5,716 |
| Additional noninterest expense | $1,316,000 | 3,460 |
| Pre-tax net operating income | $-1,612,000 | 11,913 |
| Securities gains (losses) | $-23,000 | 10,647 |
| Applicable income taxes | $-723,000 | 11,888 |
| Income before extraordinary items | $-911,000 | 11,859 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-911,000 | 11,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,292,000 | 349 |
| Cash dividends | $945,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-896,280 | 11,848 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 5,714 |
| Total interest expense | $1,902,000 | 5,828 |
| Net interest income | $3,048,000 | 5,553 |
| Provision for loan and lease losses | $129,000 | 3,913 |
| Total noninterest income | $345,000 | 6,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,205 |
| Total noninterest expense | $1,412,000 | 7,878 |
| Salaries and employee benefits | $692,000 | 7,942 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $592,000 | 7,091 |
| Pre-tax net operating income | $1,852,000 | 3,656 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $680,000 | 3,161 |
| Income before extraordinary items | $1,172,000 | 3,942 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,172,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,172,000 | 3,982 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 6,682 |
| Total interest expense | $1,534,000 | 7,093 |
| Net interest income | $2,625,000 | 6,308 |
| Provision for loan and lease losses | $210,000 | 3,794 |
| Total noninterest income | $327,000 | 7,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $1,261,000 | 8,651 |
| Salaries and employee benefits | $622,000 | 8,621 |
| Premises and equipment expense | $92,000 | 10,712 |
| Additional noninterest expense | $547,000 | 7,797 |
| Pre-tax net operating income | $1,481,000 | 4,370 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $514,000 | 4,085 |
| Income before extraordinary items | $965,000 | 4,816 |
| Extraordinary gains, net | $-34,000 | 12,593 |
| Net income | $931,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 5,035 |
| Cash dividends | $510,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $966,300 | 4,571 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 6,947 |
| Total interest expense | $1,938,000 | 7,249 |
| Net interest income | $2,520,000 | 6,553 |
| Provision for loan and lease losses | $445,000 | 3,244 |
| Total noninterest income | $273,000 | 8,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 7,114 |
| Total noninterest expense | $1,114,000 | 9,434 |
| Salaries and employee benefits | $527,000 | 9,516 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $528,000 | 8,214 |
| Pre-tax net operating income | $1,234,000 | 4,812 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $426,000 | 4,563 |
| Income before extraordinary items | $808,000 | 5,318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $808,000 | 5,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 2,734 |
| Cash dividends | $360,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $808,000 | 5,020 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.