Home > Banterra Bank > Income and Expense
Banterra Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 5,314 |
| Total interest expense | $3,251,000 | 4,401 |
| Net interest income | $2,375,000 | 6,249 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $354,000 | 6,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,423 |
| Total noninterest expense | $2,159,000 | 5,359 |
| Salaries and employee benefits | $1,051,000 | 5,676 |
| Premises and equipment expense | $314,000 | 5,292 |
| Additional noninterest expense | $794,000 | 4,750 |
| Pre-tax net operating income | $300,000 | 9,001 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $55,000 | 9,178 |
| Income before extraordinary items | $234,000 | 8,878 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $234,000 | 8,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,214 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $242,910 | 8,771 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 6,156 |
| Total interest expense | $2,521,000 | 5,481 |
| Net interest income | $2,224,000 | 6,718 |
| Provision for loan and lease losses | $170,000 | 3,812 |
| Total noninterest income | $353,000 | 6,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,438 |
| Total noninterest expense | $1,528,000 | 7,030 |
| Salaries and employee benefits | $708,000 | 7,481 |
| Premises and equipment expense | $234,000 | 6,482 |
| Additional noninterest expense | $586,000 | 6,439 |
| Pre-tax net operating income | $879,000 | 6,167 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $296,000 | 5,880 |
| Income before extraordinary items | $585,000 | 6,358 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $585,000 | 6,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $583,680 | 6,302 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,349,000 | 6,621 |
| Total interest expense | $2,194,000 | 6,091 |
| Net interest income | $2,155,000 | 6,973 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $331,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,986 |
| Total noninterest expense | $1,154,000 | 8,374 |
| Salaries and employee benefits | $496,000 | 9,148 |
| Premises and equipment expense | $138,000 | 8,574 |
| Additional noninterest expense | $520,000 | 7,103 |
| Pre-tax net operating income | $1,212,000 | 5,213 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $436,000 | 4,637 |
| Income before extraordinary items | $775,000 | 5,571 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $775,000 | 5,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $775,640 | 5,551 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 7,406 |
| Total interest expense | $1,437,000 | 7,082 |
| Net interest income | $2,013,000 | 7,538 |
| Provision for loan and lease losses | $115,000 | 4,257 |
| Total noninterest income | $238,000 | 8,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,516 |
| Total noninterest expense | $988,000 | 9,398 |
| Salaries and employee benefits | $423,000 | 10,073 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $474,000 | 8,111 |
| Pre-tax net operating income | $1,148,000 | 5,401 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $419,000 | 4,595 |
| Income before extraordinary items | $727,000 | 5,751 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $727,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $251,000 | 4,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $728,280 | 5,820 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 8,162 |
| Total interest expense | $1,246,000 | 8,094 |
| Net interest income | $1,863,000 | 8,066 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $268,000 | 8,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,523 |
| Total noninterest expense | $895,000 | 10,212 |
| Salaries and employee benefits | $388,000 | 10,763 |
| Premises and equipment expense | $70,000 | 11,498 |
| Additional noninterest expense | $437,000 | 8,855 |
| Pre-tax net operating income | $1,056,000 | 5,660 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $381,000 | 5,180 |
| Income before extraordinary items | $676,000 | 6,256 |
| Extraordinary gains, net | $47,000 | 2,224 |
| Net income | $723,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $675,360 | 6,021 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 8,958 |
| Total interest expense | $1,403,000 | 8,839 |
| Net interest income | $1,602,000 | 8,952 |
| Provision for loan and lease losses | $343,000 | 3,820 |
| Total noninterest income | $183,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $820,000 | 10,908 |
| Salaries and employee benefits | $341,000 | 11,539 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $422,000 | 9,304 |
| Pre-tax net operating income | $622,000 | 7,567 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $203,000 | 7,497 |
| Income before extraordinary items | $421,000 | 8,007 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $421,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 3,633 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $419,660 | 7,667 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.