Home > BankUnited, FSB > Net charge- offs to loans
BankUnited, FSB, Net charge- offs to loans
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.5846% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.6990% | 101 |
| Percentage Net Loans Charged-off:Construction & development | 1.2392% | 1,150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0418% | 7,799 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1011% | 6,116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.4007% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 7.7492% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 7.3851% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4671% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0607% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.3990% | 48 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.5150% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 47.1503% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1477% | 1,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9330% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.3316% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8492% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 5.3490% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7462% | 2,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2377% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8759% | 122 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9406% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 51.4196% | 6 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5630% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3275% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1053% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2320% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6829% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4776% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1869% | 262 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2052% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 10.5080% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0076% | 181 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3598% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8973% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4627% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5204% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8144% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8341% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 5.1268% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8023% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 7.8836% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6091% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7457% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1451% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 4,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0983% | 2,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.3088% | 847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 1,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6981% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0760% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3089% | 7,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1761% | 4,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 4,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0704% | 1,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.3755% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2266% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9279% | 7,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0116% | 5,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 4,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0485% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.5574% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,755 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0458% | 5,999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0709% | 8,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0172% | 4,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 3,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 1,108 |
| Percentage Net Loans Charged-off:Construction & development | 1.0956% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0922% | 6,009 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5729% | 8,139 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0338% | 6,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 4,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 2,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.2905% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0816% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 2,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9881% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0705% | 7,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 5,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 2,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 2,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1104% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 2,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2577% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0716% | 7,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 7,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 1,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0512% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9317% | 8,140 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0982% | 7,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 6,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0779% | 7,228 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0802% | 6,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 7,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 3,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0950% | 8,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 2,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1859% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 2,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6149% | 8,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3505% | 4,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 6,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 2,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1307% | 8,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 2,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2641% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 2,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3994% | 7,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4806% | 3,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 5,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 1,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 1,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4255% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 1,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5805% | 8,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7543% | 2,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 4,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4607% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4038% | 7,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0100% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 6,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 3,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.2915% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 3,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0760% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3240% | 8,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2725% | 5,023 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 7,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 3,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.1190% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5680% | 8,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0956% | 5,615 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0447% | 8,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 2,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.1702% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6972% | 8,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3228% | 3,969 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1147% | 8,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.2809% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.8870% | 8,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3887% | 3,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1813% | 3,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 3,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.3972% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 3,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 3,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8454% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6878% | 3,403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1477% | 3,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.5306% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 2,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4241% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8885% | 2,457 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 2,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.2749% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5466% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8577% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 4,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 1,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.3734% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3799% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5328% | 3,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 5,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 3,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 8,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 3,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 2,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9314% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5732% | 3,961 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 3,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0231% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 2,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9049% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9369% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 5,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 1,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6334% | 58 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5605% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1119% | 4,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 333 |
| Percentage Net Loans Charged-off:Construction & development | 0.1206% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7301% | 32 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2450% | 75 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2550% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 6,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2459% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3595% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6171% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 7,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0798% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2600% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 6,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5227% | 1,347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5054% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7773% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1025% | 11,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1170% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1253% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | -32.7187% | 1,359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4234% | 126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 4,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1493% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1554% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1563% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0236% | 11,380 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 1,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.1119% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |