Home > BankTrust of Alabama > Income and Expense
BankTrust of Alabama, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 2,394 |
| Total interest expense | $2,006,000 | 2,310 |
| Net interest income | $2,334,000 | 2,423 |
| Provision for loan and lease losses | $161,000 | 1,360 |
| Total noninterest income | $628,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $364,000 | 1,185 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $264,000 | 2,139 |
| Total noninterest expense | $1,786,000 | 2,562 |
| Salaries and employee benefits | $887,000 | 2,817 |
| Premises and equipment expense | $186,000 | 3,305 |
| Additional noninterest expense | $713,000 | 1,866 |
| Pre-tax net operating income | $1,015,000 | 2,138 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $299,000 | 1,861 |
| Income before extraordinary items | $715,000 | 2,276 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $715,000 | 2,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,009 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $715,710 | 2,256 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,032,000 | 2,417 |
| Total interest expense | $6,854,000 | 2,328 |
| Net interest income | $9,178,000 | 2,474 |
| Provision for loan and lease losses | $950,000 | 1,084 |
| Total noninterest income | $2,504,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,524,000 | 1,161 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $980,000 | 2,257 |
| Total noninterest expense | $6,480,000 | 2,696 |
| Salaries and employee benefits | $3,246,000 | 2,911 |
| Premises and equipment expense | $726,000 | 3,245 |
| Additional noninterest expense | $2,508,000 | 2,101 |
| Pre-tax net operating income | $4,252,000 | 2,154 |
| Securities gains (losses) | $-44,000 | 7,894 |
| Applicable income taxes | $1,268,000 | 1,890 |
| Income before extraordinary items | $2,940,000 | 2,314 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,940,000 | 2,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,096,000 | 634 |
| Cash dividends | $1,100,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,970,800 | 2,277 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,819,000 | 2,440 |
| Total interest expense | $4,922,000 | 2,345 |
| Net interest income | $6,897,000 | 2,490 |
| Provision for loan and lease losses | $783,000 | 964 |
| Total noninterest income | $1,888,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,115,000 | 1,204 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $773,000 | 2,185 |
| Total noninterest expense | $4,868,000 | 2,693 |
| Salaries and employee benefits | $2,472,000 | 2,874 |
| Premises and equipment expense | $555,000 | 3,195 |
| Additional noninterest expense | $1,841,000 | 2,119 |
| Pre-tax net operating income | $3,134,000 | 2,259 |
| Securities gains (losses) | $-44,000 | 8,139 |
| Applicable income taxes | $918,000 | 1,994 |
| Income before extraordinary items | $2,172,000 | 2,412 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,172,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,095,000 | 430 |
| Cash dividends | $1,100,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,202,800 | 2,384 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,710,000 | 2,447 |
| Total interest expense | $3,120,000 | 2,350 |
| Net interest income | $4,590,000 | 2,493 |
| Provision for loan and lease losses | $330,000 | 1,354 |
| Total noninterest income | $1,229,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $715,000 | 1,241 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $514,000 | 2,176 |
| Total noninterest expense | $3,162,000 | 2,771 |
| Salaries and employee benefits | $1,599,000 | 2,960 |
| Premises and equipment expense | $363,000 | 3,231 |
| Additional noninterest expense | $1,200,000 | 2,173 |
| Pre-tax net operating income | $2,327,000 | 2,068 |
| Securities gains (losses) | $-44,000 | 8,336 |
| Applicable income taxes | $673,000 | 1,892 |
| Income before extraordinary items | $1,610,000 | 2,212 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,610,000 | 2,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,068 |
| Cash dividends | $700,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,641,240 | 2,163 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 2,495 |
| Total interest expense | $1,460,000 | 2,374 |
| Net interest income | $2,234,000 | 2,537 |
| Provision for loan and lease losses | $166,000 | 1,314 |
| Total noninterest income | $638,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $358,000 | 1,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $280,000 | 2,035 |
| Total noninterest expense | $1,547,000 | 2,805 |
| Salaries and employee benefits | $788,000 | 3,011 |
| Premises and equipment expense | $185,000 | 3,199 |
| Additional noninterest expense | $574,000 | 2,238 |
| Pre-tax net operating income | $1,159,000 | 2,039 |
| Securities gains (losses) | $-44,000 | 8,539 |
| Applicable income taxes | $323,000 | 1,925 |
| Income before extraordinary items | $792,000 | 2,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $792,000 | 2,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $823,240 | 2,115 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,580,000 | 2,603 |
| Total interest expense | $4,079,000 | 2,615 |
| Net interest income | $8,501,000 | 2,557 |
| Provision for loan and lease losses | $1,350,000 | 789 |
| Total noninterest income | $2,487,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,427,000 | 1,239 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,060,000 | 2,127 |
| Total noninterest expense | $6,277,000 | 2,640 |
| Salaries and employee benefits | $3,049,000 | 2,923 |
| Premises and equipment expense | $786,000 | 2,942 |
| Additional noninterest expense | $2,442,000 | 2,053 |
| Pre-tax net operating income | $3,361,000 | 2,530 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $947,000 | 2,330 |
| Income before extraordinary items | $2,412,000 | 2,667 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,412,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,044 |
| Cash dividends | $1,150,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,413,440 | 2,636 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,033,000 | 2,642 |
| Total interest expense | $2,767,000 | 2,703 |
| Net interest income | $6,266,000 | 2,574 |
| Provision for loan and lease losses | $1,109,000 | 695 |
| Total noninterest income | $1,844,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,048,000 | 1,252 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $796,000 | 2,127 |
| Total noninterest expense | $4,660,000 | 2,634 |
| Salaries and employee benefits | $2,272,000 | 2,910 |
| Premises and equipment expense | $595,000 | 2,899 |
| Additional noninterest expense | $1,793,000 | 2,076 |
| Pre-tax net operating income | $2,341,000 | 2,705 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $654,000 | 2,503 |
| Income before extraordinary items | $1,685,000 | 2,846 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,685,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,505 |
| Cash dividends | $850,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,686,440 | 2,810 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,791,000 | 2,680 |
| Total interest expense | $1,659,000 | 2,804 |
| Net interest income | $4,132,000 | 2,576 |
| Provision for loan and lease losses | $346,000 | 1,353 |
| Total noninterest income | $1,139,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $658,000 | 1,308 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $481,000 | 2,244 |
| Total noninterest expense | $3,072,000 | 2,639 |
| Salaries and employee benefits | $1,482,000 | 2,958 |
| Premises and equipment expense | $398,000 | 2,861 |
| Additional noninterest expense | $1,192,000 | 2,068 |
| Pre-tax net operating income | $1,853,000 | 2,320 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $545,000 | 2,138 |
| Income before extraordinary items | $1,308,000 | 2,478 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,308,000 | 2,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,534 |
| Cash dividends | $450,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,308,000 | 2,443 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 2,761 |
| Total interest expense | $762,000 | 2,917 |
| Net interest income | $1,992,000 | 2,650 |
| Provision for loan and lease losses | $145,000 | 1,514 |
| Total noninterest income | $538,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $306,000 | 1,345 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $232,000 | 2,265 |
| Total noninterest expense | $1,512,000 | 2,694 |
| Salaries and employee benefits | $727,000 | 3,016 |
| Premises and equipment expense | $207,000 | 2,792 |
| Additional noninterest expense | $578,000 | 2,122 |
| Pre-tax net operating income | $873,000 | 2,398 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $270,000 | 2,140 |
| Income before extraordinary items | $603,000 | 2,607 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $603,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $603,000 | 2,570 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,114,000 | 3,069 |
| Total interest expense | $2,137,000 | 3,458 |
| Net interest income | $6,977,000 | 2,892 |
| Provision for loan and lease losses | $580,000 | 1,719 |
| Total noninterest income | $1,947,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,187,000 | 1,484 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $760,000 | 2,581 |
| Total noninterest expense | $5,881,000 | 2,701 |
| Salaries and employee benefits | $2,774,000 | 3,062 |
| Premises and equipment expense | $728,000 | 3,029 |
| Additional noninterest expense | $2,379,000 | 2,057 |
| Pre-tax net operating income | $2,463,000 | 3,044 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $724,000 | 2,704 |
| Income before extraordinary items | $1,738,000 | 3,260 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,738,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,481 |
| Cash dividends | $700,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,738,710 | 3,197 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 3,162 |
| Total interest expense | $1,470,000 | 3,677 |
| Net interest income | $5,054,000 | 2,968 |
| Provision for loan and lease losses | $355,000 | 1,982 |
| Total noninterest income | $1,467,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $904,000 | 1,467 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $563,000 | 2,612 |
| Total noninterest expense | $4,379,000 | 2,692 |
| Salaries and employee benefits | $2,158,000 | 2,929 |
| Premises and equipment expense | $541,000 | 3,048 |
| Additional noninterest expense | $1,680,000 | 2,147 |
| Pre-tax net operating income | $1,787,000 | 3,170 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $549,000 | 2,743 |
| Income before extraordinary items | $1,237,000 | 3,472 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,237,000 | 3,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,051 |
| Cash dividends | $600,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,237,690 | 3,381 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 3,276 |
| Total interest expense | $914,000 | 3,877 |
| Net interest income | $3,261,000 | 3,052 |
| Provision for loan and lease losses | $138,000 | 2,915 |
| Total noninterest income | $987,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $608,000 | 1,443 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $379,000 | 2,595 |
| Total noninterest expense | $2,939,000 | 2,665 |
| Salaries and employee benefits | $1,471,000 | 2,886 |
| Premises and equipment expense | $399,000 | 2,797 |
| Additional noninterest expense | $1,069,000 | 2,255 |
| Pre-tax net operating income | $1,171,000 | 3,170 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $373,000 | 2,683 |
| Income before extraordinary items | $797,000 | 3,532 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $797,000 | 3,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $797,680 | 3,444 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 3,305 |
| Total interest expense | $442,000 | 4,024 |
| Net interest income | $1,622,000 | 3,054 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $494,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $303,000 | 1,413 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $191,000 | 2,546 |
| Total noninterest expense | $1,470,000 | 2,679 |
| Salaries and employee benefits | $746,000 | 2,852 |
| Premises and equipment expense | $198,000 | 2,838 |
| Additional noninterest expense | $526,000 | 2,253 |
| Pre-tax net operating income | $601,000 | 3,074 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $199,000 | 2,588 |
| Income before extraordinary items | $401,000 | 3,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $401,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $401,670 | 3,388 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,000 | 9,168 |
| Total interest expense | $4,000 | 9,149 |
| Net interest income | $19,000 | 9,159 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $5,000 | 9,085 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,000 | 8,011 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,000 | 8,983 |
| Total noninterest expense | $8,000 | 9,177 |
| Salaries and employee benefits | $8,000 | 9,157 |
| Premises and equipment expense | $0 | 9,148 |
| Additional noninterest expense | $0 | 9,176 |
| Pre-tax net operating income | $16,000 | 8,482 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $11,000 | 8,590 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,000 | 8,504 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,375,000 | 3,295 |
| Total interest expense | $1,789,000 | 3,575 |
| Net interest income | $4,586,000 | 3,138 |
| Provision for loan and lease losses | $419,000 | 1,961 |
| Total noninterest income | $1,715,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $911,000 | 1,441 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $804,000 | 2,364 |
| Total noninterest expense | $4,052,000 | 2,869 |
| Salaries and employee benefits | $2,030,000 | 3,052 |
| Premises and equipment expense | $478,000 | 3,338 |
| Additional noninterest expense | $1,544,000 | 2,324 |
| Pre-tax net operating income | $1,830,000 | 3,037 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $340,000 | 3,703 |
| Income before extraordinary items | $1,496,000 | 2,968 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,496,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,697 |
| Cash dividends | $122,000 | 4,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,491,140 | 2,830 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 3,315 |
| Total interest expense | $1,262,000 | 3,518 |
| Net interest income | $3,006,000 | 3,184 |
| Provision for loan and lease losses | $212,000 | 2,399 |
| Total noninterest income | $1,083,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $589,000 | 1,450 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $494,000 | 2,457 |
| Total noninterest expense | $2,661,000 | 2,904 |
| Salaries and employee benefits | $1,381,000 | 2,999 |
| Premises and equipment expense | $311,000 | 3,383 |
| Additional noninterest expense | $969,000 | 2,436 |
| Pre-tax net operating income | $1,216,000 | 3,061 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $301,000 | 3,240 |
| Income before extraordinary items | $919,000 | 3,163 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $919,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,633 |
| Cash dividends | $122,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $916,000 | 3,001 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 3,424 |
| Total interest expense | $627,000 | 3,619 |
| Net interest income | $1,443,000 | 3,284 |
| Provision for loan and lease losses | $87,000 | 2,637 |
| Total noninterest income | $542,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $267,000 | 1,544 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $275,000 | 2,235 |
| Total noninterest expense | $1,368,000 | 2,808 |
| Salaries and employee benefits | $707,000 | 2,927 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $507,000 | 2,303 |
| Pre-tax net operating income | $530,000 | 3,364 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $117,000 | 3,681 |
| Income before extraordinary items | $414,000 | 3,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,329 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $413,220 | 3,217 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,884,000 | 3,339 |
| Total interest expense | $3,179,000 | 3,372 |
| Net interest income | $5,705,000 | 3,274 |
| Provision for loan and lease losses | $903,000 | 1,470 |
| Total noninterest income | $1,532,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $893,000 | 1,801 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $639,000 | 2,866 |
| Total noninterest expense | $4,760,000 | 3,053 |
| Salaries and employee benefits | $2,281,000 | 3,366 |
| Premises and equipment expense | $522,000 | 3,811 |
| Additional noninterest expense | $1,957,000 | 2,352 |
| Pre-tax net operating income | $1,574,000 | 3,985 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $219,000 | 4,983 |
| Income before extraordinary items | $1,372,000 | 3,747 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,372,000 | 3,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $754,000 | 1,213 |
| Cash dividends | $424,000 | 3,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,357,380 | 3,656 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,043,000 | 3,299 |
| Total interest expense | $4,766,000 | 3,291 |
| Net interest income | $5,277,000 | 3,295 |
| Provision for loan and lease losses | $541,000 | 2,072 |
| Total noninterest income | $1,495,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $824,000 | 1,854 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $671,000 | 2,633 |
| Total noninterest expense | $3,643,000 | 3,704 |
| Salaries and employee benefits | $2,136,000 | 3,404 |
| Premises and equipment expense | $438,000 | 4,319 |
| Additional noninterest expense | $1,069,000 | 3,850 |
| Pre-tax net operating income | $2,588,000 | 2,600 |
| Securities gains (losses) | $117,000 | 1,622 |
| Applicable income taxes | $748,000 | 2,552 |
| Income before extraordinary items | $1,957,000 | 2,583 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,957,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,817 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,872,760 | 2,608 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,826,000 | 2,524 |
| Total interest expense | $7,074,000 | 2,391 |
| Net interest income | $6,752,000 | 2,640 |
| Provision for loan and lease losses | $579,000 | 1,676 |
| Total noninterest income | $3,797,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $830,000 | 1,667 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,967,000 | 865 |
| Total noninterest expense | $4,269,000 | 3,151 |
| Salaries and employee benefits | $2,578,000 | 2,751 |
| Premises and equipment expense | $611,000 | 3,218 |
| Additional noninterest expense | $1,080,000 | 3,746 |
| Pre-tax net operating income | $5,701,000 | 1,291 |
| Securities gains (losses) | $-161,000 | 9,534 |
| Applicable income taxes | $1,811,000 | 1,277 |
| Income before extraordinary items | $3,729,000 | 1,420 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,729,000 | 1,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,545 |
| Cash dividends | $5,280,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,836,870 | 1,371 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,136,000 | 2,494 |
| Total interest expense | $6,176,000 | 2,379 |
| Net interest income | $6,960,000 | 2,527 |
| Provision for loan and lease losses | $794,000 | 1,195 |
| Total noninterest income | $1,248,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $756,000 | 1,758 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $492,000 | 2,981 |
| Total noninterest expense | $5,071,000 | 2,656 |
| Salaries and employee benefits | $2,692,000 | 2,614 |
| Premises and equipment expense | $805,000 | 2,523 |
| Additional noninterest expense | $1,574,000 | 2,751 |
| Pre-tax net operating income | $2,343,000 | 2,944 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $748,000 | 2,782 |
| Income before extraordinary items | $1,592,000 | 3,097 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,592,000 | 3,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,661 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,594,040 | 3,062 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,736,000 | 3,631 |
| Total interest expense | $3,994,000 | 3,692 |
| Net interest income | $4,742,000 | 3,576 |
| Provision for loan and lease losses | $521,000 | 1,669 |
| Total noninterest income | $1,121,000 | 2,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $609,000 | 2,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $512,000 | 2,938 |
| Total noninterest expense | $3,989,000 | 3,201 |
| Salaries and employee benefits | $2,440,000 | 2,786 |
| Premises and equipment expense | $420,000 | 4,257 |
| Additional noninterest expense | $1,129,000 | 3,548 |
| Pre-tax net operating income | $1,353,000 | 4,492 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $367,000 | 4,646 |
| Income before extraordinary items | $990,000 | 4,562 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $990,000 | 4,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,631 |
| Cash dividends | $85,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $987,080 | 4,469 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,155,000 | 4,967 |
| Total interest expense | $2,630,000 | 5,216 |
| Net interest income | $3,525,000 | 4,704 |
| Provision for loan and lease losses | $126,000 | 4,509 |
| Total noninterest income | $780,000 | 3,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $575,000 | 2,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,893 |
| Total noninterest expense | $2,641,000 | 4,564 |
| Salaries and employee benefits | $1,559,000 | 4,112 |
| Premises and equipment expense | $378,000 | 4,634 |
| Additional noninterest expense | $704,000 | 5,194 |
| Pre-tax net operating income | $1,538,000 | 4,400 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $441,000 | 4,590 |
| Income before extraordinary items | $1,118,000 | 4,301 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,118,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $690,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,102,880 | 4,287 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 5,514 |
| Total interest expense | $2,296,000 | 5,854 |
| Net interest income | $3,216,000 | 5,174 |
| Provision for loan and lease losses | $63,000 | 6,028 |
| Total noninterest income | $835,000 | 3,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $582,000 | 2,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,500 |
| Total noninterest expense | $2,368,000 | 5,231 |
| Salaries and employee benefits | $1,534,000 | 4,236 |
| Premises and equipment expense | $327,000 | 5,258 |
| Additional noninterest expense | $507,000 | 7,000 |
| Pre-tax net operating income | $1,620,000 | 4,085 |
| Securities gains (losses) | $27,000 | 1,767 |
| Applicable income taxes | $482,000 | 4,263 |
| Income before extraordinary items | $1,165,000 | 3,965 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,165,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $453,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,145,830 | 3,967 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 5,697 |
| Total interest expense | $2,192,000 | 6,096 |
| Net interest income | $3,157,000 | 5,279 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $812,000 | 3,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,109 |
| Total noninterest expense | $2,366,000 | 5,237 |
| Salaries and employee benefits | $1,485,000 | 4,323 |
| Premises and equipment expense | $289,000 | 5,795 |
| Additional noninterest expense | $592,000 | 6,583 |
| Pre-tax net operating income | $1,538,000 | 4,366 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $420,000 | 4,777 |
| Income before extraordinary items | $1,127,000 | 4,164 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,127,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,600 |
| Cash dividends | $1,397,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,120,430 | 4,166 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 6,028 |
| Total interest expense | $1,733,000 | 6,255 |
| Net interest income | $2,888,000 | 5,758 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $843,000 | 3,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,351 |
| Total noninterest expense | $2,263,000 | 5,606 |
| Salaries and employee benefits | $1,402,000 | 4,558 |
| Premises and equipment expense | $270,000 | 6,171 |
| Additional noninterest expense | $591,000 | 7,102 |
| Pre-tax net operating income | $1,428,000 | 4,598 |
| Securities gains (losses) | $59,000 | 1,053 |
| Applicable income taxes | $394,000 | 4,811 |
| Income before extraordinary items | $1,093,000 | 4,204 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,093,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $575,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,049,340 | 4,419 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 6,236 |
| Total interest expense | $1,723,000 | 6,554 |
| Net interest income | $2,843,000 | 5,894 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $723,000 | 4,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $512,000 | 2,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 5,493 |
| Total noninterest expense | $2,231,000 | 5,797 |
| Salaries and employee benefits | $1,293,000 | 4,908 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $641,000 | 7,003 |
| Pre-tax net operating income | $1,305,000 | 4,854 |
| Securities gains (losses) | $96,000 | 2,561 |
| Applicable income taxes | $353,000 | 5,462 |
| Income before extraordinary items | $1,048,000 | 4,520 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,048,000 | 4,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $680,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $976,000 | 4,538 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 6,697 |
| Total interest expense | $2,010,000 | 7,087 |
| Net interest income | $2,671,000 | 6,268 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $610,000 | 4,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 6,272 |
| Total noninterest expense | $2,078,000 | 6,190 |
| Salaries and employee benefits | $1,190,000 | 5,211 |
| Premises and equipment expense | $267,000 | 6,488 |
| Additional noninterest expense | $621,000 | 7,328 |
| Pre-tax net operating income | $1,183,000 | 4,973 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $373,000 | 5,058 |
| Income before extraordinary items | $836,000 | 5,186 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $836,000 | 5,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 13,718 |
| Cash dividends | $872,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $818,060 | 4,974 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.