Home > BankTrust of Alabama > Assets and Liabilities
BankTrust of Alabama, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 73 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $268,897,000 | 2,409 |
| Cash and due from depository institutions | $4,601,000 | 2,391 |
| Interest-bearing balances | $2,000 | 6,554 |
| Securities | $15,397,000 | 5,193 |
| Federal funds sold & reverse repurchase agreements | $30,443,000 | 596 |
| Net loans & leases | $181,789,000 | 2,406 |
| Loan loss allowance | $2,861,000 | 1,835 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,058,000 | 2,038 |
| Other real estate owned | $1,261,000 | 2,391 |
| Goodwill and other intangibles | $21,240,000 | 427 |
| All other assets | $8,108,000 | 2,052 |
| Life insurance assets | $4,594,000 | 1,259 |
| Total liabilities and capital | $268,897,000 | 2,409 |
| Total liabilities | $226,557,000 | 2,542 |
| Total deposits | $215,715,000 | 2,417 |
| Interest-bearing deposits | $187,895,000 | 2,369 |
| Deposits held in domestic offices | $215,715,000 | 2,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,500,000 | 2,991 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,342,000 | 1,312 |
| Total equity capital | $42,340,000 | 1,617 |
| Total bank equity capital | $42,340,000 | 1,617 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $37,575,000 | 805 |
| Undivided profits | $4,764,000 | 4,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 6,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,423,000 | 2,814 |
| Earning assets | $227,631,000 | 2,583 |
| Long-term assets (5+ years) | $6,665,000 | 5,431 |
| Average Assets, year-to-date | $264,102,500 | 2,428 |
| Average Assets, quarterly | $264,102,500 | 2,428 |
| Volatile liabilities | $48,765,000 | 2,528 |
| Insider loans | $5,991,000 | 1,209 |
| FHLB advances | $6,500,000 | 2,868 |
| Loans and leases held for sale | $2,165,000 | 664 |
| Unused loan commitments | $32,620,000 | 2,496 |
| Tier 1 (core) risk-based capital | $21,202,000 | 2,950 |
| Tier 2 risk-based capital | $2,581,000 | 1,947 |
| Total risk weighted assets | $208,007,000 | 2,236 |
| Total unused commitments | $32,620,000 | 2,497 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 78 | 2,253 |
| Assets and Liabilities | ||
| Total Assets: | $259,308,000 | 2,472 |
| Cash and due from depository institutions | $4,755,000 | 2,253 |
| Interest-bearing balances | $1,000 | 6,613 |
| Securities | $15,536,000 | 5,212 |
| Federal funds sold & reverse repurchase agreements | $20,491,000 | 791 |
| Net loans & leases | $181,775,000 | 2,394 |
| Loan loss allowance | $2,736,000 | 1,891 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,136,000 | 1,984 |
| Other real estate owned | $1,250,000 | 2,253 |
| Goodwill and other intangibles | $21,317,000 | 411 |
| All other assets | $8,048,000 | 2,073 |
| Life insurance assets | $4,550,000 | 1,245 |
| Total liabilities and capital | $259,308,000 | 2,472 |
| Total liabilities | $217,708,000 | 2,597 |
| Total deposits | $206,916,000 | 2,485 |
| Interest-bearing deposits | $178,677,000 | 2,459 |
| Deposits held in domestic offices | $206,916,000 | 2,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,500,000 | 3,092 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,292,000 | 1,299 |
| Total equity capital | $41,600,000 | 1,609 |
| Total bank equity capital | $41,600,000 | 1,609 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $37,575,000 | 790 |
| Undivided profits | $4,024,000 | 5,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 5,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,499,000 | 2,797 |
| Earning assets | $217,803,000 | 2,654 |
| Long-term assets (5+ years) | $10,305,000 | 4,615 |
| Average Assets, year-to-date | $247,131,600 | 2,490 |
| Average Assets, quarterly | $252,883,000 | 2,514 |
| Volatile liabilities | $47,856,000 | 2,741 |
| Insider loans | $6,200,000 | 1,150 |
| FHLB advances | $6,500,000 | 2,970 |
| Loans and leases held for sale | $895,000 | 1,004 |
| Unused loan commitments | $30,160,000 | 2,605 |
| Tier 1 (core) risk-based capital | $20,410,000 | 3,010 |
| Tier 2 risk-based capital | $2,577,000 | 1,932 |
| Total risk weighted assets | $207,778,000 | 2,225 |
| Total unused commitments | $30,160,000 | 2,605 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 68 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $246,458,000 | 2,560 |
| Cash and due from depository institutions | $3,943,000 | 2,594 |
| Interest-bearing balances | $6,000 | 6,455 |
| Securities | $15,789,000 | 5,208 |
| Federal funds sold & reverse repurchase agreements | $12,437,000 | 1,123 |
| Net loans & leases | $177,143,000 | 2,444 |
| Loan loss allowance | $2,570,000 | 2,009 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,215,000 | 1,926 |
| Other real estate owned | $1,280,000 | 2,594 |
| Goodwill and other intangibles | $21,394,000 | 415 |
| All other assets | $8,257,000 | 2,022 |
| Life insurance assets | $4,523,000 | 1,221 |
| Total liabilities and capital | $246,458,000 | 2,560 |
| Total liabilities | $205,644,000 | 2,706 |
| Total deposits | $195,548,000 | 2,578 |
| Interest-bearing deposits | $171,460,000 | 2,526 |
| Deposits held in domestic offices | $195,548,000 | 2,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,500,000 | 3,249 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,596,000 | 1,475 |
| Total equity capital | $40,814,000 | 1,618 |
| Total bank equity capital | $40,814,000 | 1,618 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $37,575,000 | 781 |
| Undivided profits | $3,238,000 | 5,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 6,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,587,000 | 2,653 |
| Earning assets | $205,375,000 | 2,768 |
| Long-term assets (5+ years) | $7,881,000 | 5,067 |
| Average Assets, year-to-date | $244,087,500 | 2,527 |
| Average Assets, quarterly | $249,533,000 | 2,521 |
| Volatile liabilities | $47,245,000 | 2,745 |
| Insider loans | $5,449,000 | 1,303 |
| FHLB advances | $6,500,000 | 3,111 |
| Loans and leases held for sale | $2,339,000 | 613 |
| Unused loan commitments | $28,689,000 | 2,695 |
| Tier 1 (core) risk-based capital | $19,565,000 | 3,111 |
| Tier 2 risk-based capital | $2,496,000 | 1,987 |
| Total risk weighted assets | $201,544,000 | 2,277 |
| Total unused commitments | $28,689,000 | 2,695 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 74 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $252,608,000 | 2,505 |
| Cash and due from depository institutions | $5,420,000 | 2,387 |
| Interest-bearing balances | $16,000 | 6,170 |
| Securities | $16,107,000 | 5,145 |
| Federal funds sold & reverse repurchase agreements | $15,386,000 | 811 |
| Net loans & leases | $180,642,000 | 2,389 |
| Loan loss allowance | $3,004,000 | 1,719 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,295,000 | 1,855 |
| Other real estate owned | $78,000 | 2,387 |
| Goodwill and other intangibles | $21,471,000 | 413 |
| All other assets | $7,209,000 | 2,241 |
| Life insurance assets | $4,496,000 | 1,198 |
| Total liabilities and capital | $252,608,000 | 2,505 |
| Total liabilities | $212,087,000 | 2,625 |
| Total deposits | $202,671,000 | 2,500 |
| Interest-bearing deposits | $175,537,000 | 2,443 |
| Deposits held in domestic offices | $202,671,000 | 2,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,500,000 | 3,299 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,916,000 | 1,630 |
| Total equity capital | $40,521,000 | 1,563 |
| Total bank equity capital | $40,521,000 | 1,563 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $37,575,000 | 775 |
| Undivided profits | $2,945,000 | 5,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,421,000 | 1,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,416,000 | 2,641 |
| Earning assets | $212,151,000 | 2,674 |
| Long-term assets (5+ years) | $10,115,000 | 4,577 |
| Average Assets, year-to-date | $243,297,330 | 2,546 |
| Average Assets, quarterly | $248,493,000 | 2,522 |
| Volatile liabilities | $48,863,000 | 2,633 |
| Insider loans | $2,910,000 | 2,214 |
| FHLB advances | $6,500,000 | 3,150 |
| Loans and leases held for sale | $2,121,000 | 663 |
| Unused loan commitments | $34,316,000 | 2,389 |
| Tier 1 (core) risk-based capital | $19,325,000 | 3,084 |
| Tier 2 risk-based capital | $2,533,000 | 1,947 |
| Total risk weighted assets | $203,942,000 | 2,234 |
| Total unused commitments | $34,316,000 | 2,389 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 66 | 2,658 |
| Assets and Liabilities | ||
| Total Assets: | $244,378,000 | 2,547 |
| Cash and due from depository institutions | $6,762,000 | 2,658 |
| Interest-bearing balances | $69,000 | 5,367 |
| Securities | $16,762,000 | 5,088 |
| Federal funds sold & reverse repurchase agreements | $4,148,000 | 3,012 |
| Net loans & leases | $181,524,000 | 2,334 |
| Loan loss allowance | $3,037,000 | 1,665 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,394,000 | 1,784 |
| Other real estate owned | $141,000 | 2,658 |
| Goodwill and other intangibles | $21,548,000 | 398 |
| All other assets | $7,099,000 | 2,212 |
| Life insurance assets | $4,448,000 | 1,177 |
| Total liabilities and capital | $244,378,000 | 2,547 |
| Total liabilities | $204,214,000 | 2,701 |
| Total deposits | $194,438,000 | 2,585 |
| Interest-bearing deposits | $170,632,000 | 2,501 |
| Deposits held in domestic offices | $194,438,000 | 2,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,500,000 | 3,177 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,276,000 | 1,474 |
| Total equity capital | $40,164,000 | 1,544 |
| Total bank equity capital | $40,164,000 | 1,544 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $37,575,000 | 747 |
| Undivided profits | $2,588,000 | 5,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,649,000 | 999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,316,000 | 2,718 |
| Earning assets | $202,503,000 | 2,755 |
| Long-term assets (5+ years) | $6,858,000 | 5,251 |
| Average Assets, year-to-date | $238,642,000 | 2,579 |
| Average Assets, quarterly | $238,642,000 | 2,579 |
| Volatile liabilities | $49,175,000 | 2,515 |
| Insider loans | $1,806,000 | 3,046 |
| FHLB advances | $6,500,000 | 3,045 |
| Loans and leases held for sale | $1,065,000 | 812 |
| Unused loan commitments | $29,622,000 | 2,593 |
| Tier 1 (core) risk-based capital | $18,830,000 | 3,119 |
| Tier 2 risk-based capital | $2,540,000 | 1,899 |
| Total risk weighted assets | $203,982,000 | 2,184 |
| Total unused commitments | $29,622,000 | 2,596 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 71 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $232,906,000 | 2,642 |
| Cash and due from depository institutions | $4,406,000 | 2,449 |
| Interest-bearing balances | $17,000 | 6,231 |
| Securities | $17,288,000 | 5,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $176,072,000 | 2,364 |
| Loan loss allowance | $2,882,000 | 1,735 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,465,000 | 1,729 |
| Other real estate owned | $95,000 | 2,449 |
| Goodwill and other intangibles | $21,626,000 | 384 |
| All other assets | $6,954,000 | 2,257 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $232,906,000 | 2,642 |
| Total liabilities | $193,212,000 | 2,808 |
| Total deposits | $180,931,000 | 2,729 |
| Interest-bearing deposits | $158,123,000 | 2,636 |
| Deposits held in domestic offices | $180,931,000 | 2,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,428,000 | 2,562 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,500,000 | 3,274 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,353,000 | 1,128 |
| Total equity capital | $39,694,000 | 1,544 |
| Total bank equity capital | $39,694,000 | 1,544 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $37,575,000 | 727 |
| Undivided profits | $2,118,000 | 6,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,725,000 | 966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,323,000 | 2,695 |
| Earning assets | $193,377,000 | 2,843 |
| Long-term assets (5+ years) | $6,542,000 | 5,359 |
| Average Assets, year-to-date | $227,841,400 | 2,595 |
| Average Assets, quarterly | $231,842,500 | 2,639 |
| Volatile liabilities | $47,833,000 | 2,542 |
| Insider loans | $2,181,000 | 2,668 |
| FHLB advances | $6,500,000 | 3,119 |
| Loans and leases held for sale | $1,391,000 | 729 |
| Unused loan commitments | $32,501,000 | 2,412 |
| Tier 1 (core) risk-based capital | $18,260,000 | 3,152 |
| Tier 2 risk-based capital | $2,458,000 | 1,931 |
| Total risk weighted assets | $197,533,000 | 2,210 |
| Total unused commitments | $32,501,000 | 2,413 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 71 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $230,779,000 | 2,629 |
| Cash and due from depository institutions | $3,976,000 | 2,441 |
| Interest-bearing balances | $10,000 | 6,457 |
| Securities | $17,666,000 | 4,953 |
| Federal funds sold & reverse repurchase agreements | $399,000 | 5,305 |
| Net loans & leases | $173,595,000 | 2,359 |
| Loan loss allowance | $2,644,000 | 1,858 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,510,000 | 1,688 |
| Other real estate owned | $95,000 | 2,441 |
| Goodwill and other intangibles | $21,702,000 | 366 |
| All other assets | $6,836,000 | 2,213 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $230,779,000 | 2,629 |
| Total liabilities | $191,474,000 | 2,792 |
| Total deposits | $177,515,000 | 2,701 |
| Interest-bearing deposits | $155,026,000 | 2,630 |
| Deposits held in domestic offices | $177,515,000 | 2,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,535,000 | 1,900 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,500,000 | 3,324 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,924,000 | 1,223 |
| Total equity capital | $39,305,000 | 1,539 |
| Total bank equity capital | $39,305,000 | 1,539 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $37,575,000 | 702 |
| Undivided profits | $1,729,000 | 6,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,696,000 | 991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,226,000 | 2,861 |
| Earning assets | $191,670,000 | 2,827 |
| Long-term assets (5+ years) | $10,458,000 | 4,540 |
| Average Assets, year-to-date | $226,575,250 | 2,588 |
| Average Assets, quarterly | $233,799,500 | 2,562 |
| Volatile liabilities | $56,626,000 | 2,143 |
| Insider loans | $1,747,000 | 3,063 |
| FHLB advances | $6,500,000 | 3,166 |
| Loans and leases held for sale | $980,000 | 965 |
| Unused loan commitments | $28,585,000 | 2,597 |
| Tier 1 (core) risk-based capital | $17,757,000 | 3,176 |
| Tier 2 risk-based capital | $2,427,000 | 1,922 |
| Total risk weighted assets | $195,207,000 | 2,190 |
| Total unused commitments | $28,585,000 | 2,599 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 71 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $236,820,000 | 2,511 |
| Cash and due from depository institutions | $3,561,000 | 2,428 |
| Interest-bearing balances | $14,000 | 6,323 |
| Securities | $18,302,000 | 4,887 |
| Federal funds sold & reverse repurchase agreements | $10,919,000 | 1,084 |
| Net loans & leases | $168,742,000 | 2,350 |
| Loan loss allowance | $2,092,000 | 2,250 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,556,000 | 1,634 |
| Other real estate owned | $235,000 | 2,428 |
| Goodwill and other intangibles | $21,780,000 | 355 |
| All other assets | $6,725,000 | 2,159 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $236,820,000 | 2,511 |
| Total liabilities | $197,399,000 | 2,675 |
| Total deposits | $187,330,000 | 2,543 |
| Interest-bearing deposits | $148,585,000 | 2,686 |
| Deposits held in domestic offices | $187,330,000 | 2,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,500,000 | 3,261 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,569,000 | 1,243 |
| Total equity capital | $39,421,000 | 1,486 |
| Total bank equity capital | $39,421,000 | 1,486 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $37,575,000 | 690 |
| Undivided profits | $1,845,000 | 6,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 6,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,167,000 | 2,727 |
| Earning assets | $197,977,000 | 2,724 |
| Long-term assets (5+ years) | $7,079,000 | 5,377 |
| Average Assets, year-to-date | $225,174,000 | 2,585 |
| Average Assets, quarterly | $227,955,500 | 2,583 |
| Volatile liabilities | $50,153,000 | 2,270 |
| Insider loans | $2,108,000 | 2,669 |
| FHLB advances | $6,500,000 | 3,115 |
| Loans and leases held for sale | $2,345,000 | 670 |
| Unused loan commitments | $22,478,000 | 2,964 |
| Tier 1 (core) risk-based capital | $17,704,000 | 3,122 |
| Tier 2 risk-based capital | $2,092,000 | 2,149 |
| Total risk weighted assets | $190,665,000 | 2,179 |
| Total unused commitments | $22,478,000 | 2,964 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 68 | 2,524 |
| Assets and Liabilities | ||
| Total Assets: | $219,091,000 | 2,666 |
| Cash and due from depository institutions | $4,008,000 | 2,524 |
| Interest-bearing balances | $16,000 | 6,326 |
| Securities | $18,369,000 | 4,940 |
| Federal funds sold & reverse repurchase agreements | $4,316,000 | 2,605 |
| Net loans & leases | $157,166,000 | 2,456 |
| Loan loss allowance | $1,902,000 | 2,420 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,615,000 | 1,586 |
| Other real estate owned | $223,000 | 2,524 |
| Goodwill and other intangibles | $21,856,000 | 346 |
| All other assets | $6,538,000 | 2,199 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $219,091,000 | 2,666 |
| Total liabilities | $180,344,000 | 2,864 |
| Total deposits | $170,254,000 | 2,749 |
| Interest-bearing deposits | $146,864,000 | 2,716 |
| Deposits held in domestic offices | $170,254,000 | 2,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,500,000 | 3,157 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,590,000 | 1,218 |
| Total equity capital | $38,746,000 | 1,469 |
| Total bank equity capital | $38,746,000 | 1,469 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $37,575,000 | 676 |
| Undivided profits | $1,171,000 | 7,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 6,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,005,000 | 3,055 |
| Earning assets | $179,867,000 | 2,924 |
| Long-term assets (5+ years) | $7,519,000 | 5,288 |
| Average Assets, year-to-date | $219,351,000 | 2,648 |
| Average Assets, quarterly | $219,351,000 | 2,648 |
| Volatile liabilities | $49,483,000 | 2,195 |
| Insider loans | $2,167,000 | 2,583 |
| FHLB advances | $6,500,000 | 3,024 |
| Loans and leases held for sale | $1,067,000 | 887 |
| Unused loan commitments | $29,221,000 | 2,437 |
| Tier 1 (core) risk-based capital | $17,071,000 | 3,190 |
| Tier 2 risk-based capital | $1,902,000 | 2,307 |
| Total risk weighted assets | $177,251,000 | 2,278 |
| Total unused commitments | $29,221,000 | 2,442 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $219,611,000 | 2,651 |
| Cash and due from depository institutions | $5,034,000 | 2,611 |
| Interest-bearing balances | $9,000 | 6,511 |
| Securities | $19,422,000 | 4,811 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $159,611,000 | 2,401 |
| Loan loss allowance | $1,771,000 | 2,550 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,590,000 | 1,567 |
| Other real estate owned | $620,000 | 2,611 |
| Goodwill and other intangibles | $21,933,000 | 341 |
| All other assets | $6,401,000 | 2,193 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $219,611,000 | 2,651 |
| Total liabilities | $181,004,000 | 2,861 |
| Total deposits | $165,749,000 | 2,789 |
| Interest-bearing deposits | $145,802,000 | 2,712 |
| Deposits held in domestic offices | $165,749,000 | 2,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,316,000 | 1,558 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,500,000 | 3,195 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,439,000 | 1,246 |
| Total equity capital | $38,607,000 | 1,480 |
| Total bank equity capital | $38,607,000 | 1,480 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $37,575,000 | 674 |
| Undivided profits | $1,031,000 | 7,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 6,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,050,000 | 2,906 |
| Earning assets | $179,042,000 | 2,929 |
| Long-term assets (5+ years) | $8,163,000 | 5,194 |
| Average Assets, year-to-date | $200,430,800 | 2,766 |
| Average Assets, quarterly | $214,149,000 | 2,697 |
| Volatile liabilities | $46,601,000 | 2,236 |
| Insider loans | $2,239,000 | 2,529 |
| FHLB advances | $6,500,000 | 3,041 |
| Loans and leases held for sale | $711,000 | 1,004 |
| Unused loan commitments | $26,627,000 | 2,489 |
| Tier 1 (core) risk-based capital | $16,691,000 | 3,211 |
| Tier 2 risk-based capital | $1,771,000 | 2,420 |
| Total risk weighted assets | $181,166,000 | 2,220 |
| Total unused commitments | $26,627,000 | 2,490 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 67 | 2,573 |
| Assets and Liabilities | ||
| Total Assets: | $208,687,000 | 2,740 |
| Cash and due from depository institutions | $2,745,000 | 2,573 |
| Interest-bearing balances | $16,000 | 6,390 |
| Securities | $19,673,000 | 4,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $151,160,000 | 2,490 |
| Loan loss allowance | $1,901,000 | 2,403 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,611,000 | 1,529 |
| Other real estate owned | $484,000 | 2,573 |
| Goodwill and other intangibles | $22,011,000 | 333 |
| All other assets | $6,003,000 | 2,270 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $208,687,000 | 2,740 |
| Total liabilities | $170,412,000 | 2,956 |
| Total deposits | $149,708,000 | 3,001 |
| Interest-bearing deposits | $131,203,000 | 2,921 |
| Deposits held in domestic offices | $149,708,000 | 2,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,736,000 | 1,089 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,500,000 | 3,195 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,468,000 | 1,240 |
| Total equity capital | $38,275,000 | 1,473 |
| Total bank equity capital | $38,275,000 | 1,473 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $37,575,000 | 658 |
| Undivided profits | $699,000 | 7,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $510,000 | 3,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,005,000 | 3,102 |
| Earning assets | $170,849,000 | 2,998 |
| Long-term assets (5+ years) | $8,436,000 | 5,258 |
| Average Assets, year-to-date | $195,635,750 | 2,816 |
| Average Assets, quarterly | $201,715,500 | 2,793 |
| Volatile liabilities | $39,330,000 | 2,521 |
| Insider loans | $2,380,000 | 2,386 |
| FHLB advances | $6,500,000 | 3,051 |
| Loans and leases held for sale | $395,000 | 1,274 |
| Unused loan commitments | $23,484,000 | 2,691 |
| Tier 1 (core) risk-based capital | $16,213,000 | 3,263 |
| Tier 2 risk-based capital | $1,901,000 | 2,284 |
| Total risk weighted assets | $171,892,000 | 2,290 |
| Total unused commitments | $23,484,000 | 2,695 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 73 | 2,353 |
| Assets and Liabilities | ||
| Total Assets: | $194,744,000 | 2,880 |
| Cash and due from depository institutions | $4,174,000 | 2,353 |
| Interest-bearing balances | $17,000 | 6,363 |
| Securities | $19,548,000 | 4,857 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $136,018,000 | 2,677 |
| Loan loss allowance | $1,731,000 | 2,602 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,695,000 | 1,480 |
| Other real estate owned | $488,000 | 2,353 |
| Goodwill and other intangibles | $22,088,000 | 324 |
| All other assets | $5,733,000 | 2,339 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $194,744,000 | 2,880 |
| Total liabilities | $156,940,000 | 3,136 |
| Total deposits | $138,712,000 | 3,196 |
| Interest-bearing deposits | $120,074,000 | 3,114 |
| Deposits held in domestic offices | $138,712,000 | 3,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,633,000 | 1,240 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,500,000 | 3,170 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,095,000 | 1,255 |
| Total equity capital | $37,804,000 | 1,439 |
| Total bank equity capital | $37,804,000 | 1,439 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $37,575,000 | 648 |
| Undivided profits | $228,000 | 8,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 4,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $871,000 | 3,339 |
| Earning assets | $155,583,000 | 3,192 |
| Long-term assets (5+ years) | $9,974,000 | 5,057 |
| Average Assets, year-to-date | $191,285,330 | 2,867 |
| Average Assets, quarterly | $194,035,000 | 2,859 |
| Volatile liabilities | $30,823,000 | 2,976 |
| Insider loans | $3,182,000 | 1,811 |
| FHLB advances | $6,500,000 | 3,025 |
| Loans and leases held for sale | $526,000 | 1,151 |
| Unused loan commitments | $20,067,000 | 2,991 |
| Tier 1 (core) risk-based capital | $15,895,000 | 3,279 |
| Tier 2 risk-based capital | $1,731,000 | 2,419 |
| Total risk weighted assets | $158,638,000 | 2,432 |
| Total unused commitments | $20,067,000 | 2,994 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 70 | 2,459 |
| Assets and Liabilities | ||
| Total Assets: | $193,326,000 | 2,868 |
| Cash and due from depository institutions | $4,090,000 | 2,459 |
| Interest-bearing balances | $8,000 | 6,690 |
| Securities | $20,527,000 | 4,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $132,944,000 | 2,666 |
| Loan loss allowance | $1,670,000 | 2,653 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,762,000 | 1,444 |
| Other real estate owned | $906,000 | 2,459 |
| Goodwill and other intangibles | $22,165,000 | 309 |
| All other assets | $5,932,000 | 2,173 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $193,326,000 | 2,868 |
| Total liabilities | $155,372,000 | 3,119 |
| Total deposits | $135,269,000 | 3,247 |
| Interest-bearing deposits | $115,420,000 | 3,226 |
| Deposits held in domestic offices | $135,269,000 | 3,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,350,000 | 1,058 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,500,000 | 3,036 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,253,000 | 1,345 |
| Total equity capital | $37,954,000 | 1,464 |
| Total bank equity capital | $37,954,000 | 1,464 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $37,575,000 | 632 |
| Undivided profits | $378,000 | 8,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 3,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $848,000 | 3,360 |
| Earning assets | $153,479,000 | 3,208 |
| Long-term assets (5+ years) | $11,127,000 | 4,798 |
| Average Assets, year-to-date | $189,556,000 | 2,899 |
| Average Assets, quarterly | $189,556,000 | 2,899 |
| Volatile liabilities | $36,572,000 | 2,543 |
| Insider loans | $2,106,000 | 2,543 |
| FHLB advances | $6,500,000 | 2,906 |
| Loans and leases held for sale | $618,000 | 1,204 |
| Unused loan commitments | $18,512,000 | 3,100 |
| Tier 1 (core) risk-based capital | $15,623,000 | 3,291 |
| Tier 2 risk-based capital | $1,670,000 | 2,470 |
| Total risk weighted assets | $155,153,000 | 2,419 |
| Total unused commitments | $18,512,000 | 3,106 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 65 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $185,786,000 | 2,959 |
| Cash and due from depository institutions | $3,478,000 | 2,657 |
| Interest-bearing balances | $16,000 | 6,460 |
| Securities | $21,360,000 | 4,634 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $125,650,000 | 2,770 |
| Loan loss allowance | $1,631,000 | 2,681 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,519,000 | 1,494 |
| Other real estate owned | $932,000 | 2,657 |
| Goodwill and other intangibles | $21,894,000 | 321 |
| All other assets | $5,953,000 | 2,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,786,000 | 2,959 |
| Total liabilities | $148,200,000 | 3,214 |
| Total deposits | $128,137,000 | 3,393 |
| Interest-bearing deposits | $110,282,000 | 3,336 |
| Deposits held in domestic offices | $128,137,000 | 3,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,971,000 | 1,063 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,500,000 | 3,017 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,592,000 | 1,537 |
| Total equity capital | $37,586,000 | 1,450 |
| Total bank equity capital | $37,586,000 | 1,450 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $37,574,000 | 626 |
| Undivided profits | $11,000 | 8,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $524,000 | 4,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $868,000 | 3,422 |
| Earning assets | $147,026,000 | 3,306 |
| Long-term assets (5+ years) | $10,633,000 | 4,895 |
| Average Assets, year-to-date | $165,237,000 | 3,135 |
| Average Assets, quarterly | $171,851,500 | 3,109 |
| Volatile liabilities | $36,638,000 | 2,534 |
| Insider loans | $4,146,000 | 1,328 |
| FHLB advances | $6,500,000 | 2,873 |
| Loans and leases held for sale | $591,000 | 1,076 |
| Unused loan commitments | $18,004,000 | 3,047 |
| Tier 1 (core) risk-based capital | $15,692,000 | 3,242 |
| Tier 2 risk-based capital | $1,631,000 | 2,492 |
| Total risk weighted assets | $147,100,000 | 2,511 |
| Total unused commitments | $18,004,000 | 3,049 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 58 | 2,970 |
| Assets and Liabilities | ||
| Total Assets: | $157,917,000 | 3,331 |
| Cash and due from depository institutions | $6,061,000 | 2,970 |
| Interest-bearing balances | $9,000 | 6,698 |
| Securities | $20,999,000 | 4,598 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $119,026,000 | 2,862 |
| Loan loss allowance | $1,627,000 | 2,695 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,034,000 | 1,951 |
| Other real estate owned | $463,000 | 2,970 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,334,000 | 2,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,917,000 | 3,331 |
| Total liabilities | $142,266,000 | 3,329 |
| Total deposits | $132,573,000 | 3,284 |
| Interest-bearing deposits | $115,149,000 | 3,207 |
| Deposits held in domestic offices | $132,573,000 | 3,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,976,000 | 1,427 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,500,000 | 4,162 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,217,000 | 2,819 |
| Total equity capital | $15,651,000 | 3,378 |
| Total bank equity capital | $15,651,000 | 3,378 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $5,252,000 | 3,186 |
| Undivided profits | $10,398,000 | 2,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,128,000 | 2,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $892,000 | 3,479 |
| Earning assets | $140,034,000 | 3,434 |
| Long-term assets (5+ years) | $10,215,000 | 4,998 |
| Average Assets, year-to-date | $160,099,750 | 3,239 |
| Average Assets, quarterly | $161,702,000 | 3,248 |
| Volatile liabilities | $29,683,000 | 2,903 |
| Insider loans | $4,396,000 | 1,230 |
| FHLB advances | $2,500,000 | 3,977 |
| Loans and leases held for sale | $428,000 | 1,482 |
| Unused loan commitments | $14,014,000 | 3,539 |
| Tier 1 (core) risk-based capital | $15,511,000 | 3,259 |
| Tier 2 risk-based capital | $1,627,000 | 2,490 |
| Total risk weighted assets | $139,529,000 | 2,616 |
| Total unused commitments | $14,014,000 | 3,544 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 62 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $165,487,000 | 3,203 |
| Cash and due from depository institutions | $5,545,000 | 2,799 |
| Interest-bearing balances | $25,000 | 6,352 |
| Securities | $21,190,000 | 4,522 |
| Federal funds sold & reverse repurchase agreements | $4,909,000 | 3,008 |
| Net loans & leases | $121,729,000 | 2,782 |
| Loan loss allowance | $1,519,000 | 2,829 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,945,000 | 1,948 |
| Other real estate owned | $990,000 | 2,799 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $6,179,000 | 2,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,487,000 | 3,203 |
| Total liabilities | $150,379,000 | 3,179 |
| Total deposits | $139,127,000 | 3,151 |
| Interest-bearing deposits | $120,898,000 | 3,074 |
| Deposits held in domestic offices | $139,127,000 | 3,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,335 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,252,000 | 2,847 |
| Total equity capital | $15,108,000 | 3,496 |
| Total bank equity capital | $15,108,000 | 3,496 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $5,252,000 | 3,153 |
| Undivided profits | $9,855,000 | 3,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,132,000 | 2,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $857,000 | 3,478 |
| Earning assets | $147,853,000 | 3,251 |
| Long-term assets (5+ years) | $10,121,000 | 4,873 |
| Average Assets, year-to-date | $160,827,330 | 3,224 |
| Average Assets, quarterly | $163,466,500 | 3,215 |
| Volatile liabilities | $33,983,000 | 2,593 |
| Insider loans | $4,766,000 | 1,116 |
| FHLB advances | $10,000,000 | 2,177 |
| Loans and leases held for sale | $2,990,000 | 947 |
| Unused loan commitments | $11,858,000 | 3,854 |
| Tier 1 (core) risk-based capital | $14,934,000 | 3,336 |
| Tier 2 risk-based capital | $1,519,000 | 2,595 |
| Total risk weighted assets | $139,609,000 | 2,562 |
| Total unused commitments | $11,858,000 | 3,866 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 66 | 2,612 |
| Assets and Liabilities | ||
| Total Assets: | $161,446,000 | 3,235 |
| Cash and due from depository institutions | $5,963,000 | 2,612 |
| Interest-bearing balances | $35,000 | 6,088 |
| Securities | $19,986,000 | 4,671 |
| Federal funds sold & reverse repurchase agreements | $4,168,000 | 3,631 |
| Net loans & leases | $119,484,000 | 2,790 |
| Loan loss allowance | $1,477,000 | 2,861 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,990,000 | 1,888 |
| Other real estate owned | $635,000 | 2,612 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,220,000 | 1,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,446,000 | 3,235 |
| Total liabilities | $146,732,000 | 3,207 |
| Total deposits | $135,682,000 | 3,173 |
| Interest-bearing deposits | $117,251,000 | 3,146 |
| Deposits held in domestic offices | $135,682,000 | 3,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,000,000 | 2,262 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,050,000 | 3,240 |
| Total equity capital | $14,714,000 | 3,519 |
| Total bank equity capital | $14,714,000 | 3,519 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $5,252,000 | 3,103 |
| Undivided profits | $9,461,000 | 3,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,038,000 | 2,783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $833,000 | 3,593 |
| Earning assets | $143,673,000 | 3,299 |
| Long-term assets (5+ years) | $10,941,000 | 4,682 |
| Average Assets, year-to-date | $158,497,500 | 3,253 |
| Average Assets, quarterly | $158,497,500 | 3,253 |
| Volatile liabilities | $31,931,000 | 2,666 |
| Insider loans | $4,619,000 | 1,132 |
| FHLB advances | $10,000,000 | 2,119 |
| Loans and leases held for sale | $3,544,000 | 767 |
| Unused loan commitments | $16,723,000 | 3,053 |
| Tier 1 (core) risk-based capital | $14,551,000 | 3,369 |
| Tier 2 risk-based capital | $1,477,000 | 2,618 |
| Total risk weighted assets | $136,737,000 | 2,572 |
| Total unused commitments | $16,723,000 | 3,064 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 66 | 2,596 |
| Assets and Liabilities | ||
| Total Assets: | $155,549,000 | 3,287 |
| Cash and due from depository institutions | $5,152,000 | 2,596 |
| Interest-bearing balances | $13,000 | 6,537 |
| Securities | $18,759,000 | 4,835 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $119,331,000 | 2,759 |
| Loan loss allowance | $1,510,000 | 2,720 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,053,000 | 1,835 |
| Other real estate owned | $958,000 | 2,596 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,296,000 | 1,910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,549,000 | 3,287 |
| Total liabilities | $141,230,000 | 3,249 |
| Total deposits | $126,460,000 | 3,329 |
| Interest-bearing deposits | $107,622,000 | 3,313 |
| Deposits held in domestic offices | $126,460,000 | 3,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,678,000 | 1,660 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,000,000 | 2,281 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,092,000 | 3,189 |
| Total equity capital | $14,319,000 | 3,555 |
| Total bank equity capital | $14,319,000 | 3,555 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $5,252,000 | 3,072 |
| Undivided profits | $9,066,000 | 3,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,019,000 | 2,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $907,000 | 3,499 |
| Earning assets | $138,103,000 | 3,352 |
| Long-term assets (5+ years) | $11,921,000 | 4,455 |
| Average Assets, year-to-date | $148,237,800 | 3,286 |
| Average Assets, quarterly | $154,734,500 | 3,265 |
| Volatile liabilities | $36,914,000 | 2,368 |
| Insider loans | $3,361,000 | 1,577 |
| FHLB advances | $10,000,000 | 2,118 |
| Loans and leases held for sale | $3,711,000 | 800 |
| Unused loan commitments | $13,054,000 | 3,469 |
| Tier 1 (core) risk-based capital | $14,137,000 | 3,399 |
| Tier 2 risk-based capital | $1,510,000 | 2,513 |
| Total risk weighted assets | $136,497,000 | 2,543 |
| Total unused commitments | $13,054,000 | 3,473 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $139,398,000 | 3,476 |
| Cash and due from depository institutions | $5,480,000 | 3,349 |
| Interest-bearing balances | $20,000 | 6,304 |
| Securities | $21,077,000 | 4,356 |
| Federal funds sold & reverse repurchase agreements | $663,000 | 6,276 |
| Net loans & leases | $103,502,000 | 3,054 |
| Loan loss allowance | $1,361,000 | 2,811 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,128,000 | 2,854 |
| Other real estate owned | $70,000 | 3,349 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,478,000 | 2,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,398,000 | 3,476 |
| Total liabilities | $126,064,000 | 3,454 |
| Total deposits | $114,701,000 | 3,485 |
| Interest-bearing deposits | $97,951,000 | 3,494 |
| Deposits held in domestic offices | $114,701,000 | 3,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,153 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,363,000 | 2,733 |
| Total equity capital | $13,334,000 | 3,557 |
| Total bank equity capital | $13,334,000 | 3,557 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $5,252,000 | 2,971 |
| Undivided profits | $8,081,000 | 3,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $846,000 | 4,019 |
| Earning assets | $125,262,000 | 3,520 |
| Long-term assets (5+ years) | $14,478,000 | 3,974 |
| Average Assets, year-to-date | $133,910,400 | 3,445 |
| Average Assets, quarterly | $137,658,000 | 3,460 |
| Volatile liabilities | $34,121,000 | 2,434 |
| Insider loans | $2,469,000 | 1,985 |
| FHLB advances | $10,000,000 | 1,992 |
| Loans and leases held for sale | $451,000 | 1,436 |
| Unused loan commitments | $22,160,000 | 2,322 |
| Tier 1 (core) risk-based capital | $13,189,000 | 3,430 |
| Tier 2 risk-based capital | $1,361,000 | 2,615 |
| Total risk weighted assets | $119,532,000 | 2,783 |
| Total unused commitments | $22,160,000 | 2,327 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 53 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $130,574,000 | 3,553 |
| Cash and due from depository institutions | $5,381,000 | 3,178 |
| Interest-bearing balances | $21,000 | 5,958 |
| Securities | $29,126,000 | 3,510 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $89,811,000 | 3,325 |
| Loan loss allowance | $1,222,000 | 2,922 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,204,000 | 3,722 |
| Other real estate owned | $8,000 | 3,178 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,044,000 | 2,192 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,574,000 | 3,553 |
| Total liabilities | $119,188,000 | 3,503 |
| Total deposits | $108,761,000 | 3,508 |
| Interest-bearing deposits | $92,489,000 | 3,544 |
| Deposits held in domestic offices | $108,761,000 | 3,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,705,000 | 1,352 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,500,000 | 3,737 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,222,000 | 3,062 |
| Total equity capital | $11,386,000 | 3,967 |
| Total bank equity capital | $11,386,000 | 3,967 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $5,252,000 | 2,890 |
| Undivided profits | $6,133,000 | 3,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 5,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $844,000 | 3,241 |
| Earning assets | $118,958,000 | 3,564 |
| Long-term assets (5+ years) | $24,733,000 | 2,750 |
| Average Assets, year-to-date | $164,211,600 | 2,782 |
| Average Assets, quarterly | $130,346,000 | 3,515 |
| Volatile liabilities | $32,040,000 | 2,526 |
| Insider loans | $4,908,000 | 978 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $218,000 | 1,174 |
| Unused loan commitments | $15,395,000 | 2,832 |
| Tier 1 (core) risk-based capital | $11,233,000 | 3,889 |
| Tier 2 risk-based capital | $1,222,000 | 2,738 |
| Total risk weighted assets | $101,942,900 | 3,036 |
| Total unused commitments | $15,395,000 | 2,833 |
| Derivatives | $10,000,000 | 333 |
| 1999-12-31 | Rank | |
| # of Employees: | 74 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $174,621,000 | 2,707 |
| Cash and due from depository institutions | $6,932,000 | 2,369 |
| Interest-bearing balances | $10,000 | 6,342 |
| Securities | $24,643,000 | 4,180 |
| Federal funds sold & reverse repurchase agreements | $1,615,000 | 4,088 |
| Net loans & leases | $134,530,000 | 2,249 |
| Loan loss allowance | $1,716,000 | 2,127 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,854,000 | 2,977 |
| Other real estate owned | $141,000 | 2,369 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,906,000 | 2,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,621,000 | 2,707 |
| Total liabilities | $162,167,000 | 2,632 |
| Total deposits | $155,548,000 | 2,465 |
| Interest-bearing deposits | $138,021,000 | 2,379 |
| Deposits held in domestic offices | $155,548,000 | 2,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,696 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,619,000 | 2,237 |
| Total equity capital | $12,454,000 | 3,524 |
| Total bank equity capital | $12,454,000 | 3,524 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $5,252,000 | 2,854 |
| Undivided profits | $7,201,000 | 3,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,186,000 | 1,885 |
| Earning assets | $160,798,000 | 2,687 |
| Long-term assets (5+ years) | $24,944,000 | 2,878 |
| Average Assets, year-to-date | $158,214,800 | 2,834 |
| Average Assets, quarterly | $173,154,000 | 2,685 |
| Volatile liabilities | $43,285,000 | 1,866 |
| Insider loans | $4,170,000 | 1,135 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $96,000 | 1,344 |
| Unused loan commitments | $25,988,000 | 1,935 |
| Tier 1 (core) risk-based capital | $12,784,000 | 3,447 |
| Tier 2 risk-based capital | $1,716,000 | 1,949 |
| Total risk weighted assets | $145,102,900 | 2,108 |
| Total unused commitments | $25,988,000 | 1,940 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 68 | 2,610 |
| Assets and Liabilities | ||
| Total Assets: | $133,803,000 | 3,364 |
| Cash and due from depository institutions | $4,412,000 | 2,610 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $19,699,000 | 4,884 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $103,169,000 | 2,686 |
| Loan loss allowance | $1,004,000 | 3,322 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,601,000 | 3,104 |
| Other real estate owned | $298,000 | 2,610 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,624,000 | 2,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,803,000 | 3,364 |
| Total liabilities | $122,238,000 | 3,310 |
| Total deposits | $118,390,000 | 3,185 |
| Interest-bearing deposits | $100,664,000 | 3,205 |
| Deposits held in domestic offices | $118,390,000 | 3,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,875,000 | 1,760 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $973,000 | 3,601 |
| Total equity capital | $11,565,000 | 3,834 |
| Total bank equity capital | $11,565,000 | 3,834 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $5,252,000 | 2,709 |
| Undivided profits | $6,312,000 | 3,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $242,000 | 5,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $824,000 | 2,776 |
| Earning assets | $122,968,000 | 3,371 |
| Long-term assets (5+ years) | $21,915,000 | 2,979 |
| Average Assets, year-to-date | $106,863,000 | 3,907 |
| Average Assets, quarterly | $127,744,500 | 3,449 |
| Volatile liabilities | $29,026,000 | 2,213 |
| Insider loans | $2,245,000 | 1,905 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,246,000 | 981 |
| Unused loan commitments | $25,686,000 | 1,853 |
| Tier 1 (core) risk-based capital | $11,492,000 | 3,698 |
| Tier 2 risk-based capital | $1,004,000 | 3,008 |
| Total risk weighted assets | $112,415,900 | 2,539 |
| Total unused commitments | $25,686,000 | 1,860 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $83,743,000 | 5,011 |
| Cash and due from depository institutions | $3,621,000 | 3,667 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,317,000 | 4,849 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 4,490 |
| Net loans & leases | $53,619,000 | 4,709 |
| Loan loss allowance | $584,000 | 5,135 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,432,000 | 4,873 |
| Other real estate owned | $252,000 | 3,667 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,052,000 | 3,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,743,000 | 5,011 |
| Total liabilities | $76,453,000 | 4,944 |
| Total deposits | $73,092,000 | 4,872 |
| Interest-bearing deposits | $59,299,000 | 5,107 |
| Deposits held in domestic offices | $73,092,000 | 4,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,500,000 | 2,647 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $861,000 | 4,018 |
| Total equity capital | $7,290,000 | 5,570 |
| Total bank equity capital | $7,290,000 | 5,570 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $1,952,000 | 5,543 |
| Undivided profits | $5,337,000 | 4,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 8,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $461,000 | 5,078 |
| Earning assets | $76,386,000 | 5,026 |
| Long-term assets (5+ years) | $20,750,000 | 2,728 |
| Average Assets, year-to-date | $79,103,000 | 5,052 |
| Average Assets, quarterly | $81,494,500 | 5,069 |
| Volatile liabilities | $10,600,000 | 4,810 |
| Insider loans | $3,216,000 | 1,312 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,440,000 | 2,560 |
| Tier 1 (core) risk-based capital | $7,288,000 | 5,424 |
| Tier 2 risk-based capital | $584,000 | 4,612 |
| Total risk weighted assets | $61,084,000 | 4,292 |
| Total unused commitments | $15,440,000 | 2,567 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $76,932,000 | 5,479 |
| Cash and due from depository institutions | $6,820,000 | 4,297 |
| Interest-bearing balances | $750,000 | 2,668 |
| Securities | $28,506,000 | 4,070 |
| Federal funds sold & reverse repurchase agreements | $1,375,000 | 5,795 |
| Net loans & leases | $37,456,000 | 6,118 |
| Loan loss allowance | $496,000 | 5,970 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $916,000 | 6,291 |
| Other real estate owned | $252,000 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,607,000 | 4,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,932,000 | 5,479 |
| Total liabilities | $70,123,000 | 5,408 |
| Total deposits | $67,426,000 | 5,346 |
| Interest-bearing deposits | $52,818,000 | 5,729 |
| Deposits held in domestic offices | $67,426,000 | 5,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,909,000 | 2,801 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $788,000 | 4,238 |
| Total equity capital | $6,809,000 | 5,917 |
| Total bank equity capital | $6,809,000 | 5,917 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $1,952,000 | 5,649 |
| Undivided profits | $4,856,000 | 4,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 9,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $442,000 | 5,201 |
| Earning assets | $68,087,000 | 5,607 |
| Long-term assets (5+ years) | $21,080,000 | 2,566 |
| Average Assets, year-to-date | $72,536,800 | 5,567 |
| Average Assets, quarterly | $74,540,500 | 5,558 |
| Volatile liabilities | $9,031,000 | 5,182 |
| Insider loans | $1,896,000 | 2,232 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,902,000 | 5,132 |
| Tier 1 (core) risk-based capital | $6,859,000 | 5,776 |
| Tier 2 risk-based capital | $496,000 | 5,303 |
| Total risk weighted assets | $45,761,900 | 5,420 |
| Total unused commitments | $4,902,000 | 5,144 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $70,935,000 | 5,894 |
| Cash and due from depository institutions | $6,223,000 | 4,330 |
| Interest-bearing balances | $250,000 | 4,039 |
| Securities | $25,733,000 | 4,609 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 7,691 |
| Net loans & leases | $36,294,000 | 6,229 |
| Loan loss allowance | $461,000 | 6,387 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $740,000 | 7,090 |
| Other real estate owned | $0 | 4,330 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,145,000 | 5,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,935,000 | 5,894 |
| Total liabilities | $64,712,000 | 5,815 |
| Total deposits | $62,363,000 | 5,757 |
| Interest-bearing deposits | $48,762,000 | 6,175 |
| Deposits held in domestic offices | $62,363,000 | 5,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,466,000 | 2,638 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $883,000 | 4,027 |
| Total equity capital | $6,223,000 | 6,388 |
| Total bank equity capital | $6,223,000 | 6,388 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $1,952,000 | 5,715 |
| Undivided profits | $4,270,000 | 5,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $383,000 | 6,003 |
| Earning assets | $63,077,000 | 6,013 |
| Long-term assets (5+ years) | $15,993,000 | 2,938 |
| Average Assets, year-to-date | $69,127,000 | 5,798 |
| Average Assets, quarterly | $71,729,000 | 5,787 |
| Volatile liabilities | $8,466,000 | 5,095 |
| Insider loans | $2,477,000 | 1,759 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,244,000 | 7,116 |
| Tier 1 (core) risk-based capital | $6,146,000 | 6,317 |
| Tier 2 risk-based capital | $461,000 | 5,620 |
| Total risk weighted assets | $43,410,800 | 5,605 |
| Total unused commitments | $2,244,000 | 7,132 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $65,726,000 | 6,194 |
| Cash and due from depository institutions | $5,229,000 | 4,658 |
| Interest-bearing balances | $600,000 | 3,055 |
| Securities | $25,898,000 | 4,840 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 3,584 |
| Net loans & leases | $30,584,000 | 6,947 |
| Loan loss allowance | $503,000 | 6,141 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $794,000 | 6,951 |
| Other real estate owned | $0 | 4,658 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,071,000 | 6,421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,726,000 | 6,194 |
| Total liabilities | $59,669,000 | 6,192 |
| Total deposits | $57,731,000 | 6,122 |
| Interest-bearing deposits | $45,029,000 | 6,561 |
| Deposits held in domestic offices | $57,731,000 | 6,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,422,000 | 2,860 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $516,000 | 5,100 |
| Total equity capital | $6,057,000 | 6,229 |
| Total bank equity capital | $6,057,000 | 6,229 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $1,952,000 | 5,726 |
| Undivided profits | $4,104,000 | 4,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 11,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $196,000 | 8,572 |
| Earning assets | $59,232,000 | 6,258 |
| Long-term assets (5+ years) | $13,513,000 | 3,387 |
| Average Assets, year-to-date | $66,229,400 | 6,067 |
| Average Assets, quarterly | $65,975,000 | 6,158 |
| Volatile liabilities | $5,001,000 | 6,743 |
| Insider loans | $1,498,000 | 2,694 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,140,000 | 4,850 |
| Tier 1 (core) risk-based capital | $6,417,000 | 6,049 |
| Tier 2 risk-based capital | $461,380 | 5,636 |
| Total risk weighted assets | $36,868,880 | 6,268 |
| Total unused commitments | $5,140,000 | 4,858 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $68,553,000 | 6,173 |
| Cash and due from depository institutions | $4,435,000 | 5,435 |
| Interest-bearing balances | $411,000 | 4,562 |
| Securities | $26,992,000 | 4,900 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,277 |
| Net loans & leases | $31,344,000 | 6,790 |
| Loan loss allowance | $457,000 | 6,773 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $784,000 | 7,087 |
| Other real estate owned | $32,000 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $766,000 | 7,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,553,000 | 6,173 |
| Total liabilities | $62,654,000 | 6,123 |
| Total deposits | $59,747,000 | 6,146 |
| Interest-bearing deposits | $44,778,000 | 6,851 |
| Deposits held in domestic offices | $59,747,000 | 6,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,414,000 | 2,017 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $493,000 | 5,398 |
| Total equity capital | $5,899,000 | 6,470 |
| Total bank equity capital | $5,899,000 | 6,470 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $1,952,000 | 5,725 |
| Undivided profits | $3,946,000 | 5,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 11,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $164,000 | 9,072 |
| Earning assets | $62,947,000 | 6,171 |
| Long-term assets (5+ years) | $16,234,000 | 3,110 |
| Average Assets, year-to-date | $65,218,200 | 6,272 |
| Average Assets, quarterly | $65,309,500 | 6,340 |
| Volatile liabilities | $7,605,000 | 4,980 |
| Insider loans | $1,613,000 | 2,513 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,703,000 | 5,073 |
| Tier 1 (core) risk-based capital | $5,899,000 | 6,378 |
| Tier 2 risk-based capital | $457,000 | 5,670 |
| Total risk weighted assets | $37,143,000 | 6,245 |
| Total unused commitments | $4,703,000 | 5,094 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $66,506,000 | 6,383 |
| Cash and due from depository institutions | $3,300,000 | 5,656 |
| Interest-bearing balances | $106,000 | 6,626 |
| Securities | $27,467,000 | 4,809 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,970 |
| Net loans & leases | $29,920,000 | 7,070 |
| Loan loss allowance | $449,000 | 6,969 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $888,000 | 6,677 |
| Other real estate owned | $102,000 | 5,656 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $829,000 | 7,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,506,000 | 6,383 |
| Total liabilities | $60,975,000 | 6,339 |
| Total deposits | $57,534,000 | 6,478 |
| Interest-bearing deposits | $46,246,000 | 6,877 |
| Deposits held in domestic offices | $57,534,000 | 6,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,928,000 | 1,694 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $513,000 | 5,713 |
| Total equity capital | $5,531,000 | 6,601 |
| Total bank equity capital | $5,531,000 | 6,601 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $1,952,000 | 5,637 |
| Undivided profits | $3,578,000 | 5,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 12,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $209,000 | 8,456 |
| Earning assets | $61,493,000 | 6,335 |
| Long-term assets (5+ years) | $18,685,000 | 2,745 |
| Average Assets, year-to-date | $61,078,000 | 6,696 |
| Average Assets, quarterly | $62,881,000 | 6,629 |
| Volatile liabilities | $8,407,000 | 4,672 |
| Insider loans | $389,000 | 2,334 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,130,000 | 5,963 |
| Tier 1 (core) risk-based capital | $5,531,000 | 6,530 |
| Tier 2 risk-based capital | $435,150 | 5,849 |
| Total risk weighted assets | $34,798,450 | 6,598 |
| Total unused commitments | $3,130,000 | 5,989 |
| Derivatives | $0 | 651 |