Home > BankTrust Financial > Income and Expense
BankTrust Financial, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,483,000 | 3,353 |
| Total interest expense | $764,000 | 3,133 |
| Net interest income | $5,719,000 | 3,355 |
| Provision for loan and lease losses | $154,000 | 2,752 |
| Total noninterest income | $1,906,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $121,000 | 4,713 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,785,000 | 1,594 |
| Total noninterest expense | $6,059,000 | 2,897 |
| Salaries and employee benefits | $2,801,000 | 3,220 |
| Premises and equipment expense | $700,000 | 2,914 |
| Additional noninterest expense | $2,558,000 | 2,370 |
| Pre-tax net operating income | $1,412,000 | 3,587 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $460,000 | 2,284 |
| Income before extraordinary items | $952,000 | 4,045 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $952,000 | 4,044 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $952,000 | 4,046 |
| Net charge-offs | $121,000 | 2,992 |
| Cash dividends | $1,250,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $952,000 | 3,981 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 3,385 |
| Total interest expense | $587,000 | 3,146 |
| Net interest income | $4,268,000 | 3,393 |
| Provision for loan and lease losses | $75,000 | 3,094 |
| Total noninterest income | $1,423,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $94,000 | 4,727 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,329,000 | 1,602 |
| Total noninterest expense | $3,936,000 | 3,227 |
| Salaries and employee benefits | $1,941,000 | 3,420 |
| Premises and equipment expense | $504,000 | 3,022 |
| Additional noninterest expense | $1,491,000 | 2,888 |
| Pre-tax net operating income | $1,680,000 | 2,824 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $560,000 | 1,876 |
| Income before extraordinary items | $1,120,000 | 3,278 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,120,000 | 3,278 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,120,000 | 3,279 |
| Net charge-offs | $74,000 | 2,957 |
| Cash dividends | $800,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,120,000 | 3,244 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 3,416 |
| Total interest expense | $395,000 | 3,155 |
| Net interest income | $2,808,000 | 3,418 |
| Provision for loan and lease losses | $115,000 | 2,235 |
| Total noninterest income | $771,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $65,000 | 4,660 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $706,000 | 1,841 |
| Total noninterest expense | $2,605,000 | 3,257 |
| Salaries and employee benefits | $1,297,000 | 3,428 |
| Premises and equipment expense | $326,000 | 3,104 |
| Additional noninterest expense | $982,000 | 2,929 |
| Pre-tax net operating income | $859,000 | 3,243 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $286,000 | 2,073 |
| Income before extraordinary items | $573,000 | 3,715 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $573,000 | 3,720 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $573,000 | 3,722 |
| Net charge-offs | $59,000 | 2,641 |
| Cash dividends | $500,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $573,000 | 3,654 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 3,455 |
| Total interest expense | $199,000 | 3,193 |
| Net interest income | $1,392,000 | 3,455 |
| Provision for loan and lease losses | $74,000 | 1,917 |
| Total noninterest income | $363,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $332,000 | 1,872 |
| Total noninterest expense | $1,260,000 | 3,354 |
| Salaries and employee benefits | $635,000 | 3,506 |
| Premises and equipment expense | $167,000 | 3,107 |
| Additional noninterest expense | $458,000 | 3,101 |
| Pre-tax net operating income | $421,000 | 3,212 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $150,000 | 2,009 |
| Income before extraordinary items | $271,000 | 3,723 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $271,000 | 3,726 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $271,000 | 3,726 |
| Net charge-offs | $38,000 | 2,059 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $271,000 | 3,666 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 3,549 |
| Total interest expense | $879,000 | 3,234 |
| Net interest income | $5,306,000 | 3,560 |
| Provision for loan and lease losses | $234,000 | 2,797 |
| Total noninterest income | $2,089,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $142,000 | 4,669 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,947,000 | 1,543 |
| Total noninterest expense | $5,175,000 | 3,320 |
| Salaries and employee benefits | $2,564,000 | 3,479 |
| Premises and equipment expense | $524,000 | 3,633 |
| Additional noninterest expense | $2,087,000 | 2,877 |
| Pre-tax net operating income | $1,986,000 | 2,875 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $642,000 | 1,897 |
| Income before extraordinary items | $1,347,000 | 3,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,347,000 | 3,356 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,347,000 | 3,357 |
| Net charge-offs | $237,000 | 2,823 |
| Cash dividends | $1,275,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,344,960 | 3,308 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 3,584 |
| Total interest expense | $671,000 | 3,270 |
| Net interest income | $3,951,000 | 3,599 |
| Provision for loan and lease losses | $183,000 | 2,695 |
| Total noninterest income | $1,579,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $108,000 | 4,683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,471,000 | 1,573 |
| Total noninterest expense | $3,768,000 | 3,400 |
| Salaries and employee benefits | $1,891,000 | 3,541 |
| Premises and equipment expense | $399,000 | 3,623 |
| Additional noninterest expense | $1,478,000 | 3,005 |
| Pre-tax net operating income | $1,579,000 | 2,829 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $527,000 | 1,864 |
| Income before extraordinary items | $1,052,000 | 3,327 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,052,000 | 3,330 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,052,000 | 3,331 |
| Net charge-offs | $164,000 | 2,771 |
| Cash dividends | $775,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,052,000 | 3,241 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 3,648 |
| Total interest expense | $455,000 | 3,298 |
| Net interest income | $2,556,000 | 3,671 |
| Provision for loan and lease losses | $122,000 | 2,702 |
| Total noninterest income | $973,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $69,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $904,000 | 1,705 |
| Total noninterest expense | $2,467,000 | 3,461 |
| Salaries and employee benefits | $1,249,000 | 3,575 |
| Premises and equipment expense | $294,000 | 3,409 |
| Additional noninterest expense | $924,000 | 3,144 |
| Pre-tax net operating income | $940,000 | 3,007 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $316,000 | 1,960 |
| Income before extraordinary items | $624,000 | 3,540 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $624,000 | 3,542 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $624,000 | 3,543 |
| Net charge-offs | $83,000 | 2,924 |
| Cash dividends | $500,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $624,000 | 3,435 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 3,828 |
| Total interest expense | $233,000 | 3,324 |
| Net interest income | $1,188,000 | 3,859 |
| Provision for loan and lease losses | $41,000 | 3,024 |
| Total noninterest income | $377,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $350,000 | 2,015 |
| Total noninterest expense | $1,199,000 | 3,558 |
| Salaries and employee benefits | $607,000 | 3,682 |
| Premises and equipment expense | $162,000 | 3,210 |
| Additional noninterest expense | $430,000 | 3,333 |
| Pre-tax net operating income | $325,000 | 3,658 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $107,000 | 2,335 |
| Income before extraordinary items | $218,000 | 4,125 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $218,000 | 4,127 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $218,000 | 4,127 |
| Net charge-offs | $45,000 | 2,488 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $218,000 | 4,026 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,444,000 | 4,599 |
| Total interest expense | $736,000 | 4,288 |
| Net interest income | $3,708,000 | 4,612 |
| Provision for loan and lease losses | $213,000 | 3,859 |
| Total noninterest income | $1,196,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $69,000 | 5,911 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,127,000 | 2,227 |
| Total noninterest expense | $3,294,000 | 4,516 |
| Salaries and employee benefits | $1,696,000 | 4,537 |
| Premises and equipment expense | $437,000 | 4,130 |
| Additional noninterest expense | $1,161,000 | 4,432 |
| Pre-tax net operating income | $1,397,000 | 3,453 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $489,000 | 2,200 |
| Income before extraordinary items | $908,000 | 4,080 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $908,000 | 4,080 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $908,000 | 4,082 |
| Net charge-offs | $130,000 | 4,187 |
| Cash dividends | $800,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $908,000 | 3,900 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 4,713 |
| Total interest expense | $552,000 | 4,419 |
| Net interest income | $2,741,000 | 4,710 |
| Provision for loan and lease losses | $153,000 | 3,855 |
| Total noninterest income | $751,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $53,000 | 5,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $698,000 | 2,471 |
| Total noninterest expense | $2,324,000 | 4,698 |
| Salaries and employee benefits | $1,185,000 | 4,733 |
| Premises and equipment expense | $308,000 | 4,294 |
| Additional noninterest expense | $831,000 | 4,575 |
| Pre-tax net operating income | $1,015,000 | 3,604 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $355,000 | 2,296 |
| Income before extraordinary items | $660,000 | 4,200 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $660,000 | 4,200 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $660,000 | 4,200 |
| Net charge-offs | $49,000 | 4,528 |
| Cash dividends | $450,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $660,000 | 4,027 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 4,775 |
| Total interest expense | $367,000 | 4,535 |
| Net interest income | $1,811,000 | 4,758 |
| Provision for loan and lease losses | $113,000 | 3,737 |
| Total noninterest income | $549,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $38,000 | 5,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $511,000 | 2,301 |
| Total noninterest expense | $1,440,000 | 4,910 |
| Salaries and employee benefits | $732,000 | 4,962 |
| Premises and equipment expense | $195,000 | 4,429 |
| Additional noninterest expense | $513,000 | 4,791 |
| Pre-tax net operating income | $807,000 | 3,264 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $269,000 | 2,161 |
| Income before extraordinary items | $538,000 | 3,843 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $538,000 | 3,845 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $538,000 | 3,846 |
| Net charge-offs | $40,000 | 4,215 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $538,000 | 3,659 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 4,815 |
| Total interest expense | $187,000 | 4,601 |
| Net interest income | $907,000 | 4,785 |
| Provision for loan and lease losses | $53,000 | 3,622 |
| Total noninterest income | $277,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $257,000 | 2,306 |
| Total noninterest expense | $747,000 | 4,838 |
| Salaries and employee benefits | $375,000 | 4,940 |
| Premises and equipment expense | $98,000 | 4,443 |
| Additional noninterest expense | $274,000 | 4,614 |
| Pre-tax net operating income | $384,000 | 3,376 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $384,000 | 3,158 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $384,000 | 3,162 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $384,000 | 3,162 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $384,000 | 3,000 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 5,251 |
| Total interest expense | $796,000 | 4,929 |
| Net interest income | $3,017,000 | 5,250 |
| Provision for loan and lease losses | $438,000 | 3,635 |
| Total noninterest income | $1,019,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $83,000 | 5,767 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $936,000 | 2,231 |
| Total noninterest expense | $2,797,000 | 5,067 |
| Salaries and employee benefits | $1,487,000 | 4,987 |
| Premises and equipment expense | $374,000 | 4,718 |
| Additional noninterest expense | $936,000 | 5,052 |
| Pre-tax net operating income | $801,000 | 4,083 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-547,000 | 7,076 |
| Income before extraordinary items | $1,348,000 | 2,986 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,348,000 | 2,988 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,348,000 | 2,988 |
| Net charge-offs | $407,000 | 3,417 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,348,000 | 2,892 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 5,376 |
| Total interest expense | $606,000 | 5,016 |
| Net interest income | $2,162,000 | 5,391 |
| Provision for loan and lease losses | $330,000 | 3,475 |
| Total noninterest income | $793,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $61,000 | 5,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $732,000 | 2,165 |
| Total noninterest expense | $2,036,000 | 5,149 |
| Salaries and employee benefits | $1,084,000 | 5,053 |
| Premises and equipment expense | $263,000 | 4,935 |
| Additional noninterest expense | $689,000 | 5,140 |
| Pre-tax net operating income | $589,000 | 4,245 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $589,000 | 4,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $589,000 | 4,067 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $589,000 | 4,068 |
| Net charge-offs | $405,000 | 2,894 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $589,000 | 3,950 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 5,541 |
| Total interest expense | $406,000 | 5,111 |
| Net interest income | $1,351,000 | 5,555 |
| Provision for loan and lease losses | $222,000 | 3,408 |
| Total noninterest income | $430,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $38,000 | 5,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $392,000 | 2,465 |
| Total noninterest expense | $1,348,000 | 5,218 |
| Salaries and employee benefits | $740,000 | 5,027 |
| Premises and equipment expense | $178,000 | 4,926 |
| Additional noninterest expense | $430,000 | 5,349 |
| Pre-tax net operating income | $211,000 | 5,051 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $211,000 | 4,947 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $211,000 | 4,947 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $211,000 | 4,947 |
| Net charge-offs | $362,000 | 2,475 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $211,000 | 4,851 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 5,748 |
| Total interest expense | $189,000 | 5,372 |
| Net interest income | $623,000 | 5,740 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $206,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $187,000 | 2,562 |
| Total noninterest expense | $674,000 | 5,251 |
| Salaries and employee benefits | $396,000 | 4,891 |
| Premises and equipment expense | $86,000 | 5,068 |
| Additional noninterest expense | $192,000 | 5,640 |
| Pre-tax net operating income | $143,000 | 4,712 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $143,000 | 4,531 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $143,000 | 4,530 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $143,000 | 4,531 |
| Net charge-offs | $15,000 | 4,195 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $143,000 | 4,471 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 5,902 |
| Total interest expense | $1,027,000 | 5,159 |
| Net interest income | $2,187,000 | 6,063 |
| Provision for loan and lease losses | $1,125,000 | 2,876 |
| Total noninterest income | $874,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $84,000 | 5,707 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $790,000 | 2,511 |
| Total noninterest expense | $2,622,000 | 5,379 |
| Salaries and employee benefits | $1,263,000 | 5,530 |
| Premises and equipment expense | $345,000 | 5,094 |
| Additional noninterest expense | $1,014,000 | 5,056 |
| Pre-tax net operating income | $-686,000 | 6,347 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-686,000 | 6,454 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-686,000 | 6,455 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-686,000 | 6,455 |
| Net charge-offs | $510,000 | 3,628 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,670,000 | 299 |
| Net operating income | $-686,000 | 6,413 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 6,043 |
| Total interest expense | $827,000 | 5,155 |
| Net interest income | $1,536,000 | 6,293 |
| Provision for loan and lease losses | $1,062,000 | 2,425 |
| Total noninterest income | $263,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $65,000 | 5,750 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $198,000 | 4,198 |
| Total noninterest expense | $1,551,000 | 5,976 |
| Salaries and employee benefits | $671,000 | 6,281 |
| Premises and equipment expense | $212,000 | 5,616 |
| Additional noninterest expense | $668,000 | 5,386 |
| Pre-tax net operating income | $-814,000 | 6,708 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-814,000 | 6,829 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-814,000 | 6,828 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-814,000 | 6,829 |
| Net charge-offs | $509,000 | 3,060 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,670,000 | 230 |
| Net operating income | $-814,000 | 6,771 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 6,120 |
| Total interest expense | $574,000 | 5,169 |
| Net interest income | $968,000 | 6,427 |
| Provision for loan and lease losses | $915,000 | 2,029 |
| Total noninterest income | $56,000 | 6,738 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $44,000 | 5,766 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 6,755 |
| Total noninterest expense | $1,070,000 | 5,942 |
| Salaries and employee benefits | $445,000 | 6,336 |
| Premises and equipment expense | $141,000 | 5,645 |
| Additional noninterest expense | $484,000 | 5,174 |
| Pre-tax net operating income | $-961,000 | 6,993 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-961,000 | 7,079 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-961,000 | 7,078 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-961,000 | 7,079 |
| Net charge-offs | $404,000 | 2,697 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,670,000 | 161 |
| Net operating income | $-961,000 | 7,047 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $767,000 | 6,200 |
| Total interest expense | $293,000 | 5,246 |
| Net interest income | $474,000 | 6,525 |
| Provision for loan and lease losses | $452,000 | 1,917 |
| Total noninterest income | $92,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $71,000 | 4,108 |
| Total noninterest expense | $537,000 | 6,014 |
| Salaries and employee benefits | $214,000 | 6,483 |
| Premises and equipment expense | $72,000 | 5,682 |
| Additional noninterest expense | $251,000 | 5,105 |
| Pre-tax net operating income | $-423,000 | 7,115 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-423,000 | 7,202 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-423,000 | 7,204 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-423,000 | 7,203 |
| Net charge-offs | $349,000 | 1,883 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-423,000 | 7,177 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 6,392 |
| Total interest expense | $1,144,000 | 5,752 |
| Net interest income | $1,773,000 | 6,608 |
| Provision for loan and lease losses | $156,000 | 6,027 |
| Total noninterest income | $331,000 | 5,452 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $112,000 | 5,598 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $219,000 | 4,492 |
| Total noninterest expense | $1,873,000 | 6,377 |
| Salaries and employee benefits | $822,000 | 6,651 |
| Premises and equipment expense | $267,000 | 5,911 |
| Additional noninterest expense | $784,000 | 5,865 |
| Pre-tax net operating income | $75,000 | 5,170 |
| Securities gains (losses) | $33,000 | 2,835 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $108,000 | 5,124 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $108,000 | 5,124 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $108,000 | 5,124 |
| Net charge-offs | $60,000 | 6,092 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 458 |
| Net operating income | $75,000 | 5,191 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 6,505 |
| Total interest expense | $860,000 | 5,892 |
| Net interest income | $1,278,000 | 6,714 |
| Provision for loan and lease losses | $130,000 | 5,681 |
| Total noninterest income | $251,000 | 5,510 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $86,000 | 5,606 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $165,000 | 4,609 |
| Total noninterest expense | $1,314,000 | 6,534 |
| Salaries and employee benefits | $606,000 | 6,708 |
| Premises and equipment expense | $198,000 | 5,985 |
| Additional noninterest expense | $510,000 | 6,206 |
| Pre-tax net operating income | $85,000 | 5,346 |
| Securities gains (losses) | $33,000 | 2,514 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $118,000 | 5,233 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $118,000 | 5,231 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $118,000 | 5,231 |
| Net charge-offs | $59,000 | 5,550 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $85,000 | 5,329 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 6,605 |
| Total interest expense | $582,000 | 5,978 |
| Net interest income | $820,000 | 6,800 |
| Provision for loan and lease losses | $86,000 | 5,522 |
| Total noninterest income | $144,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $58,000 | 5,576 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $86,000 | 5,059 |
| Total noninterest expense | $853,000 | 6,637 |
| Salaries and employee benefits | $393,000 | 6,855 |
| Premises and equipment expense | $128,000 | 6,102 |
| Additional noninterest expense | $332,000 | 6,281 |
| Pre-tax net operating income | $25,000 | 5,653 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $25,000 | 5,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 5,752 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $25,000 | 5,752 |
| Net charge-offs | $33,000 | 5,273 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $25,000 | 5,665 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 6,711 |
| Total interest expense | $302,000 | 5,998 |
| Net interest income | $379,000 | 6,973 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $63,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $40,000 | 5,204 |
| Total noninterest expense | $403,000 | 6,724 |
| Salaries and employee benefits | $196,000 | 6,886 |
| Premises and equipment expense | $61,000 | 6,267 |
| Additional noninterest expense | $146,000 | 6,381 |
| Pre-tax net operating income | $18,000 | 6,039 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $18,000 | 6,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $18,000 | 6,188 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $18,000 | 6,188 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $18,000 | 6,028 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 6,833 |
| Total interest expense | $1,208,000 | 6,426 |
| Net interest income | $1,480,000 | 7,029 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $245,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 5,845 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $141,000 | 5,417 |
| Total noninterest expense | $1,500,000 | 6,864 |
| Salaries and employee benefits | $729,000 | 7,084 |
| Premises and equipment expense | $216,000 | 6,538 |
| Additional noninterest expense | $555,000 | 6,400 |
| Pre-tax net operating income | $165,000 | 5,846 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $165,000 | 5,617 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $165,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,109 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $165,000 | 5,773 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 6,907 |
| Total interest expense | $916,000 | 6,525 |
| Net interest income | $1,091,000 | 7,115 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $170,000 | 6,412 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $81,000 | 5,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $89,000 | 5,802 |
| Total noninterest expense | $1,100,000 | 6,925 |
| Salaries and employee benefits | $549,000 | 7,084 |
| Premises and equipment expense | $150,000 | 6,708 |
| Additional noninterest expense | $401,000 | 6,462 |
| Pre-tax net operating income | $116,000 | 6,338 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $116,000 | 6,100 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $116,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $116,000 | 6,259 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 6,993 |
| Total interest expense | $625,000 | 6,608 |
| Net interest income | $706,000 | 7,188 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $104,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $49,000 | 5,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $55,000 | 6,001 |
| Total noninterest expense | $718,000 | 7,016 |
| Salaries and employee benefits | $360,000 | 7,174 |
| Premises and equipment expense | $103,000 | 6,694 |
| Additional noninterest expense | $255,000 | 6,600 |
| Pre-tax net operating income | $62,000 | 6,615 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $62,000 | 6,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $62,000 | 6,544 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 7,057 |
| Total interest expense | $320,000 | 6,711 |
| Net interest income | $355,000 | 7,220 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $357,000 | 7,057 |
| Salaries and employee benefits | $179,000 | 7,201 |
| Premises and equipment expense | $53,000 | 6,667 |
| Additional noninterest expense | $125,000 | 6,632 |
| Pre-tax net operating income | $34,000 | 6,801 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $34,000 | 6,812 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $34,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $34,000 | 6,719 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 7,143 |
| Total interest expense | $1,228,000 | 6,823 |
| Net interest income | $1,357,000 | 7,311 |
| Provision for loan and lease losses | $45,000 | 5,768 |
| Total noninterest income | $285,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $116,000 | 5,820 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $169,000 | 5,372 |
| Total noninterest expense | $1,345,000 | 7,149 |
| Salaries and employee benefits | $675,000 | 7,323 |
| Premises and equipment expense | $211,000 | 6,619 |
| Additional noninterest expense | $459,000 | 6,786 |
| Pre-tax net operating income | $252,000 | 6,732 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $252,000 | 6,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $252,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $252,000 | 6,583 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 7,231 |
| Total interest expense | $893,000 | 6,911 |
| Net interest income | $1,005,000 | 7,381 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $213,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $87,000 | 5,844 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $126,000 | 5,394 |
| Total noninterest expense | $996,000 | 7,161 |
| Salaries and employee benefits | $501,000 | 7,324 |
| Premises and equipment expense | $157,000 | 6,643 |
| Additional noninterest expense | $338,000 | 6,812 |
| Pre-tax net operating income | $182,000 | 7,036 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $182,000 | 6,895 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $182,000 | 6,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $182,000 | 6,883 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 7,344 |
| Total interest expense | $567,000 | 7,026 |
| Net interest income | $650,000 | 7,498 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $132,000 | 6,365 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $54,000 | 5,982 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $78,000 | 5,568 |
| Total noninterest expense | $653,000 | 7,227 |
| Salaries and employee benefits | $329,000 | 7,397 |
| Premises and equipment expense | $105,000 | 6,671 |
| Additional noninterest expense | $219,000 | 6,897 |
| Pre-tax net operating income | $104,000 | 7,219 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $104,000 | 7,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $104,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $104,000 | 7,077 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 7,491 |
| Total interest expense | $260,000 | 7,178 |
| Net interest income | $308,000 | 7,607 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $58,000 | 6,588 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $322,000 | 7,286 |
| Salaries and employee benefits | $165,000 | 7,444 |
| Premises and equipment expense | $51,000 | 6,759 |
| Additional noninterest expense | $106,000 | 6,983 |
| Pre-tax net operating income | $34,000 | 7,497 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $34,000 | 7,402 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $34,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $34,000 | 7,390 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 7,655 |
| Total interest expense | $814,000 | 7,301 |
| Net interest income | $1,044,000 | 7,783 |
| Provision for loan and lease losses | $-100,000 | 8,464 |
| Total noninterest income | $215,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $112,000 | 5,989 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $103,000 | 6,283 |
| Total noninterest expense | $1,264,000 | 7,286 |
| Salaries and employee benefits | $662,000 | 7,396 |
| Premises and equipment expense | $201,000 | 6,728 |
| Additional noninterest expense | $401,000 | 7,055 |
| Pre-tax net operating income | $95,000 | 7,725 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $95,000 | 7,692 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $95,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $95,000 | 7,683 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 7,752 |
| Total interest expense | $584,000 | 7,357 |
| Net interest income | $764,000 | 7,903 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $164,000 | 6,812 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 6,169 |
| Total noninterest expense | $954,000 | 7,276 |
| Salaries and employee benefits | $499,000 | 7,376 |
| Premises and equipment expense | $152,000 | 6,728 |
| Additional noninterest expense | $303,000 | 7,068 |
| Pre-tax net operating income | $-26,000 | 8,155 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-26,000 | 8,171 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-26,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-26,000 | 8,160 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 7,810 |
| Total interest expense | $361,000 | 7,434 |
| Net interest income | $506,000 | 7,951 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $100,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $50,000 | 6,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,377 |
| Total noninterest expense | $631,000 | 7,332 |
| Salaries and employee benefits | $328,000 | 7,445 |
| Premises and equipment expense | $101,000 | 6,744 |
| Additional noninterest expense | $202,000 | 7,080 |
| Pre-tax net operating income | $-25,000 | 8,240 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-25,000 | 8,248 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-25,000 | 8,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-25,000 | 8,238 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 7,856 |
| Total interest expense | $174,000 | 7,475 |
| Net interest income | $250,000 | 7,977 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $42,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $305,000 | 7,400 |
| Salaries and employee benefits | $160,000 | 7,514 |
| Premises and equipment expense | $50,000 | 6,755 |
| Additional noninterest expense | $95,000 | 7,195 |
| Pre-tax net operating income | $-13,000 | 8,262 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-13,000 | 8,266 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,000 | 8,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-13,000 | 8,251 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 7,872 |
| Total interest expense | $543,000 | 7,492 |
| Net interest income | $988,000 | 7,954 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $239,000 | 6,768 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $131,000 | 5,865 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $108,000 | 6,289 |
| Total noninterest expense | $1,175,000 | 7,443 |
| Salaries and employee benefits | $594,000 | 7,643 |
| Premises and equipment expense | $188,000 | 6,848 |
| Additional noninterest expense | $393,000 | 7,117 |
| Pre-tax net operating income | $52,000 | 8,135 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $52,000 | 8,134 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $52,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $52,000 | 8,106 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 7,921 |
| Total interest expense | $393,000 | 7,505 |
| Net interest income | $726,000 | 8,034 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $194,000 | 6,640 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 5,805 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 6,086 |
| Total noninterest expense | $882,000 | 7,441 |
| Salaries and employee benefits | $445,000 | 7,616 |
| Premises and equipment expense | $145,000 | 6,792 |
| Additional noninterest expense | $292,000 | 7,151 |
| Pre-tax net operating income | $38,000 | 8,224 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $38,000 | 8,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $38,000 | 8,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,879 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $38,000 | 8,203 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $724,000 | 7,975 |
| Total interest expense | $256,000 | 7,475 |
| Net interest income | $468,000 | 8,103 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $133,000 | 6,569 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $68,000 | 5,783 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $65,000 | 6,001 |
| Total noninterest expense | $595,000 | 7,416 |
| Salaries and employee benefits | $297,000 | 7,633 |
| Premises and equipment expense | $104,000 | 6,616 |
| Additional noninterest expense | $194,000 | 7,150 |
| Pre-tax net operating income | $6,000 | 8,327 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $6,000 | 8,353 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,000 | 8,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,000 | 8,322 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 8,075 |
| Total interest expense | $124,000 | 7,508 |
| Net interest income | $224,000 | 8,238 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $61,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $298,000 | 7,461 |
| Salaries and employee benefits | $149,000 | 7,680 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $98,000 | 7,182 |
| Pre-tax net operating income | $-13,000 | 8,488 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-13,000 | 8,505 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-13,000 | 8,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-13,000 | 8,481 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 8,010 |
| Total interest expense | $480,000 | 7,379 |
| Net interest income | $922,000 | 8,138 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $192,000 | 7,218 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $150,000 | 5,779 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,616 |
| Total noninterest expense | $1,338,000 | 7,194 |
| Salaries and employee benefits | $613,000 | 7,618 |
| Premises and equipment expense | $233,000 | 6,375 |
| Additional noninterest expense | $492,000 | 6,592 |
| Pre-tax net operating income | $-224,000 | 8,546 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-224,000 | 8,597 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-224,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,541 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-224,000 | 8,561 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 8,040 |
| Total interest expense | $371,000 | 7,341 |
| Net interest income | $685,000 | 8,188 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $144,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $116,000 | 5,767 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $1,034,000 | 7,076 |
| Salaries and employee benefits | $464,000 | 7,540 |
| Premises and equipment expense | $176,000 | 6,340 |
| Additional noninterest expense | $394,000 | 6,359 |
| Pre-tax net operating income | $-205,000 | 8,649 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-205,000 | 8,682 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-205,000 | 8,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-205,000 | 8,656 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $717,000 | 8,046 |
| Total interest expense | $253,000 | 7,374 |
| Net interest income | $464,000 | 8,224 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $96,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $79,000 | 5,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $723,000 | 6,997 |
| Salaries and employee benefits | $307,000 | 7,613 |
| Premises and equipment expense | $127,000 | 6,167 |
| Additional noninterest expense | $289,000 | 6,082 |
| Pre-tax net operating income | $-163,000 | 8,741 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-163,000 | 8,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-163,000 | 8,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-163,000 | 8,741 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $377,000 | 8,005 |
| Total interest expense | $129,000 | 7,379 |
| Net interest income | $248,000 | 8,137 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $44,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $380,000 | 6,898 |
| Salaries and employee benefits | $160,000 | 7,545 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $-88,000 | 8,781 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-88,000 | 8,818 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-88,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-88,000 | 8,784 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 7,850 |
| Total interest expense | $635,000 | 7,282 |
| Net interest income | $1,084,000 | 7,989 |
| Provision for loan and lease losses | $71,000 | 5,814 |
| Total noninterest income | $333,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $156,000 | 5,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $177,000 | 5,534 |
| Total noninterest expense | $1,775,000 | 6,398 |
| Salaries and employee benefits | $763,000 | 7,059 |
| Premises and equipment expense | $369,000 | 5,008 |
| Additional noninterest expense | $643,000 | 5,761 |
| Pre-tax net operating income | $-429,000 | 8,791 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-428,000 | 8,876 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-428,000 | 8,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,574 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-429,000 | 8,814 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 7,918 |
| Total interest expense | $491,000 | 7,359 |
| Net interest income | $818,000 | 8,052 |
| Provision for loan and lease losses | $71,000 | 5,312 |
| Total noninterest income | $261,000 | 6,310 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $117,000 | 5,833 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,419 |
| Total noninterest expense | $1,315,000 | 6,406 |
| Salaries and employee benefits | $569,000 | 7,052 |
| Premises and equipment expense | $288,000 | 4,857 |
| Additional noninterest expense | $458,000 | 5,920 |
| Pre-tax net operating income | $-307,000 | 8,877 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-307,000 | 8,949 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-307,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-307,000 | 8,885 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $873,000 | 7,970 |
| Total interest expense | $334,000 | 7,432 |
| Net interest income | $539,000 | 8,102 |
| Provision for loan and lease losses | $71,000 | 4,513 |
| Total noninterest income | $162,000 | 6,467 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $89,000 | 5,537 |
| Total noninterest expense | $829,000 | 6,594 |
| Salaries and employee benefits | $368,000 | 7,158 |
| Premises and equipment expense | $167,000 | 5,295 |
| Additional noninterest expense | $294,000 | 6,040 |
| Pre-tax net operating income | $-199,000 | 8,919 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-199,000 | 9,002 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-199,000 | 9,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-199,000 | 8,929 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 8,035 |
| Total interest expense | $167,000 | 7,527 |
| Net interest income | $267,000 | 8,150 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $402,000 | 6,700 |
| Salaries and employee benefits | $179,000 | 7,250 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $139,000 | 6,198 |
| Pre-tax net operating income | $-79,000 | 8,940 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-79,000 | 9,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-79,000 | 9,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-79,000 | 8,927 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 8,022 |
| Total interest expense | $814,000 | 7,470 |
| Net interest income | $1,037,000 | 8,216 |
| Provision for loan and lease losses | $135,000 | 5,121 |
| Total noninterest income | $249,000 | 6,869 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $129,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 6,062 |
| Total noninterest expense | $1,486,000 | 6,873 |
| Salaries and employee benefits | $647,000 | 7,516 |
| Premises and equipment expense | $315,000 | 5,412 |
| Additional noninterest expense | $524,000 | 6,369 |
| Pre-tax net operating income | $-335,000 | 8,905 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-335,000 | 8,977 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-335,000 | 8,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,417 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-335,000 | 8,931 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 8,382 |
| Total interest expense | $954,000 | 8,114 |
| Net interest income | $880,000 | 8,520 |
| Provision for loan and lease losses | $337,000 | 2,979 |
| Total noninterest income | $267,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $85,000 | 6,877 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $182,000 | 5,143 |
| Total noninterest expense | $1,446,000 | 6,911 |
| Salaries and employee benefits | $657,000 | 7,399 |
| Premises and equipment expense | $319,000 | 5,332 |
| Additional noninterest expense | $470,000 | 6,654 |
| Pre-tax net operating income | $-636,000 | 9,223 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-636,000 | 9,293 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-636,000 | 9,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,867 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 848 |
| Net operating income | $-636,000 | 9,260 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 9,518 |
| Total interest expense | $360,000 | 9,472 |
| Net interest income | $467,000 | 9,498 |
| Provision for loan and lease losses | $122,000 | 4,805 |
| Total noninterest income | $111,000 | 8,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 6,989 |
| Total noninterest expense | $1,123,000 | 7,684 |
| Salaries and employee benefits | $495,000 | 8,270 |
| Premises and equipment expense | $227,000 | 6,359 |
| Additional noninterest expense | $401,000 | 7,141 |
| Pre-tax net operating income | $-667,000 | 9,627 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-665,000 | 9,648 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-665,000 | 9,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,525,000 | 143 |
| Net operating income | $-667,000 | 9,648 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.