| 2008-03-31 | Rank |
| # of Employees: | 81 | 2,144 |
| Assets and Liabilities |
| Total Assets: | $337,865,000 | 2,005 |
| Cash and due from depository institutions | $11,399,000 | 2,144 |
| Interest-bearing balances | $4,590,000 | 1,494 |
| Securities | $9,116,000 | 6,110 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $260,373,000 | 1,817 |
| Loan loss allowance | $5,290,000 | 1,070 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $19,318,000 | 605 |
| Other real estate owned | $12,773,000 | 2,144 |
| Goodwill and other intangibles | $18,939,000 | 464 |
| All other assets | $5,947,000 | 2,687 |
| Life insurance assets | $372,000 | 3,575 |
| Total liabilities and capital | $337,865,000 | 2,005 |
| Total liabilities | $281,858,000 | 2,150 |
| Total deposits | $203,514,000 | 2,552 |
| Interest-bearing deposits | $175,409,000 | 2,590 |
| Deposits held in domestic offices | $203,514,000 | 2,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,500,000 | 426 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,000,000 | 2,337 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,844,000 | 1,891 |
| Total equity capital | $56,007,000 | 1,243 |
| Total bank equity capital | $56,007,000 | 1,243 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,225,000 | 2,604 |
| Surplus | $45,561,000 | 730 |
| Undivided profits | $9,221,000 | 3,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $19,748,000 | 407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,206,000 | 3,177 |
| Earning assets | $274,079,000 | 2,239 |
| Long-term assets (5+ years) | $7,705,000 | 5,632 |
| Average Assets, year-to-date | $336,080,000 | 1,995 |
| Average Assets, quarterly | $336,080,000 | 1,995 |
| Volatile liabilities | $116,796,000 | 1,243 |
| Insider loans | $9,298,000 | 814 |
| FHLB advances | $15,000,000 | 2,246 |
| Loans and leases held for sale | $550,000 | 1,202 |
| Unused loan commitments | $24,233,000 | 2,978 |
| Tier 1 (core) risk-based capital | $36,899,000 | 1,769 |
| Tier 2 risk-based capital | $3,735,000 | 1,439 |
| Total risk weighted assets | $297,367,000 | 1,694 |
| Total unused commitments | $24,233,000 | 2,983 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank |
| # of Employees: | 89 | 1,929 |
| Assets and Liabilities |
| Total Assets: | $334,295,000 | 1,999 |
| Cash and due from depository institutions | $7,312,000 | 1,929 |
| Interest-bearing balances | $3,412,000 | 1,430 |
| Securities | $10,682,000 | 5,905 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $268,375,000 | 1,760 |
| Loan loss allowance | $5,042,000 | 1,086 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $18,986,000 | 606 |
| Other real estate owned | $3,568,000 | 1,929 |
| Goodwill and other intangibles | $19,049,000 | 456 |
| All other assets | $6,323,000 | 2,577 |
| Life insurance assets | $369,000 | 3,579 |
| Total liabilities and capital | $334,295,000 | 1,999 |
| Total liabilities | $277,890,000 | 2,145 |
| Total deposits | $218,813,000 | 2,368 |
| Interest-bearing deposits | $197,843,000 | 2,255 |
| Deposits held in domestic offices | $218,813,000 | 2,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,500,000 | 535 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,203 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,577,000 | 2,937 |
| Total equity capital | $56,405,000 | 1,223 |
| Total bank equity capital | $56,405,000 | 1,223 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,225,000 | 2,607 |
| Surplus | $45,561,000 | 717 |
| Undivided profits | $9,619,000 | 3,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,341,000 | 589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,708,000 | 2,489 |
| Earning assets | $282,469,000 | 2,155 |
| Long-term assets (5+ years) | $8,068,000 | 5,320 |
| Average Assets, year-to-date | $364,504,600 | 1,792 |
| Average Assets, quarterly | $344,228,500 | 1,925 |
| Volatile liabilities | $108,946,000 | 1,347 |
| Insider loans | $9,291,000 | 789 |
| FHLB advances | $15,000,000 | 2,097 |
| Loans and leases held for sale | $945,000 | 945 |
| Unused loan commitments | $27,190,000 | 2,766 |
| Tier 1 (core) risk-based capital | $37,277,000 | 1,743 |
| Tier 2 risk-based capital | $3,717,000 | 1,439 |
| Total risk weighted assets | $296,184,000 | 1,692 |
| Total unused commitments | $27,190,000 | 2,767 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank |
| # of Employees: | 92 | 1,867 |
| Assets and Liabilities |
| Total Assets: | $354,162,000 | 1,874 |
| Cash and due from depository institutions | $26,169,000 | 1,867 |
| Interest-bearing balances | $17,785,000 | 314 |
| Securities | $10,824,000 | 5,928 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $272,460,000 | 1,712 |
| Loan loss allowance | $5,573,000 | 941 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $18,680,000 | 598 |
| Other real estate owned | $1,350,000 | 1,867 |
| Goodwill and other intangibles | $19,159,000 | 447 |
| All other assets | $5,520,000 | 2,861 |
| Life insurance assets | $365,000 | 3,563 |
| Total liabilities and capital | $354,162,000 | 1,874 |
| Total liabilities | $296,500,000 | 1,979 |
| Total deposits | $236,194,000 | 2,190 |
| Interest-bearing deposits | $209,414,000 | 2,140 |
| Deposits held in domestic offices | $236,194,000 | 2,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,500,000 | 713 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $33,000,000 | 1,260 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,806,000 | 2,696 |
| Total equity capital | $57,662,000 | 1,181 |
| Total bank equity capital | $57,662,000 | 1,181 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,225,000 | 2,584 |
| Surplus | $45,561,000 | 708 |
| Undivided profits | $10,876,000 | 2,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,779,000 | 457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,511,000 | 2,959 |
| Earning assets | $301,069,000 | 2,007 |
| Long-term assets (5+ years) | $8,117,000 | 5,203 |
| Average Assets, year-to-date | $372,057,000 | 1,752 |
| Average Assets, quarterly | $368,824,000 | 1,795 |
| Volatile liabilities | $113,518,000 | 1,248 |
| Insider loans | $10,620,000 | 668 |
| FHLB advances | $33,000,000 | 1,183 |
| Loans and leases held for sale | $345,000 | 1,317 |
| Unused loan commitments | $39,326,000 | 2,154 |
| Tier 1 (core) risk-based capital | $38,480,000 | 1,673 |
| Tier 2 risk-based capital | $3,816,000 | 1,387 |
| Total risk weighted assets | $303,719,000 | 1,637 |
| Total unused commitments | $39,326,000 | 2,154 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank |
| # of Employees: | 88 | 1,983 |
| Assets and Liabilities |
| Total Assets: | $383,486,000 | 1,757 |
| Cash and due from depository institutions | $25,796,000 | 1,983 |
| Interest-bearing balances | $16,478,000 | 389 |
| Securities | $10,684,000 | 5,979 |
| Federal funds sold & reverse repurchase agreements | $27,850,000 | 539 |
| Net loans & leases | $275,153,000 | 1,698 |
| Loan loss allowance | $5,480,000 | 950 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $18,767,000 | 589 |
| Other real estate owned | $665,000 | 1,983 |
| Goodwill and other intangibles | $19,269,000 | 462 |
| All other assets | $5,302,000 | 2,927 |
| Life insurance assets | $361,000 | 3,577 |
| Total liabilities and capital | $383,486,000 | 1,757 |
| Total liabilities | $326,439,000 | 1,840 |
| Total deposits | $291,699,000 | 1,832 |
| Interest-bearing deposits | $257,574,000 | 1,809 |
| Deposits held in domestic offices | $291,699,000 | 1,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $33,000,000 | 1,197 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,740,000 | 2,620 |
| Total equity capital | $57,047,000 | 1,188 |
| Total bank equity capital | $57,047,000 | 1,188 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,225,000 | 2,590 |
| Surplus | $45,561,000 | 725 |
| Undivided profits | $10,261,000 | 3,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,742,000 | 407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,629,000 | 2,595 |
| Earning assets | $330,165,000 | 1,858 |
| Long-term assets (5+ years) | $5,736,000 | 5,700 |
| Average Assets, year-to-date | $378,022,000 | 1,756 |
| Average Assets, quarterly | $390,953,500 | 1,712 |
| Volatile liabilities | $103,754,000 | 1,345 |
| Insider loans | $9,941,000 | 713 |
| FHLB advances | $33,000,000 | 1,115 |
| Loans and leases held for sale | $1,865,000 | 746 |
| Unused loan commitments | $34,183,000 | 2,421 |
| Tier 1 (core) risk-based capital | $37,839,000 | 1,701 |
| Tier 2 risk-based capital | $3,867,000 | 1,363 |
| Total risk weighted assets | $307,956,000 | 1,619 |
| Total unused commitments | $34,183,000 | 2,421 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank |
| # of Employees: | 87 | 2,019 |
| Assets and Liabilities |
| Total Assets: | $398,421,000 | 1,692 |
| Cash and due from depository institutions | $19,073,000 | 2,019 |
| Interest-bearing balances | $10,446,000 | 614 |
| Securities | $8,052,000 | 6,526 |
| Federal funds sold & reverse repurchase agreements | $32,450,000 | 568 |
| Net loans & leases | $295,221,000 | 1,584 |
| Loan loss allowance | $5,389,000 | 961 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $18,936,000 | 574 |
| Other real estate owned | $0 | 2,019 |
| Goodwill and other intangibles | $19,537,000 | 449 |
| All other assets | $5,152,000 | 2,914 |
| Life insurance assets | $358,000 | 3,590 |
| Total liabilities and capital | $398,421,000 | 1,692 |
| Total liabilities | $341,755,000 | 1,756 |
| Total deposits | $306,172,000 | 1,748 |
| Interest-bearing deposits | $272,888,000 | 1,716 |
| Deposits held in domestic offices | $306,172,000 | 1,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $33,000,000 | 1,166 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,583,000 | 1,991 |
| Total equity capital | $56,666,000 | 1,184 |
| Total bank equity capital | $56,666,000 | 1,184 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,225,000 | 2,582 |
| Surplus | $45,561,000 | 702 |
| Undivided profits | $9,880,000 | 3,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $8,730,000 | 432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,695,000 | 2,416 |
| Earning assets | $346,169,000 | 1,777 |
| Long-term assets (5+ years) | $4,049,000 | 6,130 |
| Average Assets, year-to-date | $375,290,000 | 1,774 |
| Average Assets, quarterly | $375,290,000 | 1,774 |
| Volatile liabilities | $131,987,000 | 1,047 |
| Insider loans | $13,163,000 | 508 |
| FHLB advances | $33,000,000 | 1,095 |
| Loans and leases held for sale | $3,356,000 | 505 |
| Unused loan commitments | $31,339,000 | 2,557 |
| Tier 1 (core) risk-based capital | $37,159,000 | 1,722 |
| Tier 2 risk-based capital | $4,084,000 | 1,289 |
| Total risk weighted assets | $325,683,000 | 1,523 |
| Total unused commitments | $31,339,000 | 2,558 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank |
| # of Employees: | 92 | 1,885 |
| Assets and Liabilities |
| Total Assets: | $352,159,000 | 1,868 |
| Cash and due from depository institutions | $19,478,000 | 1,885 |
| Interest-bearing balances | $9,213,000 | 649 |
| Securities | $8,496,000 | 6,478 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $280,431,000 | 1,651 |
| Loan loss allowance | $5,025,000 | 1,017 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $19,053,000 | 555 |
| Other real estate owned | $0 | 1,885 |
| Goodwill and other intangibles | $19,647,000 | 433 |
| All other assets | $5,054,000 | 2,974 |
| Life insurance assets | $355,000 | 3,575 |
| Total liabilities and capital | $352,159,000 | 1,868 |
| Total liabilities | $296,059,000 | 1,981 |
| Total deposits | $260,920,000 | 2,013 |
| Interest-bearing deposits | $230,894,000 | 1,946 |
| Deposits held in domestic offices | $260,920,000 | 2,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $33,000,000 | 1,220 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,139,000 | 2,262 |
| Total equity capital | $56,100,000 | 1,164 |
| Total bank equity capital | $56,100,000 | 1,164 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,225,000 | 2,580 |
| Surplus | $45,561,000 | 686 |
| Undivided profits | $9,314,000 | 3,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $7,469,000 | 448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,012,000 | 2,091 |
| Earning assets | $298,140,000 | 2,001 |
| Long-term assets (5+ years) | $5,738,000 | 5,601 |
| Average Assets, year-to-date | $371,664,600 | 1,714 |
| Average Assets, quarterly | $355,438,500 | 1,834 |
| Volatile liabilities | $110,082,000 | 1,357 |
| Insider loans | $12,088,000 | 555 |
| FHLB advances | $33,000,000 | 1,145 |
| Loans and leases held for sale | $914,000 | 995 |
| Unused loan commitments | $36,091,000 | 2,284 |
| Tier 1 (core) risk-based capital | $36,492,000 | 1,727 |
| Tier 2 risk-based capital | $3,886,000 | 1,339 |
| Total risk weighted assets | $309,985,000 | 1,575 |
| Total unused commitments | $36,091,000 | 2,285 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank |
| # of Employees: | 89 | 1,970 |
| Assets and Liabilities |
| Total Assets: | $358,718,000 | 1,829 |
| Cash and due from depository institutions | $10,657,000 | 1,970 |
| Interest-bearing balances | $1,020,000 | 2,391 |
| Securities | $8,773,000 | 6,473 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $295,795,000 | 1,544 |
| Loan loss allowance | $4,352,000 | 1,183 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,772,000 | 559 |
| Other real estate owned | $0 | 1,970 |
| Goodwill and other intangibles | $19,758,000 | 432 |
| All other assets | $4,963,000 | 3,031 |
| Life insurance assets | $355,000 | 3,548 |
| Total liabilities and capital | $358,718,000 | 1,829 |
| Total liabilities | $303,031,000 | 1,931 |
| Total deposits | $251,696,000 | 2,056 |
| Interest-bearing deposits | $212,299,000 | 2,077 |
| Deposits held in domestic offices | $251,696,000 | 2,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,000,000 | 916 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $33,000,000 | 1,259 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,335,000 | 2,078 |
| Total equity capital | $55,687,000 | 1,175 |
| Total bank equity capital | $55,687,000 | 1,175 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,225,000 | 2,591 |
| Surplus | $45,561,000 | 680 |
| Undivided profits | $8,901,000 | 3,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,738,000 | 827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,799,000 | 2,352 |
| Earning assets | $305,588,000 | 1,943 |
| Long-term assets (5+ years) | $6,166,000 | 5,497 |
| Average Assets, year-to-date | $376,541,000 | 1,710 |
| Average Assets, quarterly | $368,467,000 | 1,759 |
| Volatile liabilities | $90,790,000 | 1,627 |
| Insider loans | $12,115,000 | 540 |
| FHLB advances | $33,000,000 | 1,173 |
| Loans and leases held for sale | $1,899,000 | 693 |
| Unused loan commitments | $43,474,000 | 2,037 |
| Tier 1 (core) risk-based capital | $35,972,000 | 1,745 |
| Tier 2 risk-based capital | $4,001,000 | 1,285 |
| Total risk weighted assets | $319,997,000 | 1,516 |
| Total unused commitments | $43,474,000 | 2,039 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank |
| # of Employees: | 90 | 1,955 |
| Assets and Liabilities |
| Total Assets: | $378,216,000 | 1,733 |
| Cash and due from depository institutions | $11,546,000 | 1,955 |
| Interest-bearing balances | $780,000 | 2,684 |
| Securities | $9,821,000 | 6,270 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $314,284,000 | 1,437 |
| Loan loss allowance | $4,531,000 | 1,125 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $17,829,000 | 572 |
| Other real estate owned | $0 | 1,955 |
| Goodwill and other intangibles | $19,868,000 | 424 |
| All other assets | $4,868,000 | 3,045 |
| Life insurance assets | $355,000 | 3,524 |
| Total liabilities and capital | $378,216,000 | 1,733 |
| Total liabilities | $322,773,000 | 1,802 |
| Total deposits | $259,212,000 | 1,991 |
| Interest-bearing deposits | $190,531,000 | 2,280 |
| Deposits held in domestic offices | $259,212,000 | 1,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,500,000 | 687 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $33,000,000 | 1,272 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,061,000 | 1,565 |
| Total equity capital | $55,443,000 | 1,139 |
| Total bank equity capital | $55,443,000 | 1,139 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,225,000 | 2,579 |
| Surplus | $45,561,000 | 673 |
| Undivided profits | $8,657,000 | 3,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,174,000 | 833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,446,000 | 2,585 |
| Earning assets | $324,885,000 | 1,820 |
| Long-term assets (5+ years) | $9,824,000 | 4,623 |
| Average Assets, year-to-date | $382,482,000 | 1,688 |
| Average Assets, quarterly | $382,908,000 | 1,696 |
| Volatile liabilities | $89,176,000 | 1,634 |
| Insider loans | $13,059,000 | 498 |
| FHLB advances | $33,000,000 | 1,188 |
| Loans and leases held for sale | $3,874,000 | 459 |
| Unused loan commitments | $47,423,000 | 1,930 |
| Tier 1 (core) risk-based capital | $35,677,000 | 1,735 |
| Tier 2 risk-based capital | $4,225,000 | 1,203 |
| Total risk weighted assets | $338,174,000 | 1,406 |
| Total unused commitments | $47,423,000 | 1,930 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank |
| # of Employees: | 84 | 2,073 |
| Assets and Liabilities |
| Total Assets: | $387,600,000 | 1,662 |
| Cash and due from depository institutions | $12,870,000 | 2,073 |
| Interest-bearing balances | $1,863,000 | 1,994 |
| Securities | $9,825,000 | 6,323 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $323,210,000 | 1,334 |
| Loan loss allowance | $4,372,000 | 1,150 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $17,072,000 | 587 |
| Other real estate owned | $0 | 2,073 |
| Goodwill and other intangibles | $19,978,000 | 407 |
| All other assets | $4,645,000 | 3,069 |
| Life insurance assets | $353,000 | 3,490 |
| Total liabilities and capital | $387,600,000 | 1,662 |
| Total liabilities | $332,533,000 | 1,744 |
| Total deposits | $244,033,000 | 2,094 |
| Interest-bearing deposits | $178,226,000 | 2,398 |
| Deposits held in domestic offices | $244,033,000 | 2,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,000,000 | 454 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $33,000,000 | 1,230 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,500,000 | 1,388 |
| Total equity capital | $55,067,000 | 1,128 |
| Total bank equity capital | $55,067,000 | 1,128 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,225,000 | 2,570 |
| Surplus | $45,561,000 | 649 |
| Undivided profits | $8,281,000 | 3,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,822,000 | 934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,832,000 | 1,937 |
| Earning assets | $334,898,000 | 1,762 |
| Long-term assets (5+ years) | $9,997,000 | 4,595 |
| Average Assets, year-to-date | $384,615,000 | 1,665 |
| Average Assets, quarterly | $384,615,000 | 1,665 |
| Volatile liabilities | $112,450,000 | 1,257 |
| Insider loans | $11,184,000 | 598 |
| FHLB advances | $33,000,000 | 1,154 |
| Loans and leases held for sale | $2,804,000 | 487 |
| Unused loan commitments | $57,715,000 | 1,639 |
| Tier 1 (core) risk-based capital | $35,169,000 | 1,712 |
| Tier 2 risk-based capital | $4,338,000 | 1,143 |
| Total risk weighted assets | $347,800,000 | 1,329 |
| Total unused commitments | $57,715,000 | 1,640 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank |
| # of Employees: | 91 | 1,898 |
| Assets and Liabilities |
| Total Assets: | $381,630,000 | 1,676 |
| Cash and due from depository institutions | $8,310,000 | 1,898 |
| Interest-bearing balances | $42,000 | 5,756 |
| Securities | $10,224,000 | 6,276 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $322,793,000 | 1,319 |
| Loan loss allowance | $4,222,000 | 1,176 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $15,855,000 | 618 |
| Other real estate owned | $0 | 1,898 |
| Goodwill and other intangibles | $20,088,000 | 393 |
| All other assets | $4,360,000 | 3,177 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $381,630,000 | 1,676 |
| Total liabilities | $327,189,000 | 1,755 |
| Total deposits | $254,052,000 | 1,994 |
| Interest-bearing deposits | $192,867,000 | 2,189 |
| Deposits held in domestic offices | $254,052,000 | 1,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,100,000 | 576 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $33,000,000 | 1,263 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,037,000 | 873 |
| Total equity capital | $54,441,000 | 1,121 |
| Total bank equity capital | $54,441,000 | 1,121 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,225,000 | 2,568 |
| Surplus | $45,561,000 | 630 |
| Undivided profits | $7,655,000 | 3,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,331,000 | 1,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,782,000 | 1,986 |
| Earning assets | $333,059,000 | 1,747 |
| Long-term assets (5+ years) | $10,507,000 | 4,499 |
| Average Assets, year-to-date | $349,616,600 | 1,723 |
| Average Assets, quarterly | $370,319,500 | 1,694 |
| Volatile liabilities | $100,119,000 | 1,370 |
| Insider loans | $11,203,000 | 559 |
| FHLB advances | $33,000,000 | 1,174 |
| Loans and leases held for sale | $3,903,000 | 397 |
| Unused loan commitments | $68,238,000 | 1,383 |
| Tier 1 (core) risk-based capital | $34,418,000 | 1,723 |
| Tier 2 risk-based capital | $4,222,000 | 1,152 |
| Total risk weighted assets | $342,569,000 | 1,328 |
| Total unused commitments | $68,238,000 | 1,383 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank |
| # of Employees: | 98 | 1,760 |
| Assets and Liabilities |
| Total Assets: | $359,009,000 | 1,730 |
| Cash and due from depository institutions | $6,922,000 | 1,760 |
| Interest-bearing balances | $31,000 | 5,984 |
| Securities | $10,094,000 | 6,300 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $302,813,000 | 1,388 |
| Loan loss allowance | $4,070,000 | 1,198 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $15,576,000 | 602 |
| Other real estate owned | $0 | 1,760 |
| Goodwill and other intangibles | $20,198,000 | 373 |
| All other assets | $3,406,000 | 3,728 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $359,009,000 | 1,730 |
| Total liabilities | $305,944,000 | 1,815 |
| Total deposits | $273,168,000 | 1,788 |
| Interest-bearing deposits | $209,780,000 | 1,979 |
| Deposits held in domestic offices | $273,168,000 | 1,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,990,000 | 1,076 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $15,000,000 | 2,108 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,786,000 | 787 |
| Total equity capital | $53,065,000 | 1,143 |
| Total bank equity capital | $53,065,000 | 1,143 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,225,000 | 2,548 |
| Surplus | $45,561,000 | 613 |
| Undivided profits | $6,279,000 | 4,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,148,000 | 2,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,576,000 | 2,190 |
| Earning assets | $312,938,000 | 1,800 |
| Long-term assets (5+ years) | $12,481,000 | 4,228 |
| Average Assets, year-to-date | $341,613,250 | 1,739 |
| Average Assets, quarterly | $367,097,500 | 1,680 |
| Volatile liabilities | $65,208,000 | 1,919 |
| Insider loans | $8,023,000 | 776 |
| FHLB advances | $15,000,000 | 1,984 |
| Loans and leases held for sale | $7,214,000 | 330 |
| Unused loan commitments | $65,468,000 | 1,409 |
| Tier 1 (core) risk-based capital | $32,919,000 | 1,759 |
| Tier 2 risk-based capital | $3,962,000 | 1,203 |
| Total risk weighted assets | $317,057,000 | 1,400 |
| Total unused commitments | $65,468,000 | 1,409 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank |
| # of Employees: | 94 | 1,832 |
| Assets and Liabilities |
| Total Assets: | $375,186,000 | 1,641 |
| Cash and due from depository institutions | $26,453,000 | 1,832 |
| Interest-bearing balances | $25,000 | 6,072 |
| Securities | $10,586,000 | 6,248 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $299,125,000 | 1,360 |
| Loan loss allowance | $3,755,000 | 1,283 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,129,000 | 619 |
| Other real estate owned | $0 | 1,832 |
| Goodwill and other intangibles | $20,308,000 | 362 |
| All other assets | $3,585,000 | 3,476 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $375,186,000 | 1,641 |
| Total liabilities | $328,504,000 | 1,675 |
| Total deposits | $274,615,000 | 1,759 |
| Interest-bearing deposits | $221,853,000 | 1,830 |
| Deposits held in domestic offices | $274,615,000 | 1,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,370,000 | 556 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 2,089 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,519,000 | 1,000 |
| Total equity capital | $46,682,000 | 1,275 |
| Total bank equity capital | $46,682,000 | 1,275 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,225,000 | 2,527 |
| Surplus | $40,561,000 | 652 |
| Undivided profits | $4,896,000 | 4,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $791,000 | 2,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,599,000 | 1,933 |
| Earning assets | $309,736,000 | 1,780 |
| Long-term assets (5+ years) | $10,931,000 | 4,537 |
| Average Assets, year-to-date | $335,814,670 | 1,747 |
| Average Assets, quarterly | $358,269,500 | 1,680 |
| Volatile liabilities | $90,916,000 | 1,399 |
| Insider loans | $6,600,000 | 948 |
| FHLB advances | $15,000,000 | 1,967 |
| Loans and leases held for sale | $3,983,000 | 488 |
| Unused loan commitments | $61,294,000 | 1,449 |
| Tier 1 (core) risk-based capital | $26,383,000 | 2,169 |
| Tier 2 risk-based capital | $3,755,000 | 1,248 |
| Total risk weighted assets | $316,922,000 | 1,357 |
| Total unused commitments | $61,294,000 | 1,449 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities |
| Total Assets: | $341,353,000 | 1,742 |
| Cash and due from depository institutions | $15,338,000 | 2,018 |
| Interest-bearing balances | $37,000 | 5,893 |
| Securities | $10,566,000 | 6,338 |
| Federal funds sold & reverse repurchase agreements | $8,425,000 | 1,467 |
| Net loans & leases | $268,382,000 | 1,481 |
| Loan loss allowance | $3,316,000 | 1,445 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,070,000 | 607 |
| Other real estate owned | $0 | 2,018 |
| Goodwill and other intangibles | $20,418,000 | 354 |
| All other assets | $3,154,000 | 3,736 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $341,353,000 | 1,742 |
| Total liabilities | $296,180,000 | 1,808 |
| Total deposits | $277,009,000 | 1,719 |
| Interest-bearing deposits | $214,828,000 | 1,880 |
| Deposits held in domestic offices | $277,009,000 | 1,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 2,008 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,171,000 | 1,074 |
| Total equity capital | $45,173,000 | 1,283 |
| Total bank equity capital | $45,173,000 | 1,283 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,225,000 | 2,533 |
| Surplus | $40,561,000 | 637 |
| Undivided profits | $3,387,000 | 5,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $296,000 | 4,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,278,000 | 2,393 |
| Earning assets | $287,410,000 | 1,887 |
| Long-term assets (5+ years) | $10,884,000 | 4,586 |
| Average Assets, year-to-date | $316,129,000 | 1,853 |
| Average Assets, quarterly | $316,129,000 | 1,853 |
| Volatile liabilities | $59,535,000 | 1,893 |
| Insider loans | $6,926,000 | 874 |
| FHLB advances | $15,000,000 | 1,896 |
| Loans and leases held for sale | $2,120,000 | 618 |
| Unused loan commitments | $53,914,000 | 1,539 |
| Tier 1 (core) risk-based capital | $24,827,000 | 2,248 |
| Tier 2 risk-based capital | $3,316,000 | 1,410 |
| Total risk weighted assets | $292,259,000 | 1,441 |
| Total unused commitments | $53,914,000 | 1,539 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank |
| # of Employees: | 79 | 2,151 |
| Assets and Liabilities |
| Total Assets: | $290,905,000 | 2,012 |
| Cash and due from depository institutions | $6,457,000 | 2,151 |
| Interest-bearing balances | $212,000 | 4,280 |
| Securities | $11,013,000 | 6,277 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $237,080,000 | 1,664 |
| Loan loss allowance | $3,052,000 | 1,540 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,668,000 | 686 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $20,529,000 | 350 |
| All other assets | $2,158,000 | 4,644 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $290,905,000 | 2,012 |
| Total liabilities | $248,771,000 | 2,104 |
| Total deposits | $241,921,000 | 1,944 |
| Interest-bearing deposits | $201,470,000 | 1,972 |
| Deposits held in domestic offices | $241,921,000 | 1,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,295,000 | 1,913 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,555,000 | 1,206 |
| Total equity capital | $42,134,000 | 1,360 |
| Total bank equity capital | $42,134,000 | 1,360 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,225,000 | 2,524 |
| Surplus | $38,561,000 | 662 |
| Undivided profits | $2,348,000 | 6,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $59,000 | 6,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,231,000 | 2,465 |
| Earning assets | $248,305,000 | 2,159 |
| Long-term assets (5+ years) | $3,095,000 | 6,679 |
| Average Assets, year-to-date | $232,712,800 | 2,400 |
| Average Assets, quarterly | $274,441,500 | 2,099 |
| Volatile liabilities | $61,178,000 | 1,797 |
| Insider loans | $10,219,000 | 560 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $431,000 | 1,205 |
| Unused loan commitments | $49,271,000 | 1,605 |
| Tier 1 (core) risk-based capital | $21,601,000 | 2,539 |
| Tier 2 risk-based capital | $3,052,000 | 1,506 |
| Total risk weighted assets | $260,158,000 | 1,602 |
| Total unused commitments | $49,271,000 | 1,605 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank |
| # of Employees: | 75 | 2,279 |
| Assets and Liabilities |
| Total Assets: | $257,978,000 | 2,232 |
| Cash and due from depository institutions | $11,625,000 | 2,279 |
| Interest-bearing balances | $26,000 | 6,142 |
| Securities | $11,171,000 | 6,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $199,427,000 | 1,917 |
| Loan loss allowance | $2,348,000 | 1,995 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,832,000 | 712 |
| Other real estate owned | $0 | 2,279 |
| Goodwill and other intangibles | $20,639,000 | 341 |
| All other assets | $2,284,000 | 4,485 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $257,978,000 | 2,232 |
| Total liabilities | $221,709,000 | 2,347 |
| Total deposits | $196,182,000 | 2,377 |
| Interest-bearing deposits | $163,106,000 | 2,409 |
| Deposits held in domestic offices | $196,182,000 | 2,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,250,000 | 1,061 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $11,000,000 | 2,422 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,277,000 | 1,293 |
| Total equity capital | $36,269,000 | 1,570 |
| Total bank equity capital | $36,269,000 | 1,570 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,225,000 | 2,524 |
| Surplus | $33,561,000 | 717 |
| Undivided profits | $1,483,000 | 7,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $70,000 | 6,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $946,000 | 3,308 |
| Earning assets | $210,624,000 | 2,521 |
| Long-term assets (5+ years) | $7,632,000 | 5,433 |
| Average Assets, year-to-date | $218,164,750 | 2,549 |
| Average Assets, quarterly | $239,325,000 | 2,383 |
| Volatile liabilities | $53,925,000 | 1,978 |
| Insider loans | $4,241,000 | 1,378 |
| FHLB advances | $11,000,000 | 2,298 |
| Loans and leases held for sale | $2,500,000 | 530 |
| Unused loan commitments | $48,419,000 | 1,606 |
| Tier 1 (core) risk-based capital | $15,591,000 | 3,402 |
| Tier 2 risk-based capital | $2,348,000 | 1,880 |
| Total risk weighted assets | $202,245,000 | 1,958 |
| Total unused commitments | $48,419,000 | 1,607 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities |
| Total Assets: | $220,672,000 | 2,575 |
| Cash and due from depository institutions | $8,208,000 | 1,931 |
| Interest-bearing balances | $42,000 | 5,930 |
| Securities | $11,719,000 | 6,220 |
| Federal funds sold & reverse repurchase agreements | $7,150,000 | 1,477 |
| Net loans & leases | $158,599,000 | 2,334 |
| Loan loss allowance | $1,927,000 | 2,361 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,482,000 | 715 |
| Other real estate owned | $0 | 1,931 |
| Goodwill and other intangibles | $20,749,000 | 334 |
| All other assets | $1,765,000 | 5,136 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $220,672,000 | 2,575 |
| Total liabilities | $185,065,000 | 2,750 |
| Total deposits | $182,212,000 | 2,524 |
| Interest-bearing deposits | $150,100,000 | 2,579 |
| Deposits held in domestic offices | $182,212,000 | 2,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,853,000 | 1,340 |
| Total equity capital | $35,607,000 | 1,526 |
| Total bank equity capital | $35,607,000 | 1,526 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,225,000 | 2,526 |
| Surplus | $33,561,000 | 700 |
| Undivided profits | $821,000 | 7,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $87,000 | 6,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $822,000 | 3,520 |
| Earning assets | $177,510,000 | 2,891 |
| Long-term assets (5+ years) | $8,530,000 | 5,336 |
| Average Assets, year-to-date | $204,893,670 | 2,707 |
| Average Assets, quarterly | $211,041,500 | 2,658 |
| Volatile liabilities | $32,519,000 | 2,855 |
| Insider loans | $3,323,000 | 1,750 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $803,000 | 990 |
| Unused loan commitments | $42,444,000 | 1,771 |
| Tier 1 (core) risk-based capital | $14,947,000 | 3,474 |
| Tier 2 risk-based capital | $1,927,000 | 2,219 |
| Total risk weighted assets | $165,378,000 | 2,335 |
| Total unused commitments | $42,444,000 | 1,776 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank |
| # of Employees: | 79 | 2,163 |
| Assets and Liabilities |
| Total Assets: | $201,411,000 | 2,771 |
| Cash and due from depository institutions | $8,080,000 | 2,163 |
| Interest-bearing balances | $39,000 | 6,069 |
| Securities | $12,165,000 | 6,095 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 4,081 |
| Net loans & leases | $144,138,000 | 2,490 |
| Loan loss allowance | $1,870,000 | 2,398 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,837,000 | 748 |
| Other real estate owned | $0 | 2,163 |
| Goodwill and other intangibles | $20,859,000 | 321 |
| All other assets | $1,682,000 | 5,073 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $201,411,000 | 2,771 |
| Total liabilities | $166,098,000 | 2,954 |
| Total deposits | $163,329,000 | 2,758 |
| Interest-bearing deposits | $135,498,000 | 2,830 |
| Deposits held in domestic offices | $163,329,000 | 2,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,769,000 | 1,523 |
| Total equity capital | $35,313,000 | 1,575 |
| Total bank equity capital | $35,313,000 | 1,575 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,225,000 | 2,522 |
| Surplus | $33,561,000 | 689 |
| Undivided profits | $527,000 | 7,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $162,000 | 6,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $704,000 | 3,958 |
| Earning assets | $158,992,000 | 3,114 |
| Long-term assets (5+ years) | $2,007,000 | 7,227 |
| Average Assets, year-to-date | $197,004,500 | 2,800 |
| Average Assets, quarterly | $197,004,500 | 2,800 |
| Volatile liabilities | $39,883,000 | 2,360 |
| Insider loans | $381,000 | 5,907 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $2,252,000 | 662 |
| Unused loan commitments | $29,213,000 | 2,258 |
| Tier 1 (core) risk-based capital | $14,365,000 | 3,561 |
| Tier 2 risk-based capital | $1,839,000 | 2,260 |
| Total risk weighted assets | $147,217,000 | 2,526 |
| Total unused commitments | $29,213,000 | 2,263 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities |
| Total Assets: | $192,598,000 | 2,864 |
| Cash and due from depository institutions | $5,722,000 | 2,365 |
| Interest-bearing balances | $15,000 | 6,482 |
| Securities | $12,148,000 | 6,183 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $141,015,000 | 2,515 |
| Loan loss allowance | $1,768,000 | 2,506 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $10,590,000 | 856 |
| Other real estate owned | $0 | 2,365 |
| Goodwill and other intangibles | $21,317,000 | 327 |
| All other assets | $1,806,000 | 4,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,598,000 | 2,864 |
| Total liabilities | $157,800,000 | 3,083 |
| Total deposits | $149,849,000 | 2,955 |
| Interest-bearing deposits | $130,422,000 | 2,915 |
| Deposits held in domestic offices | $149,849,000 | 2,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,446 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,875,000 | 3,756 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,576,000 | 1,543 |
| Total equity capital | $34,798,000 | 1,571 |
| Total bank equity capital | $34,798,000 | 1,571 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,225,000 | 2,541 |
| Surplus | $33,561,000 | 687 |
| Undivided profits | $12,000 | 8,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $521,000 | 4,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $819,000 | 3,604 |
| Earning assets | $153,178,000 | 3,192 |
| Long-term assets (5+ years) | $7,475,000 | 5,557 |
| Average Assets, year-to-date | $160,282,000 | 3,208 |
| Average Assets, quarterly | $177,107,500 | 3,043 |
| Volatile liabilities | $44,856,000 | 2,152 |
| Insider loans | $603,000 | 5,093 |
| FHLB advances | $3,875,000 | 3,608 |
| Loans and leases held for sale | $1,598,000 | 714 |
| Unused loan commitments | $20,130,000 | 2,851 |
| Tier 1 (core) risk-based capital | $13,481,000 | 3,726 |
| Tier 2 risk-based capital | $1,768,000 | 2,317 |
| Total risk weighted assets | $145,384,000 | 2,531 |
| Total unused commitments | $20,130,000 | 2,855 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities |
| Total Assets: | $161,617,000 | 3,275 |
| Cash and due from depository institutions | $4,874,000 | 2,921 |
| Interest-bearing balances | $27,000 | 6,258 |
| Securities | $11,647,000 | 6,196 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,305 |
| Net loans & leases | $131,679,000 | 2,642 |
| Loan loss allowance | $1,721,000 | 2,557 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,112,000 | 1,165 |
| Other real estate owned | $0 | 2,921 |
| Goodwill and other intangibles | $1,155,000 | 1,507 |
| All other assets | $2,050,000 | 4,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,617,000 | 3,275 |
| Total liabilities | $147,237,000 | 3,232 |
| Total deposits | $141,128,000 | 3,119 |
| Interest-bearing deposits | $122,077,000 | 3,071 |
| Deposits held in domestic offices | $141,128,000 | 3,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,109,000 | 3,024 |
| Total equity capital | $14,380,000 | 3,645 |
| Total bank equity capital | $14,380,000 | 3,645 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,225,000 | 2,556 |
| Surplus | $6,719,000 | 2,691 |
| Undivided profits | $6,436,000 | 4,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $90,000 | 6,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $771,000 | 3,991 |
| Earning assets | $145,453,000 | 3,319 |
| Long-term assets (5+ years) | $7,415,000 | 5,594 |
| Average Assets, year-to-date | $152,203,000 | 3,355 |
| Average Assets, quarterly | $158,636,500 | 3,300 |
| Volatile liabilities | $38,743,000 | 2,369 |
| Insider loans | $590,000 | 5,128 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $2,162,000 | 824 |
| Unused loan commitments | $17,791,000 | 3,067 |
| Tier 1 (core) risk-based capital | $13,127,000 | 3,788 |
| Tier 2 risk-based capital | $1,671,000 | 2,433 |
| Total risk weighted assets | $133,596,000 | 2,731 |
| Total unused commitments | $17,791,000 | 3,069 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank |
| # of Employees: | 59 | 2,929 |
| Assets and Liabilities |
| Total Assets: | $155,656,000 | 3,352 |
| Cash and due from depository institutions | $5,978,000 | 2,929 |
| Interest-bearing balances | $19,000 | 6,478 |
| Securities | $11,017,000 | 6,244 |
| Federal funds sold & reverse repurchase agreements | $5,450,000 | 2,768 |
| Net loans & leases | $122,285,000 | 2,770 |
| Loan loss allowance | $1,652,000 | 2,621 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,782,000 | 1,194 |
| Other real estate owned | $0 | 2,929 |
| Goodwill and other intangibles | $1,155,000 | 1,473 |
| All other assets | $1,989,000 | 4,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,656,000 | 3,352 |
| Total liabilities | $141,750,000 | 3,321 |
| Total deposits | $140,848,000 | 3,114 |
| Interest-bearing deposits | $121,654,000 | 3,063 |
| Deposits held in domestic offices | $140,848,000 | 3,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $902,000 | 3,532 |
| Total equity capital | $13,906,000 | 3,757 |
| Total bank equity capital | $13,906,000 | 3,757 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,225,000 | 2,554 |
| Surplus | $6,719,000 | 2,656 |
| Undivided profits | $5,962,000 | 4,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $63,000 | 7,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $790,000 | 3,745 |
| Earning assets | $138,771,000 | 3,431 |
| Long-term assets (5+ years) | $7,636,000 | 5,429 |
| Average Assets, year-to-date | $149,065,000 | 3,416 |
| Average Assets, quarterly | $153,160,500 | 3,364 |
| Volatile liabilities | $32,640,000 | 2,677 |
| Insider loans | $443,000 | 5,678 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $2,082,000 | 1,118 |
| Unused loan commitments | $12,430,000 | 3,742 |
| Tier 1 (core) risk-based capital | $12,658,000 | 3,847 |
| Tier 2 risk-based capital | $1,558,000 | 2,539 |
| Total risk weighted assets | $124,573,000 | 2,882 |
| Total unused commitments | $12,430,000 | 3,755 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities |
| Total Assets: | $150,665,000 | 3,396 |
| Cash and due from depository institutions | $5,129,000 | 2,906 |
| Interest-bearing balances | $14,000 | 6,544 |
| Securities | $11,111,000 | 6,272 |
| Federal funds sold & reverse repurchase agreements | $3,975,000 | 3,772 |
| Net loans & leases | $120,207,000 | 2,778 |
| Loan loss allowance | $1,538,000 | 2,766 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,058,000 | 1,299 |
| Other real estate owned | $0 | 2,906 |
| Goodwill and other intangibles | $1,155,000 | 1,454 |
| All other assets | $2,030,000 | 4,515 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,665,000 | 3,396 |
| Total liabilities | $137,110,000 | 3,364 |
| Total deposits | $136,305,000 | 3,164 |
| Interest-bearing deposits | $119,117,000 | 3,101 |
| Deposits held in domestic offices | $136,305,000 | 3,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $805,000 | 3,870 |
| Total equity capital | $13,555,000 | 3,770 |
| Total bank equity capital | $13,555,000 | 3,770 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,225,000 | 2,568 |
| Surplus | $6,719,000 | 2,605 |
| Undivided profits | $5,611,000 | 4,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $135,000 | 6,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $714,000 | 4,094 |
| Earning assets | $135,307,000 | 3,448 |
| Long-term assets (5+ years) | $8,380,000 | 5,182 |
| Average Assets, year-to-date | $145,769,500 | 3,476 |
| Average Assets, quarterly | $145,769,500 | 3,476 |
| Volatile liabilities | $36,734,000 | 2,393 |
| Insider loans | $585,000 | 5,091 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $2,602,000 | 893 |
| Unused loan commitments | $14,010,000 | 3,425 |
| Tier 1 (core) risk-based capital | $12,319,000 | 3,868 |
| Tier 2 risk-based capital | $1,538,000 | 2,518 |
| Total risk weighted assets | $125,625,000 | 2,815 |
| Total unused commitments | $14,010,000 | 3,437 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 57 | 2,960 |
| Assets and Liabilities |
| Total Assets: | $140,874,000 | 3,569 |
| Cash and due from depository institutions | $3,875,000 | 2,960 |
| Interest-bearing balances | $43,000 | 5,888 |
| Securities | $11,206,000 | 6,240 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $116,496,000 | 2,825 |
| Loan loss allowance | $1,537,000 | 2,683 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,077,000 | 1,525 |
| Other real estate owned | $0 | 2,960 |
| Goodwill and other intangibles | $1,155,000 | 1,439 |
| All other assets | $2,065,000 | 4,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,874,000 | 3,569 |
| Total liabilities | $127,791,000 | 3,540 |
| Total deposits | $123,018,000 | 3,409 |
| Interest-bearing deposits | $109,613,000 | 3,261 |
| Deposits held in domestic offices | $123,018,000 | 3,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,575,000 | 1,895 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,025,000 | 4,807 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,173,000 | 3,036 |
| Total equity capital | $13,083,000 | 3,845 |
| Total bank equity capital | $13,083,000 | 3,845 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,225,000 | 2,572 |
| Surplus | $6,719,000 | 2,565 |
| Undivided profits | $5,139,000 | 4,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $99,000 | 6,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $802,000 | 3,860 |
| Earning assets | $127,745,000 | 3,596 |
| Long-term assets (5+ years) | $8,510,000 | 5,125 |
| Average Assets, year-to-date | $131,511,200 | 3,638 |
| Average Assets, quarterly | $140,267,500 | 3,544 |
| Volatile liabilities | $40,404,000 | 2,182 |
| Insider loans | $587,000 | 5,101 |
| FHLB advances | $1,025,000 | 4,520 |
| Loans and leases held for sale | $3,612,000 | 808 |
| Unused loan commitments | $16,531,000 | 2,991 |
| Tier 1 (core) risk-based capital | $11,844,000 | 3,940 |
| Tier 2 risk-based capital | $1,468,000 | 2,576 |
| Total risk weighted assets | $117,387,000 | 2,943 |
| Total unused commitments | $16,531,000 | 2,996 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 45 | 3,663 |
| Assets and Liabilities |
| Total Assets: | $114,961,000 | 4,103 |
| Cash and due from depository institutions | $4,545,000 | 3,663 |
| Interest-bearing balances | $69,000 | 5,517 |
| Securities | $11,500,000 | 6,137 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $92,486,000 | 3,353 |
| Loan loss allowance | $1,204,000 | 3,106 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,413,000 | 2,041 |
| Other real estate owned | $207,000 | 3,663 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,810,000 | 4,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,961,000 | 4,103 |
| Total liabilities | $104,512,000 | 4,070 |
| Total deposits | $98,862,000 | 3,977 |
| Interest-bearing deposits | $85,902,000 | 3,897 |
| Deposits held in domestic offices | $98,862,000 | 3,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,051,000 | 1,661 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,599,000 | 2,417 |
| Total equity capital | $10,449,000 | 4,338 |
| Total bank equity capital | $10,449,000 | 4,338 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,225,000 | 2,615 |
| Surplus | $5,565,000 | 2,849 |
| Undivided profits | $3,659,000 | 5,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $189,000 | 6,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $667,000 | 4,890 |
| Earning assets | $104,055,000 | 4,144 |
| Long-term assets (5+ years) | $9,331,000 | 4,952 |
| Average Assets, year-to-date | $110,086,400 | 4,091 |
| Average Assets, quarterly | $113,418,500 | 4,115 |
| Volatile liabilities | $32,574,000 | 2,555 |
| Insider loans | $2,349,000 | 2,079 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,322,000 | 1,080 |
| Unused loan commitments | $13,640,000 | 3,248 |
| Tier 1 (core) risk-based capital | $10,351,000 | 4,227 |
| Tier 2 risk-based capital | $1,146,000 | 3,005 |
| Total risk weighted assets | $91,637,000 | 3,464 |
| Total unused commitments | $13,640,000 | 3,257 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 41 | 4,004 |
| Assets and Liabilities |
| Total Assets: | $105,758,000 | 4,253 |
| Cash and due from depository institutions | $3,609,000 | 4,004 |
| Interest-bearing balances | $18,000 | 6,045 |
| Securities | $13,872,000 | 5,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $83,089,000 | 3,580 |
| Loan loss allowance | $1,174,000 | 3,032 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,510,000 | 2,511 |
| Other real estate owned | $0 | 4,004 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,678,000 | 4,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,758,000 | 4,253 |
| Total liabilities | $97,186,000 | 4,163 |
| Total deposits | $88,695,000 | 4,209 |
| Interest-bearing deposits | $78,528,000 | 4,073 |
| Deposits held in domestic offices | $88,695,000 | 4,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,729,000 | 1,350 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,762,000 | 2,281 |
| Total equity capital | $8,572,000 | 4,966 |
| Total bank equity capital | $8,572,000 | 4,966 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,225,000 | 2,680 |
| Surplus | $5,565,000 | 2,768 |
| Undivided profits | $1,782,000 | 6,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $200,000 | 5,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $570,000 | 4,652 |
| Earning assets | $96,979,000 | 4,272 |
| Long-term assets (5+ years) | $17,209,000 | 3,466 |
| Average Assets, year-to-date | $95,964,200 | 4,431 |
| Average Assets, quarterly | $103,168,500 | 4,302 |
| Volatile liabilities | $31,188,000 | 2,589 |
| Insider loans | $2,280,000 | 2,064 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,072,000 | 691 |
| Unused loan commitments | $6,660,000 | 4,693 |
| Tier 1 (core) risk-based capital | $8,574,000 | 4,863 |
| Tier 2 risk-based capital | $979,150 | 3,339 |
| Total risk weighted assets | $78,137,250 | 3,836 |
| Total unused commitments | $6,660,000 | 4,694 |
| Derivatives | $10,000,000 | 333 |
| 1999-12-31 | Rank |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities |
| Total Assets: | $85,967,000 | 4,972 |
| Cash and due from depository institutions | $3,360,000 | 4,286 |
| Interest-bearing balances | $37,000 | 5,657 |
| Securities | $9,158,000 | 7,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $68,860,000 | 4,028 |
| Loan loss allowance | $840,000 | 3,936 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,517,000 | 2,462 |
| Other real estate owned | $0 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,072,000 | 5,957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,967,000 | 4,972 |
| Total liabilities | $79,657,000 | 4,867 |
| Total deposits | $70,890,000 | 4,981 |
| Interest-bearing deposits | $62,812,000 | 4,873 |
| Deposits held in domestic offices | $70,890,000 | 4,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,832,000 | 1,367 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $935,000 | 3,449 |
| Total equity capital | $6,310,000 | 6,068 |
| Total bank equity capital | $6,310,000 | 6,068 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,225,000 | 2,742 |
| Surplus | $4,065,000 | 3,502 |
| Undivided profits | $1,020,000 | 7,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $283,000 | 4,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $391,000 | 5,476 |
| Earning assets | $78,055,000 | 4,974 |
| Long-term assets (5+ years) | $12,738,000 | 4,324 |
| Average Assets, year-to-date | $80,584,600 | 5,065 |
| Average Assets, quarterly | $86,397,500 | 4,921 |
| Volatile liabilities | $22,142,000 | 3,244 |
| Insider loans | $1,755,000 | 2,467 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,045,000 | 3,968 |
| Tier 1 (core) risk-based capital | $6,644,000 | 5,891 |
| Tier 2 risk-based capital | $811,300 | 3,759 |
| Total risk weighted assets | $64,875,300 | 4,331 |
| Total unused commitments | $9,045,000 | 3,972 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities |
| Total Assets: | $67,985,000 | 5,826 |
| Cash and due from depository institutions | $3,506,000 | 4,171 |
| Interest-bearing balances | $28,000 | 5,867 |
| Securities | $8,741,000 | 7,478 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $50,751,000 | 4,902 |
| Loan loss allowance | $385,000 | 6,534 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,456,000 | 2,343 |
| Other real estate owned | $978,000 | 4,171 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $553,000 | 7,877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,985,000 | 5,826 |
| Total liabilities | $62,698,000 | 5,698 |
| Total deposits | $59,944,000 | 5,634 |
| Interest-bearing deposits | $52,993,000 | 5,505 |
| Deposits held in domestic offices | $59,944,000 | 5,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,200,000 | 1,910 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $554,000 | 5,409 |
| Total equity capital | $5,287,000 | 6,861 |
| Total bank equity capital | $5,287,000 | 6,861 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,225,000 | 2,728 |
| Surplus | $3,065,000 | 4,133 |
| Undivided profits | $997,000 | 8,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $78,000 | 7,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $288,000 | 6,722 |
| Earning assets | $59,520,000 | 5,995 |
| Long-term assets (5+ years) | $8,476,000 | 5,109 |
| Average Assets, year-to-date | $52,664,600 | 6,550 |
| Average Assets, quarterly | $64,243,000 | 5,966 |
| Volatile liabilities | $16,263,000 | 3,570 |
| Insider loans | $1,455,000 | 2,716 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,775,000 | 2,672 |
| Tier 1 (core) risk-based capital | $5,268,000 | 6,697 |
| Tier 2 risk-based capital | $385,000 | 6,129 |
| Total risk weighted assets | $51,774,500 | 4,960 |
| Total unused commitments | $15,775,000 | 2,679 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities |
| Total Assets: | $35,727,000 | 8,302 |
| Cash and due from depository institutions | $2,421,000 | 5,405 |
| Interest-bearing balances | $15,000 | 5,985 |
| Securities | $5,964,000 | 8,833 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $24,249,000 | 7,614 |
| Loan loss allowance | $178,000 | 9,086 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,258,000 | 3,451 |
| Other real estate owned | $553,000 | 5,405 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $282,000 | 9,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,727,000 | 8,302 |
| Total liabilities | $32,924,000 | 8,158 |
| Total deposits | $31,986,000 | 8,114 |
| Interest-bearing deposits | $27,004,000 | 8,148 |
| Deposits held in domestic offices | $31,986,000 | 8,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,003 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $338,000 | 7,359 |
| Total equity capital | $2,803,000 | 9,230 |
| Total bank equity capital | $2,803,000 | 9,230 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,225,000 | 2,777 |
| Surplus | $865,000 | 7,848 |
| Undivided profits | $713,000 | 9,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $117,000 | 9,553 |
| Earning assets | $30,228,000 | 8,559 |
| Long-term assets (5+ years) | $5,393,000 | 5,810 |
| Average Assets, year-to-date | $31,965,000 | 8,506 |
| Average Assets, quarterly | $34,325,500 | 8,398 |
| Volatile liabilities | $7,317,000 | 6,003 |
| Insider loans | $968,000 | 3,650 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,234,000 | 4,646 |
| Tier 1 (core) risk-based capital | $2,808,000 | 9,139 |
| Tier 2 risk-based capital | $178,000 | 8,710 |
| Total risk weighted assets | $26,210,800 | 7,481 |
| Total unused commitments | $6,234,000 | 4,650 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities |
| Total Assets: | $28,199,000 | 9,393 |
| Cash and due from depository institutions | $1,249,000 | 8,534 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,600,000 | 8,405 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $15,965,000 | 9,139 |
| Loan loss allowance | $159,000 | 9,720 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,523,000 | 4,646 |
| Other real estate owned | $553,000 | 8,534 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $309,000 | 10,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,199,000 | 9,393 |
| Total liabilities | $25,948,000 | 9,284 |
| Total deposits | $23,071,000 | 9,499 |
| Interest-bearing deposits | $18,696,000 | 9,624 |
| Deposits held in domestic offices | $23,071,000 | 9,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,641 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,475,000 | 3,018 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $202,000 | 9,222 |
| Total equity capital | $2,251,000 | 10,065 |
| Total bank equity capital | $2,251,000 | 10,065 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,225,000 | 2,964 |
| Surplus | $553,000 | 9,055 |
| Undivided profits | $473,000 | 9,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $82,000 | 10,502 |
| Earning assets | $24,565,000 | 9,507 |
| Long-term assets (5+ years) | $7,467,000 | 4,890 |
| Average Assets, year-to-date | $27,521,400 | 9,339 |
| Average Assets, quarterly | $28,046,000 | 9,375 |
| Volatile liabilities | $7,337,000 | 5,907 |
| Insider loans | $1,127,000 | 3,334 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,432,000 | 6,975 |
| Tier 1 (core) risk-based capital | $2,294,000 | 9,973 |
| Tier 2 risk-based capital | $159,000 | 9,302 |
| Total risk weighted assets | $18,803,400 | 8,861 |
| Total unused commitments | $2,432,000 | 6,989 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities |
| Total Assets: | $24,132,000 | 10,190 |
| Cash and due from depository institutions | $1,238,000 | 9,438 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,225,000 | 8,906 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $13,021,000 | 9,959 |
| Loan loss allowance | $144,000 | 10,321 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,354,000 | 4,996 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $294,000 | 10,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,132,000 | 10,190 |
| Total liabilities | $22,122,000 | 10,102 |
| Total deposits | $21,316,000 | 10,098 |
| Interest-bearing deposits | $16,282,000 | 10,373 |
| Deposits held in domestic offices | $21,316,000 | 10,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 3,017 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $256,000 | 8,892 |
| Total equity capital | $2,010,000 | 10,699 |
| Total bank equity capital | $2,010,000 | 10,699 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,225,000 | 3,067 |
| Surplus | $553,000 | 9,388 |
| Undivided profits | $232,000 | 10,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $495,000 | 4,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $95,000 | 10,749 |
| Earning assets | $21,246,000 | 10,283 |
| Long-term assets (5+ years) | $5,248,000 | 5,687 |
| Average Assets, year-to-date | $22,154,800 | 10,300 |
| Average Assets, quarterly | $23,640,500 | 10,203 |
| Volatile liabilities | $3,778,000 | 7,851 |
| Insider loans | $903,000 | 3,980 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,723,000 | 5,763 |
| Tier 1 (core) risk-based capital | $1,988,000 | 10,667 |
| Tier 2 risk-based capital | $144,000 | 9,874 |
| Total risk weighted assets | $15,738,100 | 9,652 |
| Total unused commitments | $3,723,000 | 5,776 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 12 | 10,160 |
| Assets and Liabilities |
| Total Assets: | $18,398,000 | 11,341 |
| Cash and due from depository institutions | $1,265,000 | 10,160 |
| Interest-bearing balances | $201,000 | 4,361 |
| Securities | $3,896,000 | 11,298 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $11,664,000 | 10,584 |
| Loan loss allowance | $123,000 | 11,159 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,386,000 | 4,911 |
| Other real estate owned | $0 | 10,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $187,000 | 11,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,398,000 | 11,341 |
| Total liabilities | $16,455,000 | 11,320 |
| Total deposits | $16,045,000 | 11,277 |
| Interest-bearing deposits | $12,094,000 | 11,506 |
| Deposits held in domestic offices | $16,045,000 | 11,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 4,171 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $60,000 | 11,971 |
| Total equity capital | $1,943,000 | 11,010 |
| Total bank equity capital | $1,943,000 | 11,010 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,225,000 | 3,184 |
| Surplus | $483,000 | 10,120 |
| Undivided profits | $235,000 | 10,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $66,000 | 11,637 |
| Earning assets | $15,761,000 | 11,449 |
| Long-term assets (5+ years) | $1,081,000 | 9,339 |
| Average Assets, year-to-date | $17,880,000 | 11,367 |
| Average Assets, quarterly | $18,358,000 | 11,327 |
| Volatile liabilities | $1,988,000 | 9,683 |
| Insider loans | $632,000 | 4,962 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,304,000 | 4,747 |
| Tier 1 (core) risk-based capital | $2,030,000 | 10,974 |
| Tier 2 risk-based capital | $123,000 | 10,689 |
| Total risk weighted assets | $13,166,000 | 10,503 |
| Total unused commitments | $5,304,000 | 4,755 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities |
| Total Assets: | $14,126,000 | 12,462 |
| Cash and due from depository institutions | $988,000 | 10,651 |
| Interest-bearing balances | $500,000 | 4,284 |
| Securities | $2,184,000 | 12,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $9,441,000 | 11,514 |
| Loan loss allowance | $103,000 | 12,048 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,409,000 | 4,908 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $104,000 | 13,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,126,000 | 12,462 |
| Total liabilities | $12,206,000 | 12,530 |
| Total deposits | $11,949,000 | 12,492 |
| Interest-bearing deposits | $9,642,000 | 12,526 |
| Deposits held in domestic offices | $11,949,000 | 12,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $225,000 | 3,608 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $32,000 | 13,041 |
| Total equity capital | $1,920,000 | 11,464 |
| Total bank equity capital | $1,920,000 | 11,464 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,225,000 | 3,276 |
| Surplus | $473,000 | 10,555 |
| Undivided profits | $222,000 | 11,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $44,000 | 12,540 |
| Earning assets | $12,125,000 | 12,516 |
| Long-term assets (5+ years) | $359,000 | 10,866 |
| Average Assets, year-to-date | $13,810,200 | 12,464 |
| Average Assets, quarterly | $14,045,000 | 12,447 |
| Volatile liabilities | $2,207,000 | 9,413 |
| Insider loans | $1,124,000 | 3,427 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,900,000 | 7,673 |
| Tier 1 (core) risk-based capital | $1,920,000 | 11,438 |
| Tier 2 risk-based capital | $103,000 | 11,523 |
| Total risk weighted assets | $10,484,700 | 11,556 |
| Total unused commitments | $1,900,000 | 7,700 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities |
| Total Assets: | $13,004,000 | 13,137 |
| Cash and due from depository institutions | $1,093,000 | 12,446 |
| Interest-bearing balances | $641,000 | 4,519 |
| Securities | $3,325,000 | 12,428 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 11,062 |
| Net loans & leases | $8,241,000 | 12,233 |
| Loan loss allowance | $82,000 | 12,897 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $89,000 | 12,879 |
| Other real estate owned | $0 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $131,000 | 13,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,004,000 | 13,137 |
| Total liabilities | $11,094,000 | 13,224 |
| Total deposits | $11,005,000 | 13,179 |
| Interest-bearing deposits | $8,809,000 | 13,214 |
| Deposits held in domestic offices | $11,005,000 | 13,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $89,000 | 12,601 |
| Total equity capital | $1,910,000 | 11,663 |
| Total bank equity capital | $1,910,000 | 11,663 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,225,000 | 3,408 |
| Surplus | $467,000 | 10,881 |
| Undivided profits | $218,000 | 11,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,000 | 12,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $36,000 | 13,301 |
| Earning assets | $12,332,000 | 13,014 |
| Long-term assets (5+ years) | $327,000 | 11,266 |
| Average Assets, year-to-date | $13,099,800 | 13,072 |
| Average Assets, quarterly | $13,117,000 | 13,112 |
| Volatile liabilities | $1,584,000 | 10,665 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $411,000 | 10,883 |
| Tier 1 (core) risk-based capital | $1,910,000 | 11,624 |
| Tier 2 risk-based capital | $82,000 | 12,414 |
| Total risk weighted assets | $7,992,600 | 12,669 |
| Total unused commitments | $411,000 | 10,907 |
| Derivatives | $0 | 651 |
