BankTrust, Income and Expense
2012-12-31 (YTD Data) | Rank | |
Total interest income | $68,100,000 | 392 |
Total interest expense | $9,896,000 | 405 |
Net interest income | $58,204,000 | 389 |
Provision for loan and lease losses | $29,800,000 | 121 |
Total noninterest income | $12,247,000 | 583 |
Gross Fiduciary activities income | $3,588,000 | 218 |
Service charges on deposit accounts | $5,885,000 | 271 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $2,774,000 | 1,230 |
Total noninterest expense | $62,210,000 | 365 |
Salaries and employee benefits | $26,309,000 | 416 |
Premises and equipment expense | $9,770,000 | 261 |
Additional noninterest expense | $26,131,000 | 319 |
Pre-tax net operating income | $-21,559,000 | 7,056 |
Securities gains (losses) | $4,093,000 | 110 |
Applicable income taxes | $-1,034,000 | 6,968 |
Income before extraordinary items | $-16,432,000 | 7,045 |
Extraordinary gains, net | $0 | 29 |
Net income | $-16,447,000 | 7,045 |
Minority interest net income | $15,000 | 76 |
Net income of bank and minority interests. | $-16,432,000 | 7,045 |
Net charge-offs | $10,923,000 | 292 |
Cash dividends | $1,190,000 | 1,757 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $-20,279,420 | 7,049 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $52,542,000 | 386 |
Total interest expense | $7,922,000 | 400 |
Net interest income | $44,620,000 | 387 |
Provision for loan and lease losses | $26,800,000 | 109 |
Total noninterest income | $8,316,000 | 634 |
Gross Fiduciary activities income | $2,742,000 | 212 |
Service charges on deposit accounts | $4,360,000 | 271 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $1,214,000 | 1,764 |
Total noninterest expense | $48,759,000 | 344 |
Salaries and employee benefits | $19,997,000 | 409 |
Premises and equipment expense | $7,478,000 | 257 |
Additional noninterest expense | $21,284,000 | 296 |
Pre-tax net operating income | $-22,623,000 | 7,170 |
Securities gains (losses) | $3,083,000 | 126 |
Applicable income taxes | $-1,057,000 | 7,092 |
Income before extraordinary items | $-18,483,000 | 7,164 |
Extraordinary gains, net | $0 | 20 |
Net income | $-18,498,000 | 7,163 |
Minority interest net income | $15,000 | 71 |
Net income of bank and minority interests. | $-18,483,000 | 7,164 |
Net charge-offs | $11,521,000 | 233 |
Cash dividends | $1,190,000 | 1,191 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $-21,411,850 | 7,165 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $36,272,000 | 382 |
Total interest expense | $5,598,000 | 390 |
Net interest income | $30,674,000 | 380 |
Provision for loan and lease losses | $17,300,000 | 105 |
Total noninterest income | $8,065,000 | 468 |
Gross Fiduciary activities income | $1,869,000 | 207 |
Service charges on deposit accounts | $2,911,000 | 271 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $3,285,000 | 643 |
Total noninterest expense | $34,242,000 | 324 |
Salaries and employee benefits | $13,493,000 | 402 |
Premises and equipment expense | $4,917,000 | 261 |
Additional noninterest expense | $15,832,000 | 274 |
Pre-tax net operating income | $-12,803,000 | 7,233 |
Securities gains (losses) | $1,966,000 | 141 |
Applicable income taxes | $-1,057,000 | 7,169 |
Income before extraordinary items | $-9,780,000 | 7,219 |
Extraordinary gains, net | $0 | 19 |
Net income | $-9,790,000 | 7,219 |
Minority interest net income | $10,000 | 72 |
Net income of bank and minority interests. | $-9,780,000 | 7,219 |
Net charge-offs | $6,903,000 | 255 |
Cash dividends | $1,190,000 | 844 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $-11,549,400 | 7,221 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $18,513,000 | 377 |
Total interest expense | $2,889,000 | 387 |
Net interest income | $15,624,000 | 372 |
Provision for loan and lease losses | $3,600,000 | 217 |
Total noninterest income | $4,054,000 | 466 |
Gross Fiduciary activities income | $924,000 | 210 |
Service charges on deposit accounts | $1,494,000 | 259 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $1,636,000 | 639 |
Total noninterest expense | $16,206,000 | 341 |
Salaries and employee benefits | $6,899,000 | 390 |
Premises and equipment expense | $2,267,000 | 286 |
Additional noninterest expense | $7,040,000 | 286 |
Pre-tax net operating income | $-128,000 | 6,771 |
Securities gains (losses) | $1,302,000 | 102 |
Applicable income taxes | $28,000 | 3,471 |
Income before extraordinary items | $1,146,000 | 1,268 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,141,000 | 1,272 |
Minority interest net income | $5,000 | 64 |
Net income of bank and minority interests. | $1,146,000 | 1,269 |
Net charge-offs | $2,671,000 | 315 |
Cash dividends | $110,000 | 2,006 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $-129,960 | 6,784 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $80,797,000 | 349 |
Total interest expense | $16,420,000 | 339 |
Net interest income | $64,377,000 | 354 |
Provision for loan and lease losses | $32,100,000 | 155 |
Total noninterest income | $-15,756,000 | 7,348 |
Gross Fiduciary activities income | $3,557,000 | 174 |
Service charges on deposit accounts | $6,226,000 | 264 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $-25,539,000 | 7,358 |
Total noninterest expense | $58,602,000 | 365 |
Salaries and employee benefits | $27,792,000 | 366 |
Premises and equipment expense | $9,663,000 | 270 |
Additional noninterest expense | $21,147,000 | 370 |
Pre-tax net operating income | $-42,081,000 | 7,339 |
Securities gains (losses) | $3,682,000 | 129 |
Applicable income taxes | $3,915,000 | 480 |
Income before extraordinary items | $-42,314,000 | 7,336 |
Extraordinary gains, net | $0 | 29 |
Net income | $-42,334,000 | 7,336 |
Minority interest net income | $20,000 | 75 |
Net income of bank and minority interests. | $-42,314,000 | 7,336 |
Net charge-offs | $37,875,000 | 154 |
Cash dividends | $2,100,000 | 916 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $-45,996,000 | 7,336 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $61,430,000 | 351 |
Total interest expense | $13,009,000 | 335 |
Net interest income | $48,421,000 | 356 |
Provision for loan and lease losses | $14,500,000 | 240 |
Total noninterest income | $10,506,000 | 475 |
Gross Fiduciary activities income | $3,035,000 | 165 |
Service charges on deposit accounts | $4,606,000 | 262 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $2,865,000 | 862 |
Total noninterest expense | $43,099,000 | 370 |
Salaries and employee benefits | $20,792,000 | 369 |
Premises and equipment expense | $7,111,000 | 275 |
Additional noninterest expense | $15,196,000 | 385 |
Pre-tax net operating income | $1,328,000 | 2,808 |
Securities gains (losses) | $2,399,000 | 164 |
Applicable income taxes | $852,000 | 1,231 |
Income before extraordinary items | $2,875,000 | 1,348 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,860,000 | 1,355 |
Minority interest net income | $15,000 | 70 |
Net income of bank and minority interests. | $2,875,000 | 1,348 |
Net charge-offs | $19,314,000 | 201 |
Cash dividends | $1,500,000 | 829 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $1,027,770 | 2,909 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $41,153,000 | 351 |
Total interest expense | $9,106,000 | 337 |
Net interest income | $32,047,000 | 360 |
Provision for loan and lease losses | $8,500,000 | 268 |
Total noninterest income | $7,808,000 | 448 |
Gross Fiduciary activities income | $2,090,000 | 163 |
Service charges on deposit accounts | $3,025,000 | 267 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $2,693,000 | 674 |
Total noninterest expense | $29,348,000 | 359 |
Salaries and employee benefits | $13,959,000 | 362 |
Premises and equipment expense | $4,684,000 | 292 |
Additional noninterest expense | $10,705,000 | 367 |
Pre-tax net operating income | $2,007,000 | 1,449 |
Securities gains (losses) | $1,363,000 | 150 |
Applicable income taxes | $807,000 | 910 |
Income before extraordinary items | $2,563,000 | 968 |
Extraordinary gains, net | $0 | 15 |
Net income | $2,553,000 | 965 |
Minority interest net income | $10,000 | 76 |
Net income of bank and minority interests. | $2,563,000 | 968 |
Net charge-offs | $16,152,000 | 182 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $1,527,120 | 1,530 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $20,446,000 | 358 |
Total interest expense | $4,721,000 | 335 |
Net interest income | $15,725,000 | 364 |
Provision for loan and lease losses | $3,500,000 | 322 |
Total noninterest income | $4,083,000 | 428 |
Gross Fiduciary activities income | $1,045,000 | 162 |
Service charges on deposit accounts | $1,539,000 | 260 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $1,499,000 | 629 |
Total noninterest expense | $15,030,000 | 353 |
Salaries and employee benefits | $7,036,000 | 362 |
Premises and equipment expense | $2,398,000 | 288 |
Additional noninterest expense | $5,596,000 | 350 |
Pre-tax net operating income | $1,278,000 | 1,145 |
Securities gains (losses) | $484,000 | 159 |
Applicable income taxes | $306,000 | 1,110 |
Income before extraordinary items | $1,456,000 | 848 |
Extraordinary gains, net | $0 | 9 |
Net income | $1,451,000 | 847 |
Minority interest net income | $5,000 | 78 |
Net income of bank and minority interests. | $1,456,000 | 848 |
Net charge-offs | $5,720,000 | 246 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $1,054,280 | 1,134 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $84,451,000 | 361 |
Total interest expense | $21,724,000 | 354 |
Net interest income | $62,727,000 | 360 |
Provision for loan and lease losses | $12,300,000 | 565 |
Total noninterest income | $14,999,000 | 480 |
Gross Fiduciary activities income | $3,824,000 | 166 |
Service charges on deposit accounts | $7,221,000 | 224 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $3,954,000 | 880 |
Total noninterest expense | $60,275,000 | 366 |
Salaries and employee benefits | $27,312,000 | 363 |
Premises and equipment expense | $10,151,000 | 265 |
Additional noninterest expense | $22,812,000 | 364 |
Pre-tax net operating income | $5,151,000 | 1,006 |
Securities gains (losses) | $2,369,000 | 230 |
Applicable income taxes | $1,924,000 | 756 |
Income before extraordinary items | $5,596,000 | 779 |
Extraordinary gains, net | $0 | 29 |
Net income | $5,576,000 | 781 |
Minority interest net income | $20,000 | 88 |
Net income of bank and minority interests. | $5,596,000 | 780 |
Net charge-offs | $10,274,000 | 598 |
Cash dividends | $6,000,000 | 278 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $3,842,940 | 1,086 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $63,441,000 | 363 |
Total interest expense | $16,273,000 | 368 |
Net interest income | $47,168,000 | 353 |
Provision for loan and lease losses | $9,300,000 | 524 |
Total noninterest income | $12,017,000 | 449 |
Gross Fiduciary activities income | $2,867,000 | 166 |
Service charges on deposit accounts | $5,525,000 | 221 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $3,625,000 | 716 |
Total noninterest expense | $45,103,000 | 355 |
Salaries and employee benefits | $20,470,000 | 357 |
Premises and equipment expense | $7,605,000 | 262 |
Additional noninterest expense | $17,028,000 | 350 |
Pre-tax net operating income | $4,782,000 | 872 |
Securities gains (losses) | $1,578,000 | 279 |
Applicable income taxes | $2,175,000 | 555 |
Income before extraordinary items | $4,185,000 | 826 |
Extraordinary gains, net | $0 | 23 |
Net income | $4,170,000 | 826 |
Minority interest net income | $15,000 | 89 |
Net income of bank and minority interests. | $4,185,000 | 827 |
Net charge-offs | $7,779,000 | 570 |
Cash dividends | $4,000,000 | 271 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $3,143,520 | 1,034 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $42,242,000 | 365 |
Total interest expense | $10,902,000 | 385 |
Net interest income | $31,340,000 | 353 |
Provision for loan and lease losses | $5,900,000 | 560 |
Total noninterest income | $8,131,000 | 436 |
Gross Fiduciary activities income | $1,913,000 | 168 |
Service charges on deposit accounts | $3,749,000 | 222 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $2,469,000 | 686 |
Total noninterest expense | $30,413,000 | 345 |
Salaries and employee benefits | $13,807,000 | 348 |
Premises and equipment expense | $5,075,000 | 262 |
Additional noninterest expense | $11,531,000 | 341 |
Pre-tax net operating income | $3,158,000 | 869 |
Securities gains (losses) | $1,297,000 | 205 |
Applicable income taxes | $1,520,000 | 492 |
Income before extraordinary items | $2,935,000 | 765 |
Extraordinary gains, net | $0 | 19 |
Net income | $2,925,000 | 766 |
Minority interest net income | $10,000 | 85 |
Net income of bank and minority interests. | $2,935,000 | 765 |
Net charge-offs | $2,902,000 | 855 |
Cash dividends | $4,000,000 | 178 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $2,078,980 | 1,039 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $20,924,000 | 381 |
Total interest expense | $5,460,000 | 408 |
Net interest income | $15,464,000 | 364 |
Provision for loan and lease losses | $2,850,000 | 576 |
Total noninterest income | $4,417,000 | 408 |
Gross Fiduciary activities income | $952,000 | 171 |
Service charges on deposit accounts | $1,921,000 | 219 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $1,544,000 | 581 |
Total noninterest expense | $15,507,000 | 345 |
Salaries and employee benefits | $7,110,000 | 345 |
Premises and equipment expense | $2,554,000 | 272 |
Additional noninterest expense | $5,843,000 | 330 |
Pre-tax net operating income | $1,524,000 | 881 |
Securities gains (losses) | $837,000 | 149 |
Applicable income taxes | $792,000 | 459 |
Income before extraordinary items | $1,569,000 | 705 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,564,000 | 710 |
Minority interest net income | $5,000 | 77 |
Net income of bank and minority interests. | $1,569,000 | 709 |
Net charge-offs | $963,000 | 1,065 |
Cash dividends | $2,000,000 | 170 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $1,016,580 | 1,047 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $86,387,000 | 386 |
Total interest expense | $29,917,000 | 372 |
Net interest income | $56,470,000 | 386 |
Provision for loan and lease losses | $37,375,000 | 312 |
Total noninterest income | $6,568,000 | 879 |
Gross Fiduciary activities income | $3,548,000 | 178 |
Service charges on deposit accounts | $9,207,000 | 201 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $-6,187,000 | 7,995 |
Total noninterest expense | $161,733,000 | 152 |
Salaries and employee benefits | $27,724,000 | 352 |
Premises and equipment expense | $10,720,000 | 259 |
Additional noninterest expense | $123,289,000 | 110 |
Pre-tax net operating income | $-136,070,000 | 7,949 |
Securities gains (losses) | $3,497,000 | 175 |
Applicable income taxes | $-14,283,000 | 7,898 |
Income before extraordinary items | $-118,290,000 | 7,946 |
Extraordinary gains, net | $0 | 34 |
Net income | $-118,305,000 | 7,945 |
Minority interest net income | $15,000 | 94 |
Net income of bank and minority interests. | $-118,290,000 | 7,945 |
Net charge-offs | $22,153,000 | 384 |
Cash dividends | $2,000,000 | 905 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-121,402,330 | 7,951 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $64,720,000 | 398 |
Total interest expense | $23,963,000 | 375 |
Net interest income | $40,757,000 | 408 |
Provision for loan and lease losses | $34,875,000 | 263 |
Total noninterest income | $2,215,000 | 1,655 |
Gross Fiduciary activities income | $2,718,000 | 174 |
Service charges on deposit accounts | $6,962,000 | 200 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $-7,465,000 | 8,099 |
Total noninterest expense | $145,836,000 | 142 |
Salaries and employee benefits | $20,597,000 | 363 |
Premises and equipment expense | $8,063,000 | 264 |
Additional noninterest expense | $117,176,000 | 97 |
Pre-tax net operating income | $-137,739,000 | 8,050 |
Securities gains (losses) | $2,970,000 | 161 |
Applicable income taxes | $-14,216,000 | 8,002 |
Income before extraordinary items | $-120,553,000 | 8,042 |
Extraordinary gains, net | $0 | 27 |
Net income | $-120,568,000 | 8,041 |
Minority interest net income | $15,000 | 93 |
Net income of bank and minority interests. | $-120,553,000 | 8,041 |
Net charge-offs | $17,655,000 | 337 |
Cash dividends | $1,997,000 | 650 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-123,196,300 | 8,045 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $43,177,000 | 411 |
Total interest expense | $16,660,000 | 383 |
Net interest income | $26,517,000 | 417 |
Provision for loan and lease losses | $33,150,000 | 204 |
Total noninterest income | $-1,864,000 | 8,162 |
Gross Fiduciary activities income | $1,852,000 | 171 |
Service charges on deposit accounts | $4,583,000 | 204 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $-8,299,000 | 8,191 |
Total noninterest expense | $130,083,000 | 121 |
Salaries and employee benefits | $13,855,000 | 366 |
Premises and equipment expense | $5,295,000 | 274 |
Additional noninterest expense | $110,933,000 | 82 |
Pre-tax net operating income | $-138,580,000 | 8,157 |
Securities gains (losses) | $2,303,000 | 155 |
Applicable income taxes | $-14,530,000 | 8,116 |
Income before extraordinary items | $-121,747,000 | 8,152 |
Extraordinary gains, net | $0 | 21 |
Net income | $-121,752,000 | 8,151 |
Minority interest net income | $5,000 | 100 |
Net income of bank and minority interests. | $-121,747,000 | 8,151 |
Net charge-offs | $14,825,000 | 290 |
Cash dividends | $1,999,000 | 461 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $-123,796,670 | 8,152 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $22,014,000 | 410 |
Total interest expense | $8,567,000 | 389 |
Net interest income | $13,447,000 | 407 |
Provision for loan and lease losses | $11,100,000 | 233 |
Total noninterest income | $2,856,000 | 567 |
Gross Fiduciary activities income | $926,000 | 169 |
Service charges on deposit accounts | $2,271,000 | 204 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $-341,000 | 8,180 |
Total noninterest expense | $14,570,000 | 377 |
Salaries and employee benefits | $6,676,000 | 378 |
Premises and equipment expense | $2,676,000 | 274 |
Additional noninterest expense | $5,218,000 | 368 |
Pre-tax net operating income | $-9,367,000 | 8,107 |
Securities gains (losses) | $2,299,000 | 107 |
Applicable income taxes | $-2,719,000 | 8,120 |
Income before extraordinary items | $-4,349,000 | 8,035 |
Extraordinary gains, net | $0 | 15 |
Net income | $-4,354,000 | 8,036 |
Minority interest net income | $5,000 | 83 |
Net income of bank and minority interests. | $-4,349,000 | 8,036 |
Net charge-offs | $3,911,000 | 378 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-5,820,360 | 8,075 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $108,535,000 | 367 |
Total interest expense | $42,694,000 | 377 |
Net interest income | $65,841,000 | 349 |
Provision for loan and lease losses | $15,260,000 | 444 |
Total noninterest income | $20,281,000 | 349 |
Gross Fiduciary activities income | $4,156,000 | 173 |
Service charges on deposit accounts | $11,069,000 | 177 |
Trading account gains and fees | $1,115,000 | 69 |
Additional Noninterest Income | $3,941,000 | 778 |
Total noninterest expense | $61,264,000 | 359 |
Salaries and employee benefits | $28,206,000 | 347 |
Premises and equipment expense | $12,126,000 | 230 |
Additional noninterest expense | $20,932,000 | 379 |
Pre-tax net operating income | $9,598,000 | 568 |
Securities gains (losses) | $186,000 | 756 |
Applicable income taxes | $3,235,000 | 444 |
Income before extraordinary items | $6,549,000 | 606 |
Extraordinary gains, net | $0 | 39 |
Net income | $6,549,000 | 606 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,006,000 | 483 |
Cash dividends | $8,500,000 | 340 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $6,424,380 | 665 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $84,201,000 | 369 |
Total interest expense | $33,290,000 | 385 |
Net interest income | $50,911,000 | 346 |
Provision for loan and lease losses | $7,174,000 | 509 |
Total noninterest income | $15,657,000 | 368 |
Gross Fiduciary activities income | $3,018,000 | 180 |
Service charges on deposit accounts | $8,372,000 | 181 |
Trading account gains and fees | $1,115,000 | 68 |
Additional Noninterest Income | $3,152,000 | 802 |
Total noninterest expense | $46,159,000 | 344 |
Salaries and employee benefits | $21,418,000 | 357 |
Premises and equipment expense | $9,197,000 | 228 |
Additional noninterest expense | $15,544,000 | 356 |
Pre-tax net operating income | $13,235,000 | 395 |
Securities gains (losses) | $51,000 | 1,403 |
Applicable income taxes | $4,656,000 | 333 |
Income before extraordinary items | $8,630,000 | 424 |
Extraordinary gains, net | $0 | 31 |
Net income | $8,630,000 | 423 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,488,000 | 412 |
Cash dividends | $4,999,000 | 466 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $8,596,850 | 445 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $58,587,000 | 367 |
Total interest expense | $23,478,000 | 378 |
Net interest income | $35,109,000 | 342 |
Provision for loan and lease losses | $5,311,000 | 413 |
Total noninterest income | $11,804,000 | 346 |
Gross Fiduciary activities income | $2,000,000 | 186 |
Service charges on deposit accounts | $5,656,000 | 178 |
Trading account gains and fees | $1,115,000 | 64 |
Additional Noninterest Income | $3,033,000 | 615 |
Total noninterest expense | $30,612,000 | 345 |
Salaries and employee benefits | $14,464,000 | 355 |
Premises and equipment expense | $6,148,000 | 232 |
Additional noninterest expense | $10,000,000 | 358 |
Pre-tax net operating income | $10,990,000 | 341 |
Securities gains (losses) | $48,000 | 1,469 |
Applicable income taxes | $3,930,000 | 316 |
Income before extraordinary items | $7,108,000 | 383 |
Extraordinary gains, net | $0 | 21 |
Net income | $7,108,000 | 382 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,444,000 | 329 |
Cash dividends | $2,000,000 | 774 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $7,077,280 | 381 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $26,765,000 | 405 |
Total interest expense | $11,280,000 | 420 |
Net interest income | $15,485,000 | 389 |
Provision for loan and lease losses | $1,501,000 | 476 |
Total noninterest income | $6,239,000 | 339 |
Gross Fiduciary activities income | $1,000,000 | 187 |
Service charges on deposit accounts | $2,580,000 | 187 |
Trading account gains and fees | $1,115,000 | 61 |
Additional Noninterest Income | $1,544,000 | 604 |
Total noninterest expense | $13,084,000 | 404 |
Salaries and employee benefits | $6,552,000 | 391 |
Premises and equipment expense | $2,499,000 | 298 |
Additional noninterest expense | $4,033,000 | 404 |
Pre-tax net operating income | $7,139,000 | 304 |
Securities gains (losses) | $7,000 | 2,110 |
Applicable income taxes | $2,619,000 | 266 |
Income before extraordinary items | $4,527,000 | 343 |
Extraordinary gains, net | $0 | 15 |
Net income | $4,527,000 | 344 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,635,000 | 336 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $4,522,520 | 327 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $79,357,000 | 544 |
Total interest expense | $35,225,000 | 573 |
Net interest income | $44,132,000 | 514 |
Provision for loan and lease losses | $7,965,000 | 290 |
Total noninterest income | $13,336,000 | 505 |
Gross Fiduciary activities income | $3,044,000 | 215 |
Service charges on deposit accounts | $6,161,000 | 300 |
Trading account gains and fees | $548,000 | 81 |
Additional Noninterest Income | $3,583,000 | 891 |
Total noninterest expense | $34,021,000 | 549 |
Salaries and employee benefits | $16,984,000 | 571 |
Premises and equipment expense | $6,066,000 | 443 |
Additional noninterest expense | $10,971,000 | 540 |
Pre-tax net operating income | $15,482,000 | 575 |
Securities gains (losses) | $3,000 | 1,730 |
Applicable income taxes | $4,944,000 | 553 |
Income before extraordinary items | $10,541,000 | 617 |
Extraordinary gains, net | $0 | 39 |
Net income | $10,541,000 | 615 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,275,000 | 225 |
Cash dividends | $4,500,000 | 812 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $10,538,960 | 606 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $51,398,000 | 616 |
Total interest expense | $22,836,000 | 646 |
Net interest income | $28,562,000 | 591 |
Provision for loan and lease losses | $3,292,000 | 364 |
Total noninterest income | $5,917,000 | 757 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $3,545,000 | 366 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $2,372,000 | 971 |
Total noninterest expense | $20,155,000 | 693 |
Salaries and employee benefits | $9,997,000 | 727 |
Premises and equipment expense | $3,540,000 | 554 |
Additional noninterest expense | $6,618,000 | 629 |
Pre-tax net operating income | $11,032,000 | 647 |
Securities gains (losses) | $1,000 | 1,492 |
Applicable income taxes | $3,514,000 | 612 |
Income before extraordinary items | $7,519,000 | 702 |
Extraordinary gains, net | $0 | 33 |
Net income | $7,519,000 | 700 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $597,000 | 942 |
Cash dividends | $1,500,000 | 1,491 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $7,518,320 | 690 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $34,704,000 | 621 |
Total interest expense | $15,592,000 | 645 |
Net interest income | $19,112,000 | 608 |
Provision for loan and lease losses | $2,503,000 | 269 |
Total noninterest income | $3,884,000 | 796 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $2,291,000 | 383 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $1,593,000 | 1,004 |
Total noninterest expense | $13,406,000 | 708 |
Salaries and employee benefits | $6,696,000 | 745 |
Premises and equipment expense | $2,229,000 | 611 |
Additional noninterest expense | $4,481,000 | 628 |
Pre-tax net operating income | $7,087,000 | 694 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $2,286,000 | 655 |
Income before extraordinary items | $4,801,000 | 753 |
Extraordinary gains, net | $0 | 29 |
Net income | $4,801,000 | 752 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 3,525 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $4,801,000 | 748 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $13,207,000 | 783 |
Total interest expense | $6,055,000 | 803 |
Net interest income | $7,152,000 | 785 |
Provision for loan and lease losses | $243,000 | 993 |
Total noninterest income | $1,139,000 | 1,186 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $711,000 | 587 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $428,000 | 1,535 |
Total noninterest expense | $4,796,000 | 977 |
Salaries and employee benefits | $2,455,000 | 1,041 |
Premises and equipment expense | $910,000 | 751 |
Additional noninterest expense | $1,431,000 | 949 |
Pre-tax net operating income | $3,252,000 | 749 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $1,122,000 | 657 |
Income before extraordinary items | $2,130,000 | 840 |
Extraordinary gains, net | $0 | 22 |
Net income | $2,130,000 | 839 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $74,000 | 1,413 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $2,130,000 | 832 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $47,069,000 | 810 |
Total interest expense | $17,588,000 | 952 |
Net interest income | $29,481,000 | 749 |
Provision for loan and lease losses | $2,400,000 | 475 |
Total noninterest income | $4,731,000 | 1,144 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $2,698,000 | 646 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $2,033,000 | 1,331 |
Total noninterest expense | $17,473,000 | 1,028 |
Salaries and employee benefits | $9,162,000 | 1,055 |
Premises and equipment expense | $3,244,000 | 778 |
Additional noninterest expense | $5,067,000 | 1,049 |
Pre-tax net operating income | $14,339,000 | 713 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $4,920,000 | 640 |
Income before extraordinary items | $9,419,000 | 791 |
Extraordinary gains, net | $0 | 51 |
Net income | $9,419,000 | 790 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $741,000 | 876 |
Cash dividends | $5,099,000 | 694 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $9,419,000 | 780 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $34,521,000 | 829 |
Total interest expense | $12,338,000 | 991 |
Net interest income | $22,183,000 | 759 |
Provision for loan and lease losses | $1,350,000 | 578 |
Total noninterest income | $3,592,000 | 1,136 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $1,973,000 | 672 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $1,619,000 | 1,299 |
Total noninterest expense | $12,817,000 | 1,058 |
Salaries and employee benefits | $6,705,000 | 1,097 |
Premises and equipment expense | $2,339,000 | 819 |
Additional noninterest expense | $3,773,000 | 1,075 |
Pre-tax net operating income | $11,608,000 | 698 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $4,050,000 | 632 |
Income before extraordinary items | $7,558,000 | 775 |
Extraordinary gains, net | $0 | 45 |
Net income | $7,558,000 | 774 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $657,000 | 653 |
Cash dividends | $4,599,000 | 564 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $7,558,000 | 763 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $22,302,000 | 838 |
Total interest expense | $7,639,000 | 996 |
Net interest income | $14,663,000 | 769 |
Provision for loan and lease losses | $750,000 | 670 |
Total noninterest income | $2,100,000 | 1,269 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $1,249,000 | 699 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $851,000 | 1,524 |
Total noninterest expense | $8,430,000 | 1,072 |
Salaries and employee benefits | $4,328,000 | 1,138 |
Premises and equipment expense | $1,546,000 | 835 |
Additional noninterest expense | $2,556,000 | 1,058 |
Pre-tax net operating income | $7,583,000 | 711 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $2,640,000 | 653 |
Income before extraordinary items | $4,943,000 | 789 |
Extraordinary gains, net | $0 | 39 |
Net income | $4,943,000 | 789 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $433,000 | 632 |
Cash dividends | $2,999,000 | 593 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $4,943,000 | 779 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $10,860,000 | 843 |
Total interest expense | $3,591,000 | 1,010 |
Net interest income | $7,269,000 | 774 |
Provision for loan and lease losses | $375,000 | 640 |
Total noninterest income | $1,032,000 | 1,252 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $608,000 | 690 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $424,000 | 1,508 |
Total noninterest expense | $4,253,000 | 1,064 |
Salaries and employee benefits | $2,131,000 | 1,163 |
Premises and equipment expense | $779,000 | 820 |
Additional noninterest expense | $1,343,000 | 995 |
Pre-tax net operating income | $3,673,000 | 720 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $1,276,000 | 665 |
Income before extraordinary items | $2,397,000 | 798 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,397,000 | 797 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 1,896 |
Cash dividends | $1,499,000 | 548 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $2,397,000 | 784 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $38,705,000 | 841 |
Total interest expense | $10,133,000 | 1,109 |
Net interest income | $28,572,000 | 733 |
Provision for loan and lease losses | $3,048,000 | 353 |
Total noninterest income | $4,394,000 | 1,192 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $2,587,000 | 672 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,807,000 | 1,448 |
Total noninterest expense | $17,234,000 | 981 |
Salaries and employee benefits | $9,507,000 | 961 |
Premises and equipment expense | $3,217,000 | 750 |
Additional noninterest expense | $4,510,000 | 1,131 |
Pre-tax net operating income | $12,684,000 | 785 |
Securities gains (losses) | $129,000 | 622 |
Applicable income taxes | $4,336,000 | 720 |
Income before extraordinary items | $8,477,000 | 854 |
Extraordinary gains, net | $0 | 46 |
Net income | $8,477,000 | 855 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $937,000 | 710 |
Cash dividends | $4,401,000 | 743 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $8,391,860 | 847 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $27,863,000 | 855 |
Total interest expense | $6,904,000 | 1,153 |
Net interest income | $20,959,000 | 742 |
Provision for loan and lease losses | $2,264,000 | 346 |
Total noninterest income | $3,291,000 | 1,204 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $1,986,000 | 646 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $1,305,000 | 1,493 |
Total noninterest expense | $12,822,000 | 985 |
Salaries and employee benefits | $7,195,000 | 938 |
Premises and equipment expense | $2,373,000 | 754 |
Additional noninterest expense | $3,254,000 | 1,164 |
Pre-tax net operating income | $9,164,000 | 806 |
Securities gains (losses) | $129,000 | 590 |
Applicable income taxes | $3,114,000 | 755 |
Income before extraordinary items | $6,179,000 | 870 |
Extraordinary gains, net | $0 | 35 |
Net income | $6,179,000 | 871 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $415,000 | 972 |
Cash dividends | $3,001,000 | 733 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $6,093,860 | 866 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $17,666,000 | 882 |
Total interest expense | $4,118,000 | 1,211 |
Net interest income | $13,548,000 | 764 |
Provision for loan and lease losses | $1,613,000 | 321 |
Total noninterest income | $2,146,000 | 1,204 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $1,294,000 | 647 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $852,000 | 1,505 |
Total noninterest expense | $8,508,000 | 983 |
Salaries and employee benefits | $4,717,000 | 951 |
Premises and equipment expense | $1,550,000 | 768 |
Additional noninterest expense | $2,241,000 | 1,109 |
Pre-tax net operating income | $5,573,000 | 864 |
Securities gains (losses) | $85,000 | 623 |
Applicable income taxes | $1,860,000 | 804 |
Income before extraordinary items | $3,798,000 | 922 |
Extraordinary gains, net | $0 | 30 |
Net income | $3,798,000 | 922 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $270,000 | 966 |
Cash dividends | $1,900,000 | 769 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $3,741,050 | 911 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $8,376,000 | 907 |
Total interest expense | $1,840,000 | 1,294 |
Net interest income | $6,536,000 | 793 |
Provision for loan and lease losses | $800,000 | 308 |
Total noninterest income | $989,000 | 1,256 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $621,000 | 651 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $368,000 | 1,649 |
Total noninterest expense | $4,158,000 | 1,001 |
Salaries and employee benefits | $2,289,000 | 976 |
Premises and equipment expense | $751,000 | 795 |
Additional noninterest expense | $1,118,000 | 1,105 |
Pre-tax net operating income | $2,567,000 | 914 |
Securities gains (losses) | $71,000 | 454 |
Applicable income taxes | $858,000 | 856 |
Income before extraordinary items | $1,780,000 | 977 |
Extraordinary gains, net | $0 | 24 |
Net income | $1,780,000 | 978 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $234,000 | 617 |
Cash dividends | $1,198,000 | 571 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $1,732,430 | 981 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $29,361,000 | 961 |
Total interest expense | $5,923,000 | 1,391 |
Net interest income | $23,438,000 | 841 |
Provision for loan and lease losses | $1,889,000 | 579 |
Total noninterest income | $4,086,000 | 1,255 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $2,709,000 | 651 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,377,000 | 1,738 |
Total noninterest expense | $15,593,000 | 1,033 |
Salaries and employee benefits | $8,557,000 | 1,007 |
Premises and equipment expense | $2,846,000 | 799 |
Additional noninterest expense | $4,190,000 | 1,175 |
Pre-tax net operating income | $10,042,000 | 883 |
Securities gains (losses) | $626,000 | 390 |
Applicable income taxes | $3,329,000 | 834 |
Income before extraordinary items | $7,339,000 | 894 |
Extraordinary gains, net | $0 | 34 |
Net income | $7,339,000 | 895 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,487,000 | 576 |
Cash dividends | $3,750,000 | 814 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $6,907,060 | 917 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $21,375,000 | 979 |
Total interest expense | $4,290,000 | 1,407 |
Net interest income | $17,085,000 | 858 |
Provision for loan and lease losses | $1,139,000 | 681 |
Total noninterest income | $3,175,000 | 1,247 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $2,090,000 | 635 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $1,085,000 | 1,672 |
Total noninterest expense | $11,630,000 | 1,041 |
Salaries and employee benefits | $6,466,000 | 991 |
Premises and equipment expense | $2,121,000 | 798 |
Additional noninterest expense | $3,043,000 | 1,202 |
Pre-tax net operating income | $7,491,000 | 888 |
Securities gains (losses) | $547,000 | 403 |
Applicable income taxes | $2,479,000 | 863 |
Income before extraordinary items | $5,559,000 | 892 |
Extraordinary gains, net | $0 | 26 |
Net income | $5,559,000 | 893 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $685,000 | 750 |
Cash dividends | $1,950,000 | 1,016 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $5,181,570 | 927 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $11,686,000 | 1,177 |
Total interest expense | $2,142,000 | 1,849 |
Net interest income | $9,544,000 | 1,023 |
Provision for loan and lease losses | $445,000 | 1,131 |
Total noninterest income | $1,866,000 | 1,355 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $1,163,000 | 750 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $703,000 | 1,709 |
Total noninterest expense | $6,697,000 | 1,208 |
Salaries and employee benefits | $3,767,000 | 1,154 |
Premises and equipment expense | $1,224,000 | 918 |
Additional noninterest expense | $1,706,000 | 1,421 |
Pre-tax net operating income | $4,268,000 | 1,018 |
Securities gains (losses) | $307,000 | 476 |
Applicable income taxes | $1,404,000 | 969 |
Income before extraordinary items | $3,171,000 | 1,041 |
Extraordinary gains, net | $0 | 21 |
Net income | $3,171,000 | 1,042 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $366,000 | 904 |
Cash dividends | $800,000 | 1,514 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $2,959,170 | 1,069 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $4,527,000 | 1,555 |
Total interest expense | $800,000 | 2,449 |
Net interest income | $3,727,000 | 1,336 |
Provision for loan and lease losses | $171,000 | 1,308 |
Total noninterest income | $694,000 | 1,677 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $436,000 | 963 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $258,000 | 2,082 |
Total noninterest expense | $2,778,000 | 1,467 |
Salaries and employee benefits | $1,562,000 | 1,425 |
Premises and equipment expense | $519,000 | 1,136 |
Additional noninterest expense | $697,000 | 1,701 |
Pre-tax net operating income | $1,472,000 | 1,406 |
Securities gains (losses) | $9,000 | 2,096 |
Applicable income taxes | $477,000 | 1,346 |
Income before extraordinary items | $1,004,000 | 1,591 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,004,000 | 1,591 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 2,329 |
Cash dividends | $499,000 | 1,250 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $997,880 | 1,514 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $18,216,000 | 1,580 |
Total interest expense | $3,876,000 | 2,278 |
Net interest income | $14,340,000 | 1,365 |
Provision for loan and lease losses | $1,502,000 | 825 |
Total noninterest income | $3,768,000 | 1,414 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $1,775,000 | 973 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $1,993,000 | 1,479 |
Total noninterest expense | $11,269,000 | 1,431 |
Salaries and employee benefits | $6,213,000 | 1,377 |
Premises and equipment expense | $2,053,000 | 1,111 |
Additional noninterest expense | $3,003,000 | 1,629 |
Pre-tax net operating income | $5,337,000 | 1,536 |
Securities gains (losses) | $101,000 | 1,896 |
Applicable income taxes | $1,746,000 | 1,418 |
Income before extraordinary items | $3,692,000 | 1,681 |
Extraordinary gains, net | $0 | 54 |
Net income | $3,692,000 | 1,683 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,171,000 | 521 |
Cash dividends | $9,675,000 | 390 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $3,623,320 | 1,629 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $8,973,000 | 2,422 |
Total interest expense | $1,993,000 | 3,304 |
Net interest income | $6,980,000 | 2,113 |
Provision for loan and lease losses | $701,000 | 1,216 |
Total noninterest income | $2,088,000 | 1,841 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $750,000 | 1,731 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,338,000 | 1,665 |
Total noninterest expense | $5,549,000 | 2,137 |
Salaries and employee benefits | $2,988,000 | 2,141 |
Premises and equipment expense | $1,111,000 | 1,542 |
Additional noninterest expense | $1,450,000 | 2,478 |
Pre-tax net operating income | $2,818,000 | 2,145 |
Securities gains (losses) | $75,000 | 1,990 |
Applicable income taxes | $1,104,000 | 1,710 |
Income before extraordinary items | $1,789,000 | 2,582 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,789,000 | 2,580 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,250,000 | 600 |
Cash dividends | $850,000 | 1,936 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,741,000 | 2,497 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $6,008,000 | 2,435 |
Total interest expense | $1,403,000 | 3,237 |
Net interest income | $4,605,000 | 2,118 |
Provision for loan and lease losses | $551,000 | 1,059 |
Total noninterest income | $1,457,000 | 1,756 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $490,000 | 1,731 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $967,000 | 1,556 |
Total noninterest expense | $3,591,000 | 2,186 |
Salaries and employee benefits | $1,955,000 | 2,171 |
Premises and equipment expense | $710,000 | 1,616 |
Additional noninterest expense | $926,000 | 2,546 |
Pre-tax net operating income | $1,920,000 | 2,114 |
Securities gains (losses) | $75,000 | 1,736 |
Applicable income taxes | $761,000 | 1,696 |
Income before extraordinary items | $1,234,000 | 2,513 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,234,000 | 2,511 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $881,000 | 561 |
Cash dividends | $550,000 | 2,008 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $1,186,000 | 2,460 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $2,988,000 | 2,465 |
Total interest expense | $715,000 | 3,256 |
Net interest income | $2,273,000 | 2,148 |
Provision for loan and lease losses | $150,000 | 1,666 |
Total noninterest income | $576,000 | 2,060 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $241,000 | 1,696 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $335,000 | 1,955 |
Total noninterest expense | $1,782,000 | 2,194 |
Salaries and employee benefits | $960,000 | 2,196 |
Premises and equipment expense | $362,000 | 1,594 |
Additional noninterest expense | $460,000 | 2,517 |
Pre-tax net operating income | $917,000 | 2,207 |
Securities gains (losses) | $75,000 | 1,152 |
Applicable income taxes | $368,000 | 1,747 |
Income before extraordinary items | $624,000 | 2,441 |
Extraordinary gains, net | $0 | 21 |
Net income | $624,000 | 2,439 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $112,000 | 1,395 |
Cash dividends | $350,000 | 1,587 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $576,000 | 2,490 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $12,757,000 | 2,426 |
Total interest expense | $3,861,000 | 2,831 |
Net interest income | $8,896,000 | 2,183 |
Provision for loan and lease losses | $480,000 | 2,438 |
Total noninterest income | $2,028,000 | 2,105 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $959,000 | 1,678 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,069,000 | 2,082 |
Total noninterest expense | $6,842,000 | 2,185 |
Salaries and employee benefits | $3,602,000 | 2,226 |
Premises and equipment expense | $1,445,000 | 1,536 |
Additional noninterest expense | $1,795,000 | 2,547 |
Pre-tax net operating income | $3,602,000 | 2,159 |
Securities gains (losses) | $259,000 | 1,002 |
Applicable income taxes | $1,404,000 | 1,741 |
Income before extraordinary items | $2,457,000 | 2,388 |
Extraordinary gains, net | $0 | 70 |
Net income | $2,457,000 | 2,387 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $378,000 | 2,025 |
Cash dividends | $1,698,000 | 1,510 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $2,291,240 | 2,431 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $15,001,000 | 2,273 |
Total interest expense | $6,512,000 | 2,464 |
Net interest income | $8,489,000 | 2,105 |
Provision for loan and lease losses | $917,000 | 1,336 |
Total noninterest income | $1,901,000 | 2,094 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $899,000 | 1,686 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $1,002,000 | 2,040 |
Total noninterest expense | $6,137,000 | 2,326 |
Salaries and employee benefits | $3,372,000 | 2,226 |
Premises and equipment expense | $1,280,000 | 1,687 |
Additional noninterest expense | $1,485,000 | 2,898 |
Pre-tax net operating income | $3,336,000 | 2,062 |
Securities gains (losses) | $24,000 | 3,012 |
Applicable income taxes | $1,205,000 | 1,799 |
Income before extraordinary items | $2,155,000 | 2,374 |
Extraordinary gains, net | $0 | 105 |
Net income | $2,155,000 | 2,378 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $373,000 | 1,922 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $2,139,640 | 2,309 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $16,260,000 | 2,165 |
Total interest expense | $7,449,000 | 2,280 |
Net interest income | $8,811,000 | 2,015 |
Provision for loan and lease losses | $620,000 | 1,562 |
Total noninterest income | $1,330,000 | 2,558 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $788,000 | 1,761 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $542,000 | 2,821 |
Total noninterest expense | $5,776,000 | 2,362 |
Salaries and employee benefits | $3,037,000 | 2,357 |
Premises and equipment expense | $1,219,000 | 1,709 |
Additional noninterest expense | $1,520,000 | 2,785 |
Pre-tax net operating income | $3,745,000 | 1,955 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $1,344,000 | 1,654 |
Income before extraordinary items | $2,401,000 | 2,160 |
Extraordinary gains, net | $0 | 38 |
Net income | $2,401,000 | 2,160 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $291,000 | 1,854 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $2,401,000 | 2,161 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $14,461,000 | 2,251 |
Total interest expense | $6,342,000 | 2,313 |
Net interest income | $8,119,000 | 2,161 |
Provision for loan and lease losses | $420,000 | 2,015 |
Total noninterest income | $959,000 | 3,186 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $717,000 | 1,854 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $242,000 | 4,505 |
Total noninterest expense | $5,376,000 | 2,519 |
Salaries and employee benefits | $2,873,000 | 2,446 |
Premises and equipment expense | $1,108,000 | 1,844 |
Additional noninterest expense | $1,395,000 | 3,042 |
Pre-tax net operating income | $3,282,000 | 2,227 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $1,162,000 | 1,974 |
Income before extraordinary items | $2,120,000 | 2,448 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,120,000 | 2,448 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $162,000 | 2,719 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $2,120,000 | 2,411 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $13,226,000 | 2,459 |
Total interest expense | $6,159,000 | 2,463 |
Net interest income | $7,067,000 | 2,406 |
Provision for loan and lease losses | $142,000 | 4,297 |
Total noninterest income | $989,000 | 3,107 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $573,000 | 2,242 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $416,000 | 3,351 |
Total noninterest expense | $5,128,000 | 2,536 |
Salaries and employee benefits | $2,662,000 | 2,531 |
Premises and equipment expense | $1,051,000 | 1,882 |
Additional noninterest expense | $1,415,000 | 2,922 |
Pre-tax net operating income | $2,786,000 | 2,541 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $970,000 | 2,363 |
Income before extraordinary items | $1,816,000 | 2,779 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,816,000 | 2,780 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $113,000 | 3,412 |
Cash dividends | $296,000 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,816,000 | 2,698 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $11,727,000 | 2,795 |
Total interest expense | $5,160,000 | 2,894 |
Net interest income | $6,567,000 | 2,646 |
Provision for loan and lease losses | $141,000 | 4,282 |
Total noninterest income | $1,211,000 | 2,617 |
Gross Fiduciary activities income | $550,000 | 618 |
Service charges on deposit accounts | $458,000 | 2,853 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $203,000 | 4,916 |
Total noninterest expense | $4,973,000 | 2,578 |
Salaries and employee benefits | $2,667,000 | 2,492 |
Premises and equipment expense | $992,000 | 1,983 |
Additional noninterest expense | $1,314,000 | 3,084 |
Pre-tax net operating income | $2,664,000 | 2,757 |
Securities gains (losses) | $32,000 | 1,598 |
Applicable income taxes | $932,000 | 2,581 |
Income before extraordinary items | $1,764,000 | 2,886 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,764,000 | 2,885 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $105,000 | 3,729 |
Cash dividends | $959,000 | 2,280 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,743,200 | 2,868 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $10,887,000 | 3,022 |
Total interest expense | $4,655,000 | 3,209 |
Net interest income | $6,232,000 | 2,848 |
Provision for loan and lease losses | $233,000 | 3,098 |
Total noninterest income | $1,278,000 | 2,570 |
Gross Fiduciary activities income | $587,000 | 656 |
Service charges on deposit accounts | $452,000 | 2,990 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $239,000 | 4,664 |
Total noninterest expense | $4,912,000 | 2,785 |
Salaries and employee benefits | $2,733,000 | 2,435 |
Premises and equipment expense | $962,000 | 2,088 |
Additional noninterest expense | $1,217,000 | 3,739 |
Pre-tax net operating income | $2,365,000 | 2,947 |
Securities gains (losses) | $46,000 | 1,386 |
Applicable income taxes | $850,000 | 2,698 |
Income before extraordinary items | $1,561,000 | 3,075 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,561,000 | 3,077 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $370,000 | 1,774 |
Cash dividends | $699,000 | 2,775 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,531,100 | 3,096 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $10,207,000 | 3,229 |
Total interest expense | $4,253,000 | 3,495 |
Net interest income | $5,954,000 | 2,993 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $1,105,000 | 2,881 |
Gross Fiduciary activities income | $475,000 | 756 |
Service charges on deposit accounts | $420,000 | 3,204 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $210,000 | 4,990 |
Total noninterest expense | $4,837,000 | 2,800 |
Salaries and employee benefits | $2,523,000 | 2,649 |
Premises and equipment expense | $974,000 | 2,068 |
Additional noninterest expense | $1,340,000 | 3,398 |
Pre-tax net operating income | $2,222,000 | 3,185 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $821,000 | 2,820 |
Income before extraordinary items | $1,401,000 | 3,463 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,401,000 | 3,461 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 5,530 |
Cash dividends | $730,000 | 2,585 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,401,000 | 3,428 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $8,223,000 | 3,651 |
Total interest expense | $2,780,000 | 4,239 |
Net interest income | $5,443,000 | 3,294 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $1,061,000 | 2,983 |
Gross Fiduciary activities income | $420,000 | 799 |
Service charges on deposit accounts | $409,000 | 3,318 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $232,000 | 4,795 |
Total noninterest expense | $4,511,000 | 3,050 |
Salaries and employee benefits | $2,272,000 | 2,920 |
Premises and equipment expense | $825,000 | 2,462 |
Additional noninterest expense | $1,414,000 | 3,498 |
Pre-tax net operating income | $1,993,000 | 3,428 |
Securities gains (losses) | $73,000 | 936 |
Applicable income taxes | $757,000 | 2,913 |
Income before extraordinary items | $1,309,000 | 3,566 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,309,000 | 3,574 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 5,618 |
Cash dividends | $387,000 | 3,849 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,262,280 | 3,723 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $6,805,000 | 4,427 |
Total interest expense | $2,284,000 | 5,205 |
Net interest income | $4,521,000 | 3,916 |
Provision for loan and lease losses | $100,000 | 5,727 |
Total noninterest income | $946,000 | 3,489 |
Gross Fiduciary activities income | $442,000 | 807 |
Service charges on deposit accounts | $377,000 | 3,635 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $127,000 | 7,107 |
Total noninterest expense | $3,716,000 | 3,727 |
Salaries and employee benefits | $1,786,000 | 3,633 |
Premises and equipment expense | $663,000 | 3,025 |
Additional noninterest expense | $1,267,000 | 3,998 |
Pre-tax net operating income | $1,651,000 | 3,966 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $594,000 | 3,638 |
Income before extraordinary items | $1,057,000 | 4,471 |
Extraordinary gains, net | $1,010,000 | 227 |
Net income | $2,067,000 | 2,514 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $80,000 | 5,035 |
Cash dividends | $258,000 | 4,766 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,057,000 | 4,239 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,490,000 | 5,146 |
Total interest expense | $2,836,000 | 5,413 |
Net interest income | $3,654,000 | 4,821 |
Provision for loan and lease losses | $186,000 | 5,418 |
Total noninterest income | $997,000 | 3,332 |
Gross Fiduciary activities income | $356,000 | 883 |
Service charges on deposit accounts | $352,000 | 3,886 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $289,000 | 4,526 |
Total noninterest expense | $3,714,000 | 3,726 |
Salaries and employee benefits | $1,669,000 | 3,847 |
Premises and equipment expense | $785,000 | 2,650 |
Additional noninterest expense | $1,260,000 | 4,152 |
Pre-tax net operating income | $751,000 | 6,822 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $225,000 | 7,091 |
Income before extraordinary items | $526,000 | 7,120 |
Extraordinary gains, net | $225,000 | 384 |
Net income | $751,000 | 5,687 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 9,510 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $526,000 | 6,738 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.