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BankTrust, Income and Expense

2012-12-31 (YTD Data)Rank
Total interest income$68,100,000392
Total interest expense$9,896,000405
Net interest income$58,204,000389
Provision for loan and lease losses$29,800,000121
Total noninterest income$12,247,000583
Gross Fiduciary activities income$3,588,000218
Service charges on deposit accounts$5,885,000271
Trading account gains and fees$0166
Additional Noninterest Income$2,774,0001,230
Total noninterest expense$62,210,000365
Salaries and employee benefits$26,309,000416
Premises and equipment expense$9,770,000261
Additional noninterest expense$26,131,000319
Pre-tax net operating income$-21,559,0007,056
Securities gains (losses)$4,093,000110
Applicable income taxes$-1,034,0006,968
Income before extraordinary items$-16,432,0007,045
Extraordinary gains, net$029
Net income$-16,447,0007,045
Minority interest net income$15,00076
Net income of bank and minority interests.$-16,432,0007,045
Net charge-offs$10,923,000292
Cash dividends$1,190,0001,757
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-20,279,4207,049
2012-09-30 (YTD Data)Rank
Total interest income$52,542,000386
Total interest expense$7,922,000400
Net interest income$44,620,000387
Provision for loan and lease losses$26,800,000109
Total noninterest income$8,316,000634
Gross Fiduciary activities income$2,742,000212
Service charges on deposit accounts$4,360,000271
Trading account gains and fees$0157
Additional Noninterest Income$1,214,0001,764
Total noninterest expense$48,759,000344
Salaries and employee benefits$19,997,000409
Premises and equipment expense$7,478,000257
Additional noninterest expense$21,284,000296
Pre-tax net operating income$-22,623,0007,170
Securities gains (losses)$3,083,000126
Applicable income taxes$-1,057,0007,092
Income before extraordinary items$-18,483,0007,164
Extraordinary gains, net$020
Net income$-18,498,0007,163
Minority interest net income$15,00071
Net income of bank and minority interests.$-18,483,0007,164
Net charge-offs$11,521,000233
Cash dividends$1,190,0001,191
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-21,411,8507,165
2012-06-30 (YTD Data)Rank
Total interest income$36,272,000382
Total interest expense$5,598,000390
Net interest income$30,674,000380
Provision for loan and lease losses$17,300,000105
Total noninterest income$8,065,000468
Gross Fiduciary activities income$1,869,000207
Service charges on deposit accounts$2,911,000271
Trading account gains and fees$0153
Additional Noninterest Income$3,285,000643
Total noninterest expense$34,242,000324
Salaries and employee benefits$13,493,000402
Premises and equipment expense$4,917,000261
Additional noninterest expense$15,832,000274
Pre-tax net operating income$-12,803,0007,233
Securities gains (losses)$1,966,000141
Applicable income taxes$-1,057,0007,169
Income before extraordinary items$-9,780,0007,219
Extraordinary gains, net$019
Net income$-9,790,0007,219
Minority interest net income$10,00072
Net income of bank and minority interests.$-9,780,0007,219
Net charge-offs$6,903,000255
Cash dividends$1,190,000844
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-11,549,4007,221
2012-03-31 (YTD Data)Rank
Total interest income$18,513,000377
Total interest expense$2,889,000387
Net interest income$15,624,000372
Provision for loan and lease losses$3,600,000217
Total noninterest income$4,054,000466
Gross Fiduciary activities income$924,000210
Service charges on deposit accounts$1,494,000259
Trading account gains and fees$0148
Additional Noninterest Income$1,636,000639
Total noninterest expense$16,206,000341
Salaries and employee benefits$6,899,000390
Premises and equipment expense$2,267,000286
Additional noninterest expense$7,040,000286
Pre-tax net operating income$-128,0006,771
Securities gains (losses)$1,302,000102
Applicable income taxes$28,0003,471
Income before extraordinary items$1,146,0001,268
Extraordinary gains, net$019
Net income$1,141,0001,272
Minority interest net income$5,00064
Net income of bank and minority interests.$1,146,0001,269
Net charge-offs$2,671,000315
Cash dividends$110,0002,006
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-129,9606,784
2011-12-31 (YTD Data)Rank
Total interest income$80,797,000349
Total interest expense$16,420,000339
Net interest income$64,377,000354
Provision for loan and lease losses$32,100,000155
Total noninterest income$-15,756,0007,348
Gross Fiduciary activities income$3,557,000174
Service charges on deposit accounts$6,226,000264
Trading account gains and fees$0146
Additional Noninterest Income$-25,539,0007,358
Total noninterest expense$58,602,000365
Salaries and employee benefits$27,792,000366
Premises and equipment expense$9,663,000270
Additional noninterest expense$21,147,000370
Pre-tax net operating income$-42,081,0007,339
Securities gains (losses)$3,682,000129
Applicable income taxes$3,915,000480
Income before extraordinary items$-42,314,0007,336
Extraordinary gains, net$029
Net income$-42,334,0007,336
Minority interest net income$20,00075
Net income of bank and minority interests.$-42,314,0007,336
Net charge-offs$37,875,000154
Cash dividends$2,100,000916
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-45,996,0007,336
2011-09-30 (YTD Data)Rank
Total interest income$61,430,000351
Total interest expense$13,009,000335
Net interest income$48,421,000356
Provision for loan and lease losses$14,500,000240
Total noninterest income$10,506,000475
Gross Fiduciary activities income$3,035,000165
Service charges on deposit accounts$4,606,000262
Trading account gains and fees$0145
Additional Noninterest Income$2,865,000862
Total noninterest expense$43,099,000370
Salaries and employee benefits$20,792,000369
Premises and equipment expense$7,111,000275
Additional noninterest expense$15,196,000385
Pre-tax net operating income$1,328,0002,808
Securities gains (losses)$2,399,000164
Applicable income taxes$852,0001,231
Income before extraordinary items$2,875,0001,348
Extraordinary gains, net$021
Net income$2,860,0001,355
Minority interest net income$15,00070
Net income of bank and minority interests.$2,875,0001,348
Net charge-offs$19,314,000201
Cash dividends$1,500,000829
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,027,7702,909
2011-06-30 (YTD Data)Rank
Total interest income$41,153,000351
Total interest expense$9,106,000337
Net interest income$32,047,000360
Provision for loan and lease losses$8,500,000268
Total noninterest income$7,808,000448
Gross Fiduciary activities income$2,090,000163
Service charges on deposit accounts$3,025,000267
Trading account gains and fees$0153
Additional Noninterest Income$2,693,000674
Total noninterest expense$29,348,000359
Salaries and employee benefits$13,959,000362
Premises and equipment expense$4,684,000292
Additional noninterest expense$10,705,000367
Pre-tax net operating income$2,007,0001,449
Securities gains (losses)$1,363,000150
Applicable income taxes$807,000910
Income before extraordinary items$2,563,000968
Extraordinary gains, net$015
Net income$2,553,000965
Minority interest net income$10,00076
Net income of bank and minority interests.$2,563,000968
Net charge-offs$16,152,000182
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,527,1201,530
2011-03-31 (YTD Data)Rank
Total interest income$20,446,000358
Total interest expense$4,721,000335
Net interest income$15,725,000364
Provision for loan and lease losses$3,500,000322
Total noninterest income$4,083,000428
Gross Fiduciary activities income$1,045,000162
Service charges on deposit accounts$1,539,000260
Trading account gains and fees$0158
Additional Noninterest Income$1,499,000629
Total noninterest expense$15,030,000353
Salaries and employee benefits$7,036,000362
Premises and equipment expense$2,398,000288
Additional noninterest expense$5,596,000350
Pre-tax net operating income$1,278,0001,145
Securities gains (losses)$484,000159
Applicable income taxes$306,0001,110
Income before extraordinary items$1,456,000848
Extraordinary gains, net$09
Net income$1,451,000847
Minority interest net income$5,00078
Net income of bank and minority interests.$1,456,000848
Net charge-offs$5,720,000246
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,054,2801,134
2010-12-31 (YTD Data)Rank
Total interest income$84,451,000361
Total interest expense$21,724,000354
Net interest income$62,727,000360
Provision for loan and lease losses$12,300,000565
Total noninterest income$14,999,000480
Gross Fiduciary activities income$3,824,000166
Service charges on deposit accounts$7,221,000224
Trading account gains and fees$0175
Additional Noninterest Income$3,954,000880
Total noninterest expense$60,275,000366
Salaries and employee benefits$27,312,000363
Premises and equipment expense$10,151,000265
Additional noninterest expense$22,812,000364
Pre-tax net operating income$5,151,0001,006
Securities gains (losses)$2,369,000230
Applicable income taxes$1,924,000756
Income before extraordinary items$5,596,000779
Extraordinary gains, net$029
Net income$5,576,000781
Minority interest net income$20,00088
Net income of bank and minority interests.$5,596,000780
Net charge-offs$10,274,000598
Cash dividends$6,000,000278
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,842,9401,086
2010-09-30 (YTD Data)Rank
Total interest income$63,441,000363
Total interest expense$16,273,000368
Net interest income$47,168,000353
Provision for loan and lease losses$9,300,000524
Total noninterest income$12,017,000449
Gross Fiduciary activities income$2,867,000166
Service charges on deposit accounts$5,525,000221
Trading account gains and fees$0165
Additional Noninterest Income$3,625,000716
Total noninterest expense$45,103,000355
Salaries and employee benefits$20,470,000357
Premises and equipment expense$7,605,000262
Additional noninterest expense$17,028,000350
Pre-tax net operating income$4,782,000872
Securities gains (losses)$1,578,000279
Applicable income taxes$2,175,000555
Income before extraordinary items$4,185,000826
Extraordinary gains, net$023
Net income$4,170,000826
Minority interest net income$15,00089
Net income of bank and minority interests.$4,185,000827
Net charge-offs$7,779,000570
Cash dividends$4,000,000271
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,143,5201,034
2010-06-30 (YTD Data)Rank
Total interest income$42,242,000365
Total interest expense$10,902,000385
Net interest income$31,340,000353
Provision for loan and lease losses$5,900,000560
Total noninterest income$8,131,000436
Gross Fiduciary activities income$1,913,000168
Service charges on deposit accounts$3,749,000222
Trading account gains and fees$0152
Additional Noninterest Income$2,469,000686
Total noninterest expense$30,413,000345
Salaries and employee benefits$13,807,000348
Premises and equipment expense$5,075,000262
Additional noninterest expense$11,531,000341
Pre-tax net operating income$3,158,000869
Securities gains (losses)$1,297,000205
Applicable income taxes$1,520,000492
Income before extraordinary items$2,935,000765
Extraordinary gains, net$019
Net income$2,925,000766
Minority interest net income$10,00085
Net income of bank and minority interests.$2,935,000765
Net charge-offs$2,902,000855
Cash dividends$4,000,000178
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,078,9801,039
2010-03-31 (YTD Data)Rank
Total interest income$20,924,000381
Total interest expense$5,460,000408
Net interest income$15,464,000364
Provision for loan and lease losses$2,850,000576
Total noninterest income$4,417,000408
Gross Fiduciary activities income$952,000171
Service charges on deposit accounts$1,921,000219
Trading account gains and fees$0175
Additional Noninterest Income$1,544,000581
Total noninterest expense$15,507,000345
Salaries and employee benefits$7,110,000345
Premises and equipment expense$2,554,000272
Additional noninterest expense$5,843,000330
Pre-tax net operating income$1,524,000881
Securities gains (losses)$837,000149
Applicable income taxes$792,000459
Income before extraordinary items$1,569,000705
Extraordinary gains, net$016
Net income$1,564,000710
Minority interest net income$5,00077
Net income of bank and minority interests.$1,569,000709
Net charge-offs$963,0001,065
Cash dividends$2,000,000170
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,016,5801,047
2009-12-31 (YTD Data)Rank
Total interest income$86,387,000386
Total interest expense$29,917,000372
Net interest income$56,470,000386
Provision for loan and lease losses$37,375,000312
Total noninterest income$6,568,000879
Gross Fiduciary activities income$3,548,000178
Service charges on deposit accounts$9,207,000201
Trading account gains and fees$0211
Additional Noninterest Income$-6,187,0007,995
Total noninterest expense$161,733,000152
Salaries and employee benefits$27,724,000352
Premises and equipment expense$10,720,000259
Additional noninterest expense$123,289,000110
Pre-tax net operating income$-136,070,0007,949
Securities gains (losses)$3,497,000175
Applicable income taxes$-14,283,0007,898
Income before extraordinary items$-118,290,0007,946
Extraordinary gains, net$034
Net income$-118,305,0007,945
Minority interest net income$15,00094
Net income of bank and minority interests.$-118,290,0007,945
Net charge-offs$22,153,000384
Cash dividends$2,000,000905
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-121,402,3307,951
2009-09-30 (YTD Data)Rank
Total interest income$64,720,000398
Total interest expense$23,963,000375
Net interest income$40,757,000408
Provision for loan and lease losses$34,875,000263
Total noninterest income$2,215,0001,655
Gross Fiduciary activities income$2,718,000174
Service charges on deposit accounts$6,962,000200
Trading account gains and fees$0212
Additional Noninterest Income$-7,465,0008,099
Total noninterest expense$145,836,000142
Salaries and employee benefits$20,597,000363
Premises and equipment expense$8,063,000264
Additional noninterest expense$117,176,00097
Pre-tax net operating income$-137,739,0008,050
Securities gains (losses)$2,970,000161
Applicable income taxes$-14,216,0008,002
Income before extraordinary items$-120,553,0008,042
Extraordinary gains, net$027
Net income$-120,568,0008,041
Minority interest net income$15,00093
Net income of bank and minority interests.$-120,553,0008,041
Net charge-offs$17,655,000337
Cash dividends$1,997,000650
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-123,196,3008,045
2009-06-30 (YTD Data)Rank
Total interest income$43,177,000411
Total interest expense$16,660,000383
Net interest income$26,517,000417
Provision for loan and lease losses$33,150,000204
Total noninterest income$-1,864,0008,162
Gross Fiduciary activities income$1,852,000171
Service charges on deposit accounts$4,583,000204
Trading account gains and fees$0193
Additional Noninterest Income$-8,299,0008,191
Total noninterest expense$130,083,000121
Salaries and employee benefits$13,855,000366
Premises and equipment expense$5,295,000274
Additional noninterest expense$110,933,00082
Pre-tax net operating income$-138,580,0008,157
Securities gains (losses)$2,303,000155
Applicable income taxes$-14,530,0008,116
Income before extraordinary items$-121,747,0008,152
Extraordinary gains, net$021
Net income$-121,752,0008,151
Minority interest net income$5,000100
Net income of bank and minority interests.$-121,747,0008,151
Net charge-offs$14,825,000290
Cash dividends$1,999,000461
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-123,796,6708,152
2009-03-31 (YTD Data)Rank
Total interest income$22,014,000410
Total interest expense$8,567,000389
Net interest income$13,447,000407
Provision for loan and lease losses$11,100,000233
Total noninterest income$2,856,000567
Gross Fiduciary activities income$926,000169
Service charges on deposit accounts$2,271,000204
Trading account gains and fees$0171
Additional Noninterest Income$-341,0008,180
Total noninterest expense$14,570,000377
Salaries and employee benefits$6,676,000378
Premises and equipment expense$2,676,000274
Additional noninterest expense$5,218,000368
Pre-tax net operating income$-9,367,0008,107
Securities gains (losses)$2,299,000107
Applicable income taxes$-2,719,0008,120
Income before extraordinary items$-4,349,0008,035
Extraordinary gains, net$015
Net income$-4,354,0008,036
Minority interest net income$5,00083
Net income of bank and minority interests.$-4,349,0008,036
Net charge-offs$3,911,000378
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-5,820,3608,075
2008-12-31 (YTD Data)Rank
Total interest income$108,535,000367
Total interest expense$42,694,000377
Net interest income$65,841,000349
Provision for loan and lease losses$15,260,000444
Total noninterest income$20,281,000349
Gross Fiduciary activities income$4,156,000173
Service charges on deposit accounts$11,069,000177
Trading account gains and fees$1,115,00069
Additional Noninterest Income$3,941,000778
Total noninterest expense$61,264,000359
Salaries and employee benefits$28,206,000347
Premises and equipment expense$12,126,000230
Additional noninterest expense$20,932,000379
Pre-tax net operating income$9,598,000568
Securities gains (losses)$186,000756
Applicable income taxes$3,235,000444
Income before extraordinary items$6,549,000606
Extraordinary gains, net$039
Net income$6,549,000606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,006,000483
Cash dividends$8,500,000340
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,424,380665
2008-09-30 (YTD Data)Rank
Total interest income$84,201,000369
Total interest expense$33,290,000385
Net interest income$50,911,000346
Provision for loan and lease losses$7,174,000509
Total noninterest income$15,657,000368
Gross Fiduciary activities income$3,018,000180
Service charges on deposit accounts$8,372,000181
Trading account gains and fees$1,115,00068
Additional Noninterest Income$3,152,000802
Total noninterest expense$46,159,000344
Salaries and employee benefits$21,418,000357
Premises and equipment expense$9,197,000228
Additional noninterest expense$15,544,000356
Pre-tax net operating income$13,235,000395
Securities gains (losses)$51,0001,403
Applicable income taxes$4,656,000333
Income before extraordinary items$8,630,000424
Extraordinary gains, net$031
Net income$8,630,000423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,488,000412
Cash dividends$4,999,000466
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,596,850445
2008-06-30 (YTD Data)Rank
Total interest income$58,587,000367
Total interest expense$23,478,000378
Net interest income$35,109,000342
Provision for loan and lease losses$5,311,000413
Total noninterest income$11,804,000346
Gross Fiduciary activities income$2,000,000186
Service charges on deposit accounts$5,656,000178
Trading account gains and fees$1,115,00064
Additional Noninterest Income$3,033,000615
Total noninterest expense$30,612,000345
Salaries and employee benefits$14,464,000355
Premises and equipment expense$6,148,000232
Additional noninterest expense$10,000,000358
Pre-tax net operating income$10,990,000341
Securities gains (losses)$48,0001,469
Applicable income taxes$3,930,000316
Income before extraordinary items$7,108,000383
Extraordinary gains, net$021
Net income$7,108,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,444,000329
Cash dividends$2,000,000774
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,077,280381
2008-03-31 (YTD Data)Rank
Total interest income$26,765,000405
Total interest expense$11,280,000420
Net interest income$15,485,000389
Provision for loan and lease losses$1,501,000476
Total noninterest income$6,239,000339
Gross Fiduciary activities income$1,000,000187
Service charges on deposit accounts$2,580,000187
Trading account gains and fees$1,115,00061
Additional Noninterest Income$1,544,000604
Total noninterest expense$13,084,000404
Salaries and employee benefits$6,552,000391
Premises and equipment expense$2,499,000298
Additional noninterest expense$4,033,000404
Pre-tax net operating income$7,139,000304
Securities gains (losses)$7,0002,110
Applicable income taxes$2,619,000266
Income before extraordinary items$4,527,000343
Extraordinary gains, net$015
Net income$4,527,000344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,635,000336
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,522,520327
2007-12-31 (YTD Data)Rank
Total interest income$79,357,000544
Total interest expense$35,225,000573
Net interest income$44,132,000514
Provision for loan and lease losses$7,965,000290
Total noninterest income$13,336,000505
Gross Fiduciary activities income$3,044,000215
Service charges on deposit accounts$6,161,000300
Trading account gains and fees$548,00081
Additional Noninterest Income$3,583,000891
Total noninterest expense$34,021,000549
Salaries and employee benefits$16,984,000571
Premises and equipment expense$6,066,000443
Additional noninterest expense$10,971,000540
Pre-tax net operating income$15,482,000575
Securities gains (losses)$3,0001,730
Applicable income taxes$4,944,000553
Income before extraordinary items$10,541,000617
Extraordinary gains, net$039
Net income$10,541,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,275,000225
Cash dividends$4,500,000812
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,538,960606
2007-09-30 (YTD Data)Rank
Total interest income$51,398,000616
Total interest expense$22,836,000646
Net interest income$28,562,000591
Provision for loan and lease losses$3,292,000364
Total noninterest income$5,917,000757
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,545,000366
Trading account gains and fees$0184
Additional Noninterest Income$2,372,000971
Total noninterest expense$20,155,000693
Salaries and employee benefits$9,997,000727
Premises and equipment expense$3,540,000554
Additional noninterest expense$6,618,000629
Pre-tax net operating income$11,032,000647
Securities gains (losses)$1,0001,492
Applicable income taxes$3,514,000612
Income before extraordinary items$7,519,000702
Extraordinary gains, net$033
Net income$7,519,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,000942
Cash dividends$1,500,0001,491
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,518,320690
2007-06-30 (YTD Data)Rank
Total interest income$34,704,000621
Total interest expense$15,592,000645
Net interest income$19,112,000608
Provision for loan and lease losses$2,503,000269
Total noninterest income$3,884,000796
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,291,000383
Trading account gains and fees$0168
Additional Noninterest Income$1,593,0001,004
Total noninterest expense$13,406,000708
Salaries and employee benefits$6,696,000745
Premises and equipment expense$2,229,000611
Additional noninterest expense$4,481,000628
Pre-tax net operating income$7,087,000694
Securities gains (losses)$01,444
Applicable income taxes$2,286,000655
Income before extraordinary items$4,801,000753
Extraordinary gains, net$029
Net income$4,801,000752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,525
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,801,000748
2007-03-31 (YTD Data)Rank
Total interest income$13,207,000783
Total interest expense$6,055,000803
Net interest income$7,152,000785
Provision for loan and lease losses$243,000993
Total noninterest income$1,139,0001,186
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$711,000587
Trading account gains and fees$0195
Additional Noninterest Income$428,0001,535
Total noninterest expense$4,796,000977
Salaries and employee benefits$2,455,0001,041
Premises and equipment expense$910,000751
Additional noninterest expense$1,431,000949
Pre-tax net operating income$3,252,000749
Securities gains (losses)$01,187
Applicable income taxes$1,122,000657
Income before extraordinary items$2,130,000840
Extraordinary gains, net$022
Net income$2,130,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0001,413
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,130,000832
2006-12-31 (YTD Data)Rank
Total interest income$47,069,000810
Total interest expense$17,588,000952
Net interest income$29,481,000749
Provision for loan and lease losses$2,400,000475
Total noninterest income$4,731,0001,144
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,698,000646
Trading account gains and fees$0130
Additional Noninterest Income$2,033,0001,331
Total noninterest expense$17,473,0001,028
Salaries and employee benefits$9,162,0001,055
Premises and equipment expense$3,244,000778
Additional noninterest expense$5,067,0001,049
Pre-tax net operating income$14,339,000713
Securities gains (losses)$01,687
Applicable income taxes$4,920,000640
Income before extraordinary items$9,419,000791
Extraordinary gains, net$051
Net income$9,419,000790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$741,000876
Cash dividends$5,099,000694
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,419,000780
2006-09-30 (YTD Data)Rank
Total interest income$34,521,000829
Total interest expense$12,338,000991
Net interest income$22,183,000759
Provision for loan and lease losses$1,350,000578
Total noninterest income$3,592,0001,136
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,973,000672
Trading account gains and fees$0126
Additional Noninterest Income$1,619,0001,299
Total noninterest expense$12,817,0001,058
Salaries and employee benefits$6,705,0001,097
Premises and equipment expense$2,339,000819
Additional noninterest expense$3,773,0001,075
Pre-tax net operating income$11,608,000698
Securities gains (losses)$01,388
Applicable income taxes$4,050,000632
Income before extraordinary items$7,558,000775
Extraordinary gains, net$045
Net income$7,558,000774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$657,000653
Cash dividends$4,599,000564
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,558,000763
2006-06-30 (YTD Data)Rank
Total interest income$22,302,000838
Total interest expense$7,639,000996
Net interest income$14,663,000769
Provision for loan and lease losses$750,000670
Total noninterest income$2,100,0001,269
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,249,000699
Trading account gains and fees$0126
Additional Noninterest Income$851,0001,524
Total noninterest expense$8,430,0001,072
Salaries and employee benefits$4,328,0001,138
Premises and equipment expense$1,546,000835
Additional noninterest expense$2,556,0001,058
Pre-tax net operating income$7,583,000711
Securities gains (losses)$01,185
Applicable income taxes$2,640,000653
Income before extraordinary items$4,943,000789
Extraordinary gains, net$039
Net income$4,943,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,000632
Cash dividends$2,999,000593
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,943,000779
2006-03-31 (YTD Data)Rank
Total interest income$10,860,000843
Total interest expense$3,591,0001,010
Net interest income$7,269,000774
Provision for loan and lease losses$375,000640
Total noninterest income$1,032,0001,252
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$608,000690
Trading account gains and fees$0115
Additional Noninterest Income$424,0001,508
Total noninterest expense$4,253,0001,064
Salaries and employee benefits$2,131,0001,163
Premises and equipment expense$779,000820
Additional noninterest expense$1,343,000995
Pre-tax net operating income$3,673,000720
Securities gains (losses)$0955
Applicable income taxes$1,276,000665
Income before extraordinary items$2,397,000798
Extraordinary gains, net$021
Net income$2,397,000797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0001,896
Cash dividends$1,499,000548
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,397,000784
2005-12-31 (YTD Data)Rank
Total interest income$38,705,000841
Total interest expense$10,133,0001,109
Net interest income$28,572,000733
Provision for loan and lease losses$3,048,000353
Total noninterest income$4,394,0001,192
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,587,000672
Trading account gains and fees$0138
Additional Noninterest Income$1,807,0001,448
Total noninterest expense$17,234,000981
Salaries and employee benefits$9,507,000961
Premises and equipment expense$3,217,000750
Additional noninterest expense$4,510,0001,131
Pre-tax net operating income$12,684,000785
Securities gains (losses)$129,000622
Applicable income taxes$4,336,000720
Income before extraordinary items$8,477,000854
Extraordinary gains, net$046
Net income$8,477,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$937,000710
Cash dividends$4,401,000743
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,391,860847
2005-09-30 (YTD Data)Rank
Total interest income$27,863,000855
Total interest expense$6,904,0001,153
Net interest income$20,959,000742
Provision for loan and lease losses$2,264,000346
Total noninterest income$3,291,0001,204
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,986,000646
Trading account gains and fees$0126
Additional Noninterest Income$1,305,0001,493
Total noninterest expense$12,822,000985
Salaries and employee benefits$7,195,000938
Premises and equipment expense$2,373,000754
Additional noninterest expense$3,254,0001,164
Pre-tax net operating income$9,164,000806
Securities gains (losses)$129,000590
Applicable income taxes$3,114,000755
Income before extraordinary items$6,179,000870
Extraordinary gains, net$035
Net income$6,179,000871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,000972
Cash dividends$3,001,000733
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,093,860866
2005-06-30 (YTD Data)Rank
Total interest income$17,666,000882
Total interest expense$4,118,0001,211
Net interest income$13,548,000764
Provision for loan and lease losses$1,613,000321
Total noninterest income$2,146,0001,204
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,294,000647
Trading account gains and fees$0116
Additional Noninterest Income$852,0001,505
Total noninterest expense$8,508,000983
Salaries and employee benefits$4,717,000951
Premises and equipment expense$1,550,000768
Additional noninterest expense$2,241,0001,109
Pre-tax net operating income$5,573,000864
Securities gains (losses)$85,000623
Applicable income taxes$1,860,000804
Income before extraordinary items$3,798,000922
Extraordinary gains, net$030
Net income$3,798,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,000966
Cash dividends$1,900,000769
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,741,050911
2005-03-31 (YTD Data)Rank
Total interest income$8,376,000907
Total interest expense$1,840,0001,294
Net interest income$6,536,000793
Provision for loan and lease losses$800,000308
Total noninterest income$989,0001,256
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$621,000651
Trading account gains and fees$0115
Additional Noninterest Income$368,0001,649
Total noninterest expense$4,158,0001,001
Salaries and employee benefits$2,289,000976
Premises and equipment expense$751,000795
Additional noninterest expense$1,118,0001,105
Pre-tax net operating income$2,567,000914
Securities gains (losses)$71,000454
Applicable income taxes$858,000856
Income before extraordinary items$1,780,000977
Extraordinary gains, net$024
Net income$1,780,000978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,000617
Cash dividends$1,198,000571
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,732,430981
2004-12-31 (YTD Data)Rank
Total interest income$29,361,000961
Total interest expense$5,923,0001,391
Net interest income$23,438,000841
Provision for loan and lease losses$1,889,000579
Total noninterest income$4,086,0001,255
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,709,000651
Trading account gains and fees$0138
Additional Noninterest Income$1,377,0001,738
Total noninterest expense$15,593,0001,033
Salaries and employee benefits$8,557,0001,007
Premises and equipment expense$2,846,000799
Additional noninterest expense$4,190,0001,175
Pre-tax net operating income$10,042,000883
Securities gains (losses)$626,000390
Applicable income taxes$3,329,000834
Income before extraordinary items$7,339,000894
Extraordinary gains, net$034
Net income$7,339,000895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,487,000576
Cash dividends$3,750,000814
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,907,060917
2004-09-30 (YTD Data)Rank
Total interest income$21,375,000979
Total interest expense$4,290,0001,407
Net interest income$17,085,000858
Provision for loan and lease losses$1,139,000681
Total noninterest income$3,175,0001,247
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,090,000635
Trading account gains and fees$0134
Additional Noninterest Income$1,085,0001,672
Total noninterest expense$11,630,0001,041
Salaries and employee benefits$6,466,000991
Premises and equipment expense$2,121,000798
Additional noninterest expense$3,043,0001,202
Pre-tax net operating income$7,491,000888
Securities gains (losses)$547,000403
Applicable income taxes$2,479,000863
Income before extraordinary items$5,559,000892
Extraordinary gains, net$026
Net income$5,559,000893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$685,000750
Cash dividends$1,950,0001,016
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,181,570927
2004-06-30 (YTD Data)Rank
Total interest income$11,686,0001,177
Total interest expense$2,142,0001,849
Net interest income$9,544,0001,023
Provision for loan and lease losses$445,0001,131
Total noninterest income$1,866,0001,355
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,163,000750
Trading account gains and fees$0130
Additional Noninterest Income$703,0001,709
Total noninterest expense$6,697,0001,208
Salaries and employee benefits$3,767,0001,154
Premises and equipment expense$1,224,000918
Additional noninterest expense$1,706,0001,421
Pre-tax net operating income$4,268,0001,018
Securities gains (losses)$307,000476
Applicable income taxes$1,404,000969
Income before extraordinary items$3,171,0001,041
Extraordinary gains, net$021
Net income$3,171,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,000904
Cash dividends$800,0001,514
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,959,1701,069
2004-03-31 (YTD Data)Rank
Total interest income$4,527,0001,555
Total interest expense$800,0002,449
Net interest income$3,727,0001,336
Provision for loan and lease losses$171,0001,308
Total noninterest income$694,0001,677
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$436,000963
Trading account gains and fees$0121
Additional Noninterest Income$258,0002,082
Total noninterest expense$2,778,0001,467
Salaries and employee benefits$1,562,0001,425
Premises and equipment expense$519,0001,136
Additional noninterest expense$697,0001,701
Pre-tax net operating income$1,472,0001,406
Securities gains (losses)$9,0002,096
Applicable income taxes$477,0001,346
Income before extraordinary items$1,004,0001,591
Extraordinary gains, net$016
Net income$1,004,0001,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,329
Cash dividends$499,0001,250
Sale, conversion, retirement of capital stock, net$0464
Net operating income$997,8801,514
2003-12-31 (YTD Data)Rank
Total interest income$18,216,0001,580
Total interest expense$3,876,0002,278
Net interest income$14,340,0001,365
Provision for loan and lease losses$1,502,000825
Total noninterest income$3,768,0001,414
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,775,000973
Trading account gains and fees$0160
Additional Noninterest Income$1,993,0001,479
Total noninterest expense$11,269,0001,431
Salaries and employee benefits$6,213,0001,377
Premises and equipment expense$2,053,0001,111
Additional noninterest expense$3,003,0001,629
Pre-tax net operating income$5,337,0001,536
Securities gains (losses)$101,0001,896
Applicable income taxes$1,746,0001,418
Income before extraordinary items$3,692,0001,681
Extraordinary gains, net$054
Net income$3,692,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,171,000521
Cash dividends$9,675,000390
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,623,3201,629
2003-09-30 (YTD Data)Rank
Total interest income$8,973,0002,422
Total interest expense$1,993,0003,304
Net interest income$6,980,0002,113
Provision for loan and lease losses$701,0001,216
Total noninterest income$2,088,0001,841
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$750,0001,731
Trading account gains and fees$0153
Additional Noninterest Income$1,338,0001,665
Total noninterest expense$5,549,0002,137
Salaries and employee benefits$2,988,0002,141
Premises and equipment expense$1,111,0001,542
Additional noninterest expense$1,450,0002,478
Pre-tax net operating income$2,818,0002,145
Securities gains (losses)$75,0001,990
Applicable income taxes$1,104,0001,710
Income before extraordinary items$1,789,0002,582
Extraordinary gains, net$040
Net income$1,789,0002,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,250,000600
Cash dividends$850,0001,936
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,741,0002,497
2003-06-30 (YTD Data)Rank
Total interest income$6,008,0002,435
Total interest expense$1,403,0003,237
Net interest income$4,605,0002,118
Provision for loan and lease losses$551,0001,059
Total noninterest income$1,457,0001,756
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$490,0001,731
Trading account gains and fees$0150
Additional Noninterest Income$967,0001,556
Total noninterest expense$3,591,0002,186
Salaries and employee benefits$1,955,0002,171
Premises and equipment expense$710,0001,616
Additional noninterest expense$926,0002,546
Pre-tax net operating income$1,920,0002,114
Securities gains (losses)$75,0001,736
Applicable income taxes$761,0001,696
Income before extraordinary items$1,234,0002,513
Extraordinary gains, net$030
Net income$1,234,0002,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$881,000561
Cash dividends$550,0002,008
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,186,0002,460
2003-03-31 (YTD Data)Rank
Total interest income$2,988,0002,465
Total interest expense$715,0003,256
Net interest income$2,273,0002,148
Provision for loan and lease losses$150,0001,666
Total noninterest income$576,0002,060
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$241,0001,696
Trading account gains and fees$0134
Additional Noninterest Income$335,0001,955
Total noninterest expense$1,782,0002,194
Salaries and employee benefits$960,0002,196
Premises and equipment expense$362,0001,594
Additional noninterest expense$460,0002,517
Pre-tax net operating income$917,0002,207
Securities gains (losses)$75,0001,152
Applicable income taxes$368,0001,747
Income before extraordinary items$624,0002,441
Extraordinary gains, net$021
Net income$624,0002,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,395
Cash dividends$350,0001,587
Sale, conversion, retirement of capital stock, net$0419
Net operating income$576,0002,490
2002-12-31 (YTD Data)Rank
Total interest income$12,757,0002,426
Total interest expense$3,861,0002,831
Net interest income$8,896,0002,183
Provision for loan and lease losses$480,0002,438
Total noninterest income$2,028,0002,105
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$959,0001,678
Trading account gains and fees$0153
Additional Noninterest Income$1,069,0002,082
Total noninterest expense$6,842,0002,185
Salaries and employee benefits$3,602,0002,226
Premises and equipment expense$1,445,0001,536
Additional noninterest expense$1,795,0002,547
Pre-tax net operating income$3,602,0002,159
Securities gains (losses)$259,0001,002
Applicable income taxes$1,404,0001,741
Income before extraordinary items$2,457,0002,388
Extraordinary gains, net$070
Net income$2,457,0002,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$378,0002,025
Cash dividends$1,698,0001,510
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,291,2402,431
2001-12-31 (YTD Data)Rank
Total interest income$15,001,0002,273
Total interest expense$6,512,0002,464
Net interest income$8,489,0002,105
Provision for loan and lease losses$917,0001,336
Total noninterest income$1,901,0002,094
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$899,0001,686
Trading account gains and fees$0177
Additional Noninterest Income$1,002,0002,040
Total noninterest expense$6,137,0002,326
Salaries and employee benefits$3,372,0002,226
Premises and equipment expense$1,280,0001,687
Additional noninterest expense$1,485,0002,898
Pre-tax net operating income$3,336,0002,062
Securities gains (losses)$24,0003,012
Applicable income taxes$1,205,0001,799
Income before extraordinary items$2,155,0002,374
Extraordinary gains, net$0105
Net income$2,155,0002,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,922
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,139,6402,309
2000-12-31 (YTD Data)Rank
Total interest income$16,260,0002,165
Total interest expense$7,449,0002,280
Net interest income$8,811,0002,015
Provision for loan and lease losses$620,0001,562
Total noninterest income$1,330,0002,558
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$788,0001,761
Trading account gains and fees$0180
Additional Noninterest Income$542,0002,821
Total noninterest expense$5,776,0002,362
Salaries and employee benefits$3,037,0002,357
Premises and equipment expense$1,219,0001,709
Additional noninterest expense$1,520,0002,785
Pre-tax net operating income$3,745,0001,955
Securities gains (losses)$01,956
Applicable income taxes$1,344,0001,654
Income before extraordinary items$2,401,0002,160
Extraordinary gains, net$038
Net income$2,401,0002,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0001,854
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,401,0002,161
1999-12-31 (YTD Data)Rank
Total interest income$14,461,0002,251
Total interest expense$6,342,0002,313
Net interest income$8,119,0002,161
Provision for loan and lease losses$420,0002,015
Total noninterest income$959,0003,186
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$717,0001,854
Trading account gains and fees$0173
Additional Noninterest Income$242,0004,505
Total noninterest expense$5,376,0002,519
Salaries and employee benefits$2,873,0002,446
Premises and equipment expense$1,108,0001,844
Additional noninterest expense$1,395,0003,042
Pre-tax net operating income$3,282,0002,227
Securities gains (losses)$03,155
Applicable income taxes$1,162,0001,974
Income before extraordinary items$2,120,0002,448
Extraordinary gains, net$035
Net income$2,120,0002,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,719
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,120,0002,411
1998-12-31 (YTD Data)Rank
Total interest income$13,226,0002,459
Total interest expense$6,159,0002,463
Net interest income$7,067,0002,406
Provision for loan and lease losses$142,0004,297
Total noninterest income$989,0003,107
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$573,0002,242
Trading account gains and fees$0224
Additional Noninterest Income$416,0003,351
Total noninterest expense$5,128,0002,536
Salaries and employee benefits$2,662,0002,531
Premises and equipment expense$1,051,0001,882
Additional noninterest expense$1,415,0002,922
Pre-tax net operating income$2,786,0002,541
Securities gains (losses)$04,449
Applicable income taxes$970,0002,363
Income before extraordinary items$1,816,0002,779
Extraordinary gains, net$032
Net income$1,816,0002,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,412
Cash dividends$296,0004,670
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,816,0002,698
1997-12-31 (YTD Data)Rank
Total interest income$11,727,0002,795
Total interest expense$5,160,0002,894
Net interest income$6,567,0002,646
Provision for loan and lease losses$141,0004,282
Total noninterest income$1,211,0002,617
Gross Fiduciary activities income$550,000618
Service charges on deposit accounts$458,0002,853
Trading account gains and fees$0239
Additional Noninterest Income$203,0004,916
Total noninterest expense$4,973,0002,578
Salaries and employee benefits$2,667,0002,492
Premises and equipment expense$992,0001,983
Additional noninterest expense$1,314,0003,084
Pre-tax net operating income$2,664,0002,757
Securities gains (losses)$32,0001,598
Applicable income taxes$932,0002,581
Income before extraordinary items$1,764,0002,886
Extraordinary gains, net$044
Net income$1,764,0002,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,729
Cash dividends$959,0002,280
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,743,2002,868
1996-12-31 (YTD Data)Rank
Total interest income$10,887,0003,022
Total interest expense$4,655,0003,209
Net interest income$6,232,0002,848
Provision for loan and lease losses$233,0003,098
Total noninterest income$1,278,0002,570
Gross Fiduciary activities income$587,000656
Service charges on deposit accounts$452,0002,990
Trading account gains and fees$0262
Additional Noninterest Income$239,0004,664
Total noninterest expense$4,912,0002,785
Salaries and employee benefits$2,733,0002,435
Premises and equipment expense$962,0002,088
Additional noninterest expense$1,217,0003,739
Pre-tax net operating income$2,365,0002,947
Securities gains (losses)$46,0001,386
Applicable income taxes$850,0002,698
Income before extraordinary items$1,561,0003,075
Extraordinary gains, net$053
Net income$1,561,0003,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0001,774
Cash dividends$699,0002,775
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,531,1003,096
1995-12-31 (YTD Data)Rank
Total interest income$10,207,0003,229
Total interest expense$4,253,0003,495
Net interest income$5,954,0002,993
Provision for loan and lease losses$08,958
Total noninterest income$1,105,0002,881
Gross Fiduciary activities income$475,000756
Service charges on deposit accounts$420,0003,204
Trading account gains and fees$0522
Additional Noninterest Income$210,0004,990
Total noninterest expense$4,837,0002,800
Salaries and employee benefits$2,523,0002,649
Premises and equipment expense$974,0002,068
Additional noninterest expense$1,340,0003,398
Pre-tax net operating income$2,222,0003,185
Securities gains (losses)$03,831
Applicable income taxes$821,0002,820
Income before extraordinary items$1,401,0003,463
Extraordinary gains, net$065
Net income$1,401,0003,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,530
Cash dividends$730,0002,585
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,401,0003,428
1994-12-31 (YTD Data)Rank
Total interest income$8,223,0003,651
Total interest expense$2,780,0004,239
Net interest income$5,443,0003,294
Provision for loan and lease losses$09,146
Total noninterest income$1,061,0002,983
Gross Fiduciary activities income$420,000799
Service charges on deposit accounts$409,0003,318
Trading account gains and fees$0475
Additional Noninterest Income$232,0004,795
Total noninterest expense$4,511,0003,050
Salaries and employee benefits$2,272,0002,920
Premises and equipment expense$825,0002,462
Additional noninterest expense$1,414,0003,498
Pre-tax net operating income$1,993,0003,428
Securities gains (losses)$73,000936
Applicable income taxes$757,0002,913
Income before extraordinary items$1,309,0003,566
Extraordinary gains, net$0249
Net income$1,309,0003,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,618
Cash dividends$387,0003,849
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,262,2803,723
1993-12-31 (YTD Data)Rank
Total interest income$6,805,0004,427
Total interest expense$2,284,0005,205
Net interest income$4,521,0003,916
Provision for loan and lease losses$100,0005,727
Total noninterest income$946,0003,489
Gross Fiduciary activities income$442,000807
Service charges on deposit accounts$377,0003,635
Trading account gains and fees$0532
Additional Noninterest Income$127,0007,107
Total noninterest expense$3,716,0003,727
Salaries and employee benefits$1,786,0003,633
Premises and equipment expense$663,0003,025
Additional noninterest expense$1,267,0003,998
Pre-tax net operating income$1,651,0003,966
Securities gains (losses)$07,477
Applicable income taxes$594,0003,638
Income before extraordinary items$1,057,0004,471
Extraordinary gains, net$1,010,000227
Net income$2,067,0002,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0005,035
Cash dividends$258,0004,766
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,057,0004,239
1992-12-31 (YTD Data)Rank
Total interest income$6,490,0005,146
Total interest expense$2,836,0005,413
Net interest income$3,654,0004,821
Provision for loan and lease losses$186,0005,418
Total noninterest income$997,0003,332
Gross Fiduciary activities income$356,000883
Service charges on deposit accounts$352,0003,886
Trading account gains and fees$0504
Additional Noninterest Income$289,0004,526
Total noninterest expense$3,714,0003,726
Salaries and employee benefits$1,669,0003,847
Premises and equipment expense$785,0002,650
Additional noninterest expense$1,260,0004,152
Pre-tax net operating income$751,0006,822
Securities gains (losses)$08,369
Applicable income taxes$225,0007,091
Income before extraordinary items$526,0007,120
Extraordinary gains, net$225,000384
Net income$751,0005,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0009,510
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$526,0006,738

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.