| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8970% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0881% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 2.3837% | 989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1980% | 2,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2508% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2415% | 1,356 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4960% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4249% | 2,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2884% | 3,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2884% | 2,882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0484% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1978% | 105 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2447% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5016% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 3.3566% | 746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2748% | 1,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6626% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3334% | 1,102 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9879% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6040% | 1,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4391% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4391% | 2,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0618% | 1,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2587% | 97 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1038% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2809% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 2.0127% | 966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3951% | 1,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0857% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2437% | 1,072 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5450% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7240% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2742% | 2,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2742% | 2,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3837% | 84 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8434% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0372% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.1744% | 1,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7631% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5786% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5540% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0771% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3134% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5184% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5184% | 1,629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5855% | 54 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.8490% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6625% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 9.8669% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9264% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1938% | 429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7690% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0649% | 1,838 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9329% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7823% | 2,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4799% | 2,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4583% | 2,651 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0655% | 6,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8987% | 82 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9181% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3318% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 6.7129% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0594% | 2,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7868% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1010% | 1,568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9440% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0044% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0761% | 6,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0718% | 6,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2187% | 71 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3854% | 519 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8044% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 7.7722% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0755% | 2,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0986% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1677% | 1,277 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3116% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5827% | 1,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0038% | 4,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0036% | 3,951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7508% | 56 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6703% | 795 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8448% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 4.5896% | 662 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 6,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2388% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0331% | 1,004 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5151% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5337% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0598% | 3,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0535% | 3,107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3907% | 49 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7216% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8721% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 1.5480% | 2,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1310% | 3,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1966% | 970 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1208% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4862% | 1,266 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2693% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3250% | 3,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4389% | 3,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1109% | 6,543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0854% | 161 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7234% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8756% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 1.5893% | 1,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0361% | 3,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2584% | 765 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1870% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6017% | 1,024 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3251% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3386% | 3,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3788% | 3,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1461% | 6,602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1103% | 138 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4013% | 3,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4329% | 2,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.5573% | 2,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0476% | 2,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3816% | 581 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8208% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3557% | 1,070 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9316% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3966% | 2,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1065% | 4,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0085% | 110 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2640% | 3,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3103% | 2,509 |
| Percentage Net Loans Charged-off:Construction & development | -0.0263% | 6,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 1,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2457% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5878% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4030% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0471% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6064% | 2,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4712% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6082% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 3.4038% | 1,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3615% | 2,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8955% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9141% | 900 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8910% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9739% | 2,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4873% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3162% | 878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8231% | 156 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5537% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6762% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 3.4525% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3953% | 1,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0145% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0131% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0148% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8290% | 2,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6724% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1652% | 459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6291% | 137 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9489% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0605% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 4.2578% | 932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3675% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3256% | 771 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2951% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3329% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9867% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3330% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0598% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9259% | 99 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0205% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8074% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 1.2192% | 1,155 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4050% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0234% | 5,841 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7479% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3680% | 1,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2866% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0367% | 6,723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8299% | 57 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5116% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5628% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 1.1176% | 1,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2510% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 2,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1941% | 1,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0896% | 2,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4669% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3182% | 4,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0336% | 6,837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9310% | 72 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4653% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5235% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 1.0948% | 1,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2368% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 7,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0146% | 1,088 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 7,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4360% | 2,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1148% | 4,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0357% | 6,844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9256% | 59 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5592% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6100% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 1.2313% | 688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3415% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 7,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1552% | 697 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0717% | 8,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5426% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3202% | 3,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0309% | 6,836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1394% | 59 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4898% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7646% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 2.0985% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1762% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2069% | 8,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 5,933 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2516% | 8,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0614% | 7,197 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0823% | 7,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2274% | 32 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8479% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1726% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 2.4558% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6731% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 5,973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0908% | 1,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0923% | 3,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8272% | 1,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 6,789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5160% | 51 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1086% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1159% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.2766% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0346% | 7,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 5,954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1043% | 1,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0076% | 3,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4698% | 2,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0163% | 6,881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6783% | 30 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0071% | 5,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0054% | 759 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 7,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1277% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1552% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1365% | 7,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3765% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0229% | 6,917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8995% | 23 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0552% | 2,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0173% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1389% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1675% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0150% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2902% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1470% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0045% | 794 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 7,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0216% | 6,024 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4596% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3443% | 3,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0901% | 1,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2061% | 28 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1764% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0061% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 7,806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 6,011 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 7,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5813% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3577% | 3,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1188% | 1,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2741% | 20 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1770% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0109% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 7,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 7,804 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0291% | 5,998 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 7,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6623% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1318% | 4,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1764% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0265% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0225% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 8,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 7,957 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0292% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 7,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1019% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0100% | 6,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1926% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0250% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0078% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 1,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5049% | 1,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6174% | 3,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0078% | 27 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1138% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0330% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0422% | 6,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0767% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2961% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2369% | 4,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1131% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 2,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 8,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0478% | 5,955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4292% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0640% | 7,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2029% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 8,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0454% | 8,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0319% | 5,940 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0474% | 8,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8632% | 768 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1580% | 7,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1193% | 7,310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3619% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0995% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1085% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1369% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1883% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1291% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8029% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6307% | 3,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2511% | 23 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2293% | 2,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0908% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1249% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2535% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0728% | 1,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3423% | 2,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6650% | 2,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1942% | 18 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2231% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 2,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0909% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3005% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2939% | 1,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0337% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1692% | 15 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0489% | 3,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1487% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0589% | 7,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8188% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 3,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0681% | 2,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2467% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 2,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0749% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9369% | 2,555 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9995% | 1,184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9174% | 43 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8966% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 2,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5662% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4243% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2516% | 5,114 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6010% | 1,243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9482% | 563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0719% | 1,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2328% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8817% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0829% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6158% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0617% | 5,789 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8018% | 1,077 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2449% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1546% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4996% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7796% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1865% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4715% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0479% | 7,774 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3445% | 1,230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2212% | 3,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 3,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 8,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4437% | 2,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6076% | 3,804 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3522% | 1,139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2314% | 3,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0580% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2582% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2053% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2748% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3480% | 3,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4733% | 4,276 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7422% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1922% | 3,248 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1165% | 4,490 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0969% | 5,200 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0972% | 5,563 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3790% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0460% | 7,088 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0485% | 7,065 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1230% | 6,637 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0268% | 10,437 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
