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BankTennessee, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,923,0001,365
Total interest expense$12,448,0001,113
Net interest income$18,475,0001,536
Provision for loan and lease losses$310,0001,623
Total noninterest income$1,454,0002,332
Gross Fiduciary activities income$0981
Service charges on deposit accounts$367,0001,986
Trading account gains and feesNANA
Additional Noninterest Income$1,087,0002,200
Total noninterest expense$13,311,0001,679
Salaries and employee benefits$7,551,0001,679
Premises and equipment expense$1,727,0001,383
Additional noninterest expense$1,087,0002,200
Pre-tax net operating income$6,308,0001,668
Securities gains (losses)$0988
Applicable income taxes$-361,0004,487
Income before extraordinary items$6,669,0001,397
Extraordinary gains, net$054
Net income$6,669,0001,413
Minority interest net income$088
Net income of bank and minority interests.$6,669,0001,400
Net charge-offs$-112,0004,358
Cash dividends$2,834,0001,254
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,669,0001,417
2023-09-30 (YTD Data)Rank
Total interest income$22,687,0001,359
Total interest expense$8,982,0001,071
Net interest income$13,705,0001,566
Provision for loan and lease losses$310,0001,317
Total noninterest income$1,066,0002,354
Gross Fiduciary activities income$0950
Service charges on deposit accounts$266,0002,021
Trading account gains and feesNANA
Additional Noninterest Income$800,0002,213
Total noninterest expense$9,768,0001,699
Salaries and employee benefits$5,577,0001,694
Premises and equipment expense$1,248,0001,419
Additional noninterest expense$800,0002,213
Pre-tax net operating income$4,693,0001,730
Securities gains (losses)$0849
Applicable income taxes$-126,0004,514
Income before extraordinary items$4,819,0001,494
Extraordinary gains, net$052
Net income$4,819,0001,506
Minority interest net income$081
Net income of bank and minority interests.$4,819,0001,494
Net charge-offs$-105,0004,371
Cash dividends$2,247,0001,089
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,819,0001,515
2023-06-30 (YTD Data)Rank
Total interest income$14,693,0001,360
Total interest expense$5,868,000995
Net interest income$8,825,0001,623
Provision for loan and lease losses$210,0001,292
Total noninterest income$703,0002,312
Gross Fiduciary activities income$0931
Service charges on deposit accounts$173,0002,042
Trading account gains and feesNANA
Additional Noninterest Income$530,0002,137
Total noninterest expense$6,337,0001,729
Salaries and employee benefits$3,609,0001,728
Premises and equipment expense$827,0001,417
Additional noninterest expense$530,0002,134
Pre-tax net operating income$2,981,0001,765
Securities gains (losses)$0938
Applicable income taxes$-160,0004,569
Income before extraordinary items$3,141,0001,512
Extraordinary gains, net$051
Net income$3,141,0001,530
Minority interest net income$081
Net income of bank and minority interests.$3,141,0001,512
Net charge-offs$-66,0004,384
Cash dividends$1,620,0001,021
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,141,0001,522
2023-03-31 (YTD Data)Rank
Total interest income$7,144,0001,363
Total interest expense$2,862,000924
Net interest income$4,282,0001,675
Provision for loan and lease losses$150,0001,007
Total noninterest income$331,0002,379
Gross Fiduciary activities income$0913
Service charges on deposit accounts$88,0002,054
Trading account gains and feesNANA
Additional Noninterest Income$243,0002,220
Total noninterest expense$3,104,0001,785
Salaries and employee benefits$1,761,0001,784
Premises and equipment expense$409,0001,456
Additional noninterest expense$243,0002,220
Pre-tax net operating income$1,359,0001,904
Securities gains (losses)$0950
Applicable income taxes$12,0003,102
Income before extraordinary items$1,347,0001,714
Extraordinary gains, net$04
Net income$1,347,0001,713
Minority interest net income$048
Net income of bank and minority interests.$1,347,0001,714
Net charge-offs$-39,0004,386
Cash dividends$947,000864
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,347,0001,736
2022-12-31 (YTD Data)Rank
Total interest income$23,006,0001,407
Total interest expense$3,875,000954
Net interest income$19,131,0001,490
Provision for loan and lease losses$750,000976
Total noninterest income$1,933,0002,074
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$336,0002,134
Trading account gains and feesNANA
Additional Noninterest Income$1,597,0001,841
Total noninterest expense$11,216,0001,858
Salaries and employee benefits$6,467,0001,854
Premises and equipment expense$1,578,0001,478
Additional noninterest expense$1,597,0001,841
Pre-tax net operating income$9,098,0001,366
Securities gains (losses)$0691
Applicable income taxes$582,0001,930
Income before extraordinary items$8,516,0001,244
Extraordinary gains, net$05
Net income$8,516,0001,242
Minority interest net income$063
Net income of bank and minority interests.$8,516,0001,244
Net charge-offs$-195,0004,429
Cash dividends$3,942,000950
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,516,0001,266
2022-09-30 (YTD Data)Rank
Total interest income$16,199,0001,422
Total interest expense$1,903,0001,057
Net interest income$14,296,0001,471
Provision for loan and lease losses$550,000919
Total noninterest income$1,566,0002,024
Gross Fiduciary activities income$0968
Service charges on deposit accounts$248,0002,166
Trading account gains and feesNANA
Additional Noninterest Income$1,318,0001,771
Total noninterest expense$8,239,0001,882
Salaries and employee benefits$4,721,0001,883
Premises and equipment expense$1,197,0001,477
Additional noninterest expense$1,318,0001,771
Pre-tax net operating income$7,073,0001,315
Securities gains (losses)$0740
Applicable income taxes$452,0001,904
Income before extraordinary items$6,621,0001,195
Extraordinary gains, net$04
Net income$6,621,0001,194
Minority interest net income$057
Net income of bank and minority interests.$6,621,0001,195
Net charge-offs$-164,0004,425
Cash dividends$2,656,000917
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,621,0001,219
2022-06-30 (YTD Data)Rank
Total interest income$10,005,0001,466
Total interest expense$1,187,000978
Net interest income$8,818,0001,531
Provision for loan and lease losses$250,0001,023
Total noninterest income$1,090,0001,969
Gross Fiduciary activities income$0925
Service charges on deposit accounts$159,0002,205
Trading account gains and feesNANA
Additional Noninterest Income$931,0001,745
Total noninterest expense$5,334,0001,903
Salaries and employee benefits$3,049,0001,919
Premises and equipment expense$772,0001,505
Additional noninterest expense$1,513,0001,992
Pre-tax net operating income$4,324,0001,330
Securities gains (losses)$0687
Applicable income taxes$276,0001,902
Income before extraordinary items$4,048,0001,226
Extraordinary gains, net$04
Net income$4,048,0001,225
Minority interest net income$060
Net income of bank and minority interests.$4,048,0001,226
Net charge-offs$-114,0004,417
Cash dividends$1,676,000968
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,048,0001,251
2022-03-31 (YTD Data)Rank
Total interest income$4,817,0001,483
Total interest expense$601,000921
Net interest income$4,216,0001,542
Provision for loan and lease losses$100,000968
Total noninterest income$719,0001,687
Gross Fiduciary activities income$0892
Service charges on deposit accounts$78,0002,205
Trading account gains and feesNANA
Additional Noninterest Income$641,0001,450
Total noninterest expense$2,607,0001,926
Salaries and employee benefits$1,490,0001,948
Premises and equipment expense$382,0001,538
Additional noninterest expense$735,0002,019
Pre-tax net operating income$2,228,0001,257
Securities gains (losses)$0623
Applicable income taxes$142,0001,838
Income before extraordinary items$2,086,0001,164
Extraordinary gains, net$04
Net income$2,086,0001,164
Minority interest net income$050
Net income of bank and minority interests.$2,086,0001,164
Net charge-offs$-40,0004,349
Cash dividends$633,0001,024
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,086,0001,174
2021-12-31 (YTD Data)Rank
Total interest income$17,618,0001,641
Total interest expense$2,118,0001,267
Net interest income$15,500,0001,681
Provision for loan and lease losses$650,000834
Total noninterest income$1,750,0002,385
Gross Fiduciary activities income$0994
Service charges on deposit accounts$316,0002,133
Trading account gains and feesNANA
Additional Noninterest Income$1,434,0002,262
Total noninterest expense$10,367,0001,937
Salaries and employee benefits$6,018,0001,930
Premises and equipment expense$1,485,0001,531
Additional noninterest expense$2,864,0002,046
Pre-tax net operating income$6,233,0001,779
Securities gains (losses)$02,062
Applicable income taxes$382,0002,288
Income before extraordinary items$5,851,0001,688
Extraordinary gains, net$010
Net income$5,851,0001,687
Minority interest net income$074
Net income of bank and minority interests.$5,851,0001,688
Net charge-offs$-357,0004,673
Cash dividends$3,168,0001,128
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,851,0001,658
2021-09-30 (YTD Data)Rank
Total interest income$12,978,0001,695
Total interest expense$1,587,0001,340
Net interest income$11,391,0001,731
Provision for loan and lease losses$500,000801
Total noninterest income$1,354,0002,389
Gross Fiduciary activities income$0957
Service charges on deposit accounts$230,0002,164
Trading account gains and feesNANA
Additional Noninterest Income$1,124,0002,257
Total noninterest expense$7,703,0001,946
Salaries and employee benefits$4,511,0001,935
Premises and equipment expense$1,142,0001,522
Additional noninterest expense$2,050,0002,123
Pre-tax net operating income$4,542,0001,895
Securities gains (losses)$02,015
Applicable income taxes$275,0002,369
Income before extraordinary items$4,267,0001,794
Extraordinary gains, net$08
Net income$4,267,0001,793
Minority interest net income$069
Net income of bank and minority interests.$4,267,0001,794
Net charge-offs$-303,0004,748
Cash dividends$2,077,0001,128
Sale, conversion, retirement of capital stock, net$6,000,00080
Net operating income$4,267,0001,769
2021-06-30 (YTD Data)Rank
Total interest income$8,337,0001,744
Total interest expense$1,067,0001,393
Net interest income$7,270,0001,782
Provision for loan and lease losses$350,000796
Total noninterest income$780,0002,504
Gross Fiduciary activities income$0951
Service charges on deposit accounts$145,0002,184
Trading account gains and feesNANA
Additional Noninterest Income$635,0002,399
Total noninterest expense$5,087,0001,952
Salaries and employee benefits$2,984,0001,939
Premises and equipment expense$756,0001,536
Additional noninterest expense$1,347,0002,112
Pre-tax net operating income$2,613,0002,050
Securities gains (losses)$01,818
Applicable income taxes$164,0002,436
Income before extraordinary items$2,449,0001,979
Extraordinary gains, net$06
Net income$2,449,0001,978
Minority interest net income$067
Net income of bank and minority interests.$2,449,0001,979
Net charge-offs$-244,0004,786
Cash dividends$1,280,0001,180
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,449,0001,938
2021-03-31 (YTD Data)Rank
Total interest income$4,102,0001,775
Total interest expense$546,0001,424
Net interest income$3,556,0001,799
Provision for loan and lease losses$250,000680
Total noninterest income$384,0002,526
Gross Fiduciary activities income$0922
Service charges on deposit accounts$71,0002,200
Trading account gains and feesNANA
Additional Noninterest Income$313,0002,413
Total noninterest expense$2,495,0001,969
Salaries and employee benefits$1,466,0001,949
Premises and equipment expense$378,0001,549
Additional noninterest expense$651,0002,140
Pre-tax net operating income$1,195,0002,150
Securities gains (losses)$01,392
Applicable income taxes$75,0002,459
Income before extraordinary items$1,120,0002,073
Extraordinary gains, net$03
Net income$1,120,0002,073
Minority interest net income$055
Net income of bank and minority interests.$1,120,0002,073
Net charge-offs$-165,0004,844
Cash dividends$608,0001,050
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,120,0002,039
2020-12-31 (YTD Data)Rank
Total interest income$15,648,0001,826
Total interest expense$2,740,0001,602
Net interest income$12,908,0001,852
Provision for loan and lease losses$1,667,0001,176
Total noninterest income$1,334,0002,563
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$371,0001,983
Trading account gains and feesNANA
Additional Noninterest Income$963,0002,518
Total noninterest expense$10,112,0001,952
Salaries and employee benefits$5,879,0001,927
Premises and equipment expense$1,382,0001,621
Additional noninterest expense$2,851,0002,004
Pre-tax net operating income$2,463,0002,690
Securities gains (losses)$3,0002,512
Applicable income taxes$149,0002,725
Income before extraordinary items$2,317,0002,638
Extraordinary gains, net$04
Net income$2,317,0002,637
Minority interest net income$072
Net income of bank and minority interests.$2,317,0002,638
Net charge-offs$260,0001,373
Cash dividends$1,252,0001,956
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,314,1802,591
2020-09-30 (YTD Data)Rank
Total interest income$11,274,0001,895
Total interest expense$2,134,0001,632
Net interest income$9,140,0001,925
Provision for loan and lease losses$1,397,0001,122
Total noninterest income$977,0002,554
Gross Fiduciary activities income$0981
Service charges on deposit accounts$274,0002,003
Trading account gains and feesNANA
Additional Noninterest Income$703,0002,498
Total noninterest expense$7,340,0001,967
Salaries and employee benefits$4,332,0001,927
Premises and equipment expense$1,010,0001,647
Additional noninterest expense$1,998,0002,079
Pre-tax net operating income$1,380,0003,062
Securities gains (losses)$3,0002,334
Applicable income taxes$81,0002,901
Income before extraordinary items$1,302,0003,017
Extraordinary gains, net$04
Net income$1,302,0003,016
Minority interest net income$065
Net income of bank and minority interests.$1,302,0003,017
Net charge-offs$348,000950
Cash dividends$787,0001,928
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,299,1802,964
2020-06-30 (YTD Data)Rank
Total interest income$7,433,0001,935
Total interest expense$1,474,0001,665
Net interest income$5,959,0001,971
Provision for loan and lease losses$1,167,000990
Total noninterest income$635,0002,535
Gross Fiduciary activities income$0970
Service charges on deposit accounts$184,0002,010
Trading account gains and feesNANA
Additional Noninterest Income$451,0002,470
Total noninterest expense$4,873,0001,967
Salaries and employee benefits$2,871,0001,937
Premises and equipment expense$661,0001,665
Additional noninterest expense$1,341,0002,062
Pre-tax net operating income$554,0003,630
Securities gains (losses)$3,0002,083
Applicable income taxes$30,0003,092
Income before extraordinary items$527,0003,601
Extraordinary gains, net$04
Net income$527,0003,601
Minority interest net income$065
Net income of bank and minority interests.$527,0003,601
Net charge-offs$309,000794
Cash dividends$472,0002,038
Sale, conversion, retirement of capital stock, net$0504
Net operating income$524,1503,559
2020-03-31 (YTD Data)Rank
Total interest income$3,640,0001,956
Total interest expense$752,0001,762
Net interest income$2,888,0001,976
Provision for loan and lease losses$867,000670
Total noninterest income$329,0002,397
Gross Fiduciary activities income$0941
Service charges on deposit accounts$113,0001,995
Trading account gains and feesNANA
Additional Noninterest Income$216,0002,349
Total noninterest expense$2,371,0002,027
Salaries and employee benefits$1,375,0002,012
Premises and equipment expense$327,0001,710
Additional noninterest expense$669,0002,079
Pre-tax net operating income$-21,0004,795
Securities gains (losses)$01,705
Applicable income taxes$-5,0004,837
Income before extraordinary items$-16,0004,778
Extraordinary gains, net$04
Net income$-16,0004,778
Minority interest net income$056
Net income of bank and minority interests.$-16,0004,778
Net charge-offs$-38,0004,804
Cash dividends$472,0001,340
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-16,0004,786
2019-12-31 (YTD Data)Rank
Total interest income$14,909,0001,933
Total interest expense$2,754,0001,912
Net interest income$12,155,0001,912
Provision for loan and lease losses$03,973
Total noninterest income$1,536,0002,262
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$590,0001,690
Trading account gains and feesNANA
Additional Noninterest Income$946,0002,318
Total noninterest expense$9,346,0002,022
Salaries and employee benefits$5,407,0001,994
Premises and equipment expense$1,324,0001,665
Additional noninterest expense$2,615,0002,146
Pre-tax net operating income$4,345,0001,946
Securities gains (losses)$02,379
Applicable income taxes$271,0002,431
Income before extraordinary items$4,074,0001,856
Extraordinary gains, net$011
Net income$4,074,0001,858
Minority interest net income$076
Net income of bank and minority interests.$4,074,0001,858
Net charge-offs$456,0001,095
Cash dividends$2,649,0001,310
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,074,0001,825
2019-09-30 (YTD Data)Rank
Total interest income$11,154,0001,959
Total interest expense$1,982,0001,989
Net interest income$9,172,0001,923
Provision for loan and lease losses$03,836
Total noninterest income$1,167,0002,254
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$457,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$710,0002,308
Total noninterest expense$6,834,0002,054
Salaries and employee benefits$3,997,0002,018
Premises and equipment expense$980,0001,699
Additional noninterest expense$1,857,0002,235
Pre-tax net operating income$3,505,0001,903
Securities gains (losses)$02,167
Applicable income taxes$219,0002,448
Income before extraordinary items$3,286,0001,804
Extraordinary gains, net$011
Net income$3,286,0001,805
Minority interest net income$072
Net income of bank and minority interests.$3,286,0001,805
Net charge-offs$-81,0004,915
Cash dividends$1,999,0001,216
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,286,0001,775
2019-06-30 (YTD Data)Rank
Total interest income$7,363,0001,964
Total interest expense$1,252,0002,041
Net interest income$6,111,0001,928
Provision for loan and lease losses$03,685
Total noninterest income$753,0002,261
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$299,0001,665
Trading account gains and feesNANA
Additional Noninterest Income$454,0002,320
Total noninterest expense$4,515,0002,082
Salaries and employee benefits$2,656,0002,023
Premises and equipment expense$635,0001,751
Additional noninterest expense$1,224,0002,257
Pre-tax net operating income$2,349,0001,869
Securities gains (losses)$01,702
Applicable income taxes$147,0002,428
Income before extraordinary items$2,202,0001,772
Extraordinary gains, net$011
Net income$2,202,0001,771
Minority interest net income$069
Net income of bank and minority interests.$2,202,0001,772
Net charge-offs$-100,0005,061
Cash dividends$1,341,0001,188
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,202,0001,740
2019-03-31 (YTD Data)Rank
Total interest income$3,638,0001,987
Total interest expense$595,0002,074
Net interest income$3,043,0001,938
Provision for loan and lease losses$03,406
Total noninterest income$358,0002,306
Gross Fiduciary activities income$0972
Service charges on deposit accounts$140,0001,739
Trading account gains and feesNANA
Additional Noninterest Income$218,0002,301
Total noninterest expense$2,222,0002,107
Salaries and employee benefits$1,345,0002,021
Premises and equipment expense$311,0001,792
Additional noninterest expense$566,0002,370
Pre-tax net operating income$1,179,0001,831
Securities gains (losses)$01,087
Applicable income taxes$74,0002,377
Income before extraordinary items$1,105,0001,733
Extraordinary gains, net$05
Net income$1,105,0001,731
Minority interest net income$052
Net income of bank and minority interests.$1,105,0001,732
Net charge-offs$-15,0004,791
Cash dividends$679,0001,098
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,105,0001,713
2018-12-31 (YTD Data)Rank
Total interest income$13,706,0001,993
Total interest expense$1,677,0002,171
Net interest income$12,029,0001,953
Provision for loan and lease losses$04,082
Total noninterest income$1,508,0002,329
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$557,0001,834
Trading account gains and feesNANA
Additional Noninterest Income$951,0002,304
Total noninterest expense$9,228,0002,026
Salaries and employee benefits$5,237,0002,026
Premises and equipment expense$1,309,0001,684
Additional noninterest expense$2,682,0002,105
Pre-tax net operating income$4,309,0002,006
Securities gains (losses)$01,125
Applicable income taxes$270,0002,465
Income before extraordinary items$4,039,0001,897
Extraordinary gains, net$06
Net income$4,039,0001,895
Minority interest net income$072
Net income of bank and minority interests.$4,039,0001,896
Net charge-offs$1,0003,708
Cash dividends$2,299,0001,333
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,039,0001,889
2018-09-30 (YTD Data)Rank
Total interest income$10,110,0002,008
Total interest expense$1,145,0002,241
Net interest income$8,965,0001,952
Provision for loan and lease losses$100,0002,576
Total noninterest income$1,093,0002,381
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$417,0001,849
Trading account gains and feesNANA
Additional Noninterest Income$676,0002,379
Total noninterest expense$6,858,0002,037
Salaries and employee benefits$3,912,0002,030
Premises and equipment expense$975,0001,717
Additional noninterest expense$1,971,0002,140
Pre-tax net operating income$3,100,0002,081
Securities gains (losses)$01,118
Applicable income taxes$193,0002,569
Income before extraordinary items$2,907,0001,953
Extraordinary gains, net$05
Net income$2,907,0001,950
Minority interest net income$066
Net income of bank and minority interests.$2,907,0001,952
Net charge-offs$03,489
Cash dividends$1,759,0001,182
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,907,0001,943
2018-06-30 (YTD Data)Rank
Total interest income$6,667,0002,016
Total interest expense$688,0002,315
Net interest income$5,979,0001,962
Provision for loan and lease losses$100,0002,173
Total noninterest income$716,0002,404
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$275,0001,868
Trading account gains and feesNANA
Additional Noninterest Income$441,0002,400
Total noninterest expense$4,456,0002,086
Salaries and employee benefits$2,570,0002,061
Premises and equipment expense$638,0001,756
Additional noninterest expense$1,248,0002,231
Pre-tax net operating income$2,139,0002,004
Securities gains (losses)$0961
Applicable income taxes$133,0002,519
Income before extraordinary items$2,006,0001,873
Extraordinary gains, net$06
Net income$2,006,0001,871
Minority interest net income$065
Net income of bank and minority interests.$2,006,0001,872
Net charge-offs$17,0002,331
Cash dividends$1,129,0001,200
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,006,0001,864
2018-03-31 (YTD Data)Rank
Total interest income$3,273,0002,037
Total interest expense$319,0002,359
Net interest income$2,954,0001,972
Provision for loan and lease losses$100,0001,437
Total noninterest income$351,0002,409
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$137,0001,871
Trading account gains and feesNANA
Additional Noninterest Income$214,0002,393
Total noninterest expense$2,188,0002,136
Salaries and employee benefits$1,272,0002,104
Premises and equipment expense$302,0001,858
Additional noninterest expense$614,0002,236
Pre-tax net operating income$1,017,0002,023
Securities gains (losses)$0735
Applicable income taxes$63,0002,519
Income before extraordinary items$954,0001,902
Extraordinary gains, net$07
Net income$954,0001,901
Minority interest net income$052
Net income of bank and minority interests.$954,0001,902
Net charge-offs$130,000733
Cash dividends$557,0001,102
Sale, conversion, retirement of capital stock, net$0580
Net operating income$954,0001,890
2017-12-31 (YTD Data)Rank
Total interest income$12,856,0002,000
Total interest expense$1,289,0002,150
Net interest income$11,567,0001,969
Provision for loan and lease losses$300,0001,956
Total noninterest income$1,403,0002,488
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$496,0002,043
Trading account gains and feesNANA
Additional Noninterest Income$907,0002,401
Total noninterest expense$8,477,0002,173
Salaries and employee benefits$4,741,0002,166
Premises and equipment expense$1,361,0001,655
Additional noninterest expense$2,375,0002,335
Pre-tax net operating income$4,193,0001,973
Securities gains (losses)$02,243
Applicable income taxes$261,0002,824
Income before extraordinary items$3,932,0001,627
Extraordinary gains, net$09
Net income$3,932,0001,627
Minority interest net income$076
Net income of bank and minority interests.$3,932,0001,627
Net charge-offs$525,0001,055
Cash dividends$2,810,0001,084
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,932,0001,608
2017-09-30 (YTD Data)Rank
Total interest income$9,484,0002,033
Total interest expense$948,0002,158
Net interest income$8,536,0002,002
Provision for loan and lease losses$50,0003,230
Total noninterest income$1,028,0002,531
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$361,0002,103
Trading account gains and feesNANA
Additional Noninterest Income$667,0002,453
Total noninterest expense$6,312,0002,192
Salaries and employee benefits$3,506,0002,202
Premises and equipment expense$1,034,0001,638
Additional noninterest expense$1,772,0002,355
Pre-tax net operating income$3,202,0001,963
Securities gains (losses)$02,274
Applicable income taxes$200,0002,764
Income before extraordinary items$3,002,0001,731
Extraordinary gains, net$09
Net income$3,002,0001,732
Minority interest net income$071
Net income of bank and minority interests.$3,002,0001,732
Net charge-offs$-107,0005,357
Cash dividends$2,101,0001,007
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,002,0001,714
2017-06-30 (YTD Data)Rank
Total interest income$6,224,0002,048
Total interest expense$632,0002,128
Net interest income$5,592,0002,017
Provision for loan and lease losses$03,871
Total noninterest income$696,0002,513
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$236,0002,124
Trading account gains and feesNANA
Additional Noninterest Income$460,0002,433
Total noninterest expense$4,167,0002,219
Salaries and employee benefits$2,306,0002,247
Premises and equipment expense$690,0001,640
Additional noninterest expense$1,171,0002,373
Pre-tax net operating income$2,121,0001,945
Securities gains (losses)$01,906
Applicable income taxes$132,0002,758
Income before extraordinary items$1,989,0001,711
Extraordinary gains, net$011
Net income$1,989,0001,710
Minority interest net income$071
Net income of bank and minority interests.$1,989,0001,711
Net charge-offs$-110,0005,458
Cash dividends$1,392,0001,016
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,989,0001,694
2017-03-31 (YTD Data)Rank
Total interest income$3,045,0002,078
Total interest expense$313,0002,100
Net interest income$2,732,0002,045
Provision for loan and lease losses$03,537
Total noninterest income$349,0002,514
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$115,0002,171
Trading account gains and feesNANA
Additional Noninterest Income$234,0002,387
Total noninterest expense$2,071,0002,248
Salaries and employee benefits$1,138,0002,294
Premises and equipment expense$352,0001,630
Additional noninterest expense$581,0002,381
Pre-tax net operating income$1,010,0001,950
Securities gains (losses)$01,153
Applicable income taxes$63,0002,743
Income before extraordinary items$947,0001,739
Extraordinary gains, net$08
Net income$947,0001,739
Minority interest net income$055
Net income of bank and minority interests.$947,0001,739
Net charge-offs$-39,0005,428
Cash dividends$663,000990
Sale, conversion, retirement of capital stock, net$0632
Net operating income$947,0001,724
2016-12-31 (YTD Data)Rank
Total interest income$12,477,0002,006
Total interest expense$1,373,0001,922
Net interest income$11,104,0001,994
Provision for loan and lease losses$120,0002,919
Total noninterest income$1,260,0002,704
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$467,0002,205
Trading account gains and fees$0170
Additional Noninterest Income$793,0002,671
Total noninterest expense$8,028,0002,282
Salaries and employee benefits$4,233,0002,394
Premises and equipment expense$1,293,0001,740
Additional noninterest expense$2,502,0002,309
Pre-tax net operating income$4,216,0001,868
Securities gains (losses)$8,0002,738
Applicable income taxes$263,0002,745
Income before extraordinary items$3,961,0001,668
Extraordinary gains, net$05
Net income$3,961,0001,665
Minority interest net income$082
Net income of bank and minority interests.$3,961,0001,667
Net charge-offs$282,0001,591
Cash dividends$2,815,0001,074
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,953,4801,636
2016-09-30 (YTD Data)Rank
Total interest income$9,409,0002,003
Total interest expense$1,042,0001,913
Net interest income$8,367,0001,987
Provision for loan and lease losses$120,0002,560
Total noninterest income$917,0002,753
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$345,0002,231
Trading account gains and fees$0169
Additional Noninterest Income$572,0002,709
Total noninterest expense$6,002,0002,290
Salaries and employee benefits$3,135,0002,407
Premises and equipment expense$964,0001,760
Additional noninterest expense$1,903,0002,282
Pre-tax net operating income$3,162,0001,881
Securities gains (losses)$8,0002,659
Applicable income taxes$197,0002,817
Income before extraordinary items$2,973,0001,707
Extraordinary gains, net$05
Net income$2,973,0001,707
Minority interest net income$071
Net income of bank and minority interests.$2,973,0001,707
Net charge-offs$33,0002,844
Cash dividends$2,124,000972
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,965,4801,660
2016-06-30 (YTD Data)Rank
Total interest income$6,300,0001,999
Total interest expense$703,0001,905
Net interest income$5,597,0001,992
Provision for loan and lease losses$120,0002,108
Total noninterest income$616,0002,715
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$232,0002,196
Trading account gains and fees$0157
Additional Noninterest Income$384,0002,710
Total noninterest expense$3,986,0002,309
Salaries and employee benefits$2,081,0002,429
Premises and equipment expense$626,0001,789
Additional noninterest expense$1,279,0002,270
Pre-tax net operating income$2,107,0001,855
Securities gains (losses)$8,0002,318
Applicable income taxes$132,0002,809
Income before extraordinary items$1,983,0001,673
Extraordinary gains, net$016
Net income$1,983,0001,674
Minority interest net income$071
Net income of bank and minority interests.$1,983,0001,674
Net charge-offs$38,0002,355
Cash dividends$1,432,000998
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,975,4801,631
2016-03-31 (YTD Data)Rank
Total interest income$3,102,0002,021
Total interest expense$358,0001,880
Net interest income$2,744,0002,031
Provision for loan and lease losses$120,0001,367
Total noninterest income$303,0002,712
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$117,0002,168
Trading account gains and fees$0142
Additional Noninterest Income$186,0002,703
Total noninterest expense$1,994,0002,307
Salaries and employee benefits$1,051,0002,426
Premises and equipment expense$312,0001,810
Additional noninterest expense$631,0002,292
Pre-tax net operating income$933,0002,022
Securities gains (losses)$8,0001,573
Applicable income taxes$58,0002,869
Income before extraordinary items$883,0001,814
Extraordinary gains, net$012
Net income$883,0001,815
Minority interest net income$062
Net income of bank and minority interests.$883,0001,815
Net charge-offs$33,0001,702
Cash dividends$662,000999
Sale, conversion, retirement of capital stock, net$0659
Net operating income$875,4801,784
2015-12-31 (YTD Data)Rank
Total interest income$11,908,0002,037
Total interest expense$1,396,0001,879
Net interest income$10,512,0002,046
Provision for loan and lease losses$1,105,000750
Total noninterest income$1,469,0002,511
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$487,0002,179
Trading account gains and fees$0159
Additional Noninterest Income$982,0002,387
Total noninterest expense$7,581,0002,414
Salaries and employee benefits$4,083,0002,451
Premises and equipment expense$1,128,0001,978
Additional noninterest expense$2,370,0002,444
Pre-tax net operating income$3,295,0002,164
Securities gains (losses)$03,216
Applicable income taxes$207,0002,923
Income before extraordinary items$3,088,0002,005
Extraordinary gains, net$023
Net income$3,088,0002,006
Minority interest net income$081
Net income of bank and minority interests.$3,088,0002,007
Net charge-offs$1,042,000661
Cash dividends$2,312,0001,206
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,088,0001,962
2015-09-30 (YTD Data)Rank
Total interest income$8,838,0002,076
Total interest expense$1,045,0001,905
Net interest income$7,793,0002,073
Provision for loan and lease losses$985,000607
Total noninterest income$1,076,0002,565
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$363,0002,202
Trading account gains and fees$0153
Additional Noninterest Income$713,0002,457
Total noninterest expense$5,722,0002,392
Salaries and employee benefits$3,046,0002,471
Premises and equipment expense$892,0001,924
Additional noninterest expense$1,784,0002,428
Pre-tax net operating income$2,162,0002,426
Securities gains (losses)$03,031
Applicable income taxes$134,0003,102
Income before extraordinary items$2,028,0002,241
Extraordinary gains, net$021
Net income$2,028,0002,242
Minority interest net income$078
Net income of bank and minority interests.$2,028,0002,242
Net charge-offs$1,057,000479
Cash dividends$1,520,0001,192
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,028,0002,204
2015-06-30 (YTD Data)Rank
Total interest income$5,851,0002,084
Total interest expense$708,0001,879
Net interest income$5,143,0002,087
Provision for loan and lease losses$690,000585
Total noninterest income$650,0002,720
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$230,0002,252
Trading account gains and fees$0157
Additional Noninterest Income$420,0002,616
Total noninterest expense$3,799,0002,410
Salaries and employee benefits$2,009,0002,508
Premises and equipment expense$539,0002,099
Additional noninterest expense$1,251,0002,348
Pre-tax net operating income$1,304,0002,581
Securities gains (losses)$02,636
Applicable income taxes$81,0003,157
Income before extraordinary items$1,223,0002,405
Extraordinary gains, net$022
Net income$1,223,0002,407
Minority interest net income$075
Net income of bank and minority interests.$1,223,0002,407
Net charge-offs$464,000676
Cash dividends$917,0001,329
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,223,0002,353
2015-03-31 (YTD Data)Rank
Total interest income$2,906,0002,089
Total interest expense$357,0001,883
Net interest income$2,549,0002,092
Provision for loan and lease losses$395,000503
Total noninterest income$297,0002,812
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$114,0002,259
Trading account gains and fees$0152
Additional Noninterest Income$183,0002,747
Total noninterest expense$1,904,0002,411
Salaries and employee benefits$1,010,0002,506
Premises and equipment expense$269,0002,125
Additional noninterest expense$625,0002,329
Pre-tax net operating income$547,0002,862
Securities gains (losses)$02,027
Applicable income taxes$35,0003,243
Income before extraordinary items$512,0002,682
Extraordinary gains, net$013
Net income$512,0002,685
Minority interest net income$064
Net income of bank and minority interests.$512,0002,685
Net charge-offs$131,000943
Cash dividends$384,0001,348
Sale, conversion, retirement of capital stock, net$0697
Net operating income$512,0002,603
2014-12-31 (YTD Data)Rank
Total interest income$11,086,0002,179
Total interest expense$1,266,0002,166
Net interest income$9,820,0002,166
Provision for loan and lease losses$792,0001,031
Total noninterest income$885,0003,307
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$592,0001,994
Trading account gains and fees$0180
Additional Noninterest Income$293,0004,049
Total noninterest expense$7,541,0002,429
Salaries and employee benefits$3,765,0002,625
Premises and equipment expense$1,130,0002,021
Additional noninterest expense$2,646,0002,283
Pre-tax net operating income$2,372,0002,681
Securities gains (losses)$03,259
Applicable income taxes$41,0003,792
Income before extraordinary items$2,331,0002,423
Extraordinary gains, net$017
Net income$2,331,0002,423
Minority interest net income$084
Net income of bank and minority interests.$2,331,0002,423
Net charge-offs$999,000898
Cash dividends$3,736,000776
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,331,0002,387
2014-09-30 (YTD Data)Rank
Total interest income$8,145,0002,231
Total interest expense$924,0002,239
Net interest income$7,221,0002,226
Provision for loan and lease losses$557,0001,051
Total noninterest income$708,0003,223
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$470,0001,899
Trading account gains and fees$0174
Additional Noninterest Income$238,0003,974
Total noninterest expense$5,650,0002,440
Salaries and employee benefits$2,792,0002,652
Premises and equipment expense$863,0002,011
Additional noninterest expense$1,995,0002,250
Pre-tax net operating income$1,722,0002,782
Securities gains (losses)$02,980
Applicable income taxes$6,0004,296
Income before extraordinary items$1,716,0002,486
Extraordinary gains, net$015
Net income$1,716,0002,487
Minority interest net income$081
Net income of bank and minority interests.$1,716,0002,486
Net charge-offs$859,000760
Cash dividends$3,280,000621
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,716,0002,444
2014-06-30 (YTD Data)Rank
Total interest income$5,311,0002,268
Total interest expense$621,0002,261
Net interest income$4,690,0002,263
Provision for loan and lease losses$175,0001,769
Total noninterest income$402,0003,492
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$325,0001,835
Trading account gains and fees$0172
Additional Noninterest Income$77,0004,875
Total noninterest expense$3,703,0002,492
Salaries and employee benefits$1,841,0002,689
Premises and equipment expense$586,0001,989
Additional noninterest expense$1,276,0002,352
Pre-tax net operating income$1,214,0002,629
Securities gains (losses)$02,580
Applicable income taxes$-27,0006,429
Income before extraordinary items$1,241,0002,285
Extraordinary gains, net$020
Net income$1,241,0002,288
Minority interest net income$080
Net income of bank and minority interests.$1,241,0002,288
Net charge-offs$811,000596
Cash dividends$2,925,000490
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,241,0002,237
2014-03-31 (YTD Data)Rank
Total interest income$2,638,0002,284
Total interest expense$318,0002,247
Net interest income$2,320,0002,273
Provision for loan and lease losses$100,0001,586
Total noninterest income$322,0002,703
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$157,0001,864
Trading account gains and fees$0147
Additional Noninterest Income$165,0002,831
Total noninterest expense$1,837,0002,525
Salaries and employee benefits$920,0002,707
Premises and equipment expense$299,0001,992
Additional noninterest expense$618,0002,420
Pre-tax net operating income$705,0002,309
Securities gains (losses)$01,715
Applicable income taxes$46,0003,014
Income before extraordinary items$659,0002,102
Extraordinary gains, net$016
Net income$659,0002,104
Minority interest net income$066
Net income of bank and minority interests.$659,0002,104
Net charge-offs$-29,0006,160
Cash dividends$2,488,000290
Sale, conversion, retirement of capital stock, net$0747
Net operating income$659,0002,063
2013-12-31 (YTD Data)Rank
Total interest income$10,940,0002,225
Total interest expense$1,629,0002,015
Net interest income$9,311,0002,248
Provision for loan and lease losses$225,0002,826
Total noninterest income$1,058,0003,100
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$575,0002,141
Trading account gains and fees$0184
Additional Noninterest Income$483,0003,399
Total noninterest expense$7,228,0002,552
Salaries and employee benefits$3,447,0002,838
Premises and equipment expense$1,166,0001,967
Additional noninterest expense$2,615,0002,362
Pre-tax net operating income$2,916,0002,207
Securities gains (losses)$03,182
Applicable income taxes$192,0002,976
Income before extraordinary items$2,724,0002,042
Extraordinary gains, net$029
Net income$2,724,0002,047
Minority interest net income$090
Net income of bank and minority interests.$2,724,0002,047
Net charge-offs$4,0005,266
Cash dividends$1,965,0001,231
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,724,0001,993
2013-09-30 (YTD Data)Rank
Total interest income$8,219,0002,240
Total interest expense$1,278,0002,003
Net interest income$6,941,0002,255
Provision for loan and lease losses$175,0002,770
Total noninterest income$855,0003,033
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$409,0002,243
Trading account gains and fees$0180
Additional Noninterest Income$446,0003,195
Total noninterest expense$5,411,0002,568
Salaries and employee benefits$2,563,0002,866
Premises and equipment expense$898,0001,934
Additional noninterest expense$1,950,0002,356
Pre-tax net operating income$2,210,0002,255
Securities gains (losses)$03,040
Applicable income taxes$146,0003,041
Income before extraordinary items$2,064,0002,077
Extraordinary gains, net$025
Net income$2,064,0002,085
Minority interest net income$084
Net income of bank and minority interests.$2,064,0002,084
Net charge-offs$23,0004,338
Cash dividends$1,405,0001,146
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,064,0002,008
2013-06-30 (YTD Data)Rank
Total interest income$5,462,0002,243
Total interest expense$890,0001,962
Net interest income$4,572,0002,279
Provision for loan and lease losses$125,0002,665
Total noninterest income$575,0003,062
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$259,0002,296
Trading account gains and fees$0157
Additional Noninterest Income$316,0003,129
Total noninterest expense$3,611,0002,571
Salaries and employee benefits$1,698,0002,888
Premises and equipment expense$611,0001,893
Additional noninterest expense$1,302,0002,352
Pre-tax net operating income$1,411,0002,305
Securities gains (losses)$02,791
Applicable income taxes$93,0003,053
Income before extraordinary items$1,318,0002,136
Extraordinary gains, net$022
Net income$1,318,0002,144
Minority interest net income$082
Net income of bank and minority interests.$1,318,0002,142
Net charge-offs$26,0003,836
Cash dividends$905,0001,170
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,318,0002,055
2013-03-31 (YTD Data)Rank
Total interest income$2,732,0002,271
Total interest expense$475,0001,914
Net interest income$2,257,0002,323
Provision for loan and lease losses$75,0002,354
Total noninterest income$311,0002,951
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$127,0002,323
Trading account gains and fees$0148
Additional Noninterest Income$184,0002,896
Total noninterest expense$1,796,0002,606
Salaries and employee benefits$851,0002,897
Premises and equipment expense$308,0001,920
Additional noninterest expense$637,0002,409
Pre-tax net operating income$697,0002,278
Securities gains (losses)$01,966
Applicable income taxes$46,0003,046
Income before extraordinary items$651,0002,114
Extraordinary gains, net$010
Net income$651,0002,117
Minority interest net income$076
Net income of bank and minority interests.$651,0002,116
Net charge-offs$11,0003,407
Cash dividends$417,0001,068
Sale, conversion, retirement of capital stock, net$0789
Net operating income$651,0002,032
2012-12-31 (YTD Data)Rank
Total interest income$11,086,0002,340
Total interest expense$1,958,0002,169
Net interest income$9,128,0002,350
Provision for loan and lease losses$530,0002,644
Total noninterest income$1,298,0002,836
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$486,0002,549
Trading account gains and fees$0166
Additional Noninterest Income$812,0002,663
Total noninterest expense$7,136,0002,614
Salaries and employee benefits$3,370,0002,882
Premises and equipment expense$1,203,0001,934
Additional noninterest expense$2,563,0002,509
Pre-tax net operating income$2,760,0002,241
Securities gains (losses)$03,810
Applicable income taxes$166,0003,143
Income before extraordinary items$2,594,0002,106
Extraordinary gains, net$029
Net income$2,594,0002,105
Minority interest net income$093
Net income of bank and minority interests.$2,594,0002,107
Net charge-offs$925,0001,902
Cash dividends$989,0001,979
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,594,0001,975
2012-09-30 (YTD Data)Rank
Total interest income$8,307,0002,389
Total interest expense$1,501,0002,209
Net interest income$6,806,0002,413
Provision for loan and lease losses$370,0002,694
Total noninterest income$1,063,0002,704
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$345,0002,678
Trading account gains and fees$0157
Additional Noninterest Income$718,0002,422
Total noninterest expense$5,381,0002,616
Salaries and employee benefits$2,553,0002,865
Premises and equipment expense$895,0001,971
Additional noninterest expense$1,933,0002,496
Pre-tax net operating income$2,118,0002,247
Securities gains (losses)$03,575
Applicable income taxes$140,0003,130
Income before extraordinary items$1,978,0002,132
Extraordinary gains, net$020
Net income$1,978,0002,133
Minority interest net income$086
Net income of bank and minority interests.$1,978,0002,134
Net charge-offs$441,0002,341
Cash dividends$541,0001,948
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,978,0002,001
2012-06-30 (YTD Data)Rank
Total interest income$5,522,0002,407
Total interest expense$1,036,0002,220
Net interest income$4,486,0002,430
Provision for loan and lease losses$370,0002,179
Total noninterest income$706,0002,675
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$219,0002,762
Trading account gains and fees$0153
Additional Noninterest Income$487,0002,371
Total noninterest expense$3,663,0002,574
Salaries and employee benefits$1,692,0002,881
Premises and equipment expense$579,0002,022
Additional noninterest expense$1,392,0002,330
Pre-tax net operating income$1,159,0002,581
Securities gains (losses)$03,178
Applicable income taxes$77,0003,260
Income before extraordinary items$1,082,0002,467
Extraordinary gains, net$019
Net income$1,082,0002,467
Minority interest net income$084
Net income of bank and minority interests.$1,082,0002,467
Net charge-offs$281,0002,389
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,082,0002,331
2012-03-31 (YTD Data)Rank
Total interest income$2,731,0002,454
Total interest expense$542,0002,208
Net interest income$2,189,0002,503
Provision for loan and lease losses$270,0001,691
Total noninterest income$339,0002,742
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$114,0002,654
Trading account gains and fees$0148
Additional Noninterest Income$225,0002,491
Total noninterest expense$1,877,0002,511
Salaries and employee benefits$879,0002,801
Premises and equipment expense$292,0002,019
Additional noninterest expense$706,0002,272
Pre-tax net operating income$381,0003,393
Securities gains (losses)$02,210
Applicable income taxes$25,0003,539
Income before extraordinary items$356,0003,315
Extraordinary gains, net$019
Net income$356,0003,319
Minority interest net income$078
Net income of bank and minority interests.$356,0003,319
Net charge-offs$193,0001,882
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$356,0003,147
2011-12-31 (YTD Data)Rank
Total interest income$11,680,0002,383
Total interest expense$2,926,0002,004
Net interest income$8,754,0002,513
Provision for loan and lease losses$1,155,0002,216
Total noninterest income$1,016,0003,088
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$470,0002,702
Trading account gains and fees$0146
Additional Noninterest Income$546,0002,993
Total noninterest expense$8,209,0002,312
Salaries and employee benefits$3,855,0002,490
Premises and equipment expense$1,205,0002,056
Additional noninterest expense$3,149,0002,109
Pre-tax net operating income$406,0004,958
Securities gains (losses)$64,0002,400
Applicable income taxes$32,0003,941
Income before extraordinary items$438,0004,826
Extraordinary gains, net$029
Net income$438,0004,828
Minority interest net income$096
Net income of bank and minority interests.$438,0004,827
Net charge-offs$995,0002,364
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$378,4804,875
2011-09-30 (YTD Data)Rank
Total interest income$8,789,0002,408
Total interest expense$2,323,0001,976
Net interest income$6,466,0002,558
Provision for loan and lease losses$645,0002,555
Total noninterest income$614,0003,472
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$348,0002,739
Trading account gains and fees$0145
Additional Noninterest Income$266,0003,641
Total noninterest expense$6,258,0002,288
Salaries and employee benefits$2,961,0002,432
Premises and equipment expense$912,0002,053
Additional noninterest expense$2,385,0002,094
Pre-tax net operating income$177,0005,558
Securities gains (losses)$64,0002,145
Applicable income taxes$17,0004,099
Income before extraordinary items$224,0005,397
Extraordinary gains, net$021
Net income$224,0005,397
Minority interest net income$087
Net income of bank and minority interests.$224,0005,397
Net charge-offs$924,0001,979
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$164,4805,511
2011-06-30 (YTD Data)Rank
Total interest income$5,894,0002,412
Total interest expense$1,635,0001,953
Net interest income$4,259,0002,587
Provision for loan and lease losses$380,0002,654
Total noninterest income$338,0003,882
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$226,0002,777
Trading account gains and fees$0153
Additional Noninterest Income$112,0004,381
Total noninterest expense$4,191,0002,292
Salaries and employee benefits$2,007,0002,415
Premises and equipment expense$602,0002,103
Additional noninterest expense$1,582,0002,140
Pre-tax net operating income$26,0006,065
Securities gains (losses)$64,0001,431
Applicable income taxes$6,0004,255
Income before extraordinary items$84,0005,800
Extraordinary gains, net$015
Net income$84,0005,799
Minority interest net income$089
Net income of bank and minority interests.$84,0005,800
Net charge-offs$709,0001,785
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$24,4806,090
2011-03-31 (YTD Data)Rank
Total interest income$2,894,0002,463
Total interest expense$857,0001,935
Net interest income$2,037,0002,685
Provision for loan and lease losses$135,0002,993
Total noninterest income$344,0002,597
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$112,0002,743
Trading account gains and fees$0158
Additional Noninterest Income$232,0002,265
Total noninterest expense$2,100,0002,315
Salaries and employee benefits$1,034,0002,364
Premises and equipment expense$302,0002,123
Additional noninterest expense$764,0002,196
Pre-tax net operating income$146,0004,683
Securities gains (losses)$01,772
Applicable income taxes$10,0003,778
Income before extraordinary items$136,0004,598
Extraordinary gains, net$09
Net income$136,0004,598
Minority interest net income$086
Net income of bank and minority interests.$136,0004,599
Net charge-offs$564,0001,240
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$136,0004,540
2010-12-31 (YTD Data)Rank
Total interest income$12,574,0002,391
Total interest expense$4,123,0001,941
Net interest income$8,451,0002,594
Provision for loan and lease losses$1,032,0002,997
Total noninterest income$2,318,0001,870
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$501,0002,640
Trading account gains and fees$0175
Additional Noninterest Income$1,817,0001,497
Total noninterest expense$9,102,0002,127
Salaries and employee benefits$4,153,0002,320
Premises and equipment expense$1,320,0001,936
Additional noninterest expense$3,629,0001,954
Pre-tax net operating income$635,0004,072
Securities gains (losses)$704,000664
Applicable income taxes$89,0003,310
Income before extraordinary items$1,250,0002,836
Extraordinary gains, net$029
Net income$1,250,0002,833
Minority interest net income$0111
Net income of bank and minority interests.$1,250,0002,837
Net charge-offs$1,527,0002,165
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$595,2803,949
2010-09-30 (YTD Data)Rank
Total interest income$9,491,0002,433
Total interest expense$3,200,0001,953
Net interest income$6,291,0002,642
Provision for loan and lease losses$712,0003,012
Total noninterest income$1,550,0002,039
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$387,0002,652
Trading account gains and fees$0165
Additional Noninterest Income$1,163,0001,628
Total noninterest expense$6,721,0002,158
Salaries and employee benefits$3,096,0002,347
Premises and equipment expense$981,0001,971
Additional noninterest expense$2,644,0001,957
Pre-tax net operating income$408,0004,485
Securities gains (losses)$704,000556
Applicable income taxes$74,0003,324
Income before extraordinary items$1,038,0002,822
Extraordinary gains, net$023
Net income$1,038,0002,816
Minority interest net income$0110
Net income of bank and minority interests.$1,038,0002,821
Net charge-offs$1,000,0002,195
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$383,2804,346
2010-06-30 (YTD Data)Rank
Total interest income$6,292,0002,469
Total interest expense$2,163,0002,005
Net interest income$4,129,0002,681
Provision for loan and lease losses$355,0003,370
Total noninterest income$1,050,0001,978
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$263,0002,617
Trading account gains and fees$0152
Additional Noninterest Income$787,0001,537
Total noninterest expense$4,427,0002,186
Salaries and employee benefits$2,009,0002,429
Premises and equipment expense$632,0002,051
Additional noninterest expense$1,786,0001,935
Pre-tax net operating income$397,0004,008
Securities gains (losses)$704,000353
Applicable income taxes$72,0003,052
Income before extraordinary items$1,029,0002,067
Extraordinary gains, net$019
Net income$1,029,0002,065
Minority interest net income$0105
Net income of bank and minority interests.$1,029,0002,067
Net charge-offs$847,0001,884
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$374,2803,791
2010-03-31 (YTD Data)Rank
Total interest income$3,181,0002,504
Total interest expense$1,109,0002,064
Net interest income$2,072,0002,688
Provision for loan and lease losses$115,0003,796
Total noninterest income$405,0002,348
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$126,0002,692
Trading account gains and fees$0175
Additional Noninterest Income$279,0001,926
Total noninterest expense$2,081,0002,344
Salaries and employee benefits$998,0002,471
Premises and equipment expense$306,0002,167
Additional noninterest expense$777,0002,177
Pre-tax net operating income$281,0003,474
Securities gains (losses)$704,000175
Applicable income taxes$65,0002,550
Income before extraordinary items$920,0001,190
Extraordinary gains, net$016
Net income$920,0001,192
Minority interest net income$091
Net income of bank and minority interests.$920,0001,192
Net charge-offs$163,0002,645
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$265,2803,251
2009-12-31 (YTD Data)Rank
Total interest income$14,270,0002,347
Total interest expense$5,630,0002,032
Net interest income$8,640,0002,509
Provision for loan and lease losses$3,946,0001,668
Total noninterest income$1,511,0002,542
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$588,0002,574
Trading account gains and fees$0211
Additional Noninterest Income$923,0002,244
Total noninterest expense$9,707,0002,081
Salaries and employee benefits$4,275,0002,298
Premises and equipment expense$1,276,0002,100
Additional noninterest expense$4,156,0001,791
Pre-tax net operating income$-3,502,0006,979
Securities gains (losses)$176,0001,653
Applicable income taxes$-263,0006,833
Income before extraordinary items$-3,063,0007,006
Extraordinary gains, net$034
Net income$-3,063,0007,004
Minority interest net income$0115
Net income of bank and minority interests.$-3,063,0007,005
Net charge-offs$2,812,0001,673
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,224,9207,038
2009-09-30 (YTD Data)Rank
Total interest income$10,806,0002,355
Total interest expense$4,423,0002,038
Net interest income$6,383,0002,554
Provision for loan and lease losses$3,436,0001,352
Total noninterest income$1,141,0002,587
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$437,0002,596
Trading account gains and fees$0212
Additional Noninterest Income$704,0002,286
Total noninterest expense$7,219,0002,086
Salaries and employee benefits$3,384,0002,194
Premises and equipment expense$961,0002,107
Additional noninterest expense$2,874,0001,857
Pre-tax net operating income$-3,131,0007,314
Securities gains (losses)$151,0001,503
Applicable income taxes$-241,0007,145
Income before extraordinary items$-2,739,0007,333
Extraordinary gains, net$027
Net income$-2,739,0007,333
Minority interest net income$0118
Net income of bank and minority interests.$-2,739,0007,333
Net charge-offs$2,326,0001,386
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,877,9207,346
2009-06-30 (YTD Data)Rank
Total interest income$7,161,0002,397
Total interest expense$3,041,0002,077
Net interest income$4,120,0002,635
Provision for loan and lease losses$2,336,0001,281
Total noninterest income$754,0002,622
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$297,0002,549
Trading account gains and fees$0193
Additional Noninterest Income$457,0002,344
Total noninterest expense$4,762,0002,121
Salaries and employee benefits$2,294,0002,195
Premises and equipment expense$634,0002,150
Additional noninterest expense$1,834,0001,947
Pre-tax net operating income$-2,224,0007,437
Securities gains (losses)$102,0001,478
Applicable income taxes$-187,0007,289
Income before extraordinary items$-1,935,0007,464
Extraordinary gains, net$021
Net income$-1,935,0007,464
Minority interest net income$0112
Net income of bank and minority interests.$-1,935,0007,463
Net charge-offs$2,083,0001,097
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,027,8207,483
2009-03-31 (YTD Data)Rank
Total interest income$3,564,0002,433
Total interest expense$1,545,0002,119
Net interest income$2,019,0002,689
Provision for loan and lease losses$371,0002,072
Total noninterest income$378,0002,607
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$150,0002,472
Trading account gains and fees$0171
Additional Noninterest Income$228,0002,333
Total noninterest expense$2,131,0002,288
Salaries and employee benefits$1,135,0002,240
Premises and equipment expense$313,0002,224
Additional noninterest expense$683,0002,278
Pre-tax net operating income$-105,0006,673
Securities gains (losses)$56,0001,256
Applicable income taxes$-22,0007,282
Income before extraordinary items$-27,0006,550
Extraordinary gains, net$015
Net income$-27,0006,551
Minority interest net income$0102
Net income of bank and minority interests.$-27,0006,551
Net charge-offs$104,0002,827
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-62,8406,600
2008-12-31 (YTD Data)Rank
Total interest income$15,239,0002,428
Total interest expense$7,463,0002,090
Net interest income$7,776,0002,785
Provision for loan and lease losses$1,367,0002,271
Total noninterest income$1,784,0002,320
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$642,0002,511
Trading account gains and fees$0154
Additional Noninterest Income$1,142,0001,948
Total noninterest expense$8,174,0002,334
Salaries and employee benefits$3,940,0002,549
Premises and equipment expense$1,181,0002,281
Additional noninterest expense$3,053,0001,979
Pre-tax net operating income$19,0006,255
Securities gains (losses)$216,000685
Applicable income taxes$4,0004,719
Income before extraordinary items$231,0005,365
Extraordinary gains, net$039
Net income$231,0005,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0004,051
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$19,3206,287
2008-09-30 (YTD Data)Rank
Total interest income$11,446,0002,474
Total interest expense$5,606,0002,162
Net interest income$5,840,0002,792
Provision for loan and lease losses$404,0003,060
Total noninterest income$1,431,0002,280
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$495,0002,484
Trading account gains and fees$0148
Additional Noninterest Income$936,0001,915
Total noninterest expense$5,921,0002,396
Salaries and employee benefits$2,882,0002,633
Premises and equipment expense$876,0002,309
Additional noninterest expense$2,163,0002,013
Pre-tax net operating income$946,0003,784
Securities gains (losses)$31,0001,730
Applicable income taxes$43,0004,206
Income before extraordinary items$934,0003,246
Extraordinary gains, net$031
Net income$934,0003,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,252
Cash dividends$1,000,0001,791
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$904,2403,441
2008-06-30 (YTD Data)Rank
Total interest income$7,518,0002,539
Total interest expense$3,705,0002,247
Net interest income$3,813,0002,826
Provision for loan and lease losses$215,0003,032
Total noninterest income$953,0002,309
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$323,0002,489
Trading account gains and fees$0149
Additional Noninterest Income$630,0001,934
Total noninterest expense$3,853,0002,459
Salaries and employee benefits$1,871,0002,723
Premises and equipment expense$570,0002,364
Additional noninterest expense$1,412,0002,034
Pre-tax net operating income$698,0003,699
Securities gains (losses)$31,0001,759
Applicable income taxes$25,0004,536
Income before extraordinary items$704,0003,314
Extraordinary gains, net$021
Net income$704,0003,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,109
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$673,9303,346
2008-03-31 (YTD Data)Rank
Total interest income$3,804,0002,584
Total interest expense$1,864,0002,385
Net interest income$1,940,0002,775
Provision for loan and lease losses$139,0002,284
Total noninterest income$362,0002,784
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$158,0002,507
Trading account gains and fees$0158
Additional Noninterest Income$204,0002,547
Total noninterest expense$1,908,0002,470
Salaries and employee benefits$955,0002,696
Premises and equipment expense$288,0002,349
Additional noninterest expense$665,0002,097
Pre-tax net operating income$255,0004,487
Securities gains (losses)$31,0001,352
Applicable income taxes$05,622
Income before extraordinary items$286,0003,906
Extraordinary gains, net$015
Net income$286,0003,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,888
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$255,0004,056
2007-12-31 (YTD Data)Rank
Total interest income$14,577,0002,761
Total interest expense$7,113,0002,582
Net interest income$7,464,0002,930
Provision for loan and lease losses$182,0004,009
Total noninterest income$1,252,0003,051
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$498,0003,062
Trading account gains and fees$0178
Additional Noninterest Income$754,0002,644
Total noninterest expense$7,208,0002,513
Salaries and employee benefits$3,605,0002,726
Premises and equipment expense$944,0002,695
Additional noninterest expense$2,659,0002,058
Pre-tax net operating income$1,326,0004,143
Securities gains (losses)$2,0001,832
Applicable income taxes$75,0004,673
Income before extraordinary items$1,253,0003,849
Extraordinary gains, net$039
Net income$1,253,0003,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,625
Cash dividends$762,0003,053
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,251,1203,839
2007-09-30 (YTD Data)Rank
Total interest income$10,889,0002,766
Total interest expense$5,248,0002,620
Net interest income$5,641,0002,905
Provision for loan and lease losses$118,0003,891
Total noninterest income$925,0003,071
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$347,0003,204
Trading account gains and fees$0184
Additional Noninterest Income$578,0002,620
Total noninterest expense$5,244,0002,579
Salaries and employee benefits$2,620,0002,793
Premises and equipment expense$681,0002,775
Additional noninterest expense$1,943,0002,070
Pre-tax net operating income$1,204,0003,936
Securities gains (losses)$01,655
Applicable income taxes$70,0004,720
Income before extraordinary items$1,134,0003,605
Extraordinary gains, net$033
Net income$1,134,0003,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,621
Cash dividends$762,0002,363
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,134,0003,587
2007-06-30 (YTD Data)Rank
Total interest income$7,281,0002,765
Total interest expense$3,464,0002,646
Net interest income$3,817,0002,876
Provision for loan and lease losses$78,0003,694
Total noninterest income$593,0003,176
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$196,0003,554
Trading account gains and fees$0168
Additional Noninterest Income$397,0002,587
Total noninterest expense$3,372,0002,687
Salaries and employee benefits$1,694,0002,913
Premises and equipment expense$425,0002,947
Additional noninterest expense$1,253,0002,141
Pre-tax net operating income$960,0003,618
Securities gains (losses)$01,444
Applicable income taxes$56,0004,670
Income before extraordinary items$904,0003,232
Extraordinary gains, net$029
Net income$904,0003,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,346
Cash dividends$456,0002,562
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$904,0003,216
2007-03-31 (YTD Data)Rank
Total interest income$3,383,0002,967
Total interest expense$1,727,0002,643
Net interest income$1,656,0003,269
Provision for loan and lease losses$31,0003,721
Total noninterest income$263,0003,402
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$86,0003,759
Trading account gains and fees$0195
Additional Noninterest Income$177,0002,735
Total noninterest expense$1,657,0002,738
Salaries and employee benefits$853,0002,908
Premises and equipment expense$217,0002,921
Additional noninterest expense$587,0002,230
Pre-tax net operating income$231,0005,218
Securities gains (losses)$01,187
Applicable income taxes$12,0005,224
Income before extraordinary items$219,0004,856
Extraordinary gains, net$022
Net income$219,0004,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,471
Cash dividends$150,0002,695
Sale, conversion, retirement of capital stock, net$0885
Net operating income$219,0004,825
2006-12-31 (YTD Data)Rank
Total interest income$13,227,0002,841
Total interest expense$6,408,0002,452
Net interest income$6,819,0003,181
Provision for loan and lease losses$21,0006,273
Total noninterest income$1,171,0003,172
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$388,0003,595
Trading account gains and fees$0130
Additional Noninterest Income$783,0002,611
Total noninterest expense$6,334,0002,749
Salaries and employee benefits$3,203,0002,954
Premises and equipment expense$860,0002,823
Additional noninterest expense$2,271,0002,287
Pre-tax net operating income$1,635,0004,105
Securities gains (losses)$01,687
Applicable income taxes$34,0005,690
Income before extraordinary items$1,601,0003,623
Extraordinary gains, net$051
Net income$1,601,0003,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0008,375
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,601,0003,601
2006-09-30 (YTD Data)Rank
Total interest income$9,628,0002,900
Total interest expense$4,659,0002,456
Net interest income$4,969,0003,289
Provision for loan and lease losses$21,0005,957
Total noninterest income$887,0003,169
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$300,0003,574
Trading account gains and fees$0126
Additional Noninterest Income$587,0002,609
Total noninterest expense$4,662,0002,791
Salaries and employee benefits$2,395,0002,955
Premises and equipment expense$648,0002,822
Additional noninterest expense$1,619,0002,388
Pre-tax net operating income$1,173,0004,352
Securities gains (losses)$01,388
Applicable income taxes$67,0005,244
Income before extraordinary items$1,106,0003,919
Extraordinary gains, net$045
Net income$1,106,0003,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-295,0008,669
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,106,0003,909
2006-06-30 (YTD Data)Rank
Total interest income$6,419,0002,853
Total interest expense$3,028,0002,425
Net interest income$3,391,0003,223
Provision for loan and lease losses$21,0005,479
Total noninterest income$573,0003,217
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$196,0003,589
Trading account gains and fees$0126
Additional Noninterest Income$377,0002,652
Total noninterest expense$3,092,0002,812
Salaries and employee benefits$1,619,0002,921
Premises and equipment expense$428,0002,824
Additional noninterest expense$1,045,0002,456
Pre-tax net operating income$851,0004,181
Securities gains (losses)$01,185
Applicable income taxes$49,0005,245
Income before extraordinary items$802,0003,748
Extraordinary gains, net$039
Net income$802,0003,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-251,0008,698
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$802,0003,742
2006-03-31 (YTD Data)Rank
Total interest income$3,042,0002,934
Total interest expense$1,456,0002,380
Net interest income$1,586,0003,381
Provision for loan and lease losses$06,013
Total noninterest income$299,0003,101
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$84,0003,836
Trading account gains and fees$0115
Additional Noninterest Income$215,0002,387
Total noninterest expense$1,530,0002,829
Salaries and employee benefits$810,0002,938
Premises and equipment expense$212,0002,866
Additional noninterest expense$508,0002,510
Pre-tax net operating income$355,0004,557
Securities gains (losses)$0955
Applicable income taxes$20,0005,352
Income before extraordinary items$335,0004,129
Extraordinary gains, net$021
Net income$335,0004,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-216,0008,729
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$335,0004,111
2005-12-31 (YTD Data)Rank
Total interest income$9,467,0003,301
Total interest expense$3,935,0002,690
Net interest income$5,532,0003,664
Provision for loan and lease losses$169,0003,930
Total noninterest income$775,0004,125
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$301,0004,180
Trading account gains and fees$0138
Additional Noninterest Income$474,0003,470
Total noninterest expense$5,543,0002,956
Salaries and employee benefits$2,515,0003,463
Premises and equipment expense$736,0003,113
Additional noninterest expense$2,292,0002,183
Pre-tax net operating income$595,0006,436
Securities gains (losses)$02,296
Applicable income taxes$38,0006,027
Income before extraordinary items$557,0006,156
Extraordinary gains, net$046
Net income$557,0006,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,0001,304
Cash dividends$250,0004,640
Sale, conversion, retirement of capital stock, net$6,356,000270
Net operating income$557,0006,121
2005-09-30 (YTD Data)Rank
Total interest income$6,546,0003,450
Total interest expense$2,675,0002,779
Net interest income$3,871,0003,860
Provision for loan and lease losses$129,0003,777
Total noninterest income$458,0004,771
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$198,0004,476
Trading account gains and fees$0126
Additional Noninterest Income$260,0004,059
Total noninterest expense$3,837,0003,144
Salaries and employee benefits$1,715,0003,721
Premises and equipment expense$524,0003,224
Additional noninterest expense$1,598,0002,310
Pre-tax net operating income$363,0006,939
Securities gains (losses)$02,317
Applicable income taxes$23,0006,225
Income before extraordinary items$340,0006,713
Extraordinary gains, net$035
Net income$340,0006,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,000963
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$6,055,000194
Net operating income$340,0006,668
2005-06-30 (YTD Data)Rank
Total interest income$3,681,0003,888
Total interest expense$1,507,0003,030
Net interest income$2,174,0004,348
Provision for loan and lease losses$114,0003,186
Total noninterest income$250,0005,214
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$110,0004,838
Trading account gains and fees$0116
Additional Noninterest Income$140,0004,472
Total noninterest expense$2,139,0003,628
Salaries and employee benefits$957,0004,208
Premises and equipment expense$289,0003,725
Additional noninterest expense$893,0002,725
Pre-tax net operating income$171,0007,397
Securities gains (losses)$02,146
Applicable income taxes$10,0006,414
Income before extraordinary items$161,0007,248
Extraordinary gains, net$030
Net income$161,0007,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,000690
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$6,055,000129
Net operating income$161,0007,205
2005-03-31 (YTD Data)Rank
Total interest income$922,0005,964
Total interest expense$374,0004,858
Net interest income$548,0006,458
Provision for loan and lease losses$06,226
Total noninterest income$60,0006,751
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$31,0005,927
Trading account gains and fees$0115
Additional Noninterest Income$29,0006,226
Total noninterest expense$582,0005,606
Salaries and employee benefits$287,0005,921
Premises and equipment expense$70,0005,955
Additional noninterest expense$225,0004,700
Pre-tax net operating income$26,0008,191
Securities gains (losses)$01,685
Applicable income taxes$2,0006,630
Income before extraordinary items$24,0008,186
Extraordinary gains, net$024
Net income$24,0008,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,000488
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$5,925,00064
Net operating income$24,0008,163
2004-12-31 (YTD Data)Rank
Total interest income$9,986,0002,833
Total interest expense$3,727,0002,178
Net interest income$6,259,0003,184
Provision for loan and lease losses$1,021,0001,014
Total noninterest income$953,0003,672
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$421,0003,519
Trading account gains and fees$0138
Additional Noninterest Income$532,0003,207
Total noninterest expense$6,915,0002,305
Salaries and employee benefits$2,040,0003,934
Premises and equipment expense$876,0002,583
Additional noninterest expense$3,999,0001,235
Pre-tax net operating income$-724,0008,732
Securities gains (losses)$9,0002,866
Applicable income taxes$-293,0008,862
Income before extraordinary items$-422,0008,684
Extraordinary gains, net$034
Net income$-422,0008,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,728,000517
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-427,7608,656
2004-09-30 (YTD Data)Rank
Total interest income$7,457,0002,808
Total interest expense$2,699,0002,207
Net interest income$4,758,0003,120
Provision for loan and lease losses$571,0001,283
Total noninterest income$760,0003,532
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$332,0003,433
Trading account gains and fees$0134
Additional Noninterest Income$428,0003,079
Total noninterest expense$5,341,0002,217
Salaries and employee benefits$1,554,0003,851
Premises and equipment expense$656,0002,575
Additional noninterest expense$3,131,0001,171
Pre-tax net operating income$-394,0008,735
Securities gains (losses)$9,0002,772
Applicable income taxes$-164,0008,896
Income before extraordinary items$-221,0008,698
Extraordinary gains, net$026
Net income$-221,0008,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$824,000654
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-226,7608,676
2004-06-30 (YTD Data)Rank
Total interest income$4,915,0002,832
Total interest expense$1,759,0002,228
Net interest income$3,156,0003,137
Provision for loan and lease losses$203,0002,177
Total noninterest income$594,0003,194
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$223,0003,397
Trading account gains and fees$0130
Additional Noninterest Income$371,0002,636
Total noninterest expense$3,543,0002,226
Salaries and employee benefits$1,060,0003,805
Premises and equipment expense$436,0002,575
Additional noninterest expense$2,047,0001,184
Pre-tax net operating income$4,0008,495
Securities gains (losses)$8,0002,538
Applicable income taxes$-4,0008,743
Income before extraordinary items$16,0008,481
Extraordinary gains, net$021
Net income$16,0008,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$733,000541
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$8,0008,467
2004-03-31 (YTD Data)Rank
Total interest income$2,630,0002,656
Total interest expense$892,0002,221
Net interest income$1,738,0002,862
Provision for loan and lease losses$9,0005,706
Total noninterest income$280,0003,264
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$119,0003,168
Trading account gains and fees$0121
Additional Noninterest Income$161,0002,816
Total noninterest expense$1,766,0002,254
Salaries and employee benefits$535,0003,797
Premises and equipment expense$223,0002,537
Additional noninterest expense$1,008,0001,195
Pre-tax net operating income$243,0005,353
Securities gains (losses)$02,934
Applicable income taxes$89,0003,977
Income before extraordinary items$154,0005,949
Extraordinary gains, net$016
Net income$154,0005,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,858
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$154,0005,822
2003-12-31 (YTD Data)Rank
Total interest income$9,654,0002,934
Total interest expense$3,915,0002,254
Net interest income$5,739,0003,296
Provision for loan and lease losses$495,0002,187
Total noninterest income$900,0003,953
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$475,0003,226
Trading account gains and fees$0160
Additional Noninterest Income$425,0003,864
Total noninterest expense$6,872,0002,293
Salaries and employee benefits$2,472,0003,295
Premises and equipment expense$981,0002,290
Additional noninterest expense$3,419,0001,433
Pre-tax net operating income$-728,0008,904
Securities gains (losses)$168,0001,457
Applicable income taxes$-228,0009,026
Income before extraordinary items$-332,0008,832
Extraordinary gains, net$054
Net income$-332,0008,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,089,000866
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-439,5208,820
2003-09-30 (YTD Data)Rank
Total interest income$7,267,0002,956
Total interest expense$2,996,0002,297
Net interest income$4,271,0003,342
Provision for loan and lease losses$471,0001,748
Total noninterest income$752,0003,781
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$363,0003,179
Trading account gains and fees$0153
Additional Noninterest Income$389,0003,583
Total noninterest expense$5,198,0002,279
Salaries and employee benefits$1,997,0003,097
Premises and equipment expense$743,0002,282
Additional noninterest expense$2,458,0001,492
Pre-tax net operating income$-646,0009,008
Securities gains (losses)$162,0001,363
Applicable income taxes$-199,0009,117
Income before extraordinary items$-285,0008,937
Extraordinary gains, net$040
Net income$-285,0008,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,214,000611
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-388,6808,926
2003-06-30 (YTD Data)Rank
Total interest income$4,864,0002,973
Total interest expense$2,057,0002,309
Net interest income$2,807,0003,371
Provision for loan and lease losses$365,0001,523
Total noninterest income$444,0004,017
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$245,0003,117
Trading account gains and fees$0150
Additional Noninterest Income$199,0004,051
Total noninterest expense$3,424,0002,293
Salaries and employee benefits$1,378,0003,007
Premises and equipment expense$492,0002,287
Additional noninterest expense$1,554,0001,558
Pre-tax net operating income$-538,0009,080
Securities gains (losses)$34,0002,284
Applicable income taxes$-204,0009,179
Income before extraordinary items$-300,0009,066
Extraordinary gains, net$030
Net income$-300,0009,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$869,000565
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-321,7609,010
2003-03-31 (YTD Data)Rank
Total interest income$2,315,0003,111
Total interest expense$1,077,0002,258
Net interest income$1,238,0003,714
Provision for loan and lease losses$101,0002,348
Total noninterest income$232,0003,803
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$122,0003,033
Trading account gains and fees$0134
Additional Noninterest Income$110,0003,756
Total noninterest expense$1,733,0002,254
Salaries and employee benefits$717,0002,893
Premises and equipment expense$245,0002,285
Additional noninterest expense$771,0001,532
Pre-tax net operating income$-364,0009,173
Securities gains (losses)$02,891
Applicable income taxes$-149,0009,243
Income before extraordinary items$-215,0009,146
Extraordinary gains, net$021
Net income$-215,0009,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$660,000411
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-215,0009,085
2002-12-31 (YTD Data)Rank
Total interest income$11,174,0002,726
Total interest expense$5,137,0002,183
Net interest income$6,037,0003,121
Provision for loan and lease losses$2,143,000699
Total noninterest income$1,559,0002,557
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$624,0002,496
Trading account gains and fees$0153
Additional Noninterest Income$935,0002,277
Total noninterest expense$6,540,0002,287
Salaries and employee benefits$2,958,0002,665
Premises and equipment expense$1,013,0002,157
Additional noninterest expense$2,569,0001,807
Pre-tax net operating income$-1,087,0009,142
Securities gains (losses)$108,0001,668
Applicable income taxes$-362,0009,213
Income before extraordinary items$-617,0009,083
Extraordinary gains, net$070
Net income$-617,0009,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,494,000496
Cash dividends$1,000,0002,224
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-686,1209,064
2001-12-31 (YTD Data)Rank
Total interest income$16,132,0002,134
Total interest expense$8,746,0001,849
Net interest income$7,386,0002,422
Provision for loan and lease losses$3,899,000430
Total noninterest income$1,844,0002,145
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$701,0002,140
Trading account gains and fees$0177
Additional Noninterest Income$1,143,0001,868
Total noninterest expense$7,013,0002,049
Salaries and employee benefits$3,573,0002,115
Premises and equipment expense$1,033,0002,066
Additional noninterest expense$2,407,0001,884
Pre-tax net operating income$-1,682,0009,462
Securities gains (losses)$04,612
Applicable income taxes$-653,0009,521
Income before extraordinary items$-1,029,0009,424
Extraordinary gains, net$0105
Net income$-1,029,0009,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,385,000503
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-1,029,0009,393
2000-12-31 (YTD Data)Rank
Total interest income$17,954,0001,959
Total interest expense$9,966,0001,729
Net interest income$7,988,0002,230
Provision for loan and lease losses$1,264,000875
Total noninterest income$2,296,0001,695
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$667,0002,075
Trading account gains and fees$0180
Additional Noninterest Income$1,629,0001,294
Total noninterest expense$6,361,0002,160
Salaries and employee benefits$3,431,0002,077
Premises and equipment expense$888,0002,335
Additional noninterest expense$2,042,0002,109
Pre-tax net operating income$2,659,0002,629
Securities gains (losses)$01,956
Applicable income taxes$1,000,0002,120
Income before extraordinary items$1,659,0002,996
Extraordinary gains, net$038
Net income$1,659,0002,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$971,000765
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,659,0002,986
1999-12-31 (YTD Data)Rank
Total interest income$14,187,0002,294
Total interest expense$6,882,0002,153
Net interest income$7,305,0002,414
Provision for loan and lease losses$605,0001,489
Total noninterest income$1,793,0002,002
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$366,0003,445
Trading account gains and fees$0173
Additional Noninterest Income$1,427,0001,446
Total noninterest expense$5,470,0002,472
Salaries and employee benefits$3,043,0002,303
Premises and equipment expense$738,0002,744
Additional noninterest expense$1,689,0002,555
Pre-tax net operating income$3,023,0002,405
Securities gains (losses)$03,155
Applicable income taxes$1,149,0001,991
Income before extraordinary items$1,874,0002,725
Extraordinary gains, net$035
Net income$1,874,0002,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,905
Cash dividends$400,0003,903
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,874,0002,693
1998-12-31 (YTD Data)Rank
Total interest income$12,023,0002,702
Total interest expense$5,943,0002,544
Net interest income$6,080,0002,826
Provision for loan and lease losses$647,0001,405
Total noninterest income$1,697,0002,062
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$307,0003,873
Trading account gains and fees$0224
Additional Noninterest Income$1,390,0001,476
Total noninterest expense$4,394,0002,953
Salaries and employee benefits$2,431,0002,798
Premises and equipment expense$579,0003,272
Additional noninterest expense$1,384,0002,983
Pre-tax net operating income$2,736,0002,581
Securities gains (losses)$04,449
Applicable income taxes$1,035,0002,249
Income before extraordinary items$1,701,0002,930
Extraordinary gains, net$032
Net income$1,701,0002,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,792
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,701,0002,837
1997-12-31 (YTD Data)Rank
Total interest income$5,290,0005,567
Total interest expense$2,578,0005,301
Net interest income$2,712,0005,743
Provision for loan and lease losses$165,0003,914
Total noninterest income$1,133,0002,757
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$117,0006,834
Trading account gains and fees$0239
Additional Noninterest Income$1,016,0001,714
Total noninterest expense$1,853,0005,966
Salaries and employee benefits$1,091,0005,516
Premises and equipment expense$250,0006,057
Additional noninterest expense$512,0006,406
Pre-tax net operating income$1,827,0003,811
Securities gains (losses)$03,944
Applicable income taxes$723,0003,156
Income before extraordinary items$1,104,0004,351
Extraordinary gains, net$044
Net income$1,104,0004,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,716
Cash dividends$150,0005,875
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,104,0004,280
1996-12-31 (YTD Data)Rank
Total interest income$8,419,0003,841
Total interest expense$4,187,0003,559
Net interest income$4,232,0004,104
Provision for loan and lease losses$31,0007,373
Total noninterest income$797,0003,724
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$797,0002,111
Total noninterest expense$3,766,0003,529
Salaries and employee benefits$2,005,0003,326
Premises and equipment expense$560,0003,429
Additional noninterest expense$1,201,0003,781
Pre-tax net operating income$1,232,0005,031
Securities gains (losses)$184,000728
Applicable income taxes$603,0003,567
Income before extraordinary items$813,0005,246
Extraordinary gains, net$053
Net income$813,0005,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,727
Cash dividends$75,0007,116
Sale, conversion, retirement of capital stock, net$0953
Net operating income$695,2405,719
1995-12-31 (YTD Data)Rank
Total interest income$7,507,0004,261
Total interest expense$3,755,0003,894
Net interest income$3,752,0004,571
Provision for loan and lease losses$187,0003,155
Total noninterest income$717,0004,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$717,0002,251
Total noninterest expense$2,555,0004,905
Salaries and employee benefits$1,506,0004,265
Premises and equipment expense$434,0004,232
Additional noninterest expense$615,0006,443
Pre-tax net operating income$1,727,0003,985
Securities gains (losses)$153,000774
Applicable income taxes$613,0003,609
Income before extraordinary items$1,267,0003,772
Extraordinary gains, net$065
Net income$1,267,0003,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,247
Cash dividends$300,0004,483
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,164,4904,044
1994-12-31 (YTD Data)Rank
Total interest income$5,302,0005,391
Total interest expense$2,561,0004,548
Net interest income$2,741,0006,024
Provision for loan and lease losses$165,0003,404
Total noninterest income$265,0007,736
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$265,0004,429
Total noninterest expense$2,116,0005,925
Salaries and employee benefits$1,291,0004,912
Premises and equipment expense$309,0005,586
Additional noninterest expense$516,0007,697
Pre-tax net operating income$725,0007,257
Securities gains (losses)$162,000569
Applicable income taxes$376,0004,992
Income before extraordinary items$511,0007,227
Extraordinary gains, net$0249
Net income$511,0007,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,795
Cash dividends$375,0003,898
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$407,3208,182
1993-12-31 (YTD Data)Rank
Total interest income$4,718,0006,074
Total interest expense$2,428,0004,951
Net interest income$2,290,0006,947
Provision for loan and lease losses$270,0003,226
Total noninterest income$346,0007,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$346,0004,135
Total noninterest expense$1,837,0006,788
Salaries and employee benefits$1,136,0005,486
Premises and equipment expense$289,0006,037
Additional noninterest expense$412,0009,132
Pre-tax net operating income$529,0008,461
Securities gains (losses)$307,0001,279
Applicable income taxes$351,0005,485
Income before extraordinary items$485,0007,674
Extraordinary gains, net$310,000693
Net income$795,0005,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0008,808
Cash dividends$360,0003,906
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$288,5209,347
1992-12-31 (YTD Data)Rank
Total interest income$3,849,0007,709
Total interest expense$1,931,0007,267
Net interest income$1,918,0007,986
Provision for loan and lease losses$242,0004,670
Total noninterest income$597,0004,971
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$597,0002,827
Total noninterest expense$1,400,0008,293
Salaries and employee benefits$835,0007,026
Premises and equipment expense$195,0007,943
Additional noninterest expense$370,0009,943
Pre-tax net operating income$873,0006,231
Securities gains (losses)$14,0006,053
Applicable income taxes$232,0006,961
Income before extraordinary items$655,0006,196
Extraordinary gains, net$01,422
Net income$655,0006,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$125,0006,110
Sale, conversion, retirement of capital stock, net$1,362,000368
Net operating income$644,6405,914

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.