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BankPlus SSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,725,000 | 5,417 |
| Total interest expense | $3,272,000 | 4,408 |
| Net interest income | $2,453,000 | 6,393 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $190,000 | 8,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 10,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,456 |
| Total noninterest expense | $1,263,000 | 7,978 |
| Salaries and employee benefits | $632,000 | 8,167 |
| Premises and equipment expense | $74,000 | 10,376 |
| Additional noninterest expense | $557,000 | 6,796 |
| Pre-tax net operating income | $1,350,000 | 4,826 |
| Securities gains (losses) | $58,000 | 1,212 |
| Applicable income taxes | $483,000 | 4,313 |
| Income before extraordinary items | $925,000 | 4,875 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $925,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $810,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $886,720 | 5,044 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,169,000 | 5,516 |
| Total interest expense | $2,579,000 | 4,521 |
| Net interest income | $2,590,000 | 6,295 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $137,000 | 9,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 10,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $1,099,000 | 8,986 |
| Salaries and employee benefits | $544,000 | 9,010 |
| Premises and equipment expense | $78,000 | 10,708 |
| Additional noninterest expense | $477,000 | 8,079 |
| Pre-tax net operating income | $1,598,000 | 4,176 |
| Securities gains (losses) | $-154,000 | 11,806 |
| Applicable income taxes | $494,000 | 4,087 |
| Income before extraordinary items | $950,000 | 4,701 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $950,000 | 4,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $810,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,051,640 | 4,405 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,186,000 | 5,596 |
| Total interest expense | $2,557,000 | 4,719 |
| Net interest income | $2,629,000 | 6,297 |
| Provision for loan and lease losses | $38,000 | 8,041 |
| Total noninterest income | $55,000 | 12,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 11,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $958,000 | 9,931 |
| Salaries and employee benefits | $427,000 | 10,359 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $462,000 | 8,595 |
| Pre-tax net operating income | $1,688,000 | 3,901 |
| Securities gains (losses) | $47,000 | 3,500 |
| Applicable income taxes | $623,000 | 3,475 |
| Income before extraordinary items | $1,112,000 | 4,284 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,112,000 | 4,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $810,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,081,920 | 4,170 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 5,738 |
| Total interest expense | $3,179,000 | 4,916 |
| Net interest income | $2,497,000 | 6,608 |
| Provision for loan and lease losses | $94,000 | 7,468 |
| Total noninterest income | $87,000 | 12,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $855,000 | 10,733 |
| Salaries and employee benefits | $408,000 | 10,766 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $295,000 | 10,894 |
| Pre-tax net operating income | $1,635,000 | 3,736 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $605,000 | 3,410 |
| Income before extraordinary items | $1,074,000 | 4,218 |
| Extraordinary gains, net | $1,000 | 1,417 |
| Net income | $1,075,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $810,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $-1,753,000 | 13,885 |
| Net operating income | $1,045,840 | 4,015 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.