Home > Bankplus, FSB > Assets and Liabilities
Bankplus, FSB, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 79 | 2,225 |
| Assets and Liabilities | ||
| Total Assets: | $280,327,000 | 2,323 |
| Cash and due from depository institutions | $24,904,000 | 2,225 |
| Interest-bearing balances | $17,975,000 | 356 |
| Securities | $68,334,000 | 1,706 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $174,189,000 | 2,499 |
| Loan loss allowance | $619,000 | 5,536 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,114,000 | 2,897 |
| Other real estate owned | $238,000 | 2,225 |
| Goodwill and other intangibles | $76,000 | 2,951 |
| All other assets | $8,472,000 | 2,042 |
| Life insurance assets | $3,227,000 | 1,683 |
| Total liabilities and capital | $280,327,000 | 2,323 |
| Total liabilities | $256,777,000 | 2,285 |
| Total deposits | $233,308,000 | 2,237 |
| Interest-bearing deposits | $219,071,000 | 2,072 |
| Deposits held in domestic offices | $233,308,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,000,000 | 1,585 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,469,000 | 2,964 |
| Total equity capital | $23,550,000 | 2,812 |
| Total bank equity capital | $23,550,000 | 2,812 |
| Perpetual preferred stock | $1,000,000 | 69 |
| Common stock | $156,000 | 6,024 |
| Surplus | $22,320,000 | 1,293 |
| Undivided profits | $74,000 | 7,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $689,000 | 3,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,181,000 | 3,450 |
| Earning assets | $260,498,000 | 2,297 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $285,688,330 | 2,271 |
| Average Assets, quarterly | $284,159,000 | 2,293 |
| Volatile liabilities | $50,699,000 | 2,495 |
| Insider loans | $451,000 | 5,636 |
| FHLB advances | $22,000,000 | 1,493 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $49,174,000 | 1,844 |
| Tier 1 (core) risk-based capital | $23,403,000 | 2,732 |
| Tier 2 risk-based capital | $619,000 | 5,327 |
| Total risk weighted assets | $137,213,000 | 3,208 |
| Total unused commitments | $49,174,000 | 1,845 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 77 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $287,991,000 | 2,286 |
| Cash and due from depository institutions | $20,422,000 | 2,275 |
| Interest-bearing balances | $15,391,000 | 430 |
| Securities | $76,090,000 | 1,555 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $178,456,000 | 2,439 |
| Loan loss allowance | $634,000 | 5,465 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,180,000 | 2,825 |
| Other real estate owned | $306,000 | 2,275 |
| Goodwill and other intangibles | $76,000 | 2,953 |
| All other assets | $8,461,000 | 1,975 |
| Life insurance assets | $3,199,000 | 1,677 |
| Total liabilities and capital | $287,991,000 | 2,286 |
| Total liabilities | $263,506,000 | 2,225 |
| Total deposits | $237,471,000 | 2,220 |
| Interest-bearing deposits | $228,339,000 | 2,013 |
| Deposits held in domestic offices | $237,471,000 | 2,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $25,000,000 | 1,392 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,035,000 | 3,822 |
| Total equity capital | $24,485,000 | 2,740 |
| Total bank equity capital | $24,485,000 | 2,740 |
| Perpetual preferred stock | $1,000,000 | 69 |
| Common stock | $156,000 | 6,046 |
| Surplus | $22,320,000 | 1,276 |
| Undivided profits | $1,009,000 | 7,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 3,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,337,000 | 2,982 |
| Earning assets | $269,937,000 | 2,235 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $288,369,000 | 2,264 |
| Average Assets, quarterly | $288,369,000 | 2,264 |
| Volatile liabilities | $56,258,000 | 2,270 |
| Insider loans | $760,000 | 4,783 |
| FHLB advances | $25,000,000 | 1,317 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $50,672,000 | 1,796 |
| Tier 1 (core) risk-based capital | $24,338,000 | 2,630 |
| Tier 2 risk-based capital | $634,000 | 5,240 |
| Total risk weighted assets | $139,388,000 | 3,143 |
| Total unused commitments | $50,672,000 | 1,797 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 79 | 2,218 |
| Assets and Liabilities | ||
| Total Assets: | $288,747,000 | 2,262 |
| Cash and due from depository institutions | $10,320,000 | 2,218 |
| Interest-bearing balances | $3,084,000 | 1,480 |
| Securities | $81,450,000 | 1,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $183,194,000 | 2,380 |
| Loan loss allowance | $553,000 | 5,807 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,258,000 | 2,764 |
| Other real estate owned | $323,000 | 2,218 |
| Goodwill and other intangibles | $76,000 | 2,956 |
| All other assets | $9,126,000 | 1,859 |
| Life insurance assets | $3,169,000 | 1,659 |
| Total liabilities and capital | $288,747,000 | 2,262 |
| Total liabilities | $264,451,000 | 2,205 |
| Total deposits | $234,608,000 | 2,236 |
| Interest-bearing deposits | $223,991,000 | 2,014 |
| Deposits held in domestic offices | $234,608,000 | 2,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $29,000,000 | 1,339 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $843,000 | 4,274 |
| Total equity capital | $24,296,000 | 2,698 |
| Total bank equity capital | $24,296,000 | 2,698 |
| Perpetual preferred stock | $1,000,000 | 70 |
| Common stock | $156,000 | 6,073 |
| Surplus | $22,320,000 | 1,252 |
| Undivided profits | $820,000 | 7,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 3,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,325,000 | 3,131 |
| Earning assets | $267,728,000 | 2,229 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $298,816,200 | 2,088 |
| Average Assets, quarterly | $291,148,000 | 2,217 |
| Volatile liabilities | $78,443,000 | 1,854 |
| Insider loans | $765,000 | 4,768 |
| FHLB advances | $29,000,000 | 1,254 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $50,130,000 | 1,819 |
| Tier 1 (core) risk-based capital | $24,150,000 | 2,589 |
| Tier 2 risk-based capital | $553,000 | 5,596 |
| Total risk weighted assets | $141,791,000 | 3,062 |
| Total unused commitments | $50,130,000 | 1,819 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 78 | 2,270 |
| Assets and Liabilities | ||
| Total Assets: | $293,549,000 | 2,203 |
| Cash and due from depository institutions | $10,803,000 | 2,270 |
| Interest-bearing balances | $4,120,000 | 1,142 |
| Securities | $84,821,000 | 1,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $184,358,000 | 2,367 |
| Loan loss allowance | $535,000 | 5,907 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,345,000 | 2,684 |
| Other real estate owned | $268,000 | 2,270 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,954,000 | 1,900 |
| Life insurance assets | $3,143,000 | 1,632 |
| Total liabilities and capital | $293,549,000 | 2,203 |
| Total liabilities | $269,585,000 | 2,144 |
| Total deposits | $235,345,000 | 2,202 |
| Interest-bearing deposits | $225,542,000 | 1,966 |
| Deposits held in domestic offices | $235,345,000 | 2,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $32,000,000 | 1,289 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,240,000 | 2,142 |
| Total equity capital | $23,964,000 | 2,710 |
| Total bank equity capital | $23,964,000 | 2,710 |
| Perpetual preferred stock | $1,000,000 | 75 |
| Common stock | $147,000 | 6,317 |
| Surplus | $21,145,000 | 1,302 |
| Undivided profits | $1,672,000 | 6,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 3,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,413,000 | 2,932 |
| Earning assets | $273,299,000 | 2,169 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $301,333,500 | 2,070 |
| Average Assets, quarterly | $295,171,000 | 2,166 |
| Volatile liabilities | $83,056,000 | 1,747 |
| Insider loans | $524,000 | 5,429 |
| FHLB advances | $32,000,000 | 1,203 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $50,287,000 | 1,842 |
| Tier 1 (core) risk-based capital | $23,893,000 | 2,589 |
| Tier 2 risk-based capital | $535,000 | 5,670 |
| Total risk weighted assets | $142,279,000 | 3,029 |
| Total unused commitments | $50,287,000 | 1,842 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 77 | 2,304 |
| Assets and Liabilities | ||
| Total Assets: | $296,793,000 | 2,157 |
| Cash and due from depository institutions | $8,265,000 | 2,304 |
| Interest-bearing balances | $777,000 | 2,687 |
| Securities | $88,367,000 | 1,369 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $186,475,000 | 2,326 |
| Loan loss allowance | $506,000 | 6,039 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,432,000 | 2,605 |
| Other real estate owned | $220,000 | 2,304 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,034,000 | 1,874 |
| Life insurance assets | $3,116,000 | 1,611 |
| Total liabilities and capital | $296,793,000 | 2,157 |
| Total liabilities | $273,155,000 | 2,092 |
| Total deposits | $240,077,000 | 2,135 |
| Interest-bearing deposits | $230,167,000 | 1,909 |
| Deposits held in domestic offices | $240,077,000 | 2,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $32,000,000 | 1,294 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,078,000 | 3,368 |
| Total equity capital | $23,638,000 | 2,634 |
| Total bank equity capital | $23,638,000 | 2,634 |
| Perpetual preferred stock | $1,000,000 | 76 |
| Common stock | $147,000 | 6,337 |
| Surplus | $21,145,000 | 1,279 |
| Undivided profits | $1,346,000 | 6,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,282,000 | 2,901 |
| Earning assets | $275,619,000 | 2,125 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $303,928,330 | 2,055 |
| Average Assets, quarterly | $304,014,500 | 2,073 |
| Volatile liabilities | $82,516,000 | 1,737 |
| Insider loans | $527,000 | 5,385 |
| FHLB advances | $32,000,000 | 1,209 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $50,762,000 | 1,833 |
| Tier 1 (core) risk-based capital | $23,568,000 | 2,578 |
| Tier 2 risk-based capital | $506,000 | 5,806 |
| Total risk weighted assets | $141,995,000 | 3,013 |
| Total unused commitments | $50,762,000 | 1,833 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 79 | 2,223 |
| Assets and Liabilities | ||
| Total Assets: | $311,236,000 | 2,028 |
| Cash and due from depository institutions | $17,097,000 | 2,223 |
| Interest-bearing balances | $10,387,000 | 576 |
| Securities | $90,423,000 | 1,364 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $189,238,000 | 2,245 |
| Loan loss allowance | $523,000 | 5,951 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,510,000 | 2,510 |
| Other real estate owned | $160,000 | 2,223 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,808,000 | 1,706 |
| Life insurance assets | $3,092,000 | 1,584 |
| Total liabilities and capital | $311,236,000 | 2,028 |
| Total liabilities | $288,011,000 | 1,981 |
| Total deposits | $246,966,000 | 2,068 |
| Interest-bearing deposits | $236,603,000 | 1,849 |
| Deposits held in domestic offices | $246,966,000 | 2,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $36,000,000 | 1,150 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,045,000 | 1,037 |
| Total equity capital | $23,225,000 | 2,649 |
| Total bank equity capital | $23,225,000 | 2,649 |
| Perpetual preferred stock | $1,000,000 | 77 |
| Common stock | $147,000 | 6,349 |
| Surplus | $21,145,000 | 1,233 |
| Undivided profits | $933,000 | 7,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $372,000 | 4,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,365,000 | 2,593 |
| Earning assets | $290,048,000 | 1,995 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $307,496,000 | 2,030 |
| Average Assets, quarterly | $307,496,000 | 2,030 |
| Volatile liabilities | $88,559,000 | 1,577 |
| Insider loans | $530,000 | 5,332 |
| FHLB advances | $36,000,000 | 1,080 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $49,079,000 | 1,855 |
| Tier 1 (core) risk-based capital | $23,155,000 | 2,584 |
| Tier 2 risk-based capital | $523,000 | 5,684 |
| Total risk weighted assets | $145,242,000 | 2,917 |
| Total unused commitments | $49,079,000 | 1,855 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 79 | 2,204 |
| Assets and Liabilities | ||
| Total Assets: | $303,756,000 | 2,049 |
| Cash and due from depository institutions | $16,560,000 | 2,204 |
| Interest-bearing balances | $3,660,000 | 1,397 |
| Securities | $82,756,000 | 1,479 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $190,135,000 | 2,210 |
| Loan loss allowance | $522,000 | 5,939 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,570,000 | 2,452 |
| Other real estate owned | $134,000 | 2,204 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,601,000 | 1,734 |
| Life insurance assets | $3,063,000 | 183 |
| Total liabilities and capital | $303,756,000 | 2,049 |
| Total liabilities | $280,884,000 | 1,991 |
| Total deposits | $243,419,000 | 2,061 |
| Interest-bearing deposits | $231,451,000 | 1,844 |
| Deposits held in domestic offices | $243,419,000 | 2,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $36,000,000 | 1,179 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,465,000 | 2,656 |
| Total equity capital | $22,872,000 | 2,648 |
| Total bank equity capital | $22,872,000 | 2,648 |
| Perpetual preferred stock | $1,000,000 | 78 |
| Common stock | $147,000 | 6,372 |
| Surplus | $21,145,000 | 1,201 |
| Undivided profits | $580,000 | 7,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 3,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,180,000 | 2,998 |
| Earning assets | $276,551,000 | 2,056 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $305,454,200 | 1,946 |
| Average Assets, quarterly | $299,922,500 | 2,048 |
| Volatile liabilities | $88,121,000 | 1,534 |
| Insider loans | $1,458,000 | 3,430 |
| FHLB advances | $36,000,000 | 1,088 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $49,819,000 | 1,796 |
| Tier 1 (core) risk-based capital | $22,801,000 | 2,582 |
| Tier 2 risk-based capital | $522,000 | 5,682 |
| Total risk weighted assets | $142,784,000 | 2,918 |
| Total unused commitments | $49,819,000 | 1,796 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 79 | 2,189 |
| Assets and Liabilities | ||
| Total Assets: | $296,089,000 | 2,054 |
| Cash and due from depository institutions | $11,743,000 | 2,189 |
| Interest-bearing balances | $4,423,000 | 1,198 |
| Securities | $77,427,000 | 1,572 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $193,172,000 | 2,143 |
| Loan loss allowance | $525,000 | 5,934 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,339,000 | 2,501 |
| Other real estate owned | $176,000 | 2,189 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,232,000 | 1,744 |
| Life insurance assets | $3,033,000 | 180 |
| Total liabilities and capital | $296,089,000 | 2,054 |
| Total liabilities | $273,577,000 | 1,998 |
| Total deposits | $234,846,000 | 2,101 |
| Interest-bearing deposits | $225,240,000 | 1,843 |
| Deposits held in domestic offices | $234,846,000 | 2,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $37,000,000 | 1,141 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,731,000 | 2,326 |
| Total equity capital | $22,512,000 | 2,677 |
| Total bank equity capital | $22,512,000 | 2,677 |
| Perpetual preferred stock | $1,000,000 | 76 |
| Common stock | $139,000 | 6,429 |
| Surplus | $19,935,000 | 1,234 |
| Undivided profits | $1,438,000 | 6,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 3,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,132,000 | 3,070 |
| Earning assets | $275,022,000 | 2,026 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $305,878,750 | 1,928 |
| Average Assets, quarterly | $300,029,000 | 2,019 |
| Volatile liabilities | $88,862,000 | 1,460 |
| Insider loans | $1,497,000 | 3,349 |
| FHLB advances | $37,000,000 | 1,061 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $49,535,000 | 1,774 |
| Tier 1 (core) risk-based capital | $22,441,000 | 2,588 |
| Tier 2 risk-based capital | $525,000 | 5,676 |
| Total risk weighted assets | $140,094,000 | 2,915 |
| Total unused commitments | $51,535,000 | 1,713 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 79 | 2,185 |
| Assets and Liabilities | ||
| Total Assets: | $303,969,000 | 1,976 |
| Cash and due from depository institutions | $15,839,000 | 2,185 |
| Interest-bearing balances | $9,886,000 | 556 |
| Securities | $80,398,000 | 1,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $194,150,000 | 2,093 |
| Loan loss allowance | $480,000 | 6,158 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,285,000 | 2,474 |
| Other real estate owned | $322,000 | 2,185 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,975,000 | 1,732 |
| Life insurance assets | $3,000,000 | 178 |
| Total liabilities and capital | $303,969,000 | 1,976 |
| Total liabilities | $281,884,000 | 1,914 |
| Total deposits | $241,632,000 | 1,996 |
| Interest-bearing deposits | $229,851,000 | 1,771 |
| Deposits held in domestic offices | $241,632,000 | 1,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $39,000,000 | 1,114 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,252,000 | 2,770 |
| Total equity capital | $22,085,000 | 2,678 |
| Total bank equity capital | $22,085,000 | 2,678 |
| Perpetual preferred stock | $1,000,000 | 77 |
| Common stock | $139,000 | 6,429 |
| Surplus | $19,935,000 | 1,210 |
| Undivided profits | $1,011,000 | 7,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 4,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,090,000 | 2,922 |
| Earning assets | $284,434,000 | 1,935 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $309,142,000 | 1,884 |
| Average Assets, quarterly | $305,642,000 | 1,935 |
| Volatile liabilities | $91,968,000 | 1,386 |
| Insider loans | $1,315,000 | 3,565 |
| FHLB advances | $39,000,000 | 1,032 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $49,948,000 | 1,696 |
| Tier 1 (core) risk-based capital | $22,014,000 | 2,559 |
| Tier 2 risk-based capital | $480,000 | 5,909 |
| Total risk weighted assets | $138,193,000 | 2,878 |
| Total unused commitments | $49,948,000 | 1,697 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 81 | 2,098 |
| Assets and Liabilities | ||
| Total Assets: | $307,315,000 | 1,921 |
| Cash and due from depository institutions | $10,444,000 | 2,098 |
| Interest-bearing balances | $5,420,000 | 1,024 |
| Securities | $86,407,000 | 1,449 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $200,084,000 | 1,975 |
| Loan loss allowance | $495,000 | 6,084 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,113,000 | 2,541 |
| Other real estate owned | $320,000 | 2,098 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,947,000 | 2,364 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $307,315,000 | 1,921 |
| Total liabilities | $285,541,000 | 1,858 |
| Total deposits | $242,732,000 | 1,966 |
| Interest-bearing deposits | $233,638,000 | 1,730 |
| Deposits held in domestic offices | $242,732,000 | 1,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $41,000,000 | 1,027 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,809,000 | 2,109 |
| Total equity capital | $21,774,000 | 2,648 |
| Total bank equity capital | $21,774,000 | 2,648 |
| Perpetual preferred stock | $1,000,000 | 78 |
| Common stock | $139,000 | 6,479 |
| Surplus | $19,935,000 | 1,173 |
| Undivided profits | $700,000 | 7,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 4,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,118,000 | 2,740 |
| Earning assets | $291,911,000 | 1,862 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $311,728,500 | 1,870 |
| Average Assets, quarterly | $311,728,500 | 1,870 |
| Volatile liabilities | $91,219,000 | 1,325 |
| Insider loans | $1,293,000 | 3,611 |
| FHLB advances | $41,000,000 | 945 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $49,481,000 | 1,663 |
| Tier 1 (core) risk-based capital | $21,703,000 | 2,570 |
| Tier 2 risk-based capital | $495,000 | 5,786 |
| Total risk weighted assets | $137,249,000 | 2,836 |
| Total unused commitments | $49,481,000 | 1,664 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 83 | 2,069 |
| Assets and Liabilities | ||
| Total Assets: | $316,142,000 | 1,859 |
| Cash and due from depository institutions | $9,081,000 | 2,069 |
| Interest-bearing balances | $2,499,000 | 1,800 |
| Securities | $93,720,000 | 1,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $202,797,000 | 1,924 |
| Loan loss allowance | $515,000 | 5,940 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,148,000 | 2,502 |
| Other real estate owned | $393,000 | 2,069 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,003,000 | 2,321 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $316,142,000 | 1,859 |
| Total liabilities | $294,700,000 | 1,798 |
| Total deposits | $246,268,000 | 1,912 |
| Interest-bearing deposits | $230,695,000 | 1,727 |
| Deposits held in domestic offices | $246,268,000 | 1,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $47,500,000 | 939 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $932,000 | 3,259 |
| Total equity capital | $21,442,000 | 2,686 |
| Total bank equity capital | $21,442,000 | 2,686 |
| Perpetual preferred stock | $1,000,000 | 77 |
| Common stock | $139,000 | 6,506 |
| Surplus | $19,935,000 | 1,158 |
| Undivided profits | $368,000 | 7,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $443,000 | 4,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,134,000 | 2,686 |
| Earning assets | $299,016,000 | 1,801 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $315,855,600 | 1,783 |
| Average Assets, quarterly | $318,929,000 | 1,828 |
| Volatile liabilities | $102,734,000 | 1,167 |
| Insider loans | $1,315,000 | 3,571 |
| FHLB advances | $47,500,000 | 857 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $52,463,000 | 1,521 |
| Tier 1 (core) risk-based capital | $21,370,000 | 2,565 |
| Tier 2 risk-based capital | $515,000 | 5,652 |
| Total risk weighted assets | $137,302,000 | 2,818 |
| Total unused commitments | $52,463,000 | 1,521 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 81 | 2,101 |
| Assets and Liabilities | ||
| Total Assets: | $321,716,000 | 1,816 |
| Cash and due from depository institutions | $6,355,000 | 2,101 |
| Interest-bearing balances | $821,000 | 3,046 |
| Securities | $99,554,000 | 1,280 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $205,507,000 | 1,862 |
| Loan loss allowance | $511,000 | 6,001 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,114,000 | 2,486 |
| Other real estate owned | $325,000 | 2,101 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,861,000 | 2,318 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $321,716,000 | 1,816 |
| Total liabilities | $300,566,000 | 1,749 |
| Total deposits | $240,010,000 | 1,926 |
| Interest-bearing deposits | $229,008,000 | 1,713 |
| Deposits held in domestic offices | $240,010,000 | 1,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $59,500,000 | 790 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,056,000 | 3,077 |
| Total equity capital | $21,150,000 | 2,706 |
| Total bank equity capital | $21,150,000 | 2,706 |
| Perpetual preferred stock | $1,000,000 | 82 |
| Common stock | $132,000 | 6,565 |
| Surplus | $18,719,000 | 1,183 |
| Undivided profits | $1,299,000 | 7,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 4,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,160,000 | 2,698 |
| Earning assets | $305,882,000 | 1,755 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $315,784,000 | 1,784 |
| Average Assets, quarterly | $320,849,000 | 1,795 |
| Volatile liabilities | $111,207,000 | 1,064 |
| Insider loans | $1,334,000 | 3,491 |
| FHLB advances | $59,500,000 | 714 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $54,830,000 | 1,468 |
| Tier 1 (core) risk-based capital | $21,077,000 | 2,572 |
| Tier 2 risk-based capital | $511,000 | 5,684 |
| Total risk weighted assets | $136,135,000 | 2,798 |
| Total unused commitments | $54,830,000 | 1,469 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 78 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $319,982,000 | 1,791 |
| Cash and due from depository institutions | $6,920,000 | 2,202 |
| Interest-bearing balances | $413,000 | 3,771 |
| Securities | $100,448,000 | 1,303 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $202,598,000 | 1,844 |
| Loan loss allowance | $540,000 | 5,815 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,161,000 | 2,413 |
| Other real estate owned | $239,000 | 2,202 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,616,000 | 2,380 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $319,982,000 | 1,791 |
| Total liabilities | $299,196,000 | 1,740 |
| Total deposits | $235,965,000 | 1,946 |
| Interest-bearing deposits | $227,643,000 | 1,706 |
| Deposits held in domestic offices | $235,965,000 | 1,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $62,500,000 | 761 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $731,000 | 3,645 |
| Total equity capital | $20,786,000 | 2,637 |
| Total bank equity capital | $20,786,000 | 2,637 |
| Perpetual preferred stock | $1,000,000 | 84 |
| Common stock | $132,000 | 6,610 |
| Surplus | $18,719,000 | 1,154 |
| Undivided profits | $935,000 | 7,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $743,000 | 3,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,101,000 | 2,670 |
| Earning assets | $303,459,000 | 1,733 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $313,806,670 | 1,793 |
| Average Assets, quarterly | $314,093,000 | 1,814 |
| Volatile liabilities | $111,009,000 | 1,031 |
| Insider loans | $476,000 | 5,533 |
| FHLB advances | $62,500,000 | 683 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $53,797,000 | 1,471 |
| Tier 1 (core) risk-based capital | $20,714,000 | 2,559 |
| Tier 2 risk-based capital | $540,000 | 5,483 |
| Total risk weighted assets | $131,332,000 | 2,844 |
| Total unused commitments | $54,797,000 | 1,456 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 85 | 2,016 |
| Assets and Liabilities | ||
| Total Assets: | $308,204,000 | 1,853 |
| Cash and due from depository institutions | $6,595,000 | 2,016 |
| Interest-bearing balances | $359,000 | 4,093 |
| Securities | $94,696,000 | 1,391 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $196,551,000 | 1,853 |
| Loan loss allowance | $558,000 | 5,741 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,075,000 | 2,438 |
| Other real estate owned | $280,000 | 2,016 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,007,000 | 2,151 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $308,204,000 | 1,853 |
| Total liabilities | $287,628,000 | 1,785 |
| Total deposits | $230,524,000 | 1,968 |
| Interest-bearing deposits | $222,277,000 | 1,752 |
| Deposits held in domestic offices | $230,524,000 | 1,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $56,500,000 | 760 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $604,000 | 4,418 |
| Total equity capital | $20,576,000 | 2,713 |
| Total bank equity capital | $20,576,000 | 2,713 |
| Perpetual preferred stock | $1,000,000 | 86 |
| Common stock | $132,000 | 6,628 |
| Surplus | $18,719,000 | 1,143 |
| Undivided profits | $725,000 | 7,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,084,000 | 2,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,084,000 | 2,665 |
| Earning assets | $291,606,000 | 1,789 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $310,719,000 | 1,803 |
| Average Assets, quarterly | $310,719,000 | 1,803 |
| Volatile liabilities | $101,633,000 | 1,082 |
| Insider loans | $431,000 | 5,712 |
| FHLB advances | $56,500,000 | 683 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $50,678,000 | 1,482 |
| Tier 1 (core) risk-based capital | $20,501,000 | 2,549 |
| Tier 2 risk-based capital | $558,000 | 5,384 |
| Total risk weighted assets | $125,196,000 | 2,915 |
| Total unused commitments | $53,678,000 | 1,426 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $313,234,000 | 1,807 |
| Cash and due from depository institutions | $9,759,000 | 2,088 |
| Interest-bearing balances | $2,025,000 | 2,200 |
| Securities | $97,136,000 | 1,395 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $196,123,000 | 1,846 |
| Loan loss allowance | $553,000 | 5,751 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,649,000 | 2,675 |
| Other real estate owned | $354,000 | 2,088 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,213,000 | 2,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,234,000 | 1,807 |
| Total liabilities | $292,843,000 | 1,747 |
| Total deposits | $236,277,000 | 1,915 |
| Interest-bearing deposits | $220,596,000 | 1,755 |
| Deposits held in domestic offices | $236,277,000 | 1,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $56,000,000 | 791 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $566,000 | 4,414 |
| Total equity capital | $20,391,000 | 2,673 |
| Total bank equity capital | $20,391,000 | 2,673 |
| Perpetual preferred stock | $1,000,000 | 85 |
| Common stock | $132,000 | 6,680 |
| Surplus | $18,720,000 | 1,118 |
| Undivided profits | $539,000 | 7,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,115,000 | 2,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $819,000 | 3,604 |
| Earning assets | $295,284,000 | 1,763 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $307,556,200 | 1,760 |
| Average Assets, quarterly | $310,593,000 | 1,801 |
| Volatile liabilities | $108,176,000 | 1,026 |
| Insider loans | $466,000 | 5,593 |
| FHLB advances | $56,000,000 | 706 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $47,383,000 | 1,522 |
| Tier 1 (core) risk-based capital | $20,317,000 | 2,533 |
| Tier 2 risk-based capital | $553,000 | 5,421 |
| Total risk weighted assets | $144,011,000 | 2,565 |
| Total unused commitments | $47,383,000 | 1,524 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 85 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $307,952,000 | 1,836 |
| Cash and due from depository institutions | $7,244,000 | 2,053 |
| Interest-bearing balances | $172,000 | 4,854 |
| Securities | $99,755,000 | 1,336 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $192,635,000 | 1,857 |
| Loan loss allowance | $541,000 | 5,834 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,048,000 | 3,075 |
| Other real estate owned | $427,000 | 2,053 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,843,000 | 2,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,952,000 | 1,836 |
| Total liabilities | $287,747,000 | 1,765 |
| Total deposits | $226,894,000 | 2,000 |
| Interest-bearing deposits | $217,340,000 | 1,784 |
| Deposits held in domestic offices | $226,894,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $60,000,000 | 731 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $853,000 | 3,593 |
| Total equity capital | $20,205,000 | 2,685 |
| Total bank equity capital | $20,205,000 | 2,685 |
| Perpetual preferred stock | $1,000,000 | 84 |
| Common stock | $123,000 | 6,787 |
| Surplus | $17,025,000 | 1,193 |
| Undivided profits | $2,057,000 | 6,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,031,000 | 2,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $814,000 | 3,787 |
| Earning assets | $292,562,000 | 1,767 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $306,136,750 | 1,786 |
| Average Assets, quarterly | $306,242,500 | 1,831 |
| Volatile liabilities | $104,992,000 | 1,029 |
| Insider loans | $520,000 | 5,375 |
| FHLB advances | $60,000,000 | 657 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $46,108,000 | 1,563 |
| Tier 1 (core) risk-based capital | $20,129,000 | 2,556 |
| Tier 2 risk-based capital | $541,000 | 5,487 |
| Total risk weighted assets | $139,244,000 | 2,618 |
| Total unused commitments | $51,108,000 | 1,434 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 86 | 2,028 |
| Assets and Liabilities | ||
| Total Assets: | $304,533,000 | 1,837 |
| Cash and due from depository institutions | $13,020,000 | 2,028 |
| Interest-bearing balances | $7,124,000 | 1,114 |
| Securities | $93,221,000 | 1,387 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $190,881,000 | 1,819 |
| Loan loss allowance | $556,000 | 5,730 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,386,000 | 3,686 |
| Other real estate owned | $508,000 | 2,028 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,517,000 | 2,596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $304,533,000 | 1,837 |
| Total liabilities | $284,388,000 | 1,766 |
| Total deposits | $232,936,000 | 1,921 |
| Interest-bearing deposits | $224,051,000 | 1,702 |
| Deposits held in domestic offices | $232,936,000 | 1,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $50,000,000 | 833 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,452,000 | 2,554 |
| Total equity capital | $20,145,000 | 2,687 |
| Total bank equity capital | $20,145,000 | 2,687 |
| Perpetual preferred stock | $1,000,000 | 84 |
| Common stock | $124,000 | 6,804 |
| Surplus | $17,026,000 | 1,172 |
| Undivided profits | $1,995,000 | 6,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,092,000 | 2,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $860,000 | 3,469 |
| Earning assets | $291,226,000 | 1,760 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $305,531,670 | 1,795 |
| Average Assets, quarterly | $302,130,500 | 1,826 |
| Volatile liabilities | $95,434,000 | 1,105 |
| Insider loans | $532,000 | 5,331 |
| FHLB advances | $50,000,000 | 740 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $49,314,000 | 1,443 |
| Tier 1 (core) risk-based capital | $20,067,000 | 2,517 |
| Tier 2 risk-based capital | $556,000 | 5,381 |
| Total risk weighted assets | $138,953,000 | 2,577 |
| Total unused commitments | $54,314,000 | 1,366 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 87 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $299,728,000 | 1,827 |
| Cash and due from depository institutions | $11,494,000 | 1,985 |
| Interest-bearing balances | $6,024,000 | 1,329 |
| Securities | $91,864,000 | 1,380 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $189,124,000 | 1,817 |
| Loan loss allowance | $542,000 | 5,746 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,139,000 | 3,929 |
| Other real estate owned | $484,000 | 1,985 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,623,000 | 2,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,728,000 | 1,827 |
| Total liabilities | $279,926,000 | 1,764 |
| Total deposits | $229,271,000 | 1,928 |
| Interest-bearing deposits | $221,279,000 | 1,711 |
| Deposits held in domestic offices | $229,271,000 | 1,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $49,000,000 | 826 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,655,000 | 2,365 |
| Total equity capital | $19,802,000 | 2,668 |
| Total bank equity capital | $19,802,000 | 2,668 |
| Perpetual preferred stock | $1,000,000 | 84 |
| Common stock | $124,000 | 6,837 |
| Surplus | $17,026,000 | 1,147 |
| Undivided profits | $1,652,000 | 6,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,242,000 | 2,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $880,000 | 3,421 |
| Earning assets | $287,012,000 | 1,748 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $306,031,000 | 1,778 |
| Average Assets, quarterly | $306,031,000 | 1,778 |
| Volatile liabilities | $90,324,000 | 1,128 |
| Insider loans | $607,000 | 5,009 |
| FHLB advances | $49,000,000 | 746 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $46,260,000 | 1,483 |
| Tier 1 (core) risk-based capital | $19,722,000 | 2,510 |
| Tier 2 risk-based capital | $542,000 | 5,405 |
| Total risk weighted assets | $136,743,000 | 2,571 |
| Total unused commitments | $50,060,000 | 1,400 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities | ||
| Total Assets: | $312,334,000 | 1,719 |
| Cash and due from depository institutions | $21,367,000 | 1,931 |
| Interest-bearing balances | $11,804,000 | 665 |
| Securities | $94,476,000 | 1,312 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $189,165,000 | 1,798 |
| Loan loss allowance | $537,000 | 5,732 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,179,000 | 3,861 |
| Other real estate owned | $436,000 | 1,931 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,711,000 | 2,446 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,334,000 | 1,719 |
| Total liabilities | $292,885,000 | 1,646 |
| Total deposits | $243,675,000 | 1,769 |
| Interest-bearing deposits | $224,019,000 | 1,664 |
| Deposits held in domestic offices | $243,675,000 | 1,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $48,000,000 | 829 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,210,000 | 2,969 |
| Total equity capital | $19,449,000 | 2,684 |
| Total bank equity capital | $19,449,000 | 2,684 |
| Perpetual preferred stock | $1,000,000 | 85 |
| Common stock | $124,000 | 6,863 |
| Surplus | $17,026,000 | 1,132 |
| Undivided profits | $1,299,000 | 7,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,354,000 | 2,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $903,000 | 3,515 |
| Earning assets | $295,445,000 | 1,654 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $295,192,600 | 1,733 |
| Average Assets, quarterly | $304,027,500 | 1,749 |
| Volatile liabilities | $102,951,000 | 998 |
| Insider loans | $751,000 | 4,599 |
| FHLB advances | $48,000,000 | 734 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $44,104,000 | 1,490 |
| Tier 1 (core) risk-based capital | $19,370,000 | 2,521 |
| Tier 2 risk-based capital | $537,000 | 5,404 |
| Total risk weighted assets | $138,652,000 | 2,509 |
| Total unused commitments | $44,104,000 | 1,491 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 81 | 2,117 |
| Assets and Liabilities | ||
| Total Assets: | $285,892,000 | 1,782 |
| Cash and due from depository institutions | $17,043,000 | 2,117 |
| Interest-bearing balances | $9,800,000 | 725 |
| Securities | $87,101,000 | 1,307 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $175,369,000 | 1,877 |
| Loan loss allowance | $526,000 | 5,652 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,865,000 | 4,236 |
| Other real estate owned | $228,000 | 2,117 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,286,000 | 2,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $285,892,000 | 1,782 |
| Total liabilities | $267,815,000 | 1,727 |
| Total deposits | $225,141,000 | 1,804 |
| Interest-bearing deposits | $212,065,000 | 1,661 |
| Deposits held in domestic offices | $225,141,000 | 1,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $41,500,000 | 857 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,174,000 | 3,073 |
| Total equity capital | $18,077,000 | 2,686 |
| Total bank equity capital | $18,077,000 | 2,686 |
| Perpetual preferred stock | $1,000,000 | 90 |
| Common stock | $113,000 | 7,135 |
| Surplus | $14,869,000 | 1,223 |
| Undivided profits | $2,095,000 | 6,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 3,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,049,000 | 3,306 |
| Earning assets | $272,270,000 | 1,716 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $275,748,400 | 1,753 |
| Average Assets, quarterly | $282,101,500 | 1,785 |
| Volatile liabilities | $81,733,000 | 1,180 |
| Insider loans | $404,000 | 5,859 |
| FHLB advances | $41,500,000 | 764 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $38,856,000 | 1,533 |
| Tier 1 (core) risk-based capital | $17,999,000 | 2,580 |
| Tier 2 risk-based capital | $526,000 | 5,342 |
| Total risk weighted assets | $124,597,000 | 2,659 |
| Total unused commitments | $38,856,000 | 1,538 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 81 | 2,089 |
| Assets and Liabilities | ||
| Total Assets: | $279,153,000 | 1,721 |
| Cash and due from depository institutions | $18,382,000 | 2,089 |
| Interest-bearing balances | $9,015,000 | 519 |
| Securities | $73,483,000 | 1,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $181,292,000 | 1,751 |
| Loan loss allowance | $491,000 | 5,785 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,638,000 | 4,593 |
| Other real estate owned | $232,000 | 2,089 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,126,000 | 2,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,153,000 | 1,721 |
| Total liabilities | $262,183,000 | 1,658 |
| Total deposits | $233,128,000 | 1,654 |
| Interest-bearing deposits | $220,536,000 | 1,505 |
| Deposits held in domestic offices | $233,128,000 | 1,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $28,000,000 | 1,087 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,055,000 | 3,453 |
| Total equity capital | $16,970,000 | 2,751 |
| Total bank equity capital | $16,970,000 | 2,751 |
| Perpetual preferred stock | $1,000,000 | 94 |
| Common stock | $102,000 | 7,415 |
| Surplus | $12,845,000 | 1,331 |
| Undivided profits | $3,023,000 | 5,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $515,000 | 3,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,111,000 | 2,433 |
| Earning assets | $263,790,000 | 1,680 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $259,429,600 | 1,775 |
| Average Assets, quarterly | $271,173,500 | 1,758 |
| Volatile liabilities | $72,134,000 | 1,286 |
| Insider loans | $149,000 | 7,485 |
| FHLB advances | $28,000,000 | 310 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $35,472,000 | 1,519 |
| Tier 1 (core) risk-based capital | $16,933,000 | 2,647 |
| Tier 2 risk-based capital | $491,000 | 5,472 |
| Total risk weighted assets | $127,878,000 | 2,482 |
| Total unused commitments | $35,472,000 | 1,520 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 81 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $250,665,000 | 1,874 |
| Cash and due from depository institutions | $11,265,000 | 2,140 |
| Interest-bearing balances | $4,106,000 | 965 |
| Securities | $70,293,000 | 1,629 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $164,259,000 | 1,831 |
| Loan loss allowance | $422,000 | 6,257 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,126,000 | 5,701 |
| Other real estate owned | $98,000 | 2,140 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,624,000 | 2,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,665,000 | 1,874 |
| Total liabilities | $235,048,000 | 1,807 |
| Total deposits | $211,455,000 | 1,779 |
| Interest-bearing deposits | $203,707,000 | 1,597 |
| Deposits held in domestic offices | $211,455,000 | 1,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,000,000 | 1,218 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $593,000 | 4,788 |
| Total equity capital | $15,617,000 | 2,845 |
| Total bank equity capital | $15,617,000 | 2,845 |
| Perpetual preferred stock | $1,000,000 | 94 |
| Common stock | $93,000 | 8,272 |
| Surplus | $11,255,000 | 1,470 |
| Undivided profits | $3,269,000 | 5,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 5,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $934,000 | 2,435 |
| Earning assets | $238,658,000 | 1,811 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $233,175,600 | 1,937 |
| Average Assets, quarterly | $246,975,500 | 1,881 |
| Volatile liabilities | $58,989,000 | 1,444 |
| Insider loans | $174,000 | 7,394 |
| FHLB advances | $23,000,000 | 339 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $31,337,000 | 1,691 |
| Tier 1 (core) risk-based capital | $15,610,000 | 2,822 |
| Tier 2 risk-based capital | $422,000 | 5,880 |
| Total risk weighted assets | $108,737,000 | 2,762 |
| Total unused commitments | $31,337,000 | 1,693 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 80 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $226,071,000 | 2,044 |
| Cash and due from depository institutions | $10,391,000 | 2,180 |
| Interest-bearing balances | $3,410,000 | 1,611 |
| Securities | $59,043,000 | 1,963 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $152,067,000 | 1,843 |
| Loan loss allowance | $378,000 | 6,601 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,231,000 | 5,357 |
| Other real estate owned | $98,000 | 2,180 |
| Goodwill and other intangibles | $14,000 | 3,248 |
| All other assets | $3,227,000 | 2,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,071,000 | 2,044 |
| Total liabilities | $211,706,000 | 1,964 |
| Total deposits | $193,746,000 | 1,950 |
| Interest-bearing deposits | $183,829,000 | 1,774 |
| Deposits held in domestic offices | $193,746,000 | 1,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,500,000 | 1,132 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $460,000 | 6,038 |
| Total equity capital | $14,365,000 | 3,119 |
| Total bank equity capital | $14,365,000 | 3,119 |
| Perpetual preferred stock | $1,000,000 | 95 |
| Common stock | $84,000 | 8,496 |
| Surplus | $9,763,000 | 1,603 |
| Undivided profits | $3,518,000 | 5,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 5,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $854,000 | 2,642 |
| Earning assets | $214,520,000 | 1,983 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $212,395,800 | 2,057 |
| Average Assets, quarterly | $222,168,500 | 2,043 |
| Volatile liabilities | $47,633,000 | 1,448 |
| Insider loans | $190,000 | 7,278 |
| FHLB advances | $17,500,000 | 331 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $27,340,000 | 1,793 |
| Tier 1 (core) risk-based capital | $14,322,000 | 2,984 |
| Tier 2 risk-based capital | $386,000 | 6,117 |
| Total risk weighted assets | $99,874,000 | 2,823 |
| Total unused commitments | $27,340,000 | 1,799 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 74 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $198,094,000 | 2,289 |
| Cash and due from depository institutions | $4,733,000 | 2,424 |
| Interest-bearing balances | $963,000 | 2,519 |
| Securities | $63,613,000 | 1,815 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $125,240,000 | 2,228 |
| Loan loss allowance | $312,000 | 7,454 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,325,000 | 5,108 |
| Other real estate owned | $100,000 | 2,424 |
| Goodwill and other intangibles | $39,000 | 3,055 |
| All other assets | $3,044,000 | 2,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,094,000 | 2,289 |
| Total liabilities | $184,918,000 | 2,216 |
| Total deposits | $173,845,000 | 2,155 |
| Interest-bearing deposits | $169,824,000 | 1,908 |
| Deposits held in domestic offices | $173,845,000 | 2,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $10,500,000 | 1,344 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $573,000 | 5,369 |
| Total equity capital | $13,176,000 | 3,355 |
| Total bank equity capital | $13,176,000 | 3,355 |
| Perpetual preferred stock | $1,000,000 | 113 |
| Common stock | $76,000 | 8,897 |
| Surplus | $7,965,000 | 1,922 |
| Undivided profits | $4,135,000 | 5,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $404,000 | 4,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $776,000 | 2,995 |
| Earning assets | $189,816,000 | 2,209 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $192,903,800 | 2,234 |
| Average Assets, quarterly | $197,334,500 | 2,270 |
| Volatile liabilities | $28,373,000 | 2,239 |
| Insider loans | $142,000 | 7,978 |
| FHLB advances | $10,500,000 | 411 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,571,000 | 2,139 |
| Tier 1 (core) risk-based capital | $13,166,000 | 3,210 |
| Tier 2 risk-based capital | $312,000 | 6,933 |
| Total risk weighted assets | $83,964,000 | 3,253 |
| Total unused commitments | $19,571,000 | 2,145 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 66 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $185,978,000 | 2,497 |
| Cash and due from depository institutions | $6,733,000 | 2,873 |
| Interest-bearing balances | $3,136,000 | 1,194 |
| Securities | $62,506,000 | 1,944 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $112,349,000 | 2,507 |
| Loan loss allowance | $340,000 | 7,409 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,127,000 | 5,603 |
| Other real estate owned | $105,000 | 2,873 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,158,000 | 2,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,978,000 | 2,497 |
| Total liabilities | $174,186,000 | 2,422 |
| Total deposits | $168,736,000 | 2,307 |
| Interest-bearing deposits | $165,262,000 | 2,026 |
| Deposits held in domestic offices | $168,736,000 | 2,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000,000 | 1,827 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $450,000 | 6,360 |
| Total equity capital | $11,792,000 | 3,737 |
| Total bank equity capital | $11,792,000 | 3,737 |
| Perpetual preferred stock | $1,000,000 | 127 |
| Common stock | $69,000 | 9,438 |
| Surplus | $6,697,000 | 2,269 |
| Undivided profits | $4,026,000 | 5,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $860,000 | 3,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $714,000 | 3,209 |
| Earning assets | $177,991,000 | 2,411 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $188,275,600 | 2,384 |
| Average Assets, quarterly | $187,965,500 | 2,448 |
| Volatile liabilities | $17,276,000 | 3,279 |
| Insider loans | $183,000 | 7,885 |
| FHLB advances | $5,000,000 | 553 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,282,000 | 2,773 |
| Tier 1 (core) risk-based capital | $11,788,000 | 3,637 |
| Tier 2 risk-based capital | $282,000 | 7,476 |
| Total risk weighted assets | $75,354,000 | 3,620 |
| Total unused commitments | $13,282,000 | 2,786 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $184,384,000 | 2,527 |
| Cash and due from depository institutions | $4,758,000 | 2,981 |
| Interest-bearing balances | $1,252,000 | 2,286 |
| Securities | $65,526,000 | 1,907 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $105,454,000 | 2,562 |
| Loan loss allowance | $310,000 | 7,951 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $937,000 | 6,282 |
| Other real estate owned | $107,000 | 2,981 |
| Goodwill and other intangibles | $4,497,000 | 551 |
| All other assets | $3,105,000 | 2,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,384,000 | 2,527 |
| Total liabilities | $168,636,000 | 2,495 |
| Total deposits | $163,848,000 | 2,392 |
| Interest-bearing deposits | $161,094,000 | 2,111 |
| Deposits held in domestic offices | $163,848,000 | 2,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,500,000 | 1,733 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $288,000 | 8,442 |
| Total equity capital | $15,748,000 | 2,829 |
| Total bank equity capital | $15,748,000 | 2,829 |
| Perpetual preferred stock | $1,000,000 | 137 |
| Common stock | $68,000 | 9,899 |
| Surplus | $6,667,000 | 2,275 |
| Undivided profits | $8,013,000 | 3,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $679,000 | 3,492 |
| Earning assets | $172,232,000 | 2,488 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $181,933,800 | 2,475 |
| Average Assets, quarterly | $184,353,000 | 2,507 |
| Volatile liabilities | $12,077,000 | 3,972 |
| Insider loans | $96,000 | 9,223 |
| FHLB advances | $4,500,000 | 541 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,006,000 | 3,273 |
| Tier 1 (core) risk-based capital | $11,245,000 | 3,772 |
| Tier 2 risk-based capital | $301,000 | 7,324 |
| Total risk weighted assets | $72,281,000 | 3,648 |
| Total unused commitments | $11,006,000 | 3,075 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 61 | 3,315 |
| Assets and Liabilities | ||
| Total Assets: | $176,462,000 | 2,595 |
| Cash and due from depository institutions | $3,292,000 | 3,315 |
| Interest-bearing balances | $217,000 | 4,297 |
| Securities | $68,281,000 | 1,920 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $94,905,000 | 2,772 |
| Loan loss allowance | $317,000 | 8,168 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,060,000 | 5,892 |
| Other real estate owned | $228,000 | 3,315 |
| Goodwill and other intangibles | $4,872,000 | 475 |
| All other assets | $3,824,000 | 2,143 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,462,000 | 2,595 |
| Total liabilities | $161,744,000 | 2,570 |
| Total deposits | $158,971,000 | 2,419 |
| Interest-bearing deposits | $156,709,000 | 2,114 |
| Deposits held in domestic offices | $158,971,000 | 2,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,500,000 | 2,333 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $273,000 | 7,722 |
| Total equity capital | $14,718,000 | 2,777 |
| Total bank equity capital | $14,718,000 | 2,777 |
| Perpetual preferred stock | $1,000,000 | 135 |
| Common stock | $68,000 | 10,433 |
| Surplus | $6,631,000 | 2,206 |
| Undivided profits | $7,019,000 | 3,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 6,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $584,000 | 3,571 |
| Earning assets | $163,403,000 | 2,569 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $175,668,600 | 2,528 |
| Average Assets, quarterly | $176,337,500 | 2,572 |
| Volatile liabilities | $5,726,000 | 6,245 |
| Insider loans | $121,000 | 9,138 |
| FHLB advances | $2,500,000 | 739 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,135,000 | 3,331 |
| Tier 1 (core) risk-based capital | $10,454,000 | 3,935 |
| Tier 2 risk-based capital | $305,000 | 7,429 |
| Total risk weighted assets | $66,956,000 | 3,832 |
| Total unused commitments | $9,135,000 | 3,339 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 62 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $173,293,000 | 2,669 |
| Cash and due from depository institutions | $6,003,000 | 3,382 |
| Interest-bearing balances | $2,374,000 | 2,165 |
| Securities | $66,907,000 | 2,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $90,456,000 | 2,830 |
| Loan loss allowance | $321,000 | 8,390 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $938,000 | 6,388 |
| Other real estate owned | $165,000 | 3,382 |
| Goodwill and other intangibles | $5,247,000 | 414 |
| All other assets | $3,577,000 | 2,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,293,000 | 2,669 |
| Total liabilities | $159,577,000 | 2,635 |
| Total deposits | $158,951,000 | 2,502 |
| Interest-bearing deposits | $156,829,000 | 2,202 |
| Deposits held in domestic offices | $158,951,000 | 2,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $626,000 | 4,502 |
| Total equity capital | $13,716,000 | 2,941 |
| Total bank equity capital | $13,716,000 | 2,941 |
| Perpetual preferred stock | $1,000,000 | 147 |
| Common stock | $61,000 | 10,970 |
| Surplus | $5,597,000 | 2,425 |
| Undivided profits | $7,058,000 | 3,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 5,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $536,000 | 3,445 |
| Earning assets | $159,737,000 | 2,656 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $173,074,400 | 2,593 |
| Average Assets, quarterly | $173,723,000 | 2,640 |
| Volatile liabilities | $4,685,000 | 6,782 |
| Insider loans | $197,000 | 8,369 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,392,000 | 3,014 |
| Tier 1 (core) risk-based capital | $9,678,000 | 4,128 |
| Tier 2 risk-based capital | $304,000 | 7,523 |
| Total risk weighted assets | $67,964,000 | 3,727 |
| Total unused commitments | $10,392,000 | 3,035 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $171,606,000 | 2,761 |
| Cash and due from depository institutions | $3,759,000 | 3,669 |
| Interest-bearing balances | $412,000 | 5,186 |
| Securities | $76,503,000 | 1,762 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $80,471,000 | 3,243 |
| Loan loss allowance | $319,000 | 8,532 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $717,000 | 7,548 |
| Other real estate owned | $310,000 | 3,669 |
| Goodwill and other intangibles | $5,621,000 | 393 |
| All other assets | $4,225,000 | 1,896 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,606,000 | 2,761 |
| Total liabilities | $159,438,000 | 2,729 |
| Total deposits | $158,469,000 | 2,599 |
| Interest-bearing deposits | $155,781,000 | 2,317 |
| Deposits held in domestic offices | $158,469,000 | 2,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $969,000 | 3,378 |
| Total equity capital | $12,168,000 | 3,152 |
| Total bank equity capital | $12,168,000 | 3,152 |
| Perpetual preferred stock | $1,000,000 | 142 |
| Common stock | $55,000 | 11,556 |
| Surplus | $4,755,000 | 2,710 |
| Undivided profits | $6,358,000 | 3,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 7,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $509,000 | 4,002 |
| Earning assets | $157,386,000 | 2,748 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $169,843,600 | 2,709 |
| Average Assets, quarterly | $170,519,500 | 2,754 |
| Volatile liabilities | $4,130,000 | 7,290 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,486,000 | 3,273 |
| Tier 1 (core) risk-based capital | $8,145,000 | 4,637 |
| Tier 2 risk-based capital | $309,000 | 7,453 |
| Total risk weighted assets | $63,793,000 | 4,023 |
| Total unused commitments | $8,981,000 | 3,179 |
| Derivatives | $0 | 651 |