2025-03-31 | Rank |
Percentage of unprofitable institutions | 100.0000% | 3 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) |
Yield on earning assets | 0.6353% | 4,468 |
Cost of funding earning assets | 0.0102% | 4,394 |
Net interest margin | 0.6250% | 4,420 |
Noninterest income to average assets | 0.0000% | 4,395 |
Noninterest expense to average assets | 11.4534% | 101 |
Loan and lease loss provision to assets | 0.0000% | 2,722 |
Net operating income to assets | -8.4097% | 4,445 |
Return on assets (ROA) | -8.4097% | 4,484 |
Pretax return on assets | -10.8506% | 4,485 |
Return on Equity (ROE) | -9.0100% | 4,378 |
Retained earnings to average equity (ytd only) | -9.0055% | 4,225 |
Net charge-offs to loans | 0.0000% | 2,326 |
Credit loss provision to net charge-offs | 0.0000% | 1,760 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,230 |
Efficiency ratio | 1,900.0000% | 30 |
Assets per employee ($millions) | 2.5298% | 4,303 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,332 |
Condition Ratios (%) |
Loss allowance to loans | 0.0000% | 4,373 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,773 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
Noncurrent loans to loans | 0.0000% | 3,787 |
Net loans and leases to total assets | 0.0000% | 4,354 |
Net loans and leases to deposits | 0.0000% | 4,363 |
Net loans and leases to core deposits | 0.0000% | 4,352 |
Total domestic deposits to total assets | 6.5400% | 4,366 |
Equity capital to assets | 93.3839% | 70 |
Core capital (leverage) ratio | 96.3962% | 24 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 433.0987% | 15 |
Memoranda: |
Average total assets | $40,477,000 | 4,283 |
Average earning assets | $39,039,000 | 4,249 |
Average equity | $37,799,000 | 2,116 |
Average total loans | $0 | 4,354 |