Home > BankMeridian, N.A. > Income and Expense
BankMeridian, N.A., Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,470,000 | 3,103 |
| Total interest expense | $1,987,000 | 1,637 |
| Net interest income | $2,483,000 | 3,949 |
| Provision for loan and lease losses | $3,639,000 | 580 |
| Total noninterest income | $-496,000 | 7,407 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $48,000 | 5,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-544,000 | 7,393 |
| Total noninterest expense | $4,891,000 | 1,971 |
| Salaries and employee benefits | $1,495,000 | 3,149 |
| Premises and equipment expense | $614,000 | 2,053 |
| Additional noninterest expense | $2,782,000 | 1,271 |
| Pre-tax net operating income | $-6,543,000 | 7,406 |
| Securities gains (losses) | $12,000 | 2,290 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-6,531,000 | 7,406 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,531,000 | 7,406 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-6,531,000 | 7,406 |
| Net charge-offs | $3,404,000 | 617 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 639 |
| Net operating income | $-6,543,000 | 7,406 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 2,970 |
| Total interest expense | $1,035,000 | 1,641 |
| Net interest income | $1,332,000 | 3,779 |
| Provision for loan and lease losses | $3,639,000 | 309 |
| Total noninterest income | $-197,000 | 7,466 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-220,000 | 7,443 |
| Total noninterest expense | $2,278,000 | 2,119 |
| Salaries and employee benefits | $719,000 | 3,259 |
| Premises and equipment expense | $314,000 | 2,042 |
| Additional noninterest expense | $1,245,000 | 1,402 |
| Pre-tax net operating income | $-4,782,000 | 7,500 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-4,782,000 | 7,496 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-4,782,000 | 7,496 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,782,000 | 7,496 |
| Net charge-offs | $2,323,000 | 491 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 587 |
| Net operating income | $-4,782,000 | 7,498 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,204,000 | 2,458 |
| Total interest expense | $5,319,000 | 1,559 |
| Net interest income | $6,885,000 | 3,105 |
| Provision for loan and lease losses | $10,132,000 | 655 |
| Total noninterest income | $-1,180,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $159,000 | 4,807 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,339,000 | 7,522 |
| Total noninterest expense | $8,344,000 | 2,317 |
| Salaries and employee benefits | $3,226,000 | 2,934 |
| Premises and equipment expense | $1,152,000 | 2,194 |
| Additional noninterest expense | $3,966,000 | 1,824 |
| Pre-tax net operating income | $-12,771,000 | 7,419 |
| Securities gains (losses) | $597,000 | 763 |
| Applicable income taxes | $395,000 | 2,108 |
| Income before extraordinary items | $-12,569,000 | 7,437 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,569,000 | 7,437 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-12,569,000 | 7,437 |
| Net charge-offs | $7,986,000 | 718 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 765 |
| Net operating income | $-13,166,000 | 7,438 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,793,000 | 2,361 |
| Total interest expense | $4,170,000 | 1,560 |
| Net interest income | $5,623,000 | 2,933 |
| Provision for loan and lease losses | $6,404,000 | 718 |
| Total noninterest income | $-754,000 | 7,670 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $129,000 | 4,761 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-883,000 | 7,641 |
| Total noninterest expense | $6,003,000 | 2,411 |
| Salaries and employee benefits | $2,477,000 | 2,867 |
| Premises and equipment expense | $861,000 | 2,235 |
| Additional noninterest expense | $2,665,000 | 1,940 |
| Pre-tax net operating income | $-7,538,000 | 7,491 |
| Securities gains (losses) | $597,000 | 634 |
| Applicable income taxes | $395,000 | 1,886 |
| Income before extraordinary items | $-7,336,000 | 7,522 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,336,000 | 7,522 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-7,336,000 | 7,522 |
| Net charge-offs | $5,120,000 | 769 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 709 |
| Net operating income | $-7,933,000 | 7,525 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 2,352 |
| Total interest expense | $2,876,000 | 1,566 |
| Net interest income | $3,761,000 | 2,923 |
| Provision for loan and lease losses | $1,671,000 | 1,423 |
| Total noninterest income | $345,000 | 3,952 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $99,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $246,000 | 3,148 |
| Total noninterest expense | $4,005,000 | 2,430 |
| Salaries and employee benefits | $1,670,000 | 2,856 |
| Premises and equipment expense | $568,000 | 2,274 |
| Additional noninterest expense | $1,767,000 | 1,955 |
| Pre-tax net operating income | $-1,570,000 | 7,181 |
| Securities gains (losses) | $-7,000 | 7,286 |
| Applicable income taxes | $195,000 | 2,147 |
| Income before extraordinary items | $-1,772,000 | 7,299 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,772,000 | 7,298 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,772,000 | 7,299 |
| Net charge-offs | $1,483,000 | 1,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 642 |
| Net operating income | $-1,765,000 | 7,289 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 2,434 |
| Total interest expense | $1,468,000 | 1,603 |
| Net interest income | $1,808,000 | 3,063 |
| Provision for loan and lease losses | $907,000 | 1,239 |
| Total noninterest income | $194,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $50,000 | 4,477 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $144,000 | 2,911 |
| Total noninterest expense | $1,932,000 | 2,522 |
| Salaries and employee benefits | $838,000 | 2,891 |
| Premises and equipment expense | $280,000 | 2,353 |
| Additional noninterest expense | $814,000 | 2,087 |
| Pre-tax net operating income | $-837,000 | 7,359 |
| Securities gains (losses) | $-7,000 | 7,474 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-844,000 | 7,423 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-844,000 | 7,423 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-844,000 | 7,424 |
| Net charge-offs | $618,000 | 1,431 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 582 |
| Net operating income | $-837,000 | 7,411 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,767,000 | 2,430 |
| Total interest expense | $7,285,000 | 1,624 |
| Net interest income | $6,482,000 | 3,246 |
| Provision for loan and lease losses | $6,895,000 | 1,139 |
| Total noninterest income | $14,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $112,000 | 5,598 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-98,000 | 7,590 |
| Total noninterest expense | $7,814,000 | 2,518 |
| Salaries and employee benefits | $3,611,000 | 2,709 |
| Premises and equipment expense | $1,178,000 | 2,255 |
| Additional noninterest expense | $3,025,000 | 2,325 |
| Pre-tax net operating income | $-8,213,000 | 7,414 |
| Securities gains (losses) | $128,000 | 1,919 |
| Applicable income taxes | $859,000 | 1,072 |
| Income before extraordinary items | $-8,944,000 | 7,513 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-8,944,000 | 7,512 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-8,944,000 | 7,512 |
| Net charge-offs | $4,429,000 | 1,251 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 889 |
| Net operating income | $-9,072,000 | 7,527 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,240,000 | 2,489 |
| Total interest expense | $5,714,000 | 1,621 |
| Net interest income | $4,526,000 | 3,451 |
| Provision for loan and lease losses | $2,148,000 | 1,824 |
| Total noninterest income | $-39,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $74,000 | 5,821 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-113,000 | 7,818 |
| Total noninterest expense | $5,064,000 | 2,872 |
| Salaries and employee benefits | $2,662,000 | 2,769 |
| Premises and equipment expense | $796,000 | 2,486 |
| Additional noninterest expense | $1,606,000 | 3,116 |
| Pre-tax net operating income | $-2,725,000 | 7,224 |
| Securities gains (losses) | $-187,000 | 7,577 |
| Applicable income taxes | $-1,026,000 | 7,565 |
| Income before extraordinary items | $-1,886,000 | 7,134 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,886,000 | 7,134 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,886,000 | 7,133 |
| Net charge-offs | $485,000 | 3,089 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 838 |
| Net operating income | $-1,764,450 | 7,087 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 2,528 |
| Total interest expense | $3,934,000 | 1,654 |
| Net interest income | $2,864,000 | 3,589 |
| Provision for loan and lease losses | $1,727,000 | 1,539 |
| Total noninterest income | $-22,000 | 7,998 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-69,000 | 7,932 |
| Total noninterest expense | $3,341,000 | 2,934 |
| Salaries and employee benefits | $1,744,000 | 2,852 |
| Premises and equipment expense | $523,000 | 2,539 |
| Additional noninterest expense | $1,074,000 | 3,110 |
| Pre-tax net operating income | $-2,226,000 | 7,439 |
| Securities gains (losses) | $-187,000 | 7,783 |
| Applicable income taxes | $-911,000 | 7,726 |
| Income before extraordinary items | $-1,502,000 | 7,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,502,000 | 7,321 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,502,000 | 7,321 |
| Net charge-offs | $390,000 | 2,639 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 813 |
| Net operating income | $-1,382,320 | 7,292 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 2,558 |
| Total interest expense | $2,050,000 | 1,659 |
| Net interest income | $1,355,000 | 3,727 |
| Provision for loan and lease losses | $221,000 | 2,726 |
| Total noninterest income | $30,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $1,512,000 | 3,125 |
| Salaries and employee benefits | $854,000 | 2,935 |
| Premises and equipment expense | $259,000 | 2,609 |
| Additional noninterest expense | $399,000 | 3,582 |
| Pre-tax net operating income | $-348,000 | 7,136 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-137,000 | 7,625 |
| Income before extraordinary items | $-211,000 | 7,051 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-211,000 | 7,052 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-211,000 | 7,052 |
| Net charge-offs | $151,000 | 2,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 708 |
| Net operating income | $-211,000 | 6,980 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,352,000 | 2,411 |
| Total interest expense | $8,432,000 | 1,871 |
| Net interest income | $6,920,000 | 3,087 |
| Provision for loan and lease losses | $2,656,000 | 1,510 |
| Total noninterest income | $9,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $90,000 | 6,037 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-81,000 | 8,119 |
| Total noninterest expense | $6,196,000 | 2,987 |
| Salaries and employee benefits | $3,513,000 | 2,814 |
| Premises and equipment expense | $1,280,000 | 2,111 |
| Additional noninterest expense | $1,403,000 | 3,800 |
| Pre-tax net operating income | $-1,923,000 | 7,337 |
| Securities gains (losses) | $129,000 | 950 |
| Applicable income taxes | $-647,000 | 7,580 |
| Income before extraordinary items | $-1,147,000 | 7,056 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,147,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,443,000 | 1,596 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 987 |
| Net operating income | $-1,229,560 | 7,219 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,700,000 | 2,434 |
| Total interest expense | $6,303,000 | 1,958 |
| Net interest income | $5,397,000 | 2,998 |
| Provision for loan and lease losses | $758,000 | 2,160 |
| Total noninterest income | $124,000 | 6,858 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $62,000 | 6,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 6,314 |
| Total noninterest expense | $4,654,000 | 2,955 |
| Salaries and employee benefits | $2,643,000 | 2,829 |
| Premises and equipment expense | $772,000 | 2,575 |
| Additional noninterest expense | $1,239,000 | 3,290 |
| Pre-tax net operating income | $109,000 | 6,368 |
| Securities gains (losses) | $129,000 | 828 |
| Applicable income taxes | $85,000 | 3,727 |
| Income before extraordinary items | $153,000 | 5,928 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $153,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,617 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 868 |
| Net operating income | $70,440 | 6,470 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,832,000 | 2,468 |
| Total interest expense | $4,286,000 | 2,012 |
| Net interest income | $3,546,000 | 3,022 |
| Provision for loan and lease losses | $443,000 | 2,033 |
| Total noninterest income | $88,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $38,000 | 6,308 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $50,000 | 6,130 |
| Total noninterest expense | $3,147,000 | 2,925 |
| Salaries and employee benefits | $1,796,000 | 2,816 |
| Premises and equipment expense | $513,000 | 2,586 |
| Additional noninterest expense | $838,000 | 3,222 |
| Pre-tax net operating income | $44,000 | 6,708 |
| Securities gains (losses) | $129,000 | 810 |
| Applicable income taxes | $62,000 | 3,878 |
| Income before extraordinary items | $111,000 | 6,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 780 |
| Net operating income | $28,440 | 6,776 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 2,455 |
| Total interest expense | $2,238,000 | 2,050 |
| Net interest income | $1,800,000 | 2,979 |
| Provision for loan and lease losses | $280,000 | 1,468 |
| Total noninterest income | $43,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $1,513,000 | 3,031 |
| Salaries and employee benefits | $902,000 | 2,821 |
| Premises and equipment expense | $251,000 | 2,657 |
| Additional noninterest expense | $360,000 | 3,589 |
| Pre-tax net operating income | $50,000 | 6,610 |
| Securities gains (losses) | $78,000 | 844 |
| Applicable income taxes | $46,000 | 3,650 |
| Income before extraordinary items | $82,000 | 6,093 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 686 |
| Net operating income | $32,080 | 6,748 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,289,000 | 2,813 |
| Total interest expense | $7,555,000 | 2,446 |
| Net interest income | $6,734,000 | 3,199 |
| Provision for loan and lease losses | $1,046,000 | 1,374 |
| Total noninterest income | $164,000 | 7,009 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $41,000 | 6,888 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $123,000 | 5,900 |
| Total noninterest expense | $5,357,000 | 3,268 |
| Salaries and employee benefits | $2,959,000 | 3,259 |
| Premises and equipment expense | $798,000 | 3,087 |
| Additional noninterest expense | $1,600,000 | 3,244 |
| Pre-tax net operating income | $495,000 | 6,011 |
| Securities gains (losses) | $16,000 | 1,168 |
| Applicable income taxes | $209,000 | 3,798 |
| Income before extraordinary items | $302,000 | 6,417 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $302,000 | 6,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 899 |
| Net operating income | $291,760 | 6,445 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,133,000 | 2,955 |
| Total interest expense | $5,253,000 | 2,612 |
| Net interest income | $4,880,000 | 3,297 |
| Provision for loan and lease losses | $993,000 | 911 |
| Total noninterest income | $121,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,967 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $93,000 | 5,922 |
| Total noninterest expense | $3,876,000 | 3,327 |
| Salaries and employee benefits | $2,372,000 | 3,067 |
| Premises and equipment expense | $543,000 | 3,339 |
| Additional noninterest expense | $961,000 | 3,819 |
| Pre-tax net operating income | $132,000 | 7,203 |
| Securities gains (losses) | $11,000 | 979 |
| Applicable income taxes | $66,000 | 4,763 |
| Income before extraordinary items | $77,000 | 7,370 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $77,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 913 |
| Net operating income | $69,960 | 7,384 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,078,000 | 3,261 |
| Total interest expense | $3,062,000 | 2,964 |
| Net interest income | $3,016,000 | 3,514 |
| Provision for loan and lease losses | $726,000 | 758 |
| Total noninterest income | $68,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $11,000 | 7,206 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $57,000 | 6,076 |
| Total noninterest expense | $2,490,000 | 3,446 |
| Salaries and employee benefits | $1,545,000 | 3,166 |
| Premises and equipment expense | $354,000 | 3,407 |
| Additional noninterest expense | $591,000 | 4,058 |
| Pre-tax net operating income | $-132,000 | 8,021 |
| Securities gains (losses) | $11,000 | 843 |
| Applicable income taxes | $-33,000 | 8,245 |
| Income before extraordinary items | $-88,000 | 7,979 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-88,000 | 7,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 822 |
| Net operating income | $-96,030 | 7,986 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 3,555 |
| Total interest expense | $1,357,000 | 3,228 |
| Net interest income | $1,369,000 | 3,785 |
| Provision for loan and lease losses | $302,000 | 787 |
| Total noninterest income | $22,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $1,205,000 | 3,561 |
| Salaries and employee benefits | $774,000 | 3,170 |
| Premises and equipment expense | $175,000 | 3,465 |
| Additional noninterest expense | $256,000 | 4,457 |
| Pre-tax net operating income | $-116,000 | 8,174 |
| Securities gains (losses) | $9,000 | 715 |
| Applicable income taxes | $-32,000 | 8,366 |
| Income before extraordinary items | $-75,000 | 8,116 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-75,000 | 8,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-81,300 | 8,126 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 6,227 |
| Total interest expense | $1,362,000 | 6,317 |
| Net interest income | $2,482,000 | 6,050 |
| Provision for loan and lease losses | $1,116,000 | 947 |
| Total noninterest income | $126,000 | 7,506 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $126,000 | 5,927 |
| Total noninterest expense | $3,637,000 | 4,275 |
| Salaries and employee benefits | $2,174,000 | 4,019 |
| Premises and equipment expense | $373,000 | 5,142 |
| Additional noninterest expense | $1,090,000 | 4,243 |
| Pre-tax net operating income | $-2,145,000 | 8,590 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-809,000 | 8,618 |
| Income before extraordinary items | $-1,336,000 | 8,532 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,336,000 | 8,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $31,860,000 | 34 |
| Net operating income | $-1,336,000 | 8,524 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 7,216 |
| Total interest expense | $438,000 | 7,765 |
| Net interest income | $1,405,000 | 6,791 |
| Provision for loan and lease losses | $677,000 | 1,076 |
| Total noninterest income | $52,000 | 8,132 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,878 |
| Total noninterest expense | $2,173,000 | 4,984 |
| Salaries and employee benefits | $1,268,000 | 4,796 |
| Premises and equipment expense | $183,000 | 6,309 |
| Additional noninterest expense | $722,000 | 4,604 |
| Pre-tax net operating income | $-1,393,000 | 8,650 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-525,000 | 8,693 |
| Income before extraordinary items | $-868,000 | 8,583 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-868,000 | 8,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $31,624,000 | 24 |
| Net operating income | $-868,000 | 8,574 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 8,053 |
| Total interest expense | $75,000 | 8,579 |
| Net interest income | $652,000 | 7,560 |
| Provision for loan and lease losses | $257,000 | 1,724 |
| Total noninterest income | $7,000 | 8,587 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $1,138,000 | 5,780 |
| Salaries and employee benefits | $655,000 | 5,636 |
| Premises and equipment expense | $63,000 | 7,564 |
| Additional noninterest expense | $420,000 | 5,041 |
| Pre-tax net operating income | $-736,000 | 8,635 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-278,000 | 8,713 |
| Income before extraordinary items | $-458,000 | 8,570 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-458,000 | 8,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $31,545,000 | 14 |
| Net operating income | $-458,000 | 8,565 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.