Home > BankMeridian, N.A. > Assets and Liabilities
BankMeridian, N.A., Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 34 | 3,987 |
| Assets and Liabilities | ||
| Total Assets: | $232,648,000 | 2,739 |
| Cash and due from depository institutions | $27,151,000 | 3,987 |
| Interest-bearing balances | $25,615,000 | 1,403 |
| Securities | $34,244,000 | 3,350 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $152,068,000 | 2,607 |
| Loan loss allowance | $8,221,000 | 986 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,356,000 | 4,805 |
| Other real estate owned | $14,761,000 | 3,987 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $3,068,000 | 4,115 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $232,648,000 | 2,739 |
| Total liabilities | $230,996,000 | 2,475 |
| Total deposits | $209,737,000 | 2,545 |
| Interest-bearing deposits | $200,241,000 | 2,268 |
| Deposits held in domestic offices | $209,737,000 | 2,545 |
| % insured | 94.86% | 2,066 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $20,000,000 | 1,314 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,259,000 | 2,776 |
| Total equity capital | $1,652,000 | 7,399 |
| Total bank equity capital | $1,652,000 | 7,399 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $15,787,000 | 310 |
| Surplus | $16,568,000 | 1,810 |
| Undivided profits | $-30,703,000 | 7,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $40,290,000 | 417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $643,000 | 4,198 |
| Earning assets | $211,927,000 | 2,738 |
| Long-term assets (5+ years) | $14,618,000 | 4,865 |
| Average Assets, year-to-date | $242,638,000 | 2,627 |
| Average Assets, quarterly | $236,236,000 | 2,701 |
| Volatile liabilities | $4,182,000 | 5,012 |
| Insider loans | $5,542,000 | 1,193 |
| FHLB advances | $20,000,000 | 1,226 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $11,521,000 | 3,593 |
| Tier 1 (core) risk-based capital | $1,563,000 | 7,408 |
| Tier 2 risk-based capital | $1,563,000 | 3,046 |
| Total risk weighted assets | $161,341,000 | 2,609 |
| Total unused commitments | $11,521,000 | 3,595 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 34 | 4,003 |
| Assets and Liabilities | ||
| Total Assets: | $239,824,000 | 2,686 |
| Cash and due from depository institutions | $20,816,000 | 4,003 |
| Interest-bearing balances | $17,870,000 | 2,022 |
| Securities | $36,690,000 | 3,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $166,792,000 | 2,426 |
| Loan loss allowance | $9,302,000 | 885 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,490,000 | 4,688 |
| Other real estate owned | $10,235,000 | 4,003 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,801,000 | 3,738 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $239,824,000 | 2,686 |
| Total liabilities | $236,839,000 | 2,445 |
| Total deposits | $215,545,000 | 2,516 |
| Interest-bearing deposits | $207,837,000 | 2,223 |
| Deposits held in domestic offices | $215,545,000 | 2,515 |
| % insured | 94.53% | 2,239 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $20,000,000 | 1,357 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,294,000 | 2,682 |
| Total equity capital | $2,985,000 | 7,170 |
| Total bank equity capital | $2,985,000 | 7,170 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $15,787,000 | 309 |
| Surplus | $16,550,000 | 1,825 |
| Undivided profits | $-29,352,000 | 7,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $38,436,000 | 453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $740,000 | 3,772 |
| Earning assets | $221,352,000 | 2,656 |
| Long-term assets (5+ years) | $16,798,000 | 4,583 |
| Average Assets, year-to-date | $247,633,000 | 2,587 |
| Average Assets, quarterly | $247,633,000 | 2,587 |
| Volatile liabilities | $3,854,000 | 5,182 |
| Insider loans | $7,860,000 | 838 |
| FHLB advances | $20,000,000 | 1,263 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $11,297,000 | 3,705 |
| Tier 1 (core) risk-based capital | $3,295,000 | 7,034 |
| Tier 2 risk-based capital | $2,276,000 | 2,214 |
| Total risk weighted assets | $175,030,000 | 2,441 |
| Total unused commitments | $11,297,000 | 3,706 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 35 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $258,425,000 | 2,485 |
| Cash and due from depository institutions | $24,127,000 | 3,960 |
| Interest-bearing balances | $22,246,000 | 1,523 |
| Securities | $37,838,000 | 3,013 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $180,371,000 | 2,307 |
| Loan loss allowance | $7,262,000 | 1,121 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,640,000 | 4,558 |
| Other real estate owned | $10,184,000 | 3,960 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,265,000 | 3,578 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $258,425,000 | 2,485 |
| Total liabilities | $247,714,000 | 2,350 |
| Total deposits | $223,597,000 | 2,401 |
| Interest-bearing deposits | $217,724,000 | 2,122 |
| Deposits held in domestic offices | $223,597,000 | 2,400 |
| % insured | 94.57% | 2,169 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $23,000,000 | 1,341 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,117,000 | 3,017 |
| Total equity capital | $10,711,000 | 4,906 |
| Total bank equity capital | $10,711,000 | 4,905 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $15,787,000 | 308 |
| Surplus | $16,533,000 | 1,831 |
| Undivided profits | $-21,609,000 | 7,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $34,395,000 | 531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $836,000 | 3,510 |
| Earning assets | $240,455,000 | 2,449 |
| Long-term assets (5+ years) | $17,317,000 | 4,502 |
| Average Assets, year-to-date | $279,573,400 | 2,284 |
| Average Assets, quarterly | $263,334,500 | 2,444 |
| Volatile liabilities | $39,992,000 | 3,030 |
| Insider loans | $8,191,000 | 823 |
| FHLB advances | $23,000,000 | 1,259 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $14,351,000 | 3,171 |
| Tier 1 (core) risk-based capital | $11,043,000 | 4,721 |
| Tier 2 risk-based capital | $2,396,000 | 2,153 |
| Total risk weighted assets | $186,878,000 | 2,338 |
| Total unused commitments | $14,351,000 | 3,172 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 37 | 3,869 |
| Assets and Liabilities | ||
| Total Assets: | $268,244,000 | 2,433 |
| Cash and due from depository institutions | $25,950,000 | 3,869 |
| Interest-bearing balances | $22,723,000 | 1,540 |
| Securities | $35,174,000 | 3,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $191,308,000 | 2,228 |
| Loan loss allowance | $7,124,000 | 1,164 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,790,000 | 4,478 |
| Other real estate owned | $9,143,000 | 3,869 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,879,000 | 3,337 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $268,244,000 | 2,433 |
| Total liabilities | $255,004,000 | 2,311 |
| Total deposits | $230,856,000 | 2,352 |
| Interest-bearing deposits | $222,752,000 | 2,120 |
| Deposits held in domestic offices | $230,856,000 | 2,349 |
| % insured | 94.42% | 1,794 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $23,000,000 | 1,412 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,148,000 | 3,261 |
| Total equity capital | $13,240,000 | 4,440 |
| Total bank equity capital | $13,240,000 | 4,440 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $15,787,000 | 308 |
| Surplus | $16,506,000 | 1,829 |
| Undivided profits | $-19,053,000 | 7,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $27,400,000 | 649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $883,000 | 3,593 |
| Earning assets | $249,205,000 | 2,406 |
| Long-term assets (5+ years) | $20,457,000 | 4,136 |
| Average Assets, year-to-date | $284,860,500 | 2,279 |
| Average Assets, quarterly | $277,687,000 | 2,352 |
| Volatile liabilities | $45,176,000 | 2,831 |
| Insider loans | $8,629,000 | 790 |
| FHLB advances | $23,000,000 | 1,326 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $14,680,000 | 3,185 |
| Tier 1 (core) risk-based capital | $13,265,000 | 4,234 |
| Tier 2 risk-based capital | $2,503,000 | 2,119 |
| Total risk weighted assets | $195,603,000 | 2,283 |
| Total unused commitments | $14,680,000 | 3,188 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 38 | 3,829 |
| Assets and Liabilities | ||
| Total Assets: | $287,130,000 | 2,289 |
| Cash and due from depository institutions | $16,130,000 | 3,829 |
| Interest-bearing balances | $14,129,000 | 2,140 |
| Securities | $44,858,000 | 2,612 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $210,039,000 | 2,084 |
| Loan loss allowance | $6,028,000 | 1,358 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,939,000 | 4,362 |
| Other real estate owned | $8,885,000 | 3,829 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,279,000 | 3,194 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $287,130,000 | 2,289 |
| Total liabilities | $267,933,000 | 2,221 |
| Total deposits | $240,818,000 | 2,263 |
| Interest-bearing deposits | $231,590,000 | 2,049 |
| Deposits held in domestic offices | $240,818,000 | 2,261 |
| % insured | 92.79% | 2,549 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $26,000,000 | 1,337 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,115,000 | 3,220 |
| Total equity capital | $19,197,000 | 3,323 |
| Total bank equity capital | $19,197,000 | 3,323 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $15,787,000 | 307 |
| Surplus | $16,479,000 | 1,832 |
| Undivided profits | $-13,069,000 | 7,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $32,297,000 | 568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $954,000 | 3,308 |
| Earning assets | $269,026,000 | 2,252 |
| Long-term assets (5+ years) | $35,780,000 | 3,054 |
| Average Assets, year-to-date | $290,399,330 | 2,262 |
| Average Assets, quarterly | $295,430,500 | 2,235 |
| Volatile liabilities | $44,029,000 | 2,936 |
| Insider loans | $11,766,000 | 536 |
| FHLB advances | $26,000,000 | 1,263 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $16,837,000 | 2,958 |
| Tier 1 (core) risk-based capital | $18,803,000 | 3,228 |
| Tier 2 risk-based capital | $2,716,000 | 1,984 |
| Total risk weighted assets | $213,983,000 | 2,130 |
| Total unused commitments | $16,837,000 | 2,962 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 40 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $303,731,000 | 2,240 |
| Cash and due from depository institutions | $26,556,000 | 3,724 |
| Interest-bearing balances | $23,200,000 | 1,436 |
| Securities | $41,758,000 | 2,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $221,708,000 | 2,024 |
| Loan loss allowance | $6,129,000 | 1,369 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,087,000 | 4,288 |
| Other real estate owned | $5,634,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,988,000 | 3,002 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $303,731,000 | 2,240 |
| Total liabilities | $284,035,000 | 2,156 |
| Total deposits | $256,896,000 | 2,169 |
| Interest-bearing deposits | $246,784,000 | 1,971 |
| Deposits held in domestic offices | $256,896,000 | 2,167 |
| % insured | 90.51% | 3,513 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $26,000,000 | 1,401 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,139,000 | 3,140 |
| Total equity capital | $19,696,000 | 3,267 |
| Total bank equity capital | $19,696,000 | 3,267 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $15,787,000 | 305 |
| Surplus | $16,452,000 | 1,874 |
| Undivided profits | $-12,543,000 | 7,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $30,956,000 | 627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $766,000 | 4,043 |
| Earning assets | $286,666,000 | 2,174 |
| Long-term assets (5+ years) | $36,002,000 | 3,043 |
| Average Assets, year-to-date | $292,034,000 | 2,300 |
| Average Assets, quarterly | $292,034,000 | 2,300 |
| Volatile liabilities | $44,342,000 | 2,997 |
| Insider loans | $21,461,000 | 264 |
| FHLB advances | $26,000,000 | 1,318 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,326,000 | 2,547 |
| Tier 1 (core) risk-based capital | $19,703,000 | 3,135 |
| Tier 2 risk-based capital | $2,821,000 | 1,967 |
| Total risk weighted assets | $222,406,000 | 2,114 |
| Total unused commitments | $22,326,000 | 2,551 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 39 | 3,839 |
| Assets and Liabilities | ||
| Total Assets: | $280,337,000 | 2,405 |
| Cash and due from depository institutions | $7,082,000 | 3,839 |
| Interest-bearing balances | $4,308,000 | 3,532 |
| Securities | $36,204,000 | 3,067 |
| Federal funds sold & reverse repurchase agreements | $13,000 | 4,683 |
| Net loans & leases | $226,811,000 | 2,018 |
| Loan loss allowance | $5,840,000 | 1,428 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,215,000 | 4,229 |
| Other real estate owned | $1,853,000 | 3,839 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,159,000 | 2,997 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $280,337,000 | 2,405 |
| Total liabilities | $259,997,000 | 2,341 |
| Total deposits | $229,916,000 | 2,389 |
| Interest-bearing deposits | $222,257,000 | 2,167 |
| Deposits held in domestic offices | $229,916,000 | 2,387 |
| % insured | 89.48% | 3,921 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $29,000,000 | 1,404 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,081,000 | 3,274 |
| Total equity capital | $20,340,000 | 3,145 |
| Total bank equity capital | $20,340,000 | 3,145 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $15,787,000 | 296 |
| Surplus | $16,426,000 | 1,885 |
| Undivided profits | $-11,873,000 | 7,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $19,678,000 | 879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,172,000 | 2,881 |
| Earning assets | $267,336,000 | 2,308 |
| Long-term assets (5+ years) | $30,310,000 | 3,389 |
| Average Assets, year-to-date | $281,920,000 | 2,332 |
| Average Assets, quarterly | $286,078,000 | 2,337 |
| Volatile liabilities | $39,714,000 | 3,280 |
| Insider loans | $23,243,000 | 237 |
| FHLB advances | $29,000,000 | 1,322 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $19,657,000 | 2,772 |
| Tier 1 (core) risk-based capital | $20,521,000 | 2,999 |
| Tier 2 risk-based capital | $2,798,000 | 2,001 |
| Total risk weighted assets | $220,815,000 | 2,165 |
| Total unused commitments | $19,657,000 | 2,774 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 45 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $291,819,000 | 2,320 |
| Cash and due from depository institutions | $8,548,000 | 3,467 |
| Interest-bearing balances | $5,870,000 | 2,822 |
| Securities | $38,212,000 | 2,958 |
| Federal funds sold & reverse repurchase agreements | $13,000 | 4,858 |
| Net loans & leases | $233,689,000 | 2,008 |
| Loan loss allowance | $5,037,000 | 1,547 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,265,000 | 4,206 |
| Other real estate owned | $2,693,000 | 3,467 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,399,000 | 2,621 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $291,819,000 | 2,320 |
| Total liabilities | $263,974,000 | 2,304 |
| Total deposits | $226,837,000 | 2,394 |
| Interest-bearing deposits | $217,866,000 | 2,198 |
| Deposits held in domestic offices | $226,837,000 | 2,392 |
| % insured | 89.11% | 4,266 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,300 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $29,000,000 | 1,465 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,137,000 | 3,500 |
| Total equity capital | $27,845,000 | 2,444 |
| Total bank equity capital | $27,845,000 | 2,443 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $15,787,000 | 292 |
| Surplus | $16,398,000 | 1,880 |
| Undivided profits | $-4,340,000 | 7,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $18,007,000 | 945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,115,000 | 3,237 |
| Earning assets | $277,784,000 | 2,259 |
| Long-term assets (5+ years) | $32,341,000 | 3,202 |
| Average Assets, year-to-date | $282,315,750 | 2,343 |
| Average Assets, quarterly | $286,590,000 | 2,342 |
| Volatile liabilities | $44,653,000 | 3,007 |
| Insider loans | $25,160,000 | 222 |
| FHLB advances | $29,000,000 | 1,374 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $20,618,000 | 2,798 |
| Tier 1 (core) risk-based capital | $27,551,000 | 2,312 |
| Tier 2 risk-based capital | $2,933,000 | 1,938 |
| Total risk weighted assets | $232,555,000 | 2,098 |
| Total unused commitments | $20,618,000 | 2,800 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 46 | 3,455 |
| Assets and Liabilities | ||
| Total Assets: | $281,361,000 | 2,396 |
| Cash and due from depository institutions | $2,957,000 | 3,455 |
| Interest-bearing balances | $473,000 | 5,370 |
| Securities | $26,646,000 | 3,736 |
| Federal funds sold & reverse repurchase agreements | $10,158,000 | 995 |
| Net loans & leases | $232,812,000 | 2,045 |
| Loan loss allowance | $4,711,000 | 1,569 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,133,000 | 4,354 |
| Other real estate owned | $272,000 | 3,455 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $6,383,000 | 2,626 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $281,361,000 | 2,396 |
| Total liabilities | $253,416,000 | 2,399 |
| Total deposits | $214,017,000 | 2,529 |
| Interest-bearing deposits | $206,612,000 | 2,291 |
| Deposits held in domestic offices | $214,017,000 | 2,526 |
| % insured | 81.49% | 3,277 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,306 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $31,000,000 | 1,449 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,399,000 | 3,060 |
| Total equity capital | $27,945,000 | 2,416 |
| Total bank equity capital | $27,945,000 | 2,414 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $16,373,000 | 280 |
| Surplus | $15,787,000 | 1,929 |
| Undivided profits | $-4,215,000 | 7,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $13,645,000 | 1,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,038,000 | 3,325 |
| Earning assets | $270,089,000 | 2,315 |
| Long-term assets (5+ years) | $22,469,000 | 3,896 |
| Average Assets, year-to-date | $279,148,000 | 2,381 |
| Average Assets, quarterly | $280,307,000 | 2,394 |
| Volatile liabilities | $50,231,000 | 2,753 |
| Insider loans | $24,688,000 | 233 |
| FHLB advances | $31,000,000 | 1,362 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,586,000 | 2,806 |
| Tier 1 (core) risk-based capital | $27,910,000 | 2,314 |
| Tier 2 risk-based capital | $2,920,000 | 1,938 |
| Total risk weighted assets | $231,704,000 | 2,135 |
| Total unused commitments | $21,586,000 | 2,809 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 45 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $279,253,000 | 2,405 |
| Cash and due from depository institutions | $4,731,000 | 3,537 |
| Interest-bearing balances | $278,000 | 5,394 |
| Securities | $33,770,000 | 3,179 |
| Federal funds sold & reverse repurchase agreements | $6,111,000 | 1,928 |
| Net loans & leases | $226,124,000 | 2,106 |
| Loan loss allowance | $3,444,000 | 1,941 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,247,000 | 4,262 |
| Other real estate owned | $272,000 | 3,537 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $5,998,000 | 2,756 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $279,253,000 | 2,405 |
| Total liabilities | $250,056,000 | 2,412 |
| Total deposits | $210,817,000 | 2,567 |
| Interest-bearing deposits | $202,769,000 | 2,339 |
| Deposits held in domestic offices | $210,817,000 | 2,565 |
| % insured | 81.71% | 3,286 |
| Federal funds purchased & repurchase agreements | $7,024,000 | 1,321 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $31,000,000 | 1,495 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,215,000 | 3,305 |
| Total equity capital | $29,197,000 | 2,336 |
| Total bank equity capital | $29,197,000 | 2,335 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $15,787,000 | 286 |
| Surplus | $16,349,000 | 1,863 |
| Undivided profits | $-2,939,000 | 7,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,492,000 | 1,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,194,000 | 2,948 |
| Earning assets | $266,283,000 | 2,330 |
| Long-term assets (5+ years) | $30,491,000 | 3,235 |
| Average Assets, year-to-date | $278,041,500 | 2,401 |
| Average Assets, quarterly | $278,041,500 | 2,401 |
| Volatile liabilities | $53,156,000 | 2,626 |
| Insider loans | $24,462,000 | 248 |
| FHLB advances | $31,000,000 | 1,408 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $21,290,000 | 2,945 |
| Tier 1 (core) risk-based capital | $29,178,000 | 2,240 |
| Tier 2 risk-based capital | $2,806,000 | 1,978 |
| Total risk weighted assets | $223,735,000 | 2,191 |
| Total unused commitments | $21,290,000 | 2,946 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 45 | 3,564 |
| Assets and Liabilities | ||
| Total Assets: | $276,830,000 | 2,412 |
| Cash and due from depository institutions | $3,386,000 | 3,564 |
| Interest-bearing balances | $354,000 | 4,645 |
| Securities | $36,209,000 | 3,016 |
| Federal funds sold & reverse repurchase agreements | $7,340,000 | 1,340 |
| Net loans & leases | $221,558,000 | 2,159 |
| Loan loss allowance | $3,374,000 | 1,920 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,364,000 | 4,210 |
| Other real estate owned | $266,000 | 3,564 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,707,000 | 2,856 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $276,830,000 | 2,412 |
| Total liabilities | $247,527,000 | 2,424 |
| Total deposits | $208,387,000 | 2,548 |
| Interest-bearing deposits | $201,651,000 | 2,307 |
| Deposits held in domestic offices | $208,387,000 | 2,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,045,000 | 1,452 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $31,000,000 | 1,660 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,095,000 | 3,532 |
| Total equity capital | $29,303,000 | 2,318 |
| Total bank equity capital | $29,303,000 | 2,318 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $15,787,000 | 287 |
| Surplus | $16,324,000 | 1,829 |
| Undivided profits | $-2,808,000 | 7,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,776,000 | 1,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,158,000 | 3,197 |
| Earning assets | $265,461,000 | 2,323 |
| Long-term assets (5+ years) | $29,840,000 | 3,263 |
| Average Assets, year-to-date | $259,905,600 | 2,461 |
| Average Assets, quarterly | $272,158,000 | 2,424 |
| Volatile liabilities | $51,920,000 | 2,648 |
| Insider loans | $26,287,000 | 224 |
| FHLB advances | $31,000,000 | 1,555 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $26,485,000 | 2,552 |
| Tier 1 (core) risk-based capital | $29,364,000 | 2,199 |
| Tier 2 risk-based capital | $2,802,000 | 1,956 |
| Total risk weighted assets | $223,334,000 | 2,199 |
| Total unused commitments | $26,485,000 | 2,553 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 49 | 3,361 |
| Assets and Liabilities | ||
| Total Assets: | $267,486,000 | 2,459 |
| Cash and due from depository institutions | $4,991,000 | 3,361 |
| Interest-bearing balances | $646,000 | 3,410 |
| Securities | $33,795,000 | 3,109 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 5,607 |
| Net loans & leases | $220,317,000 | 2,165 |
| Loan loss allowance | $2,789,000 | 2,079 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,493,000 | 4,109 |
| Other real estate owned | $0 | 3,361 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,790,000 | 2,846 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $267,486,000 | 2,459 |
| Total liabilities | $237,593,000 | 2,495 |
| Total deposits | $196,462,000 | 2,647 |
| Interest-bearing deposits | $190,132,000 | 2,379 |
| Deposits held in domestic offices | $196,462,000 | 2,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,058,000 | 1,342 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $31,000,000 | 1,659 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,073,000 | 3,694 |
| Total equity capital | $29,893,000 | 2,297 |
| Total bank equity capital | $29,893,000 | 2,297 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $15,787,000 | 282 |
| Surplus | $16,299,000 | 1,812 |
| Undivided profits | $-2,193,000 | 7,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $512,000 | 5,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,323,000 | 2,969 |
| Earning assets | $254,858,000 | 2,385 |
| Long-term assets (5+ years) | $24,342,000 | 3,629 |
| Average Assets, year-to-date | $255,674,500 | 2,512 |
| Average Assets, quarterly | $266,462,000 | 2,459 |
| Volatile liabilities | $57,064,000 | 2,413 |
| Insider loans | $23,386,000 | 263 |
| FHLB advances | $31,000,000 | 1,572 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $28,485,000 | 2,551 |
| Tier 1 (core) risk-based capital | $30,640,000 | 2,148 |
| Tier 2 risk-based capital | $2,701,000 | 1,969 |
| Total risk weighted assets | $215,974,000 | 2,271 |
| Total unused commitments | $28,485,000 | 2,553 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 48 | 3,459 |
| Assets and Liabilities | ||
| Total Assets: | $265,438,000 | 2,477 |
| Cash and due from depository institutions | $3,642,000 | 3,459 |
| Interest-bearing balances | $1,078,000 | 2,832 |
| Securities | $35,157,000 | 3,061 |
| Federal funds sold & reverse repurchase agreements | $13,264,000 | 901 |
| Net loans & leases | $205,794,000 | 2,281 |
| Loan loss allowance | $2,604,000 | 2,136 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,626,000 | 4,007 |
| Other real estate owned | $0 | 3,459 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,955,000 | 3,115 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $265,438,000 | 2,477 |
| Total liabilities | $235,051,000 | 2,505 |
| Total deposits | $200,932,000 | 2,588 |
| Interest-bearing deposits | $192,580,000 | 2,343 |
| Deposits held in domestic offices | $200,932,000 | 2,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,566 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $26,000,000 | 1,804 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,119,000 | 3,558 |
| Total equity capital | $30,387,000 | 2,269 |
| Total bank equity capital | $30,387,000 | 2,269 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $15,787,000 | 276 |
| Surplus | $16,274,000 | 1,799 |
| Undivided profits | $-1,674,000 | 7,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 5,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $959,000 | 3,903 |
| Earning assets | $255,293,000 | 2,379 |
| Long-term assets (5+ years) | $24,153,000 | 3,603 |
| Average Assets, year-to-date | $251,737,330 | 2,562 |
| Average Assets, quarterly | $259,151,500 | 2,519 |
| Volatile liabilities | $59,095,000 | 2,332 |
| Insider loans | $18,986,000 | 347 |
| FHLB advances | $26,000,000 | 1,707 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $27,207,000 | 2,713 |
| Tier 1 (core) risk-based capital | $30,573,000 | 2,149 |
| Tier 2 risk-based capital | $2,604,000 | 1,990 |
| Total risk weighted assets | $208,111,000 | 2,342 |
| Total unused commitments | $27,207,000 | 2,714 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 47 | 3,517 |
| Assets and Liabilities | ||
| Total Assets: | $252,865,000 | 2,587 |
| Cash and due from depository institutions | $2,702,000 | 3,517 |
| Interest-bearing balances | $689,000 | 3,357 |
| Securities | $45,157,000 | 2,506 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 3,489 |
| Net loans & leases | $192,808,000 | 2,356 |
| Loan loss allowance | $2,441,000 | 2,192 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,742,000 | 3,891 |
| Other real estate owned | $0 | 3,517 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,056,000 | 3,006 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $252,865,000 | 2,587 |
| Total liabilities | $221,850,000 | 2,630 |
| Total deposits | $187,764,000 | 2,773 |
| Interest-bearing deposits | $179,320,000 | 2,536 |
| Deposits held in domestic offices | $187,764,000 | 2,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,474 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $26,000,000 | 1,677 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,086,000 | 3,861 |
| Total equity capital | $31,015,000 | 2,274 |
| Total bank equity capital | $31,015,000 | 2,274 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $15,787,000 | 275 |
| Surplus | $16,249,000 | 1,787 |
| Undivided profits | $-1,021,000 | 7,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,407,000 | 2,773 |
| Earning assets | $243,054,000 | 2,490 |
| Long-term assets (5+ years) | $34,769,000 | 2,827 |
| Average Assets, year-to-date | $244,887,000 | 2,637 |
| Average Assets, quarterly | $244,887,000 | 2,637 |
| Volatile liabilities | $47,737,000 | 2,731 |
| Insider loans | $18,185,000 | 359 |
| FHLB advances | $26,000,000 | 1,596 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $29,537,000 | 2,628 |
| Tier 1 (core) risk-based capital | $30,519,000 | 2,156 |
| Tier 2 risk-based capital | $2,411,000 | 2,088 |
| Total risk weighted assets | $192,815,000 | 2,463 |
| Total unused commitments | $29,537,000 | 2,631 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 46 | 3,581 |
| Assets and Liabilities | ||
| Total Assets: | $236,909,000 | 2,699 |
| Cash and due from depository institutions | $6,487,000 | 3,581 |
| Interest-bearing balances | $4,059,000 | 1,291 |
| Securities | $51,563,000 | 2,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $171,001,000 | 2,574 |
| Loan loss allowance | $2,161,000 | 2,403 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,877,000 | 3,764 |
| Other real estate owned | $0 | 3,581 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,981,000 | 3,064 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $236,909,000 | 2,699 |
| Total liabilities | $206,170,000 | 2,761 |
| Total deposits | $175,675,000 | 2,911 |
| Interest-bearing deposits | $168,623,000 | 2,637 |
| Deposits held in domestic offices | $175,675,000 | 2,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,158,000 | 2,327 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,000,000 | 1,556 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,337,000 | 3,321 |
| Total equity capital | $30,739,000 | 2,275 |
| Total bank equity capital | $30,739,000 | 2,275 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,787,000 | 274 |
| Surplus | $16,227,000 | 1,767 |
| Undivided profits | $-1,275,000 | 7,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,396,000 | 3,024 |
| Earning assets | $226,623,000 | 2,600 |
| Long-term assets (5+ years) | $37,465,000 | 2,464 |
| Average Assets, year-to-date | $192,690,400 | 3,130 |
| Average Assets, quarterly | $231,106,500 | 2,728 |
| Volatile liabilities | $84,614,000 | 1,669 |
| Insider loans | $9,601,000 | 757 |
| FHLB advances | $27,000,000 | 1,472 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $20,712,000 | 3,296 |
| Tier 1 (core) risk-based capital | $30,415,000 | 2,161 |
| Tier 2 risk-based capital | $2,161,000 | 2,257 |
| Total risk weighted assets | $173,652,000 | 2,673 |
| Total unused commitments | $20,712,000 | 3,297 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 46 | 3,568 |
| Assets and Liabilities | ||
| Total Assets: | $225,304,000 | 2,780 |
| Cash and due from depository institutions | $4,154,000 | 3,568 |
| Interest-bearing balances | $935,000 | 2,477 |
| Securities | $41,874,000 | 2,658 |
| Federal funds sold & reverse repurchase agreements | $4,391,000 | 2,801 |
| Net loans & leases | $166,570,000 | 2,593 |
| Loan loss allowance | $2,109,000 | 2,388 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,701,000 | 3,878 |
| Other real estate owned | $0 | 3,568 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,614,000 | 2,825 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $225,304,000 | 2,780 |
| Total liabilities | $195,098,000 | 2,848 |
| Total deposits | $173,443,000 | 2,908 |
| Interest-bearing deposits | $164,269,000 | 2,672 |
| Deposits held in domestic offices | $173,443,000 | 2,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,000,000 | 1,749 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,655,000 | 2,897 |
| Total equity capital | $30,206,000 | 2,277 |
| Total bank equity capital | $30,206,000 | 2,277 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,787,000 | 263 |
| Surplus | $16,165,000 | 1,735 |
| Undivided profits | $-1,746,000 | 8,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,524,000 | 2,935 |
| Earning assets | $213,770,000 | 2,701 |
| Long-term assets (5+ years) | $20,076,000 | 3,540 |
| Average Assets, year-to-date | $181,635,750 | 3,298 |
| Average Assets, quarterly | $212,744,000 | 2,903 |
| Volatile liabilities | $82,300,000 | 1,682 |
| Insider loans | $5,114,000 | 1,448 |
| FHLB advances | $20,000,000 | 1,648 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $27,264,000 | 2,781 |
| Tier 1 (core) risk-based capital | $30,128,000 | 2,179 |
| Tier 2 risk-based capital | $2,082,000 | 2,303 |
| Total risk weighted assets | $166,539,000 | 2,731 |
| Total unused commitments | $27,264,000 | 2,782 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 40 | 4,035 |
| Assets and Liabilities | ||
| Total Assets: | $200,184,000 | 3,082 |
| Cash and due from depository institutions | $9,666,000 | 4,035 |
| Interest-bearing balances | $1,231,000 | 2,233 |
| Securities | $35,131,000 | 3,068 |
| Federal funds sold & reverse repurchase agreements | $3,119,000 | 3,500 |
| Net loans & leases | $145,500,000 | 2,908 |
| Loan loss allowance | $1,842,000 | 2,690 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,431,000 | 4,107 |
| Other real estate owned | $0 | 4,035 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,337,000 | 3,347 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $200,184,000 | 3,082 |
| Total liabilities | $170,355,000 | 3,222 |
| Total deposits | $157,405,000 | 3,189 |
| Interest-bearing deposits | $144,511,000 | 2,997 |
| Deposits held in domestic offices | $157,405,000 | 3,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,000,000 | 2,275 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $950,000 | 3,997 |
| Total equity capital | $29,829,000 | 2,275 |
| Total bank equity capital | $29,829,000 | 2,275 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,787,000 | 263 |
| Surplus | $16,149,000 | 1,740 |
| Undivided profits | $-2,107,000 | 8,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 5,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,126,000 | 3,590 |
| Earning assets | $184,981,000 | 3,067 |
| Long-term assets (5+ years) | $6,492,000 | 5,513 |
| Average Assets, year-to-date | $167,079,670 | 3,542 |
| Average Assets, quarterly | $178,220,000 | 3,395 |
| Volatile liabilities | $73,847,000 | 1,835 |
| Insider loans | $6,048,000 | 1,221 |
| FHLB advances | $12,000,000 | 2,155 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $27,403,000 | 2,788 |
| Tier 1 (core) risk-based capital | $29,163,000 | 2,253 |
| Tier 2 risk-based capital | $1,825,000 | 2,572 |
| Total risk weighted assets | $147,021,000 | 3,035 |
| Total unused commitments | $27,403,000 | 2,788 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 36 | 4,356 |
| Assets and Liabilities | ||
| Total Assets: | $156,256,000 | 3,769 |
| Cash and due from depository institutions | $3,312,000 | 4,356 |
| Interest-bearing balances | $2,000 | 6,554 |
| Securities | $31,985,000 | 3,310 |
| Federal funds sold & reverse repurchase agreements | $1,994,000 | 5,069 |
| Net loans & leases | $112,017,000 | 3,548 |
| Loan loss allowance | $1,418,000 | 3,298 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,023,000 | 4,497 |
| Other real estate owned | $0 | 4,356 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,925,000 | 3,014 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $156,256,000 | 3,769 |
| Total liabilities | $126,287,000 | 4,035 |
| Total deposits | $125,677,000 | 3,812 |
| Interest-bearing deposits | $119,589,000 | 3,492 |
| Deposits held in domestic offices | $125,677,000 | 3,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $610,000 | 5,067 |
| Total equity capital | $29,969,000 | 2,268 |
| Total bank equity capital | $29,969,000 | 2,268 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,787,000 | 253 |
| Surplus | $16,132,000 | 1,714 |
| Undivided profits | $-1,950,000 | 8,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 5,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,017,000 | 3,779 |
| Earning assets | $145,998,000 | 3,736 |
| Long-term assets (5+ years) | $6,150,000 | 5,551 |
| Average Assets, year-to-date | $150,527,500 | 3,860 |
| Average Assets, quarterly | $150,527,500 | 3,860 |
| Volatile liabilities | $53,580,000 | 2,370 |
| Insider loans | $3,532,000 | 1,983 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $24,812,000 | 2,965 |
| Tier 1 (core) risk-based capital | $29,113,000 | 2,231 |
| Tier 2 risk-based capital | $1,418,000 | 3,146 |
| Total risk weighted assets | $114,462,000 | 3,645 |
| Total unused commitments | $24,812,000 | 2,968 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 32 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $144,799,000 | 3,963 |
| Cash and due from depository institutions | $4,900,000 | 4,723 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $28,128,000 | 3,626 |
| Federal funds sold & reverse repurchase agreements | $18,885,000 | 870 |
| Net loans & leases | $88,151,000 | 4,153 |
| Loan loss allowance | $1,116,000 | 3,846 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,710,000 | 4,860 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,025,000 | 4,184 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $144,799,000 | 3,963 |
| Total liabilities | $114,542,000 | 4,288 |
| Total deposits | $113,162,000 | 4,067 |
| Interest-bearing deposits | $108,725,000 | 3,709 |
| Deposits held in domestic offices | $113,162,000 | 4,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,380,000 | 3,139 |
| Total equity capital | $30,257,000 | 2,218 |
| Total bank equity capital | $30,257,000 | 2,218 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $15,787,000 | 244 |
| Surplus | $16,073,000 | 1,674 |
| Undivided profits | $-1,603,000 | 8,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $716,000 | 5,061 |
| Earning assets | $135,164,000 | 3,918 |
| Long-term assets (5+ years) | $4,503,000 | 5,976 |
| Average Assets, year-to-date | $91,004,330 | 5,201 |
| Average Assets, quarterly | $111,871,500 | 4,674 |
| Volatile liabilities | $46,230,000 | 2,807 |
| Insider loans | $4,736,000 | 1,504 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $14,058,000 | 4,037 |
| Tier 1 (core) risk-based capital | $30,209,000 | 2,113 |
| Tier 2 risk-based capital | $1,116,000 | 3,692 |
| Total risk weighted assets | $97,058,000 | 4,056 |
| Total unused commitments | $14,058,000 | 4,037 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 28 | 5,159 |
| Assets and Liabilities | ||
| Total Assets: | $78,944,000 | 5,762 |
| Cash and due from depository institutions | $2,445,000 | 5,159 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $17,865,000 | 4,887 |
| Federal funds sold & reverse repurchase agreements | $1,260,000 | 4,457 |
| Net loans & leases | $53,457,000 | 5,510 |
| Loan loss allowance | $677,000 | 5,281 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,704,000 | 4,855 |
| Other real estate owned | $0 | 5,159 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,213,000 | 4,978 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $78,944,000 | 5,762 |
| Total liabilities | $48,474,000 | 6,644 |
| Total deposits | $47,859,000 | 6,494 |
| Interest-bearing deposits | $43,794,000 | 6,265 |
| Deposits held in domestic offices | $47,859,000 | 6,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $615,000 | 5,062 |
| Total equity capital | $30,470,000 | 2,174 |
| Total bank equity capital | $30,470,000 | 2,174 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,787,000 | 233 |
| Surplus | $15,836,000 | 1,679 |
| Undivided profits | $-1,153,000 | 8,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $379,000 | 6,879 |
| Earning assets | $72,582,000 | 5,753 |
| Long-term assets (5+ years) | $2,986,000 | 6,447 |
| Average Assets, year-to-date | $64,107,000 | 6,220 |
| Average Assets, quarterly | $64,107,000 | 6,262 |
| Volatile liabilities | $11,956,000 | 5,864 |
| Insider loans | $4,771,000 | 1,490 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $8,860,000 | 4,992 |
| Tier 1 (core) risk-based capital | $30,441,000 | 2,087 |
| Tier 2 risk-based capital | $677,000 | 5,069 |
| Total risk weighted assets | $54,511,000 | 5,648 |
| Total unused commitments | $8,860,000 | 4,993 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 25 | 5,546 |
| Assets and Liabilities | ||
| Total Assets: | $49,270,000 | 6,933 |
| Cash and due from depository institutions | $727,000 | 5,546 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $3,605,000 | 7,695 |
| Federal funds sold & reverse repurchase agreements | $21,029,000 | 575 |
| Net loans & leases | $20,271,000 | 7,522 |
| Loan loss allowance | $257,000 | 7,441 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,690,000 | 4,850 |
| Other real estate owned | $0 | 5,546 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,948,000 | 5,220 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $49,270,000 | 6,933 |
| Total liabilities | $18,499,000 | 8,245 |
| Total deposits | $17,813,000 | 8,204 |
| Interest-bearing deposits | $15,823,000 | 8,100 |
| Deposits held in domestic offices | $17,813,000 | 8,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $686,000 | 4,455 |
| Total equity capital | $30,771,000 | 2,085 |
| Total bank equity capital | $30,771,000 | 2,085 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $15,787,000 | 221 |
| Surplus | $15,758,000 | 1,644 |
| Undivided profits | $-774,000 | 8,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $129,000 | 8,287 |
| Earning assets | $44,905,000 | 6,949 |
| Long-term assets (5+ years) | $2,800,000 | 6,512 |
| Average Assets, year-to-date | $49,270,000 | 6,898 |
| Average Assets, quarterly | $49,270,000 | 6,914 |
| Volatile liabilities | $2,358,000 | 8,145 |
| Insider loans | $682,000 | 4,959 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $4,557,000 | 6,298 |
| Tier 1 (core) risk-based capital | $30,303,000 | 2,072 |
| Tier 2 risk-based capital | $257,000 | 7,267 |
| Total risk weighted assets | $27,256,000 | 7,224 |
| Total unused commitments | $4,557,000 | 6,298 |
| Derivatives | $0 | 1,000 |