Home > BankMalden, A Co-operative Bank > Income and Expense
BankMalden, A Co-operative Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 7,180 |
| Total interest expense | $1,169,000 | 6,628 |
| Net interest income | $1,289,000 | 7,457 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $19,000 | 8,416 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $10,000 | 7,420 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,284 |
| Total noninterest expense | $1,309,000 | 7,212 |
| Salaries and employee benefits | $703,000 | 7,261 |
| Premises and equipment expense | $186,000 | 6,861 |
| Additional noninterest expense | $420,000 | 6,971 |
| Pre-tax net operating income | $-1,000 | 7,958 |
| Securities gains (losses) | $47,000 | 696 |
| Applicable income taxes | $12,000 | 6,106 |
| Income before extraordinary items | $34,000 | 7,889 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $34,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-780 | 7,970 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 7,213 |
| Total interest expense | $864,000 | 6,643 |
| Net interest income | $980,000 | 7,505 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $12,000 | 8,531 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $6,000 | 7,517 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $967,000 | 7,251 |
| Salaries and employee benefits | $545,000 | 7,182 |
| Premises and equipment expense | $137,000 | 6,927 |
| Additional noninterest expense | $285,000 | 7,179 |
| Pre-tax net operating income | $25,000 | 8,035 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,000 | 6,367 |
| Income before extraordinary items | $19,000 | 8,069 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $19,000 | 8,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $19,000 | 8,059 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 7,215 |
| Total interest expense | $569,000 | 6,600 |
| Net interest income | $662,000 | 7,535 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $9,000 | 8,567 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,000 | 7,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $647,000 | 7,277 |
| Salaries and employee benefits | $370,000 | 7,174 |
| Premises and equipment expense | $88,000 | 7,009 |
| Additional noninterest expense | $189,000 | 7,200 |
| Pre-tax net operating income | $24,000 | 8,070 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $22,000 | 8,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $22,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $22,000 | 8,070 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $622,000 | 7,196 |
| Total interest expense | $274,000 | 6,602 |
| Net interest income | $348,000 | 7,453 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $6,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $321,000 | 7,302 |
| Salaries and employee benefits | $183,000 | 7,221 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $96,000 | 7,176 |
| Pre-tax net operating income | $33,000 | 7,884 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $33,000 | 7,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $33,000 | 7,786 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 7,246 |
| Total interest expense | $962,000 | 6,372 |
| Net interest income | $1,260,000 | 7,617 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $26,000 | 8,572 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $25,000 | 7,408 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,658 |
| Total noninterest expense | $1,275,000 | 7,270 |
| Salaries and employee benefits | $636,000 | 7,495 |
| Premises and equipment expense | $172,000 | 7,038 |
| Additional noninterest expense | $467,000 | 6,760 |
| Pre-tax net operating income | $11,000 | 8,212 |
| Securities gains (losses) | $57,000 | 876 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $68,000 | 8,076 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $68,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,000 | 8,216 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 7,274 |
| Total interest expense | $703,000 | 6,350 |
| Net interest income | $942,000 | 7,666 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $22,000 | 8,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 7,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,692 |
| Total noninterest expense | $962,000 | 7,244 |
| Salaries and employee benefits | $476,000 | 7,475 |
| Premises and equipment expense | $128,000 | 7,046 |
| Additional noninterest expense | $358,000 | 6,676 |
| Pre-tax net operating income | $2,000 | 8,306 |
| Securities gains (losses) | $56,000 | 839 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $58,000 | 8,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $58,000 | 8,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,000 | 8,304 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,268 |
| Total interest expense | $466,000 | 6,221 |
| Net interest income | $623,000 | 7,697 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $15,000 | 8,605 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $14,000 | 7,451 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $631,000 | 7,286 |
| Salaries and employee benefits | $310,000 | 7,537 |
| Premises and equipment expense | $85,000 | 7,031 |
| Additional noninterest expense | $236,000 | 6,701 |
| Pre-tax net operating income | $7,000 | 8,325 |
| Securities gains (losses) | $15,000 | 1,210 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $22,000 | 8,272 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $22,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,000 | 8,315 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 7,308 |
| Total interest expense | $229,000 | 6,190 |
| Net interest income | $317,000 | 7,734 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $6,000 | 8,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $319,000 | 7,327 |
| Salaries and employee benefits | $157,000 | 7,557 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $119,000 | 6,701 |
| Pre-tax net operating income | $4,000 | 8,394 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $4,000 | 8,418 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,000 | 8,391 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 7,182 |
| Total interest expense | $961,000 | 5,783 |
| Net interest income | $1,232,000 | 7,705 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $77,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $15,000 | 7,722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $62,000 | 7,147 |
| Total noninterest expense | $1,207,000 | 7,430 |
| Salaries and employee benefits | $567,000 | 7,788 |
| Premises and equipment expense | $178,000 | 6,998 |
| Additional noninterest expense | $462,000 | 6,785 |
| Pre-tax net operating income | $102,000 | 8,111 |
| Securities gains (losses) | $-117,000 | 8,746 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-15,000 | 8,457 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-15,000 | 8,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $102,000 | 8,040 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 7,167 |
| Total interest expense | $729,000 | 5,714 |
| Net interest income | $951,000 | 7,681 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $65,000 | 8,285 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $18,000 | 7,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 7,150 |
| Total noninterest expense | $937,000 | 7,321 |
| Salaries and employee benefits | $475,000 | 7,476 |
| Premises and equipment expense | $135,000 | 6,954 |
| Additional noninterest expense | $327,000 | 6,895 |
| Pre-tax net operating income | $79,000 | 8,215 |
| Securities gains (losses) | $-119,000 | 8,905 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-40,000 | 8,568 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-40,000 | 8,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $79,000 | 8,142 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 7,180 |
| Total interest expense | $496,000 | 5,679 |
| Net interest income | $636,000 | 7,700 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $39,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 6,845 |
| Total noninterest expense | $616,000 | 7,403 |
| Salaries and employee benefits | $319,000 | 7,512 |
| Premises and equipment expense | $89,000 | 7,008 |
| Additional noninterest expense | $208,000 | 7,045 |
| Pre-tax net operating income | $59,000 | 8,199 |
| Securities gains (losses) | $-119,000 | 8,978 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-60,000 | 8,676 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-60,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $59,000 | 8,106 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 7,189 |
| Total interest expense | $251,000 | 5,695 |
| Net interest income | $323,000 | 7,709 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $314,000 | 7,404 |
| Salaries and employee benefits | $162,000 | 7,516 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $107,000 | 6,978 |
| Pre-tax net operating income | $39,000 | 8,061 |
| Securities gains (losses) | $-119,000 | 9,071 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-80,000 | 8,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-80,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $39,000 | 7,920 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 7,152 |
| Total interest expense | $1,201,000 | 5,568 |
| Net interest income | $1,199,000 | 7,817 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $32,000 | 8,924 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $32,000 | 8,051 |
| Total noninterest expense | $1,269,000 | 7,330 |
| Salaries and employee benefits | $660,000 | 7,463 |
| Premises and equipment expense | $154,000 | 7,347 |
| Additional noninterest expense | $455,000 | 6,818 |
| Pre-tax net operating income | $-38,000 | 8,590 |
| Securities gains (losses) | $27,000 | 3,018 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $-12,000 | 8,644 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-12,000 | 8,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-39,000 | 8,598 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 7,188 |
| Total interest expense | $909,000 | 5,674 |
| Net interest income | $921,000 | 7,839 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $17,000 | 9,062 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $942,000 | 7,343 |
| Salaries and employee benefits | $483,000 | 7,473 |
| Premises and equipment expense | $118,000 | 7,305 |
| Additional noninterest expense | $341,000 | 6,793 |
| Pre-tax net operating income | $-4,000 | 8,652 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-6,000 | 8,737 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-6,000 | 8,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-5,000 | 8,645 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 7,196 |
| Total interest expense | $627,000 | 5,691 |
| Net interest income | $613,000 | 7,860 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $11,000 | 9,102 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $617,000 | 7,413 |
| Salaries and employee benefits | $319,000 | 7,530 |
| Premises and equipment expense | $78,000 | 7,336 |
| Additional noninterest expense | $220,000 | 6,898 |
| Pre-tax net operating income | $7,000 | 8,624 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $6,000 | 8,728 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,000 | 8,608 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 7,144 |
| Total interest expense | $318,000 | 5,758 |
| Net interest income | $323,000 | 7,772 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $320,000 | 7,357 |
| Salaries and employee benefits | $160,000 | 7,547 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $123,000 | 6,572 |
| Pre-tax net operating income | $15,000 | 8,517 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $15,000 | 8,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $15,000 | 8,448 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 7,210 |
| Total interest expense | $1,494,000 | 5,728 |
| Net interest income | $1,152,000 | 8,030 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $76,000 | 8,681 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 6,960 |
| Total noninterest expense | $1,160,000 | 7,564 |
| Salaries and employee benefits | $554,000 | 7,914 |
| Premises and equipment expense | $156,000 | 7,363 |
| Additional noninterest expense | $450,000 | 6,816 |
| Pre-tax net operating income | $68,000 | 8,409 |
| Securities gains (losses) | $-21,000 | 8,999 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $47,000 | 8,568 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $47,000 | 8,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $68,000 | 8,383 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 7,546 |
| Total interest expense | $1,698,000 | 6,607 |
| Net interest income | $996,000 | 8,297 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $59,000 | 9,059 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $59,000 | 7,428 |
| Total noninterest expense | $1,069,000 | 7,782 |
| Salaries and employee benefits | $557,000 | 7,878 |
| Premises and equipment expense | $143,000 | 7,644 |
| Additional noninterest expense | $369,000 | 7,359 |
| Pre-tax net operating income | $-14,000 | 8,760 |
| Securities gains (losses) | $26,000 | 2,933 |
| Applicable income taxes | $2,000 | 7,831 |
| Income before extraordinary items | $10,000 | 8,778 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $10,000 | 8,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-11,580 | 8,758 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 7,944 |
| Total interest expense | $1,539,000 | 7,075 |
| Net interest income | $924,000 | 8,639 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $54,000 | 9,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,661 |
| Total noninterest expense | $1,135,000 | 7,654 |
| Salaries and employee benefits | $577,000 | 7,824 |
| Premises and equipment expense | $186,000 | 6,980 |
| Additional noninterest expense | $372,000 | 7,390 |
| Pre-tax net operating income | $-159,000 | 9,306 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $2,000 | 8,274 |
| Income before extraordinary items | $-167,000 | 9,341 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-167,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-161,000 | 9,335 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 7,973 |
| Total interest expense | $1,481,000 | 7,028 |
| Net interest income | $959,000 | 8,719 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $37,000 | 9,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,550 |
| Total noninterest expense | $1,044,000 | 7,996 |
| Salaries and employee benefits | $559,000 | 7,982 |
| Premises and equipment expense | $191,000 | 6,951 |
| Additional noninterest expense | $294,000 | 8,163 |
| Pre-tax net operating income | $-48,000 | 9,482 |
| Securities gains (losses) | $39,000 | 1,079 |
| Applicable income taxes | $-48,000 | 9,822 |
| Income before extraordinary items | $39,000 | 9,289 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $39,000 | 9,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $14,040 | 9,363 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 8,060 |
| Total interest expense | $1,507,000 | 7,178 |
| Net interest income | $1,024,000 | 8,734 |
| Provision for loan and lease losses | $-5,000 | 10,202 |
| Total noninterest income | $47,000 | 9,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $1,125,000 | 7,751 |
| Salaries and employee benefits | $538,000 | 8,129 |
| Premises and equipment expense | $169,000 | 7,251 |
| Additional noninterest expense | $418,000 | 7,071 |
| Pre-tax net operating income | $-49,000 | 9,866 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $-97,000 | 10,224 |
| Income before extraordinary items | $46,000 | 9,643 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $46,000 | 9,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $47,280 | 9,578 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 8,199 |
| Total interest expense | $1,530,000 | 7,274 |
| Net interest income | $1,112,000 | 8,909 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $50,000 | 10,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,064,000 | 8,121 |
| Salaries and employee benefits | $543,000 | 8,305 |
| Premises and equipment expense | $162,000 | 7,548 |
| Additional noninterest expense | $359,000 | 7,716 |
| Pre-tax net operating income | $90,000 | 10,100 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $-30,000 | 10,579 |
| Income before extraordinary items | $124,000 | 9,802 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $124,000 | 9,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $120,000 | 9,789 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 8,373 |
| Total interest expense | $1,593,000 | 7,348 |
| Net interest income | $1,137,000 | 9,185 |
| Provision for loan and lease losses | $61,000 | 6,063 |
| Total noninterest income | $47,000 | 10,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $1,093,000 | 8,353 |
| Salaries and employee benefits | $544,000 | 8,540 |
| Premises and equipment expense | $124,000 | 8,694 |
| Additional noninterest expense | $425,000 | 7,675 |
| Pre-tax net operating income | $30,000 | 10,680 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $-56,000 | 11,087 |
| Income before extraordinary items | $92,000 | 10,290 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $92,000 | 10,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,437 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $86,000 | 10,302 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 8,550 |
| Total interest expense | $1,630,000 | 7,326 |
| Net interest income | $1,129,000 | 9,544 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $27,000 | 11,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $1,082,000 | 8,651 |
| Salaries and employee benefits | $547,000 | 8,741 |
| Premises and equipment expense | $123,000 | 8,962 |
| Additional noninterest expense | $412,000 | 8,074 |
| Pre-tax net operating income | $61,000 | 11,266 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $3,000 | 11,058 |
| Income before extraordinary items | $70,000 | 11,174 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $70,000 | 11,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $58,480 | 11,213 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 8,202 |
| Total interest expense | $1,559,000 | 6,726 |
| Net interest income | $1,353,000 | 9,303 |
| Provision for loan and lease losses | $41,000 | 6,560 |
| Total noninterest income | $2,000 | 12,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 12,485 |
| Total noninterest expense | $1,054,000 | 9,146 |
| Salaries and employee benefits | $523,000 | 9,184 |
| Premises and equipment expense | $96,000 | 10,152 |
| Additional noninterest expense | $435,000 | 8,476 |
| Pre-tax net operating income | $260,000 | 10,414 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $68,000 | 10,056 |
| Income before extraordinary items | $195,000 | 10,329 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $195,000 | 10,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $192,780 | 10,414 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 8,049 |
| Total interest expense | $1,697,000 | 6,626 |
| Net interest income | $1,481,000 | 9,175 |
| Provision for loan and lease losses | $87,000 | 6,144 |
| Total noninterest income | $21,000 | 13,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $1,024,000 | 9,628 |
| Salaries and employee benefits | $469,000 | 9,966 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $477,000 | 8,460 |
| Pre-tax net operating income | $391,000 | 9,477 |
| Securities gains (losses) | $48,000 | 3,456 |
| Applicable income taxes | $197,000 | 7,680 |
| Income before extraordinary items | $242,000 | 10,138 |
| Extraordinary gains, net | $22,000 | 2,659 |
| Net income | $264,000 | 10,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $211,280 | 10,280 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 8,010 |
| Total interest expense | $2,185,000 | 6,653 |
| Net interest income | $1,440,000 | 9,481 |
| Provision for loan and lease losses | $124,000 | 6,630 |
| Total noninterest income | $7,000 | 13,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $993,000 | 10,014 |
| Salaries and employee benefits | $434,000 | 10,470 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $470,000 | 8,755 |
| Pre-tax net operating income | $330,000 | 9,874 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $160,000 | 8,377 |
| Income before extraordinary items | $175,000 | 10,932 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $175,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 6,366 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $171,800 | 10,641 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.