Home > BankLiberty > Income and Expense
BankLiberty, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,719,000 | 1,328 |
| Total interest expense | $1,098,000 | 2,790 |
| Net interest income | $16,621,000 | 1,156 |
| Provision for loan and lease losses | $222,000 | 1,881 |
| Total noninterest income | $3,043,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,164,000 | 783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,879,000 | 1,332 |
| Total noninterest expense | $11,579,000 | 1,322 |
| Salaries and employee benefits | $6,346,000 | 1,400 |
| Premises and equipment expense | $1,406,000 | 1,240 |
| Additional noninterest expense | $3,827,000 | 1,218 |
| Pre-tax net operating income | $7,863,000 | 1,037 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,814,000 | 822 |
| Income before extraordinary items | $6,049,000 | 1,135 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,049,000 | 1,136 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,049,000 | 1,136 |
| Net charge-offs | $-38,000 | 4,761 |
| Cash dividends | $6,770,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $42,904,000 | 13 |
| Net operating income | $6,049,000 | 1,112 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,841,000 | 1,315 |
| Total interest expense | $720,000 | 2,807 |
| Net interest income | $11,121,000 | 1,151 |
| Provision for loan and lease losses | $-24,000 | 5,128 |
| Total noninterest income | $2,058,000 | 1,249 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $749,000 | 799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,309,000 | 1,268 |
| Total noninterest expense | $7,536,000 | 1,361 |
| Salaries and employee benefits | $4,051,000 | 1,449 |
| Premises and equipment expense | $985,000 | 1,196 |
| Additional noninterest expense | $2,500,000 | 1,261 |
| Pre-tax net operating income | $5,667,000 | 952 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,318,000 | 751 |
| Income before extraordinary items | $4,349,000 | 1,040 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,349,000 | 1,040 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,349,000 | 1,040 |
| Net charge-offs | $-27,000 | 4,756 |
| Cash dividends | $4,570,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $276,000 | 229 |
| Net operating income | $4,349,000 | 1,019 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,908,000 | 1,317 |
| Total interest expense | $327,000 | 2,912 |
| Net interest income | $5,581,000 | 1,152 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $967,000 | 1,263 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $362,000 | 812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $605,000 | 1,278 |
| Total noninterest expense | $3,809,000 | 1,357 |
| Salaries and employee benefits | $2,088,000 | 1,413 |
| Premises and equipment expense | $505,000 | 1,184 |
| Additional noninterest expense | $1,216,000 | 1,277 |
| Pre-tax net operating income | $2,739,000 | 938 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $641,000 | 739 |
| Income before extraordinary items | $2,098,000 | 1,040 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,098,000 | 1,039 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,098,000 | 1,039 |
| Net charge-offs | $-10,000 | 4,659 |
| Cash dividends | $2,470,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 170 |
| Net operating income | $2,098,000 | 1,018 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $22,986,000 | 1,273 |
| Total interest expense | $1,173,000 | 2,705 |
| Net interest income | $21,813,000 | 1,150 |
| Provision for loan and lease losses | $-197,000 | 5,216 |
| Total noninterest income | $3,812,000 | 1,313 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,440,000 | 845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,372,000 | 1,334 |
| Total noninterest expense | $14,574,000 | 1,391 |
| Salaries and employee benefits | $7,909,000 | 1,437 |
| Premises and equipment expense | $1,874,000 | 1,251 |
| Additional noninterest expense | $4,791,000 | 1,288 |
| Pre-tax net operating income | $11,248,000 | 950 |
| Securities gains (losses) | $70,000 | 374 |
| Applicable income taxes | $2,661,000 | 718 |
| Income before extraordinary items | $8,657,000 | 1,042 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,657,000 | 1,041 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,657,000 | 1,041 |
| Net charge-offs | $-252,000 | 5,210 |
| Cash dividends | $6,080,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $15,005,000 | 44 |
| Net operating income | $8,601,700 | 1,045 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,998,000 | 1,284 |
| Total interest expense | $868,000 | 2,660 |
| Net interest income | $16,130,000 | 1,157 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $2,824,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,039,000 | 878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,785,000 | 1,351 |
| Total noninterest expense | $10,941,000 | 1,384 |
| Salaries and employee benefits | $5,822,000 | 1,453 |
| Premises and equipment expense | $1,377,000 | 1,266 |
| Additional noninterest expense | $3,742,000 | 1,245 |
| Pre-tax net operating income | $8,013,000 | 998 |
| Securities gains (losses) | $23,000 | 547 |
| Applicable income taxes | $1,846,000 | 769 |
| Income before extraordinary items | $6,190,000 | 1,071 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,190,000 | 1,070 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,190,000 | 1,070 |
| Net charge-offs | $-55,000 | 4,959 |
| Cash dividends | $3,980,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $14,605,000 | 32 |
| Net operating income | $6,171,830 | 1,068 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,053,000 | 1,302 |
| Total interest expense | $589,000 | 2,550 |
| Net interest income | $10,464,000 | 1,184 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,845,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $645,000 | 936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,200,000 | 1,360 |
| Total noninterest expense | $7,002,000 | 1,443 |
| Salaries and employee benefits | $3,713,000 | 1,510 |
| Premises and equipment expense | $861,000 | 1,346 |
| Additional noninterest expense | $2,428,000 | 1,278 |
| Pre-tax net operating income | $5,307,000 | 982 |
| Securities gains (losses) | $23,000 | 454 |
| Applicable income taxes | $1,229,000 | 762 |
| Income before extraordinary items | $4,101,000 | 1,063 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,101,000 | 1,062 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,101,000 | 1,062 |
| Net charge-offs | $-34,000 | 4,916 |
| Cash dividends | $1,580,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $14,517,000 | 21 |
| Net operating income | $4,082,830 | 1,057 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 1,460 |
| Total interest expense | $301,000 | 2,462 |
| Net interest income | $4,485,000 | 1,348 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $915,000 | 1,346 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $290,000 | 1,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $625,000 | 1,300 |
| Total noninterest expense | $3,234,000 | 1,539 |
| Salaries and employee benefits | $1,710,000 | 1,668 |
| Premises and equipment expense | $411,000 | 1,420 |
| Additional noninterest expense | $1,113,000 | 1,366 |
| Pre-tax net operating income | $2,166,000 | 1,124 |
| Securities gains (losses) | $23,000 | 319 |
| Applicable income taxes | $499,000 | 872 |
| Income before extraordinary items | $1,690,000 | 1,197 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,690,000 | 1,195 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,690,000 | 1,197 |
| Net charge-offs | $-21,000 | 4,998 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 268 |
| Net operating income | $1,671,830 | 1,202 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,414,000 | 1,459 |
| Total interest expense | $914,000 | 2,706 |
| Net interest income | $17,500,000 | 1,346 |
| Provision for loan and lease losses | $-525,000 | 5,532 |
| Total noninterest income | $4,208,000 | 1,240 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,089,000 | 1,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,119,000 | 1,131 |
| Total noninterest expense | $13,713,000 | 1,465 |
| Salaries and employee benefits | $7,433,000 | 1,495 |
| Premises and equipment expense | $1,571,000 | 1,451 |
| Additional noninterest expense | $4,709,000 | 1,307 |
| Pre-tax net operating income | $8,520,000 | 1,123 |
| Securities gains (losses) | $-164,000 | 5,485 |
| Applicable income taxes | $3,958,000 | 783 |
| Income before extraordinary items | $4,398,000 | 1,498 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,398,000 | 1,498 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,398,000 | 1,498 |
| Net charge-offs | $-182,000 | 5,419 |
| Cash dividends | $5,617,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $366,000 | 331 |
| Net operating income | $4,502,960 | 1,453 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,710,000 | 1,462 |
| Total interest expense | $659,000 | 2,756 |
| Net interest income | $13,051,000 | 1,360 |
| Provision for loan and lease losses | $-525,000 | 5,635 |
| Total noninterest income | $3,363,000 | 1,224 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $762,000 | 1,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,601,000 | 1,074 |
| Total noninterest expense | $10,107,000 | 1,493 |
| Salaries and employee benefits | $5,526,000 | 1,506 |
| Premises and equipment expense | $1,208,000 | 1,427 |
| Additional noninterest expense | $3,373,000 | 1,361 |
| Pre-tax net operating income | $6,832,000 | 1,079 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,331,000 | 831 |
| Income before extraordinary items | $4,501,000 | 1,255 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,501,000 | 1,255 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,501,000 | 1,255 |
| Net charge-offs | $-206,000 | 5,491 |
| Cash dividends | $3,537,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $280,000 | 309 |
| Net operating income | $4,501,000 | 1,235 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,046,000 | 1,461 |
| Total interest expense | $442,000 | 2,698 |
| Net interest income | $8,604,000 | 1,374 |
| Provision for loan and lease losses | $-300,000 | 5,670 |
| Total noninterest income | $1,588,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $456,000 | 1,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,132,000 | 1,428 |
| Total noninterest expense | $6,848,000 | 1,471 |
| Salaries and employee benefits | $3,766,000 | 1,487 |
| Premises and equipment expense | $797,000 | 1,443 |
| Additional noninterest expense | $2,285,000 | 1,332 |
| Pre-tax net operating income | $3,644,000 | 1,278 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,223,000 | 959 |
| Income before extraordinary items | $2,421,000 | 1,464 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,421,000 | 1,463 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,421,000 | 1,464 |
| Net charge-offs | $22,000 | 2,525 |
| Cash dividends | $2,387,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 286 |
| Net operating income | $2,421,000 | 1,446 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 1,439 |
| Total interest expense | $224,000 | 2,642 |
| Net interest income | $4,337,000 | 1,362 |
| Provision for loan and lease losses | $-300,000 | 5,787 |
| Total noninterest income | $910,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $215,000 | 1,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $695,000 | 1,238 |
| Total noninterest expense | $3,583,000 | 1,400 |
| Salaries and employee benefits | $1,997,000 | 1,431 |
| Premises and equipment expense | $403,000 | 1,440 |
| Additional noninterest expense | $1,183,000 | 1,300 |
| Pre-tax net operating income | $1,964,000 | 1,187 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $677,000 | 870 |
| Income before extraordinary items | $1,287,000 | 1,375 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,287,000 | 1,374 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,287,000 | 1,375 |
| Net charge-offs | $-21,000 | 5,266 |
| Cash dividends | $1,100,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 250 |
| Net operating income | $1,287,000 | 1,358 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,742,000 | 1,363 |
| Total interest expense | $967,000 | 2,478 |
| Net interest income | $17,775,000 | 1,301 |
| Provision for loan and lease losses | $271,000 | 2,108 |
| Total noninterest income | $3,204,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $899,000 | 1,323 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,305,000 | 1,449 |
| Total noninterest expense | $12,976,000 | 1,503 |
| Salaries and employee benefits | $6,901,000 | 1,574 |
| Premises and equipment expense | $1,488,000 | 1,540 |
| Additional noninterest expense | $4,587,000 | 1,360 |
| Pre-tax net operating income | $7,732,000 | 1,138 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,604,000 | 861 |
| Income before extraordinary items | $5,128,000 | 1,354 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,128,000 | 1,352 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,128,000 | 1,353 |
| Net charge-offs | $286,000 | 1,576 |
| Cash dividends | $4,000,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $222,000 | 384 |
| Net operating income | $5,128,000 | 1,324 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $14,267,000 | 1,349 |
| Total interest expense | $737,000 | 2,448 |
| Net interest income | $13,530,000 | 1,291 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,343,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $665,000 | 1,341 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,678,000 | 1,475 |
| Total noninterest expense | $9,805,000 | 1,501 |
| Salaries and employee benefits | $5,310,000 | 1,527 |
| Premises and equipment expense | $1,132,000 | 1,518 |
| Additional noninterest expense | $3,363,000 | 1,383 |
| Pre-tax net operating income | $6,068,000 | 1,111 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,057,000 | 851 |
| Income before extraordinary items | $4,011,000 | 1,330 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,011,000 | 1,330 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,011,000 | 1,330 |
| Net charge-offs | $-130,000 | 5,637 |
| Cash dividends | $2,800,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 363 |
| Net operating income | $4,011,000 | 1,288 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,853,000 | 1,329 |
| Total interest expense | $514,000 | 2,387 |
| Net interest income | $9,339,000 | 1,254 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,556,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $430,000 | 1,361 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,126,000 | 1,433 |
| Total noninterest expense | $6,624,000 | 1,490 |
| Salaries and employee benefits | $3,599,000 | 1,516 |
| Premises and equipment expense | $752,000 | 1,515 |
| Additional noninterest expense | $2,273,000 | 1,368 |
| Pre-tax net operating income | $4,271,000 | 1,049 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,465,000 | 807 |
| Income before extraordinary items | $2,806,000 | 1,277 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,806,000 | 1,277 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,806,000 | 1,278 |
| Net charge-offs | $-118,000 | 5,736 |
| Cash dividends | $1,800,000 | 838 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 350 |
| Net operating income | $2,806,000 | 1,235 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 1,372 |
| Total interest expense | $266,000 | 2,342 |
| Net interest income | $4,403,000 | 1,315 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $770,000 | 1,560 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $209,000 | 1,387 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $561,000 | 1,409 |
| Total noninterest expense | $3,353,000 | 1,462 |
| Salaries and employee benefits | $1,849,000 | 1,476 |
| Premises and equipment expense | $372,000 | 1,552 |
| Additional noninterest expense | $1,132,000 | 1,367 |
| Pre-tax net operating income | $1,820,000 | 1,184 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $622,000 | 891 |
| Income before extraordinary items | $1,198,000 | 1,416 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,198,000 | 1,416 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,198,000 | 1,417 |
| Net charge-offs | $-152,000 | 5,949 |
| Cash dividends | $800,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 340 |
| Net operating income | $1,198,000 | 1,379 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,163,000 | 1,378 |
| Total interest expense | $870,000 | 2,668 |
| Net interest income | $17,293,000 | 1,305 |
| Provision for loan and lease losses | $-400,000 | 5,903 |
| Total noninterest income | $3,928,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $995,000 | 1,229 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,933,000 | 1,178 |
| Total noninterest expense | $14,867,000 | 1,325 |
| Salaries and employee benefits | $7,033,000 | 1,507 |
| Premises and equipment expense | $1,646,000 | 1,401 |
| Additional noninterest expense | $6,188,000 | 1,060 |
| Pre-tax net operating income | $6,754,000 | 1,237 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $2,256,000 | 923 |
| Income before extraordinary items | $4,508,000 | 1,468 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,508,000 | 1,468 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,508,000 | 1,468 |
| Net charge-offs | $137,000 | 2,352 |
| Cash dividends | $20,750,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $211,000 | 419 |
| Net operating income | $4,501,300 | 1,445 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,547,000 | 1,395 |
| Total interest expense | $657,000 | 2,690 |
| Net interest income | $12,890,000 | 1,322 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $3,237,000 | 1,247 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $755,000 | 1,221 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,482,000 | 1,110 |
| Total noninterest expense | $10,555,000 | 1,387 |
| Salaries and employee benefits | $5,346,000 | 1,500 |
| Premises and equipment expense | $1,427,000 | 1,259 |
| Additional noninterest expense | $3,782,000 | 1,267 |
| Pre-tax net operating income | $5,572,000 | 1,159 |
| Securities gains (losses) | $3,000 | 2,757 |
| Applicable income taxes | $1,882,000 | 883 |
| Income before extraordinary items | $3,693,000 | 1,385 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,693,000 | 1,386 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,693,000 | 1,386 |
| Net charge-offs | $275,000 | 1,272 |
| Cash dividends | $4,500,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 384 |
| Net operating income | $3,691,020 | 1,356 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,150,000 | 1,385 |
| Total interest expense | $445,000 | 2,673 |
| Net interest income | $8,705,000 | 1,312 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,503,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $497,000 | 1,214 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,006,000 | 1,552 |
| Total noninterest expense | $7,076,000 | 1,391 |
| Salaries and employee benefits | $3,498,000 | 1,534 |
| Premises and equipment expense | $954,000 | 1,250 |
| Additional noninterest expense | $2,624,000 | 1,219 |
| Pre-tax net operating income | $3,132,000 | 1,328 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,039,000 | 996 |
| Income before extraordinary items | $2,093,000 | 1,552 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,093,000 | 1,555 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,093,000 | 1,555 |
| Net charge-offs | $266,000 | 998 |
| Cash dividends | $1,750,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 369 |
| Net operating income | $2,093,000 | 1,520 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,302,000 | 1,453 |
| Total interest expense | $239,000 | 2,562 |
| Net interest income | $4,063,000 | 1,384 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $873,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $246,000 | 1,200 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $627,000 | 1,290 |
| Total noninterest expense | $3,640,000 | 1,352 |
| Salaries and employee benefits | $1,806,000 | 1,488 |
| Premises and equipment expense | $486,000 | 1,248 |
| Additional noninterest expense | $1,348,000 | 1,178 |
| Pre-tax net operating income | $1,296,000 | 1,505 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $420,000 | 1,152 |
| Income before extraordinary items | $876,000 | 1,788 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $876,000 | 1,790 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $876,000 | 1,790 |
| Net charge-offs | $144,000 | 893 |
| Cash dividends | $750,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 324 |
| Net operating income | $876,000 | 1,722 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $20,153,000 | 1,257 |
| Total interest expense | $1,557,000 | 1,835 |
| Net interest income | $18,596,000 | 1,214 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $3,958,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,157,000 | 1,142 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,801,000 | 1,143 |
| Total noninterest expense | $16,173,000 | 1,229 |
| Salaries and employee benefits | $7,595,000 | 1,391 |
| Premises and equipment expense | $1,798,000 | 1,323 |
| Additional noninterest expense | $6,780,000 | 964 |
| Pre-tax net operating income | $6,081,000 | 1,293 |
| Securities gains (losses) | $-7,000 | 5,990 |
| Applicable income taxes | $1,952,000 | 1,001 |
| Income before extraordinary items | $4,122,000 | 1,546 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,122,000 | 1,544 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,122,000 | 1,545 |
| Net charge-offs | $642,000 | 1,234 |
| Cash dividends | $3,250,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 502 |
| Net operating income | $4,126,760 | 1,512 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,182,000 | 1,254 |
| Total interest expense | $1,245,000 | 1,754 |
| Net interest income | $13,937,000 | 1,215 |
| Provision for loan and lease losses | $300,000 | 1,622 |
| Total noninterest income | $3,532,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $867,000 | 1,151 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,665,000 | 992 |
| Total noninterest expense | $11,763,000 | 1,276 |
| Salaries and employee benefits | $5,642,000 | 1,411 |
| Premises and equipment expense | $1,325,000 | 1,353 |
| Additional noninterest expense | $4,796,000 | 1,025 |
| Pre-tax net operating income | $5,406,000 | 1,135 |
| Securities gains (losses) | $-7,000 | 6,105 |
| Applicable income taxes | $1,914,000 | 838 |
| Income before extraordinary items | $3,485,000 | 1,391 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,485,000 | 1,389 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,485,000 | 1,391 |
| Net charge-offs | $589,000 | 1,021 |
| Cash dividends | $2,000,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 469 |
| Net operating income | $3,489,550 | 1,360 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,080,000 | 1,250 |
| Total interest expense | $884,000 | 1,674 |
| Net interest income | $9,196,000 | 1,219 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $2,471,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $566,000 | 1,145 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,905,000 | 921 |
| Total noninterest expense | $8,003,000 | 1,253 |
| Salaries and employee benefits | $3,759,000 | 1,401 |
| Premises and equipment expense | $881,000 | 1,362 |
| Additional noninterest expense | $3,363,000 | 959 |
| Pre-tax net operating income | $3,364,000 | 1,179 |
| Securities gains (losses) | $-7,000 | 6,249 |
| Applicable income taxes | $1,183,000 | 853 |
| Income before extraordinary items | $2,174,000 | 1,428 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,174,000 | 1,430 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,174,000 | 1,430 |
| Net charge-offs | $507,000 | 857 |
| Cash dividends | $1,000,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 428 |
| Net operating income | $2,178,550 | 1,404 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 1,251 |
| Total interest expense | $490,000 | 1,563 |
| Net interest income | $4,574,000 | 1,220 |
| Provision for loan and lease losses | $250,000 | 826 |
| Total noninterest income | $1,317,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $277,000 | 1,160 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,040,000 | 816 |
| Total noninterest expense | $4,062,000 | 1,246 |
| Salaries and employee benefits | $1,891,000 | 1,415 |
| Premises and equipment expense | $431,000 | 1,414 |
| Additional noninterest expense | $1,740,000 | 917 |
| Pre-tax net operating income | $1,579,000 | 1,197 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $555,000 | 862 |
| Income before extraordinary items | $1,024,000 | 1,458 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,024,000 | 1,461 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,024,000 | 1,461 |
| Net charge-offs | $21,000 | 2,457 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 393 |
| Net operating income | $1,024,000 | 1,439 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $20,775,000 | 1,226 |
| Total interest expense | $2,292,000 | 1,481 |
| Net interest income | $18,483,000 | 1,189 |
| Provision for loan and lease losses | $1,605,000 | 738 |
| Total noninterest income | $2,373,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,009,000 | 1,349 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,364,000 | 1,972 |
| Total noninterest expense | $14,631,000 | 1,350 |
| Salaries and employee benefits | $6,876,000 | 1,506 |
| Premises and equipment expense | $1,674,000 | 1,421 |
| Additional noninterest expense | $6,081,000 | 1,117 |
| Pre-tax net operating income | $4,620,000 | 1,511 |
| Securities gains (losses) | $-6,000 | 6,201 |
| Applicable income taxes | $1,546,000 | 1,102 |
| Income before extraordinary items | $3,068,000 | 1,865 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,068,000 | 1,868 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,068,000 | 1,868 |
| Net charge-offs | $1,479,000 | 950 |
| Cash dividends | $1,500,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 488 |
| Net operating income | $3,071,960 | 1,829 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,839,000 | 1,219 |
| Total interest expense | $1,795,000 | 1,468 |
| Net interest income | $14,044,000 | 1,174 |
| Provision for loan and lease losses | $1,155,000 | 790 |
| Total noninterest income | $1,487,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $731,000 | 1,407 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $756,000 | 2,414 |
| Total noninterest expense | $10,758,000 | 1,380 |
| Salaries and employee benefits | $5,140,000 | 1,517 |
| Premises and equipment expense | $1,280,000 | 1,403 |
| Additional noninterest expense | $4,338,000 | 1,157 |
| Pre-tax net operating income | $3,618,000 | 1,498 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $1,215,000 | 1,088 |
| Income before extraordinary items | $2,405,000 | 1,830 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,405,000 | 1,834 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,405,000 | 1,835 |
| Net charge-offs | $864,000 | 1,111 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 447 |
| Net operating income | $2,403,680 | 1,781 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,490,000 | 1,217 |
| Total interest expense | $1,251,000 | 1,434 |
| Net interest income | $9,239,000 | 1,177 |
| Provision for loan and lease losses | $1,155,000 | 601 |
| Total noninterest income | $917,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $460,000 | 1,450 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $457,000 | 2,606 |
| Total noninterest expense | $7,043,000 | 1,399 |
| Salaries and employee benefits | $3,364,000 | 1,544 |
| Premises and equipment expense | $814,000 | 1,482 |
| Additional noninterest expense | $2,865,000 | 1,160 |
| Pre-tax net operating income | $1,958,000 | 1,755 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $633,000 | 1,287 |
| Income before extraordinary items | $1,327,000 | 2,129 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,327,000 | 2,137 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,327,000 | 2,135 |
| Net charge-offs | $770,000 | 929 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 413 |
| Net operating income | $1,325,640 | 2,049 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 1,307 |
| Total interest expense | $642,000 | 1,440 |
| Net interest income | $4,234,000 | 1,280 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $653,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $213,000 | 1,533 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $440,000 | 1,726 |
| Total noninterest expense | $3,211,000 | 1,528 |
| Salaries and employee benefits | $1,494,000 | 1,749 |
| Premises and equipment expense | $358,000 | 1,690 |
| Additional noninterest expense | $1,359,000 | 1,210 |
| Pre-tax net operating income | $1,676,000 | 1,093 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $560,000 | 821 |
| Income before extraordinary items | $1,116,000 | 1,338 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,116,000 | 1,340 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,116,000 | 1,340 |
| Net charge-offs | $267,000 | 1,149 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 384 |
| Net operating income | $1,116,000 | 1,282 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,004,000 | 1,271 |
| Total interest expense | $3,247,000 | 1,372 |
| Net interest income | $17,757,000 | 1,240 |
| Provision for loan and lease losses | $1,778,000 | 1,172 |
| Total noninterest income | $275,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $913,000 | 1,526 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-638,000 | 6,959 |
| Total noninterest expense | $12,000,000 | 1,609 |
| Salaries and employee benefits | $6,148,000 | 1,648 |
| Premises and equipment expense | $1,512,000 | 1,562 |
| Additional noninterest expense | $4,340,000 | 1,554 |
| Pre-tax net operating income | $4,254,000 | 1,579 |
| Securities gains (losses) | $155,000 | 1,911 |
| Applicable income taxes | $875,000 | 1,599 |
| Income before extraordinary items | $3,534,000 | 1,616 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,534,000 | 1,617 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,534,000 | 1,617 |
| Net charge-offs | $1,863,000 | 1,224 |
| Cash dividends | $1,000,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 451 |
| Net operating income | $3,410,000 | 1,582 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,375,000 | 1,327 |
| Total interest expense | $2,557,000 | 1,368 |
| Net interest income | $12,818,000 | 1,292 |
| Provision for loan and lease losses | $1,433,000 | 1,119 |
| Total noninterest income | $998,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $673,000 | 1,563 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $325,000 | 3,578 |
| Total noninterest expense | $9,003,000 | 1,618 |
| Salaries and employee benefits | $4,692,000 | 1,614 |
| Premises and equipment expense | $1,171,000 | 1,531 |
| Additional noninterest expense | $3,140,000 | 1,599 |
| Pre-tax net operating income | $3,380,000 | 1,535 |
| Securities gains (losses) | $81,000 | 2,123 |
| Applicable income taxes | $1,084,000 | 1,162 |
| Income before extraordinary items | $2,377,000 | 1,815 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,377,000 | 1,814 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,377,000 | 1,816 |
| Net charge-offs | $1,414,000 | 1,163 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 411 |
| Net operating income | $2,321,110 | 1,753 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,444,000 | 1,322 |
| Total interest expense | $1,783,000 | 1,357 |
| Net interest income | $8,661,000 | 1,284 |
| Provision for loan and lease losses | $991,000 | 1,116 |
| Total noninterest income | $529,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $435,000 | 1,587 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 4,733 |
| Total noninterest expense | $5,991,000 | 1,623 |
| Salaries and employee benefits | $3,138,000 | 1,612 |
| Premises and equipment expense | $783,000 | 1,519 |
| Additional noninterest expense | $2,070,000 | 1,619 |
| Pre-tax net operating income | $2,208,000 | 1,564 |
| Securities gains (losses) | $81,000 | 1,733 |
| Applicable income taxes | $716,000 | 1,160 |
| Income before extraordinary items | $1,573,000 | 1,814 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,573,000 | 1,811 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,573,000 | 1,814 |
| Net charge-offs | $838,000 | 1,294 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 414 |
| Net operating income | $1,517,110 | 1,775 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,123,000 | 1,346 |
| Total interest expense | $956,000 | 1,323 |
| Net interest income | $4,167,000 | 1,328 |
| Provision for loan and lease losses | $310,000 | 1,472 |
| Total noninterest income | $342,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $214,000 | 1,599 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $128,000 | 3,301 |
| Total noninterest expense | $3,113,000 | 1,569 |
| Salaries and employee benefits | $1,655,000 | 1,533 |
| Premises and equipment expense | $396,000 | 1,508 |
| Additional noninterest expense | $1,062,000 | 1,577 |
| Pre-tax net operating income | $1,086,000 | 1,568 |
| Securities gains (losses) | $81,000 | 999 |
| Applicable income taxes | $370,000 | 1,131 |
| Income before extraordinary items | $797,000 | 1,805 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $797,000 | 1,806 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $797,000 | 1,806 |
| Net charge-offs | $295,000 | 1,509 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 267 |
| Net operating income | $741,920 | 1,819 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $23,542,000 | 1,216 |
| Total interest expense | $4,383,000 | 1,385 |
| Net interest income | $19,159,000 | 1,167 |
| Provision for loan and lease losses | $4,241,000 | 904 |
| Total noninterest income | $732,000 | 3,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 5,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $628,000 | 2,788 |
| Total noninterest expense | $12,513,000 | 1,562 |
| Salaries and employee benefits | $6,524,000 | 1,511 |
| Premises and equipment expense | $2,254,000 | 1,107 |
| Additional noninterest expense | $3,735,000 | 1,812 |
| Pre-tax net operating income | $3,137,000 | 1,759 |
| Securities gains (losses) | $161,000 | 1,642 |
| Applicable income taxes | $966,000 | 1,374 |
| Income before extraordinary items | $2,332,000 | 1,981 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,332,000 | 1,982 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,332,000 | 1,982 |
| Net charge-offs | $1,677,000 | 1,739 |
| Cash dividends | $2,600,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,217,690 | 1,992 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,280,000 | 1,187 |
| Total interest expense | $3,351,000 | 1,415 |
| Net interest income | $14,929,000 | 1,123 |
| Provision for loan and lease losses | $1,528,000 | 1,497 |
| Total noninterest income | $-327,000 | 7,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 5,461 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-407,000 | 7,211 |
| Total noninterest expense | $9,160,000 | 1,597 |
| Salaries and employee benefits | $4,773,000 | 1,552 |
| Premises and equipment expense | $1,704,000 | 1,116 |
| Additional noninterest expense | $2,683,000 | 1,896 |
| Pre-tax net operating income | $3,914,000 | 1,177 |
| Securities gains (losses) | $161,000 | 1,368 |
| Applicable income taxes | $1,319,000 | 879 |
| Income before extraordinary items | $2,756,000 | 1,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,756,000 | 1,398 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,756,000 | 1,398 |
| Net charge-offs | $466,000 | 2,744 |
| Cash dividends | $2,600,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,646,520 | 1,369 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,811,000 | 1,230 |
| Total interest expense | $2,234,000 | 1,459 |
| Net interest income | $9,577,000 | 1,163 |
| Provision for loan and lease losses | $822,000 | 1,695 |
| Total noninterest income | $77,000 | 6,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 5,467 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,112 |
| Total noninterest expense | $6,162,000 | 1,597 |
| Salaries and employee benefits | $3,146,000 | 1,579 |
| Premises and equipment expense | $1,117,000 | 1,148 |
| Additional noninterest expense | $1,899,000 | 1,801 |
| Pre-tax net operating income | $2,670,000 | 1,119 |
| Securities gains (losses) | $39,000 | 1,734 |
| Applicable income taxes | $876,000 | 850 |
| Income before extraordinary items | $1,833,000 | 1,360 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,833,000 | 1,360 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,833,000 | 1,360 |
| Net charge-offs | $46,000 | 4,519 |
| Cash dividends | $2,600,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,806,480 | 1,317 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,593,000 | 1,103 |
| Total interest expense | $1,146,000 | 1,481 |
| Net interest income | $5,447,000 | 1,011 |
| Provision for loan and lease losses | $514,000 | 1,399 |
| Total noninterest income | $-346,000 | 7,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 5,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-372,000 | 7,488 |
| Total noninterest expense | $3,124,000 | 1,587 |
| Salaries and employee benefits | $1,537,000 | 1,621 |
| Premises and equipment expense | $561,000 | 1,177 |
| Additional noninterest expense | $1,026,000 | 1,677 |
| Pre-tax net operating income | $1,463,000 | 1,029 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $479,000 | 777 |
| Income before extraordinary items | $984,000 | 1,258 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $984,000 | 1,256 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $984,000 | 1,258 |
| Net charge-offs | $52,000 | 3,315 |
| Cash dividends | $1,100,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $984,000 | 1,224 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,212,000 | 1,378 |
| Total interest expense | $5,355,000 | 1,547 |
| Net interest income | $16,857,000 | 1,325 |
| Provision for loan and lease losses | $2,716,000 | 1,725 |
| Total noninterest income | $7,497,000 | 794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,497,000 | 559 |
| Total noninterest expense | $14,429,000 | 1,384 |
| Salaries and employee benefits | $7,012,000 | 1,408 |
| Premises and equipment expense | $2,586,000 | 998 |
| Additional noninterest expense | $4,831,000 | 1,494 |
| Pre-tax net operating income | $7,209,000 | 744 |
| Securities gains (losses) | $338,000 | 1,163 |
| Applicable income taxes | $2,450,000 | 623 |
| Income before extraordinary items | $5,097,000 | 869 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,097,000 | 869 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,097,000 | 870 |
| Net charge-offs | $1,959,000 | 1,886 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,867,160 | 866 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,705,000 | 1,402 |
| Total interest expense | $4,045,000 | 1,609 |
| Net interest income | $12,660,000 | 1,341 |
| Provision for loan and lease losses | $2,203,000 | 1,553 |
| Total noninterest income | $6,291,000 | 703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $6,291,000 | 495 |
| Total noninterest expense | $11,056,000 | 1,353 |
| Salaries and employee benefits | $5,248,000 | 1,414 |
| Premises and equipment expense | $1,946,000 | 1,007 |
| Additional noninterest expense | $3,862,000 | 1,381 |
| Pre-tax net operating income | $5,692,000 | 745 |
| Securities gains (losses) | $338,000 | 994 |
| Applicable income taxes | $1,950,000 | 601 |
| Income before extraordinary items | $4,080,000 | 850 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,080,000 | 851 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,080,000 | 851 |
| Net charge-offs | $1,894,000 | 1,556 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,850,160 | 859 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,580,000 | 1,511 |
| Total interest expense | $2,612,000 | 1,716 |
| Net interest income | $7,968,000 | 1,426 |
| Provision for loan and lease losses | $1,616,000 | 1,450 |
| Total noninterest income | $4,837,000 | 619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,837,000 | 431 |
| Total noninterest expense | $6,527,000 | 1,514 |
| Salaries and employee benefits | $3,317,000 | 1,499 |
| Premises and equipment expense | $1,033,000 | 1,282 |
| Additional noninterest expense | $2,177,000 | 1,611 |
| Pre-tax net operating income | $4,662,000 | 598 |
| Securities gains (losses) | $-5,000 | 7,261 |
| Applicable income taxes | $1,587,000 | 473 |
| Income before extraordinary items | $3,070,000 | 729 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,070,000 | 728 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,070,000 | 729 |
| Net charge-offs | $1,040,000 | 1,679 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,073,300 | 706 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 1,655 |
| Total interest expense | $1,177,000 | 1,943 |
| Net interest income | $3,704,000 | 1,545 |
| Provision for loan and lease losses | $1,605,000 | 856 |
| Total noninterest income | $755,000 | 1,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $755,000 | 963 |
| Total noninterest expense | $2,994,000 | 1,670 |
| Salaries and employee benefits | $1,583,000 | 1,573 |
| Premises and equipment expense | $478,000 | 1,431 |
| Additional noninterest expense | $933,000 | 1,847 |
| Pre-tax net operating income | $-140,000 | 6,738 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-123,000 | 7,483 |
| Income before extraordinary items | $-17,000 | 6,481 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-17,000 | 6,483 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-17,000 | 6,482 |
| Net charge-offs | $796,000 | 1,207 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-17,000 | 6,395 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,238,000 | 1,690 |
| Total interest expense | $6,190,000 | 1,879 |
| Net interest income | $14,048,000 | 1,596 |
| Provision for loan and lease losses | $1,878,000 | 2,568 |
| Total noninterest income | $1,677,000 | 2,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,677,000 | 1,547 |
| Total noninterest expense | $10,919,000 | 1,867 |
| Salaries and employee benefits | $5,802,000 | 1,709 |
| Premises and equipment expense | $1,976,000 | 1,378 |
| Additional noninterest expense | $3,141,000 | 2,260 |
| Pre-tax net operating income | $2,928,000 | 1,368 |
| Securities gains (losses) | $507,000 | 873 |
| Applicable income taxes | $973,000 | 986 |
| Income before extraordinary items | $2,462,000 | 1,359 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,462,000 | 1,357 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,462,000 | 1,358 |
| Net charge-offs | $655,000 | 3,442 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,096,960 | 1,539 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,164,000 | 1,712 |
| Total interest expense | $4,781,000 | 1,901 |
| Net interest income | $10,383,000 | 1,622 |
| Provision for loan and lease losses | $1,440,000 | 2,276 |
| Total noninterest income | $907,000 | 3,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $907,000 | 1,951 |
| Total noninterest expense | $8,207,000 | 1,854 |
| Salaries and employee benefits | $4,315,000 | 1,744 |
| Premises and equipment expense | $1,519,000 | 1,350 |
| Additional noninterest expense | $2,373,000 | 2,200 |
| Pre-tax net operating income | $1,643,000 | 1,891 |
| Securities gains (losses) | $261,000 | 1,111 |
| Applicable income taxes | $478,000 | 1,448 |
| Income before extraordinary items | $1,426,000 | 1,865 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,426,000 | 1,864 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,426,000 | 1,865 |
| Net charge-offs | $76,000 | 5,315 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,230,250 | 2,087 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,930,000 | 1,771 |
| Total interest expense | $3,334,000 | 1,910 |
| Net interest income | $6,596,000 | 1,693 |
| Provision for loan and lease losses | $662,000 | 2,565 |
| Total noninterest income | $747,000 | 2,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $747,000 | 1,736 |
| Total noninterest expense | $5,544,000 | 1,856 |
| Salaries and employee benefits | $2,938,000 | 1,741 |
| Premises and equipment expense | $1,015,000 | 1,369 |
| Additional noninterest expense | $1,591,000 | 2,217 |
| Pre-tax net operating income | $1,137,000 | 1,910 |
| Securities gains (losses) | $261,000 | 853 |
| Applicable income taxes | $363,000 | 1,359 |
| Income before extraordinary items | $1,035,000 | 1,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,035,000 | 1,792 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,035,000 | 1,794 |
| Net charge-offs | $100,000 | 4,241 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $841,860 | 2,092 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 1,824 |
| Total interest expense | $1,761,000 | 1,889 |
| Net interest income | $3,129,000 | 1,775 |
| Provision for loan and lease losses | $341,000 | 2,164 |
| Total noninterest income | $206,000 | 3,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $206,000 | 2,467 |
| Total noninterest expense | $2,665,000 | 1,866 |
| Salaries and employee benefits | $1,453,000 | 1,779 |
| Premises and equipment expense | $528,000 | 1,348 |
| Additional noninterest expense | $684,000 | 2,274 |
| Pre-tax net operating income | $329,000 | 3,191 |
| Securities gains (losses) | $261,000 | 560 |
| Applicable income taxes | $140,000 | 1,822 |
| Income before extraordinary items | $450,000 | 2,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $450,000 | 2,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $450,000 | 2,334 |
| Net charge-offs | $115,000 | 2,719 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $251,640 | 3,286 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,409,000 | 1,969 |
| Total interest expense | $8,471,000 | 1,864 |
| Net interest income | $10,938,000 | 2,028 |
| Provision for loan and lease losses | $1,830,000 | 1,913 |
| Total noninterest income | $1,756,000 | 2,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,756,000 | 1,430 |
| Total noninterest expense | $8,479,000 | 2,261 |
| Salaries and employee benefits | $4,737,000 | 2,142 |
| Premises and equipment expense | $1,584,000 | 1,735 |
| Additional noninterest expense | $2,158,000 | 2,670 |
| Pre-tax net operating income | $2,385,000 | 2,171 |
| Securities gains (losses) | $424,000 | 435 |
| Applicable income taxes | $752,000 | 1,450 |
| Income before extraordinary items | $2,057,000 | 1,937 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,057,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,178,000 | 1,786 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,747,480 | 2,378 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,635,000 | 1,994 |
| Total interest expense | $6,554,000 | 1,886 |
| Net interest income | $8,081,000 | 2,075 |
| Provision for loan and lease losses | $1,701,000 | 1,319 |
| Total noninterest income | $1,374,000 | 2,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,374,000 | 1,447 |
| Total noninterest expense | $6,226,000 | 2,300 |
| Salaries and employee benefits | $3,535,000 | 2,185 |
| Premises and equipment expense | $1,136,000 | 1,802 |
| Additional noninterest expense | $1,555,000 | 2,697 |
| Pre-tax net operating income | $1,528,000 | 2,807 |
| Securities gains (losses) | $391,000 | 381 |
| Applicable income taxes | $499,000 | 1,902 |
| Income before extraordinary items | $1,420,000 | 2,432 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,420,000 | 2,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $977,000 | 1,327 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,130,660 | 3,005 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,996,000 | 1,987 |
| Total interest expense | $4,597,000 | 1,875 |
| Net interest income | $5,399,000 | 2,060 |
| Provision for loan and lease losses | $1,443,000 | 983 |
| Total noninterest income | $985,000 | 2,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $985,000 | 1,411 |
| Total noninterest expense | $4,097,000 | 2,327 |
| Salaries and employee benefits | $2,344,000 | 2,218 |
| Premises and equipment expense | $753,000 | 1,816 |
| Additional noninterest expense | $1,000,000 | 2,739 |
| Pre-tax net operating income | $844,000 | 3,320 |
| Securities gains (losses) | $222,000 | 574 |
| Applicable income taxes | $255,000 | 2,399 |
| Income before extraordinary items | $811,000 | 3,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $811,000 | 3,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 1,174 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $642,280 | 3,434 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 2,012 |
| Total interest expense | $2,533,000 | 1,851 |
| Net interest income | $2,527,000 | 2,188 |
| Provision for loan and lease losses | $270,000 | 1,503 |
| Total noninterest income | $431,000 | 2,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $431,000 | 1,561 |
| Total noninterest expense | $2,168,000 | 2,200 |
| Salaries and employee benefits | $1,247,000 | 2,104 |
| Premises and equipment expense | $381,000 | 1,802 |
| Additional noninterest expense | $540,000 | 2,539 |
| Pre-tax net operating income | $520,000 | 2,996 |
| Securities gains (losses) | $117,000 | 638 |
| Applicable income taxes | $164,000 | 2,213 |
| Income before extraordinary items | $473,000 | 2,823 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $473,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $386,420 | 3,181 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,198,000 | 1,989 |
| Total interest expense | $11,720,000 | 1,709 |
| Net interest income | $9,478,000 | 2,345 |
| Provision for loan and lease losses | $750,000 | 1,744 |
| Total noninterest income | $1,586,000 | 2,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,586,000 | 1,610 |
| Total noninterest expense | $8,052,000 | 2,280 |
| Salaries and employee benefits | $4,895,000 | 2,063 |
| Premises and equipment expense | $1,333,000 | 1,958 |
| Additional noninterest expense | $1,824,000 | 2,895 |
| Pre-tax net operating income | $2,262,000 | 3,055 |
| Securities gains (losses) | $257,000 | 392 |
| Applicable income taxes | $768,000 | 2,187 |
| Income before extraordinary items | $1,751,000 | 3,107 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,751,000 | 3,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-359,000 | 8,483 |
| Cash dividends | $2,500,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,571,100 | 3,326 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,723,000 | 2,014 |
| Total interest expense | $8,658,000 | 1,727 |
| Net interest income | $7,065,000 | 2,374 |
| Provision for loan and lease losses | $570,000 | 1,400 |
| Total noninterest income | $1,083,000 | 2,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,083,000 | 1,729 |
| Total noninterest expense | $5,970,000 | 2,272 |
| Salaries and employee benefits | $3,651,000 | 2,071 |
| Premises and equipment expense | $970,000 | 1,998 |
| Additional noninterest expense | $1,349,000 | 2,878 |
| Pre-tax net operating income | $1,608,000 | 3,311 |
| Securities gains (losses) | $194,000 | 374 |
| Applicable income taxes | $557,000 | 2,399 |
| Income before extraordinary items | $1,245,000 | 3,379 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,245,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-490,000 | 8,526 |
| Cash dividends | $2,500,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,111,140 | 3,635 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,190,000 | 2,071 |
| Total interest expense | $5,473,000 | 1,823 |
| Net interest income | $4,717,000 | 2,398 |
| Provision for loan and lease losses | $433,000 | 1,166 |
| Total noninterest income | $617,000 | 3,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $617,000 | 1,943 |
| Total noninterest expense | $3,967,000 | 2,306 |
| Salaries and employee benefits | $2,442,000 | 2,093 |
| Premises and equipment expense | $636,000 | 2,037 |
| Additional noninterest expense | $889,000 | 2,915 |
| Pre-tax net operating income | $934,000 | 3,686 |
| Securities gains (losses) | $127,000 | 374 |
| Applicable income taxes | $355,000 | 2,534 |
| Income before extraordinary items | $706,000 | 3,798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $706,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 7,982 |
| Cash dividends | $2,500,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $620,910 | 4,082 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 2,137 |
| Total interest expense | $2,603,000 | 1,880 |
| Net interest income | $2,326,000 | 2,435 |
| Provision for loan and lease losses | $170,000 | 1,311 |
| Total noninterest income | $295,000 | 3,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $295,000 | 1,983 |
| Total noninterest expense | $1,951,000 | 2,338 |
| Salaries and employee benefits | $1,202,000 | 2,137 |
| Premises and equipment expense | $322,000 | 2,027 |
| Additional noninterest expense | $427,000 | 3,000 |
| Pre-tax net operating income | $500,000 | 3,529 |
| Securities gains (losses) | $53,000 | 408 |
| Applicable income taxes | $186,000 | 2,505 |
| Income before extraordinary items | $367,000 | 3,703 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $367,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $332,020 | 3,921 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,836,000 | 2,191 |
| Total interest expense | $8,581,000 | 1,924 |
| Net interest income | $9,255,000 | 2,455 |
| Provision for loan and lease losses | $664,000 | 1,480 |
| Total noninterest income | $1,400,000 | 2,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,400,000 | 1,748 |
| Total noninterest expense | $7,788,000 | 2,263 |
| Salaries and employee benefits | $4,483,000 | 2,184 |
| Premises and equipment expense | $1,249,000 | 2,005 |
| Additional noninterest expense | $2,056,000 | 2,515 |
| Pre-tax net operating income | $2,203,000 | 3,427 |
| Securities gains (losses) | $201,000 | 387 |
| Applicable income taxes | $847,000 | 2,401 |
| Income before extraordinary items | $1,557,000 | 3,694 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,557,000 | 3,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $223,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $13,408,000 | 161 |
| Net operating income | $1,426,350 | 3,865 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,023,000 | 2,235 |
| Total interest expense | $6,120,000 | 1,953 |
| Net interest income | $6,903,000 | 2,487 |
| Provision for loan and lease losses | $632,000 | 1,156 |
| Total noninterest income | $1,056,000 | 2,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,056,000 | 1,750 |
| Total noninterest expense | $5,812,000 | 2,273 |
| Salaries and employee benefits | $3,342,000 | 2,194 |
| Premises and equipment expense | $908,000 | 2,073 |
| Additional noninterest expense | $1,562,000 | 2,459 |
| Pre-tax net operating income | $1,515,000 | 3,760 |
| Securities gains (losses) | $147,000 | 373 |
| Applicable income taxes | $581,000 | 2,646 |
| Income before extraordinary items | $1,081,000 | 3,976 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,081,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $223,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $13,408,000 | 122 |
| Net operating income | $985,450 | 4,196 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 2,289 |
| Total interest expense | $3,968,000 | 1,925 |
| Net interest income | $4,356,000 | 2,616 |
| Provision for loan and lease losses | $465,000 | 1,039 |
| Total noninterest income | $714,000 | 2,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $714,000 | 1,738 |
| Total noninterest expense | $3,669,000 | 2,411 |
| Salaries and employee benefits | $2,119,000 | 2,319 |
| Premises and equipment expense | $597,000 | 2,090 |
| Additional noninterest expense | $953,000 | 2,683 |
| Pre-tax net operating income | $936,000 | 3,951 |
| Securities gains (losses) | $90,000 | 369 |
| Applicable income taxes | $356,000 | 2,802 |
| Income before extraordinary items | $670,000 | 4,180 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $670,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $223,000 | 3,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $611,500 | 4,387 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 2,376 |
| Total interest expense | $1,835,000 | 1,973 |
| Net interest income | $2,073,000 | 2,700 |
| Provision for loan and lease losses | $250,000 | 918 |
| Total noninterest income | $374,000 | 2,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $374,000 | 1,644 |
| Total noninterest expense | $1,808,000 | 2,452 |
| Salaries and employee benefits | $1,030,000 | 2,386 |
| Premises and equipment expense | $304,000 | 2,070 |
| Additional noninterest expense | $474,000 | 2,660 |
| Pre-tax net operating income | $389,000 | 4,342 |
| Securities gains (losses) | $34,000 | 401 |
| Applicable income taxes | $143,000 | 3,105 |
| Income before extraordinary items | $280,000 | 4,594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $280,000 | 4,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $112,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $257,560 | 4,778 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,406,000 | 2,463 |
| Total interest expense | $5,643,000 | 1,992 |
| Net interest income | $7,763,000 | 2,781 |
| Provision for loan and lease losses | $500,000 | 1,892 |
| Total noninterest income | $1,439,000 | 2,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,439,000 | 1,720 |
| Total noninterest expense | $6,645,000 | 2,512 |
| Salaries and employee benefits | $3,711,000 | 2,461 |
| Premises and equipment expense | $1,130,000 | 2,126 |
| Additional noninterest expense | $1,804,000 | 2,749 |
| Pre-tax net operating income | $2,057,000 | 3,613 |
| Securities gains (losses) | $216,000 | 482 |
| Applicable income taxes | $800,000 | 2,603 |
| Income before extraordinary items | $1,473,000 | 3,823 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,473,000 | 3,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,802 |
| Cash dividends | $425,000 | 3,901 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 763 |
| Net operating income | $1,332,600 | 4,051 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,830,000 | 2,460 |
| Total interest expense | $4,035,000 | 1,981 |
| Net interest income | $5,795,000 | 2,770 |
| Provision for loan and lease losses | $280,000 | 2,309 |
| Total noninterest income | $1,058,000 | 2,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,058,000 | 1,747 |
| Total noninterest expense | $4,953,000 | 2,495 |
| Salaries and employee benefits | $2,743,000 | 2,459 |
| Premises and equipment expense | $855,000 | 2,080 |
| Additional noninterest expense | $1,355,000 | 2,720 |
| Pre-tax net operating income | $1,620,000 | 3,548 |
| Securities gains (losses) | $160,000 | 526 |
| Applicable income taxes | $632,000 | 2,559 |
| Income before extraordinary items | $1,148,000 | 3,789 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,148,000 | 3,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,581 |
| Cash dividends | $318,000 | 3,445 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 596 |
| Net operating income | $1,045,600 | 4,006 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,487,000 | 2,427 |
| Total interest expense | $2,579,000 | 1,936 |
| Net interest income | $3,908,000 | 2,720 |
| Provision for loan and lease losses | $135,000 | 2,835 |
| Total noninterest income | $711,000 | 2,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $711,000 | 1,734 |
| Total noninterest expense | $3,319,000 | 2,458 |
| Salaries and employee benefits | $1,813,000 | 2,460 |
| Premises and equipment expense | $558,000 | 2,117 |
| Additional noninterest expense | $948,000 | 2,565 |
| Pre-tax net operating income | $1,165,000 | 3,328 |
| Securities gains (losses) | $84,000 | 628 |
| Applicable income taxes | $445,000 | 2,438 |
| Income before extraordinary items | $804,000 | 3,625 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $804,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,928 |
| Cash dividends | $212,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 462 |
| Net operating income | $750,240 | 3,732 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 2,433 |
| Total interest expense | $1,251,000 | 1,895 |
| Net interest income | $1,922,000 | 2,746 |
| Provision for loan and lease losses | $135,000 | 1,592 |
| Total noninterest income | $408,000 | 2,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $408,000 | 1,532 |
| Total noninterest expense | $1,660,000 | 2,467 |
| Salaries and employee benefits | $869,000 | 2,574 |
| Premises and equipment expense | $275,000 | 2,169 |
| Additional noninterest expense | $516,000 | 2,357 |
| Pre-tax net operating income | $535,000 | 3,498 |
| Securities gains (losses) | $28,000 | 699 |
| Applicable income taxes | $191,000 | 2,676 |
| Income before extraordinary items | $372,000 | 3,804 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $372,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $106,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $353,520 | 3,890 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,001,000 | 2,590 |
| Total interest expense | $4,220,000 | 1,930 |
| Net interest income | $6,781,000 | 2,977 |
| Provision for loan and lease losses | $978,000 | 1,056 |
| Total noninterest income | $1,352,000 | 2,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,352,000 | 1,756 |
| Total noninterest expense | $5,794,000 | 2,738 |
| Salaries and employee benefits | $3,246,000 | 2,653 |
| Premises and equipment expense | $1,011,000 | 2,265 |
| Additional noninterest expense | $1,537,000 | 3,070 |
| Pre-tax net operating income | $1,361,000 | 4,498 |
| Securities gains (losses) | $261,000 | 705 |
| Applicable income taxes | $604,000 | 3,020 |
| Income before extraordinary items | $1,018,000 | 4,646 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,018,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,148 |
| Cash dividends | $421,000 | 3,826 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 685 |
| Net operating income | $850,960 | 5,052 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,016,000 | 2,629 |
| Total interest expense | $3,054,000 | 1,962 |
| Net interest income | $4,962,000 | 3,024 |
| Provision for loan and lease losses | $828,000 | 929 |
| Total noninterest income | $991,000 | 2,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $991,000 | 1,779 |
| Total noninterest expense | $4,284,000 | 2,744 |
| Salaries and employee benefits | $2,393,000 | 2,667 |
| Premises and equipment expense | $752,000 | 2,283 |
| Additional noninterest expense | $1,139,000 | 3,080 |
| Pre-tax net operating income | $841,000 | 5,049 |
| Securities gains (losses) | $217,000 | 730 |
| Applicable income taxes | $395,000 | 3,325 |
| Income before extraordinary items | $663,000 | 5,095 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $663,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $315,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 537 |
| Net operating income | $524,120 | 5,635 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,268,000 | 2,652 |
| Total interest expense | $1,998,000 | 1,967 |
| Net interest income | $3,270,000 | 3,047 |
| Provision for loan and lease losses | $93,000 | 3,603 |
| Total noninterest income | $641,000 | 3,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $641,000 | 1,828 |
| Total noninterest expense | $2,811,000 | 2,785 |
| Salaries and employee benefits | $1,567,000 | 2,725 |
| Premises and equipment expense | $496,000 | 2,310 |
| Additional noninterest expense | $748,000 | 3,124 |
| Pre-tax net operating income | $1,007,000 | 3,517 |
| Securities gains (losses) | $134,000 | 858 |
| Applicable income taxes | $422,000 | 2,470 |
| Income before extraordinary items | $719,000 | 3,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $719,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $210,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $633,240 | 4,015 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 2,644 |
| Total interest expense | $991,000 | 2,003 |
| Net interest income | $1,645,000 | 3,015 |
| Provision for loan and lease losses | $39,000 | 3,783 |
| Total noninterest income | $250,000 | 3,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $250,000 | 2,132 |
| Total noninterest expense | $1,389,000 | 2,827 |
| Salaries and employee benefits | $792,000 | 2,713 |
| Premises and equipment expense | $247,000 | 2,338 |
| Additional noninterest expense | $350,000 | 3,289 |
| Pre-tax net operating income | $467,000 | 3,700 |
| Securities gains (losses) | $60,000 | 1,096 |
| Applicable income taxes | $193,000 | 2,637 |
| Income before extraordinary items | $334,000 | 3,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $334,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $105,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $295,600 | 4,183 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,390,000 | 2,720 |
| Total interest expense | $4,751,000 | 1,888 |
| Net interest income | $5,639,000 | 3,353 |
| Provision for loan and lease losses | $258,000 | 3,483 |
| Total noninterest income | $1,110,000 | 3,490 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,110,000 | 2,231 |
| Total noninterest expense | $6,313,000 | 2,488 |
| Salaries and employee benefits | $3,105,000 | 2,693 |
| Premises and equipment expense | $1,066,000 | 2,136 |
| Additional noninterest expense | $2,142,000 | 2,254 |
| Pre-tax net operating income | $178,000 | 7,897 |
| Securities gains (losses) | $801,000 | 558 |
| Applicable income taxes | $348,000 | 4,046 |
| Income before extraordinary items | $631,000 | 5,842 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $631,000 | 5,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $421,000 | 3,842 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 834 |
| Net operating income | $118,360 | 8,016 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,824,000 | 2,753 |
| Total interest expense | $3,757,000 | 1,863 |
| Net interest income | $4,067,000 | 3,478 |
| Provision for loan and lease losses | $203,000 | 3,311 |
| Total noninterest income | $850,000 | 3,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $850,000 | 2,284 |
| Total noninterest expense | $4,967,000 | 2,370 |
| Salaries and employee benefits | $2,350,000 | 2,684 |
| Premises and equipment expense | $804,000 | 2,128 |
| Additional noninterest expense | $1,813,000 | 1,978 |
| Pre-tax net operating income | $-253,000 | 8,849 |
| Securities gains (losses) | $761,000 | 525 |
| Applicable income taxes | $176,000 | 4,855 |
| Income before extraordinary items | $332,000 | 6,758 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $332,000 | 6,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $316,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 678 |
| Net operating income | $-162,650 | 8,806 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,270,000 | 2,749 |
| Total interest expense | $2,590,000 | 1,859 |
| Net interest income | $2,680,000 | 3,507 |
| Provision for loan and lease losses | $139,000 | 3,249 |
| Total noninterest income | $562,000 | 3,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $562,000 | 2,270 |
| Total noninterest expense | $2,692,000 | 2,876 |
| Salaries and employee benefits | $1,535,000 | 2,727 |
| Premises and equipment expense | $528,000 | 2,154 |
| Additional noninterest expense | $629,000 | 3,580 |
| Pre-tax net operating income | $411,000 | 5,793 |
| Securities gains (losses) | $545,000 | 548 |
| Applicable income taxes | $342,000 | 2,997 |
| Income before extraordinary items | $614,000 | 4,226 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $614,000 | 4,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $210,000 | 3,395 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 569 |
| Net operating income | $265,200 | 6,185 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 2,729 |
| Total interest expense | $1,313,000 | 1,874 |
| Net interest income | $1,362,000 | 3,435 |
| Provision for loan and lease losses | $68,000 | 3,104 |
| Total noninterest income | $236,000 | 3,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $236,000 | 2,444 |
| Total noninterest expense | $1,352,000 | 2,836 |
| Salaries and employee benefits | $767,000 | 2,708 |
| Premises and equipment expense | $268,000 | 2,126 |
| Additional noninterest expense | $317,000 | 3,490 |
| Pre-tax net operating income | $178,000 | 6,113 |
| Securities gains (losses) | $246,000 | 588 |
| Applicable income taxes | $155,000 | 3,169 |
| Income before extraordinary items | $269,000 | 4,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $104,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $111,560 | 6,528 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,356,000 | 2,683 |
| Total interest expense | $6,152,000 | 1,853 |
| Net interest income | $5,204,000 | 3,538 |
| Provision for loan and lease losses | $818,000 | 1,598 |
| Total noninterest income | $897,000 | 3,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $897,000 | 2,333 |
| Total noninterest expense | $5,150,000 | 2,852 |
| Salaries and employee benefits | $2,747,000 | 2,852 |
| Premises and equipment expense | $913,000 | 2,379 |
| Additional noninterest expense | $1,490,000 | 2,975 |
| Pre-tax net operating income | $133,000 | 8,182 |
| Securities gains (losses) | $773,000 | 495 |
| Applicable income taxes | $332,000 | 4,264 |
| Income before extraordinary items | $574,000 | 6,079 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $574,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,524 |
| Cash dividends | $410,000 | 3,778 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 702 |
| Net operating income | $79,280 | 8,337 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,452,000 | 2,543 |
| Total interest expense | $9,045,000 | 1,796 |
| Net interest income | $4,407,000 | 3,827 |
| Provision for loan and lease losses | $197,000 | 4,179 |
| Total noninterest income | $521,000 | 4,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $521,000 | 3,054 |
| Total noninterest expense | $4,587,000 | 3,037 |
| Salaries and employee benefits | $2,520,000 | 2,931 |
| Premises and equipment expense | $795,000 | 2,648 |
| Additional noninterest expense | $1,272,000 | 3,313 |
| Pre-tax net operating income | $144,000 | 8,123 |
| Securities gains (losses) | $502,000 | 610 |
| Applicable income taxes | $344,000 | 4,014 |
| Income before extraordinary items | $302,000 | 7,128 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $302,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,605 |
| Cash dividends | $401,000 | 3,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-19,280 | 8,774 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,121,000 | 2,451 |
| Total interest expense | $9,426,000 | 1,830 |
| Net interest income | $4,695,000 | 3,667 |
| Provision for loan and lease losses | $930,000 | 1,133 |
| Total noninterest income | $710,000 | 3,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $710,000 | 2,338 |
| Total noninterest expense | $3,730,000 | 3,516 |
| Salaries and employee benefits | $2,153,000 | 3,260 |
| Premises and equipment expense | $615,000 | 3,195 |
| Additional noninterest expense | $962,000 | 4,104 |
| Pre-tax net operating income | $745,000 | 6,058 |
| Securities gains (losses) | $285,000 | 350 |
| Applicable income taxes | $321,000 | 4,445 |
| Income before extraordinary items | $709,000 | 5,387 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $709,000 | 5,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,115 |
| Cash dividends | $677,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $512,350 | 6,271 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,467,000 | 2,613 |
| Total interest expense | $7,785,000 | 1,928 |
| Net interest income | $4,682,000 | 3,662 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $520,000 | 4,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $520,000 | 2,881 |
| Total noninterest expense | $3,253,000 | 3,932 |
| Salaries and employee benefits | $1,807,000 | 3,734 |
| Premises and equipment expense | $540,000 | 3,539 |
| Additional noninterest expense | $906,000 | 4,360 |
| Pre-tax net operating income | $1,919,000 | 3,441 |
| Securities gains (losses) | $104,000 | 727 |
| Applicable income taxes | $733,000 | 2,820 |
| Income before extraordinary items | $1,290,000 | 3,658 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,290,000 | 3,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $407,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 956 |
| Net operating income | $1,223,440 | 3,785 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,163,000 | 2,682 |
| Total interest expense | $7,810,000 | 1,957 |
| Net interest income | $4,353,000 | 3,846 |
| Provision for loan and lease losses | $3,000 | 8,549 |
| Total noninterest income | $459,000 | 5,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $459,000 | 3,141 |
| Total noninterest expense | $2,912,000 | 4,237 |
| Salaries and employee benefits | $1,643,000 | 3,953 |
| Premises and equipment expense | $489,000 | 3,771 |
| Additional noninterest expense | $780,000 | 4,771 |
| Pre-tax net operating income | $1,897,000 | 3,482 |
| Securities gains (losses) | $145,000 | 1,067 |
| Applicable income taxes | $732,000 | 2,930 |
| Income before extraordinary items | $1,310,000 | 3,665 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,310,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $409,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 868 |
| Net operating income | $1,217,200 | 3,796 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,772,000 | 2,787 |
| Total interest expense | $7,644,000 | 2,008 |
| Net interest income | $4,128,000 | 4,126 |
| Provision for loan and lease losses | $132,000 | 4,415 |
| Total noninterest income | $378,000 | 5,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $378,000 | 3,411 |
| Total noninterest expense | $2,638,000 | 4,570 |
| Salaries and employee benefits | $1,446,000 | 4,382 |
| Premises and equipment expense | $525,000 | 3,551 |
| Additional noninterest expense | $667,000 | 5,412 |
| Pre-tax net operating income | $1,736,000 | 3,974 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $620,000 | 3,574 |
| Income before extraordinary items | $1,122,000 | 4,290 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,122,000 | 4,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $403,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,118,160 | 4,239 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,398,000 | 3,163 |
| Total interest expense | $6,712,000 | 2,298 |
| Net interest income | $3,686,000 | 4,625 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $241,000 | 7,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $241,000 | 4,634 |
| Total noninterest expense | $3,405,000 | 3,873 |
| Salaries and employee benefits | $1,289,000 | 4,889 |
| Premises and equipment expense | $517,000 | 3,674 |
| Additional noninterest expense | $1,599,000 | 2,968 |
| Pre-tax net operating income | $522,000 | 7,812 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $128,000 | 8,253 |
| Income before extraordinary items | $392,000 | 7,689 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $392,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,561 |
| Cash dividends | $394,000 | 3,970 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 766 |
| Net operating income | $393,500 | 7,615 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,768,000 | 3,354 |
| Total interest expense | $6,042,000 | 2,538 |
| Net interest income | $3,726,000 | 4,610 |
| Provision for loan and lease losses | $19,000 | 7,763 |
| Total noninterest income | $339,000 | 6,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $339,000 | 3,698 |
| Total noninterest expense | $2,495,000 | 5,002 |
| Salaries and employee benefits | $1,275,000 | 4,941 |
| Premises and equipment expense | $515,000 | 3,665 |
| Additional noninterest expense | $705,000 | 5,817 |
| Pre-tax net operating income | $1,551,000 | 4,331 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $566,000 | 3,817 |
| Income before extraordinary items | $985,000 | 4,677 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $985,000 | 4,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,021 |
| Cash dividends | $393,000 | 3,952 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $985,000 | 4,645 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,589,000 | 3,489 |
| Total interest expense | $4,276,000 | 2,867 |
| Net interest income | $4,313,000 | 4,077 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $287,000 | 7,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $287,000 | 4,217 |
| Total noninterest expense | $2,311,000 | 5,524 |
| Salaries and employee benefits | $1,191,000 | 5,268 |
| Premises and equipment expense | $463,000 | 4,068 |
| Additional noninterest expense | $657,000 | 6,627 |
| Pre-tax net operating income | $2,289,000 | 3,061 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $840,000 | 2,653 |
| Income before extraordinary items | $1,449,000 | 3,265 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,449,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $622,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 859 |
| Net operating income | $1,449,000 | 3,294 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,417,000 | 3,642 |
| Total interest expense | $4,466,000 | 2,871 |
| Net interest income | $3,951,000 | 4,459 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $162,000 | 9,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $1,934,000 | 6,509 |
| Salaries and employee benefits | $998,000 | 6,149 |
| Premises and equipment expense | $436,000 | 4,372 |
| Additional noninterest expense | $500,000 | 8,208 |
| Pre-tax net operating income | $2,167,000 | 3,059 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $774,000 | 2,830 |
| Income before extraordinary items | $1,393,000 | 3,473 |
| Extraordinary gains, net | $156,000 | 1,196 |
| Net income | $1,549,000 | 3,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $171,000 | 5,813 |
| Sale, conversion, retirement of capital stock, net | $4,148,000 | 228 |
| Net operating income | $1,393,000 | 3,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,913,000 | 3,888 |
| Total interest expense | $5,664,000 | 2,944 |
| Net interest income | $3,249,000 | 5,342 |
| Provision for loan and lease losses | $271,000 | 4,390 |
| Total noninterest income | $431,000 | 6,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $431,000 | 3,530 |
| Total noninterest expense | $1,856,000 | 6,782 |
| Salaries and employee benefits | $863,000 | 6,850 |
| Premises and equipment expense | $381,000 | 4,982 |
| Additional noninterest expense | $612,000 | 7,403 |
| Pre-tax net operating income | $1,553,000 | 3,926 |
| Securities gains (losses) | $-11,000 | 13,323 |
| Applicable income taxes | $566,000 | 3,599 |
| Income before extraordinary items | $976,000 | 4,599 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $976,000 | 4,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 7,050 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $983,040 | 4,250 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.