Home > BankLiberty > Net charge- offs to loans
BankLiberty, Net charge- offs to loans
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 4,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 4,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 4,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1655% | 4,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1655% | 4,747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 4,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 4,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 4,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 4,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2510% | 4,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2510% | 4,815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 4,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1755% | 4,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1755% | 4,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0599% | 5,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0507% | 4,937 |
| Percentage Net Loans Charged-off:Construction & development | -0.1896% | 4,737 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,645 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0154% | 4,264 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1014% | 5,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1144% | 5,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1305% | 4,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4509% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4509% | 1,567 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0177% | 4,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,527 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 4,711 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0152% | 4,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 4,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0353% | 4,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0436% | 4,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6936% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6936% | 985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0169% | 4,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,517 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 4,488 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 4,750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 4,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 4,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0602% | 4,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1266% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1265% | 565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0221% | 4,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0210% | 4,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0398% | 4,685 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 4,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 4,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0349% | 4,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0737% | 4,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7417% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7417% | 380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0501% | 5,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,758 |
| Percentage Net Loans Charged-off:Construction & development | -0.0179% | 4,517 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 4,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4349% | 5,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6941% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.6941% | 41 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0762% | 5,301 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 4,641 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 4,578 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0178% | 4,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 4,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5526% | 5,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7023% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7023% | 52 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 3,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 4,922 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 4,634 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 5,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0458% | 5,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0509% | 5,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0432% | 4,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7370% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.7370% | 44 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 4,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,975 |
| Percentage Net Loans Charged-off:Construction & development | -0.0196% | 4,743 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 5,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0398% | 5,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0442% | 5,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0509% | 4,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6017% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6017% | 1,135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1168% | 5,558 |
| Percentage Net Loans Charged-off:Construction & development | -0.8351% | 5,300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0494% | 5,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 1,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9256% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2225% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2225% | 644 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0498% | 5,366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0611% | 5,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.3923% | 5,234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0597% | 5,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0800% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0373% | 4,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9243% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9243% | 816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0676% | 5,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0835% | 5,542 |
| Percentage Net Loans Charged-off:Construction & development | -0.5935% | 5,329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0795% | 5,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1242% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 4,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6178% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6178% | 1,164 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1725% | 5,808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2241% | 5,869 |
| Percentage Net Loans Charged-off:Construction & development | -1.1277% | 5,443 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1387% | 5,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0420% | 5,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0459% | 5,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 4,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7198% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7198% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,690 |
| Percentage Net Loans Charged-off:Construction & development | -0.0181% | 4,750 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 5,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1247% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 2,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0497% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0771% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 4,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4648% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4648% | 434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 2,119 |
| Percentage Net Loans Charged-off:Construction & development | -0.0165% | 4,828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 1,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1763% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1112% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0634% | 684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1170% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3261% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0992% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0992% | 558 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 4,892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2577% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1455% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0891% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1530% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5245% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9334% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9334% | 692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0249% | 5,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 4,975 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0375% | 5,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 5,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1709% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0417% | 5,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1469% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1222% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1222% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1909% | 2,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | -0.0222% | 5,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1960% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1746% | 5,081 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1064% | 2,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2663% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 2,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 2,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0349% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0349% | 139 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2297% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1331% | 1,847 |
| Percentage Net Loans Charged-off:Construction & development | -0.0206% | 5,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3038% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2195% | 5,136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 2,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3495% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 2,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3934% | 123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3934% | 114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2951% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2146% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 5,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4737% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3147% | 5,170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5054% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 2,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0171% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1998% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1998% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0904% | 6,208 |
| Percentage Net Loans Charged-off:Construction & development | -0.0234% | 5,277 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 5,730 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5799% | 5,214 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0307% | 5,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 5,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3218% | 226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3218% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4495% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3158% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.1980% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3175% | 1,397 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0546% | 5,229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5527% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0277% | 1,370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6492% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3647% | 1,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4969% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4969% | 325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3517% | 1,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2784% | 1,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.2834% | 1,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2861% | 1,300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0653% | 5,288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4419% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5253% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 5,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0928% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0928% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4770% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4558% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.6182% | 844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4874% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0872% | 5,310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6158% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7363% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7669% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7669% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3439% | 1,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2410% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | 2.3506% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0268% | 6,316 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0234% | 5,293 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 6,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 6,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2626% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2626% | 407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5934% | 1,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6292% | 1,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.3315% | 1,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8747% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4410% | 583 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3623% | 2,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4450% | 1,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4143% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4143% | 858 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6015% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6335% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.5136% | 1,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7457% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6112% | 473 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4635% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5740% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5027% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5027% | 765 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5358% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6432% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 1.0015% | 1,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6640% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9253% | 352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2397% | 2,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3004% | 2,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2131% | 2,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2131% | 2,744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3754% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4474% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | 1.6068% | 812 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 6,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6435% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 2,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 2,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1193% | 2,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1193% | 2,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5315% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6019% | 2,388 |
| Percentage Net Loans Charged-off:Construction & development | 1.9798% | 1,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4111% | 2,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5849% | 709 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1428% | 3,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0416% | 1,872 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1737% | 3,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1970% | 4,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2198% | 3,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.9123% | 1,945 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1126% | 2,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1757% | 748 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 4,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 4,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 5,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 4,510 |
| Percentage Net Loans Charged-off:Construction & development | -1.0563% | 6,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2742% | 1,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2736% | 574 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0859% | 3,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 3,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 4,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 3,411 |
| Percentage Net Loans Charged-off:Construction & development | -1.6555% | 6,730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2626% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9132% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2915% | 1,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3841% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0772% | 3,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0596% | 3,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5968% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6166% | 2,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.5167% | 2,831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8196% | 1,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5673% | 828 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3634% | 2,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2874% | 1,496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3844% | 2,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3759% | 3,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4077% | 3,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7680% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7922% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 1.6290% | 1,978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8676% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 5,905 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3736% | 2,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0414% | 1,653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4650% | 2,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4927% | 2,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5919% | 2,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6467% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7681% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.3914% | 2,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3189% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 5,903 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4862% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0677% | 1,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5951% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7970% | 7,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1445% | 4,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0584% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2949% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 6,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3038% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0135% | 5,959 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1605% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1538% | 894 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4082% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5960% | 7,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1905% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 5,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1754% | 4,267 |
| Percentage Net Loans Charged-off:Construction & development | -0.2170% | 7,335 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0301% | 7,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4437% | 698 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8556% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 5,782 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0580% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7495% | 3,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4643% | 4,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 6,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 5,453 |
| Percentage Net Loans Charged-off:Construction & development | -0.2539% | 7,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0412% | 7,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6325% | 480 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1503% | 3,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0216% | 5,812 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1902% | 2,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4097% | 3,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5511% | 3,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 5,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 4,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.3638% | 7,422 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0632% | 7,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0577% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3101% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0328% | 5,852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3892% | 1,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6256% | 2,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2746% | 4,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1595% | 3,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 3,105 |
| Percentage Net Loans Charged-off:Construction & development | -0.7248% | 7,455 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1253% | 7,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5205% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7173% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0695% | 5,871 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8933% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2898% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5483% | 2,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4585% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3689% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.8019% | 1,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1893% | 1,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1008% | 2,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0299% | 1,342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1171% | 2,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6866% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2521% | 4,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5228% | 1,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3910% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.7995% | 1,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2137% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1323% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1631% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2962% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3813% | 3,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4870% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2555% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0861% | 1,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3442% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4727% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5817% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5753% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2869% | 3,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.1556% | 900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1589% | 8,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1904% | 8,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0899% | 1,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1433% | 6,248 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8662% | 8,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0874% | 8,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2207% | 2,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3288% | 3,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2934% | 8,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3433% | 8,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1882% | 6,206 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2730% | 8,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -1.5989% | 8,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3047% | 1,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4285% | 2,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0165% | 7,468 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 7,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2736% | 6,192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 7,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 7,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7624% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 6,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2057% | 4,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 5,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3739% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 5,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5614% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1570% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5304% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 5,996 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 2,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3112% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7882% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 4,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 2,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1861% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5715% | 2,846 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3115% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 3,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2796% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 1,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0197% | 5,919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2391% | 3,971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5481% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 7,969 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0390% | 5,945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 6,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 6,387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0758% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4808% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | 12.1317% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 5,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 7,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0086% | 6,344 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 8,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0885% | 6,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8814% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 14.9719% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 5,651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 8,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0130% | 6,312 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 8,234 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1377% | 6,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5176% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7291% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 4,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0261% | 6,269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8877% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4188% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 7,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3179% | 5,206 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3063% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 6,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4062% | 4,258 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4626% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 6,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5880% | 3,230 |
| Percentage Net Loans Charged-off: Credit card loans | 12.4633% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4673% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1957% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 1.2417% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0727% | 8,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0510% | 8,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0564% | 8,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6693% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3742% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3068% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 1.3339% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2526% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5094% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 8,767 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 7,443 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 7,983 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 10,024 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0175% | 10,283 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 9,860 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 9,048 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 9,463 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |