BankHaven, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $196,000 | 7,744 |
| Total interest expense | $55,000 | 7,590 |
| Net interest income | $141,000 | 7,743 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $39,000 | 6,437 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $258,000 | 7,255 |
| Salaries and employee benefits | $142,000 | 7,209 |
| Premises and equipment expense | $18,000 | 7,509 |
| Additional noninterest expense | $98,000 | 7,023 |
| Pre-tax net operating income | $-78,000 | 6,595 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-78,000 | 6,696 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-78,000 | 6,697 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-78,000 | 6,696 |
| Net charge-offs | $41,000 | 3,895 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-78,000 | 6,626 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 7,729 |
| Total interest expense | $323,000 | 7,533 |
| Net interest income | $641,000 | 7,753 |
| Provision for loan and lease losses | $395,000 | 4,890 |
| Total noninterest income | $186,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $89,000 | 5,905 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $97,000 | 5,679 |
| Total noninterest expense | $1,136,000 | 7,243 |
| Salaries and employee benefits | $589,000 | 7,224 |
| Premises and equipment expense | $95,000 | 7,430 |
| Additional noninterest expense | $452,000 | 6,940 |
| Pre-tax net operating income | $-704,000 | 6,112 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-704,000 | 6,200 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-704,000 | 6,199 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-704,000 | 6,199 |
| Net charge-offs | $342,000 | 4,318 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 540 |
| Net operating income | $-704,000 | 6,202 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $752,000 | 7,796 |
| Total interest expense | $254,000 | 7,600 |
| Net interest income | $498,000 | 7,807 |
| Provision for loan and lease losses | $395,000 | 4,198 |
| Total noninterest income | $151,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $70,000 | 5,898 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $81,000 | 5,662 |
| Total noninterest expense | $912,000 | 7,167 |
| Salaries and employee benefits | $442,000 | 7,267 |
| Premises and equipment expense | $76,000 | 7,425 |
| Additional noninterest expense | $394,000 | 6,720 |
| Pre-tax net operating income | $-658,000 | 6,450 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-658,000 | 6,542 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-658,000 | 6,543 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-658,000 | 6,542 |
| Net charge-offs | $345,000 | 3,523 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 432 |
| Net operating income | $-658,000 | 6,540 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $516,000 | 7,863 |
| Total interest expense | $178,000 | 7,665 |
| Net interest income | $338,000 | 7,871 |
| Provision for loan and lease losses | $395,000 | 3,298 |
| Total noninterest income | $110,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $48,000 | 5,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $62,000 | 5,530 |
| Total noninterest expense | $614,000 | 7,218 |
| Salaries and employee benefits | $295,000 | 7,344 |
| Premises and equipment expense | $43,000 | 7,635 |
| Additional noninterest expense | $276,000 | 6,670 |
| Pre-tax net operating income | $-561,000 | 6,688 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-561,000 | 6,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-561,000 | 6,821 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-561,000 | 6,821 |
| Net charge-offs | $338,000 | 2,793 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 344 |
| Net operating income | $-561,000 | 6,804 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $272,000 | 7,875 |
| Total interest expense | $91,000 | 7,728 |
| Net interest income | $181,000 | 7,855 |
| Provision for loan and lease losses | $395,000 | 2,010 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $45,000 | 5,014 |
| Total noninterest expense | $338,000 | 7,062 |
| Salaries and employee benefits | $149,000 | 7,383 |
| Premises and equipment expense | $24,000 | 7,585 |
| Additional noninterest expense | $165,000 | 6,080 |
| Pre-tax net operating income | $-484,000 | 7,305 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-484,000 | 7,433 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-484,000 | 7,433 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-484,000 | 7,434 |
| Net charge-offs | $324,000 | 1,707 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-484,000 | 7,404 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 7,633 |
| Total interest expense | $635,000 | 7,438 |
| Net interest income | $939,000 | 7,655 |
| Provision for loan and lease losses | $264,000 | 4,837 |
| Total noninterest income | $502,000 | 4,830 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 6,055 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $413,000 | 3,529 |
| Total noninterest expense | $1,375,000 | 7,042 |
| Salaries and employee benefits | $588,000 | 7,438 |
| Premises and equipment expense | $179,000 | 6,869 |
| Additional noninterest expense | $608,000 | 6,197 |
| Pre-tax net operating income | $-198,000 | 6,552 |
| Securities gains (losses) | $92,000 | 1,189 |
| Applicable income taxes | $-397,000 | 7,408 |
| Income before extraordinary items | $291,000 | 5,150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $291,000 | 5,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 2,975 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $232,120 | 5,519 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 7,627 |
| Total interest expense | $531,000 | 7,421 |
| Net interest income | $735,000 | 7,680 |
| Provision for loan and lease losses | $264,000 | 3,767 |
| Total noninterest income | $126,000 | 6,838 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $70,000 | 6,028 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 6,447 |
| Total noninterest expense | $1,000,000 | 7,116 |
| Salaries and employee benefits | $435,000 | 7,493 |
| Premises and equipment expense | $142,000 | 6,818 |
| Additional noninterest expense | $423,000 | 6,339 |
| Pre-tax net operating income | $-403,000 | 7,196 |
| Securities gains (losses) | $92,000 | 1,026 |
| Applicable income taxes | $-397,000 | 7,827 |
| Income before extraordinary items | $86,000 | 6,248 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $86,000 | 6,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,672 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $27,120 | 6,665 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $908,000 | 7,619 |
| Total interest expense | $398,000 | 7,378 |
| Net interest income | $510,000 | 7,677 |
| Provision for loan and lease losses | $235,000 | 2,897 |
| Total noninterest income | $84,000 | 6,882 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $46,000 | 6,062 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $38,000 | 6,484 |
| Total noninterest expense | $658,000 | 7,185 |
| Salaries and employee benefits | $289,000 | 7,570 |
| Premises and equipment expense | $98,000 | 6,783 |
| Additional noninterest expense | $271,000 | 6,445 |
| Pre-tax net operating income | $-299,000 | 7,434 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-397,000 | 8,130 |
| Income before extraordinary items | $98,000 | 6,368 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,736 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $98,000 | 6,301 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 7,696 |
| Total interest expense | $225,000 | 7,302 |
| Net interest income | $230,000 | 7,839 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $44,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 6,395 |
| Total noninterest expense | $302,000 | 7,360 |
| Salaries and employee benefits | $147,000 | 7,581 |
| Premises and equipment expense | $47,000 | 6,884 |
| Additional noninterest expense | $108,000 | 6,932 |
| Pre-tax net operating income | $-30,000 | 7,325 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-30,000 | 7,432 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-30,000 | 7,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,988 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-30,000 | 7,363 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 7,579 |
| Total interest expense | $992,000 | 7,181 |
| Net interest income | $981,000 | 7,763 |
| Provision for loan and lease losses | $1,169,000 | 1,265 |
| Total noninterest income | $254,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $151,000 | 5,412 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $103,000 | 6,164 |
| Total noninterest expense | $1,260,000 | 7,265 |
| Salaries and employee benefits | $643,000 | 7,420 |
| Premises and equipment expense | $180,000 | 6,929 |
| Additional noninterest expense | $437,000 | 6,886 |
| Pre-tax net operating income | $-1,194,000 | 8,113 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,194,000 | 8,163 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,194,000 | 8,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $806,000 | 1,207 |
| Cash dividends | $35,000 | 5,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,194,000 | 8,155 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 7,628 |
| Total interest expense | $745,000 | 7,216 |
| Net interest income | $732,000 | 7,819 |
| Provision for loan and lease losses | $813,000 | 1,071 |
| Total noninterest income | $194,000 | 6,361 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $115,000 | 5,405 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $79,000 | 6,171 |
| Total noninterest expense | $986,000 | 7,174 |
| Salaries and employee benefits | $514,000 | 7,268 |
| Premises and equipment expense | $138,000 | 6,883 |
| Additional noninterest expense | $334,000 | 6,825 |
| Pre-tax net operating income | $-873,000 | 8,250 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-873,000 | 8,297 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-873,000 | 8,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $807,000 | 761 |
| Cash dividends | $35,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-873,000 | 8,287 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 7,574 |
| Total interest expense | $486,000 | 7,271 |
| Net interest income | $558,000 | 7,701 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $141,000 | 6,232 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $81,000 | 5,338 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $60,000 | 5,996 |
| Total noninterest expense | $677,000 | 7,155 |
| Salaries and employee benefits | $357,000 | 7,237 |
| Premises and equipment expense | $95,000 | 6,857 |
| Additional noninterest expense | $225,000 | 6,841 |
| Pre-tax net operating income | $10,000 | 7,733 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $10,000 | 7,746 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,000 | 7,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $35,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $10,000 | 7,732 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 7,633 |
| Total interest expense | $233,000 | 7,354 |
| Net interest income | $282,000 | 7,733 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $76,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $39,000 | 5,359 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $37,000 | 5,638 |
| Total noninterest expense | $352,000 | 7,123 |
| Salaries and employee benefits | $177,000 | 7,297 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $120,000 | 6,694 |
| Pre-tax net operating income | $0 | 7,834 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $0 | 7,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $0 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $0 | 7,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 7,442 |
| Total interest expense | $852,000 | 7,224 |
| Net interest income | $1,268,000 | 7,491 |
| Provision for loan and lease losses | $54,000 | 5,520 |
| Total noninterest income | $266,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $170,000 | 5,301 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $96,000 | 6,397 |
| Total noninterest expense | $1,257,000 | 7,297 |
| Salaries and employee benefits | $684,000 | 7,329 |
| Premises and equipment expense | $154,000 | 7,211 |
| Additional noninterest expense | $419,000 | 6,976 |
| Pre-tax net operating income | $223,000 | 7,325 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $8,000 | 6,215 |
| Income before extraordinary items | $215,000 | 7,212 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $215,000 | 7,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,558 |
| Cash dividends | $120,000 | 5,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $215,000 | 7,203 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 7,480 |
| Total interest expense | $623,000 | 7,265 |
| Net interest income | $979,000 | 7,506 |
| Provision for loan and lease losses | $24,000 | 5,878 |
| Total noninterest income | $192,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $125,000 | 5,396 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 6,506 |
| Total noninterest expense | $927,000 | 7,324 |
| Salaries and employee benefits | $506,000 | 7,343 |
| Premises and equipment expense | $114,000 | 7,252 |
| Additional noninterest expense | $307,000 | 7,040 |
| Pre-tax net operating income | $220,000 | 7,346 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $13,000 | 6,132 |
| Income before extraordinary items | $207,000 | 7,189 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $207,000 | 7,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,801 |
| Cash dividends | $35,000 | 5,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $207,000 | 7,184 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 7,422 |
| Total interest expense | $406,000 | 7,250 |
| Net interest income | $705,000 | 7,413 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $124,000 | 6,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $81,000 | 5,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $595,000 | 7,438 |
| Salaries and employee benefits | $329,000 | 7,437 |
| Premises and equipment expense | $74,000 | 7,324 |
| Additional noninterest expense | $192,000 | 7,178 |
| Pre-tax net operating income | $222,000 | 6,922 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $20,000 | 5,801 |
| Income before extraordinary items | $202,000 | 6,739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $202,000 | 6,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $35,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $202,000 | 6,751 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $529,000 | 7,498 |
| Total interest expense | $199,000 | 7,236 |
| Net interest income | $330,000 | 7,555 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $65,000 | 6,474 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $285,000 | 7,538 |
| Salaries and employee benefits | $159,000 | 7,526 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $86,000 | 7,378 |
| Pre-tax net operating income | $104,000 | 7,007 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $35,000 | 4,870 |
| Income before extraordinary items | $69,000 | 7,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 7,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $69,000 | 7,213 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 7,558 |
| Total interest expense | $630,000 | 7,244 |
| Net interest income | $1,258,000 | 7,619 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $385,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $159,000 | 5,516 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $226,000 | 4,929 |
| Total noninterest expense | $1,237,000 | 7,340 |
| Salaries and employee benefits | $707,000 | 7,241 |
| Premises and equipment expense | $155,000 | 7,213 |
| Additional noninterest expense | $375,000 | 7,222 |
| Pre-tax net operating income | $346,000 | 7,242 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $115,000 | 5,256 |
| Income before extraordinary items | $230,000 | 7,463 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $230,000 | 7,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $120,000 | 5,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $230,670 | 7,437 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 7,641 |
| Total interest expense | $439,000 | 7,327 |
| Net interest income | $929,000 | 7,685 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $183,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 5,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,452 |
| Total noninterest expense | $917,000 | 7,351 |
| Salaries and employee benefits | $522,000 | 7,256 |
| Premises and equipment expense | $119,000 | 7,174 |
| Additional noninterest expense | $276,000 | 7,272 |
| Pre-tax net operating income | $135,000 | 7,877 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $9,000 | 6,562 |
| Income before extraordinary items | $125,000 | 7,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $125,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $35,000 | 5,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $125,930 | 7,800 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $883,000 | 7,695 |
| Total interest expense | $272,000 | 7,365 |
| Net interest income | $611,000 | 7,724 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $114,000 | 6,862 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $66,000 | 5,832 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $614,000 | 7,344 |
| Salaries and employee benefits | $346,000 | 7,285 |
| Premises and equipment expense | $83,000 | 7,078 |
| Additional noninterest expense | $185,000 | 7,245 |
| Pre-tax net operating income | $51,000 | 8,129 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $-22,000 | 8,661 |
| Income before extraordinary items | $72,000 | 7,947 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $72,000 | 7,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $35,000 | 4,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $73,000 | 7,903 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 7,821 |
| Total interest expense | $131,000 | 7,400 |
| Net interest income | $285,000 | 7,882 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $298,000 | 7,461 |
| Salaries and employee benefits | $167,000 | 7,421 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $87,000 | 7,421 |
| Pre-tax net operating income | $35,000 | 8,092 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $35,000 | 8,014 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $35,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $35,000 | 7,987 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 7,915 |
| Total interest expense | $491,000 | 7,332 |
| Net interest income | $992,000 | 8,032 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $263,000 | 6,666 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $165,000 | 5,611 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $98,000 | 6,463 |
| Total noninterest expense | $1,232,000 | 7,389 |
| Salaries and employee benefits | $598,000 | 7,668 |
| Premises and equipment expense | $152,000 | 7,313 |
| Additional noninterest expense | $482,000 | 6,651 |
| Pre-tax net operating income | $-57,000 | 8,456 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-57,000 | 8,502 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-57,000 | 8,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,866 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-57,000 | 8,468 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 8,011 |
| Total interest expense | $356,000 | 7,422 |
| Net interest income | $718,000 | 8,121 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $203,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $130,000 | 5,557 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 6,476 |
| Total noninterest expense | $919,000 | 7,363 |
| Salaries and employee benefits | $456,000 | 7,588 |
| Premises and equipment expense | $106,000 | 7,410 |
| Additional noninterest expense | $357,000 | 6,660 |
| Pre-tax net operating income | $2,000 | 8,454 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,000 | 8,491 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $35,000 | 5,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,000 | 8,453 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $708,000 | 8,076 |
| Total interest expense | $221,000 | 7,613 |
| Net interest income | $487,000 | 8,141 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $132,000 | 6,734 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $85,000 | 5,604 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 6,544 |
| Total noninterest expense | $582,000 | 7,531 |
| Salaries and employee benefits | $294,000 | 7,716 |
| Premises and equipment expense | $62,000 | 7,681 |
| Additional noninterest expense | $226,000 | 6,840 |
| Pre-tax net operating income | $37,000 | 8,317 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $37,000 | 8,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $35,000 | 4,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $37,000 | 8,275 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $329,000 | 8,227 |
| Total interest expense | $87,000 | 8,051 |
| Net interest income | $242,000 | 8,182 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $67,000 | 6,667 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $310,000 | 7,433 |
| Salaries and employee benefits | $146,000 | 7,753 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $120,000 | 6,670 |
| Pre-tax net operating income | $-1,000 | 8,564 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-1,000 | 8,604 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,000 | 8,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-1,000 | 8,548 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 8,375 |
| Total interest expense | $312,000 | 8,422 |
| Net interest income | $905,000 | 8,252 |
| Provision for loan and lease losses | $-20,000 | 8,928 |
| Total noninterest income | $225,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $138,000 | 6,025 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $87,000 | 6,760 |
| Total noninterest expense | $1,131,000 | 7,616 |
| Salaries and employee benefits | $520,000 | 8,012 |
| Premises and equipment expense | $162,000 | 7,236 |
| Additional noninterest expense | $449,000 | 6,854 |
| Pre-tax net operating income | $19,000 | 8,472 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $19,000 | 8,570 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $19,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,970 |
| Cash dividends | $120,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $19,000 | 8,479 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $901,000 | 8,485 |
| Total interest expense | $245,000 | 8,489 |
| Net interest income | $656,000 | 8,377 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $166,000 | 7,216 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $95,000 | 6,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 6,675 |
| Total noninterest expense | $830,000 | 7,651 |
| Salaries and employee benefits | $388,000 | 7,994 |
| Premises and equipment expense | $122,000 | 7,243 |
| Additional noninterest expense | $320,000 | 6,973 |
| Pre-tax net operating income | $-8,000 | 8,659 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-8,000 | 8,742 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-8,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $35,000 | 5,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-8,000 | 8,651 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $589,000 | 8,570 |
| Total interest expense | $172,000 | 8,523 |
| Net interest income | $417,000 | 8,471 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $110,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $61,000 | 6,283 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $49,000 | 6,605 |
| Total noninterest expense | $524,000 | 7,797 |
| Salaries and employee benefits | $250,000 | 8,084 |
| Premises and equipment expense | $73,000 | 7,478 |
| Additional noninterest expense | $201,000 | 7,129 |
| Pre-tax net operating income | $3,000 | 8,644 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $3,000 | 8,744 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,000 | 8,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $35,000 | 4,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,000 | 8,630 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 8,629 |
| Total interest expense | $92,000 | 8,532 |
| Net interest income | $201,000 | 8,560 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $52,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $256,000 | 7,873 |
| Salaries and employee benefits | $112,000 | 8,326 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $98,000 | 7,195 |
| Pre-tax net operating income | $-3,000 | 8,729 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-3,000 | 8,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,000 | 8,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-3,000 | 8,682 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 8,543 |
| Total interest expense | $483,000 | 8,433 |
| Net interest income | $865,000 | 8,481 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $214,000 | 7,173 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $123,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 6,629 |
| Total noninterest expense | $1,072,000 | 7,776 |
| Salaries and employee benefits | $437,000 | 8,365 |
| Premises and equipment expense | $221,000 | 6,510 |
| Additional noninterest expense | $414,000 | 7,048 |
| Pre-tax net operating income | $7,000 | 8,606 |
| Securities gains (losses) | $32,000 | 2,782 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $39,000 | 8,590 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $39,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,897 |
| Cash dividends | $120,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,000 | 8,625 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 8,699 |
| Total interest expense | $773,000 | 8,481 |
| Net interest income | $759,000 | 8,750 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $211,000 | 7,197 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $110,000 | 6,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $101,000 | 6,420 |
| Total noninterest expense | $1,092,000 | 7,711 |
| Salaries and employee benefits | $444,000 | 8,426 |
| Premises and equipment expense | $185,000 | 7,000 |
| Additional noninterest expense | $463,000 | 6,691 |
| Pre-tax net operating income | $-122,000 | 8,887 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-122,000 | 8,977 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-122,000 | 8,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $120,000 | 5,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-122,000 | 8,924 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 8,687 |
| Total interest expense | $781,000 | 8,686 |
| Net interest income | $967,000 | 8,557 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $167,000 | 7,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 6,911 |
| Total noninterest expense | $1,046,000 | 7,882 |
| Salaries and employee benefits | $447,000 | 8,513 |
| Premises and equipment expense | $119,000 | 8,117 |
| Additional noninterest expense | $480,000 | 6,578 |
| Pre-tax net operating income | $88,000 | 8,843 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,000 | 8,274 |
| Income before extraordinary items | $86,000 | 8,790 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $86,000 | 8,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,115 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $86,000 | 8,780 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 8,934 |
| Total interest expense | $689,000 | 8,974 |
| Net interest income | $914,000 | 8,825 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $150,000 | 8,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,453 |
| Total noninterest expense | $802,000 | 8,725 |
| Salaries and employee benefits | $390,000 | 8,942 |
| Premises and equipment expense | $80,000 | 9,026 |
| Additional noninterest expense | $332,000 | 7,859 |
| Pre-tax net operating income | $262,000 | 8,283 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $45,000 | 7,725 |
| Income before extraordinary items | $218,000 | 8,162 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $218,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $217,170 | 8,137 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 9,146 |
| Total interest expense | $719,000 | 9,154 |
| Net interest income | $893,000 | 9,038 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $152,000 | 8,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $817,000 | 8,722 |
| Salaries and employee benefits | $384,000 | 9,065 |
| Premises and equipment expense | $72,000 | 9,327 |
| Additional noninterest expense | $361,000 | 7,560 |
| Pre-tax net operating income | $228,000 | 8,779 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $31,000 | 8,681 |
| Income before extraordinary items | $197,000 | 8,642 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $197,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,907 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $197,000 | 8,572 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 9,485 |
| Total interest expense | $735,000 | 9,453 |
| Net interest income | $925,000 | 9,366 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $150,000 | 8,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $807,000 | 9,007 |
| Salaries and employee benefits | $373,000 | 9,431 |
| Premises and equipment expense | $91,000 | 9,188 |
| Additional noninterest expense | $343,000 | 7,870 |
| Pre-tax net operating income | $262,000 | 9,225 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $41,000 | 9,392 |
| Income before extraordinary items | $225,000 | 8,943 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $225,000 | 8,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 10,605 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $221,600 | 8,941 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 9,851 |
| Total interest expense | $750,000 | 9,808 |
| Net interest income | $920,000 | 9,783 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $156,000 | 8,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $740,000 | 9,675 |
| Salaries and employee benefits | $337,000 | 10,057 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $332,000 | 8,551 |
| Pre-tax net operating income | $314,000 | 9,036 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $56,000 | 9,587 |
| Income before extraordinary items | $254,000 | 8,800 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $254,000 | 8,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,310 |
| Cash dividends | $120,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $257,280 | 8,714 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 10,385 |
| Total interest expense | $706,000 | 10,289 |
| Net interest income | $871,000 | 10,335 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $158,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $703,000 | 10,177 |
| Salaries and employee benefits | $318,000 | 10,606 |
| Premises and equipment expense | $62,000 | 10,713 |
| Additional noninterest expense | $323,000 | 8,998 |
| Pre-tax net operating income | $326,000 | 9,569 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $92,000 | 9,345 |
| Income before extraordinary items | $216,000 | 9,762 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $216,000 | 9,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,821 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $228,600 | 9,604 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 10,786 |
| Total interest expense | $584,000 | 10,672 |
| Net interest income | $889,000 | 10,755 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $163,000 | 9,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $712,000 | 10,646 |
| Salaries and employee benefits | $388,000 | 10,388 |
| Premises and equipment expense | $61,000 | 11,267 |
| Additional noninterest expense | $263,000 | 10,368 |
| Pre-tax net operating income | $340,000 | 9,817 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $108,000 | 9,171 |
| Income before extraordinary items | $224,000 | 9,989 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $224,000 | 10,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $229,360 | 9,996 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 11,296 |
| Total interest expense | $593,000 | 11,186 |
| Net interest income | $884,000 | 11,220 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $145,000 | 10,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $700,000 | 11,170 |
| Salaries and employee benefits | $364,000 | 11,003 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $274,000 | 10,774 |
| Pre-tax net operating income | $325,000 | 10,017 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $109,000 | 9,529 |
| Income before extraordinary items | $216,000 | 10,461 |
| Extraordinary gains, net | $15,000 | 2,819 |
| Net income | $231,000 | 10,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $216,000 | 10,214 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 11,364 |
| Total interest expense | $799,000 | 11,335 |
| Net interest income | $975,000 | 11,197 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $125,000 | 11,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $743,000 | 11,295 |
| Salaries and employee benefits | $401,000 | 10,848 |
| Premises and equipment expense | $62,000 | 12,181 |
| Additional noninterest expense | $280,000 | 11,125 |
| Pre-tax net operating income | $339,000 | 9,786 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $102,000 | 9,861 |
| Income before extraordinary items | $240,000 | 10,044 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $240,000 | 10,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 13,128 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $237,900 | 9,712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.