Home > BANKFIRST, a federal savings bank > Income and Expense
BANKFIRST, a federal savings bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,117,000 | 1,682 |
| Total interest expense | $11,105,000 | 1,469 |
| Net interest income | $9,012,000 | 1,995 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $1,716,000 | 2,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,716,000 | 1,257 |
| Total noninterest expense | $6,525,000 | 2,109 |
| Salaries and employee benefits | $3,116,000 | 2,128 |
| Premises and equipment expense | $1,410,000 | 1,456 |
| Additional noninterest expense | $1,999,000 | 2,396 |
| Pre-tax net operating income | $4,148,000 | 1,777 |
| Securities gains (losses) | $-160,000 | 11,631 |
| Applicable income taxes | $1,280,000 | 1,909 |
| Income before extraordinary items | $2,708,000 | 1,862 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,708,000 | 1,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,742 |
| Cash dividends | $7,544,000 | 472 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,816,800 | 1,771 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,744,000 | 1,645 |
| Total interest expense | $8,856,000 | 1,465 |
| Net interest income | $9,888,000 | 1,828 |
| Provision for loan and lease losses | $735,000 | 1,161 |
| Total noninterest income | $1,664,000 | 2,111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,664,000 | 1,286 |
| Total noninterest expense | $9,406,000 | 1,561 |
| Salaries and employee benefits | $3,495,000 | 1,913 |
| Premises and equipment expense | $1,371,000 | 1,520 |
| Additional noninterest expense | $4,540,000 | 1,277 |
| Pre-tax net operating income | $1,411,000 | 4,645 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $403,000 | 4,732 |
| Income before extraordinary items | $1,004,000 | 4,533 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,004,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $3,907,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,006,840 | 4,568 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,155,000 | 1,640 |
| Total interest expense | $8,570,000 | 1,558 |
| Net interest income | $10,585,000 | 1,718 |
| Provision for loan and lease losses | $86,000 | 6,164 |
| Total noninterest income | $1,348,000 | 2,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,348,000 | 1,674 |
| Total noninterest expense | $5,637,000 | 2,537 |
| Salaries and employee benefits | $2,818,000 | 2,361 |
| Premises and equipment expense | $1,238,000 | 1,691 |
| Additional noninterest expense | $1,581,000 | 3,347 |
| Pre-tax net operating income | $6,210,000 | 1,122 |
| Securities gains (losses) | $233,000 | 1,515 |
| Applicable income taxes | $2,376,000 | 1,052 |
| Income before extraordinary items | $4,067,000 | 1,251 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,067,000 | 1,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $1,120,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,917,880 | 1,207 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,602,000 | 1,721 |
| Total interest expense | $10,130,000 | 1,703 |
| Net interest income | $10,472,000 | 1,757 |
| Provision for loan and lease losses | $637,000 | 2,529 |
| Total noninterest income | $1,324,000 | 2,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,324,000 | 1,647 |
| Total noninterest expense | $5,322,000 | 2,705 |
| Salaries and employee benefits | $2,531,000 | 2,561 |
| Premises and equipment expense | $1,018,000 | 2,061 |
| Additional noninterest expense | $1,773,000 | 3,094 |
| Pre-tax net operating income | $5,837,000 | 1,113 |
| Securities gains (losses) | $116,000 | 2,773 |
| Applicable income taxes | $2,399,000 | 966 |
| Income before extraordinary items | $3,554,000 | 1,314 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,554,000 | 1,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $1,038,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,479,760 | 1,238 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.