Home > BANKFIRST, a federal savings bank > Assets and Liabilities
BANKFIRST, a federal savings bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 90 | 2,162 |
| Assets and Liabilities | ||
| Total Assets: | $253,264,000 | 1,853 |
| Cash and due from depository institutions | $5,270,000 | 2,162 |
| Interest-bearing balances | $1,277,000 | 2,268 |
| Securities | $58,401,000 | 2,139 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $179,710,000 | 1,589 |
| Loan loss allowance | $1,853,000 | 2,071 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,837,000 | 1,592 |
| Other real estate owned | $159,000 | 2,162 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,887,000 | 1,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,264,000 | 1,853 |
| Total liabilities | $235,850,000 | 1,797 |
| Total deposits | $230,470,000 | 1,692 |
| Interest-bearing deposits | $224,696,000 | 1,520 |
| Deposits held in domestic offices | $230,470,000 | 1,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,000,000 | 2,044 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,380,000 | 1,825 |
| Total equity capital | $17,414,000 | 2,577 |
| Total bank equity capital | $17,414,000 | 2,577 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $10,936,000 | 1,480 |
| Undivided profits | $6,477,000 | 3,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 7,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,122,000 | 2,055 |
| Earning assets | $239,388,000 | 1,792 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $266,365,000 | 1,700 |
| Average Assets, quarterly | $256,691,500 | 1,813 |
| Volatile liabilities | $26,143,000 | 2,097 |
| Insider loans | $293,000 | 7,104 |
| FHLB advances | $3,000,000 | 603 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,862,000 | 3,310 |
| Tier 1 (core) risk-based capital | $17,466,000 | 2,461 |
| Tier 2 risk-based capital | $1,853,000 | 1,703 |
| Total risk weighted assets | $152,962,000 | 1,844 |
| Total unused commitments | $9,862,000 | 3,325 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 104 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $273,261,000 | 1,678 |
| Cash and due from depository institutions | $3,253,000 | 1,940 |
| Interest-bearing balances | $30,000 | 6,321 |
| Securities | $75,324,000 | 1,737 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $183,063,000 | 1,541 |
| Loan loss allowance | $1,860,000 | 2,106 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,162,000 | 1,424 |
| Other real estate owned | $0 | 1,940 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,459,000 | 1,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,261,000 | 1,678 |
| Total liabilities | $252,665,000 | 1,663 |
| Total deposits | $230,733,000 | 1,645 |
| Interest-bearing deposits | $226,133,000 | 1,455 |
| Deposits held in domestic offices | $230,733,000 | 1,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,000,000 | 891 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,932,000 | 1,847 |
| Total equity capital | $20,596,000 | 2,007 |
| Total bank equity capital | $20,596,000 | 2,007 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $10,936,000 | 1,417 |
| Undivided profits | $9,659,000 | 2,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 8,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,284,000 | 1,518 |
| Earning assets | $258,417,000 | 1,629 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $274,202,800 | 1,632 |
| Average Assets, quarterly | $275,956,500 | 1,653 |
| Volatile liabilities | $43,828,000 | 1,371 |
| Insider loans | $326,000 | 6,936 |
| FHLB advances | $20,000,000 | 335 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,334,000 | 2,874 |
| Tier 1 (core) risk-based capital | $20,596,000 | 2,014 |
| Tier 2 risk-based capital | $1,860,000 | 1,687 |
| Total risk weighted assets | $156,442,000 | 1,780 |
| Total unused commitments | $11,334,000 | 2,885 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 98 | 2,131 |
| Assets and Liabilities | ||
| Total Assets: | $271,573,000 | 1,714 |
| Cash and due from depository institutions | $3,845,000 | 2,131 |
| Interest-bearing balances | $497,000 | 4,351 |
| Securities | $97,468,000 | 1,405 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $159,773,000 | 1,716 |
| Loan loss allowance | $1,162,000 | 3,230 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,831,000 | 1,525 |
| Other real estate owned | $0 | 2,131 |
| Goodwill and other intangibles | $21,000 | 2,698 |
| All other assets | $5,635,000 | 1,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,573,000 | 1,714 |
| Total liabilities | $245,744,000 | 1,732 |
| Total deposits | $221,858,000 | 1,777 |
| Interest-bearing deposits | $221,858,000 | 1,546 |
| Deposits held in domestic offices | $221,858,000 | 1,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $22,000,000 | 737 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,886,000 | 1,885 |
| Total equity capital | $25,829,000 | 1,593 |
| Total bank equity capital | $25,829,000 | 1,593 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $10,936,000 | 1,344 |
| Undivided profits | $14,892,000 | 1,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 7,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,195,000 | 1,440 |
| Earning assets | $257,738,000 | 1,663 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $262,414,400 | 1,727 |
| Average Assets, quarterly | $266,829,500 | 1,729 |
| Volatile liabilities | $40,712,000 | 1,400 |
| Insider loans | $240,000 | 7,872 |
| FHLB advances | $22,000,000 | 289 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,973,000 | 3,116 |
| Tier 1 (core) risk-based capital | $25,184,000 | 1,585 |
| Tier 2 risk-based capital | $1,162,000 | 2,496 |
| Total risk weighted assets | $143,869,000 | 1,891 |
| Total unused commitments | $9,973,000 | 3,136 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 92 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $255,165,000 | 1,862 |
| Cash and due from depository institutions | $5,783,000 | 2,352 |
| Interest-bearing balances | $2,638,000 | 2,298 |
| Securities | $89,875,000 | 1,509 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $149,038,000 | 1,877 |
| Loan loss allowance | $1,125,000 | 3,369 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,657,000 | 2,002 |
| Other real estate owned | $315,000 | 2,352 |
| Goodwill and other intangibles | $25,000 | 2,678 |
| All other assets | $6,472,000 | 1,347 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,165,000 | 1,862 |
| Total liabilities | $232,907,000 | 1,884 |
| Total deposits | $216,043,000 | 1,909 |
| Interest-bearing deposits | $212,120,000 | 1,710 |
| Deposits held in domestic offices | $216,043,000 | 1,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,000,000 | 797 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,864,000 | 1,991 |
| Total equity capital | $22,258,000 | 1,742 |
| Total bank equity capital | $22,258,000 | 1,742 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $10,936,000 | 1,318 |
| Undivided profits | $11,321,000 | 1,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 10,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,235,000 | 1,555 |
| Earning assets | $241,551,000 | 1,812 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $250,575,600 | 1,861 |
| Average Assets, quarterly | $255,076,000 | 1,854 |
| Volatile liabilities | $30,403,000 | 1,682 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $15,000,000 | 329 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,754,000 | 3,479 |
| Tier 1 (core) risk-based capital | $22,233,000 | 1,708 |
| Tier 2 risk-based capital | $1,125,000 | 2,623 |
| Total risk weighted assets | $130,876,000 | 2,131 |
| Total unused commitments | $7,754,000 | 3,499 |
| Derivatives | $0 | 651 |