BankFirst, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 5,672 |
| Total interest expense | $2,161,000 | 5,253 |
| Net interest income | $2,833,000 | 5,855 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $917,000 | 3,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $638,000 | 2,484 |
| Total noninterest expense | $2,124,000 | 5,908 |
| Salaries and employee benefits | $1,081,000 | 5,725 |
| Premises and equipment expense | $415,000 | 4,437 |
| Additional noninterest expense | $628,000 | 6,832 |
| Pre-tax net operating income | $1,581,000 | 4,223 |
| Securities gains (losses) | $-136,000 | 11,732 |
| Applicable income taxes | $430,000 | 4,520 |
| Income before extraordinary items | $1,015,000 | 4,490 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,015,000 | 4,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,110,200 | 4,182 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 6,229 |
| Total interest expense | $1,936,000 | 5,997 |
| Net interest income | $2,635,000 | 6,280 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $297,000 | 7,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,542 |
| Total noninterest expense | $1,876,000 | 6,687 |
| Salaries and employee benefits | $956,000 | 6,382 |
| Premises and equipment expense | $327,000 | 5,499 |
| Additional noninterest expense | $593,000 | 7,404 |
| Pre-tax net operating income | $1,016,000 | 5,832 |
| Securities gains (losses) | $517,000 | 881 |
| Applicable income taxes | $449,000 | 4,600 |
| Income before extraordinary items | $1,084,000 | 4,376 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,084,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $1,150,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 561 |
| Net operating income | $716,930 | 5,744 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 6,688 |
| Total interest expense | $2,351,000 | 6,283 |
| Net interest income | $2,337,000 | 6,921 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $278,000 | 8,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,639,000 | 7,439 |
| Salaries and employee benefits | $797,000 | 7,274 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $536,000 | 8,129 |
| Pre-tax net operating income | $958,000 | 5,817 |
| Securities gains (losses) | $178,000 | 2,175 |
| Applicable income taxes | $300,000 | 5,919 |
| Income before extraordinary items | $836,000 | 5,186 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $836,000 | 5,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $704,280 | 5,552 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.