BankFirst, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 9,899 |
| Total interest expense | $0 | 9,874 |
| Net interest income | $0 | 9,894 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $0 | 9,901 |
| Salaries and employee benefits | $0 | 9,881 |
| Premises and equipment expense | $0 | 9,865 |
| Additional noninterest expense | $0 | 9,897 |
| Pre-tax net operating income | $0 | 9,116 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $0 | 9,152 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $0 | 9,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $0 | 9,139 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $44,299,000 | 765 |
| Total interest expense | $19,015,000 | 830 |
| Net interest income | $25,284,000 | 721 |
| Provision for loan and lease losses | $1,440,000 | 734 |
| Total noninterest income | $11,483,000 | 567 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,506,000 | 543 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $8,977,000 | 476 |
| Total noninterest expense | $25,336,000 | 634 |
| Salaries and employee benefits | $12,059,000 | 600 |
| Premises and equipment expense | $3,670,000 | 607 |
| Additional noninterest expense | $9,607,000 | 629 |
| Pre-tax net operating income | $9,991,000 | 823 |
| Securities gains (losses) | $39,000 | 1,079 |
| Applicable income taxes | $3,591,000 | 766 |
| Income before extraordinary items | $6,439,000 | 874 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,439,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $739,000 | 891 |
| Cash dividends | $165,000 | 5,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,414,040 | 866 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $43,185,000 | 770 |
| Total interest expense | $18,229,000 | 873 |
| Net interest income | $24,956,000 | 708 |
| Provision for loan and lease losses | $900,000 | 1,057 |
| Total noninterest income | $6,207,000 | 800 |
| Gross Fiduciary activities income | $122,000 | 969 |
| Service charges on deposit accounts | $2,141,000 | 571 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,944,000 | 755 |
| Total noninterest expense | $22,500,000 | 674 |
| Salaries and employee benefits | $11,600,000 | 612 |
| Premises and equipment expense | $3,729,000 | 581 |
| Additional noninterest expense | $7,171,000 | 750 |
| Pre-tax net operating income | $7,763,000 | 990 |
| Securities gains (losses) | $71,000 | 1,495 |
| Applicable income taxes | $2,826,000 | 920 |
| Income before extraordinary items | $5,008,000 | 1,078 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,008,000 | 1,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $821,000 | 877 |
| Cash dividends | $164,000 | 5,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,962,560 | 1,043 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $37,549,000 | 913 |
| Total interest expense | $16,502,000 | 988 |
| Net interest income | $21,047,000 | 856 |
| Provision for loan and lease losses | $2,250,000 | 535 |
| Total noninterest income | $3,305,000 | 1,210 |
| Gross Fiduciary activities income | $82,000 | 1,089 |
| Service charges on deposit accounts | $2,348,000 | 556 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $875,000 | 1,907 |
| Total noninterest expense | $15,745,000 | 898 |
| Salaries and employee benefits | $7,986,000 | 832 |
| Premises and equipment expense | $2,718,000 | 751 |
| Additional noninterest expense | $5,041,000 | 960 |
| Pre-tax net operating income | $6,357,000 | 1,235 |
| Securities gains (losses) | $175,000 | 770 |
| Applicable income taxes | $2,468,000 | 1,108 |
| Income before extraordinary items | $4,064,000 | 1,344 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,064,000 | 1,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $818,000 | 906 |
| Cash dividends | $173,000 | 5,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,952,000 | 1,344 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,503,000 | 2,050 |
| Total interest expense | $6,929,000 | 2,232 |
| Net interest income | $9,574,000 | 1,859 |
| Provision for loan and lease losses | $262,000 | 2,863 |
| Total noninterest income | $1,496,000 | 2,301 |
| Gross Fiduciary activities income | $48,000 | 1,244 |
| Service charges on deposit accounts | $816,000 | 1,635 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $632,000 | 2,477 |
| Total noninterest expense | $7,482,000 | 1,891 |
| Salaries and employee benefits | $3,750,000 | 1,765 |
| Premises and equipment expense | $1,384,000 | 1,465 |
| Additional noninterest expense | $2,348,000 | 2,130 |
| Pre-tax net operating income | $3,326,000 | 2,156 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $1,228,000 | 1,955 |
| Income before extraordinary items | $2,100,000 | 2,345 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,100,000 | 2,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,448 |
| Cash dividends | $117,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $2,010,000 | 293 |
| Net operating income | $2,098,720 | 2,300 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,189,000 | 2,537 |
| Total interest expense | $5,267,000 | 2,895 |
| Net interest income | $7,922,000 | 2,270 |
| Provision for loan and lease losses | $228,000 | 2,771 |
| Total noninterest income | $1,191,000 | 2,742 |
| Gross Fiduciary activities income | $31,000 | 1,362 |
| Service charges on deposit accounts | $628,000 | 2,163 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $532,000 | 2,754 |
| Total noninterest expense | $6,448,000 | 2,137 |
| Salaries and employee benefits | $3,239,000 | 2,044 |
| Premises and equipment expense | $995,000 | 2,027 |
| Additional noninterest expense | $2,214,000 | 2,213 |
| Pre-tax net operating income | $2,437,000 | 2,918 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $836,000 | 2,778 |
| Income before extraordinary items | $1,601,000 | 3,059 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,601,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,293 |
| Cash dividends | $74,000 | 7,334 |
| Sale, conversion, retirement of capital stock, net | $1,308,000 | 264 |
| Net operating income | $1,601,000 | 3,030 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,321,000 | 3,239 |
| Total interest expense | $3,266,000 | 3,672 |
| Net interest income | $6,055,000 | 2,971 |
| Provision for loan and lease losses | $486,000 | 1,579 |
| Total noninterest income | $934,000 | 3,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $538,000 | 2,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,426 |
| Total noninterest expense | $5,256,000 | 2,647 |
| Salaries and employee benefits | $2,602,000 | 2,560 |
| Premises and equipment expense | $765,000 | 2,630 |
| Additional noninterest expense | $1,889,000 | 2,702 |
| Pre-tax net operating income | $1,247,000 | 5,091 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $44,000 | 10,609 |
| Income before extraordinary items | $1,203,000 | 3,854 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,203,000 | 3,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,937 |
| Cash dividends | $73,000 | 7,479 |
| Sale, conversion, retirement of capital stock, net | $4,203,000 | 199 |
| Net operating income | $1,203,000 | 3,877 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,268,000 | 5,520 |
| Total interest expense | $1,911,000 | 6,065 |
| Net interest income | $3,357,000 | 5,146 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $645,000 | 4,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 4,184 |
| Total noninterest expense | $3,289,000 | 4,145 |
| Salaries and employee benefits | $1,656,000 | 3,917 |
| Premises and equipment expense | $479,000 | 4,029 |
| Additional noninterest expense | $1,154,000 | 4,339 |
| Pre-tax net operating income | $613,000 | 7,859 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $269,000 | 6,503 |
| Income before extraordinary items | $376,000 | 8,678 |
| Extraordinary gains, net | $33,000 | 2,444 |
| Net income | $409,000 | 8,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 275 |
| Net operating income | $355,520 | 8,624 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 6,394 |
| Total interest expense | $2,515,000 | 5,968 |
| Net interest income | $2,480,000 | 6,646 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $427,000 | 6,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $2,553,000 | 5,209 |
| Salaries and employee benefits | $904,000 | 6,600 |
| Premises and equipment expense | $618,000 | 3,266 |
| Additional noninterest expense | $1,031,000 | 4,930 |
| Pre-tax net operating income | $274,000 | 10,381 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $194,000 | 7,674 |
| Income before extraordinary items | $83,000 | 12,177 |
| Extraordinary gains, net | $176,000 | 488 |
| Net income | $259,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 267 |
| Net operating income | $81,080 | 11,905 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.