BANKFIRST, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 3,739 |
| Total interest expense | $3,182,000 | 1,994 |
| Net interest income | $1,067,000 | 6,251 |
| Provision for loan and lease losses | $31,499,000 | 216 |
| Total noninterest income | $-16,357,000 | 8,187 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $36,000 | 6,207 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-16,393,000 | 8,196 |
| Total noninterest expense | $11,220,000 | 955 |
| Salaries and employee benefits | $5,094,000 | 991 |
| Premises and equipment expense | $1,242,000 | 1,130 |
| Additional noninterest expense | $4,884,000 | 793 |
| Pre-tax net operating income | $-58,009,000 | 8,111 |
| Securities gains (losses) | $174,000 | 1,100 |
| Applicable income taxes | $-5,000 | 6,750 |
| Income before extraordinary items | $-57,830,000 | 8,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-57,830,000 | 8,114 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-57,830,000 | 8,114 |
| Net charge-offs | $35,380,000 | 160 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-58,004,000 | 8,114 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,043,000 | 3,883 |
| Total interest expense | $1,708,000 | 1,935 |
| Net interest income | $335,000 | 7,189 |
| Provision for loan and lease losses | $5,468,000 | 385 |
| Total noninterest income | $-4,191,000 | 8,237 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-4,209,000 | 8,244 |
| Total noninterest expense | $5,226,000 | 969 |
| Salaries and employee benefits | $2,641,000 | 960 |
| Premises and equipment expense | $627,000 | 1,142 |
| Additional noninterest expense | $1,958,000 | 839 |
| Pre-tax net operating income | $-14,550,000 | 8,133 |
| Securities gains (losses) | $174,000 | 727 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-14,376,000 | 8,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-14,376,000 | 8,142 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-14,376,000 | 8,142 |
| Net charge-offs | $10,641,000 | 202 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-14,550,000 | 8,140 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,684,000 | 2,700 |
| Total interest expense | $9,762,000 | 1,662 |
| Net interest income | $3,922,000 | 4,636 |
| Provision for loan and lease losses | $63,129,000 | 159 |
| Total noninterest income | $10,196,000 | 576 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $123,000 | 5,625 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $10,073,000 | 387 |
| Total noninterest expense | $23,665,000 | 839 |
| Salaries and employee benefits | $11,166,000 | 897 |
| Premises and equipment expense | $2,991,000 | 921 |
| Additional noninterest expense | $9,508,000 | 709 |
| Pre-tax net operating income | $-72,676,000 | 8,223 |
| Securities gains (losses) | $-8,523,000 | 8,153 |
| Applicable income taxes | $23,000 | 4,218 |
| Income before extraordinary items | $-81,222,000 | 8,218 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-81,222,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,627,000 | 144 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-72,699,000 | 8,220 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,123,000 | 2,541 |
| Total interest expense | $7,710,000 | 1,636 |
| Net interest income | $3,413,000 | 4,226 |
| Provision for loan and lease losses | $63,129,000 | 116 |
| Total noninterest income | $7,745,000 | 605 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $55,000 | 6,327 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,690,000 | 406 |
| Total noninterest expense | $16,973,000 | 871 |
| Salaries and employee benefits | $7,828,000 | 982 |
| Premises and equipment expense | $1,923,000 | 1,091 |
| Additional noninterest expense | $7,222,000 | 660 |
| Pre-tax net operating income | $-68,944,000 | 8,339 |
| Securities gains (losses) | $-8,523,000 | 8,269 |
| Applicable income taxes | $24,000 | 4,520 |
| Income before extraordinary items | $-77,491,000 | 8,338 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-77,491,000 | 8,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,643,000 | 133 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-68,968,000 | 8,335 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,306,000 | 2,350 |
| Total interest expense | $5,447,000 | 1,602 |
| Net interest income | $2,859,000 | 3,623 |
| Provision for loan and lease losses | $63,133,000 | 97 |
| Total noninterest income | $7,273,000 | 489 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $39,000 | 6,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,234,000 | 333 |
| Total noninterest expense | $10,982,000 | 894 |
| Salaries and employee benefits | $4,411,000 | 1,159 |
| Premises and equipment expense | $1,056,000 | 1,301 |
| Additional noninterest expense | $5,515,000 | 567 |
| Pre-tax net operating income | $-63,983,000 | 8,420 |
| Securities gains (losses) | $-4,301,000 | 8,415 |
| Applicable income taxes | $24,000 | 4,564 |
| Income before extraordinary items | $-68,308,000 | 8,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-68,308,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,064,000 | 168 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-64,007,000 | 8,416 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,257,000 | 1,937 |
| Total interest expense | $3,085,000 | 1,526 |
| Net interest income | $2,172,000 | 2,512 |
| Provision for loan and lease losses | $13,133,000 | 133 |
| Total noninterest income | $2,784,000 | 597 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,764,000 | 418 |
| Total noninterest expense | $5,665,000 | 850 |
| Salaries and employee benefits | $2,536,000 | 1,030 |
| Premises and equipment expense | $283,000 | 2,383 |
| Additional noninterest expense | $2,846,000 | 527 |
| Pre-tax net operating income | $-13,842,000 | 8,457 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $23,000 | 4,277 |
| Income before extraordinary items | $-13,858,000 | 8,458 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-13,858,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,375,000 | 213 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-13,865,000 | 8,457 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $39,313,000 | 1,075 |
| Total interest expense | $15,950,000 | 1,246 |
| Net interest income | $23,363,000 | 942 |
| Provision for loan and lease losses | $22,236,000 | 148 |
| Total noninterest income | $76,222,000 | 148 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $57,000 | 6,638 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $76,165,000 | 115 |
| Total noninterest expense | $41,551,000 | 465 |
| Salaries and employee benefits | $10,984,000 | 899 |
| Premises and equipment expense | $4,306,000 | 619 |
| Additional noninterest expense | $26,261,000 | 286 |
| Pre-tax net operating income | $35,798,000 | 298 |
| Securities gains (losses) | $-182,000 | 8,245 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $35,616,000 | 228 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $35,616,000 | 225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,176,000 | 190 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $35,798,000 | 229 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $31,087,000 | 1,018 |
| Total interest expense | $12,310,000 | 1,213 |
| Net interest income | $18,777,000 | 879 |
| Provision for loan and lease losses | $11,070,000 | 148 |
| Total noninterest income | $18,954,000 | 327 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,798 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,917,000 | 226 |
| Total noninterest expense | $33,307,000 | 440 |
| Salaries and employee benefits | $9,790,000 | 747 |
| Premises and equipment expense | $3,471,000 | 561 |
| Additional noninterest expense | $20,046,000 | 267 |
| Pre-tax net operating income | $-6,646,000 | 8,534 |
| Securities gains (losses) | $9,000 | 1,036 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-6,637,000 | 8,541 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-6,637,000 | 8,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,699,000 | 157 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-6,646,000 | 8,535 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,920,000 | 978 |
| Total interest expense | $8,532,000 | 1,161 |
| Net interest income | $13,388,000 | 836 |
| Provision for loan and lease losses | $8,883,000 | 115 |
| Total noninterest income | $11,759,000 | 358 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $23,000 | 6,894 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,736,000 | 258 |
| Total noninterest expense | $23,946,000 | 429 |
| Salaries and employee benefits | $7,625,000 | 650 |
| Premises and equipment expense | $2,111,000 | 646 |
| Additional noninterest expense | $14,210,000 | 264 |
| Pre-tax net operating income | $-7,682,000 | 8,604 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-7,679,000 | 8,602 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,679,000 | 8,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,324,000 | 134 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-7,682,000 | 8,598 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,823,000 | 886 |
| Total interest expense | $4,294,000 | 1,136 |
| Net interest income | $7,529,000 | 740 |
| Provision for loan and lease losses | $2,641,000 | 149 |
| Total noninterest income | $7,704,000 | 284 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,691,000 | 209 |
| Total noninterest expense | $11,662,000 | 435 |
| Salaries and employee benefits | $4,470,000 | 569 |
| Premises and equipment expense | $1,384,000 | 488 |
| Additional noninterest expense | $5,808,000 | 294 |
| Pre-tax net operating income | $930,000 | 2,294 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $930,000 | 1,833 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $930,000 | 1,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,787,000 | 167 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $930,000 | 1,821 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $44,324,000 | 875 |
| Total interest expense | $17,237,000 | 975 |
| Net interest income | $27,087,000 | 817 |
| Provision for loan and lease losses | $13,625,000 | 113 |
| Total noninterest income | $31,282,000 | 264 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $193,000 | 5,066 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,089,000 | 195 |
| Total noninterest expense | $35,702,000 | 517 |
| Salaries and employee benefits | $17,952,000 | 525 |
| Premises and equipment expense | $4,061,000 | 636 |
| Additional noninterest expense | $13,689,000 | 426 |
| Pre-tax net operating income | $9,042,000 | 1,086 |
| Securities gains (losses) | $-54,000 | 7,973 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $8,988,000 | 827 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,988,000 | 826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,137,000 | 217 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,042,000 | 810 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $31,801,000 | 921 |
| Total interest expense | $12,460,000 | 980 |
| Net interest income | $19,341,000 | 875 |
| Provision for loan and lease losses | $5,203,000 | 186 |
| Total noninterest income | $19,321,000 | 321 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $147,000 | 5,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,174,000 | 237 |
| Total noninterest expense | $22,852,000 | 611 |
| Salaries and employee benefits | $12,150,000 | 602 |
| Premises and equipment expense | $2,803,000 | 703 |
| Additional noninterest expense | $7,899,000 | 540 |
| Pre-tax net operating income | $10,607,000 | 758 |
| Securities gains (losses) | $-13,000 | 7,688 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $10,594,000 | 572 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,594,000 | 572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,004 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $10,607,000 | 562 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,522,000 | 980 |
| Total interest expense | $7,520,000 | 1,014 |
| Net interest income | $12,002,000 | 948 |
| Provision for loan and lease losses | $4,156,000 | 160 |
| Total noninterest income | $14,927,000 | 297 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $92,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,835,000 | 220 |
| Total noninterest expense | $14,012,000 | 659 |
| Salaries and employee benefits | $7,014,000 | 688 |
| Premises and equipment expense | $1,818,000 | 726 |
| Additional noninterest expense | $5,180,000 | 543 |
| Pre-tax net operating income | $8,761,000 | 624 |
| Securities gains (losses) | $-13,000 | 7,948 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $8,748,000 | 491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,748,000 | 490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $8,761,000 | 478 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,576,000 | 1,097 |
| Total interest expense | $3,218,000 | 1,139 |
| Net interest income | $5,358,000 | 1,056 |
| Provision for loan and lease losses | $801,000 | 319 |
| Total noninterest income | $6,915,000 | 310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 5,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,870,000 | 233 |
| Total noninterest expense | $6,875,000 | 661 |
| Salaries and employee benefits | $3,700,000 | 654 |
| Premises and equipment expense | $850,000 | 760 |
| Additional noninterest expense | $2,325,000 | 603 |
| Pre-tax net operating income | $4,597,000 | 586 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $4,597,000 | 467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,597,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,597,000 | 458 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,972,000 | 1,520 |
| Total interest expense | $11,455,000 | 974 |
| Net interest income | $10,517,000 | 2,111 |
| Provision for loan and lease losses | $3,353,000 | 329 |
| Total noninterest income | $18,309,000 | 430 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $184,000 | 5,211 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,125,000 | 303 |
| Total noninterest expense | $28,394,000 | 616 |
| Salaries and employee benefits | $13,567,000 | 665 |
| Premises and equipment expense | $3,777,000 | 653 |
| Additional noninterest expense | $11,050,000 | 511 |
| Pre-tax net operating income | $-2,921,000 | 8,796 |
| Securities gains (losses) | $216,000 | 482 |
| Applicable income taxes | $739,000 | 2,729 |
| Income before extraordinary items | $-3,444,000 | 8,810 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-3,444,000 | 8,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 1,219 |
| Cash dividends | $138,000,000 | 77 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-3,660,000 | 8,802 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,870,000 | 1,664 |
| Total interest expense | $8,454,000 | 933 |
| Net interest income | $6,416,000 | 2,524 |
| Provision for loan and lease losses | $2,072,000 | 369 |
| Total noninterest income | $12,113,000 | 458 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $136,000 | 5,282 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,977,000 | 328 |
| Total noninterest expense | $23,532,000 | 567 |
| Salaries and employee benefits | $11,089,000 | 609 |
| Premises and equipment expense | $2,907,000 | 626 |
| Additional noninterest expense | $9,536,000 | 453 |
| Pre-tax net operating income | $-7,075,000 | 8,850 |
| Securities gains (losses) | $460,000 | 277 |
| Applicable income taxes | $409,000 | 3,284 |
| Income before extraordinary items | $-7,024,000 | 8,851 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-7,024,000 | 8,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 880 |
| Cash dividends | $138,000,000 | 58 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-7,484,000 | 8,841 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,236,000 | 1,725 |
| Total interest expense | $5,601,000 | 884 |
| Net interest income | $3,635,000 | 2,907 |
| Provision for loan and lease losses | $975,000 | 526 |
| Total noninterest income | $9,133,000 | 421 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $86,000 | 5,345 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,047,000 | 301 |
| Total noninterest expense | $19,103,000 | 479 |
| Salaries and employee benefits | $8,298,000 | 548 |
| Premises and equipment expense | $2,117,000 | 562 |
| Additional noninterest expense | $8,688,000 | 367 |
| Pre-tax net operating income | $-7,310,000 | 8,863 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $782,000 | 1,646 |
| Income before extraordinary items | $-8,086,000 | 8,859 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-8,086,000 | 8,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 631 |
| Cash dividends | $138,000,000 | 41 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-8,092,000 | 8,854 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 1,717 |
| Total interest expense | $2,749,000 | 861 |
| Net interest income | $1,790,000 | 2,927 |
| Provision for loan and lease losses | $376,000 | 621 |
| Total noninterest income | $6,766,000 | 308 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,726,000 | 243 |
| Total noninterest expense | $13,617,000 | 345 |
| Salaries and employee benefits | $5,610,000 | 410 |
| Premises and equipment expense | $1,323,000 | 459 |
| Additional noninterest expense | $6,684,000 | 261 |
| Pre-tax net operating income | $-5,437,000 | 8,930 |
| Securities gains (losses) | $7,000 | 1,110 |
| Applicable income taxes | $858,000 | 856 |
| Income before extraordinary items | $-6,288,000 | 8,925 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-6,288,000 | 8,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 444 |
| Cash dividends | $138,000,000 | 25 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-6,295,000 | 8,919 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $120,474,000 | 283 |
| Total interest expense | $13,211,000 | 623 |
| Net interest income | $107,263,000 | 235 |
| Provision for loan and lease losses | $692,000 | 1,468 |
| Total noninterest income | $44,513,000 | 237 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $195,000 | 5,277 |
| Trading account gains and fees | $173,000 | 97 |
| Additional Noninterest Income | $44,145,000 | 184 |
| Total noninterest expense | $79,222,000 | 262 |
| Salaries and employee benefits | $44,419,000 | 219 |
| Premises and equipment expense | $7,720,000 | 311 |
| Additional noninterest expense | $27,083,000 | 273 |
| Pre-tax net operating income | $71,862,000 | 202 |
| Securities gains (losses) | $-444,000 | 8,866 |
| Applicable income taxes | $27,105,000 | 185 |
| Income before extraordinary items | $44,313,000 | 222 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $44,313,000 | 223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,115 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $44,597,160 | 217 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $93,211,000 | 274 |
| Total interest expense | $10,310,000 | 586 |
| Net interest income | $82,901,000 | 233 |
| Provision for loan and lease losses | $423,000 | 1,692 |
| Total noninterest income | $34,392,000 | 239 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $152,000 | 5,231 |
| Trading account gains and fees | $173,000 | 90 |
| Additional Noninterest Income | $34,067,000 | 189 |
| Total noninterest expense | $55,016,000 | 282 |
| Salaries and employee benefits | $30,512,000 | 238 |
| Premises and equipment expense | $6,123,000 | 298 |
| Additional noninterest expense | $18,381,000 | 290 |
| Pre-tax net operating income | $61,854,000 | 184 |
| Securities gains (losses) | $-446,000 | 8,966 |
| Applicable income taxes | $23,302,000 | 174 |
| Income before extraordinary items | $38,106,000 | 202 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $38,106,000 | 203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,189 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $38,391,440 | 193 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $64,240,000 | 266 |
| Total interest expense | $7,138,000 | 556 |
| Net interest income | $57,102,000 | 225 |
| Provision for loan and lease losses | $367,000 | 1,322 |
| Total noninterest income | $23,374,000 | 240 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $98,000 | 5,306 |
| Trading account gains and fees | $173,000 | 90 |
| Additional Noninterest Income | $23,103,000 | 191 |
| Total noninterest expense | $37,986,000 | 272 |
| Salaries and employee benefits | $21,192,000 | 225 |
| Premises and equipment expense | $4,443,000 | 288 |
| Additional noninterest expense | $12,351,000 | 280 |
| Pre-tax net operating income | $42,123,000 | 182 |
| Securities gains (losses) | $-446,000 | 9,035 |
| Applicable income taxes | $15,838,000 | 169 |
| Income before extraordinary items | $25,839,000 | 201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,839,000 | 202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,952 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $26,124,440 | 193 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $36,064,000 | 241 |
| Total interest expense | $3,669,000 | 556 |
| Net interest income | $32,395,000 | 207 |
| Provision for loan and lease losses | $337,000 | 730 |
| Total noninterest income | $11,945,000 | 225 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $24,000 | 101 |
| Additional Noninterest Income | $11,874,000 | 183 |
| Total noninterest expense | $20,323,000 | 251 |
| Salaries and employee benefits | $11,193,000 | 219 |
| Premises and equipment expense | $2,451,000 | 276 |
| Additional noninterest expense | $6,679,000 | 260 |
| Pre-tax net operating income | $23,680,000 | 166 |
| Securities gains (losses) | $-446,000 | 9,096 |
| Applicable income taxes | $8,829,000 | 162 |
| Income before extraordinary items | $14,405,000 | 187 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,405,000 | 188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,764 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $14,690,440 | 171 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $191,432,000 | 194 |
| Total interest expense | $19,104,000 | 482 |
| Net interest income | $172,328,000 | 160 |
| Provision for loan and lease losses | $105,113,000 | 53 |
| Total noninterest income | $59,209,000 | 214 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $215,000 | 5,108 |
| Trading account gains and fees | $-23,000 | 9,147 |
| Additional Noninterest Income | $59,017,000 | 171 |
| Total noninterest expense | $83,742,000 | 250 |
| Salaries and employee benefits | $41,695,000 | 231 |
| Premises and equipment expense | $11,067,000 | 245 |
| Additional noninterest expense | $30,980,000 | 254 |
| Pre-tax net operating income | $42,682,000 | 276 |
| Securities gains (losses) | $1,010,000 | 476 |
| Applicable income taxes | $17,330,000 | 257 |
| Income before extraordinary items | $26,362,000 | 304 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $26,362,000 | 306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,611,000 | 26 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $25,715,600 | 292 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $151,177,000 | 195 |
| Total interest expense | $15,095,000 | 481 |
| Net interest income | $136,082,000 | 162 |
| Provision for loan and lease losses | $81,663,000 | 52 |
| Total noninterest income | $47,046,000 | 211 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $166,000 | 5,065 |
| Trading account gains and fees | $-23,000 | 9,203 |
| Additional Noninterest Income | $46,903,000 | 164 |
| Total noninterest expense | $64,324,000 | 248 |
| Salaries and employee benefits | $31,085,000 | 238 |
| Premises and equipment expense | $8,520,000 | 243 |
| Additional noninterest expense | $24,719,000 | 249 |
| Pre-tax net operating income | $37,141,000 | 254 |
| Securities gains (losses) | $1,275,000 | 378 |
| Applicable income taxes | $15,268,000 | 240 |
| Income before extraordinary items | $23,148,000 | 288 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $23,148,000 | 288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,360,000 | 39 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $22,332,000 | 277 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $101,469,000 | 197 |
| Total interest expense | $10,659,000 | 471 |
| Net interest income | $90,810,000 | 159 |
| Provision for loan and lease losses | $56,863,000 | 56 |
| Total noninterest income | $32,682,000 | 208 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $-58,000 | 9,242 |
| Additional Noninterest Income | $32,632,000 | 162 |
| Total noninterest expense | $45,723,000 | 233 |
| Salaries and employee benefits | $23,329,000 | 210 |
| Premises and equipment expense | $5,848,000 | 239 |
| Additional noninterest expense | $16,546,000 | 248 |
| Pre-tax net operating income | $20,906,000 | 286 |
| Securities gains (losses) | $1,283,000 | 306 |
| Applicable income taxes | $9,138,000 | 258 |
| Income before extraordinary items | $13,051,000 | 329 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,051,000 | 331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,721,000 | 40 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $12,229,880 | 317 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $54,080,000 | 195 |
| Total interest expense | $5,593,000 | 460 |
| Net interest income | $48,487,000 | 155 |
| Provision for loan and lease losses | $33,713,000 | 46 |
| Total noninterest income | $17,630,000 | 197 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $-33,000 | 9,281 |
| Additional Noninterest Income | $17,612,000 | 149 |
| Total noninterest expense | $23,067,000 | 231 |
| Salaries and employee benefits | $11,973,000 | 205 |
| Premises and equipment expense | $3,066,000 | 235 |
| Additional noninterest expense | $8,028,000 | 246 |
| Pre-tax net operating income | $9,337,000 | 308 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $3,830,000 | 294 |
| Income before extraordinary items | $5,506,000 | 360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,506,000 | 361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,353,000 | 37 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $5,506,640 | 331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $262,481,000 | 174 |
| Total interest expense | $26,403,000 | 455 |
| Net interest income | $236,078,000 | 138 |
| Provision for loan and lease losses | $206,150,000 | 35 |
| Total noninterest income | $93,342,000 | 162 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $195,000 | 5,259 |
| Trading account gains and fees | $7,000 | 138 |
| Additional Noninterest Income | $93,140,000 | 124 |
| Total noninterest expense | $126,612,000 | 193 |
| Salaries and employee benefits | $61,487,000 | 165 |
| Premises and equipment expense | $13,806,000 | 208 |
| Additional noninterest expense | $51,319,000 | 199 |
| Pre-tax net operating income | $-3,342,000 | 9,292 |
| Securities gains (losses) | $160,000 | 1,324 |
| Applicable income taxes | $-1,290,000 | 9,305 |
| Income before extraordinary items | $-1,892,000 | 9,270 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,892,000 | 9,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,886,000 | 39 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,994,400 | 9,250 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $278,482,000 | 186 |
| Total interest expense | $34,813,000 | 497 |
| Net interest income | $243,669,000 | 133 |
| Provision for loan and lease losses | $164,830,000 | 47 |
| Total noninterest income | $104,142,000 | 151 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $213,000 | 5,020 |
| Trading account gains and fees | $15,000 | 158 |
| Additional Noninterest Income | $103,914,000 | 122 |
| Total noninterest expense | $164,119,000 | 159 |
| Salaries and employee benefits | $72,952,000 | 143 |
| Premises and equipment expense | $12,072,000 | 219 |
| Additional noninterest expense | $79,095,000 | 160 |
| Pre-tax net operating income | $18,862,000 | 449 |
| Securities gains (losses) | $1,724,000 | 277 |
| Applicable income taxes | $7,925,000 | 392 |
| Income before extraordinary items | $12,661,000 | 479 |
| Extraordinary gains, net | $365,000 | 40 |
| Net income | $13,026,000 | 463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,093,000 | 55 |
| Cash dividends | $-504,000 | 9,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $11,557,640 | 490 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $263,681,000 | 208 |
| Total interest expense | $36,180,000 | 535 |
| Net interest income | $227,501,000 | 138 |
| Provision for loan and lease losses | $131,679,000 | 46 |
| Total noninterest income | $89,850,000 | 166 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $238,000 | 4,645 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $89,612,000 | 134 |
| Total noninterest expense | $151,202,000 | 169 |
| Salaries and employee benefits | $61,257,000 | 163 |
| Premises and equipment expense | $9,607,000 | 267 |
| Additional noninterest expense | $80,338,000 | 160 |
| Pre-tax net operating income | $34,470,000 | 300 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $13,446,000 | 277 |
| Income before extraordinary items | $21,025,000 | 319 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $21,025,000 | 319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,854,000 | 49 |
| Cash dividends | $10,504,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $21,024,360 | 320 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $185,604,000 | 245 |
| Total interest expense | $24,028,000 | 679 |
| Net interest income | $161,576,000 | 174 |
| Provision for loan and lease losses | $74,916,000 | 54 |
| Total noninterest income | $88,573,000 | 175 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $242,000 | 4,609 |
| Trading account gains and fees | $-94,000 | 4,530 |
| Additional Noninterest Income | $88,425,000 | 139 |
| Total noninterest expense | $132,560,000 | 180 |
| Salaries and employee benefits | $45,369,000 | 191 |
| Premises and equipment expense | $5,699,000 | 406 |
| Additional noninterest expense | $81,492,000 | 149 |
| Pre-tax net operating income | $42,673,000 | 275 |
| Securities gains (losses) | $19,000 | 1,429 |
| Applicable income taxes | $16,968,000 | 263 |
| Income before extraordinary items | $25,724,000 | 303 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $25,724,000 | 303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,166,000 | 78 |
| Cash dividends | $11,000,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $25,711,840 | 295 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $99,439,000 | 399 |
| Total interest expense | $7,647,000 | 1,999 |
| Net interest income | $91,792,000 | 241 |
| Provision for loan and lease losses | $24,203,000 | 121 |
| Total noninterest income | $10,677,000 | 576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 4,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,464,000 | 426 |
| Total noninterest expense | $63,695,000 | 292 |
| Salaries and employee benefits | $18,484,000 | 408 |
| Premises and equipment expense | $2,811,000 | 719 |
| Additional noninterest expense | $42,400,000 | 241 |
| Pre-tax net operating income | $14,571,000 | 577 |
| Securities gains (losses) | $28,000 | 2,162 |
| Applicable income taxes | $5,334,000 | 548 |
| Income before extraordinary items | $9,265,000 | 625 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,265,000 | 624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,546,000 | 184 |
| Cash dividends | $5,000,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,247,080 | 596 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $33,817,000 | 1,010 |
| Total interest expense | $4,094,000 | 3,591 |
| Net interest income | $29,723,000 | 616 |
| Provision for loan and lease losses | $6,575,000 | 279 |
| Total noninterest income | $4,203,000 | 1,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,895,000 | 721 |
| Total noninterest expense | $23,093,000 | 663 |
| Salaries and employee benefits | $7,713,000 | 860 |
| Premises and equipment expense | $1,309,000 | 1,487 |
| Additional noninterest expense | $14,071,000 | 435 |
| Pre-tax net operating income | $4,258,000 | 1,792 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $1,530,000 | 1,683 |
| Income before extraordinary items | $2,726,000 | 1,934 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,726,000 | 1,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,037,000 | 321 |
| Cash dividends | $2,080,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,727,280 | 1,875 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,384,000 | 4,355 |
| Total interest expense | $2,635,000 | 5,312 |
| Net interest income | $4,749,000 | 3,718 |
| Provision for loan and lease losses | $4,313,000 | 362 |
| Total noninterest income | $9,446,000 | 609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,097,000 | 453 |
| Total noninterest expense | $6,574,000 | 2,106 |
| Salaries and employee benefits | $2,265,000 | 2,950 |
| Premises and equipment expense | $647,000 | 2,983 |
| Additional noninterest expense | $3,662,000 | 1,454 |
| Pre-tax net operating income | $3,308,000 | 2,165 |
| Securities gains (losses) | $-30,000 | 10,843 |
| Applicable income taxes | $1,166,000 | 2,053 |
| Income before extraordinary items | $2,112,000 | 2,326 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,112,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,175,000 | 815 |
| Cash dividends | $975,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,131,200 | 2,255 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,646,000 | 5,475 |
| Total interest expense | $2,856,000 | 4,989 |
| Net interest income | $2,790,000 | 5,826 |
| Provision for loan and lease losses | $175,000 | 3,337 |
| Total noninterest income | $1,868,000 | 1,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,577,000 | 1,339 |
| Total noninterest expense | $2,650,000 | 4,742 |
| Salaries and employee benefits | $1,434,000 | 4,454 |
| Premises and equipment expense | $459,000 | 4,049 |
| Additional noninterest expense | $757,000 | 5,486 |
| Pre-tax net operating income | $1,833,000 | 3,783 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $610,000 | 3,620 |
| Income before extraordinary items | $1,224,000 | 3,892 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,224,000 | 3,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,914 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,223,330 | 3,880 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.