| 2009-06-30 | Rank |
| # of Employees: | 68 | 2,443 |
| Assets and Liabilities |
| Total Assets: | $210,844,000 | 3,120 |
| Cash and due from depository institutions | $32,664,000 | 2,443 |
| Interest-bearing balances | $31,485,000 | 705 |
| Securities | $16,956,000 | 4,800 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $114,937,000 | 3,642 |
| Loan loss allowance | $38,674,000 | 275 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,222,000 | 5,390 |
| Other real estate owned | $31,924,000 | 2,443 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $13,141,000 | 1,541 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $210,844,000 | 3,120 |
| Total liabilities | $235,619,000 | 2,557 |
| Total deposits | $232,203,000 | 2,336 |
| Interest-bearing deposits | $220,546,000 | 2,169 |
| Deposits held in domestic offices | $232,203,000 | 2,334 |
| % insured | 81.62% | 3,248 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,416,000 | 1,586 |
| Total equity capital | $-24,775,000 | 8,202 |
| Total bank equity capital | $-24,775,000 | 8,202 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,000,000 | 1,016 |
| Surplus | $86,500,000 | 457 |
| Undivided profits | $-116,275,000 | 8,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda |
| Noncurrent loans and leases | $57,030,000 | 357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $579,000 | 5,110 |
| Earning assets | $163,378,000 | 3,541 |
| Long-term assets (5+ years) | $14,820,000 | 4,687 |
| Average Assets, year-to-date | $262,131,330 | 2,518 |
| Average Assets, quarterly | $244,259,000 | 2,720 |
| Volatile liabilities | $31,044,000 | 3,898 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,432,000 | 6,765 |
| Tier 1 (core) risk-based capital | $-25,182,000 | 8,202 |
| Tier 2 risk-based capital | $0 | 8,089 |
| Total risk weighted assets | $171,403,000 | 2,774 |
| Total unused commitments | $2,432,000 | 6,767 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank |
| # of Employees: | 76 | 2,207 |
| Assets and Liabilities |
| Total Assets: | $277,674,000 | 2,418 |
| Cash and due from depository institutions | $29,145,000 | 2,207 |
| Interest-bearing balances | $28,011,000 | 687 |
| Securities | $24,767,000 | 3,919 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,277 |
| Net loans & leases | $166,044,000 | 2,741 |
| Loan loss allowance | $37,382,000 | 268 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,447,000 | 5,145 |
| Other real estate owned | $36,948,000 | 2,207 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $14,323,000 | 1,431 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $277,674,000 | 2,418 |
| Total liabilities | $260,203,000 | 2,341 |
| Total deposits | $256,304,000 | 2,158 |
| Interest-bearing deposits | $245,201,000 | 1,968 |
| Deposits held in domestic offices | $256,304,000 | 2,156 |
| % insured | 79.20% | 3,996 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,899,000 | 1,392 |
| Total equity capital | $17,471,000 | 3,654 |
| Total bank equity capital | $17,471,000 | 3,654 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 1,015 |
| Surplus | $86,500,000 | 454 |
| Undivided profits | $-74,029,000 | 8,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda |
| Noncurrent loans and leases | $84,349,000 | 237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $579,000 | 5,112 |
| Earning assets | $223,822,000 | 2,735 |
| Long-term assets (5+ years) | $15,631,000 | 4,552 |
| Average Assets, year-to-date | $287,775,000 | 2,348 |
| Average Assets, quarterly | $287,775,000 | 2,348 |
| Volatile liabilities | $41,225,000 | 3,183 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $12,023,000 | 4,084 |
| Tier 1 (core) risk-based capital | $17,077,000 | 3,631 |
| Tier 2 risk-based capital | $3,369,000 | 1,696 |
| Total risk weighted assets | $235,484,000 | 2,103 |
| Total unused commitments | $12,023,000 | 4,087 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank |
| # of Employees: | 94 | 1,763 |
| Assets and Liabilities |
| Total Assets: | $297,876,000 | 2,275 |
| Cash and due from depository institutions | $15,267,000 | 1,763 |
| Interest-bearing balances | $13,351,000 | 851 |
| Securities | $40,981,000 | 2,711 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,863 |
| Net loans & leases | $186,739,000 | 2,501 |
| Loan loss allowance | $42,555,000 | 219 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,787,000 | 2,695 |
| Other real estate owned | $28,971,000 | 1,763 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $16,131,000 | 1,294 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $297,876,000 | 2,275 |
| Total liabilities | $266,248,000 | 2,292 |
| Total deposits | $259,989,000 | 2,083 |
| Interest-bearing deposits | $248,970,000 | 1,888 |
| Deposits held in domestic offices | $259,989,000 | 2,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $6,259,000 | 961 |
| Total equity capital | $31,628,000 | 2,143 |
| Total bank equity capital | $31,628,000 | 2,143 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $86,500,000 | 439 |
| Undivided profits | $-59,872,000 | 8,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $94,338,000 | 188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $707,000 | 4,748 |
| Earning assets | $246,071,000 | 2,482 |
| Long-term assets (5+ years) | $23,355,000 | 3,732 |
| Average Assets, year-to-date | $365,632,200 | 1,834 |
| Average Assets, quarterly | $308,922,000 | 2,197 |
| Volatile liabilities | $43,757,000 | 3,027 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $14,668,000 | 3,682 |
| Tier 1 (core) risk-based capital | $31,098,000 | 2,064 |
| Tier 2 risk-based capital | $3,706,000 | 1,553 |
| Total risk weighted assets | $257,636,000 | 1,965 |
| Total unused commitments | $14,668,000 | 3,685 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank |
| # of Employees: | 100 | 1,682 |
| Assets and Liabilities |
| Total Assets: | $319,968,000 | 2,146 |
| Cash and due from depository institutions | $2,026,000 | 1,682 |
| Interest-bearing balances | $92,000 | 5,269 |
| Securities | $25,981,000 | 3,724 |
| Federal funds sold & reverse repurchase agreements | $52,275,000 | 226 |
| Net loans & leases | $196,029,000 | 2,393 |
| Loan loss allowance | $56,539,000 | 169 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,314,000 | 2,437 |
| Other real estate owned | $27,059,000 | 1,682 |
| Goodwill and other intangibles | $59,000 | 2,940 |
| All other assets | $11,225,000 | 1,718 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $319,968,000 | 2,146 |
| Total liabilities | $284,144,000 | 2,160 |
| Total deposits | $277,330,000 | 1,934 |
| Interest-bearing deposits | $266,451,000 | 1,779 |
| Deposits held in domestic offices | $277,330,000 | 1,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,814,000 | 878 |
| Total equity capital | $35,824,000 | 1,895 |
| Total bank equity capital | $35,824,000 | 1,895 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $86,500,000 | 431 |
| Undivided profits | $-55,676,000 | 8,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $97,559,000 | 153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,038,000 | 3,732 |
| Earning assets | $274,377,000 | 2,256 |
| Long-term assets (5+ years) | $27,180,000 | 3,405 |
| Average Assets, year-to-date | $382,571,250 | 1,776 |
| Average Assets, quarterly | $333,133,000 | 2,048 |
| Volatile liabilities | $46,022,000 | 2,837 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $19,213,000 | 3,310 |
| Tier 1 (core) risk-based capital | $35,673,000 | 1,826 |
| Tier 2 risk-based capital | $4,056,000 | 1,404 |
| Total risk weighted assets | $272,005,000 | 1,880 |
| Total unused commitments | $19,213,000 | 3,313 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank |
| # of Employees: | 98 | 1,753 |
| Assets and Liabilities |
| Total Assets: | $346,298,000 | 1,955 |
| Cash and due from depository institutions | $2,857,000 | 1,753 |
| Interest-bearing balances | $193,000 | 4,395 |
| Securities | $63,227,000 | 1,883 |
| Federal funds sold & reverse repurchase agreements | $25,300,000 | 434 |
| Net loans & leases | $221,663,000 | 2,146 |
| Loan loss allowance | $77,122,000 | 128 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,673,000 | 2,291 |
| Other real estate owned | $13,178,000 | 1,753 |
| Goodwill and other intangibles | $117,000 | 2,785 |
| All other assets | $14,283,000 | 1,377 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $346,298,000 | 1,955 |
| Total liabilities | $304,266,000 | 2,013 |
| Total deposits | $300,440,000 | 1,782 |
| Interest-bearing deposits | $285,000,000 | 1,668 |
| Deposits held in domestic offices | $300,440,000 | 1,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,826,000 | 1,398 |
| Total equity capital | $42,032,000 | 1,631 |
| Total bank equity capital | $42,032,000 | 1,631 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,000,000 | 996 |
| Surplus | $86,500,000 | 427 |
| Undivided profits | $-49,468,000 | 8,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $102,466,000 | 137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,765,000 | 2,186 |
| Earning assets | $310,383,000 | 2,008 |
| Long-term assets (5+ years) | $66,973,000 | 1,779 |
| Average Assets, year-to-date | $403,439,000 | 1,693 |
| Average Assets, quarterly | $380,970,500 | 1,798 |
| Volatile liabilities | $50,017,000 | 2,655 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $16,386,000 | 3,713 |
| Tier 1 (core) risk-based capital | $43,147,000 | 1,513 |
| Tier 2 risk-based capital | $4,488,000 | 1,242 |
| Total risk weighted assets | $286,381,000 | 1,784 |
| Total unused commitments | $16,386,000 | 3,713 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank |
| # of Employees: | 71 | 2,422 |
| Assets and Liabilities |
| Total Assets: | $415,643,000 | 1,667 |
| Cash and due from depository institutions | $6,605,000 | 2,422 |
| Interest-bearing balances | $168,000 | 4,559 |
| Securities | $71,900,000 | 1,650 |
| Federal funds sold & reverse repurchase agreements | $26,100,000 | 580 |
| Net loans & leases | $282,853,000 | 1,687 |
| Loan loss allowance | $35,811,000 | 204 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,537,000 | 1,974 |
| Other real estate owned | $7,992,000 | 2,422 |
| Goodwill and other intangibles | $176,000 | 2,650 |
| All other assets | $13,480,000 | 1,393 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $415,643,000 | 1,667 |
| Total liabilities | $318,196,000 | 1,908 |
| Total deposits | $307,430,000 | 1,754 |
| Interest-bearing deposits | $284,989,000 | 1,675 |
| Deposits held in domestic offices | $307,430,000 | 1,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,901 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,266,000 | 895 |
| Total equity capital | $97,447,000 | 726 |
| Total bank equity capital | $97,447,000 | 726 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,000,000 | 986 |
| Surplus | $86,500,000 | 415 |
| Undivided profits | $5,947,000 | 4,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $95,522,000 | 128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,105,000 | 1,830 |
| Earning assets | $381,021,000 | 1,657 |
| Long-term assets (5+ years) | $70,991,000 | 1,645 |
| Average Assets, year-to-date | $432,009,500 | 1,600 |
| Average Assets, quarterly | $432,009,500 | 1,600 |
| Volatile liabilities | $48,279,000 | 2,699 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $30,923,000 | 2,549 |
| Tier 1 (core) risk-based capital | $96,455,000 | 636 |
| Tier 2 risk-based capital | $4,798,000 | 1,128 |
| Total risk weighted assets | $352,799,000 | 1,463 |
| Total unused commitments | $30,923,000 | 2,552 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank |
| # of Employees: | 47 | 3,521 |
| Assets and Liabilities |
| Total Assets: | $448,376,000 | 1,539 |
| Cash and due from depository institutions | $6,787,000 | 3,521 |
| Interest-bearing balances | $292,000 | 3,657 |
| Securities | $74,548,000 | 1,588 |
| Federal funds sold & reverse repurchase agreements | $20,875,000 | 604 |
| Net loans & leases | $307,784,000 | 1,568 |
| Loan loss allowance | $26,053,000 | 262 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,759,000 | 1,904 |
| Other real estate owned | $6,985,000 | 3,521 |
| Goodwill and other intangibles | $234,000 | 2,525 |
| All other assets | $24,404,000 | 819 |
| Life insurance assets | $10,966,000 | 589 |
| Total liabilities and capital | $448,376,000 | 1,539 |
| Total liabilities | $337,471,000 | 1,811 |
| Total deposits | $310,293,000 | 1,730 |
| Interest-bearing deposits | $294,387,000 | 1,596 |
| Deposits held in domestic offices | $310,293,000 | 1,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,100,000 | 855 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,078,000 | 1,007 |
| Total equity capital | $110,905,000 | 630 |
| Total bank equity capital | $110,905,000 | 630 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 975 |
| Surplus | $86,500,000 | 405 |
| Undivided profits | $19,405,000 | 1,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $81,662,000 | 111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,538,000 | 1,629 |
| Earning assets | $403,499,000 | 1,555 |
| Long-term assets (5+ years) | $75,544,000 | 1,468 |
| Average Assets, year-to-date | $548,668,200 | 1,187 |
| Average Assets, quarterly | $475,992,000 | 1,398 |
| Volatile liabilities | $67,604,000 | 2,035 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $45,940,000 | 1,898 |
| Tier 1 (core) risk-based capital | $111,252,000 | 559 |
| Tier 2 risk-based capital | $5,248,000 | 1,013 |
| Total risk weighted assets | $399,021,000 | 1,269 |
| Total unused commitments | $45,940,000 | 1,899 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank |
| # of Employees: | 94 | 1,827 |
| Assets and Liabilities |
| Total Assets: | $503,608,000 | 1,317 |
| Cash and due from depository institutions | $2,768,000 | 1,827 |
| Interest-bearing balances | $255,000 | 3,621 |
| Securities | $93,311,000 | 1,283 |
| Federal funds sold & reverse repurchase agreements | $20,150,000 | 687 |
| Net loans & leases | $347,208,000 | 1,352 |
| Loan loss allowance | $17,364,000 | 339 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,703,000 | 1,447 |
| Other real estate owned | $5,686,000 | 1,827 |
| Goodwill and other intangibles | $293,000 | 2,403 |
| All other assets | $25,489,000 | 778 |
| Life insurance assets | $10,840,000 | 583 |
| Total liabilities and capital | $503,608,000 | 1,317 |
| Total liabilities | $434,012,000 | 1,371 |
| Total deposits | $427,837,000 | 1,211 |
| Interest-bearing deposits | $300,335,000 | 1,533 |
| Deposits held in domestic offices | $427,837,000 | 1,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,175,000 | 992 |
| Total equity capital | $69,596,000 | 984 |
| Total bank equity capital | $69,596,000 | 984 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 952 |
| Surplus | $86,500,000 | 390 |
| Undivided profits | $-21,904,000 | 8,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $66,036,000 | 111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,072,000 | 1,416 |
| Earning assets | $460,924,000 | 1,318 |
| Long-term assets (5+ years) | $82,219,000 | 1,336 |
| Average Assets, year-to-date | $573,741,250 | 1,126 |
| Average Assets, quarterly | $522,588,500 | 1,262 |
| Volatile liabilities | $51,520,000 | 2,500 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $56,145,000 | 1,634 |
| Tier 1 (core) risk-based capital | $71,324,000 | 880 |
| Tier 2 risk-based capital | $5,606,000 | 932 |
| Total risk weighted assets | $436,691,000 | 1,126 |
| Total unused commitments | $56,145,000 | 1,634 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank |
| # of Employees: | 147 | 1,177 |
| Assets and Liabilities |
| Total Assets: | $541,569,000 | 1,243 |
| Cash and due from depository institutions | $3,769,000 | 1,177 |
| Interest-bearing balances | $185,000 | 4,061 |
| Securities | $97,959,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $30,900,000 | 481 |
| Net loans & leases | $376,945,000 | 1,240 |
| Loan loss allowance | $16,552,000 | 353 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,799,000 | 1,427 |
| Other real estate owned | $690,000 | 1,177 |
| Goodwill and other intangibles | $351,000 | 2,322 |
| All other assets | $22,156,000 | 874 |
| Life insurance assets | $10,713,000 | 584 |
| Total liabilities and capital | $541,569,000 | 1,243 |
| Total liabilities | $474,553,000 | 1,265 |
| Total deposits | $465,185,000 | 1,126 |
| Interest-bearing deposits | $330,656,000 | 1,402 |
| Deposits held in domestic offices | $465,185,000 | 1,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,600,000 | 2,116 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,768,000 | 903 |
| Total equity capital | $67,016,000 | 1,019 |
| Total bank equity capital | $67,016,000 | 1,019 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 940 |
| Surplus | $86,500,000 | 401 |
| Undivided profits | $-24,484,000 | 8,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $67,454,000 | 93 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,812,000 | 1,436 |
| Earning assets | $505,989,000 | 1,219 |
| Long-term assets (5+ years) | $80,242,000 | 1,324 |
| Average Assets, year-to-date | $597,119,000 | 1,102 |
| Average Assets, quarterly | $589,946,500 | 1,120 |
| Volatile liabilities | $60,285,000 | 2,157 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $714,000 | 1,123 |
| Unused loan commitments | $71,388,000 | 1,393 |
| Tier 1 (core) risk-based capital | $70,224,000 | 898 |
| Tier 2 risk-based capital | $5,980,000 | 905 |
| Total risk weighted assets | $467,790,000 | 1,051 |
| Total unused commitments | $71,388,000 | 1,393 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank |
| # of Employees: | 216 | 749 |
| Assets and Liabilities |
| Total Assets: | $638,324,000 | 1,043 |
| Cash and due from depository institutions | $4,642,000 | 749 |
| Interest-bearing balances | $220,000 | 3,906 |
| Securities | $104,246,000 | 1,172 |
| Federal funds sold & reverse repurchase agreements | $86,875,000 | 229 |
| Net loans & leases | $410,057,000 | 1,112 |
| Loan loss allowance | $13,847,000 | 393 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,006,000 | 1,369 |
| Other real estate owned | $0 | 749 |
| Goodwill and other intangibles | $410,000 | 2,246 |
| All other assets | $23,088,000 | 806 |
| Life insurance assets | $10,588,000 | 578 |
| Total liabilities and capital | $638,324,000 | 1,043 |
| Total liabilities | $561,084,000 | 1,055 |
| Total deposits | $543,035,000 | 942 |
| Interest-bearing deposits | $355,211,000 | 1,272 |
| Deposits held in domestic offices | $543,035,000 | 940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,925,000 | 1,283 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $10,124,000 | 689 |
| Total equity capital | $77,240,000 | 859 |
| Total bank equity capital | $77,240,000 | 859 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 922 |
| Surplus | $86,500,000 | 393 |
| Undivided profits | $-14,260,000 | 8,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $31,842,000 | 150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,461,000 | 1,117 |
| Earning assets | $601,398,000 | 1,013 |
| Long-term assets (5+ years) | $99,693,000 | 1,098 |
| Average Assets, year-to-date | $624,894,000 | 1,049 |
| Average Assets, quarterly | $624,894,000 | 1,049 |
| Volatile liabilities | $77,361,000 | 1,736 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $10,473,000 | 251 |
| Unused loan commitments | $106,335,000 | 986 |
| Tier 1 (core) risk-based capital | $78,774,000 | 779 |
| Tier 2 risk-based capital | $6,620,000 | 812 |
| Total risk weighted assets | $522,371,000 | 917 |
| Total unused commitments | $106,335,000 | 986 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank |
| # of Employees: | 300 | 521 |
| Assets and Liabilities |
| Total Assets: | $611,464,000 | 1,064 |
| Cash and due from depository institutions | $11,336,000 | 521 |
| Interest-bearing balances | $411,000 | 3,328 |
| Securities | $118,299,000 | 1,045 |
| Federal funds sold & reverse repurchase agreements | $28,400,000 | 555 |
| Net loans & leases | $418,798,000 | 1,072 |
| Loan loss allowance | $12,993,000 | 414 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,756,000 | 1,379 |
| Other real estate owned | $0 | 521 |
| Goodwill and other intangibles | $613,000 | 2,030 |
| All other assets | $25,262,000 | 747 |
| Life insurance assets | $10,472,000 | 574 |
| Total liabilities and capital | $611,464,000 | 1,064 |
| Total liabilities | $535,681,000 | 1,092 |
| Total deposits | $517,118,000 | 972 |
| Interest-bearing deposits | $362,076,000 | 1,221 |
| Deposits held in domestic offices | $517,118,000 | 971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,825,000 | 1,650 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $13,738,000 | 531 |
| Total equity capital | $75,783,000 | 856 |
| Total bank equity capital | $75,783,000 | 856 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,000,000 | 910 |
| Surplus | $86,500,000 | 378 |
| Undivided profits | $-15,717,000 | 8,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $24,365,000 | 161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,587,000 | 851 |
| Earning assets | $565,908,000 | 1,056 |
| Long-term assets (5+ years) | $95,665,000 | 1,128 |
| Average Assets, year-to-date | $574,734,800 | 1,081 |
| Average Assets, quarterly | $611,169,500 | 1,051 |
| Volatile liabilities | $77,449,000 | 1,880 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $8,292,000 | 290 |
| Unused loan commitments | $110,606,000 | 941 |
| Tier 1 (core) risk-based capital | $77,641,000 | 783 |
| Tier 2 risk-based capital | $6,567,000 | 810 |
| Total risk weighted assets | $518,931,000 | 903 |
| Total unused commitments | $110,606,000 | 941 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank |
| # of Employees: | 262 | 607 |
| Assets and Liabilities |
| Total Assets: | $610,875,000 | 1,062 |
| Cash and due from depository institutions | $22,528,000 | 607 |
| Interest-bearing balances | $16,549,000 | 332 |
| Securities | $119,808,000 | 1,041 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,855 |
| Net loans & leases | $424,293,000 | 1,047 |
| Loan loss allowance | $8,650,000 | 608 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $14,344,000 | 753 |
| Other real estate owned | $0 | 607 |
| Goodwill and other intangibles | $861,000 | 1,815 |
| All other assets | $21,741,000 | 855 |
| Life insurance assets | $10,352,000 | 557 |
| Total liabilities and capital | $610,875,000 | 1,062 |
| Total liabilities | $534,207,000 | 1,093 |
| Total deposits | $502,601,000 | 996 |
| Interest-bearing deposits | $372,492,000 | 1,165 |
| Deposits held in domestic offices | $502,601,000 | 994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,050,000 | 764 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $9,556,000 | 694 |
| Total equity capital | $76,668,000 | 863 |
| Total bank equity capital | $76,668,000 | 863 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 896 |
| Surplus | $86,500,000 | 388 |
| Undivided profits | $-14,832,000 | 8,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $20,287,000 | 180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,240,000 | 914 |
| Earning assets | $567,950,000 | 1,049 |
| Long-term assets (5+ years) | $101,636,000 | 1,062 |
| Average Assets, year-to-date | $565,552,500 | 1,108 |
| Average Assets, quarterly | $609,784,500 | 1,048 |
| Volatile liabilities | $91,327,000 | 1,612 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $11,830,000 | 222 |
| Unused loan commitments | $118,686,000 | 915 |
| Tier 1 (core) risk-based capital | $78,998,000 | 768 |
| Tier 2 risk-based capital | $6,678,000 | 790 |
| Total risk weighted assets | $532,233,000 | 876 |
| Total unused commitments | $118,686,000 | 916 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank |
| # of Employees: | 252 | 639 |
| Assets and Liabilities |
| Total Assets: | $608,694,000 | 1,056 |
| Cash and due from depository institutions | $36,993,000 | 639 |
| Interest-bearing balances | $25,312,000 | 193 |
| Securities | $137,689,000 | 900 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 4,165 |
| Net loans & leases | $399,193,000 | 1,097 |
| Loan loss allowance | $7,639,000 | 668 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,258,000 | 1,010 |
| Other real estate owned | $0 | 639 |
| Goodwill and other intangibles | $956,000 | 1,738 |
| All other assets | $21,255,000 | 875 |
| Life insurance assets | $10,233,000 | 560 |
| Total liabilities and capital | $608,694,000 | 1,056 |
| Total liabilities | $536,188,000 | 1,070 |
| Total deposits | $459,894,000 | 1,077 |
| Interest-bearing deposits | $344,992,000 | 1,246 |
| Deposits held in domestic offices | $459,894,000 | 1,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,177,000 | 413 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,117,000 | 678 |
| Total equity capital | $72,506,000 | 876 |
| Total bank equity capital | $72,506,000 | 876 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000,000 | 872 |
| Surplus | $86,500,000 | 385 |
| Undivided profits | $-18,994,000 | 8,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,142,000 | 531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,383,000 | 1,050 |
| Earning assets | $563,544,000 | 1,038 |
| Long-term assets (5+ years) | $98,815,000 | 1,067 |
| Average Assets, year-to-date | $550,445,000 | 1,140 |
| Average Assets, quarterly | $571,312,500 | 1,106 |
| Volatile liabilities | $126,991,000 | 1,185 |
| Insider loans | $1,542,000 | 3,409 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $11,069,000 | 249 |
| Unused loan commitments | $118,383,000 | 920 |
| Tier 1 (core) risk-based capital | $77,058,000 | 767 |
| Tier 2 risk-based capital | $6,376,000 | 819 |
| Total risk weighted assets | $508,838,000 | 909 |
| Total unused commitments | $118,383,000 | 920 |
| Derivatives | $10,000,000 | 492 |
| 2006-03-31 | Rank |
| # of Employees: | 217 | 737 |
| Assets and Liabilities |
| Total Assets: | $533,931,000 | 1,181 |
| Cash and due from depository institutions | $38,903,000 | 737 |
| Interest-bearing balances | $25,297,000 | 228 |
| Securities | $154,410,000 | 815 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 3,284 |
| Net loans & leases | $315,437,000 | 1,374 |
| Loan loss allowance | $4,283,000 | 1,179 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,985,000 | 1,003 |
| Other real estate owned | $0 | 737 |
| Goodwill and other intangibles | $1,052,000 | 1,668 |
| All other assets | $9,594,000 | 1,739 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $533,931,000 | 1,181 |
| Total liabilities | $464,111,000 | 1,231 |
| Total deposits | $430,368,000 | 1,136 |
| Interest-bearing deposits | $306,357,000 | 1,401 |
| Deposits held in domestic offices | $430,368,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,781,000 | 695 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $8,962,000 | 676 |
| Total equity capital | $69,820,000 | 893 |
| Total bank equity capital | $69,820,000 | 893 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 858 |
| Surplus | $86,500,000 | 373 |
| Undivided profits | $-21,680,000 | 8,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $14,000 | 7,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,348,000 | 991 |
| Earning assets | $498,694,000 | 1,152 |
| Long-term assets (5+ years) | $117,099,000 | 896 |
| Average Assets, year-to-date | $521,320,500 | 1,198 |
| Average Assets, quarterly | $521,320,500 | 1,198 |
| Volatile liabilities | $63,801,000 | 2,061 |
| Insider loans | $771,000 | 4,698 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $15,899,000 | 186 |
| Unused loan commitments | $117,416,000 | 911 |
| Tier 1 (core) risk-based capital | $72,810,000 | 795 |
| Tier 2 risk-based capital | $4,283,000 | 1,161 |
| Total risk weighted assets | $409,491,000 | 1,099 |
| Total unused commitments | $117,416,000 | 911 |
| Derivatives | $10,000,000 | 473 |
| 2005-12-31 | Rank |
| # of Employees: | 175 | 941 |
| Assets and Liabilities |
| Total Assets: | $508,710,000 | 1,226 |
| Cash and due from depository institutions | $43,769,000 | 941 |
| Interest-bearing balances | $33,174,000 | 147 |
| Securities | $169,872,000 | 756 |
| Federal funds sold & reverse repurchase agreements | $20,500,000 | 636 |
| Net loans & leases | $251,716,000 | 1,715 |
| Loan loss allowance | $3,505,000 | 1,419 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,052,000 | 968 |
| Other real estate owned | $0 | 941 |
| Goodwill and other intangibles | $1,148,000 | 1,611 |
| All other assets | $10,653,000 | 1,583 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $508,710,000 | 1,226 |
| Total liabilities | $442,932,000 | 1,273 |
| Total deposits | $430,869,000 | 1,122 |
| Interest-bearing deposits | $303,987,000 | 1,379 |
| Deposits held in domestic offices | $430,869,000 | 1,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,450,000 | 2,167 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,613,000 | 628 |
| Total equity capital | $65,778,000 | 934 |
| Total bank equity capital | $65,778,000 | 934 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $86,500,000 | 365 |
| Undivided profits | $-25,722,000 | 8,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $8,000 | 7,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,547,000 | 1,321 |
| Earning assets | $475,262,000 | 1,201 |
| Long-term assets (5+ years) | $118,963,000 | 870 |
| Average Assets, year-to-date | $518,678,600 | 1,150 |
| Average Assets, quarterly | $492,266,000 | 1,262 |
| Volatile liabilities | $41,538,000 | 2,811 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $12,692,000 | 217 |
| Unused loan commitments | $97,131,000 | 1,031 |
| Tier 1 (core) risk-based capital | $68,116,000 | 837 |
| Tier 2 risk-based capital | $3,505,000 | 1,398 |
| Total risk weighted assets | $352,510,000 | 1,282 |
| Total unused commitments | $97,131,000 | 1,031 |
| Derivatives | $10,000,000 | 440 |
| 2005-09-30 | Rank |
| # of Employees: | 165 | 994 |
| Assets and Liabilities |
| Total Assets: | $475,822,000 | 1,289 |
| Cash and due from depository institutions | $40,915,000 | 994 |
| Interest-bearing balances | $33,764,000 | 157 |
| Securities | $230,614,000 | 573 |
| Federal funds sold & reverse repurchase agreements | $12,975,000 | 1,019 |
| Net loans & leases | $168,145,000 | 2,412 |
| Loan loss allowance | $2,228,000 | 2,164 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,934,000 | 857 |
| Other real estate owned | $0 | 994 |
| Goodwill and other intangibles | $1,243,000 | 1,539 |
| All other assets | $9,996,000 | 1,625 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $475,822,000 | 1,289 |
| Total liabilities | $411,006,000 | 1,343 |
| Total deposits | $401,645,000 | 1,179 |
| Interest-bearing deposits | $312,842,000 | 1,311 |
| Deposits held in domestic offices | $401,645,000 | 1,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,264 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,961,000 | 643 |
| Total equity capital | $64,816,000 | 930 |
| Total bank equity capital | $64,816,000 | 930 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $86,500,000 | 355 |
| Undivided profits | $-26,684,000 | 8,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $12,000 | 7,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,724,000 | 1,984 |
| Earning assets | $445,498,000 | 1,256 |
| Long-term assets (5+ years) | $123,138,000 | 838 |
| Average Assets, year-to-date | $521,170,750 | 1,128 |
| Average Assets, quarterly | $479,916,000 | 1,263 |
| Volatile liabilities | $46,171,000 | 2,533 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $10,059,000 | 280 |
| Unused loan commitments | $71,148,000 | 1,307 |
| Tier 1 (core) risk-based capital | $65,295,000 | 850 |
| Tier 2 risk-based capital | $2,228,000 | 2,059 |
| Total risk weighted assets | $265,120,000 | 1,678 |
| Total unused commitments | $71,148,000 | 1,307 |
| Derivatives | $10,000,000 | 450 |
| 2005-06-30 | Rank |
| # of Employees: | 145 | 1,153 |
| Assets and Liabilities |
| Total Assets: | $484,010,000 | 1,232 |
| Cash and due from depository institutions | $39,333,000 | 1,153 |
| Interest-bearing balances | $235,000 | 4,132 |
| Securities | $309,154,000 | 448 |
| Federal funds sold & reverse repurchase agreements | $24,025,000 | 518 |
| Net loans & leases | $88,780,000 | 3,930 |
| Loan loss allowance | $1,136,000 | 3,681 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,206,000 | 901 |
| Other real estate owned | $0 | 1,153 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $11,512,000 | 1,392 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $484,010,000 | 1,232 |
| Total liabilities | $418,924,000 | 1,281 |
| Total deposits | $410,023,000 | 1,112 |
| Interest-bearing deposits | $321,573,000 | 1,231 |
| Deposits held in domestic offices | $410,023,000 | 1,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,901,000 | 610 |
| Total equity capital | $65,086,000 | 907 |
| Total bank equity capital | $65,086,000 | 907 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $86,500,000 | 342 |
| Undivided profits | $-26,414,000 | 8,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $23,000 | 7,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,694,000 | 1,825 |
| Earning assets | $422,194,000 | 1,293 |
| Long-term assets (5+ years) | $117,592,000 | 862 |
| Average Assets, year-to-date | $536,287,000 | 1,073 |
| Average Assets, quarterly | $484,363,000 | 1,220 |
| Volatile liabilities | $43,582,000 | 2,519 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $6,129,000 | 382 |
| Unused loan commitments | $33,763,000 | 2,253 |
| Tier 1 (core) risk-based capital | $65,290,000 | 828 |
| Tier 2 risk-based capital | $1,136,000 | 3,486 |
| Total risk weighted assets | $193,757,000 | 2,149 |
| Total unused commitments | $33,763,000 | 2,253 |
| Derivatives | $40,000,000 | 269 |
| 2005-03-31 | Rank |
| # of Employees: | 113 | 1,503 |
| Assets and Liabilities |
| Total Assets: | $484,716,000 | 1,214 |
| Cash and due from depository institutions | $44,088,000 | 1,503 |
| Interest-bearing balances | $4,566,000 | 1,172 |
| Securities | $357,855,000 | 389 |
| Federal funds sold & reverse repurchase agreements | $22,625,000 | 539 |
| Net loans & leases | $36,013,000 | 6,362 |
| Loan loss allowance | $633,000 | 5,406 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,374,000 | 652 |
| Other real estate owned | $0 | 1,503 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,761,000 | 1,606 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $484,716,000 | 1,214 |
| Total liabilities | $419,686,000 | 1,255 |
| Total deposits | $408,265,000 | 1,101 |
| Interest-bearing deposits | $331,125,000 | 1,169 |
| Deposits held in domestic offices | $408,265,000 | 1,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $51,000 | 5,674 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $11,370,000 | 520 |
| Total equity capital | $65,030,000 | 881 |
| Total bank equity capital | $65,030,000 | 881 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $86,500,000 | 338 |
| Undivided profits | $-26,470,000 | 8,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $30,000 | 7,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,091,000 | 2,811 |
| Earning assets | $421,059,000 | 1,276 |
| Long-term assets (5+ years) | $114,787,000 | 906 |
| Average Assets, year-to-date | $562,425,500 | 1,025 |
| Average Assets, quarterly | $562,425,500 | 1,025 |
| Volatile liabilities | $43,952,000 | 2,418 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $4,468,000 | 6,239 |
| Tier 1 (core) risk-based capital | $67,089,000 | 795 |
| Tier 2 risk-based capital | $633,000 | 5,102 |
| Total risk weighted assets | $141,923,000 | 2,749 |
| Total unused commitments | $4,468,000 | 6,241 |
| Derivatives | $40,000,000 | 253 |
| 2004-12-31 | Rank |
| # of Employees: | 525 | 311 |
| Assets and Liabilities |
| Total Assets: | $640,135,000 | 897 |
| Cash and due from depository institutions | $17,305,000 | 311 |
| Interest-bearing balances | $5,347,000 | 1,041 |
| Securities | $237,248,000 | 578 |
| Federal funds sold & reverse repurchase agreements | $18,350,000 | 626 |
| Net loans & leases | $326,737,000 | 1,195 |
| Loan loss allowance | $624,000 | 5,427 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $15,571,000 | 584 |
| Other real estate owned | $0 | 311 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $24,924,000 | 661 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $640,135,000 | 897 |
| Total liabilities | $440,615,000 | 1,182 |
| Total deposits | $420,715,000 | 1,041 |
| Interest-bearing deposits | $352,854,000 | 1,072 |
| Deposits held in domestic offices | $420,715,000 | 1,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $59,000 | 5,701 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $19,841,000 | 379 |
| Total equity capital | $199,520,000 | 348 |
| Total bank equity capital | $199,520,000 | 348 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $77,500,000 | 376 |
| Undivided profits | $117,020,000 | 293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $16,399,000 | 218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,609,000 | 732 |
| Earning assets | $587,682,000 | 899 |
| Long-term assets (5+ years) | $3,442,000 | 6,551 |
| Average Assets, year-to-date | $683,271,400 | 807 |
| Average Assets, quarterly | $647,120,000 | 882 |
| Volatile liabilities | $48,145,000 | 2,176 |
| Insider loans | $35,000 | 7,715 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $316,370,000 | 44 |
| Unused loan commitments | $147,905,000 | 688 |
| Tier 1 (core) risk-based capital | $199,698,000 | 314 |
| Tier 2 risk-based capital | $624,000 | 5,120 |
| Total risk weighted assets | $411,654,000 | 981 |
| Total unused commitments | $147,905,000 | 688 |
| Derivatives | $40,000,000 | 250 |
| 2004-09-30 | Rank |
| # of Employees: | 568 | 288 |
| Assets and Liabilities |
| Total Assets: | $654,105,000 | 874 |
| Cash and due from depository institutions | $10,717,000 | 288 |
| Interest-bearing balances | $810,000 | 3,058 |
| Securities | $237,859,000 | 573 |
| Federal funds sold & reverse repurchase agreements | $13,025,000 | 868 |
| Net loans & leases | $351,070,000 | 1,082 |
| Loan loss allowance | $471,000 | 6,232 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $17,177,000 | 501 |
| Other real estate owned | $0 | 288 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $24,257,000 | 669 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $654,105,000 | 874 |
| Total liabilities | $460,945,000 | 1,110 |
| Total deposits | $442,568,000 | 972 |
| Interest-bearing deposits | $388,058,000 | 947 |
| Deposits held in domestic offices | $442,568,000 | 968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $67,000 | 5,735 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $18,310,000 | 401 |
| Total equity capital | $193,160,000 | 354 |
| Total bank equity capital | $193,160,000 | 354 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $77,500,000 | 377 |
| Undivided profits | $110,660,000 | 315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $18,734,000 | 210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,458,000 | 600 |
| Earning assets | $602,764,000 | 854 |
| Long-term assets (5+ years) | $3,479,000 | 6,634 |
| Average Assets, year-to-date | $694,055,500 | 804 |
| Average Assets, quarterly | $668,871,000 | 838 |
| Volatile liabilities | $56,641,000 | 1,879 |
| Insider loans | $20,000 | 7,864 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $341,553,000 | 46 |
| Unused loan commitments | $161,450,000 | 630 |
| Tier 1 (core) risk-based capital | $193,491,000 | 318 |
| Tier 2 risk-based capital | $471,000 | 5,920 |
| Total risk weighted assets | $434,638,000 | 917 |
| Total unused commitments | $161,450,000 | 630 |
| Derivatives | $40,000,000 | 259 |
| 2004-06-30 | Rank |
| # of Employees: | 597 | 272 |
| Assets and Liabilities |
| Total Assets: | $683,637,000 | 817 |
| Cash and due from depository institutions | $8,952,000 | 272 |
| Interest-bearing balances | $650,000 | 3,290 |
| Securities | $243,371,000 | 570 |
| Federal funds sold & reverse repurchase agreements | $9,550,000 | 1,134 |
| Net loans & leases | $371,986,000 | 992 |
| Loan loss allowance | $457,000 | 6,320 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $19,250,000 | 419 |
| Other real estate owned | $0 | 272 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $30,528,000 | 550 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $683,637,000 | 817 |
| Total liabilities | $502,797,000 | 999 |
| Total deposits | $486,399,000 | 869 |
| Interest-bearing deposits | $438,724,000 | 831 |
| Deposits held in domestic offices | $486,399,000 | 864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $75,000 | 5,709 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $16,323,000 | 425 |
| Total equity capital | $180,840,000 | 357 |
| Total bank equity capital | $180,840,000 | 357 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $77,500,000 | 368 |
| Undivided profits | $98,340,000 | 331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $19,350,000 | 208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $4,470,000 | 567 |
| Earning assets | $625,557,000 | 817 |
| Long-term assets (5+ years) | $3,480,000 | 6,720 |
| Average Assets, year-to-date | $707,372,330 | 780 |
| Average Assets, quarterly | $694,208,000 | 802 |
| Volatile liabilities | $68,268,000 | 1,575 |
| Insider loans | $20,000 | 7,938 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $362,711,000 | 42 |
| Unused loan commitments | $170,718,000 | 593 |
| Tier 1 (core) risk-based capital | $181,224,000 | 322 |
| Tier 2 risk-based capital | $457,000 | 5,986 |
| Total risk weighted assets | $459,128,000 | 856 |
| Total unused commitments | $170,718,000 | 593 |
| Derivatives | $40,000,000 | 264 |
| 2004-03-31 | Rank |
| # of Employees: | 690 | 245 |
| Assets and Liabilities |
| Total Assets: | $704,779,000 | 801 |
| Cash and due from depository institutions | $11,216,000 | 245 |
| Interest-bearing balances | $786,000 | 3,318 |
| Securities | $228,341,000 | 613 |
| Federal funds sold & reverse repurchase agreements | $5,325,000 | 2,686 |
| Net loans & leases | $401,256,000 | 900 |
| Loan loss allowance | $458,000 | 6,313 |
| Trading account assets | $-89,000 | 9,129 |
| Bank premises and fixed assets | $20,062,000 | 399 |
| Other real estate owned | $0 | 245 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $38,668,000 | 468 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $704,779,000 | 801 |
| Total liabilities | $535,705,000 | 932 |
| Total deposits | $515,296,000 | 844 |
| Interest-bearing deposits | $472,909,000 | 796 |
| Deposits held in domestic offices | $515,296,000 | 841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $82,000 | 5,612 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $20,327,000 | 396 |
| Total equity capital | $169,074,000 | 377 |
| Total bank equity capital | $169,074,000 | 377 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $77,500,000 | 360 |
| Undivided profits | $86,574,000 | 393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $26,685,000 | 169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $5,436,000 | 474 |
| Earning assets | $635,619,000 | 819 |
| Long-term assets (5+ years) | $13,580,000 | 4,392 |
| Average Assets, year-to-date | $719,240,000 | 777 |
| Average Assets, quarterly | $719,240,000 | 777 |
| Volatile liabilities | $70,801,000 | 1,461 |
| Insider loans | $875,000 | 4,311 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $391,695,000 | 40 |
| Unused loan commitments | $178,097,000 | 569 |
| Tier 1 (core) risk-based capital | $169,790,000 | 338 |
| Tier 2 risk-based capital | $458,000 | 5,947 |
| Total risk weighted assets | $498,452,000 | 770 |
| Total unused commitments | $178,097,000 | 569 |
| Derivatives | $40,000,000 | 268 |
| 2003-12-31 | Rank |
| # of Employees: | 781 | 223 |
| Assets and Liabilities |
| Total Assets: | $733,701,000 | 774 |
| Cash and due from depository institutions | $9,110,000 | 223 |
| Interest-bearing balances | $607,000 | 3,432 |
| Securities | $189,579,000 | 718 |
| Federal funds sold & reverse repurchase agreements | $19,875,000 | 563 |
| Net loans & leases | $446,282,000 | 802 |
| Loan loss allowance | $183,000 | 8,179 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $21,365,000 | 374 |
| Other real estate owned | $0 | 223 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $47,490,000 | 410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $733,701,000 | 774 |
| Total liabilities | $579,456,000 | 860 |
| Total deposits | $556,411,000 | 779 |
| Interest-bearing deposits | $526,002,000 | 720 |
| Deposits held in domestic offices | $556,411,000 | 776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $90,000 | 5,571 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $22,955,000 | 348 |
| Total equity capital | $154,245,000 | 399 |
| Total bank equity capital | $154,245,000 | 399 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $77,500,000 | 368 |
| Undivided profits | $71,745,000 | 437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $36,057,000 | 139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $5,498,000 | 481 |
| Earning assets | $656,343,000 | 784 |
| Long-term assets (5+ years) | $4,065,000 | 6,518 |
| Average Assets, year-to-date | $797,821,400 | 686 |
| Average Assets, quarterly | $742,377,500 | 763 |
| Volatile liabilities | $80,310,000 | 1,324 |
| Insider loans | $28,000 | 7,926 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $437,974,000 | 43 |
| Unused loan commitments | $173,758,000 | 567 |
| Tier 1 (core) risk-based capital | $155,385,000 | 363 |
| Tier 2 risk-based capital | $183,000 | 8,047 |
| Total risk weighted assets | $532,964,000 | 719 |
| Total unused commitments | $173,758,000 | 567 |
| Derivatives | $40,000,000 | 245 |
| 2003-09-30 | Rank |
| # of Employees: | 807 | 225 |
| Assets and Liabilities |
| Total Assets: | $751,054,000 | 769 |
| Cash and due from depository institutions | $11,923,000 | 225 |
| Interest-bearing balances | $266,000 | 4,428 |
| Securities | $170,398,000 | 788 |
| Federal funds sold & reverse repurchase agreements | $7,050,000 | 1,959 |
| Net loans & leases | $494,565,000 | 723 |
| Loan loss allowance | $140,984,000 | 71 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $22,856,000 | 351 |
| Other real estate owned | $0 | 225 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $44,262,000 | 443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $751,054,000 | 769 |
| Total liabilities | $600,543,000 | 852 |
| Total deposits | $580,091,000 | 752 |
| Interest-bearing deposits | $567,735,000 | 660 |
| Deposits held in domestic offices | $580,091,000 | 749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $98,000 | 5,527 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $20,354,000 | 395 |
| Total equity capital | $150,511,000 | 417 |
| Total bank equity capital | $150,511,000 | 417 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $77,500,000 | 377 |
| Undivided profits | $68,011,000 | 468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $44,061,000 | 126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $5,505,000 | 489 |
| Earning assets | $672,279,000 | 783 |
| Long-term assets (5+ years) | $3,959,000 | 6,558 |
| Average Assets, year-to-date | $813,851,500 | 689 |
| Average Assets, quarterly | $774,343,000 | 739 |
| Volatile liabilities | $87,723,000 | 1,203 |
| Insider loans | $28,000 | 7,985 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $188,531,000 | 536 |
| Tier 1 (core) risk-based capital | $152,172,000 | 368 |
| Tier 2 risk-based capital | $8,799,000 | 563 |
| Total risk weighted assets | $571,703,000 | 684 |
| Total unused commitments | $188,531,000 | 538 |
| Derivatives | $40,000,000 | 256 |
| 2003-06-30 | Rank |
| # of Employees: | 783 | 227 |
| Assets and Liabilities |
| Total Assets: | $797,632,000 | 712 |
| Cash and due from depository institutions | $14,979,000 | 227 |
| Interest-bearing balances | $2,894,000 | 2,092 |
| Securities | $157,443,000 | 842 |
| Federal funds sold & reverse repurchase agreements | $7,925,000 | 2,008 |
| Net loans & leases | $541,570,000 | 657 |
| Loan loss allowance | $151,823,000 | 68 |
| Trading account assets | $5,045,000 | 97 |
| Bank premises and fixed assets | $21,649,000 | 369 |
| Other real estate owned | $0 | 227 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $49,021,000 | 400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $797,632,000 | 712 |
| Total liabilities | $656,695,000 | 784 |
| Total deposits | $635,083,000 | 672 |
| Interest-bearing deposits | $623,918,000 | 590 |
| Deposits held in domestic offices | $635,083,000 | 670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $105,000 | 5,598 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $21,507,000 | 398 |
| Total equity capital | $140,937,000 | 428 |
| Total bank equity capital | $140,937,000 | 428 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $77,500,000 | 365 |
| Undivided profits | $58,437,000 | 545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $38,412,000 | 147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $6,328,000 | 425 |
| Earning assets | $714,877,000 | 730 |
| Long-term assets (5+ years) | $4,699,000 | 6,264 |
| Average Assets, year-to-date | $834,784,000 | 667 |
| Average Assets, quarterly | $821,817,500 | 685 |
| Volatile liabilities | $103,916,000 | 1,022 |
| Insider loans | $23,000 | 8,090 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $199,969,000 | 524 |
| Tier 1 (core) risk-based capital | $142,075,000 | 385 |
| Tier 2 risk-based capital | $9,632,000 | 504 |
| Total risk weighted assets | $628,367,000 | 611 |
| Total unused commitments | $199,969,000 | 526 |
| Derivatives | $65,000,000 | 230 |
| 2003-03-31 | Rank |
| # of Employees: | 949 | 199 |
| Assets and Liabilities |
| Total Assets: | $846,003,000 | 654 |
| Cash and due from depository institutions | $13,651,000 | 199 |
| Interest-bearing balances | $1,196,000 | 3,011 |
| Securities | $144,358,000 | 897 |
| Federal funds sold & reverse repurchase agreements | $11,525,000 | 1,465 |
| Net loans & leases | $598,383,000 | 588 |
| Loan loss allowance | $166,041,000 | 66 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $23,451,000 | 346 |
| Other real estate owned | $0 | 199 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $54,635,000 | 369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $846,003,000 | 654 |
| Total liabilities | $711,885,000 | 703 |
| Total deposits | $690,368,000 | 606 |
| Interest-bearing deposits | $680,728,000 | 531 |
| Deposits held in domestic offices | $690,368,000 | 604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $113,000 | 5,441 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $21,404,000 | 406 |
| Total equity capital | $134,118,000 | 439 |
| Total bank equity capital | $134,118,000 | 439 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $77,500,000 | 362 |
| Undivided profits | $51,618,000 | 612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $43,940,000 | 139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $7,353,000 | 382 |
| Earning assets | $755,462,000 | 676 |
| Long-term assets (5+ years) | $9,867,000 | 4,857 |
| Average Assets, year-to-date | $853,360,000 | 645 |
| Average Assets, quarterly | $853,360,000 | 645 |
| Volatile liabilities | $111,229,000 | 949 |
| Insider loans | $20,000 | 8,133 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $217,146,000 | 490 |
| Tier 1 (core) risk-based capital | $134,529,000 | 394 |
| Tier 2 risk-based capital | $10,876,000 | 446 |
| Total risk weighted assets | $714,912,000 | 543 |
| Total unused commitments | $217,146,000 | 490 |
| Derivatives | $90,000,000 | 202 |
| 2002-12-31 | Rank |
| # of Employees: | 1,019 | 192 |
| Assets and Liabilities |
| Total Assets: | $860,717,000 | 635 |
| Cash and due from depository institutions | $11,443,000 | 192 |
| Interest-bearing balances | $270,000 | 4,319 |
| Securities | $97,032,000 | 1,281 |
| Federal funds sold & reverse repurchase agreements | $5,906,000 | 2,427 |
| Net loans & leases | $667,346,000 | 534 |
| Loan loss allowance | $172,681,000 | 64 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $25,190,000 | 316 |
| Other real estate owned | $0 | 192 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $53,800,000 | 363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $860,717,000 | 635 |
| Total liabilities | $731,783,000 | 673 |
| Total deposits | $710,930,000 | 580 |
| Interest-bearing deposits | $703,648,000 | 506 |
| Deposits held in domestic offices | $710,930,000 | 577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,015,000 | 2,449 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $126,000 | 5,561 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $19,712,000 | 408 |
| Total equity capital | $128,934,000 | 445 |
| Total bank equity capital | $128,934,000 | 445 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $77,500,000 | 354 |
| Undivided profits | $46,434,000 | 675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $49,070,000 | 127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $7,055,000 | 411 |
| Earning assets | $770,554,000 | 648 |
| Long-term assets (5+ years) | $6,827,000 | 5,560 |
| Average Assets, year-to-date | $891,743,000 | 587 |
| Average Assets, quarterly | $874,275,500 | 626 |
| Volatile liabilities | $121,146,000 | 867 |
| Insider loans | $25,000 | 8,127 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $230,685,000 | 461 |
| Tier 1 (core) risk-based capital | $129,023,000 | 400 |
| Tier 2 risk-based capital | $11,711,000 | 418 |
| Total risk weighted assets | $775,921,000 | 495 |
| Total unused commitments | $230,685,000 | 461 |
| Derivatives | $90,000,000 | 188 |
| 2001-12-31 | Rank |
| # of Employees: | 1,610 | 132 |
| Assets and Liabilities |
| Total Assets: | $896,183,000 | 595 |
| Cash and due from depository institutions | $13,985,000 | 132 |
| Interest-bearing balances | $1,789,000 | 2,404 |
| Securities | $65,629,000 | 1,705 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 4,575 |
| Net loans & leases | $726,070,000 | 485 |
| Loan loss allowance | $139,417,000 | 76 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $32,411,000 | 252 |
| Other real estate owned | $0 | 132 |
| Goodwill and other intangibles | $7,000 | 3,022 |
| All other assets | $55,831,000 | 345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $896,183,000 | 595 |
| Total liabilities | $762,384,000 | 629 |
| Total deposits | $743,014,000 | 538 |
| Interest-bearing deposits | $734,640,000 | 469 |
| Deposits held in domestic offices | $743,014,000 | 535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $255,000 | 5,229 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $19,115,000 | 410 |
| Total equity capital | $133,799,000 | 406 |
| Total bank equity capital | $133,799,000 | 406 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $77,500,000 | 341 |
| Undivided profits | $51,299,000 | 544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $48,655,000 | 126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $7,217,000 | 425 |
| Earning assets | $795,738,000 | 607 |
| Long-term assets (5+ years) | $9,424,000 | 4,934 |
| Average Assets, year-to-date | $811,912,400 | 624 |
| Average Assets, quarterly | $875,227,500 | 602 |
| Volatile liabilities | $125,527,000 | 818 |
| Insider loans | $3,000 | 8,591 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $210,291,000 | 458 |
| Tier 1 (core) risk-based capital | $130,908,000 | 385 |
| Tier 2 risk-based capital | $11,992,000 | 401 |
| Total risk weighted assets | $831,936,000 | 461 |
| Total unused commitments | $210,291,000 | 460 |
| Derivatives | $115,000,000 | 164 |
| 2000-12-31 | Rank |
| # of Employees: | 1,528 | 140 |
| Assets and Liabilities |
| Total Assets: | $765,091,000 | 663 |
| Cash and due from depository institutions | $10,765,000 | 140 |
| Interest-bearing balances | $526,000 | 2,993 |
| Securities | $111,329,000 | 1,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $562,420,000 | 594 |
| Loan loss allowance | $93,680,000 | 102 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $28,915,000 | 275 |
| Other real estate owned | $0 | 140 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $51,662,000 | 321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $765,091,000 | 663 |
| Total liabilities | $680,867,000 | 673 |
| Total deposits | $610,396,000 | 638 |
| Interest-bearing deposits | $601,515,000 | 560 |
| Deposits held in domestic offices | $610,396,000 | 633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,550,000 | 471 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $516,000 | 4,961 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $23,405,000 | 370 |
| Total equity capital | $84,224,000 | 584 |
| Total bank equity capital | $84,224,000 | 584 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,000,000 | 696 |
| Surplus | $44,500,000 | 490 |
| Undivided profits | $34,724,000 | 775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $35,675,000 | 143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,074,000 | 501 |
| Earning assets | $674,275,000 | 694 |
| Long-term assets (5+ years) | $63,832,000 | 1,343 |
| Average Assets, year-to-date | $702,761,200 | 674 |
| Average Assets, quarterly | $747,409,500 | 666 |
| Volatile liabilities | $146,942,000 | 740 |
| Insider loans | $4,000 | 8,820 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,302,000 | 624 |
| Unused loan commitments | $143,532,000 | 557 |
| Tier 1 (core) risk-based capital | $84,385,000 | 540 |
| Tier 2 risk-based capital | $9,477,540 | 473 |
| Total risk weighted assets | $674,000,840 | 538 |
| Total unused commitments | $143,532,000 | 557 |
| Derivatives | $125,000,000 | 167 |
| 1999-12-31 | Rank |
| # of Employees: | 1,378 | 154 |
| Assets and Liabilities |
| Total Assets: | $630,518,000 | 784 |
| Cash and due from depository institutions | $11,513,000 | 154 |
| Interest-bearing balances | $1,972,000 | 1,759 |
| Securities | $125,255,000 | 925 |
| Federal funds sold & reverse repurchase agreements | $7,025,000 | 1,359 |
| Net loans & leases | $432,694,000 | 744 |
| Loan loss allowance | $54,855,000 | 148 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $24,863,000 | 324 |
| Other real estate owned | $0 | 154 |
| Goodwill and other intangibles | $2,000 | 3,231 |
| All other assets | $29,166,000 | 472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $630,518,000 | 784 |
| Total liabilities | $583,295,000 | 768 |
| Total deposits | $561,840,000 | 676 |
| Interest-bearing deposits | $551,994,000 | 598 |
| Deposits held in domestic offices | $561,840,000 | 671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,654,000 | 4,140 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $19,801,000 | 388 |
| Total equity capital | $47,223,000 | 958 |
| Total bank equity capital | $47,223,000 | 958 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 713 |
| Surplus | $20,000,000 | 931 |
| Undivided profits | $22,223,000 | 1,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $25,748,000 | 168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,660,000 | 594 |
| Earning assets | $566,946,000 | 799 |
| Long-term assets (5+ years) | $71,869,000 | 1,284 |
| Average Assets, year-to-date | $506,695,200 | 922 |
| Average Assets, quarterly | $627,154,500 | 779 |
| Volatile liabilities | $94,486,000 | 1,011 |
| Insider loans | $374,000 | 6,020 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,708,000 | 549 |
| Unused loan commitments | $112,245,000 | 688 |
| Tier 1 (core) risk-based capital | $49,362,000 | 888 |
| Tier 2 risk-based capital | $7,053,140 | 598 |
| Total risk weighted assets | $516,449,440 | 658 |
| Total unused commitments | $112,245,000 | 688 |
| Derivatives | $55,000,000 | 228 |
| 1998-12-31 | Rank |
| # of Employees: | 721 | 254 |
| Assets and Liabilities |
| Total Assets: | $205,938,000 | 2,234 |
| Cash and due from depository institutions | $7,173,000 | 254 |
| Interest-bearing balances | $1,024,000 | 2,829 |
| Securities | $34,616,000 | 3,205 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 7,839 |
| Net loans & leases | $133,802,000 | 2,091 |
| Loan loss allowance | $15,056,000 | 352 |
| Trading account assets | $190,000 | 170 |
| Bank premises and fixed assets | $13,374,000 | 545 |
| Other real estate owned | $0 | 254 |
| Goodwill and other intangibles | $3,000 | 3,377 |
| All other assets | $16,330,000 | 608 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,938,000 | 2,234 |
| Total liabilities | $188,367,000 | 2,201 |
| Total deposits | $175,569,000 | 2,167 |
| Interest-bearing deposits | $166,735,000 | 1,941 |
| Deposits held in domestic offices | $175,569,000 | 2,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,300,000 | 1,078 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,498,000 | 2,523 |
| Total equity capital | $17,571,000 | 2,545 |
| Total bank equity capital | $17,571,000 | 2,545 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $6,000,000 | 2,423 |
| Undivided profits | $9,571,000 | 2,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $7,848,000 | 399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 1,091 |
| Income earned, not collected on loans | $8,211,000 | 300 |
| Earning assets | $170,082,000 | 2,477 |
| Long-term assets (5+ years) | $34,467,000 | 2,137 |
| Average Assets, year-to-date | $163,627,400 | 2,652 |
| Average Assets, quarterly | $192,837,500 | 2,333 |
| Volatile liabilities | $53,431,000 | 1,307 |
| Insider loans | $504,000 | 5,263 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $61,047,000 | 991 |
| Tier 1 (core) risk-based capital | $17,440,000 | 2,448 |
| Tier 2 risk-based capital | $2,301,990 | 1,427 |
| Total risk weighted assets | $171,405,490 | 1,678 |
| Total unused commitments | $61,047,000 | 996 |
| Derivatives | $30,000,000 | 294 |
| 1997-12-31 | Rank |
| # of Employees: | 306 | 575 |
| Assets and Liabilities |
| Total Assets: | $114,150,000 | 3,840 |
| Cash and due from depository institutions | $3,877,000 | 575 |
| Interest-bearing balances | $42,000 | 5,452 |
| Securities | $27,122,000 | 3,951 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $60,277,000 | 4,311 |
| Loan loss allowance | $5,744,000 | 742 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,972,000 | 1,091 |
| Other real estate owned | $36,000 | 575 |
| Goodwill and other intangibles | $3,000 | 3,490 |
| All other assets | $15,863,000 | 618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,150,000 | 3,840 |
| Total liabilities | $105,882,000 | 3,716 |
| Total deposits | $94,794,000 | 3,899 |
| Interest-bearing deposits | $88,289,000 | 3,614 |
| Deposits held in domestic offices | $94,794,000 | 3,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,575,000 | 1,304 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,000,000 | 2,434 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,513,000 | 2,532 |
| Total equity capital | $8,268,000 | 5,076 |
| Total bank equity capital | $8,268,000 | 5,076 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $5,268,000 | 4,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,558,000 | 1,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $343,000 | 412 |
| Income earned, not collected on loans | $3,247,000 | 689 |
| Earning assets | $87,441,000 | 4,518 |
| Long-term assets (5+ years) | $20,785,000 | 2,722 |
| Average Assets, year-to-date | $98,025,200 | 4,230 |
| Average Assets, quarterly | $116,527,500 | 3,717 |
| Volatile liabilities | $26,007,000 | 2,397 |
| Insider loans | $240,000 | 7,111 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,698,000 | 508 |
| Unused loan commitments | $16,039,000 | 2,492 |
| Tier 1 (core) risk-based capital | $8,175,000 | 4,986 |
| Tier 2 risk-based capital | $1,146,930 | 2,583 |
| Total risk weighted assets | $87,157,130 | 3,163 |
| Total unused commitments | $16,039,000 | 2,499 |
| Derivatives | $5,000,000 | 431 |
| 1996-12-31 | Rank |
| # of Employees: | 115 | 1,629 |
| Assets and Liabilities |
| Total Assets: | $74,714,000 | 5,585 |
| Cash and due from depository institutions | $4,924,000 | 1,629 |
| Interest-bearing balances | $1,340,000 | 2,066 |
| Securities | $15,061,000 | 6,403 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 7,205 |
| Net loans & leases | $44,857,000 | 5,432 |
| Loan loss allowance | $3,528,000 | 1,163 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,793,000 | 2,786 |
| Other real estate owned | $0 | 1,629 |
| Goodwill and other intangibles | $3,000 | 3,365 |
| All other assets | $6,476,000 | 1,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,714,000 | 5,585 |
| Total liabilities | $67,014,000 | 5,595 |
| Total deposits | $61,308,000 | 5,746 |
| Interest-bearing deposits | $50,988,000 | 5,881 |
| Deposits held in domestic offices | $61,308,000 | 5,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,706,000 | 901 |
| Total equity capital | $7,700,000 | 5,401 |
| Total bank equity capital | $7,700,000 | 5,401 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $4,700,000 | 4,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $629,000 | 3,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $148,000 | 763 |
| Income earned, not collected on loans | $1,661,000 | 1,297 |
| Earning assets | $61,858,000 | 6,034 |
| Long-term assets (5+ years) | $11,737,000 | 3,828 |
| Average Assets, year-to-date | $68,773,200 | 5,776 |
| Average Assets, quarterly | $71,593,000 | 5,714 |
| Volatile liabilities | $7,465,000 | 5,848 |
| Insider loans | $271,000 | 7,079 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,171,000 | 416 |
| Unused loan commitments | $15,284,000 | 2,502 |
| Tier 1 (core) risk-based capital | $7,693,000 | 5,307 |
| Tier 2 risk-based capital | $739,450 | 3,891 |
| Total risk weighted assets | $56,367,450 | 4,630 |
| Total unused commitments | $15,284,000 | 2,515 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 43 | 4,413 |
| Assets and Liabilities |
| Total Assets: | $71,792,000 | 5,841 |
| Cash and due from depository institutions | $5,102,000 | 4,413 |
| Interest-bearing balances | $2,310,000 | 1,658 |
| Securities | $12,749,000 | 7,354 |
| Federal funds sold & reverse repurchase agreements | $2,225,000 | 5,236 |
| Net loans & leases | $45,380,000 | 5,338 |
| Loan loss allowance | $390,000 | 7,087 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,384,000 | 3,157 |
| Other real estate owned | $0 | 4,413 |
| Goodwill and other intangibles | $22,000 | 2,851 |
| All other assets | $3,930,000 | 1,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,792,000 | 5,841 |
| Total liabilities | $65,076,000 | 5,785 |
| Total deposits | $63,704,000 | 5,669 |
| Interest-bearing deposits | $53,671,000 | 5,774 |
| Deposits held in domestic offices | $63,704,000 | 5,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $15,000 | 4,967 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,357,000 | 2,856 |
| Total equity capital | $6,716,000 | 6,041 |
| Total bank equity capital | $6,716,000 | 6,041 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $3,716,000 | 5,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $461,000 | 4,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $255,000 | 493 |
| Income earned, not collected on loans | $1,271,000 | 1,777 |
| Earning assets | $62,664,000 | 6,044 |
| Long-term assets (5+ years) | $6,986,000 | 4,948 |
| Average Assets, year-to-date | $66,085,000 | 5,997 |
| Average Assets, quarterly | $70,996,500 | 5,828 |
| Volatile liabilities | $10,221,000 | 4,510 |
| Insider loans | $373,000 | 6,453 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,109,000 | 580 |
| Unused loan commitments | $4,472,000 | 5,266 |
| Tier 1 (core) risk-based capital | $6,539,000 | 6,023 |
| Tier 2 risk-based capital | $390,000 | 6,296 |
| Total risk weighted assets | $52,643,800 | 4,829 |
| Total unused commitments | $4,472,000 | 5,277 |
| Derivatives | $0 | 628 |
