BankFIRST, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $17,946,000 | 1,076 |
| Total interest expense | $907,000 | 2,279 |
| Net interest income | $17,039,000 | 990 |
| Provision for loan and lease losses | $517,000 | 1,112 |
| Total noninterest income | $2,035,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $938,000 | 1,062 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,097,000 | 1,827 |
| Total noninterest expense | $16,850,000 | 894 |
| Salaries and employee benefits | $9,382,000 | 880 |
| Premises and equipment expense | $2,280,000 | 816 |
| Additional noninterest expense | $5,188,000 | 934 |
| Pre-tax net operating income | $1,707,000 | 2,796 |
| Securities gains (losses) | $1,754,000 | 97 |
| Applicable income taxes | $1,112,000 | 1,209 |
| Income before extraordinary items | $2,349,000 | 1,945 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,349,000 | 1,946 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,349,000 | 1,944 |
| Net charge-offs | $1,429,000 | 506 |
| Cash dividends | $1,000,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $901,000 | 159 |
| Net operating income | $1,156,280 | 3,182 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,890,000 | 1,078 |
| Total interest expense | $599,000 | 2,329 |
| Net interest income | $11,291,000 | 988 |
| Provision for loan and lease losses | $363,000 | 1,083 |
| Total noninterest income | $1,371,000 | 1,649 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $632,000 | 1,037 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $739,000 | 1,792 |
| Total noninterest expense | $9,696,000 | 1,047 |
| Salaries and employee benefits | $4,940,000 | 1,108 |
| Premises and equipment expense | $1,521,000 | 821 |
| Additional noninterest expense | $3,235,000 | 1,003 |
| Pre-tax net operating income | $2,603,000 | 1,443 |
| Securities gains (losses) | $9,000 | 1,986 |
| Applicable income taxes | $876,000 | 1,061 |
| Income before extraordinary items | $1,736,000 | 1,735 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,736,000 | 1,738 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,736,000 | 1,737 |
| Net charge-offs | $949,000 | 522 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $231,000 | 271 |
| Net operating income | $1,730,060 | 1,702 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,857,000 | 1,093 |
| Total interest expense | $300,000 | 2,355 |
| Net interest income | $5,557,000 | 1,002 |
| Provision for loan and lease losses | $133,000 | 1,385 |
| Total noninterest income | $703,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $311,000 | 1,032 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $392,000 | 1,679 |
| Total noninterest expense | $4,950,000 | 1,036 |
| Salaries and employee benefits | $2,518,000 | 1,099 |
| Premises and equipment expense | $776,000 | 824 |
| Additional noninterest expense | $1,656,000 | 967 |
| Pre-tax net operating income | $1,177,000 | 1,538 |
| Securities gains (losses) | $9,000 | 1,195 |
| Applicable income taxes | $393,000 | 1,093 |
| Income before extraordinary items | $793,000 | 1,827 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $793,000 | 1,831 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $793,000 | 1,830 |
| Net charge-offs | $565,000 | 450 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 243 |
| Net operating income | $786,970 | 1,796 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,770,000 | 1,128 |
| Total interest expense | $1,318,000 | 2,401 |
| Net interest income | $21,452,000 | 1,022 |
| Provision for loan and lease losses | $1,435,000 | 823 |
| Total noninterest income | $4,045,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,380,000 | 998 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,665,000 | 1,242 |
| Total noninterest expense | $19,925,000 | 1,026 |
| Salaries and employee benefits | $9,756,000 | 1,115 |
| Premises and equipment expense | $3,183,000 | 765 |
| Additional noninterest expense | $6,986,000 | 967 |
| Pre-tax net operating income | $4,137,000 | 1,677 |
| Securities gains (losses) | $51,000 | 1,783 |
| Applicable income taxes | $853,000 | 1,620 |
| Income before extraordinary items | $3,335,000 | 1,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,335,000 | 1,740 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,335,000 | 1,740 |
| Net charge-offs | $1,262,000 | 1,060 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $377,000 | 323 |
| Net operating income | $3,294,200 | 1,722 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $16,892,000 | 1,146 |
| Total interest expense | $1,003,000 | 2,439 |
| Net interest income | $15,889,000 | 1,037 |
| Provision for loan and lease losses | $1,330,000 | 711 |
| Total noninterest income | $2,996,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,039,000 | 996 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,957,000 | 1,295 |
| Total noninterest expense | $14,813,000 | 1,037 |
| Salaries and employee benefits | $7,140,000 | 1,149 |
| Premises and equipment expense | $2,294,000 | 805 |
| Additional noninterest expense | $5,379,000 | 941 |
| Pre-tax net operating income | $2,742,000 | 1,896 |
| Securities gains (losses) | $51,000 | 1,644 |
| Applicable income taxes | $379,000 | 2,192 |
| Income before extraordinary items | $2,414,000 | 1,820 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,414,000 | 1,824 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,414,000 | 1,825 |
| Net charge-offs | $1,091,000 | 935 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $324,000 | 275 |
| Net operating income | $2,370,140 | 1,802 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,191,000 | 1,145 |
| Total interest expense | $682,000 | 2,446 |
| Net interest income | $10,509,000 | 1,039 |
| Provision for loan and lease losses | $1,134,000 | 621 |
| Total noninterest income | $1,883,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $700,000 | 962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,183,000 | 1,414 |
| Total noninterest expense | $9,791,000 | 1,039 |
| Salaries and employee benefits | $4,718,000 | 1,166 |
| Premises and equipment expense | $1,516,000 | 811 |
| Additional noninterest expense | $3,557,000 | 947 |
| Pre-tax net operating income | $1,467,000 | 2,232 |
| Securities gains (losses) | $51,000 | 1,510 |
| Applicable income taxes | $496,000 | 1,520 |
| Income before extraordinary items | $1,022,000 | 2,603 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,022,000 | 2,608 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,022,000 | 2,608 |
| Net charge-offs | $1,329,000 | 630 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $221,000 | 253 |
| Net operating income | $987,830 | 2,573 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,525,000 | 1,165 |
| Total interest expense | $347,000 | 2,465 |
| Net interest income | $5,178,000 | 1,057 |
| Provision for loan and lease losses | $334,000 | 915 |
| Total noninterest income | $680,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $364,000 | 911 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $316,000 | 2,154 |
| Total noninterest expense | $4,913,000 | 1,045 |
| Salaries and employee benefits | $2,320,000 | 1,183 |
| Premises and equipment expense | $759,000 | 817 |
| Additional noninterest expense | $1,834,000 | 926 |
| Pre-tax net operating income | $611,000 | 2,525 |
| Securities gains (losses) | $49,000 | 931 |
| Applicable income taxes | $213,000 | 1,649 |
| Income before extraordinary items | $447,000 | 2,808 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $447,000 | 2,811 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $447,000 | 2,810 |
| Net charge-offs | $726,000 | 597 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 221 |
| Net operating income | $413,680 | 2,887 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $25,094,000 | 1,064 |
| Total interest expense | $2,707,000 | 1,640 |
| Net interest income | $22,387,000 | 973 |
| Provision for loan and lease losses | $1,771,000 | 1,176 |
| Total noninterest income | $2,572,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,427,000 | 1,000 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,145,000 | 2,208 |
| Total noninterest expense | $23,128,000 | 876 |
| Salaries and employee benefits | $10,014,000 | 1,051 |
| Premises and equipment expense | $3,220,000 | 745 |
| Additional noninterest expense | $9,894,000 | 719 |
| Pre-tax net operating income | $60,000 | 6,015 |
| Securities gains (losses) | $2,017,000 | 261 |
| Applicable income taxes | $583,000 | 2,024 |
| Income before extraordinary items | $1,494,000 | 3,138 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,494,000 | 3,138 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,494,000 | 3,138 |
| Net charge-offs | $2,269,000 | 1,054 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $443,000 | 328 |
| Net operating income | $41,760 | 6,063 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $18,766,000 | 1,086 |
| Total interest expense | $2,187,000 | 1,594 |
| Net interest income | $16,579,000 | 999 |
| Provision for loan and lease losses | $987,000 | 1,453 |
| Total noninterest income | $1,751,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,041,000 | 1,031 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $710,000 | 2,439 |
| Total noninterest expense | $16,402,000 | 922 |
| Salaries and employee benefits | $7,465,000 | 1,054 |
| Premises and equipment expense | $2,431,000 | 746 |
| Additional noninterest expense | $6,506,000 | 804 |
| Pre-tax net operating income | $941,000 | 3,744 |
| Securities gains (losses) | $810,000 | 498 |
| Applicable income taxes | $494,000 | 1,956 |
| Income before extraordinary items | $1,257,000 | 2,970 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,257,000 | 2,970 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,257,000 | 2,969 |
| Net charge-offs | $1,066,000 | 1,398 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $325,000 | 291 |
| Net operating income | $673,800 | 3,989 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,754,000 | 1,077 |
| Total interest expense | $1,489,000 | 1,618 |
| Net interest income | $11,265,000 | 981 |
| Provision for loan and lease losses | $798,000 | 1,302 |
| Total noninterest income | $1,139,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $685,000 | 1,034 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $454,000 | 2,462 |
| Total noninterest expense | $11,436,000 | 870 |
| Salaries and employee benefits | $5,077,000 | 1,025 |
| Premises and equipment expense | $1,634,000 | 739 |
| Additional noninterest expense | $4,725,000 | 735 |
| Pre-tax net operating income | $170,000 | 5,478 |
| Securities gains (losses) | $810,000 | 344 |
| Applicable income taxes | $253,000 | 2,231 |
| Income before extraordinary items | $727,000 | 3,258 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $727,000 | 3,256 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $727,000 | 3,258 |
| Net charge-offs | $886,000 | 1,244 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $206,000 | 267 |
| Net operating income | $127,600 | 5,594 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,196,000 | 1,113 |
| Total interest expense | $766,000 | 1,636 |
| Net interest income | $5,430,000 | 1,013 |
| Provision for loan and lease losses | $366,000 | 1,331 |
| Total noninterest income | $404,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $337,000 | 1,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 4,295 |
| Total noninterest expense | $5,936,000 | 831 |
| Salaries and employee benefits | $2,707,000 | 961 |
| Premises and equipment expense | $844,000 | 719 |
| Additional noninterest expense | $2,385,000 | 725 |
| Pre-tax net operating income | $-468,000 | 7,024 |
| Securities gains (losses) | $632,000 | 222 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $160,000 | 4,739 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $160,000 | 4,742 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $160,000 | 4,743 |
| Net charge-offs | $473,000 | 1,136 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 230 |
| Net operating income | $-459,360 | 7,031 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $23,077,000 | 1,239 |
| Total interest expense | $3,330,000 | 1,772 |
| Net interest income | $19,747,000 | 1,129 |
| Provision for loan and lease losses | $2,066,000 | 1,536 |
| Total noninterest income | $2,046,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,424,000 | 1,037 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $622,000 | 2,808 |
| Total noninterest expense | $19,085,000 | 1,028 |
| Salaries and employee benefits | $8,519,000 | 1,169 |
| Premises and equipment expense | $2,973,000 | 847 |
| Additional noninterest expense | $7,593,000 | 932 |
| Pre-tax net operating income | $642,000 | 4,413 |
| Securities gains (losses) | $-4,000 | 6,806 |
| Applicable income taxes | $-62,000 | 6,765 |
| Income before extraordinary items | $700,000 | 4,160 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $700,000 | 4,163 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $700,000 | 4,163 |
| Net charge-offs | $3,926,000 | 991 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $346,000 | 457 |
| Net operating income | $704,000 | 4,022 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,378,000 | 1,249 |
| Total interest expense | $2,563,000 | 1,796 |
| Net interest income | $14,815,000 | 1,133 |
| Provision for loan and lease losses | $1,541,000 | 1,489 |
| Total noninterest income | $1,636,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,061,000 | 1,047 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $575,000 | 2,481 |
| Total noninterest expense | $14,231,000 | 1,044 |
| Salaries and employee benefits | $6,392,000 | 1,164 |
| Premises and equipment expense | $2,240,000 | 849 |
| Additional noninterest expense | $5,599,000 | 946 |
| Pre-tax net operating income | $679,000 | 4,025 |
| Securities gains (losses) | $-4,000 | 6,937 |
| Applicable income taxes | $33,000 | 3,826 |
| Income before extraordinary items | $642,000 | 3,903 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $642,000 | 3,905 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $642,000 | 3,905 |
| Net charge-offs | $3,385,000 | 861 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 418 |
| Net operating income | $645,800 | 3,788 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,618,000 | 1,251 |
| Total interest expense | $1,732,000 | 1,840 |
| Net interest income | $9,886,000 | 1,129 |
| Provision for loan and lease losses | $976,000 | 1,516 |
| Total noninterest income | $1,095,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $710,000 | 1,028 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $385,000 | 2,489 |
| Total noninterest expense | $9,719,000 | 1,033 |
| Salaries and employee benefits | $4,304,000 | 1,165 |
| Premises and equipment expense | $1,496,000 | 858 |
| Additional noninterest expense | $3,919,000 | 922 |
| Pre-tax net operating income | $286,000 | 4,680 |
| Securities gains (losses) | $-4,000 | 6,995 |
| Applicable income taxes | $-44,000 | 7,016 |
| Income before extraordinary items | $326,000 | 4,325 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $326,000 | 4,324 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $326,000 | 4,326 |
| Net charge-offs | $1,530,000 | 1,101 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 349 |
| Net operating income | $330,000 | 4,214 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,755,000 | 1,266 |
| Total interest expense | $887,000 | 1,864 |
| Net interest income | $4,868,000 | 1,150 |
| Provision for loan and lease losses | $604,000 | 1,244 |
| Total noninterest income | $631,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $355,000 | 1,013 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $276,000 | 2,016 |
| Total noninterest expense | $4,863,000 | 1,023 |
| Salaries and employee benefits | $2,110,000 | 1,195 |
| Premises and equipment expense | $748,000 | 882 |
| Additional noninterest expense | $2,005,000 | 895 |
| Pre-tax net operating income | $32,000 | 5,971 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-64,000 | 7,225 |
| Income before extraordinary items | $96,000 | 5,065 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $96,000 | 5,063 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $96,000 | 5,065 |
| Net charge-offs | $1,387,000 | 684 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 306 |
| Net operating income | $96,000 | 5,008 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,177,000 | 1,225 |
| Total interest expense | $4,593,000 | 1,774 |
| Net interest income | $20,584,000 | 1,083 |
| Provision for loan and lease losses | $4,788,000 | 1,186 |
| Total noninterest income | $1,396,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,549,000 | 975 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-153,000 | 7,242 |
| Total noninterest expense | $19,828,000 | 1,006 |
| Salaries and employee benefits | $8,253,000 | 1,197 |
| Premises and equipment expense | $3,230,000 | 800 |
| Additional noninterest expense | $8,345,000 | 886 |
| Pre-tax net operating income | $-2,636,000 | 6,872 |
| Securities gains (losses) | $493,000 | 905 |
| Applicable income taxes | $-1,110,000 | 7,340 |
| Income before extraordinary items | $-1,033,000 | 6,601 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,033,000 | 6,602 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,033,000 | 6,602 |
| Net charge-offs | $4,808,000 | 1,061 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $312,000 | 543 |
| Net operating income | $-1,348,520 | 6,682 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,153,000 | 1,230 |
| Total interest expense | $3,592,000 | 1,776 |
| Net interest income | $15,561,000 | 1,074 |
| Provision for loan and lease losses | $4,232,000 | 995 |
| Total noninterest income | $585,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,156,000 | 1,013 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-571,000 | 7,592 |
| Total noninterest expense | $15,033,000 | 980 |
| Salaries and employee benefits | $6,228,000 | 1,177 |
| Premises and equipment expense | $2,470,000 | 780 |
| Additional noninterest expense | $6,335,000 | 854 |
| Pre-tax net operating income | $-3,119,000 | 7,217 |
| Securities gains (losses) | $400,000 | 892 |
| Applicable income taxes | $-1,243,000 | 7,538 |
| Income before extraordinary items | $-1,476,000 | 7,042 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,476,000 | 7,041 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,476,000 | 7,042 |
| Net charge-offs | $3,351,000 | 1,042 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 534 |
| Net operating income | $-1,732,000 | 7,066 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,844,000 | 1,238 |
| Total interest expense | $2,499,000 | 1,769 |
| Net interest income | $10,345,000 | 1,081 |
| Provision for loan and lease losses | $3,623,000 | 822 |
| Total noninterest income | $-37,000 | 7,587 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $754,000 | 1,045 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-791,000 | 7,746 |
| Total noninterest expense | $10,088,000 | 974 |
| Salaries and employee benefits | $4,215,000 | 1,169 |
| Premises and equipment expense | $1,641,000 | 801 |
| Additional noninterest expense | $4,232,000 | 849 |
| Pre-tax net operating income | $-3,403,000 | 7,430 |
| Securities gains (losses) | $317,000 | 683 |
| Applicable income taxes | $-1,297,000 | 7,642 |
| Income before extraordinary items | $-1,789,000 | 7,302 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,789,000 | 7,301 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,789,000 | 7,302 |
| Net charge-offs | $2,469,000 | 965 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 444 |
| Net operating income | $-1,991,880 | 7,324 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,295,000 | 1,281 |
| Total interest expense | $1,281,000 | 1,808 |
| Net interest income | $5,014,000 | 1,123 |
| Provision for loan and lease losses | $410,000 | 2,042 |
| Total noninterest income | $259,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $381,000 | 1,036 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-122,000 | 7,759 |
| Total noninterest expense | $4,987,000 | 997 |
| Salaries and employee benefits | $2,112,000 | 1,178 |
| Premises and equipment expense | $842,000 | 797 |
| Additional noninterest expense | $2,033,000 | 880 |
| Pre-tax net operating income | $-124,000 | 6,710 |
| Securities gains (losses) | $291,000 | 401 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $156,000 | 4,324 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $156,000 | 4,325 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $156,000 | 4,323 |
| Net charge-offs | $650,000 | 1,392 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 362 |
| Net operating income | $-114,630 | 6,737 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,248,000 | 1,270 |
| Total interest expense | $6,896,000 | 1,710 |
| Net interest income | $20,352,000 | 1,075 |
| Provision for loan and lease losses | $5,936,000 | 1,252 |
| Total noninterest income | $1,510,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,620,000 | 1,073 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-110,000 | 7,604 |
| Total noninterest expense | $20,201,000 | 1,035 |
| Salaries and employee benefits | $8,222,000 | 1,194 |
| Premises and equipment expense | $3,241,000 | 831 |
| Additional noninterest expense | $8,738,000 | 905 |
| Pre-tax net operating income | $-4,275,000 | 7,097 |
| Securities gains (losses) | $84,000 | 2,282 |
| Applicable income taxes | $-1,738,000 | 7,476 |
| Income before extraordinary items | $-2,453,000 | 6,877 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,453,000 | 6,874 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,453,000 | 6,875 |
| Net charge-offs | $6,841,000 | 915 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 670 |
| Net operating income | $-2,506,760 | 6,893 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,537,000 | 1,286 |
| Total interest expense | $5,473,000 | 1,691 |
| Net interest income | $15,064,000 | 1,095 |
| Provision for loan and lease losses | $5,166,000 | 1,020 |
| Total noninterest income | $1,191,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,192,000 | 1,088 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,000 | 7,636 |
| Total noninterest expense | $15,231,000 | 1,014 |
| Salaries and employee benefits | $6,296,000 | 1,180 |
| Premises and equipment expense | $2,482,000 | 832 |
| Additional noninterest expense | $6,453,000 | 872 |
| Pre-tax net operating income | $-4,142,000 | 7,424 |
| Securities gains (losses) | $84,000 | 1,958 |
| Applicable income taxes | $-1,693,000 | 7,683 |
| Income before extraordinary items | $-2,365,000 | 7,266 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,365,000 | 7,265 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,365,000 | 7,266 |
| Net charge-offs | $5,475,000 | 764 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 606 |
| Net operating income | $-2,418,760 | 7,269 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,672,000 | 1,315 |
| Total interest expense | $3,858,000 | 1,687 |
| Net interest income | $9,814,000 | 1,132 |
| Provision for loan and lease losses | $4,633,000 | 792 |
| Total noninterest income | $486,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $765,000 | 1,112 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-279,000 | 8,044 |
| Total noninterest expense | $10,435,000 | 1,010 |
| Salaries and employee benefits | $4,316,000 | 1,174 |
| Premises and equipment expense | $1,626,000 | 870 |
| Additional noninterest expense | $4,493,000 | 851 |
| Pre-tax net operating income | $-4,768,000 | 7,733 |
| Securities gains (losses) | $84,000 | 1,604 |
| Applicable income taxes | $-1,876,000 | 7,882 |
| Income before extraordinary items | $-2,808,000 | 7,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,808,000 | 7,612 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,808,000 | 7,612 |
| Net charge-offs | $4,786,000 | 600 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 573 |
| Net operating income | $-2,861,760 | 7,628 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 1,316 |
| Total interest expense | $2,035,000 | 1,667 |
| Net interest income | $4,870,000 | 1,123 |
| Provision for loan and lease losses | $4,017,000 | 472 |
| Total noninterest income | $-105,000 | 8,157 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $367,000 | 1,132 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-472,000 | 8,194 |
| Total noninterest expense | $5,372,000 | 953 |
| Salaries and employee benefits | $2,218,000 | 1,139 |
| Premises and equipment expense | $798,000 | 890 |
| Additional noninterest expense | $2,356,000 | 721 |
| Pre-tax net operating income | $-4,624,000 | 8,014 |
| Securities gains (losses) | $99,000 | 1,003 |
| Applicable income taxes | $-1,764,000 | 8,074 |
| Income before extraordinary items | $-2,761,000 | 7,964 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,761,000 | 7,965 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,761,000 | 7,965 |
| Net charge-offs | $2,094,000 | 591 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 483 |
| Net operating income | $-2,824,360 | 7,969 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $31,652,000 | 1,208 |
| Total interest expense | $9,850,000 | 1,648 |
| Net interest income | $21,802,000 | 985 |
| Provision for loan and lease losses | $7,602,000 | 739 |
| Total noninterest income | $2,446,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,782,000 | 1,004 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $664,000 | 2,729 |
| Total noninterest expense | $21,916,000 | 900 |
| Salaries and employee benefits | $9,166,000 | 1,070 |
| Premises and equipment expense | $3,293,000 | 836 |
| Additional noninterest expense | $9,457,000 | 713 |
| Pre-tax net operating income | $-5,270,000 | 7,817 |
| Securities gains (losses) | $12,000 | 2,444 |
| Applicable income taxes | $-2,363,000 | 7,963 |
| Income before extraordinary items | $-2,895,000 | 7,587 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,895,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,178,000 | 575 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 760 |
| Net operating income | $-2,902,680 | 7,664 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,133,000 | 1,218 |
| Total interest expense | $7,433,000 | 1,702 |
| Net interest income | $16,700,000 | 970 |
| Provision for loan and lease losses | $6,997,000 | 518 |
| Total noninterest income | $1,698,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,369,000 | 986 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $329,000 | 3,529 |
| Total noninterest expense | $16,867,000 | 877 |
| Salaries and employee benefits | $7,160,000 | 1,068 |
| Premises and equipment expense | $2,415,000 | 858 |
| Additional noninterest expense | $7,292,000 | 658 |
| Pre-tax net operating income | $-5,466,000 | 8,144 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $-2,387,000 | 8,208 |
| Income before extraordinary items | $-3,067,000 | 8,023 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,067,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,232,000 | 380 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 648 |
| Net operating income | $-3,074,680 | 8,080 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,404,000 | 1,206 |
| Total interest expense | $4,941,000 | 1,791 |
| Net interest income | $11,463,000 | 940 |
| Provision for loan and lease losses | $6,893,000 | 344 |
| Total noninterest income | $725,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $936,000 | 938 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-211,000 | 8,401 |
| Total noninterest expense | $11,541,000 | 845 |
| Salaries and employee benefits | $4,953,000 | 1,040 |
| Premises and equipment expense | $1,595,000 | 868 |
| Additional noninterest expense | $4,993,000 | 625 |
| Pre-tax net operating income | $-6,246,000 | 8,315 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-2,579,000 | 8,349 |
| Income before extraordinary items | $-3,667,000 | 8,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,667,000 | 8,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,092,000 | 414 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 653 |
| Net operating income | $-3,667,000 | 8,278 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,859,000 | 1,754 |
| Total interest expense | $1,706,000 | 2,573 |
| Net interest income | $4,153,000 | 1,333 |
| Provision for loan and lease losses | $268,000 | 1,522 |
| Total noninterest income | $680,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $449,000 | 961 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $231,000 | 2,342 |
| Total noninterest expense | $4,357,000 | 1,114 |
| Salaries and employee benefits | $1,778,000 | 1,499 |
| Premises and equipment expense | $689,000 | 1,008 |
| Additional noninterest expense | $1,890,000 | 770 |
| Pre-tax net operating income | $208,000 | 4,882 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-39,000 | 7,987 |
| Income before extraordinary items | $247,000 | 4,218 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $247,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,745 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 514 |
| Net operating income | $247,000 | 4,120 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,543,000 | 2,352 |
| Total interest expense | $5,510,000 | 3,215 |
| Net interest income | $12,033,000 | 1,884 |
| Provision for loan and lease losses | $757,000 | 1,732 |
| Total noninterest income | $2,014,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,350,000 | 1,325 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $664,000 | 2,839 |
| Total noninterest expense | $13,899,000 | 1,332 |
| Salaries and employee benefits | $5,531,000 | 1,823 |
| Premises and equipment expense | $2,130,000 | 1,245 |
| Additional noninterest expense | $6,238,000 | 905 |
| Pre-tax net operating income | $-609,000 | 7,878 |
| Securities gains (losses) | $-19,000 | 7,745 |
| Applicable income taxes | $-394,000 | 8,266 |
| Income before extraordinary items | $-234,000 | 7,733 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-234,000 | 7,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,731 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-221,840 | 7,707 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,435,000 | 2,639 |
| Total interest expense | $3,526,000 | 3,625 |
| Net interest income | $7,909,000 | 2,156 |
| Provision for loan and lease losses | $566,000 | 1,414 |
| Total noninterest income | $1,335,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $874,000 | 1,506 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $461,000 | 2,974 |
| Total noninterest expense | $8,950,000 | 1,525 |
| Salaries and employee benefits | $3,931,000 | 1,911 |
| Premises and equipment expense | $1,316,000 | 1,513 |
| Additional noninterest expense | $3,703,000 | 1,116 |
| Pre-tax net operating income | $-272,000 | 7,943 |
| Securities gains (losses) | $-19,000 | 7,946 |
| Applicable income taxes | $-228,000 | 8,338 |
| Income before extraordinary items | $-63,000 | 7,805 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-63,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,619 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-50,840 | 7,764 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 3,825 |
| Total interest expense | $1,441,000 | 4,912 |
| Net interest income | $3,485,000 | 3,140 |
| Provision for loan and lease losses | $945,000 | 616 |
| Total noninterest income | $608,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $384,000 | 2,197 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $224,000 | 3,568 |
| Total noninterest expense | $4,525,000 | 2,043 |
| Salaries and employee benefits | $2,493,000 | 2,050 |
| Premises and equipment expense | $562,000 | 2,305 |
| Additional noninterest expense | $1,470,000 | 1,843 |
| Pre-tax net operating income | $-1,377,000 | 8,511 |
| Securities gains (losses) | $-13,000 | 8,051 |
| Applicable income taxes | $-605,000 | 8,561 |
| Income before extraordinary items | $-785,000 | 8,436 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-785,000 | 8,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,140 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-776,680 | 8,422 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,103,000 | 1,767 |
| Total interest expense | $1,686,000 | 2,692 |
| Net interest income | $4,417,000 | 1,294 |
| Provision for loan and lease losses | $335,000 | 727 |
| Total noninterest income | $719,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $463,000 | 937 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $256,000 | 2,186 |
| Total noninterest expense | $3,209,000 | 1,447 |
| Salaries and employee benefits | $1,770,000 | 1,466 |
| Premises and equipment expense | $616,000 | 1,085 |
| Additional noninterest expense | $823,000 | 1,628 |
| Pre-tax net operating income | $1,592,000 | 1,463 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,592,000 | 1,105 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,592,000 | 1,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,592,000 | 1,088 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,265,000 | 1,736 |
| Total interest expense | $5,686,000 | 2,714 |
| Net interest income | $17,579,000 | 1,295 |
| Provision for loan and lease losses | $325,000 | 2,629 |
| Total noninterest income | $2,736,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,680,000 | 1,051 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,056,000 | 2,141 |
| Total noninterest expense | $12,807,000 | 1,394 |
| Salaries and employee benefits | $7,080,000 | 1,377 |
| Premises and equipment expense | $2,352,000 | 1,072 |
| Additional noninterest expense | $3,375,000 | 1,562 |
| Pre-tax net operating income | $7,183,000 | 1,371 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $7,190,000 | 1,040 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,190,000 | 1,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,037 |
| Cash dividends | $4,000,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,222 |
| Net operating income | $7,183,000 | 1,029 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,114,000 | 1,754 |
| Total interest expense | $4,098,000 | 2,716 |
| Net interest income | $13,016,000 | 1,333 |
| Provision for loan and lease losses | $104,000 | 4,035 |
| Total noninterest income | $1,941,000 | 1,843 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,233,000 | 1,079 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $708,000 | 2,306 |
| Total noninterest expense | $9,436,000 | 1,432 |
| Salaries and employee benefits | $5,157,000 | 1,435 |
| Premises and equipment expense | $1,742,000 | 1,096 |
| Additional noninterest expense | $2,537,000 | 1,556 |
| Pre-tax net operating income | $5,417,000 | 1,407 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $5,418,000 | 1,067 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,418,000 | 1,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,018 |
| Net operating income | $5,417,000 | 1,058 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,058,000 | 1,783 |
| Total interest expense | $2,554,000 | 2,763 |
| Net interest income | $8,504,000 | 1,356 |
| Provision for loan and lease losses | $68,000 | 3,941 |
| Total noninterest income | $1,252,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $804,000 | 1,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $448,000 | 2,368 |
| Total noninterest expense | $6,184,000 | 1,454 |
| Salaries and employee benefits | $3,397,000 | 1,457 |
| Premises and equipment expense | $1,130,000 | 1,134 |
| Additional noninterest expense | $1,657,000 | 1,584 |
| Pre-tax net operating income | $3,504,000 | 1,439 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $3,505,000 | 1,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,505,000 | 1,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,811 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 862 |
| Net operating income | $3,504,000 | 1,083 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,325,000 | 1,809 |
| Total interest expense | $1,188,000 | 2,825 |
| Net interest income | $4,137,000 | 1,388 |
| Provision for loan and lease losses | $56,000 | 2,988 |
| Total noninterest income | $604,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $383,000 | 1,133 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $221,000 | 2,348 |
| Total noninterest expense | $3,002,000 | 1,499 |
| Salaries and employee benefits | $1,634,000 | 1,526 |
| Premises and equipment expense | $555,000 | 1,160 |
| Additional noninterest expense | $813,000 | 1,602 |
| Pre-tax net operating income | $1,683,000 | 1,466 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,684,000 | 1,111 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,684,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,683,000 | 1,094 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,516,000 | 1,918 |
| Total interest expense | $3,108,000 | 3,233 |
| Net interest income | $14,408,000 | 1,520 |
| Provision for loan and lease losses | $376,000 | 2,380 |
| Total noninterest income | $2,627,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,650,000 | 1,075 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $977,000 | 2,252 |
| Total noninterest expense | $11,684,000 | 1,475 |
| Salaries and employee benefits | $6,099,000 | 1,538 |
| Premises and equipment expense | $2,105,000 | 1,160 |
| Additional noninterest expense | $3,480,000 | 1,462 |
| Pre-tax net operating income | $4,975,000 | 1,879 |
| Securities gains (losses) | $-9,000 | 7,501 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $4,966,000 | 1,426 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,966,000 | 1,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,766 |
| Cash dividends | $3,902,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,975,000 | 1,405 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,597,000 | 1,938 |
| Total interest expense | $2,150,000 | 3,300 |
| Net interest income | $10,447,000 | 1,554 |
| Provision for loan and lease losses | $317,000 | 2,092 |
| Total noninterest income | $1,961,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,248,000 | 1,062 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $713,000 | 2,293 |
| Total noninterest expense | $8,560,000 | 1,496 |
| Salaries and employee benefits | $4,465,000 | 1,558 |
| Premises and equipment expense | $1,569,000 | 1,158 |
| Additional noninterest expense | $2,526,000 | 1,489 |
| Pre-tax net operating income | $3,531,000 | 1,969 |
| Securities gains (losses) | $-9,000 | 7,876 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,522,000 | 1,505 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,522,000 | 1,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,746 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,531,000 | 1,475 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,993,000 | 1,982 |
| Total interest expense | $1,363,000 | 3,292 |
| Net interest income | $6,630,000 | 1,617 |
| Provision for loan and lease losses | $164,000 | 2,494 |
| Total noninterest income | $1,262,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $798,000 | 1,083 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $464,000 | 2,299 |
| Total noninterest expense | $5,526,000 | 1,533 |
| Salaries and employee benefits | $2,879,000 | 1,604 |
| Premises and equipment expense | $1,026,000 | 1,169 |
| Additional noninterest expense | $1,621,000 | 1,539 |
| Pre-tax net operating income | $2,202,000 | 2,034 |
| Securities gains (losses) | $-9,000 | 8,110 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,193,000 | 1,575 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,193,000 | 1,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,614 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,202,000 | 1,541 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 2,042 |
| Total interest expense | $638,000 | 3,345 |
| Net interest income | $3,151,000 | 1,702 |
| Provision for loan and lease losses | $145,000 | 1,514 |
| Total noninterest income | $628,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $377,000 | 1,106 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $251,000 | 2,148 |
| Total noninterest expense | $2,697,000 | 1,574 |
| Salaries and employee benefits | $1,406,000 | 1,648 |
| Premises and equipment expense | $499,000 | 1,213 |
| Additional noninterest expense | $792,000 | 1,574 |
| Pre-tax net operating income | $937,000 | 2,283 |
| Securities gains (losses) | $-10,000 | 8,531 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $927,000 | 1,824 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $927,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,751 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $937,000 | 1,762 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,820,000 | 2,239 |
| Total interest expense | $2,256,000 | 3,303 |
| Net interest income | $10,564,000 | 1,921 |
| Provision for loan and lease losses | $88,000 | 5,225 |
| Total noninterest income | $2,102,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,213,000 | 1,445 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $889,000 | 2,315 |
| Total noninterest expense | $9,986,000 | 1,625 |
| Salaries and employee benefits | $5,169,000 | 1,714 |
| Premises and equipment expense | $1,877,000 | 1,217 |
| Additional noninterest expense | $2,940,000 | 1,656 |
| Pre-tax net operating income | $2,592,000 | 2,913 |
| Securities gains (losses) | $-4,000 | 8,021 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,588,000 | 2,357 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,588,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,458 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,592,000 | 2,299 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,296,000 | 2,285 |
| Total interest expense | $1,654,000 | 3,319 |
| Net interest income | $7,642,000 | 1,969 |
| Provision for loan and lease losses | $113,000 | 4,082 |
| Total noninterest income | $1,564,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $869,000 | 1,532 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $695,000 | 2,280 |
| Total noninterest expense | $7,380,000 | 1,643 |
| Salaries and employee benefits | $3,800,000 | 1,732 |
| Premises and equipment expense | $1,405,000 | 1,225 |
| Additional noninterest expense | $2,175,000 | 1,665 |
| Pre-tax net operating income | $1,713,000 | 3,275 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,719,000 | 2,646 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,719,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,713,000 | 2,589 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 2,341 |
| Total interest expense | $1,086,000 | 3,342 |
| Net interest income | $4,942,000 | 2,013 |
| Provision for loan and lease losses | $32,000 | 5,260 |
| Total noninterest income | $1,046,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $574,000 | 1,532 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $472,000 | 2,287 |
| Total noninterest expense | $4,833,000 | 1,670 |
| Salaries and employee benefits | $2,473,000 | 1,774 |
| Premises and equipment expense | $898,000 | 1,279 |
| Additional noninterest expense | $1,462,000 | 1,646 |
| Pre-tax net operating income | $1,123,000 | 3,276 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,129,000 | 2,657 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,129,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,123,000 | 2,594 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 2,368 |
| Total interest expense | $534,000 | 3,442 |
| Net interest income | $2,454,000 | 2,036 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $504,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $291,000 | 1,478 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $213,000 | 2,370 |
| Total noninterest expense | $2,366,000 | 1,717 |
| Salaries and employee benefits | $1,226,000 | 1,804 |
| Premises and equipment expense | $450,000 | 1,297 |
| Additional noninterest expense | $690,000 | 1,720 |
| Pre-tax net operating income | $522,000 | 3,405 |
| Securities gains (losses) | $11,000 | 2,005 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $533,000 | 2,792 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $533,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $522,000 | 2,738 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,904,000 | 2,598 |
| Total interest expense | $2,239,000 | 3,650 |
| Net interest income | $8,665,000 | 2,237 |
| Provision for loan and lease losses | $391,000 | 2,635 |
| Total noninterest income | $2,222,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,074,000 | 1,592 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,148,000 | 2,183 |
| Total noninterest expense | $8,710,000 | 1,816 |
| Salaries and employee benefits | $4,608,000 | 1,867 |
| Premises and equipment expense | $1,706,000 | 1,336 |
| Additional noninterest expense | $2,396,000 | 2,007 |
| Pre-tax net operating income | $1,786,000 | 3,654 |
| Securities gains (losses) | $118,000 | 1,742 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,904,000 | 2,972 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,904,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,786,000 | 2,976 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,043,000 | 2,676 |
| Total interest expense | $1,711,000 | 3,710 |
| Net interest income | $6,332,000 | 2,305 |
| Provision for loan and lease losses | $181,000 | 3,491 |
| Total noninterest income | $1,643,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $805,000 | 1,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $838,000 | 2,309 |
| Total noninterest expense | $6,391,000 | 1,855 |
| Salaries and employee benefits | $3,458,000 | 1,870 |
| Premises and equipment expense | $1,232,000 | 1,397 |
| Additional noninterest expense | $1,701,000 | 2,111 |
| Pre-tax net operating income | $1,403,000 | 3,658 |
| Securities gains (losses) | $118,000 | 1,597 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,521,000 | 2,933 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,521,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,895 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,403,000 | 2,963 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 2,741 |
| Total interest expense | $1,126,000 | 3,874 |
| Net interest income | $4,158,000 | 2,333 |
| Provision for loan and lease losses | $228,000 | 2,293 |
| Total noninterest income | $1,050,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $524,000 | 1,612 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $526,000 | 2,381 |
| Total noninterest expense | $4,180,000 | 1,894 |
| Salaries and employee benefits | $2,240,000 | 1,904 |
| Premises and equipment expense | $785,000 | 1,458 |
| Additional noninterest expense | $1,155,000 | 2,071 |
| Pre-tax net operating income | $800,000 | 4,055 |
| Securities gains (losses) | $132,000 | 1,312 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $932,000 | 3,126 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $932,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 9,048 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $800,000 | 3,313 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 2,830 |
| Total interest expense | $556,000 | 4,014 |
| Net interest income | $2,016,000 | 2,407 |
| Provision for loan and lease losses | $53,000 | 3,599 |
| Total noninterest income | $526,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $260,000 | 1,581 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $266,000 | 2,274 |
| Total noninterest expense | $2,070,000 | 1,896 |
| Salaries and employee benefits | $1,106,000 | 1,924 |
| Premises and equipment expense | $391,000 | 1,482 |
| Additional noninterest expense | $573,000 | 2,057 |
| Pre-tax net operating income | $419,000 | 3,930 |
| Securities gains (losses) | $133,000 | 847 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $552,000 | 2,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $552,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 9,080 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $419,000 | 3,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,043,000 | 3,010 |
| Total interest expense | $2,576,000 | 4,005 |
| Net interest income | $7,467,000 | 2,563 |
| Provision for loan and lease losses | $376,000 | 2,957 |
| Total noninterest income | $1,999,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $975,000 | 1,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,024,000 | 2,142 |
| Total noninterest expense | $7,824,000 | 1,932 |
| Salaries and employee benefits | $4,305,000 | 1,872 |
| Premises and equipment expense | $1,321,000 | 1,657 |
| Additional noninterest expense | $2,198,000 | 2,107 |
| Pre-tax net operating income | $1,266,000 | 4,568 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,273,000 | 3,932 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,273,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,986 |
| Cash dividends | $864,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $1,578,000 | 323 |
| Net operating income | $1,266,000 | 3,844 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,617,000 | 3,147 |
| Total interest expense | $3,573,000 | 4,142 |
| Net interest income | $7,044,000 | 2,539 |
| Provision for loan and lease losses | $648,000 | 1,785 |
| Total noninterest income | $1,606,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $762,000 | 1,985 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $844,000 | 2,304 |
| Total noninterest expense | $7,110,000 | 2,020 |
| Salaries and employee benefits | $3,627,000 | 2,078 |
| Premises and equipment expense | $1,357,000 | 1,587 |
| Additional noninterest expense | $2,126,000 | 2,111 |
| Pre-tax net operating income | $892,000 | 5,214 |
| Securities gains (losses) | $16,000 | 3,318 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $908,000 | 4,542 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $908,000 | 4,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 2,047 |
| Cash dividends | $428,000 | 3,724 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 593 |
| Net operating income | $892,000 | 4,482 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,360,000 | 3,604 |
| Total interest expense | $3,401,000 | 4,479 |
| Net interest income | $5,959,000 | 2,964 |
| Provision for loan and lease losses | $391,000 | 2,315 |
| Total noninterest income | $1,095,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $737,000 | 1,882 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $358,000 | 3,585 |
| Total noninterest expense | $5,278,000 | 2,575 |
| Salaries and employee benefits | $2,667,000 | 2,665 |
| Premises and equipment expense | $968,000 | 2,129 |
| Additional noninterest expense | $1,643,000 | 2,590 |
| Pre-tax net operating income | $1,385,000 | 4,310 |
| Securities gains (losses) | $-11,000 | 8,394 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,374,000 | 3,487 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,374,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,864 |
| Cash dividends | $771,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $2,040,000 | 353 |
| Net operating income | $1,385,000 | 3,448 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,970,000 | 3,916 |
| Total interest expense | $3,059,000 | 4,528 |
| Net interest income | $4,911,000 | 3,498 |
| Provision for loan and lease losses | $327,000 | 2,482 |
| Total noninterest income | $1,085,000 | 2,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $637,000 | 2,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 3,167 |
| Total noninterest expense | $4,682,000 | 2,884 |
| Salaries and employee benefits | $2,174,000 | 3,176 |
| Premises and equipment expense | $904,000 | 2,253 |
| Additional noninterest expense | $1,604,000 | 2,695 |
| Pre-tax net operating income | $987,000 | 5,347 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $-26,000 | 9,749 |
| Income before extraordinary items | $1,009,000 | 4,411 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,009,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,211 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $838,000 | 541 |
| Net operating income | $1,013,000 | 4,363 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,990,000 | 4,398 |
| Total interest expense | $3,067,000 | 4,640 |
| Net interest income | $3,923,000 | 4,188 |
| Provision for loan and lease losses | $540,000 | 1,625 |
| Total noninterest income | $682,000 | 4,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $517,000 | 2,482 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,440 |
| Total noninterest expense | $4,341,000 | 2,987 |
| Salaries and employee benefits | $1,983,000 | 3,364 |
| Premises and equipment expense | $892,000 | 2,173 |
| Additional noninterest expense | $1,466,000 | 2,837 |
| Pre-tax net operating income | $-276,000 | 10,047 |
| Securities gains (losses) | $20,000 | 2,430 |
| Applicable income taxes | $228,000 | 5,854 |
| Income before extraordinary items | $-484,000 | 10,218 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-484,000 | 10,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 1,441 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $506,000 | 556 |
| Net operating income | $-504,000 | 10,200 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,341,000 | 4,851 |
| Total interest expense | $3,107,000 | 4,569 |
| Net interest income | $3,234,000 | 5,020 |
| Provision for loan and lease losses | $313,000 | 2,507 |
| Total noninterest income | $526,000 | 4,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,622 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,246 |
| Total noninterest expense | $3,358,000 | 3,739 |
| Salaries and employee benefits | $1,521,000 | 4,202 |
| Premises and equipment expense | $663,000 | 2,879 |
| Additional noninterest expense | $1,174,000 | 3,417 |
| Pre-tax net operating income | $89,000 | 10,107 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $26,000 | 9,624 |
| Income before extraordinary items | $78,000 | 10,088 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $78,000 | 10,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,726 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $66,750 | 10,121 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,770,000 | 6,140 |
| Total interest expense | $2,114,000 | 6,196 |
| Net interest income | $2,656,000 | 5,953 |
| Provision for loan and lease losses | $170,000 | 3,812 |
| Total noninterest income | $451,000 | 5,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,277 |
| Total noninterest expense | $2,892,000 | 4,417 |
| Salaries and employee benefits | $1,381,000 | 4,632 |
| Premises and equipment expense | $568,000 | 3,381 |
| Additional noninterest expense | $943,000 | 4,613 |
| Pre-tax net operating income | $45,000 | 10,623 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $11,000 | 10,352 |
| Income before extraordinary items | $34,000 | 10,661 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $34,000 | 10,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,258 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 11,328 |
| Net operating income | $34,000 | 10,612 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,776,000 | 6,181 |
| Total interest expense | $2,024,000 | 6,411 |
| Net interest income | $2,752,000 | 5,890 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $404,000 | 5,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,906 |
| Total noninterest expense | $2,648,000 | 4,746 |
| Salaries and employee benefits | $1,352,000 | 4,707 |
| Premises and equipment expense | $549,000 | 3,470 |
| Additional noninterest expense | $747,000 | 5,548 |
| Pre-tax net operating income | $448,000 | 8,760 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $162,000 | 8,063 |
| Income before extraordinary items | $266,000 | 9,265 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $266,000 | 9,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,931 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 774 |
| Net operating income | $278,800 | 9,125 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,230,000 | 6,443 |
| Total interest expense | $1,513,000 | 6,852 |
| Net interest income | $2,717,000 | 6,072 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $368,000 | 6,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $2,675,000 | 4,861 |
| Salaries and employee benefits | $1,345,000 | 4,736 |
| Premises and equipment expense | $567,000 | 3,435 |
| Additional noninterest expense | $763,000 | 5,918 |
| Pre-tax net operating income | $360,000 | 9,666 |
| Securities gains (losses) | $37,000 | 1,338 |
| Applicable income taxes | $116,000 | 9,007 |
| Income before extraordinary items | $281,000 | 9,360 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $281,000 | 9,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $254,730 | 9,716 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 6,768 |
| Total interest expense | $1,504,000 | 7,191 |
| Net interest income | $2,586,000 | 6,390 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $455,000 | 5,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 5,304 |
| Total noninterest expense | $2,381,000 | 5,499 |
| Salaries and employee benefits | $1,107,000 | 5,617 |
| Premises and equipment expense | $586,000 | 3,404 |
| Additional noninterest expense | $688,000 | 6,647 |
| Pre-tax net operating income | $587,000 | 8,028 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $236,000 | 7,003 |
| Income before extraordinary items | $375,000 | 8,683 |
| Extraordinary gains, net | $65,000 | 1,965 |
| Net income | $440,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $359,640 | 8,577 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,553,000 | 6,832 |
| Total interest expense | $2,050,000 | 7,005 |
| Net interest income | $2,503,000 | 6,593 |
| Provision for loan and lease losses | $256,000 | 4,523 |
| Total noninterest income | $198,000 | 9,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $2,201,000 | 5,918 |
| Salaries and employee benefits | $1,048,000 | 5,789 |
| Premises and equipment expense | $539,000 | 3,721 |
| Additional noninterest expense | $614,000 | 7,383 |
| Pre-tax net operating income | $244,000 | 10,666 |
| Securities gains (losses) | $349,000 | 1,399 |
| Applicable income taxes | $253,000 | 6,602 |
| Income before extraordinary items | $340,000 | 8,821 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $340,000 | 8,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 6,201 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $116,640 | 11,407 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.