| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5086% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3809% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 1.5615% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0985% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4759% | 5,205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9882% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4057% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1895% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1100% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2877% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2877% | 291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5086% | 798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5888% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 2.3282% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1611% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5939% | 5,225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5202% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6305% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8188% | 127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 1,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0448% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0448% | 764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6118% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7382% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 3.4940% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3584% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0944% | 5,235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8826% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0297% | 4,518 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1894% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0581% | 5,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3567% | 1,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4060% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.6466% | 997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2727% | 1,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.6203% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2559% | 1,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2047% | 1,048 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2748% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1235% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2493% | 6,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2493% | 6,169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4149% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5446% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.9120% | 798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3904% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.7780% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2159% | 2,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2809% | 862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1914% | 2,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2479% | 5,978 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3771% | 6,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3771% | 6,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7641% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8733% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 2.0186% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5798% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 21.4101% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3405% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4908% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2824% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2456% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5312% | 6,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5312% | 6,364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8469% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9699% | 533 |
| Percentage Net Loans Charged-off:Construction & development | -0.0703% | 5,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8636% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.3862% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8430% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1326% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7243% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2402% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3511% | 6,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3511% | 6,144 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6890% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6089% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 1.9277% | 1,122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4648% | 1,625 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5159% | 5,569 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6348% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7508% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5744% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1006% | 1,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9530% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9530% | 1,337 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4353% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2483% | 2,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.1215% | 6,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2373% | 1,940 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7065% | 5,605 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5403% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7506% | 739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4266% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3733% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1758% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1758% | 986 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5482% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2619% | 2,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.6433% | 1,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1130% | 2,015 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1389% | 5,620 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7484% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0767% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5660% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9514% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3181% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3181% | 875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5973% | 1,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 3,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.4339% | 6,315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 6,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6239% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6327% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 2,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1689% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7672% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7672% | 618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3165% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3689% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.7757% | 2,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4069% | 2,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 56.9030% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7883% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7442% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8175% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0648% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2035% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1875% | 1,226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5107% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6311% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.9180% | 1,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4668% | 1,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 69.5781% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3525% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4098% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9813% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9243% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2726% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2524% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0187% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1126% | 1,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0078% | 2,299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0808% | 7,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 92.3079% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0321% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0314% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3640% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5132% | 2,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3694% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3409% | 913 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.8408% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1031% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 6,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 155.0837% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9644% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | 7.8803% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9797% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5668% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5085% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3775% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | 1.4698% | 2,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7478% | 1,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.9623% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0823% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8912% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9642% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6245% | 1,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7338% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3858% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1257% | 1,606 |
| Percentage Net Loans Charged-off:Construction & development | 1.2429% | 2,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6340% | 1,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0796% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4587% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5521% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0220% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5230% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5143% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3466% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.9064% | 2,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9354% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4373% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5355% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9197% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2458% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5992% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7914% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7588% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 1.0882% | 1,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3096% | 1,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3773% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0923% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8262% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8382% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2821% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0030% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9224% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 4.8362% | 1,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9016% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2917% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7849% | 991 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1228% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4893% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3115% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1200% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3706% | 679 |
| Percentage Net Loans Charged-off:Construction & development | 5.5712% | 887 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2028% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9198% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0559% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9838% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8067% | 2,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5824% | 1,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.7543% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2124% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 7.9118% | 561 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4969% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.1742% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5132% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 8.4268% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4084% | 2,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0914% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3759% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8771% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 6.6902% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7929% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7633% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6176% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2468% | 7,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8239% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6437% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8768% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 6.9009% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1503% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2609% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0910% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1477% | 7,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2820% | 184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 619.5652% | 8 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1864% | 308 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4726% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 8.7789% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1995% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7016% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8336% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0111% | 3,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0468% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 475.2435% | 8 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5988% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6031% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 5.4745% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6677% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8140% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5173% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.9816% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 550.0000% | 6 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0615% | 3,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 608.0000% | 3 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2052% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0809% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2257% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1565% | 2,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8329% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7851% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2204% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2353% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9356% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0105% | 4,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1022% | 7,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9733% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0244% | 5,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1158% | 7,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2083% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0104% | 5,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1546% | 7,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5448% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0379% | 3,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0628% | 7,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4605% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0387% | 3,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0824% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3835% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0814% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 8,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0977% | 8,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1503% | 8,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2358% | 2,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6096% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0656% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 8,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1370% | 8,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2030% | 8,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1866% | 2,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2955% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0638% | 3,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 8,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2243% | 8,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3166% | 8,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2126% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2355% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1954% | 8,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0585% | 8,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4862% | 8,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6781% | 8,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8609% | 8,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3629% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0166% | 6,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 8,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 8,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0554% | 3,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3195% | 4,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0641% | 4,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 8,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 8,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2527% | 2,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4284% | 3,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1040% | 3,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 8,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0382% | 8,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4079% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6644% | 2,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0329% | 4,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 8,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0540% | 8,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0744% | 8,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0682% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3508% | 1,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 2,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2090% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2839% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1187% | 8,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2495% | 5,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0406% | 8,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2372% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3206% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3035% | 8,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1849% | 5,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1006% | 8,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3639% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5021% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6329% | 8,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3462% | 4,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1369% | 8,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1113% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7549% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0831% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0246% | 8,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0086% | 1,951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1866% | 3,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0780% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7513% | 2,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1471% | 8,815 |
| Percentage Net Loans Charged-off: Credit card loans | 53.5714% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3929% | 2,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 8,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0452% | 9,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0531% | 9,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8390% | 2,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5869% | 3,737 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1552% | 1,201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4022% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3476% | 2,016 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7293% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3761% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3861% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1740% | 4,256 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0534% | 8,203 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3383% | 5,651 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
