BankFirst, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 10,043 |
| Total interest expense | $395,000 | 11,613 |
| Net interest income | $1,473,000 | 8,955 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $66,000 | 11,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $881,000 | 9,862 |
| Salaries and employee benefits | $318,000 | 11,043 |
| Premises and equipment expense | $321,000 | 5,423 |
| Additional noninterest expense | $242,000 | 10,626 |
| Pre-tax net operating income | $658,000 | 7,656 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $225,000 | 6,938 |
| Income before extraordinary items | $429,000 | 7,908 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $429,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 12,022 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $431,640 | 7,939 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 10,655 |
| Total interest expense | $531,000 | 11,527 |
| Net interest income | $1,240,000 | 9,935 |
| Provision for loan and lease losses | $567,000 | 1,935 |
| Total noninterest income | $44,000 | 12,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 10,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $925,000 | 10,081 |
| Salaries and employee benefits | $353,000 | 11,117 |
| Premises and equipment expense | $326,000 | 5,507 |
| Additional noninterest expense | $246,000 | 11,132 |
| Pre-tax net operating income | $-208,000 | 12,702 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-58,000 | 12,898 |
| Income before extraordinary items | $-150,000 | 12,710 |
| Extraordinary gains, net | $445,000 | 521 |
| Net income | $295,000 | 9,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 12,663 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-150,000 | 12,624 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 11,216 |
| Total interest expense | $688,000 | 11,877 |
| Net interest income | $1,150,000 | 10,509 |
| Provision for loan and lease losses | $251,000 | 4,571 |
| Total noninterest income | $62,000 | 12,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 11,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $1,146,000 | 9,296 |
| Salaries and employee benefits | $331,000 | 11,650 |
| Premises and equipment expense | $234,000 | 7,098 |
| Additional noninterest expense | $581,000 | 7,681 |
| Pre-tax net operating income | $-185,000 | 13,069 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-52,000 | 13,509 |
| Income before extraordinary items | $-133,000 | 13,104 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-133,000 | 13,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $828,000 | 1,776 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-133,000 | 12,964 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.